STELLUS CAPITAL INVESTMENT C (SCM) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:SCM - US8585681088 - Common Stock
12.58 USD
-0.1 (-0.79%)
12.58 USD
0 (0%)
We assign a fundamental rating of 3 out of 10 to SCM. SCM was compared to 238 industry peers in the Capital Markets industry. While SCM is still in line with the averages on profitability rating, there are concerns on its financial health. SCM has a valuation in line with the averages, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
SCM had positive earnings in the past year.
SCM had a negative operating cash flow in the past year.
SCM had positive earnings in each of the past 5 years.
In the past 5 years SCM always reported negative operating cash flow.
1.2 Ratios
SCM's Return On Assets of 2.97% is in line compared to the rest of the industry. SCM outperforms 55.88% of its industry peers.
With a Return On Equity value of 8.08%, SCM perfoms like the industry average, outperforming 49.16% of the companies in the same industry.
SCM's Return On Invested Capital of 3.13% is in line compared to the rest of the industry. SCM outperforms 45.38% of its industry peers.
SCM had an Average Return On Invested Capital over the past 3 years of 3.36%. This is below the industry average of 7.00%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.97% | ||
| ROE | 8.08% | ||
| ROIC | 3.13% |
ROA(3y)2.74%
ROA(5y)3.06%
ROE(3y)7.71%
ROE(5y)8.46%
ROIC(3y)3.36%
ROIC(5y)2.97%
1.3 Margins
Looking at the Profit Margin, with a value of 29.77%, SCM is in the better half of the industry, outperforming 75.21% of the companies in the same industry.
SCM's Profit Margin has been stable in the last couple of years.
Looking at the Operating Margin, with a value of 39.08%, SCM is in the better half of the industry, outperforming 71.01% of the companies in the same industry.
SCM's Operating Margin has been stable in the last couple of years.
The Gross Margin of SCM (41.85%) is comparable to the rest of the industry.
In the last couple of years the Gross Margin of SCM has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 39.08% | ||
| PM (TTM) | 29.77% | ||
| GM | 41.85% |
OM growth 3Y8.4%
OM growth 5Y1.06%
PM growth 3Y-6.01%
PM growth 5Y-0.5%
GM growth 3Y3.4%
GM growth 5Y-0.96%
2. Health
2.1 Basic Checks
SCM has more shares outstanding than it did 1 year ago.
The number of shares outstanding for SCM has been increased compared to 5 years ago.
Compared to 1 year ago, SCM has an improved debt to assets ratio.
2.2 Solvency
SCM has an Altman-Z score of 0.52. This is a bad value and indicates that SCM is not financially healthy and even has some risk of bankruptcy.
The Altman-Z score of SCM (0.52) is worse than 60.92% of its industry peers.
A Debt/Equity ratio of 1.67 is on the high side and indicates that SCM has dependencies on debt financing.
Looking at the Debt to Equity ratio, with a value of 1.67, SCM is doing worse than 74.37% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.67 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 0.52 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 0.55 indicates that SCM may have some problems paying its short term obligations.
SCM's Current ratio of 0.55 is on the low side compared to the rest of the industry. SCM is outperformed by 72.69% of its industry peers.
A Quick Ratio of 0.55 indicates that SCM may have some problems paying its short term obligations.
SCM's Quick ratio of 0.55 is on the low side compared to the rest of the industry. SCM is outperformed by 72.69% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.55 | ||
| Quick Ratio | 0.55 |
3. Growth
3.1 Past
SCM shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -23.60%.
SCM shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 5.92% yearly.
Looking at the last year, SCM shows a decrease in Revenue. The Revenue has decreased by -4.30% in the last year.
The Revenue has been growing by 12.20% on average over the past years. This is quite good.
