23.07 USD
+0.05 (+0.22%)
23.4 USD
+0.33 (+1.43%)
SCCF gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 68 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. SCCF scores quite bad on profitability, while its financial health is fine. Not spectacular, but in line with the averages. SCCF does not seem to be growing, but still is valued expensively.
1. Profitability
1.1 Basic Checks
SCCF had negative earnings in the past year.
In the past year SCCF had a positive cash flow from operations.
Of the past 5 years SCCF 4 years were profitable.
In the past 5 years SCCF always reported a positive cash flow from operatings.
1.2 Ratios
SCCF's Return On Assets of -8.54% is on the low side compared to the rest of the industry. SCCF is outperformed by 97.06% of its industry peers.
SCCF has a worse Return On Equity (-24.08%) than 97.06% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -8.54% | ||
| ROE | -24.08% | ||
| ROIC | N/A |
ROA(3y)-1.31%
ROA(5y)0.55%
ROE(3y)-3.66%
ROE(5y)1.3%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
With a Gross Margin value of 0.79%, SCCF is not doing good in the industry: 95.59% of the companies in the same industry are doing better.
SCCF's Gross Margin has declined in the last couple of years.
SCCF does not have Profit Margin and Operating Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | N/A | ||
| GM | 0.79% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-30.78%
GM growth 5Y-22.09%
2. Health
2.1 Basic Checks
SCCF does not have a ROIC to compare to the WACC, probably because it is not profitable.
Compared to 1 year ago, SCCF has more shares outstanding
The number of shares outstanding for SCCF has been increased compared to 5 years ago.
SCCF has a worse debt/assets ratio than last year.
2.2 Solvency
An Altman-Z score of 1.95 indicates that SCCF is not a great score, but indicates only limited risk for bankruptcy at the moment.
SCCF's Altman-Z score of 1.95 is amongst the best of the industry. SCCF outperforms 97.06% of its industry peers.
The Debt to FCF ratio of SCCF is 175.42, which is on the high side as it means it would take SCCF, 175.42 years of fcf income to pay off all of its debts.
SCCF's Debt to FCF ratio of 175.42 is on the low side compared to the rest of the industry. SCCF is outperformed by 66.18% of its industry peers.
A Debt/Equity ratio of 1.77 is on the high side and indicates that SCCF has dependencies on debt financing.
SCCF's Debt to Equity ratio of 1.77 is amongst the best of the industry. SCCF outperforms 86.76% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.77 | ||
| Debt/FCF | 175.42 | ||
| Altman-Z | 1.95 |
ROIC/WACCN/A
WACC8.15%
2.3 Liquidity
A Current Ratio of 1.13 indicates that SCCF should not have too much problems paying its short term obligations.
With an excellent Current ratio value of 1.13, SCCF belongs to the best of the industry, outperforming 82.35% of the companies in the same industry.
A Quick Ratio of 1.13 indicates that SCCF should not have too much problems paying its short term obligations.
The Quick ratio of SCCF (1.13) is better than 82.35% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.13 | ||
| Quick Ratio | 1.13 |
3. Growth
3.1 Past
The earnings per share for SCCF have decreased strongly by -305.88% in the last year.
SCCF shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -45.85%.
SCCF shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 22.88% yearly.
EPS 1Y (TTM)-305.88%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%100%
Revenue 1Y (TTM)-45.85%
Revenue growth 3Y5.31%
Revenue growth 5Y22.88%
Sales Q2Q%-18.84%
3.2 Future
SCCF is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 43.82% yearly.
The Revenue is expected to decrease by -6.86% on average over the next years.
EPS Next Y104.56%
EPS Next 2Y43.82%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-24.58%
Revenue Next 2Y-12.41%
Revenue Next 3Y-6.86%
Revenue Next 5YN/A
3.3 Evolution
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
SCCF reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.
With a Price/Forward Earnings ratio of 411.23, SCCF can be considered very expensive at the moment.
SCCF's Price/Forward Earnings ratio is rather expensive when compared to the industry. SCCF is more expensive than 88.24% of the companies in the same industry.
SCCF is valuated expensively when we compare the Price/Forward Earnings ratio to 23.66, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 411.23 |
4.2 Price Multiples
Based on the Price/Free Cash Flow ratio, SCCF is valued a bit more expensive than the industry average as 66.18% of the companies are valued more cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 611.57 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
SCCF's earnings are expected to grow with 43.82% in the coming years. This may justify a more expensive valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y43.82%
EPS Next 3YN/A
5. Dividend
5.1 Amount
SCCF has a Yearly Dividend Yield of 7.62%, which is a nice return.
Compared to an average industry Dividend Yield of 12.28, SCCF's dividend is way lower than its industry peers. On top of this 88.24% of the companies listed in the same industry pay a better dividend than SCCF!
SCCF's Dividend Yield is rather good when compared to the S&P500 average which is at 1.87.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 7.62% |
5.2 History
The dividend of SCCF decreases each year by -2.97%.
SCCF has been paying a dividend for less than 5 years, so it still needs to build a track record.
Dividend Growth(5Y)-2.97%
Div Incr Years0
Div Non Decr Years2
5.3 Sustainability
The earnings of SCCF are negative and hence is the payout ratio. SCCF will probably not be able to sustain this dividend level.
