STELLUS CAPITAL INVESTMENT C (SCM) Fundamental Analysis & Valuation

NYSE:SCM • US8585681088

9.69 USD
-0.31 (-3.1%)
At close: Mar 6, 2026
9.69 USD
0 (0%)
After Hours: 3/6/2026, 8:04:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Forecast Earnings Financials Ownership News

This SCM fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

Fundamental Rating

3

We assign a fundamental rating of 3 out of 10 to SCM. SCM was compared to 238 industry peers in the Capital Markets industry. While SCM is still in line with the averages on profitability rating, there are concerns on its financial health. SCM has a valuation in line with the averages, but on the other hand it scores bad on growth.


Dividend Valuation Growth Profitability Health

4

1. SCM Profitability Analysis

1.1 Basic Checks

  • In the past year SCM was profitable.
  • SCM had a negative operating cash flow in the past year.
  • SCM had positive earnings in each of the past 5 years.
  • In the past 5 years SCM always reported negative operating cash flow.
SCM Yearly Net Income VS EBIT VS OCF VS FCFSCM Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 -50M -100M

1.2 Ratios

  • SCM's Return On Assets of 2.97% is in line compared to the rest of the industry. SCM outperforms 50.84% of its industry peers.
  • SCM has a Return On Equity (8.08%) which is in line with its industry peers.
  • SCM has a Return On Invested Capital (3.13%) which is comparable to the rest of the industry.
  • SCM had an Average Return On Invested Capital over the past 3 years of 3.36%. This is below the industry average of 7.26%.
Industry RankSector Rank
ROA 2.97%
ROE 8.08%
ROIC 3.13%
ROA(3y)2.74%
ROA(5y)3.06%
ROE(3y)7.71%
ROE(5y)8.46%
ROIC(3y)3.36%
ROIC(5y)2.97%
SCM Yearly ROA, ROE, ROICSCM Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2 4 6 8 10

1.3 Margins

  • SCM's Profit Margin of 29.77% is fine compared to the rest of the industry. SCM outperforms 71.85% of its industry peers.
  • SCM's Profit Margin has been stable in the last couple of years.
  • Looking at the Operating Margin, with a value of 39.08%, SCM is in the better half of the industry, outperforming 69.33% of the companies in the same industry.
  • SCM's Operating Margin has been stable in the last couple of years.
  • With a Gross Margin value of 41.85%, SCM perfoms like the industry average, outperforming 42.44% of the companies in the same industry.
  • In the last couple of years the Gross Margin of SCM has remained more or less at the same level.
Industry RankSector Rank
OM 39.08%
PM (TTM) 29.77%
GM 41.85%
OM growth 3Y8.4%
OM growth 5Y1.06%
PM growth 3Y-6.01%
PM growth 5Y-0.5%
GM growth 3Y3.4%
GM growth 5Y-0.96%
SCM Yearly Profit, Operating, Gross MarginsSCM Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 20 40 60

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ROAROEROICOperating and Profit MarginShow most profitable peers

0

2. SCM Health Analysis

2.1 Basic Checks

  • SCM has more shares outstanding than it did 1 year ago.
  • Compared to 5 years ago, SCM has more shares outstanding
  • The debt/assets ratio for SCM has been reduced compared to a year ago.
SCM Yearly Shares OutstandingSCM Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 5M 10M 15M 20M 25M
SCM Yearly Total Debt VS Total AssetsSCM Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M 800M

2.2 Solvency

  • SCM has an Altman-Z score of 0.46. This is a bad value and indicates that SCM is not financially healthy and even has some risk of bankruptcy.
  • SCM's Altman-Z score of 0.46 is on the low side compared to the rest of the industry. SCM is outperformed by 60.92% of its industry peers.
  • SCM has a Debt/Equity ratio of 1.67. This is a high value indicating a heavy dependency on external financing.
  • Looking at the Debt to Equity ratio, with a value of 1.67, SCM is doing worse than 73.53% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 1.67
Debt/FCF N/A
Altman-Z 0.46
ROIC/WACCN/A
WACCN/A
SCM Yearly LT Debt VS Equity VS FCFSCM Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 200M 400M 600M

2.3 Liquidity

  • A Current Ratio of 0.55 indicates that SCM may have some problems paying its short term obligations.
  • With a Current ratio value of 0.55, SCM is not doing good in the industry: 70.59% of the companies in the same industry are doing better.
  • SCM has a Quick Ratio of 0.55. This is a bad value and indicates that SCM is not financially healthy enough and could expect problems in meeting its short term obligations.
  • SCM has a worse Quick ratio (0.55) than 70.17% of its industry peers.
Industry RankSector Rank
Current Ratio 0.55
Quick Ratio 0.55
SCM Yearly Current Assets VS Current LiabilitesSCM Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M 40M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

