23.45 USD
+0.23 (+0.99%)
Overall SCCG gets a fundamental rating of 3 out of 10. We evaluated SCCG against 68 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. While SCCG seems to be doing ok healthwise, there are quite some concerns on its profitability. SCCG does not seem to be growing, but still is valued expensively.
1. Profitability
1.1 Basic Checks
SCCG had negative earnings in the past year.
In the past year SCCG had a positive cash flow from operations.
SCCG had positive earnings in 4 of the past 5 years.
SCCG had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
SCCG has a Return On Assets of -8.54%. This is amonst the worse of the industry: SCCG underperforms 97.06% of its industry peers.
SCCG has a Return On Equity of -24.08%. This is amonst the worse of the industry: SCCG underperforms 97.06% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -8.54% | ||
| ROE | -24.08% | ||
| ROIC | N/A |
ROA(3y)-1.31%
ROA(5y)0.55%
ROE(3y)-3.66%
ROE(5y)1.3%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
SCCG has a Gross Margin of 0.79%. This is amonst the worse of the industry: SCCG underperforms 95.59% of its industry peers.
SCCG's Gross Margin has declined in the last couple of years.
SCCG does not have Profit Margin and Operating Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | N/A | ||
| GM | 0.79% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-30.78%
GM growth 5Y-22.09%
2. Health
2.1 Basic Checks
SCCG does not have a ROIC to compare to the WACC, probably because it is not profitable.
SCCG has more shares outstanding than it did 1 year ago.
SCCG has more shares outstanding than it did 5 years ago.
Compared to 1 year ago, SCCG has a worse debt to assets ratio.
2.2 Solvency
An Altman-Z score of 1.97 indicates that SCCG is not a great score, but indicates only limited risk for bankruptcy at the moment.
Looking at the Altman-Z score, with a value of 1.97, SCCG belongs to the top of the industry, outperforming 97.06% of the companies in the same industry.
SCCG has a debt to FCF ratio of 175.42. This is a negative value and a sign of low solvency as SCCG would need 175.42 years to pay back of all of its debts.
With a Debt to FCF ratio value of 175.42, SCCG is not doing good in the industry: 66.18% of the companies in the same industry are doing better.
A Debt/Equity ratio of 1.77 is on the high side and indicates that SCCG has dependencies on debt financing.
Looking at the Debt to Equity ratio, with a value of 1.77, SCCG belongs to the top of the industry, outperforming 86.76% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.77 | ||
| Debt/FCF | 175.42 | ||
| Altman-Z | 1.97 |
ROIC/WACCN/A
WACC8.12%
2.3 Liquidity
SCCG has a Current Ratio of 1.13. This is a normal value and indicates that SCCG is financially healthy and should not expect problems in meeting its short term obligations.
With an excellent Current ratio value of 1.13, SCCG belongs to the best of the industry, outperforming 82.35% of the companies in the same industry.
A Quick Ratio of 1.13 indicates that SCCG should not have too much problems paying its short term obligations.
SCCG has a Quick ratio of 1.13. This is amongst the best in the industry. SCCG outperforms 82.35% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.13 | ||
| Quick Ratio | 1.13 |
3. Growth
3.1 Past
The earnings per share for SCCG have decreased strongly by -305.88% in the last year.
The Revenue for SCCG has decreased by -45.85% in the past year. This is quite bad
Measured over the past years, SCCG shows a very strong growth in Revenue. The Revenue has been growing by 22.88% on average per year.
EPS 1Y (TTM)-305.88%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%100%
Revenue 1Y (TTM)-45.85%
Revenue growth 3Y5.31%
Revenue growth 5Y22.88%
Sales Q2Q%-18.84%
3.2 Future
Based on estimates for the next years, SCCG will show a very strong growth in Earnings Per Share. The EPS will grow by 43.82% on average per year.
The Revenue is expected to decrease by -6.86% on average over the next years.
EPS Next Y104.56%
EPS Next 2Y43.82%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-24.58%
Revenue Next 2Y-12.41%
Revenue Next 3Y-6.86%
Revenue Next 5YN/A
3.3 Evolution
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
SCCG reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.
The Price/Forward Earnings ratio is 418.00, which means the current valuation is very expensive for SCCG.
Based on the Price/Forward Earnings ratio, SCCG is valued expensively inside the industry as 88.24% of the companies are valued cheaper.
SCCG's Price/Forward Earnings ratio indicates a rather expensive valuation when compared to the S&P500 average which is at 23.40.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 418 |
4.2 Price Multiples
Based on the Price/Free Cash Flow ratio, SCCG is valued a bit more expensive than the industry average as 66.18% of the companies are valued more cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 621.64 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
A more expensive valuation may be justified as SCCG's earnings are expected to grow with 43.82% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y43.82%
EPS Next 3YN/A
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 10.83%, SCCG is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 10.99, SCCG has a dividend in line with its industry peers.
SCCG's Dividend Yield is rather good when compared to the S&P500 average which is at 2.00.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 10.83% |
5.2 History
The dividend of SCCG decreases each year by -2.97%.
SCCG has paid a dividend for less than 5 years, so there is no long track record yet.
