SACHEM CAPITAL CORP - SACH 7 1/8 06/30/27 (SCCF) Stock Fundamental Analysis

NYSEARCA:SCCF • US78590A8027

23.49 USD
-0.06 (-0.25%)
Last: Feb 25, 2026, 08:04 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

3

SCCF gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 69 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. SCCF scores quite bad on profitability, while its financial health is fine. Not spectacular, but in line with the averages. SCCF is valued expensive and it does not seem to be growing.


Dividend Valuation Growth Profitability Health

2

1. Profitability

1.1 Basic Checks

  • SCCF had negative earnings in the past year.
  • SCCF had a positive operating cash flow in the past year.
  • Of the past 5 years SCCF 4 years were profitable.
  • In the past 5 years SCCF always reported a positive cash flow from operatings.
SCCF Yearly Net Income VS EBIT VS OCF VS FCFSCCF Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20M -20M -40M

1.2 Ratios

  • SCCF has a Return On Assets of -8.54%. This is amonst the worse of the industry: SCCF underperforms 94.20% of its industry peers.
  • SCCF has a worse Return On Equity (-24.08%) than 94.20% of its industry peers.
Industry RankSector Rank
ROA -8.54%
ROE -24.08%
ROIC N/A
ROA(3y)-1.31%
ROA(5y)0.55%
ROE(3y)-3.66%
ROE(5y)1.3%
ROIC(3y)N/A
ROIC(5y)N/A
SCCF Yearly ROA, ROE, ROICSCCF Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 10 -10 -20

1.3 Margins

  • The Gross Margin of SCCF (0.79%) is worse than 94.20% of its industry peers.
  • SCCF's Gross Margin has declined in the last couple of years.
  • The Profit Margin and Operating Margin are not available for SCCF so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM 0.79%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-30.78%
GM growth 5Y-22.09%
SCCF Yearly Profit, Operating, Gross MarginsSCCF Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50 -50 -100

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ROAROEROICOperating and Profit MarginShow most profitable peers

4

2. Health

2.1 Basic Checks

  • SCCF does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • SCCF has more shares outstanding than it did 1 year ago.
  • SCCF has more shares outstanding than it did 5 years ago.
  • SCCF has a worse debt/assets ratio than last year.
SCCF Yearly Shares OutstandingSCCF Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M 40M
SCCF Yearly Total Debt VS Total AssetsSCCF Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M

2.2 Solvency

  • SCCF has an Altman-Z score of 2.00. This is not the best score and indicates that SCCF is in the grey zone with still only limited risk for bankruptcy at the moment.
  • SCCF has a Altman-Z score of 2.00. This is amongst the best in the industry. SCCF outperforms 95.65% of its industry peers.
  • SCCF has a debt to FCF ratio of 175.42. This is a negative value and a sign of low solvency as SCCF would need 175.42 years to pay back of all of its debts.
  • The Debt to FCF ratio of SCCF (175.42) is worse than 62.32% of its industry peers.
  • SCCF has a Debt/Equity ratio of 1.77. This is a high value indicating a heavy dependency on external financing.
  • SCCF has a Debt to Equity ratio of 1.77. This is amongst the best in the industry. SCCF outperforms 89.86% of its industry peers.
Industry RankSector Rank
Debt/Equity 1.77
Debt/FCF 175.42
Altman-Z 2
ROIC/WACCN/A
WACC8.05%
SCCF Yearly LT Debt VS Equity VS FCFSCCF Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M

2.3 Liquidity

  • SCCF has a Current Ratio of 1.13. This is a normal value and indicates that SCCF is financially healthy and should not expect problems in meeting its short term obligations.
  • Looking at the Current ratio, with a value of 1.13, SCCF belongs to the top of the industry, outperforming 86.96% of the companies in the same industry.
  • A Quick Ratio of 1.13 indicates that SCCF should not have too much problems paying its short term obligations.
  • The Quick ratio of SCCF (1.13) is better than 86.96% of its industry peers.
Industry RankSector Rank
Current Ratio 1.13
Quick Ratio 1.13
SCCF Yearly Current Assets VS Current LiabilitesSCCF Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

