STELLUS CAPITAL INVESTMENT C (SCM) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:SCM - US8585681088 - Common Stock
12.96 USD
+0.2 (+1.57%)
12.96 USD
0 (0%)
Overall SCM gets a fundamental rating of 3 out of 10. We evaluated SCM against 237 industry peers in the Capital Markets industry. While SCM is still in line with the averages on profitability rating, there are concerns on its financial health. SCM has a valuation in line with the averages, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
In the past year SCM was profitable.
SCM had a negative operating cash flow in the past year.
SCM had positive earnings in each of the past 5 years.
SCM had a negative operating cash flow in each of the past 5 years.
1.2 Ratios
With a Return On Assets value of 2.97%, SCM perfoms like the industry average, outperforming 55.70% of the companies in the same industry.
SCM has a Return On Equity (8.08%) which is in line with its industry peers.
With a Return On Invested Capital value of 3.13%, SCM perfoms like the industry average, outperforming 45.15% of the companies in the same industry.
The Average Return On Invested Capital over the past 3 years for SCM is below the industry average of 6.99%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.97% | ||
| ROE | 8.08% | ||
| ROIC | 3.13% |
ROA(3y)2.74%
ROA(5y)3.06%
ROE(3y)7.71%
ROE(5y)8.46%
ROIC(3y)3.36%
ROIC(5y)2.97%
1.3 Margins
The Profit Margin of SCM (29.77%) is better than 75.11% of its industry peers.
In the last couple of years the Profit Margin of SCM has remained more or less at the same level.
With a decent Operating Margin value of 39.08%, SCM is doing good in the industry, outperforming 70.89% of the companies in the same industry.
In the last couple of years the Operating Margin of SCM has remained more or less at the same level.
With a Gross Margin value of 41.85%, SCM perfoms like the industry average, outperforming 45.99% of the companies in the same industry.
SCM's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 39.08% | ||
| PM (TTM) | 29.77% | ||
| GM | 41.85% |
OM growth 3Y8.4%
OM growth 5Y1.06%
PM growth 3Y-6.01%
PM growth 5Y-0.5%
GM growth 3Y3.4%
GM growth 5Y-0.96%
2. Health
2.1 Basic Checks
The number of shares outstanding for SCM has been increased compared to 1 year ago.
SCM has more shares outstanding than it did 5 years ago.
The debt/assets ratio for SCM has been reduced compared to a year ago.
2.2 Solvency
SCM has an Altman-Z score of 0.54. This is a bad value and indicates that SCM is not financially healthy and even has some risk of bankruptcy.
With a Altman-Z score value of 0.54, SCM is not doing good in the industry: 62.03% of the companies in the same industry are doing better.
SCM has a Debt/Equity ratio of 1.67. This is a high value indicating a heavy dependency on external financing.
The Debt to Equity ratio of SCM (1.67) is worse than 74.26% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.67 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 0.54 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 0.55 indicates that SCM may have some problems paying its short term obligations.
With a Current ratio value of 0.55, SCM is not doing good in the industry: 74.26% of the companies in the same industry are doing better.
SCM has a Quick Ratio of 0.55. This is a bad value and indicates that SCM is not financially healthy enough and could expect problems in meeting its short term obligations.
The Quick ratio of SCM (0.55) is worse than 74.26% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.55 | ||
| Quick Ratio | 0.55 |
3. Growth
3.1 Past
The earnings per share for SCM have decreased strongly by -23.60% in the last year.
SCM shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 5.92% yearly.
SCM shows a decrease in Revenue. In the last year, the revenue decreased by -4.30%.
Measured over the past years, SCM shows a quite strong growth in Revenue. The Revenue has been growing by 12.20% on average per year.