Dividend Growth(5Y)-2.97%
Div Incr Years0
Div Non Decr Years2
5.3 Sustainability
The earnings of SCCG are negative and hence is the payout ratio. SCCG will probably not be able to sustain this dividend level.
DP-35.76%
EPS Next 2Y43.82%
EPS Next 3YN/A
SACHEM CAPITAL CORP - SACH 8 09/30/27
NYSEARCA:SCCG (12/29/2025, 6:40:00 PM)
23.45
+0.23 (+0.99%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)
Earnings (Next)
Inst Owners19.36%
Inst Owner ChangeN/A
Ins Owners5.6%
Ins Owner ChangeN/A
Market Cap1.12B
Revenue(TTM)35.53M
Net Income(TTM)-42.84M
Analysts75
Price Target33.77 (44.01%)
Short Float %0%
Short Ratio0.03
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 10.83% |
Yearly Dividend0.44
Dividend Growth(5Y)-2.97%
DP-35.76%
Div Incr Years0
Div Non Decr Years2
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-35.01%
Min EPS beat(2)-170.03%
Max EPS beat(2)100%
EPS beat(4)1
Avg EPS beat(4)-151.2%
Min EPS beat(4)-492.16%
Max EPS beat(4)100%
EPS beat(8)2
Avg EPS beat(8)-123.07%
EPS beat(12)4
Avg EPS beat(12)-84.02%
EPS beat(16)6
Avg EPS beat(16)-61.92%
Revenue beat(2)0
Avg Revenue beat(2)-11.19%
Min Revenue beat(2)-15.88%
Max Revenue beat(2)-6.51%
Revenue beat(4)0
Avg Revenue beat(4)-12.9%
Min Revenue beat(4)-27.15%
Max Revenue beat(4)-2.07%
Revenue beat(8)1
Avg Revenue beat(8)-5.93%
Revenue beat(12)4
Avg Revenue beat(12)-2.31%
Revenue beat(16)7
Avg Revenue beat(16)0.74%
PT rev (1m)0.96%
PT rev (3m)-5.82%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-16.7%
EPS NY rev (1m)7.85%
EPS NY rev (3m)7.85%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0.63%
Revenue NY rev (1m)5.48%
Revenue NY rev (3m)5.64%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 418 | ||
| P/S | 43.36 | ||
| P/FCF | 621.64 | ||
| P/OCF | 465.39 | ||
| P/B | 6.29 | ||
| P/tB | 6.32 | ||
| EV/EBITDA | N/A |
EPS(TTM)-0.69
EYN/A
EPS(NY)0.06
Fwd EY0.24%
FCF(TTM)0.04
FCFY0.16%
OCF(TTM)0.05
OCFY0.21%
SpS0.54
BVpS3.73
TBVpS3.71
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -8.54% | ||
| ROE | -24.08% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | N/A | ||
| GM | 0.79% | ||
| FCFM | 6.97% |
ROA(3y)-1.31%
ROA(5y)0.55%
ROE(3y)-3.66%
ROE(5y)1.3%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-30.78%
GM growth 5Y-22.09%
F-Score3
Asset Turnover0.05
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.77 | ||
| Debt/FCF | 175.42 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 144.84% | ||
| Cap/Sales | 2.34% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.13 | ||
| Quick Ratio | 1.13 | ||
| Altman-Z | 1.97 |
F-Score3
WACC8.12%
ROIC/WACCN/A
Cap/Depr(3y)599.52%
Cap/Depr(5y)1530.55%
Cap/Sales(3y)1.76%
Cap/Sales(5y)4.52%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-305.88%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%100%
EPS Next Y104.56%
EPS Next 2Y43.82%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-45.85%
Revenue growth 3Y5.31%
Revenue growth 5Y22.88%
Sales Q2Q%-18.84%
Revenue Next Year-24.58%
Revenue Next 2Y-12.41%
Revenue Next 3Y-6.86%
Revenue Next 5YN/A
EBIT growth 1Y-682.09%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year1702.11%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-88.85%
FCF growth 3Y-22.08%
FCF growth 5Y13.23%
OCF growth 1Y-86.58%
OCF growth 3Y-22.86%
OCF growth 5Y9.68%
SACHEM CAPITAL CORP - SACH 8 09/30/27 / SCCG FAQ
What is the ChartMill fundamental rating of SACHEM CAPITAL CORP - SACH 8 09/30/27 (SCCG) stock?
ChartMill assigns a fundamental rating of 3 / 10 to SCCG.
What is the valuation status for SCCG stock?
ChartMill assigns a valuation rating of 1 / 10 to SACHEM CAPITAL CORP - SACH 8 09/30/27 (SCCG). This can be considered as Overvalued.
How profitable is SACHEM CAPITAL CORP - SACH 8 09/30/27 (SCCG) stock?
SACHEM CAPITAL CORP - SACH 8 09/30/27 (SCCG) has a profitability rating of 2 / 10.
Can you provide the financial health for SCCG stock?
The financial health rating of SACHEM CAPITAL CORP - SACH 8 09/30/27 (SCCG) is 4 / 10.