EPS 1Y (TTM)-23.6%
EPS 3Y17.54%
EPS 5Y5.92%
EPS Q2Q%-17.95%
Revenue 1Y (TTM)-4.3%
Revenue growth 3Y18.04%
Revenue growth 5Y12.2%
Sales Q2Q%-0.84%
3.2 Future
Based on estimates for the next years, SCM will show a very negative growth in Earnings Per Share. The EPS will decrease by -12.04% on average per year.
SCM is expected to show a decrease in Revenue. In the coming years, the Revenue will decrease by -2.44% yearly.
EPS Next Y-19.35%
EPS Next 2Y-17.41%
EPS Next 3Y-12.04%
EPS Next 5YN/A
Revenue Next Year-2.12%
Revenue Next 2Y-2.35%
Revenue Next 3Y-2.44%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 9.25, the valuation of SCM can be described as very reasonable.
SCM's Price/Earnings ratio is a bit cheaper when compared to the industry. SCM is cheaper than 76.47% of the companies in the same industry.
SCM is valuated cheaply when we compare the Price/Earnings ratio to 26.39, which is the current average of the S&P500 Index.
Based on the Price/Forward Earnings ratio of 11.25, the valuation of SCM can be described as reasonable.
Compared to the rest of the industry, the Price/Forward Earnings ratio of SCM indicates a somewhat cheap valuation: SCM is cheaper than 64.29% of the companies listed in the same industry.
Compared to an average S&P500 Price/Forward Earnings ratio of 23.84, SCM is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.25 | ||
| Fwd PE | 11.25 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
SCM's earnings are expected to decrease with -12.04% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)1.56
EPS Next 2Y-17.41%
EPS Next 3Y-12.04%
5. Dividend
5.1 Amount
SCM has a Yearly Dividend Yield of 12.62%, which is a nice return.
Compared to an average industry Dividend Yield of 6.43, SCM pays a better dividend. On top of this SCM pays more dividend than 80.67% of the companies listed in the same industry.
SCM's Dividend Yield is rather good when compared to the S&P500 average which is at 1.87.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 12.62% |
5.2 History
The dividend of SCM has a limited annual growth rate of 0.69%.
SCM has paid a dividend for at least 10 years, which is a reliable track record.
SCM has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)0.69%
Div Incr Years0
Div Non Decr Years3
5.3 Sustainability
SCM pays out 145.90% of its income as dividend. This is not a sustainable payout ratio.
SCM's earnings are declining while the Dividend Rate has been growing. This means the dividend growth is most likely not sustainable.
DP145.9%
EPS Next 2Y-17.41%
EPS Next 3Y-12.04%
12.58
-0.1 (-0.79%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners13.21%
Inst Owner Change-4.71%
Ins Owners3.91%
Ins Owner Change0%
Market Cap364.19M
Revenue(TTM)102.54M
Net Income(TTM)30.52M
Analysts72
Price Target13.36 (6.2%)
Short Float %2.24%
Short Ratio2.91
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 12.62% |
Yearly Dividend1.46
Dividend Growth(5Y)0.69%
DP145.9%
Div Incr Years0
Div Non Decr Years3
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-0.74%
Min EPS beat(2)-3.76%
Max EPS beat(2)2.29%
EPS beat(4)1
Avg EPS beat(4)-5.49%
Min EPS beat(4)-11.6%
Max EPS beat(4)2.29%
EPS beat(8)3
Avg EPS beat(8)-4.12%
EPS beat(12)6
