STIFEL FINANCIAL CORP - SF 5.2 10/15/47 (SFB) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:SFB - US8606306079
21.199 USD
-0.02 (-0.1%)
We assign a fundamental rating of 5 out of 10 to SFB. SFB was compared to 237 industry peers in the Capital Markets industry. There are concerns on the financial health of SFB while its profitability can be described as average. SFB scores decently on growth, while it is valued quite cheap. This could make an interesting combination.
1. Profitability
1.1 Basic Checks
In the past year SFB was profitable.
SFB had a positive operating cash flow in the past year.
Each year in the past 5 years SFB has been profitable.
In the past 5 years SFB always reported a positive cash flow from operatings.
1.2 Ratios
SFB has a Return On Assets of 1.50%. This is in the lower half of the industry: SFB underperforms 60.34% of its industry peers.
SFB's Return On Equity of 10.88% is fine compared to the rest of the industry. SFB outperforms 62.45% of its industry peers.
With a Return On Invested Capital value of 3.37%, SFB perfoms like the industry average, outperforming 47.68% of the companies in the same industry.
SFB had an Average Return On Invested Capital over the past 3 years of 3.24%. This is below the industry average of 7.00%.
The last Return On Invested Capital (3.37%) for SFB is above the 3 year average (3.24%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.5% | ||
| ROE | 10.88% | ||
| ROIC | 3.37% |
ROA(3y)1.57%
ROA(5y)1.76%
ROE(3y)11.03%
ROE(5y)12%
ROIC(3y)3.24%
ROIC(5y)2.97%
1.3 Margins
Looking at the Profit Margin, with a value of 10.12%, SFB is doing worse than 60.34% of the companies in the same industry.
SFB's Profit Margin has been stable in the last couple of years.
SFB has a Operating Margin (27.20%) which is comparable to the rest of the industry.
In the last couple of years the Operating Margin of SFB has grown nicely.
SFB's Gross Margin of 98.93% is amongst the best of the industry. SFB outperforms 98.73% of its industry peers.
In the last couple of years the Gross Margin of SFB has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 27.2% | ||
| PM (TTM) | 10.12% | ||
| GM | 98.93% |
OM growth 3Y11.3%
OM growth 5Y7.74%
PM growth 3Y-10.93%
PM growth 5Y-1%
GM growth 3Y0.06%
GM growth 5Y0.04%
2. Health
2.1 Basic Checks
SFB has more shares outstanding than it did 1 year ago.
SFB has more shares outstanding than it did 5 years ago.
Compared to 1 year ago, SFB has an improved debt to assets ratio.
2.2 Solvency
SFB has an Altman-Z score of -0.42. This is a bad value and indicates that SFB is not financially healthy and even has some risk of bankruptcy.
Looking at the Altman-Z score, with a value of -0.42, SFB is doing worse than 80.17% of the companies in the same industry.
The Debt to FCF ratio of SFB is 23.74, which is on the high side as it means it would take SFB, 23.74 years of fcf income to pay off all of its debts.
SFB's Debt to FCF ratio of 23.74 is in line compared to the rest of the industry. SFB outperforms 48.10% of its industry peers.
SFB has a Debt/Equity ratio of 5.62. This is a high value indicating a heavy dependency on external financing.
The Debt to Equity ratio of SFB (5.62) is worse than 86.50% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 5.62 | ||
| Debt/FCF | 23.74 | ||
| Altman-Z | -0.42 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 0.14 indicates that SFB may have some problems paying its short term obligations.
With a Current ratio value of 0.14, SFB is not doing good in the industry: 91.56% of the companies in the same industry are doing better.
SFB has a Quick Ratio of 0.14. This is a bad value and indicates that SFB is not financially healthy enough and could expect problems in meeting its short term obligations.
SFB's Quick ratio of 0.14 is on the low side compared to the rest of the industry. SFB is outperformed by 91.56% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.14 | ||
| Quick Ratio | 0.14 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 23.81% over the past year.
Measured over the past years, SFB shows a quite strong growth in Earnings Per Share. The EPS has been growing by 10.86% on average per year.
Looking at the last year, SFB shows a small growth in Revenue. The Revenue has grown by 7.63% in the last year.
SFB shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 11.11% yearly.
EPS 1Y (TTM)23.81%
EPS 3Y-1.24%
EPS 5Y10.86%
EPS Q2Q%30%
Revenue 1Y (TTM)7.63%
Revenue growth 3Y7.56%
Revenue growth 5Y11.11%
Sales Q2Q%16.72%
3.2 Future
The Earnings Per Share is expected to grow by 7.42% on average over the next years.
