SACHEM CAPITAL CORP (SACH) Stock Fundamental Analysis
NYSEARCA:SACH - US78590A1097 - REIT
1.24 USD
+0.07 (+5.98%)
1.2399 USD
0 (-0.01%)
Overall SACH gets a fundamental rating of 3 out of 10. We evaluated SACH against 67 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. The financial health of SACH is average, but there are quite some concerns on its profitability. SACH has a valuation in line with the averages, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
In the past year SACH has reported negative net income.
In the past year SACH had a positive cash flow from operations.
Of the past 5 years SACH 4 years were profitable.
In the past 5 years SACH always reported a positive cash flow from operatings.
1.2 Ratios
SACH has a worse Return On Assets (-8.54%) than 91.04% of its industry peers.
SACH has a Return On Equity of -24.08%. This is amonst the worse of the industry: SACH underperforms 89.55% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -8.54% | ||
| ROE | -24.08% | ||
| ROIC | N/A |
ROA(3y)-1.31%
ROA(5y)0.55%
ROE(3y)-3.66%
ROE(5y)1.3%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
SACH has a Gross Margin of 0.79%. This is amonst the worse of the industry: SACH underperforms 88.06% of its industry peers.
SACH's Gross Margin has declined in the last couple of years.
SACH does not have Profit Margin and Operating Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | N/A | ||
| GM | 0.79% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-30.78%
GM growth 5Y-22.09%
2. Health
2.1 Basic Checks
SACH does not have a ROIC to compare to the WACC, probably because it is not profitable.
Compared to 1 year ago, SACH has more shares outstanding
SACH has more shares outstanding than it did 5 years ago.
The debt/assets ratio for SACH is higher compared to a year ago.
2.2 Solvency
Based on the Altman-Z score of 0.02, we must say that SACH is in the distress zone and has some risk of bankruptcy.
SACH has a Altman-Z score of 0.02. This is in the better half of the industry: SACH outperforms 64.18% of its industry peers.
The Debt to FCF ratio of SACH is 175.42, which is on the high side as it means it would take SACH, 175.42 years of fcf income to pay off all of its debts.
With a Debt to FCF ratio value of 175.42, SACH perfoms like the industry average, outperforming 40.30% of the companies in the same industry.
A Debt/Equity ratio of 1.77 is on the high side and indicates that SACH has dependencies on debt financing.
With an excellent Debt to Equity ratio value of 1.77, SACH belongs to the best of the industry, outperforming 91.04% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.77 | ||
| Debt/FCF | 175.42 | ||
| Altman-Z | 0.02 |
ROIC/WACCN/A
WACC7.31%
2.3 Liquidity
A Current Ratio of 1.13 indicates that SACH should not have too much problems paying its short term obligations.
With an excellent Current ratio value of 1.13, SACH belongs to the best of the industry, outperforming 91.04% of the companies in the same industry.
SACH has a Quick Ratio of 1.13. This is a normal value and indicates that SACH is financially healthy and should not expect problems in meeting its short term obligations.
SACH has a Quick ratio of 1.13. This is amongst the best in the industry. SACH outperforms 91.04% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.13 | ||
| Quick Ratio | 1.13 |
3. Growth
3.1 Past
SACH shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -1087.50%.
The Revenue for SACH has decreased by -61.15% in the past year. This is quite bad
The Revenue has been growing by 22.88% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)-1087.5%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%122.22%
Revenue 1Y (TTM)-61.15%
Revenue growth 3Y5.31%
Revenue growth 5Y22.88%
Sales Q2Q%-28.86%
3.2 Future
The Earnings Per Share is expected to grow by 46.46% on average over the next years. This is a very strong growth
Based on estimates for the next years, SACH will show a very negative growth in Revenue. The Revenue will decrease by -12.04% on average per year.
EPS Next Y75.95%
EPS Next 2Y46.46%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-26.3%
Revenue Next 2Y-12.04%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
SACH reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.
With a Price/Forward Earnings ratio of 10.42, the valuation of SACH can be described as very reasonable.
SACH's Price/Forward Earnings ratio is in line with the industry average.
SACH's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 35.82.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 10.42 |
4.2 Price Multiples
Based on the Price/Free Cash Flow ratio, SACH is valued a bit more expensive than 62.69% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 32.61 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
SACH's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
SACH's earnings are expected to grow with 46.46% in the coming years. This may justify a more expensive valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y46.46%
EPS Next 3YN/A
5. Dividend
5.1 Amount
SACH has a Yearly Dividend Yield of 6.34%, which is a nice return.
