23.4779 USD
-0.01 (-0.05%)
SCCF gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 68 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. While SCCF seems to be doing ok healthwise, there are quite some concerns on its profitability. SCCF does not seem to be growing, but still is valued expensively.
1. Profitability
1.1 Basic Checks
- In the past year SCCF has reported negative net income.
- In the past year SCCF had a positive cash flow from operations.
- SCCF had positive earnings in 4 of the past 5 years.
- SCCF had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
- With a Return On Assets value of -8.54%, SCCF is not doing good in the industry: 95.59% of the companies in the same industry are doing better.
- Looking at the Return On Equity, with a value of -24.08%, SCCF is doing worse than 95.59% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -8.54% | ||
| ROE | -24.08% | ||
| ROIC | N/A |
ROA(3y)-1.31%
ROA(5y)0.55%
ROE(3y)-3.66%
ROE(5y)1.3%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- With a Gross Margin value of 0.79%, SCCF is not doing good in the industry: 94.12% of the companies in the same industry are doing better.
- In the last couple of years the Gross Margin of SCCF has declined.
- SCCF does not have Profit Margin and Operating Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | N/A | ||
| GM | 0.79% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-30.78%
GM growth 5Y-22.09%
2. Health
2.1 Basic Checks
- SCCF does not have a ROIC to compare to the WACC, probably because it is not profitable.
- SCCF has more shares outstanding than it did 1 year ago.
- The number of shares outstanding for SCCF has been increased compared to 5 years ago.
- SCCF has a worse debt/assets ratio than last year.
2.2 Solvency
- An Altman-Z score of 1.99 indicates that SCCF is not a great score, but indicates only limited risk for bankruptcy at the moment.
- SCCF has a Altman-Z score of 1.99. This is amongst the best in the industry. SCCF outperforms 95.59% of its industry peers.
- SCCF has a debt to FCF ratio of 175.42. This is a negative value and a sign of low solvency as SCCF would need 175.42 years to pay back of all of its debts.
- Looking at the Debt to FCF ratio, with a value of 175.42, SCCF is doing worse than 64.71% of the companies in the same industry.
- A Debt/Equity ratio of 1.77 is on the high side and indicates that SCCF has dependencies on debt financing.
- Looking at the Debt to Equity ratio, with a value of 1.77, SCCF belongs to the top of the industry, outperforming 88.24% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.77 | ||
| Debt/FCF | 175.42 | ||
| Altman-Z | 1.99 |
ROIC/WACCN/A
WACC8.13%
2.3 Liquidity
- SCCF has a Current Ratio of 1.13. This is a normal value and indicates that SCCF is financially healthy and should not expect problems in meeting its short term obligations.
- The Current ratio of SCCF (1.13) is better than 83.82% of its industry peers.
- A Quick Ratio of 1.13 indicates that SCCF should not have too much problems paying its short term obligations.
- Looking at the Quick ratio, with a value of 1.13, SCCF belongs to the top of the industry, outperforming 83.82% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.13 | ||
| Quick Ratio | 1.13 |
3. Growth
3.1 Past
- SCCF shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -305.88%.
- The Revenue for SCCF has decreased by -45.85% in the past year. This is quite bad
- Measured over the past years, SCCF shows a very strong growth in Revenue. The Revenue has been growing by 22.88% on average per year.
EPS 1Y (TTM)-305.88%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%100%
Revenue 1Y (TTM)-45.85%
Revenue growth 3Y5.31%
Revenue growth 5Y22.88%
Sales Q2Q%-18.84%
3.2 Future
- The Earnings Per Share is expected to grow by 43.82% on average over the next years. This is a very strong growth
- SCCF is expected to show a decrease in Revenue. In the coming years, the Revenue will decrease by -6.86% yearly.
EPS Next Y104.56%
EPS Next 2Y43.82%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-24.58%
Revenue Next 2Y-12.41%
Revenue Next 3Y-6.86%
Revenue Next 5YN/A
3.3 Evolution
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
- The Price/Earnings Ratio is negative for SCCF. In the last year negative earnings were reported.
- With a Price/Forward Earnings ratio of 418.50, SCCF can be considered very expensive at the moment.
- Compared to the rest of the industry, the Price/Forward Earnings ratio of SCCF indicates a rather expensive valuation: SCCF more expensive than 86.76% of the companies listed in the same industry.
- Compared to an average S&P500 Price/Forward Earnings ratio of 24.31, SCCF is valued quite expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 418.5 |
4.2 Price Multiples
- SCCF's Price/Free Cash Flow ratio is a bit more expensive when compared to the industry. SCCF is more expensive than 64.71% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 622.38 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
- A more expensive valuation may be justified as SCCF's earnings are expected to grow with 43.82% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y43.82%
EPS Next 3YN/A
5. Dividend
5.1 Amount
- SCCF has a Yearly Dividend Yield of 7.66%, which is a nice return.
- With a Dividend Yield of 7.66, SCCF pays less dividend than the industry average, which is at 10.90. 88.24% of the companies listed in the same industry pay a better dividend than SCCF!
- Compared to an average S&P500 Dividend Yield of 1.92, SCCF pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 7.66% |
5.2 History
- The dividend of SCCF decreases each year by -2.97%.
- SCCF has been paying a dividend for less than 5 years, so it still needs to build a track record.