SFB is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 5.95% yearly.
EPS Next Y15.65%
EPS Next 2Y17.14%
EPS Next 3Y15.78%
EPS Next 5Y7.42%
Revenue Next Year11.22%
Revenue Next 2Y11.11%
Revenue Next 3Y9.9%
Revenue Next 5Y5.95%
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 2.81, which indicates a rather cheap valuation of SFB.
Compared to the rest of the industry, the Price/Earnings ratio of SFB indicates a rather cheap valuation: SFB is cheaper than 96.62% of the companies listed in the same industry.
Compared to an average S&P500 Price/Earnings ratio of 26.54, SFB is valued rather cheaply.
A Price/Forward Earnings ratio of 2.27 indicates a rather cheap valuation of SFB.
Based on the Price/Forward Earnings ratio, SFB is valued cheaply inside the industry as 97.47% of the companies are valued more expensively.
Compared to an average S&P500 Price/Forward Earnings ratio of 23.78, SFB is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 2.81 | ||
| Fwd PE | 2.27 |
4.2 Price Multiples
Based on the Price/Free Cash Flow ratio, SFB is valued cheaply inside the industry as 94.94% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 1.58 | ||
| EV/EBITDA | -0.2 |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
SFB has a very decent profitability rating, which may justify a higher PE ratio.
SFB's earnings are expected to grow with 15.78% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.18
PEG (5Y)0.26
EPS Next 2Y17.14%
EPS Next 3Y15.78%
5. Dividend
5.1 Amount
SFB has a Yearly Dividend Yield of 1.48%.
Compared to an average industry Dividend Yield of 8.26, SFB is paying slightly less dividend.
Compared to the average S&P500 Dividend Yield of 2.27, SFB is paying slightly less dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.48% |
5.2 History
The dividend of SFB is nicely growing with an annual growth rate of 26.83%!
SFB has been paying a dividend for over 5 years, so it has already some track record.
SFB has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)26.83%
Div Incr Years0
Div Non Decr Years4
5.3 Sustainability
SFB pays out 38.60% of its income as dividend. This is a sustainable payout ratio.
SFB's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP38.6%
EPS Next 2Y17.14%
EPS Next 3Y15.78%
STIFEL FINANCIAL CORP - SF 5.2 10/15/47
NYSE:SFB (12/12/2025, 8:04:00 PM)
21.199
-0.02 (-0.1%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners89.2%
Inst Owner ChangeN/A
Ins Owners3.15%
Ins Owner ChangeN/A
Market Cap2.16B
Revenue(TTM)6.19B
Net Income(TTM)626.14M
Analysts77.5
Price Target22.45 (5.9%)
Short Float %0.01%
Short Ratio0.36
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.48% |
Yearly Dividend2.24
Dividend Growth(5Y)26.83%
DP38.6%
Div Incr Years0
Div Non Decr Years4
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)1.58%
Min EPS beat(2)0.27%
Max EPS beat(2)2.88%
EPS beat(4)3
Avg EPS beat(4)2.35%
Min EPS beat(4)-2.78%
Max EPS beat(4)9.03%
EPS beat(8)5
Avg EPS beat(8)1.34%
EPS beat(12)5
Avg EPS beat(12)-5.77%
EPS beat(16)6
Avg EPS beat(16)-5.45%
Revenue beat(2)2
Avg Revenue beat(2)2.84%
Min Revenue beat(2)0.89%
Max Revenue beat(2)4.79%
Revenue beat(4)3
Avg Revenue beat(4)1%
Min Revenue beat(4)-4.53%
Max Revenue beat(4)4.79%
Revenue beat(8)4
Avg Revenue beat(8)0.71%
Revenue beat(12)5
Avg Revenue beat(12)-0.25%
Revenue beat(16)6
Avg Revenue beat(16)-0.72%