EPS 1Y (TTM)-23.6%
EPS 3Y17.54%
EPS 5Y5.92%
EPS Q2Q%-17.95%
Revenue 1Y (TTM)-4.3%
Revenue growth 3Y18.04%
Revenue growth 5Y12.2%
Sales Q2Q%-0.84%
3.2 Future
SCM is expected to show a very negative growth in Earnings Per Share. In the coming years, the EPS will decrease by -12.04% yearly.
Based on estimates for the next years, SCM will show a decrease in Revenue. The Revenue will decrease by -2.44% on average per year.
EPS Next Y-19.35%
EPS Next 2Y-17.41%
EPS Next 3Y-12.04%
EPS Next 5YN/A
Revenue Next Year-2.12%
Revenue Next 2Y-2.35%
Revenue Next 3Y-2.44%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 9.53 indicates a reasonable valuation of SCM.
75.95% of the companies in the same industry are more expensive than SCM, based on the Price/Earnings ratio.
The average S&P500 Price/Earnings ratio is at 26.59. SCM is valued rather cheaply when compared to this.
A Price/Forward Earnings ratio of 11.59 indicates a reasonable valuation of SCM.
Based on the Price/Forward Earnings ratio, SCM is valued a bit cheaper than the industry average as 64.98% of the companies are valued more expensively.
When comparing the Price/Forward Earnings ratio of SCM to the average of the S&P500 Index (23.80), we can say SCM is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.53 | ||
| Fwd PE | 11.59 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
A cheap valuation may be justified as SCM's earnings are expected to decrease with -12.04% in the coming years.
PEG (NY)N/A
PEG (5Y)1.61
EPS Next 2Y-17.41%
EPS Next 3Y-12.04%
5. Dividend
5.1 Amount
SCM has a Yearly Dividend Yield of 12.80%, which is a nice return.
SCM's Dividend Yield is rather good when compared to the industry average which is at 8.31. SCM pays more dividend than 80.17% of the companies in the same industry.
SCM's Dividend Yield is rather good when compared to the S&P500 average which is at 2.31.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 12.8% |
5.2 History
The dividend of SCM has a limited annual growth rate of 0.69%.
SCM has been paying a dividend for at least 10 years, so it has a reliable track record.
SCM has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)0.69%
Div Incr Years0
Div Non Decr Years3
5.3 Sustainability
SCM pays out 145.90% of its income as dividend. This is not a sustainable payout ratio.
The Dividend Rate of SCM has been growing, while earnings will be declining. This means the dividend growth is most likely not sustainable.
DP145.9%
EPS Next 2Y-17.41%
EPS Next 3Y-12.04%
12.96
+0.2 (+1.57%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners13.21%
Inst Owner Change-4.71%
Ins Owners3.91%
Ins Owner Change0%
Market Cap375.19M
Revenue(TTM)102.54M
Net Income(TTM)30.52M
Analysts72
Price Target13.36 (3.09%)
Short Float %2.06%
Short Ratio2.55
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 12.8% |
Yearly Dividend1.46
Dividend Growth(5Y)0.69%
DP145.9%
Div Incr Years0
Div Non Decr Years3
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-0.74%
Min EPS beat(2)-3.76%
Max EPS beat(2)2.29%
EPS beat(4)1
Avg EPS beat(4)-5.49%
Min EPS beat(4)-11.6%
Max EPS beat(4)2.29%
EPS beat(8)3
Avg EPS beat(8)-4.12%
EPS beat(12)6
Avg EPS beat(12)-0.03%
EPS beat(16)8
