SIMMONS FIRST NATL CORP-CL A (SFNC)
US8287302009 - Common Stock
Overall SFNC gets a fundamental rating of 3 out of 10. We evaluated SFNC against 411 industry peers in the Banks industry. SFNC has a bad profitability rating. Also its financial health evaluation is rather negative. SFNC has a valuation in line with the averages, but on the other hand it scores bad on growth. Finally SFNC also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
SFNC had positive earnings in the past year.
SFNC had a positive operating cash flow in the past year.
In the past 5 years SFNC has always been profitable.
In the past 5 years SFNC always reported a positive cash flow from operatings.
1.2 Ratios
The Return On Assets of SFNC (0.64%) is worse than 70.56% of its industry peers.
With a Return On Equity value of 5.11%, SFNC is not doing good in the industry: 80.05% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.64% | ||
| ROE | 5.11% | ||
| ROIC | N/A |
ROA(3y)0.89%
ROA(5y)0.99%
ROE(3y)7.1%
ROE(5y)7.56%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
With a Profit Margin value of 21.72%, SFNC is not doing good in the industry: 60.10% of the companies in the same industry are doing better.
In the last couple of years the Profit Margin of SFNC has declined.
The Operating Margin and Gross Margin are not available for SFNC so they could not be analyzed.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 21.72% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-9.16%
PM growth 5Y-6.84%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
SFNC does not have a ROIC to compare to the WACC, probably because it is not profitable.
SFNC has less shares outstanding than it did 1 year ago.
The number of shares outstanding for SFNC has been increased compared to 5 years ago.
The debt/assets ratio for SFNC has been reduced compared to a year ago.
2.2 Solvency
The Debt to FCF ratio of SFNC is 0.89, which is an excellent value as it means it would take SFNC, only 0.89 years of fcf income to pay off all of its debts.
The Debt to FCF ratio of SFNC (0.89) is better than 77.37% of its industry peers.
SFNC has a Debt/Equity ratio of 0.13. This is a healthy value indicating a solid balance between debt and equity.
SFNC's Debt to Equity ratio of 0.13 is fine compared to the rest of the industry. SFNC outperforms 70.07% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.13 | ||
| Debt/FCF | 0.89 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC19.97%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
The earnings per share for SFNC have decreased strongly by -33.47% in the last year.
SFNC shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -7.28% yearly.
SFNC shows a decrease in Revenue. In the last year, the revenue decreased by -9.21%.
Measured over the past years, SFNC shows a small growth in Revenue. The Revenue has been growing by 2.96% on average per year.
EPS 1Y (TTM)-33.47%
EPS 3Y-11.71%
EPS 5Y-7.28%
EPS growth Q2Q-37.5%
Revenue 1Y (TTM)-9.21%
Revenue growth 3Y-2.88%
Revenue growth 5Y2.96%
Revenue growth Q2Q-25.25%
3.2 Future
Based on estimates for the next years, SFNC will show a small growth in Earnings Per Share. The EPS will grow by 2.41% on average per year.
SFNC is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 2.50% yearly.
EPS Next Y-12.33%
EPS Next 2Y2.41%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-2.04%
Revenue Next 2Y2.5%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 11.01, the valuation of SFNC can be described as very reasonable.
Based on the Price/Earnings ratio, SFNC is valued a bit more expensive than the industry average as 62.04% of the companies are valued more cheaply.
When comparing the Price/Earnings ratio of SFNC to the average of the S&P500 Index (25.20), we can say SFNC is valued rather cheaply.
A Price/Forward Earnings ratio of 12.55 indicates a correct valuation of SFNC.
SFNC's Price/Forward Earnings ratio is a bit more expensive when compared to the industry. SFNC is more expensive than 65.94% of the companies in the same industry.
Compared to an average S&P500 Price/Forward Earnings ratio of 21.63, SFNC is valued a bit cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.01 | ||
| Fwd PE | 12.55 |
4.2 Price Multiples
Based on the Price/Free Cash Flow ratio, SFNC is valued cheaper than 90.75% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 4.32 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y2.41%
EPS Next 3YN/A
5. Dividend
5.1 Amount
SFNC has a Yearly Dividend Yield of 4.61%, which is a nice return.
SFNC's Dividend Yield is a higher than the industry average which is at 3.86.