PT rev (1m)-10.41%
PT rev (3m)-9.33%
EPS NQ rev (1m)0.15%
EPS NQ rev (3m)1.45%
EPS NY rev (1m)-0.13%
EPS NY rev (3m)-0.15%
Revenue NQ rev (1m)0.39%
Revenue NQ rev (3m)2.82%
Revenue NY rev (1m)0.05%
Revenue NY rev (3m)2.47%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 2.81 | ||
| Fwd PE | 2.27 | ||
| P/S | 0.35 | ||
| P/FCF | 1.58 | ||
| P/OCF | 1.51 | ||
| P/B | 0.38 | ||
| P/tB | 0.52 | ||
| EV/EBITDA | -0.2 |
EPS(TTM)7.54
EY35.57%
EPS(NY)9.36
Fwd EY44.14%
FCF(TTM)13.39
FCFY63.15%
OCF(TTM)14.03
OCFY66.21%
SpS60.76
BVpS56.53
TBVpS40.89
PEG (NY)0.18
PEG (5Y)0.26
Graham Number97.93
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.5% | ||
| ROE | 10.88% | ||
| ROCE | 26.18% | ||
| ROIC | 3.37% | ||
| ROICexc | 3.68% | ||
| ROICexgc | 4% | ||
| OM | 27.2% | ||
| PM (TTM) | 10.12% | ||
| GM | 98.93% | ||
| FCFM | 22.03% |
ROA(3y)1.57%
ROA(5y)1.76%
ROE(3y)11.03%
ROE(5y)12%
ROIC(3y)3.24%
ROIC(5y)2.97%
ROICexc(3y)3.52%
ROICexc(5y)3.22%
ROICexgc(3y)3.83%
ROICexgc(5y)3.53%
ROCE(3y)23.39%
ROCE(5y)18.24%
ROICexgc growth 3Y13.05%
ROICexgc growth 5Y6.85%
ROICexc growth 3Y13.05%
ROICexc growth 5Y7.88%
OM growth 3Y11.3%
OM growth 5Y7.74%
PM growth 3Y-10.93%
PM growth 5Y-1%
GM growth 3Y0.06%
GM growth 5Y0.04%
F-Score8
Asset Turnover0.15
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 5.62 | ||
| Debt/FCF | 23.74 | ||
| Debt/EBITDA | 18.32 | ||
| Cap/Depr | 79.44% | ||
| Cap/Sales | 1.07% | ||
| Interest Coverage | 1.93 | ||
| Cash Conversion | 80.91% | ||
| Profit Quality | 217.7% | ||
| Current Ratio | 0.14 | ||
| Quick Ratio | 0.14 | ||
| Altman-Z | -0.42 |
F-Score8
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)88.97%
Cap/Depr(5y)136.67%
Cap/Sales(3y)1.35%
Cap/Sales(5y)1.98%
Profit Quality(3y)108.09%
Profit Quality(5y)148.9%
High Growth Momentum
Growth
EPS 1Y (TTM)23.81%
EPS 3Y-1.24%
EPS 5Y10.86%
EPS Q2Q%30%
EPS Next Y15.65%
EPS Next 2Y17.14%
EPS Next 3Y15.78%
EPS Next 5Y7.42%
Revenue 1Y (TTM)7.63%
Revenue growth 3Y7.56%
Revenue growth 5Y11.11%
Sales Q2Q%16.72%
Revenue Next Year11.22%
Revenue Next 2Y11.11%
Revenue Next 3Y9.9%
Revenue Next 5Y5.95%
EBIT growth 1Y-9.76%
EBIT growth 3Y19.72%
EBIT growth 5Y19.71%
EBIT Next Year-26.45%
EBIT Next 3Y-0.28%
EBIT Next 5Y2%
FCF growth 1Y35.58%
FCF growth 3Y-15.23%
FCF growth 5Y-2.34%
OCF growth 1Y32.11%
OCF growth 3Y-17.46%
OCF growth 5Y-4.79%
STIFEL FINANCIAL CORP - SF 5.2 10/15/47 / SFB FAQ
What is the ChartMill fundamental rating of STIFEL FINANCIAL CORP - SF 5.2 10/15/47 (SFB) stock?
ChartMill assigns a fundamental rating of 5 / 10 to SFB.
Can you provide the valuation status for STIFEL FINANCIAL CORP - SF 5.2 10/15/47?
ChartMill assigns a valuation rating of 8 / 10 to STIFEL FINANCIAL CORP - SF 5.2 10/15/47 (SFB). This can be considered as Undervalued.
How profitable is STIFEL FINANCIAL CORP - SF 5.2 10/15/47 (SFB) stock?
STIFEL FINANCIAL CORP - SF 5.2 10/15/47 (SFB) has a profitability rating of 6 / 10.
What is the valuation of STIFEL FINANCIAL CORP - SF 5.2 10/15/47 based on its PE and PB ratios?
The Price/Earnings (PE) ratio for STIFEL FINANCIAL CORP - SF 5.2 10/15/47 (SFB) is 2.81 and the Price/Book (PB) ratio is 0.38.
What is the earnings growth outlook for STIFEL FINANCIAL CORP - SF 5.2 10/15/47?
The Earnings per Share (EPS) of STIFEL FINANCIAL CORP - SF 5.2 10/15/47 (SFB) is expected to grow by 15.65% in the next year.