3

3. Growth

3.1 Past

  • The earnings per share for SCCF have decreased strongly by -305.88% in the last year.
  • SCCF shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -45.85%.
  • SCCF shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 22.88% yearly.
EPS 1Y (TTM)-305.88%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%100%
Revenue 1Y (TTM)-45.85%
Revenue growth 3Y5.31%
Revenue growth 5Y22.88%
Sales Q2Q%-18.84%

3.2 Future

  • Based on estimates for the next years, SCCF will show a very strong growth in Earnings Per Share. The EPS will grow by 43.82% on average per year.
  • The Revenue is expected to decrease by -6.86% on average over the next years.
EPS Next Y104.56%
EPS Next 2Y43.82%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-24.55%
Revenue Next 2Y-12.46%
Revenue Next 3Y-6.86%
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
SCCF Yearly Revenue VS EstimatesSCCF Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 20M 40M 60M
SCCF Yearly EPS VS EstimatesSCCF Yearly EPS VS EstimatesYearly EPS VS Estimates 2019 2020 2021 2022 2023 2024 2025 2026 0 0.2 -0.2 0.4 -0.4 -0.6 -0.8

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Find the best growth stocksShow best growing peers

1

4. Valuation

4.1 Price/Earnings Ratio

  • SCCF reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.
  • A Price/Forward Earnings ratio of 418.72 indicates a quite expensive valuation of SCCF.
  • SCCF's Price/Forward Earnings ratio is rather expensive when compared to the industry. SCCF is more expensive than 88.41% of the companies in the same industry.
  • SCCF's Price/Forward Earnings ratio indicates a rather expensive valuation when compared to the S&P500 average which is at 28.03.
Industry RankSector Rank
PE N/A
Fwd PE 418.72
SCCF Price Earnings VS Forward Price EarningsSCCF Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 100 200 300 400

4.2 Price Multiples

  • Based on the Price/Free Cash Flow ratio, SCCF is valued a bit more expensive than the industry average as 63.77% of the companies are valued more cheaply.
Industry RankSector Rank
P/FCF 622.7
EV/EBITDA N/A
SCCF Per share dataSCCF EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 1 2 3

4.3 Compensation for Growth

  • The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates SCCF does not grow enough to justify the current Price/Earnings ratio.
  • SCCF's earnings are expected to grow with 43.82% in the coming years. This may justify a more expensive valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y43.82%
EPS Next 3YN/A

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

3

5. Dividend

5.1 Amount

  • SCCF has a Yearly Dividend Yield of 10.50%, which is a nice return.
  • Compared to an average industry Dividend Yield of 11.25, SCCF has a dividend in line with its industry peers.
  • SCCF's Dividend Yield is rather good when compared to the S&P500 average which is at 1.80.
Industry RankSector Rank
Dividend Yield 10.5%

5.2 History

  • The dividend of SCCF decreases each year by -2.97%.
  • SCCF has been paying a dividend for less than 5 years, so it still needs to build a track record.
Dividend Growth(5Y)-2.97%
Div Incr Years0
Div Non Decr Years2
SCCF Yearly Dividends per shareSCCF Yearly Dividends per shareYearly Dividends per share 2022 2023 2024 2025 0.5 1 1.5

5.3 Sustainability

  • SCCF has negative earnings and hence a negative payout ratio. The dividend may be in danger.
DP-35.76%
EPS Next 2Y43.82%
EPS Next 3YN/A
SCCF Yearly Income VS Free CF VS DividendSCCF Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20M -20M -40M

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Find the best dividend stocksShow peers with best dividend

SACHEM CAPITAL CORP - SACH 7 1/8 06/30/27

NYSEARCA:SCCF (2/25/2026, 8:04:00 PM)

