SACHEM CAPITAL CORP - SACH 7 1/8 06/30/27 (SCCF) Stock Fundamental Analysis
USA - NYSEARCA:SCCF - US78590A8027
23.03 USD
+0.01 (+0.04%)
We assign a fundamental rating of 3 out of 10 to SCCF. SCCF was compared to 68 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. While SCCF seems to be doing ok healthwise, there are quite some concerns on its profitability. SCCF has a expensive valuation and it also scores bad on growth.
1. Profitability
1.1 Basic Checks
In the past year SCCF has reported negative net income.
SCCF had a positive operating cash flow in the past year.
SCCF had positive earnings in 4 of the past 5 years.
SCCF had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
Looking at the Return On Assets, with a value of -8.54%, SCCF is doing worse than 95.59% of the companies in the same industry.
Looking at the Return On Equity, with a value of -24.08%, SCCF is doing worse than 95.59% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -8.54% | ||
| ROE | -24.08% | ||
| ROIC | N/A |
ROA(3y)-1.31%
ROA(5y)0.55%
ROE(3y)-3.66%
ROE(5y)1.3%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
SCCF has a worse Gross Margin (0.79%) than 94.12% of its industry peers.
In the last couple of years the Gross Margin of SCCF has declined.
SCCF does not have Profit Margin and Operating Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | N/A | ||
| GM | 0.79% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-30.78%
GM growth 5Y-22.09%
2. Health
2.1 Basic Checks
SCCF does not have a ROIC to compare to the WACC, probably because it is not profitable.
SCCF has more shares outstanding than it did 1 year ago.
The number of shares outstanding for SCCF has been increased compared to 5 years ago.
SCCF has a worse debt/assets ratio than last year.
2.2 Solvency
SCCF has an Altman-Z score of 1.93. This is not the best score and indicates that SCCF is in the grey zone with still only limited risk for bankruptcy at the moment.
With an excellent Altman-Z score value of 1.93, SCCF belongs to the best of the industry, outperforming 95.59% of the companies in the same industry.
The Debt to FCF ratio of SCCF is 175.42, which is on the high side as it means it would take SCCF, 175.42 years of fcf income to pay off all of its debts.
SCCF's Debt to FCF ratio of 175.42 is on the low side compared to the rest of the industry. SCCF is outperformed by 70.59% of its industry peers.
A Debt/Equity ratio of 1.77 is on the high side and indicates that SCCF has dependencies on debt financing.
SCCF has a better Debt to Equity ratio (1.77) than 88.24% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.77 | ||
| Debt/FCF | 175.42 | ||
| Altman-Z | 1.93 |
ROIC/WACCN/A
WACC8.11%
2.3 Liquidity
SCCF has a Current Ratio of 1.13. This is a normal value and indicates that SCCF is financially healthy and should not expect problems in meeting its short term obligations.
Looking at the Current ratio, with a value of 1.13, SCCF belongs to the top of the industry, outperforming 85.29% of the companies in the same industry.
SCCF has a Quick Ratio of 1.13. This is a normal value and indicates that SCCF is financially healthy and should not expect problems in meeting its short term obligations.
Looking at the Quick ratio, with a value of 1.13, SCCF belongs to the top of the industry, outperforming 85.29% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.13 | ||
| Quick Ratio | 1.13 |
3. Growth
3.1 Past
SCCF shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -288.24%.
The Revenue for SCCF has decreased by -45.85% in the past year. This is quite bad
SCCF shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 22.88% yearly.
EPS 1Y (TTM)-288.24%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%100%
Revenue 1Y (TTM)-45.85%
Revenue growth 3Y5.31%
Revenue growth 5Y22.88%
Sales Q2Q%-18.84%
3.2 Future
SCCF is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 44.98% yearly.
Based on estimates for the next years, SCCF will show a very negative growth in Revenue. The Revenue will decrease by -12.68% on average per year.
EPS Next Y104.23%
EPS Next 2Y44.98%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-28.5%
Revenue Next 2Y-12.68%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings Ratio is negative for SCCF. In the last year negative earnings were reported.
The Price/Forward Earnings ratio is 275.35, which means the current valuation is very expensive for SCCF.
SCCF's Price/Forward Earnings ratio is rather expensive when compared to the industry. SCCF is more expensive than 86.76% of the companies in the same industry.
SCCF is valuated expensively when we compare the Price/Forward Earnings ratio to 34.59, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 275.35 |
4.2 Price Multiples
SCCF's Price/Free Cash Flow ratio is a bit more expensive when compared to the industry. SCCF is more expensive than 70.59% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 606.03 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
SCCF's earnings are expected to grow with 44.98% in the coming years. This may justify a more expensive valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y44.98%
EPS Next 3YN/A
5. Dividend
5.1 Amount
SCCF has a Yearly Dividend Yield of 8.62%, which is a nice return.
Compared to an average industry Dividend Yield of 11.91, SCCF's dividend is way lower than its industry peers. On top of this 88.24% of the companies listed in the same industry pay a better dividend than SCCF!
SCCF's Dividend Yield is rather good when compared to the S&P500 average which is at 2.44.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 8.62% |
5.2 History
The dividend of SCCF decreases each year by -2.97%.
SCCF has paid a dividend for less than 5 years, so there is no long track record yet.