2

3. SCM Growth Analysis

3.1 Past

  • SCM shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -23.60%.
  • The Earnings Per Share has been growing slightly by 5.92% on average over the past years.
  • SCM shows a decrease in Revenue. In the last year, the revenue decreased by -4.30%.
  • SCM shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 12.20% yearly.
EPS 1Y (TTM)-23.6%
EPS 3Y17.54%
EPS 5Y5.92%
EPS Q2Q%-17.95%
Revenue 1Y (TTM)-4.3%
Revenue growth 3Y18.04%
Revenue growth 5Y12.2%
Sales Q2Q%-0.84%

3.2 Future

  • The Earnings Per Share is expected to decrease by -12.04% on average over the next years. This is quite bad
  • The Revenue is expected to decrease by -2.44% on average over the next years.
EPS Next Y-19.35%
EPS Next 2Y-17.41%
EPS Next 3Y-12.04%
EPS Next 5YN/A
Revenue Next Year-2.26%
Revenue Next 2Y-3.22%
Revenue Next 3Y-2.44%
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
SCM Yearly Revenue VS EstimatesSCM Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 20M 40M 60M 80M 100M
SCM Yearly EPS VS EstimatesSCM Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0.5 1 1.5

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Find the best growth stocksShow best growing peers

4

4. SCM Valuation Analysis

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 7.12 indicates a rather cheap valuation of SCM.
  • Based on the Price/Earnings ratio, SCM is valued a bit cheaper than 76.89% of the companies in the same industry.
  • Compared to an average S&P500 Price/Earnings ratio of 26.29, SCM is valued rather cheaply.
  • A Price/Forward Earnings ratio of 8.66 indicates a reasonable valuation of SCM.
  • Based on the Price/Forward Earnings ratio, SCM is valued a bit cheaper than the industry average as 76.89% of the companies are valued more expensively.
  • The average S&P500 Price/Forward Earnings ratio is at 24.57. SCM is valued rather cheaply when compared to this.
Industry RankSector Rank
PE 7.12
Fwd PE 8.66
SCM Price Earnings VS Forward Price EarningsSCM Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30 40

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
SCM Per share dataSCM EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 5 10

4.3 Compensation for Growth

  • SCM's earnings are expected to decrease with -12.04% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)1.2
EPS Next 2Y-17.41%
EPS Next 3Y-12.04%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

6

5. SCM Dividend Analysis

5.1 Amount

  • SCM has a Yearly Dividend Yield of 13.60%, which is a nice return.
  • In the last 3 months the price of SCM has falen by -23.16%. A price decline artificially increases the dividend yield. It may be a sign investors do not expect the dividend to last.
  • SCM's Dividend Yield is rather good when compared to the industry average which is at 6.33. SCM pays more dividend than 80.25% of the companies in the same industry.
  • Compared to an average S&P500 Dividend Yield of 1.82, SCM pays a better dividend.
Industry RankSector Rank
Dividend Yield 13.6%

5.2 History

  • The dividend of SCM has a limited annual growth rate of 0.69%.
  • SCM has paid a dividend for at least 10 years, which is a reliable track record.
  • SCM has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)0.69%
Div Incr Years0
Div Non Decr Years3
SCM Yearly Dividends per shareSCM Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5

5.3 Sustainability

  • 145.90% of the earnings are spent on dividend by SCM. This is not a sustainable payout ratio.
  • SCM's earnings are declining while the Dividend Rate has been growing. This means the dividend growth is most likely not sustainable.
DP145.9%
EPS Next 2Y-17.41%
EPS Next 3Y-12.04%
SCM Yearly Income VS Free CF VS DividendSCM Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 -50M -100M
SCM Dividend Payout.SCM Dividend Payout, showing the Payout Ratio.SCM Dividend Payout.PayoutRetained Earnings

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SCM Fundamentals: All Metrics, Ratios and Statistics

STELLUS CAPITAL INVESTMENT C

NYSE:SCM (3/6/2026, 8:04:00 PM)

After market: 9.69 0 (0%)