DP-35.76%
EPS Next 2Y43.82%
EPS Next 3YN/A
SACHEM CAPITAL CORP - SACH 7 1/8 06/30/27
NYSEARCA:SCCF (12/16/2025, 8:04:00 PM)
After market: 23.4 +0.33 (+1.43%)23.07
+0.05 (+0.22%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)
Earnings (Next)
Inst Owners19.36%
Inst Owner ChangeN/A
Ins Owners5.6%
Ins Owner ChangeN/A
Market Cap1.10B
Revenue(TTM)35.53M
Net Income(TTM)-42.84M
Analysts75
Price Target33.63 (45.77%)
Short Float %0%
Short Ratio0.22
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 7.62% |
Yearly Dividend0.44
Dividend Growth(5Y)-2.97%
DP-35.76%
Div Incr Years0
Div Non Decr Years2
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-35.01%
Min EPS beat(2)-170.03%
Max EPS beat(2)100%
EPS beat(4)1
Avg EPS beat(4)-151.2%
Min EPS beat(4)-492.16%
Max EPS beat(4)100%
EPS beat(8)2
Avg EPS beat(8)-123.07%
EPS beat(12)4
Avg EPS beat(12)-84.02%
EPS beat(16)6
Avg EPS beat(16)-61.92%
Revenue beat(2)0
Avg Revenue beat(2)-11.19%
Min Revenue beat(2)-15.88%
Max Revenue beat(2)-6.51%
Revenue beat(4)0
Avg Revenue beat(4)-12.9%
Min Revenue beat(4)-27.15%
Max Revenue beat(4)-2.07%
Revenue beat(8)1
Avg Revenue beat(8)-5.93%
Revenue beat(12)4
Avg Revenue beat(12)-2.31%
Revenue beat(16)7
Avg Revenue beat(16)0.74%
PT rev (1m)-3.7%
PT rev (3m)-4.45%
EPS NQ rev (1m)-16.7%
EPS NQ rev (3m)-16.7%
EPS NY rev (1m)7.85%
EPS NY rev (3m)12.83%
Revenue NQ rev (1m)0.65%
Revenue NQ rev (3m)0.63%
Revenue NY rev (1m)5.48%
Revenue NY rev (3m)5.64%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 411.23 | ||
| P/S | 42.65 | ||
| P/FCF | 611.57 | ||
| P/OCF | 457.85 | ||
| P/B | 6.18 | ||
| P/tB | 6.22 | ||
| EV/EBITDA | N/A |
EPS(TTM)-0.69
EYN/A
EPS(NY)0.06
Fwd EY0.24%
FCF(TTM)0.04
FCFY0.16%
OCF(TTM)0.05
OCFY0.22%
SpS0.54
BVpS3.73
TBVpS3.71
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -8.54% | ||
| ROE | -24.08% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | N/A | ||
| GM | 0.79% | ||
| FCFM | 6.97% |
ROA(3y)-1.31%
ROA(5y)0.55%
ROE(3y)-3.66%
ROE(5y)1.3%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-30.78%
GM growth 5Y-22.09%
F-Score3
Asset Turnover0.05
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.77 | ||
| Debt/FCF | 175.42 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 144.84% | ||
| Cap/Sales | 2.34% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.13 | ||
| Quick Ratio | 1.13 | ||
| Altman-Z | 1.95 |
F-Score3
WACC8.15%
ROIC/WACCN/A
Cap/Depr(3y)599.52%
Cap/Depr(5y)1530.55%
Cap/Sales(3y)1.76%
Cap/Sales(5y)4.52%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-305.88%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%100%
EPS Next Y104.56%
EPS Next 2Y43.82%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-45.85%
Revenue growth 3Y5.31%
Revenue growth 5Y22.88%
Sales Q2Q%-18.84%
Revenue Next Year-24.58%
Revenue Next 2Y-12.41%
Revenue Next 3Y-6.86%
Revenue Next 5YN/A
EBIT growth 1Y-682.09%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year1702.11%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-88.85%
FCF growth 3Y-22.08%
FCF growth 5Y13.23%
OCF growth 1Y-86.58%
OCF growth 3Y-22.86%
OCF growth 5Y9.68%
SACHEM CAPITAL CORP - SACH 7 1/8 06/30/27 / SCCF FAQ
What is the fundamental rating for SCCF stock?
ChartMill assigns a fundamental rating of 3 / 10 to SCCF.
What is the valuation status of SACHEM CAPITAL CORP - SACH 7 1/8 06/30/27 (SCCF) stock?
ChartMill assigns a valuation rating of 1 / 10 to SACHEM CAPITAL CORP - SACH 7 1/8 06/30/27 (SCCF). This can be considered as Overvalued.
What is the profitability of SCCF stock?
SACHEM CAPITAL CORP - SACH 7 1/8 06/30/27 (SCCF) has a profitability rating of 2 / 10.
What is the expected EPS growth for SACHEM CAPITAL CORP - SACH 7 1/8 06/30/27 (SCCF) stock?
The Earnings per Share (EPS) of SACHEM CAPITAL CORP - SACH 7 1/8 06/30/27 (SCCF) is expected to grow by 104.56% in the next year.
Is the dividend of SACHEM CAPITAL CORP - SACH 7 1/8 06/30/27 sustainable?
The dividend rating of SACHEM CAPITAL CORP - SACH 7 1/8 06/30/27 (SCCF) is 3 / 10 and the dividend payout ratio is -35.76%.