Compared to an average industry Dividend Yield of 10.74, SACH's dividend is way lower than its industry peers. On top of this 89.55% of the companies listed in the same industry pay a better dividend than SACH!
Compared to an average S&P500 Dividend Yield of 2.36, SACH pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.34% |
5.2 History
The dividend of SACH decreases each year by -2.97%.
SACH has been paying a dividend for over 5 years, so it has already some track record.
Dividend Growth(5Y)-2.97%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
The earnings of SACH are negative and hence is the payout ratio. SACH will probably not be able to sustain this dividend level.
DP-35.76%
EPS Next 2Y46.46%
EPS Next 3YN/A
1.24
+0.07 (+5.98%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)
Earnings (Next)
Inst Owners20.58%
Inst Owner Change-6.44%
Ins Owners4.84%
Ins Owner Change17.5%
Market Cap58.66M
Analysts76.36
Price Target1.91 (54.03%)
Short Float %1.23%
Short Ratio3.05
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.34% |
Yearly Dividend0.44
Dividend Growth(5Y)-2.97%
DP-35.76%
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)70.03%
Min EPS beat(2)40.06%
Max EPS beat(2)100%
EPS beat(4)2
Avg EPS beat(4)-98.68%
Min EPS beat(4)-492.16%
Max EPS beat(4)100%
EPS beat(8)3
Avg EPS beat(8)-96.81%
EPS beat(12)5
Avg EPS beat(12)-66.51%
EPS beat(16)7
Avg EPS beat(16)-48.79%
Revenue beat(2)0
Avg Revenue beat(2)-11.19%
Min Revenue beat(2)-15.88%
Max Revenue beat(2)-6.51%
Revenue beat(4)0
Avg Revenue beat(4)-12.9%
Min Revenue beat(4)-27.15%
Max Revenue beat(4)-2.07%
Revenue beat(8)1
Avg Revenue beat(8)-5.93%
Revenue beat(12)4
Avg Revenue beat(12)-2.31%
Revenue beat(16)7
Avg Revenue beat(16)0.74%
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)6.67%
EPS NQ rev (3m)-83.16%
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)-2.13%
Revenue NQ rev (3m)-23.25%
Revenue NY rev (1m)3.56%
Revenue NY rev (3m)3.56%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 10.42 | ||
| P/S | 2.27 | ||
| P/FCF | 32.61 | ||
| P/OCF | 24.41 | ||
| P/B | 0.33 | ||
| P/tB | 0.33 | ||
| EV/EBITDA | N/A |
EPS(TTM)-0.79
EYN/A
EPS(NY)0.12
Fwd EY9.6%
FCF(TTM)0.04
FCFY3.07%
OCF(TTM)0.05
OCFY4.1%
SpS0.55
BVpS3.76
TBVpS3.74
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -8.54% | ||
| ROE | -24.08% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | N/A | ||
| GM | 0.79% | ||
| FCFM | 6.97% |
ROA(3y)-1.31%
ROA(5y)0.55%
ROE(3y)-3.66%
ROE(5y)1.3%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-30.78%
GM growth 5Y-22.09%
F-Score3
Asset Turnover0.05
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.77 | ||
| Debt/FCF | 175.42 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 144.84% | ||
| Cap/Sales | 2.34% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.13 | ||
| Quick Ratio | 1.13 | ||
| Altman-Z | 0.02 |
F-Score3
WACC7.31%
ROIC/WACCN/A
Cap/Depr(3y)599.52%
Cap/Depr(5y)1530.55%
Cap/Sales(3y)1.76%
Cap/Sales(5y)4.52%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-1087.5%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%122.22%
EPS Next Y75.95%
EPS Next 2Y46.46%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-61.15%
Revenue growth 3Y5.31%
Revenue growth 5Y22.88%
Sales Q2Q%-28.86%
Revenue Next Year-26.3%
Revenue Next 2Y-12.04%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-682.09%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year1575.65%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-88.85%
FCF growth 3Y-22.08%
FCF growth 5Y13.23%
OCF growth 1Y-86.58%
OCF growth 3Y-22.86%
OCF growth 5Y9.68%