9.69

-0.31 (-3.1%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)11-10
Earnings (Next)03-11
Inst Owners14.28%
Inst Owner Change7.34%
Ins Owners3.91%
Ins Owner Change0%
Market Cap280.53M
Revenue(TTM)102.54M
Net Income(TTM)30.52M
Analysts73.33
Price Target13.39 (38.18%)
Short Float %2.47%
Short Ratio3.15
Dividend
Industry RankSector Rank
Dividend Yield 13.6%
Yearly Dividend1.46
Dividend Growth(5Y)0.69%
DP145.9%
Div Incr Years0
Div Non Decr Years3
Ex-Date03-31
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-0.74%
Min EPS beat(2)-3.76%
Max EPS beat(2)2.29%
EPS beat(4)1
Avg EPS beat(4)-5.49%
Min EPS beat(4)-11.6%
Max EPS beat(4)2.29%
EPS beat(8)3
Avg EPS beat(8)-4.12%
EPS beat(12)6
Avg EPS beat(12)-0.03%
EPS beat(16)8
Avg EPS beat(16)0.93%
Revenue beat(2)1
Avg Revenue beat(2)-0.94%
Min Revenue beat(2)-2.53%
Max Revenue beat(2)0.65%
Revenue beat(4)1
Avg Revenue beat(4)-2.86%
Min Revenue beat(4)-7.2%
Max Revenue beat(4)0.65%
Revenue beat(8)2
Avg Revenue beat(8)-2.51%
Revenue beat(12)5
Avg Revenue beat(12)-0.75%
Revenue beat(16)7
Avg Revenue beat(16)0.08%
PT rev (1m)0.19%
PT rev (3m)0.19%
EPS NQ rev (1m)3.4%
EPS NQ rev (3m)3.4%
EPS NY rev (1m)0%
EPS NY rev (3m)-0.11%
Revenue NQ rev (1m)-0.58%
Revenue NQ rev (3m)-0.58%
Revenue NY rev (1m)-0.14%
Revenue NY rev (3m)0.05%
Valuation
Industry RankSector Rank
PE 7.12
Fwd PE 8.66
P/S 2.74
P/FCF N/A
P/OCF N/A
P/B 0.74
P/tB 0.74
EV/EBITDA N/A
EPS(TTM)1.36
EY14.04%
EPS(NY)1.12
Fwd EY11.54%
FCF(TTM)-2.25
FCFYN/A
OCF(TTM)-2.25
OCFYN/A
SpS3.54
BVpS13.05
TBVpS13.05
PEG (NY)N/A
PEG (5Y)1.2
Graham Number19.98
Profitability
Industry RankSector Rank
ROA 2.97%
ROE 8.08%
ROCE 3.97%
ROIC 3.13%
ROICexc 3.16%
ROICexgc 3.16%
OM 39.08%
PM (TTM) 29.77%
GM 41.85%
FCFM N/A
ROA(3y)2.74%
ROA(5y)3.06%
ROE(3y)7.71%
ROE(5y)8.46%
ROIC(3y)3.36%
ROIC(5y)2.97%
ROICexc(3y)3.48%
ROICexc(5y)3.08%
ROICexgc(3y)3.48%
ROICexgc(5y)3.08%
ROCE(3y)4.26%
ROCE(5y)3.76%
ROICexgc growth 3Y19.04%
ROICexgc growth 5Y4.29%
ROICexc growth 3Y19.04%
ROICexc growth 5Y4.29%
OM growth 3Y8.4%
OM growth 5Y1.06%
PM growth 3Y-6.01%
PM growth 5Y-0.5%
GM growth 3Y3.4%
GM growth 5Y-0.96%
F-Score1
Asset Turnover0.1
Health
Industry RankSector Rank
Debt/Equity 1.67
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 1.43
Cash Conversion N/A
Profit Quality N/A
Current Ratio 0.55
Quick Ratio 0.55
Altman-Z 0.46
F-Score1
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-23.6%
EPS 3Y17.54%
EPS 5Y5.92%
EPS Q2Q%-17.95%
EPS Next Y-19.35%
EPS Next 2Y-17.41%
EPS Next 3Y-12.04%
EPS Next 5YN/A
Revenue 1Y (TTM)-4.3%
Revenue growth 3Y18.04%
Revenue growth 5Y12.2%
Sales Q2Q%-0.84%
Revenue Next Year-2.26%
Revenue Next 2Y-3.22%
Revenue Next 3Y-2.44%
Revenue Next 5YN/A
EBIT growth 1Y-12.43%
EBIT growth 3Y27.95%
EBIT growth 5Y13.38%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-969.44%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-969.44%
OCF growth 3YN/A
OCF growth 5YN/A

STELLUS CAPITAL INVESTMENT C / SCM FAQ

What is the fundamental rating for SCM stock?

ChartMill assigns a fundamental rating of 3 / 10 to SCM.


What is the valuation status of STELLUS CAPITAL INVESTMENT C (SCM) stock?

ChartMill assigns a valuation rating of 4 / 10 to STELLUS CAPITAL INVESTMENT C (SCM). This can be considered as Fairly Valued.


What is the profitability of SCM stock?

STELLUS CAPITAL INVESTMENT C (SCM) has a profitability rating of 4 / 10.


What is the financial health of STELLUS CAPITAL INVESTMENT C (SCM) stock?

The financial health rating of STELLUS CAPITAL INVESTMENT C (SCM) is 0 / 10.


What is the earnings growth outlook for STELLUS CAPITAL INVESTMENT C?

The Earnings per Share (EPS) of STELLUS CAPITAL INVESTMENT C (SCM) is expected to decline by -19.35% in the next year.