Dividend Growth(5Y)-2.97%
Div Incr Years0
Div Non Decr Years2
5.3 Sustainability
- The earnings of SCCF are negative and hence is the payout ratio. SCCF will probably not be able to sustain this dividend level.
DP-35.76%
EPS Next 2Y43.82%
EPS Next 3YN/A
SACHEM CAPITAL CORP - SACH 7 1/8 06/30/27
NYSEARCA:SCCF (1/15/2026, 8:15:46 PM)
23.4779
-0.01 (-0.05%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)11-05 2025-11-05/bmo
Earnings (Next)03-25 2026-03-25/bmo
Inst Owners19.42%
Inst Owner ChangeN/A
Ins Owners5.6%
Ins Owner ChangeN/A
Market Cap1.12B
Revenue(TTM)35.53M
Net Income(TTM)-42.84M
Analysts75
Price Target33.68 (43.45%)
Short Float %0%
Short Ratio0.22
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 7.66% |
Yearly Dividend0.44
Dividend Growth(5Y)-2.97%
DP-35.76%
Div Incr Years0
Div Non Decr Years2
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-35.01%
Min EPS beat(2)-170.03%
Max EPS beat(2)100%
EPS beat(4)1
Avg EPS beat(4)-151.2%
Min EPS beat(4)-492.16%
Max EPS beat(4)100%
EPS beat(8)2
Avg EPS beat(8)-123.07%
EPS beat(12)4
Avg EPS beat(12)-84.02%
EPS beat(16)6
Avg EPS beat(16)-61.92%
Revenue beat(2)0
Avg Revenue beat(2)-11.19%
Min Revenue beat(2)-15.88%
Max Revenue beat(2)-6.51%
Revenue beat(4)0
Avg Revenue beat(4)-12.9%
Min Revenue beat(4)-27.15%
Max Revenue beat(4)-2.07%
Revenue beat(8)1
Avg Revenue beat(8)-5.93%
Revenue beat(12)4
Avg Revenue beat(12)-2.31%
Revenue beat(16)7
Avg Revenue beat(16)0.74%
PT rev (1m)0.14%
PT rev (3m)-5.66%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-16.7%
EPS NY rev (1m)0%
EPS NY rev (3m)7.85%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0.65%
Revenue NY rev (1m)0%
Revenue NY rev (3m)5.48%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 418.5 | ||
| P/S | 43.41 | ||
| P/FCF | 622.38 | ||
| P/OCF | 465.94 | ||
| P/B | 6.29 | ||
| P/tB | 6.33 | ||
| EV/EBITDA | N/A |
EPS(TTM)-0.69
EYN/A
EPS(NY)0.06
Fwd EY0.24%
FCF(TTM)0.04
FCFY0.16%
OCF(TTM)0.05
OCFY0.21%
SpS0.54
BVpS3.73
TBVpS3.71
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -8.54% | ||
| ROE | -24.08% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | N/A | ||
| GM | 0.79% | ||
| FCFM | 6.97% |
ROA(3y)-1.31%
ROA(5y)0.55%
ROE(3y)-3.66%
ROE(5y)1.3%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-30.78%
GM growth 5Y-22.09%
F-Score3
Asset Turnover0.05
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.77 | ||
| Debt/FCF | 175.42 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 144.84% | ||
| Cap/Sales | 2.34% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.13 | ||
| Quick Ratio | 1.13 | ||
| Altman-Z | 1.99 |
F-Score3
WACC8.13%
ROIC/WACCN/A
Cap/Depr(3y)599.52%
Cap/Depr(5y)1530.55%
Cap/Sales(3y)1.76%
Cap/Sales(5y)4.52%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-305.88%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%100%
EPS Next Y104.56%
EPS Next 2Y43.82%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-45.85%
Revenue growth 3Y5.31%
Revenue growth 5Y22.88%
Sales Q2Q%-18.84%
Revenue Next Year-24.58%
Revenue Next 2Y-12.41%
Revenue Next 3Y-6.86%
Revenue Next 5YN/A
EBIT growth 1Y-682.09%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year1702.11%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-88.85%
FCF growth 3Y-22.08%
FCF growth 5Y13.23%
OCF growth 1Y-86.58%
OCF growth 3Y-22.86%
OCF growth 5Y9.68%
SACHEM CAPITAL CORP - SACH 7 1/8 06/30/27 / SCCF FAQ
What is the fundamental rating for SCCF stock?
ChartMill assigns a fundamental rating of 3 / 10 to SCCF.
Can you provide the valuation status for SACHEM CAPITAL CORP - SACH 7 1/8 06/30/27?
ChartMill assigns a valuation rating of 1 / 10 to SACHEM CAPITAL CORP - SACH 7 1/8 06/30/27 (SCCF). This can be considered as Overvalued.
Can you provide the profitability details for SACHEM CAPITAL CORP - SACH 7 1/8 06/30/27?
SACHEM CAPITAL CORP - SACH 7 1/8 06/30/27 (SCCF) has a profitability rating of 2 / 10.
How financially healthy is SACHEM CAPITAL CORP - SACH 7 1/8 06/30/27?
The financial health rating of SACHEM CAPITAL CORP - SACH 7 1/8 06/30/27 (SCCF) is 4 / 10.
Can you provide the dividend sustainability for SCCF stock?
The dividend rating of SACHEM CAPITAL CORP - SACH 7 1/8 06/30/27 (SCCF) is 3 / 10 and the dividend payout ratio is -35.76%.