SFNC's Dividend Yield is rather good when compared to the S&P500 average which is at 2.44.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.61% |
5.2 History
The dividend of SFNC has a limited annual growth rate of 5.79%.
SFNC has been paying a dividend for at least 10 years, so it has a reliable track record.
SFNC has not decreased its dividend in the past 5 years, so it has a somewhat stable track record.
Dividend Growth(5Y)5.79%
Div Incr Years5
Div Non Decr Years5
5.3 Sustainability
SFNC pays out 57.69% of its income as dividend. This is a bit on the high side, but may be sustainable.
The dividend of SFNC is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP57.69%
EPS Next 2Y2.41%
EPS Next 3YN/A
SIMMONS FIRST NATL CORP-CL A
NASDAQ:SFNC (4/26/2024, 3:30:02 PM)
After market: 17.5 0 (0%)17.5
-0.35 (-1.96%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)
Earnings (Next)
Inst Owners
Inst Owner Change
Ins Owners
Ins Owner Change
Market Cap2.19B
Analysts
Price Target
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.61% |
Dividend Growth(5Y)
DP
Div Incr Years
Div Non Decr Years
Ex-Date
Surprises & Revisions
EPS beat(2)
Avg EPS beat(2)
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EPS beat(4)
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EPS beat(8)
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EPS beat(12)
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EPS beat(16)
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Revenue beat(2)
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Revenue beat(8)
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Revenue beat(12)
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Revenue beat(16)
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PT rev (1m)
PT rev (3m)
EPS NQ rev (1m)
EPS NQ rev (3m)
EPS NY rev (1m)
EPS NY rev (3m)
Revenue NQ rev (1m)
Revenue NQ rev (3m)
Revenue NY rev (1m)
Revenue NY rev (3m)
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.01 | ||
| Fwd PE | 12.55 | ||
| P/S | |||
| P/FCF | |||
| P/OCF | |||
| P/B | |||
| P/tB | |||
| EV/EBITDA |
EPS(TTM)
EY
EPS(NY)
Fwd EY
FCF(TTM)
FCFY
OCF(TTM)
OCFY
SpS
BVpS
TBVpS
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.64% | ||
| ROE | 5.11% | ||
| ROCE | |||
| ROIC | |||
| ROICexc | |||
| ROICexgc | |||
| OM | N/A | ||
| PM (TTM) | 21.72% | ||
| GM | N/A | ||
| FCFM |
ROA(3y)
ROA(5y)
ROE(3y)
ROE(5y)
ROIC(3y)
ROIC(5y)
ROICexc(3y)
ROICexc(5y)
ROICexgc(3y)
ROICexgc(5y)
ROCE(3y)
ROCE(5y)
ROICexcg growth 3Y
ROICexcg growth 5Y
ROICexc growth 3Y
ROICexc growth 5Y
OM growth 3Y
OM growth 5Y
PM growth 3Y
PM growth 5Y
GM growth 3Y
GM growth 5Y
F-Score
Asset Turnover0.03
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.13 | ||
| Debt/FCF | |||
| Debt/EBITDA | |||
| Cap/Depr | |||
| Cap/Sales | |||
| Interest Coverage | |||
| Cash Conversion | |||
| Profit Quality | |||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z |
F-Score
WACC
ROIC/WACC
Cap/Depr(3y)
Cap/Depr(5y)
Cap/Sales(3y)
Cap/Sales(5y)
Profit Quality(3y)
Profit Quality(5y)
Growth
EPS 1Y (TTM)-33.47%
EPS 3Y-11.71%
EPS 5Y
EPS growth Q2Q
EPS Next Y-12.33%
EPS Next 2Y
EPS Next 3Y
EPS Next 5Y
Revenue 1Y (TTM)-9.21%
Revenue growth 3Y-2.88%
Revenue growth 5Y
Revenue growth Q2Q
Revenue Next Year
Revenue Next 2Y
Revenue Next 3Y
Revenue Next 5Y
EBIT growth 1Y
EBIT growth 3Y
EBIT growth 5Y
EBIT Next Year
EBIT Next 3Y
EBIT Next 5Y
FCF growth 1Y
FCF growth 3Y
FCF growth 5Y
OCF growth 1Y
OCF growth 3Y
OCF growth 5Y