Logo image of SACH

SACHEM CAPITAL CORP (SACH) Stock Fundamental Analysis

NYSEARCA:SACH - NYSE Arca - US78590A1097 - REIT - Currency: USD

1.19  +0.01 (+0.85%)

Fundamental Rating

3

We assign a fundamental rating of 3 out of 10 to SACH. SACH was compared to 65 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. SACH has a bad profitability rating. Also its financial health evaluation is rather negative. SACH is valued correctly, but it does not seem to be growing.


Dividend Valuation Growth Profitability Health

Quickly go to:

2

1. Profitability

1.1 Basic Checks

SACH had negative earnings in the past year.
SACH had a positive operating cash flow in the past year.
SACH had positive earnings in 4 of the past 5 years.
Each year in the past 5 years SACH had a positive operating cash flow.
SACH Yearly Net Income VS EBIT VS OCF VS FCFSACH Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20M -20M -40M

1.2 Ratios

The Return On Assets of SACH (-9.71%) is worse than 90.77% of its industry peers.
SACH's Return On Equity of -26.62% is on the low side compared to the rest of the industry. SACH is outperformed by 90.77% of its industry peers.
Industry RankSector Rank
ROA -9.71%
ROE -26.62%
ROIC N/A
ROA(3y)-1.31%
ROA(5y)0.55%
ROE(3y)-3.66%
ROE(5y)1.3%
ROIC(3y)N/A
ROIC(5y)N/A
SACH Yearly ROA, ROE, ROICSACH Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 10 -10 -20

1.3 Margins

Looking at the Gross Margin, with a value of 12.41%, SACH is doing worse than 75.38% of the companies in the same industry.
SACH's Gross Margin has declined in the last couple of years.
The Profit Margin and Operating Margin are not available for SACH so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM 12.41%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-30.78%
GM growth 5Y-22.09%
SACH Yearly Profit, Operating, Gross MarginsSACH Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50 -50 -100

More info and screens

3

2. Health

2.1 Basic Checks

SACH does not have a ROIC to compare to the WACC, probably because it is not profitable.
The number of shares outstanding for SACH has been increased compared to 1 year ago.
Compared to 5 years ago, SACH has more shares outstanding
SACH has a worse debt/assets ratio than last year.
SACH Yearly Shares OutstandingSACH Yearly Shares OutstandingYearly Shares Outstanding 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M 40M
SACH Yearly Total Debt VS Total AssetsSACH Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M

2.2 Solvency

Based on the Altman-Z score of -0.03, we must say that SACH is in the distress zone and has some risk of bankruptcy.
SACH has a Altman-Z score (-0.03) which is comparable to the rest of the industry.
The Debt to FCF ratio of SACH is 37.04, which is on the high side as it means it would take SACH, 37.04 years of fcf income to pay off all of its debts.
SACH has a Debt to FCF ratio of 37.04. This is in the better half of the industry: SACH outperforms 72.31% of its industry peers.
A Debt/Equity ratio of 1.70 is on the high side and indicates that SACH has dependencies on debt financing.
With an excellent Debt to Equity ratio value of 1.70, SACH belongs to the best of the industry, outperforming 92.31% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 1.7
Debt/FCF 37.04
Altman-Z -0.03
ROIC/WACCN/A
WACC7.28%
SACH Yearly LT Debt VS Equity VS FCFSACH Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M

2.3 Liquidity

A Current Ratio of 0.89 indicates that SACH may have some problems paying its short term obligations.
With a decent Current ratio value of 0.89, SACH is doing good in the industry, outperforming 80.00% of the companies in the same industry.
A Quick Ratio of 0.89 indicates that SACH may have some problems paying its short term obligations.
With a decent Quick ratio value of 0.89, SACH is doing good in the industry, outperforming 80.00% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 0.89
Quick Ratio 0.89
SACH Yearly Current Assets VS Current LiabilitesSACH Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M

More info and screens

3

3. Growth

3.1 Past

The earnings per share for SACH have decreased strongly by -421.43% in the last year.
Looking at the last year, SACH shows a very negative growth in Revenue. The Revenue has decreased by -55.44% in the last year.
SACH shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 22.88% yearly.
EPS 1Y (TTM)-421.43%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-100%
Revenue 1Y (TTM)-55.44%
Revenue growth 3Y5.31%
Revenue growth 5Y22.88%
Sales Q2Q%-41.8%

3.2 Future

Based on estimates for the next years, SACH will show a very strong growth in Earnings Per Share. The EPS will grow by 46.46% on average per year.
Based on estimates for the next years, SACH will show a very negative growth in Revenue. The Revenue will decrease by -13.76% on average per year.
EPS Next Y75.95%
EPS Next 2Y46.46%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-28.83%
Revenue Next 2Y-13.76%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
SACH Yearly Revenue VS EstimatesSACH Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 20M 40M 60M
SACH Yearly EPS VS EstimatesSACH Yearly EPS VS EstimatesYearly EPS VS Estimates 2019 2020 2021 2022 2023 2024 2025 2026 0 0.2 -0.2 0.4 -0.4 -0.6 -0.8

More info and screens

5

4. Valuation

4.1 Price/Earnings Ratio

The Price/Earnings Ratio is negative for SACH. In the last year negative earnings were reported.
The Price/Forward Earnings ratio is 10.00, which indicates a very decent valuation of SACH.
SACH's Price/Forward Earnings ratio is in line with the industry average.
Compared to an average S&P500 Price/Forward Earnings ratio of 22.39, SACH is valued rather cheaply.
Industry RankSector Rank
PE N/A
Fwd PE 10
SACH Price Earnings VS Forward Price EarningsSACH Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 5 10 15 20 25

