23.4 USD
-0.2 (-0.85%)
Last: Feb 3, 2026, 08:04 PM
We assign a fundamental rating of 3 out of 10 to SCCG. SCCG was compared to 70 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. The financial health of SCCG is average, but there are quite some concerns on its profitability. SCCG does not seem to be growing, but still is valued expensively.
1. Profitability
1.1 Basic Checks
- In the past year SCCG has reported negative net income.
- In the past year SCCG had a positive cash flow from operations.
- Of the past 5 years SCCG 4 years were profitable.
- In the past 5 years SCCG always reported a positive cash flow from operatings.
1.2 Ratios
- Looking at the Return On Assets, with a value of -8.54%, SCCG is doing worse than 97.14% of the companies in the same industry.
- The Return On Equity of SCCG (-24.08%) is worse than 97.14% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -8.54% | ||
| ROE | -24.08% | ||
| ROIC | N/A |
ROA(3y)-1.31%
ROA(5y)0.55%
ROE(3y)-3.66%
ROE(5y)1.3%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- The Gross Margin of SCCG (0.79%) is worse than 95.71% of its industry peers.
- SCCG's Gross Margin has declined in the last couple of years.
- The Profit Margin and Operating Margin are not available for SCCG so they could not be analyzed.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | N/A | ||
| GM | 0.79% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-30.78%
GM growth 5Y-22.09%
2. Health
2.1 Basic Checks
- SCCG does not have a ROIC to compare to the WACC, probably because it is not profitable.
- Compared to 1 year ago, SCCG has more shares outstanding
- The number of shares outstanding for SCCG has been increased compared to 5 years ago.
- SCCG has a worse debt/assets ratio than last year.
2.2 Solvency
- SCCG has an Altman-Z score of 2.00. This is not the best score and indicates that SCCG is in the grey zone with still only limited risk for bankruptcy at the moment.
- Looking at the Altman-Z score, with a value of 2.00, SCCG belongs to the top of the industry, outperforming 97.14% of the companies in the same industry.
- SCCG has a debt to FCF ratio of 175.42. This is a negative value and a sign of low solvency as SCCG would need 175.42 years to pay back of all of its debts.
- SCCG has a worse Debt to FCF ratio (175.42) than 65.71% of its industry peers.
- SCCG has a Debt/Equity ratio of 1.77. This is a high value indicating a heavy dependency on external financing.
- SCCG's Debt to Equity ratio of 1.77 is amongst the best of the industry. SCCG outperforms 87.14% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.77 | ||
| Debt/FCF | 175.42 | ||
| Altman-Z | 2 |
ROIC/WACCN/A
WACC8.24%
2.3 Liquidity
- SCCG has a Current Ratio of 1.13. This is a normal value and indicates that SCCG is financially healthy and should not expect problems in meeting its short term obligations.
- SCCG's Current ratio of 1.13 is amongst the best of the industry. SCCG outperforms 82.86% of its industry peers.
- A Quick Ratio of 1.13 indicates that SCCG should not have too much problems paying its short term obligations.
- SCCG's Quick ratio of 1.13 is amongst the best of the industry. SCCG outperforms 82.86% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.13 | ||
| Quick Ratio | 1.13 |
3. Growth
3.1 Past
- SCCG shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -305.88%.
- Looking at the last year, SCCG shows a very negative growth in Revenue. The Revenue has decreased by -45.85% in the last year.
- Measured over the past years, SCCG shows a very strong growth in Revenue. The Revenue has been growing by 22.88% on average per year.
EPS 1Y (TTM)-305.88%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%100%
Revenue 1Y (TTM)-45.85%
Revenue growth 3Y5.31%
Revenue growth 5Y22.88%
Sales Q2Q%-18.84%
3.2 Future
- SCCG is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 43.82% yearly.
- The Revenue is expected to decrease by -6.86% on average over the next years.
EPS Next Y104.56%
EPS Next 2Y43.82%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-24.58%
Revenue Next 2Y-12.41%
Revenue Next 3Y-6.86%
Revenue Next 5YN/A
3.3 Evolution
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
- The Price/Earnings Ratio is negative for SCCG. In the last year negative earnings were reported.
- A Price/Forward Earnings ratio of 417.11 indicates a quite expensive valuation of SCCG.
- Based on the Price/Forward Earnings ratio, SCCG is valued more expensive than 88.57% of the companies in the same industry.
- When comparing the Price/Forward Earnings ratio of SCCG to the average of the S&P500 Index (25.51), we can say SCCG is valued expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 417.11 |
4.2 Price Multiples
- SCCG's Price/Free Cash Flow ratio is a bit more expensive when compared to the industry. SCCG is more expensive than 65.71% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 620.31 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
- A more expensive valuation may be justified as SCCG's earnings are expected to grow with 43.82% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y43.82%
EPS Next 3YN/A
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 19.05%, SCCG is a good candidate for dividend investing.
- Compared to an average industry Dividend Yield of 11.38, SCCG pays a better dividend. On top of this SCCG pays more dividend than 97.14% of the companies listed in the same industry.
- Compared to an average S&P500 Dividend Yield of 1.83, SCCG pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 19.05% |
5.2 History
- The dividend of SCCG decreases each year by -2.97%.
- SCCG has been paying a dividend for less than 5 years, so it still needs to build a track record.