Avg EPS beat(16)0.93%
Revenue beat(2)1
Avg Revenue beat(2)-0.94%
Min Revenue beat(2)-2.53%
Max Revenue beat(2)0.65%
Revenue beat(4)1
Avg Revenue beat(4)-2.86%
Min Revenue beat(4)-7.2%
Max Revenue beat(4)0.65%
Revenue beat(8)2
Avg Revenue beat(8)-2.51%
Revenue beat(12)5
Avg Revenue beat(12)-0.75%
Revenue beat(16)7
Avg Revenue beat(16)0.08%
PT rev (1m)-3.68%
PT rev (3m)-3.68%
EPS NQ rev (1m)-4.77%
EPS NQ rev (3m)-4.77%
EPS NY rev (1m)-0.11%
EPS NY rev (3m)-1.15%
Revenue NQ rev (1m)-0.98%
Revenue NQ rev (3m)-0.98%
Revenue NY rev (1m)0.19%
Revenue NY rev (3m)0.19%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.53 | ||
| Fwd PE | 11.59 | ||
| P/S | 3.66 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 0.99 | ||
| P/tB | 0.99 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.36
EY10.49%
EPS(NY)1.12
Fwd EY8.63%
FCF(TTM)-2.25
FCFYN/A
OCF(TTM)-2.25
OCFYN/A
SpS3.54
BVpS13.05
TBVpS13.05
PEG (NY)N/A
PEG (5Y)1.61
Graham Number19.98
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.97% | ||
| ROE | 8.08% | ||
| ROCE | 3.97% | ||
| ROIC | 3.13% | ||
| ROICexc | 3.16% | ||
| ROICexgc | 3.16% | ||
| OM | 39.08% | ||
| PM (TTM) | 29.77% | ||
| GM | 41.85% | ||
| FCFM | N/A |
ROA(3y)2.74%
ROA(5y)3.06%
ROE(3y)7.71%
ROE(5y)8.46%
ROIC(3y)3.36%
ROIC(5y)2.97%
ROICexc(3y)3.48%
ROICexc(5y)3.08%
ROICexgc(3y)3.48%
ROICexgc(5y)3.08%
ROCE(3y)4.26%
ROCE(5y)3.76%
ROICexgc growth 3Y19.04%
ROICexgc growth 5Y4.29%
ROICexc growth 3Y19.04%
ROICexc growth 5Y4.29%
OM growth 3Y8.4%
OM growth 5Y1.06%
PM growth 3Y-6.01%
PM growth 5Y-0.5%
GM growth 3Y3.4%
GM growth 5Y-0.96%
F-Score1
Asset Turnover0.1
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.67 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 1.43 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.55 | ||
| Quick Ratio | 0.55 | ||
| Altman-Z | 0.54 |
F-Score1
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-23.6%
EPS 3Y17.54%
EPS 5Y5.92%
EPS Q2Q%-17.95%
EPS Next Y-19.35%
EPS Next 2Y-17.41%
EPS Next 3Y-12.04%
EPS Next 5YN/A
Revenue 1Y (TTM)-4.3%
Revenue growth 3Y18.04%
Revenue growth 5Y12.2%
Sales Q2Q%-0.84%
Revenue Next Year-2.12%
Revenue Next 2Y-2.35%
Revenue Next 3Y-2.44%
Revenue Next 5YN/A
EBIT growth 1Y-12.43%
EBIT growth 3Y27.95%
EBIT growth 5Y13.38%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-969.44%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-969.44%
OCF growth 3YN/A
OCF growth 5YN/A
STELLUS CAPITAL INVESTMENT C / SCM FAQ
What is the fundamental rating for SCM stock?
ChartMill assigns a fundamental rating of 3 / 10 to SCM.
What is the valuation status for SCM stock?
ChartMill assigns a valuation rating of 4 / 10 to STELLUS CAPITAL INVESTMENT C (SCM). This can be considered as Fairly Valued.
What is the profitability of SCM stock?
STELLUS CAPITAL INVESTMENT C (SCM) has a profitability rating of 4 / 10.
What is the valuation of STELLUS CAPITAL INVESTMENT C based on its PE and PB ratios?
The Price/Earnings (PE) ratio for STELLUS CAPITAL INVESTMENT C (SCM) is 9.53 and the Price/Book (PB) ratio is 0.99.
What is the financial health of STELLUS CAPITAL INVESTMENT C (SCM) stock?
The financial health rating of STELLUS CAPITAL INVESTMENT C (SCM) is 0 / 10.