4.2 Price Multiples

SACH's Price/Free Cash Flow ratio is rather cheap when compared to the industry. SACH is cheaper than 81.54% of the companies in the same industry.
Industry RankSector Rank
P/FCF 6.82
EV/EBITDA N/A
SACH Per share dataSACH EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 1 2 3

4.3 Compensation for Growth

SACH's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
A more expensive valuation may be justified as SACH's earnings are expected to grow with 46.46% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y46.46%
EPS Next 3YN/A

More info and screens

5

5. Dividend

5.1 Amount

SACH has a Yearly Dividend Yield of 17.70%, which is a nice return.
Compared to an average industry Dividend Yield of 13.73, SACH pays a better dividend. On top of this SACH pays more dividend than 86.15% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 2.39, SACH pays a better dividend.
Industry RankSector Rank
Dividend Yield 17.7%

5.2 History

The dividend of SACH decreases each year by -2.97%.
SACH has been paying a dividend for over 5 years, so it has already some track record.
Dividend Growth(5Y)-2.97%
Div Incr Years0
Div Non Decr Years0
SACH Yearly Dividends per shareSACH Yearly Dividends per shareYearly Dividends per share 2017 2018 2019 2020 2021 2022 2023 2024 2025 0.2 0.4 0.6

5.3 Sustainability

SACH has negative earnings and hence a negative payout ratio. The dividend may be in danger.
DP-37.97%
EPS Next 2Y46.46%
EPS Next 3YN/A
SACH Yearly Income VS Free CF VS DividendSACH Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20M -20M -40M

More info and screens

SACHEM CAPITAL CORP

NYSEARCA:SACH (6/12/2025, 8:04:00 PM)

1.19

+0.01 (+0.85%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)05-01 2025-05-01/bmo
Earnings (Next)08-12 2025-08-12/bmo
Inst Owners22.67%
Inst Owner Change-7.34%
Ins Owners4.75%
Ins Owner Change12.45%
Market Cap56.30M
Analysts76.36
Price Target1.91 (60.5%)
Short Float %2.17%
Short Ratio3.13
Dividend
Industry RankSector Rank
Dividend Yield 17.7%
Yearly Dividend0.44
Dividend Growth(5Y)-2.97%
DP-37.97%
Div Incr Years0
Div Non Decr Years0
Ex-Date06-16 2025-06-16 (0.05)
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)28.7%
Min EPS beat(2)-42.6%
Max EPS beat(2)100%
EPS beat(4)1
Avg EPS beat(4)-168.52%
Min EPS beat(4)-492.16%
Max EPS beat(4)100%
EPS beat(8)3
Avg EPS beat(8)-101.77%
EPS beat(12)5
Avg EPS beat(12)-68.85%
EPS beat(16)6
Avg EPS beat(16)-51.41%
Revenue beat(2)0
Avg Revenue beat(2)-21.52%
Min Revenue beat(2)-27.15%
Max Revenue beat(2)-15.88%
Revenue beat(4)0
Avg Revenue beat(4)-12.28%
Min Revenue beat(4)-27.15%
Max Revenue beat(4)-2.07%
Revenue beat(8)2
Avg Revenue beat(8)-3.76%
Revenue beat(12)5
Avg Revenue beat(12)-1.33%
Revenue beat(16)8
Avg Revenue beat(16)1.8%
PT rev (1m)0%
PT rev (3m)-19.64%
EPS NQ rev (1m)128.13%
EPS NQ rev (3m)-57.14%
EPS NY rev (1m)0%
EPS NY rev (3m)-215.42%
Revenue NQ rev (1m)0.08%
Revenue NQ rev (3m)-22.94%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-24.95%
Valuation
Industry RankSector Rank
PE N/A
Fwd PE 10
P/S 1.87
P/FCF 6.82
P/OCF 6.35
P/B 0.31
P/tB 0.32
EV/EBITDA N/A
EPS(TTM)-0.9
EYN/A
EPS(NY)0.12
Fwd EY10%
FCF(TTM)0.17
FCFY14.66%
OCF(TTM)0.19
OCFY15.75%
SpS0.64
BVpS3.79
TBVpS3.77
PEG (NY)N/A
PEG (5Y)N/A
Profitability
Industry RankSector Rank
ROA -9.71%
ROE -26.62%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM 12.41%
FCFM 27.35%
ROA(3y)-1.31%
ROA(5y)0.55%
ROE(3y)-3.66%
ROE(5y)1.3%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-30.78%
GM growth 5Y-22.09%
F-Score3
Asset Turnover0.06
Health
Industry RankSector Rank
Debt/Equity 1.7
Debt/FCF 37.04
Debt/EBITDA N/A
Cap/Depr 165.9%
Cap/Sales 2.03%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 0.89
Quick Ratio 0.89
Altman-Z -0.03
F-Score3
WACC7.28%
ROIC/WACCN/A
Cap/Depr(3y)599.52%
Cap/Depr(5y)1530.55%
Cap/Sales(3y)1.76%
Cap/Sales(5y)4.52%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-421.43%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-100%
EPS Next Y75.95%
EPS Next 2Y46.46%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-55.44%
Revenue growth 3Y5.31%
Revenue growth 5Y22.88%
Sales Q2Q%-41.8%
Revenue Next Year-28.83%
Revenue Next 2Y-13.76%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-366.88%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year1575.65%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-0.11%
FCF growth 3Y-22.08%
FCF growth 5Y13.23%
OCF growth 1Y-16.37%
OCF growth 3Y-22.86%
OCF growth 5Y9.68%