23.6151 USD
-0.06 (-0.27%)
Last: Jan 30, 2026, 08:18 PM
We assign a fundamental rating of 3 out of 10 to SCCG. SCCG was compared to 70 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. While SCCG seems to be doing ok healthwise, there are quite some concerns on its profitability. SCCG is valued expensive and it does not seem to be growing.
1. Profitability
1.1 Basic Checks
- In the past year SCCG has reported negative net income.
- In the past year SCCG had a positive cash flow from operations.
- Of the past 5 years SCCG 4 years were profitable.
- In the past 5 years SCCG always reported a positive cash flow from operatings.
1.2 Ratios
- With a Return On Assets value of -8.54%, SCCG is not doing good in the industry: 97.14% of the companies in the same industry are doing better.
- With a Return On Equity value of -24.08%, SCCG is not doing good in the industry: 97.14% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -8.54% | ||
| ROE | -24.08% | ||
| ROIC | N/A |
ROA(3y)-1.31%
ROA(5y)0.55%
ROE(3y)-3.66%
ROE(5y)1.3%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- SCCG has a Gross Margin of 0.79%. This is amonst the worse of the industry: SCCG underperforms 95.71% of its industry peers.
- In the last couple of years the Gross Margin of SCCG has declined.
- The Profit Margin and Operating Margin are not available for SCCG so they could not be analyzed.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | N/A | ||
| GM | 0.79% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-30.78%
GM growth 5Y-22.09%
2. Health
2.1 Basic Checks
- SCCG does not have a ROIC to compare to the WACC, probably because it is not profitable.
- The number of shares outstanding for SCCG has been increased compared to 1 year ago.
- The number of shares outstanding for SCCG has been increased compared to 5 years ago.
- Compared to 1 year ago, SCCG has a worse debt to assets ratio.
2.2 Solvency
- An Altman-Z score of 2.00 indicates that SCCG is not a great score, but indicates only limited risk for bankruptcy at the moment.
- SCCG's Altman-Z score of 2.00 is amongst the best of the industry. SCCG outperforms 97.14% of its industry peers.
- The Debt to FCF ratio of SCCG is 175.42, which is on the high side as it means it would take SCCG, 175.42 years of fcf income to pay off all of its debts.
- SCCG has a Debt to FCF ratio of 175.42. This is in the lower half of the industry: SCCG underperforms 65.71% of its industry peers.
- A Debt/Equity ratio of 1.77 is on the high side and indicates that SCCG has dependencies on debt financing.
- SCCG's Debt to Equity ratio of 1.77 is amongst the best of the industry. SCCG outperforms 87.14% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.77 | ||
| Debt/FCF | 175.42 | ||
| Altman-Z | 2 |
ROIC/WACCN/A
WACC8.22%
2.3 Liquidity
- A Current Ratio of 1.13 indicates that SCCG should not have too much problems paying its short term obligations.
- SCCG has a Current ratio of 1.13. This is amongst the best in the industry. SCCG outperforms 82.86% of its industry peers.
- A Quick Ratio of 1.13 indicates that SCCG should not have too much problems paying its short term obligations.
- SCCG has a better Quick ratio (1.13) than 82.86% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.13 | ||
| Quick Ratio | 1.13 |
3. Growth
3.1 Past
- The earnings per share for SCCG have decreased strongly by -305.88% in the last year.
- The Revenue for SCCG has decreased by -45.85% in the past year. This is quite bad
- SCCG shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 22.88% yearly.
EPS 1Y (TTM)-305.88%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%100%
Revenue 1Y (TTM)-45.85%
Revenue growth 3Y5.31%
Revenue growth 5Y22.88%
Sales Q2Q%-18.84%
3.2 Future
- Based on estimates for the next years, SCCG will show a very strong growth in Earnings Per Share. The EPS will grow by 43.82% on average per year.
- SCCG is expected to show a decrease in Revenue. In the coming years, the Revenue will decrease by -6.86% yearly.
EPS Next Y104.56%
EPS Next 2Y43.82%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-24.58%
Revenue Next 2Y-12.41%
Revenue Next 3Y-6.86%
Revenue Next 5YN/A
3.3 Evolution
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
- SCCG reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.
- The Price/Forward Earnings ratio is 420.95, which means the current valuation is very expensive for SCCG.
- 88.57% of the companies in the same industry are cheaper than SCCG, based on the Price/Forward Earnings ratio.
- When comparing the Price/Forward Earnings ratio of SCCG to the average of the S&P500 Index (25.57), we can say SCCG is valued expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 420.95 |
4.2 Price Multiples
- Based on the Price/Free Cash Flow ratio, SCCG is valued a bit more expensive than the industry average as 65.71% of the companies are valued more cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 626.02 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
- A more expensive valuation may be justified as SCCG's earnings are expected to grow with 43.82% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y43.82%
EPS Next 3YN/A
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 19.05%, SCCG is a good candidate for dividend investing.
- Compared to an average industry Dividend Yield of 11.00, SCCG pays a better dividend. On top of this SCCG pays more dividend than 97.14% of the companies listed in the same industry.
- Compared to an average S&P500 Dividend Yield of 1.83, SCCG pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 19.05% |
5.2 History
- The dividend of SCCG decreases each year by -2.97%.
- SCCG has been paying a dividend for less than 5 years, so it still needs to build a track record.
Dividend Growth(5Y)-2.97%
Div Incr Years0
Div Non Decr Years2
5.3 Sustainability
- The earnings of SCCG are negative and hence is the payout ratio. SCCG will probably not be able to sustain this dividend level.
DP-35.76%
EPS Next 2Y43.82%
EPS Next 3YN/A
SACHEM CAPITAL CORP - SACH 8 09/30/27 / SCCG FAQ
What is the fundamental rating for SCCG stock?
ChartMill assigns a fundamental rating of 3 / 10 to SCCG.
Can you provide the valuation status for SACHEM CAPITAL CORP - SACH 8 09/30/27?
ChartMill assigns a valuation rating of 1 / 10 to SACHEM CAPITAL CORP - SACH 8 09/30/27 (SCCG). This can be considered as Overvalued.
What is the profitability of SCCG stock?
SACHEM CAPITAL CORP - SACH 8 09/30/27 (SCCG) has a profitability rating of 2 / 10.
What is the financial health of SACHEM CAPITAL CORP - SACH 8 09/30/27 (SCCG) stock?
The financial health rating of SACHEM CAPITAL CORP - SACH 8 09/30/27 (SCCG) is 4 / 10.
What is the expected EPS growth for SACHEM CAPITAL CORP - SACH 8 09/30/27 (SCCG) stock?
The Earnings per Share (EPS) of SACHEM CAPITAL CORP - SACH 8 09/30/27 (SCCG) is expected to grow by 104.56% in the next year.