Dividend Growth(5Y)-2.97%
Div Incr Years0
Div Non Decr Years2
5.3 Sustainability
SCCF has negative earnings and hence a negative payout ratio. The dividend may be in danger.
DP-35.76%
EPS Next 2Y44.98%
EPS Next 3YN/A
SACHEM CAPITAL CORP - SACH 7 1/8 06/30/27
NYSEARCA:SCCF (11/14/2025, 8:25:20 PM)
23.03
+0.01 (+0.04%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)
Earnings (Next)
Inst Owners19.79%
Inst Owner ChangeN/A
Ins Owners5.64%
Ins Owner ChangeN/A
Market Cap1.09B
Revenue(TTM)35.53M
Net Income(TTM)-42.84M
Analysts76.36
Price Target34.92 (51.63%)
Short Float %0%
Short Ratio0.39
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 8.62% |
Yearly Dividend0.44
Dividend Growth(5Y)-2.97%
DP-35.76%
Div Incr Years0
Div Non Decr Years2
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)70.03%
Min EPS beat(2)40.06%
Max EPS beat(2)100%
EPS beat(4)2
Avg EPS beat(4)-98.68%
Min EPS beat(4)-492.16%
Max EPS beat(4)100%
EPS beat(8)3
Avg EPS beat(8)-96.81%
EPS beat(12)5
Avg EPS beat(12)-66.51%
EPS beat(16)7
Avg EPS beat(16)-48.79%
Revenue beat(2)0
Avg Revenue beat(2)-11.19%
Min Revenue beat(2)-15.88%
Max Revenue beat(2)-6.51%
Revenue beat(4)0
Avg Revenue beat(4)-12.9%
Min Revenue beat(4)-27.15%
Max Revenue beat(4)-2.07%
Revenue beat(8)1
Avg Revenue beat(8)-5.93%
Revenue beat(12)4
Avg Revenue beat(12)-2.31%
Revenue beat(16)7
Avg Revenue beat(16)0.74%
PT rev (1m)-2.18%
PT rev (3m)8.62%
EPS NQ rev (1m)0%
EPS NQ rev (3m)25%
EPS NY rev (1m)0%
EPS NY rev (3m)117.59%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-1.51%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-2.99%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 275.35 | ||
| P/S | 42.27 | ||
| P/FCF | 606.03 | ||
| P/OCF | 453.7 | ||
| P/B | 6.13 | ||
| P/tB | 6.17 | ||
| EV/EBITDA | N/A |
EPS(TTM)-0.66
EYN/A
EPS(NY)0.08
Fwd EY0.36%
FCF(TTM)0.04
FCFY0.17%
OCF(TTM)0.05
OCFY0.22%
SpS0.54
BVpS3.76
TBVpS3.74
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -8.54% | ||
| ROE | -24.08% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | N/A | ||
| GM | 0.79% | ||
| FCFM | 6.97% |
ROA(3y)-1.31%
ROA(5y)0.55%
ROE(3y)-3.66%
ROE(5y)1.3%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-30.78%
GM growth 5Y-22.09%
F-Score3
Asset Turnover0.05
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.77 | ||
| Debt/FCF | 175.42 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 144.84% | ||
| Cap/Sales | 2.34% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.13 | ||
| Quick Ratio | 1.13 | ||
| Altman-Z | 1.93 |
F-Score3
WACC8.11%
ROIC/WACCN/A
Cap/Depr(3y)599.52%
Cap/Depr(5y)1530.55%
Cap/Sales(3y)1.76%
Cap/Sales(5y)4.52%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-288.24%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%100%
EPS Next Y104.23%
EPS Next 2Y44.98%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-45.85%
Revenue growth 3Y5.31%
Revenue growth 5Y22.88%
Sales Q2Q%-18.84%
Revenue Next Year-28.5%
Revenue Next 2Y-12.68%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-682.09%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year1643.76%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-88.85%
FCF growth 3Y-22.08%
FCF growth 5Y13.23%
OCF growth 1Y-86.58%
OCF growth 3Y-22.86%
OCF growth 5Y9.68%
SACHEM CAPITAL CORP - SACH 7 1/8 06/30/27 / SCCF FAQ
What is the fundamental rating for SCCF stock?
ChartMill assigns a fundamental rating of 3 / 10 to SCCF.
What is the valuation status of SACHEM CAPITAL CORP - SACH 7 1/8 06/30/27 (SCCF) stock?
ChartMill assigns a valuation rating of 1 / 10 to SACHEM CAPITAL CORP - SACH 7 1/8 06/30/27 (SCCF). This can be considered as Overvalued.
What is the profitability of SCCF stock?
SACHEM CAPITAL CORP - SACH 7 1/8 06/30/27 (SCCF) has a profitability rating of 2 / 10.
What is the expected EPS growth for SACHEM CAPITAL CORP - SACH 7 1/8 06/30/27 (SCCF) stock?
The Earnings per Share (EPS) of SACHEM CAPITAL CORP - SACH 7 1/8 06/30/27 (SCCF) is expected to grow by 104.23% in the next year.
Is the dividend of SACHEM CAPITAL CORP - SACH 7 1/8 06/30/27 sustainable?
The dividend rating of SACHEM CAPITAL CORP - SACH 7 1/8 06/30/27 (SCCF) is 3 / 10 and the dividend payout ratio is -35.76%.