Dividend Growth(5Y)-2.97%
Div Incr Years0
Div Non Decr Years2
5.3 Sustainability
- The earnings of SCCG are negative and hence is the payout ratio. SCCG will probably not be able to sustain this dividend level.
DP-35.76%
EPS Next 2Y43.82%
EPS Next 3YN/A
SACHEM CAPITAL CORP - SACH 8 09/30/27
NYSEARCA:SCCG (2/3/2026, 8:04:00 PM)
23.4
-0.2 (-0.85%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)11-05 2025-11-05/bmo
Earnings (Next)03-25 2026-03-25/bmo
Inst Owners19.42%
Inst Owner ChangeN/A
Ins Owners5.6%
Ins Owner ChangeN/A
Market Cap1.12B
Revenue(TTM)35.53M
Net Income(TTM)-42.84M
Analysts75
Price Target34.73 (48.42%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 19.05% |
Yearly Dividend0.44
Dividend Growth(5Y)-2.97%
DP-35.76%
Div Incr Years0
Div Non Decr Years2
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-35.01%
Min EPS beat(2)-170.03%
Max EPS beat(2)100%
EPS beat(4)1
Avg EPS beat(4)-151.2%
Min EPS beat(4)-492.16%
Max EPS beat(4)100%
EPS beat(8)2
Avg EPS beat(8)-123.07%
EPS beat(12)4
Avg EPS beat(12)-84.02%
EPS beat(16)6
Avg EPS beat(16)-61.92%
Revenue beat(2)0
Avg Revenue beat(2)-11.19%
Min Revenue beat(2)-15.88%
Max Revenue beat(2)-6.51%
Revenue beat(4)0
Avg Revenue beat(4)-12.9%
Min Revenue beat(4)-27.15%
Max Revenue beat(4)-2.07%
Revenue beat(8)1
Avg Revenue beat(8)-5.93%
Revenue beat(12)4
Avg Revenue beat(12)-2.31%
Revenue beat(16)7
Avg Revenue beat(16)0.74%
PT rev (1m)2.86%
PT rev (3m)-2.35%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-16.7%
EPS NY rev (1m)0%
EPS NY rev (3m)7.85%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0.65%
Revenue NY rev (1m)0%
Revenue NY rev (3m)5.48%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 417.11 | ||
| P/S | 43.26 | ||
| P/FCF | 620.31 | ||
| P/OCF | 464.4 | ||
| P/B | 6.27 | ||
| P/tB | 6.31 | ||
| EV/EBITDA | N/A |
EPS(TTM)-0.69
EYN/A
EPS(NY)0.06
Fwd EY0.24%
FCF(TTM)0.04
FCFY0.16%
OCF(TTM)0.05
OCFY0.22%
SpS0.54
BVpS3.73
TBVpS3.71
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -8.54% | ||
| ROE | -24.08% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | N/A | ||
| GM | 0.79% | ||
| FCFM | 6.97% |
ROA(3y)-1.31%
ROA(5y)0.55%
ROE(3y)-3.66%
ROE(5y)1.3%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-30.78%
GM growth 5Y-22.09%
F-Score3
Asset Turnover0.05
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.77 | ||
| Debt/FCF | 175.42 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 144.84% | ||
| Cap/Sales | 2.34% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.13 | ||
| Quick Ratio | 1.13 | ||
| Altman-Z | 2 |
F-Score3
WACC8.24%
ROIC/WACCN/A
Cap/Depr(3y)599.52%
Cap/Depr(5y)1530.55%
Cap/Sales(3y)1.76%
Cap/Sales(5y)4.52%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-305.88%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%100%
EPS Next Y104.56%
EPS Next 2Y43.82%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-45.85%
Revenue growth 3Y5.31%
Revenue growth 5Y22.88%
Sales Q2Q%-18.84%
Revenue Next Year-24.58%
Revenue Next 2Y-12.41%
Revenue Next 3Y-6.86%
Revenue Next 5YN/A
EBIT growth 1Y-682.09%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year1702.11%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-88.85%
FCF growth 3Y-22.08%
FCF growth 5Y13.23%
OCF growth 1Y-86.58%
OCF growth 3Y-22.86%
OCF growth 5Y9.68%
SACHEM CAPITAL CORP - SACH 8 09/30/27 / SCCG FAQ
What is the fundamental rating for SCCG stock?
ChartMill assigns a fundamental rating of 3 / 10 to SCCG.
Can you provide the valuation status for SACHEM CAPITAL CORP - SACH 8 09/30/27?
ChartMill assigns a valuation rating of 1 / 10 to SACHEM CAPITAL CORP - SACH 8 09/30/27 (SCCG). This can be considered as Overvalued.
What is the profitability of SCCG stock?
SACHEM CAPITAL CORP - SACH 8 09/30/27 (SCCG) has a profitability rating of 2 / 10.
What is the financial health of SACHEM CAPITAL CORP - SACH 8 09/30/27 (SCCG) stock?
The financial health rating of SACHEM CAPITAL CORP - SACH 8 09/30/27 (SCCG) is 4 / 10.
What is the expected EPS growth for SACHEM CAPITAL CORP - SACH 8 09/30/27 (SCCG) stock?
The Earnings per Share (EPS) of SACHEM CAPITAL CORP - SACH 8 09/30/27 (SCCG) is expected to grow by 104.56% in the next year.