Avg EPS beat(12)-0.03%
EPS beat(16)8
Avg EPS beat(16)0.93%
Revenue beat(2)1
Avg Revenue beat(2)-0.94%
Min Revenue beat(2)-2.53%
Max Revenue beat(2)0.65%
Revenue beat(4)1
Avg Revenue beat(4)-2.86%
Min Revenue beat(4)-7.2%
Max Revenue beat(4)0.65%
Revenue beat(8)2
Avg Revenue beat(8)-2.51%
Revenue beat(12)5
Avg Revenue beat(12)-0.75%
Revenue beat(16)7
Avg Revenue beat(16)0.08%
PT rev (1m)0%
PT rev (3m)-3.68%
EPS NQ rev (1m)-0.39%
EPS NQ rev (3m)-4.77%
EPS NY rev (1m)-0.11%
EPS NY rev (3m)-1.15%
Revenue NQ rev (1m)-0.86%
Revenue NQ rev (3m)-0.98%
Revenue NY rev (1m)0.19%
Revenue NY rev (3m)0.19%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.25 | ||
| Fwd PE | 11.25 | ||
| P/S | 3.55 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 0.96 | ||
| P/tB | 0.96 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.36
EY10.81%
EPS(NY)1.12
Fwd EY8.89%
FCF(TTM)-2.25
FCFYN/A
OCF(TTM)-2.25
OCFYN/A
SpS3.54
BVpS13.05
TBVpS13.05
PEG (NY)N/A
PEG (5Y)1.56
Graham Number19.98
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.97% | ||
| ROE | 8.08% | ||
| ROCE | 3.97% | ||
| ROIC | 3.13% | ||
| ROICexc | 3.16% | ||
| ROICexgc | 3.16% | ||
| OM | 39.08% | ||
| PM (TTM) | 29.77% | ||
| GM | 41.85% | ||
| FCFM | N/A |
ROA(3y)2.74%
ROA(5y)3.06%
ROE(3y)7.71%
ROE(5y)8.46%
ROIC(3y)3.36%
ROIC(5y)2.97%
ROICexc(3y)3.48%
ROICexc(5y)3.08%
ROICexgc(3y)3.48%
ROICexgc(5y)3.08%
ROCE(3y)4.26%
ROCE(5y)3.76%
ROICexgc growth 3Y19.04%
ROICexgc growth 5Y4.29%
ROICexc growth 3Y19.04%
ROICexc growth 5Y4.29%
OM growth 3Y8.4%
OM growth 5Y1.06%
PM growth 3Y-6.01%
PM growth 5Y-0.5%
GM growth 3Y3.4%
GM growth 5Y-0.96%
F-Score1
Asset Turnover0.1
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.67 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 1.43 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.55 | ||
| Quick Ratio | 0.55 | ||
| Altman-Z | 0.52 |
F-Score1
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-23.6%
EPS 3Y17.54%
EPS 5Y5.92%
EPS Q2Q%-17.95%
EPS Next Y-19.35%
EPS Next 2Y-17.41%
EPS Next 3Y-12.04%
EPS Next 5YN/A
Revenue 1Y (TTM)-4.3%
Revenue growth 3Y18.04%
Revenue growth 5Y12.2%
Sales Q2Q%-0.84%
Revenue Next Year-2.12%
Revenue Next 2Y-2.35%
Revenue Next 3Y-2.44%
Revenue Next 5YN/A
EBIT growth 1Y-12.43%
EBIT growth 3Y27.95%
EBIT growth 5Y13.38%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-969.44%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-969.44%
OCF growth 3YN/A
OCF growth 5YN/A
STELLUS CAPITAL INVESTMENT C / SCM FAQ
What is the fundamental rating for SCM stock?
ChartMill assigns a fundamental rating of 3 / 10 to SCM.
What is the valuation status for SCM stock?
ChartMill assigns a valuation rating of 4 / 10 to STELLUS CAPITAL INVESTMENT C (SCM). This can be considered as Fairly Valued.
What is the profitability of SCM stock?
STELLUS CAPITAL INVESTMENT C (SCM) has a profitability rating of 4 / 10.
What is the valuation of STELLUS CAPITAL INVESTMENT C based on its PE and PB ratios?
The Price/Earnings (PE) ratio for STELLUS CAPITAL INVESTMENT C (SCM) is 9.25 and the Price/Book (PB) ratio is 0.96.
What is the financial health of STELLUS CAPITAL INVESTMENT C (SCM) stock?
The financial health rating of STELLUS CAPITAL INVESTMENT C (SCM) is 0 / 10.