23.49

-0.06 (-0.25%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)11-05
Earnings (Next)03-25
Inst Owners19.42%
Inst Owner ChangeN/A
Ins Owners5.6%
Ins Owner ChangeN/A
Market Cap1.12B
Revenue(TTM)35.53M
Net Income(TTM)-42.84M
Analysts75
Price Target33.66 (43.3%)
Short Float %0%
Short Ratio0.05
Dividend
Industry RankSector Rank
Dividend Yield 10.5%
Yearly Dividend0.44
Dividend Growth(5Y)-2.97%
DP-35.76%
Div Incr Years0
Div Non Decr Years2
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-35.01%
Min EPS beat(2)-170.03%
Max EPS beat(2)100%
EPS beat(4)1
Avg EPS beat(4)-151.2%
Min EPS beat(4)-492.16%
Max EPS beat(4)100%
EPS beat(8)2
Avg EPS beat(8)-123.07%
EPS beat(12)4
Avg EPS beat(12)-84.02%
EPS beat(16)6
Avg EPS beat(16)-61.92%
Revenue beat(2)0
Avg Revenue beat(2)-11.19%
Min Revenue beat(2)-15.88%
Max Revenue beat(2)-6.51%
Revenue beat(4)0
Avg Revenue beat(4)-12.9%
Min Revenue beat(4)-27.15%
Max Revenue beat(4)-2.07%
Revenue beat(8)1
Avg Revenue beat(8)-5.93%
Revenue beat(12)4
Avg Revenue beat(12)-2.31%
Revenue beat(16)7
Avg Revenue beat(16)0.74%
PT rev (1m)-1.93%
PT rev (3m)1.43%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0%
EPS NY rev (1m)0%
EPS NY rev (3m)7.85%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0.04%
Revenue NY rev (3m)5.52%
Valuation
Industry RankSector Rank
PE N/A
Fwd PE 418.72
P/S 43.43
P/FCF 622.7
P/OCF 466.18
P/B 6.3
P/tB 6.33
EV/EBITDA N/A
EPS(TTM)-0.69
EYN/A
EPS(NY)0.06
Fwd EY0.24%
FCF(TTM)0.04
FCFY0.16%
OCF(TTM)0.05
OCFY0.21%
SpS0.54
BVpS3.73
TBVpS3.71
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA -8.54%
ROE -24.08%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM 0.79%
FCFM 6.97%
ROA(3y)-1.31%
ROA(5y)0.55%
ROE(3y)-3.66%
ROE(5y)1.3%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-30.78%
GM growth 5Y-22.09%
F-Score3
Asset Turnover0.05
Health
Industry RankSector Rank
Debt/Equity 1.77
Debt/FCF 175.42
Debt/EBITDA N/A
Cap/Depr 144.84%
Cap/Sales 2.34%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 1.13
Quick Ratio 1.13
Altman-Z 2
F-Score3
WACC8.05%
ROIC/WACCN/A
Cap/Depr(3y)599.52%
Cap/Depr(5y)1530.55%
Cap/Sales(3y)1.76%
Cap/Sales(5y)4.52%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-305.88%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%100%
EPS Next Y104.56%
EPS Next 2Y43.82%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-45.85%
Revenue growth 3Y5.31%
Revenue growth 5Y22.88%
Sales Q2Q%-18.84%
Revenue Next Year-24.55%
Revenue Next 2Y-12.46%
Revenue Next 3Y-6.86%
Revenue Next 5YN/A
EBIT growth 1Y-682.09%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year1702.11%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-88.85%
FCF growth 3Y-22.08%
FCF growth 5Y13.23%
OCF growth 1Y-86.58%
OCF growth 3Y-22.86%
OCF growth 5Y9.68%

SACHEM CAPITAL CORP - SACH 7 1/8 06/30/27 / SCCF FAQ

What is the fundamental rating for SCCF stock?

ChartMill assigns a fundamental rating of 3 / 10 to SCCF.


Can you provide the valuation status for SACHEM CAPITAL CORP - SACH 7 1/8 06/30/27?

ChartMill assigns a valuation rating of 1 / 10 to SACHEM CAPITAL CORP - SACH 7 1/8 06/30/27 (SCCF). This can be considered as Overvalued.


Can you provide the profitability details for SACHEM CAPITAL CORP - SACH 7 1/8 06/30/27?

SACHEM CAPITAL CORP - SACH 7 1/8 06/30/27 (SCCF) has a profitability rating of 2 / 10.


How financially healthy is SACHEM CAPITAL CORP - SACH 7 1/8 06/30/27?

The financial health rating of SACHEM CAPITAL CORP - SACH 7 1/8 06/30/27 (SCCF) is 4 / 10.


Can you provide the dividend sustainability for SCCF stock?

The dividend rating of SACHEM CAPITAL CORP - SACH 7 1/8 06/30/27 (SCCF) is 3 / 10 and the dividend payout ratio is -35.76%.