1.05 USD
-0.01 (-0.94%)
1.07 USD
+0.02 (+1.9%)
SACH gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 68 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. SACH has a bad profitability rating. Also its financial health evaluation is rather negative. SACH is valued expensive and it does not seem to be growing.
1. Profitability
1.1 Basic Checks
- SACH had negative earnings in the past year.
- In the past year SACH had a positive cash flow from operations.
- SACH had positive earnings in 4 of the past 5 years.
- In the past 5 years SACH always reported a positive cash flow from operatings.
1.2 Ratios
- The Return On Assets of SACH (-8.54%) is worse than 92.65% of its industry peers.
- SACH's Return On Equity of -24.08% is on the low side compared to the rest of the industry. SACH is outperformed by 92.65% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -8.54% | ||
| ROE | -24.08% | ||
| ROIC | N/A |
ROA(3y)-1.31%
ROA(5y)0.55%
ROE(3y)-3.66%
ROE(5y)1.3%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- The Gross Margin of SACH (0.79%) is worse than 91.18% of its industry peers.
- In the last couple of years the Gross Margin of SACH has declined.
- The Profit Margin and Operating Margin are not available for SACH so they could not be analyzed.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | N/A | ||
| GM | 0.79% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-30.78%
GM growth 5Y-22.09%
2. Health
2.1 Basic Checks
- SACH does not have a ROIC to compare to the WACC, probably because it is not profitable.
- The number of shares outstanding for SACH has been increased compared to 1 year ago.
- SACH has more shares outstanding than it did 5 years ago.
- SACH has a worse debt/assets ratio than last year.
2.2 Solvency
- Based on the Altman-Z score of 0.01, we must say that SACH is in the distress zone and has some risk of bankruptcy.
- Looking at the Altman-Z score, with a value of 0.01, SACH is in the better half of the industry, outperforming 61.76% of the companies in the same industry.
- The Debt to FCF ratio of SACH is 175.42, which is on the high side as it means it would take SACH, 175.42 years of fcf income to pay off all of its debts.
- With a Debt to FCF ratio value of 175.42, SACH is not doing good in the industry: 61.76% of the companies in the same industry are doing better.
- A Debt/Equity ratio of 1.77 is on the high side and indicates that SACH has dependencies on debt financing.
- The Debt to Equity ratio of SACH (1.77) is better than 91.18% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.77 | ||
| Debt/FCF | 175.42 | ||
| Altman-Z | 0.01 |
ROIC/WACCN/A
WACC7.12%
2.3 Liquidity
- SACH has a Current Ratio of 1.13. This is a normal value and indicates that SACH is financially healthy and should not expect problems in meeting its short term obligations.
- The Current ratio of SACH (1.13) is better than 86.76% of its industry peers.
- SACH has a Quick Ratio of 1.13. This is a normal value and indicates that SACH is financially healthy and should not expect problems in meeting its short term obligations.
- SACH's Quick ratio of 1.13 is amongst the best of the industry. SACH outperforms 86.76% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.13 | ||
| Quick Ratio | 1.13 |
3. Growth
3.1 Past
- The earnings per share for SACH have decreased strongly by -305.88% in the last year.
- SACH shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -45.85%.
- Measured over the past years, SACH shows a very strong growth in Revenue. The Revenue has been growing by 22.88% on average per year.
EPS 1Y (TTM)-305.88%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%100%
Revenue 1Y (TTM)-45.85%
Revenue growth 3Y5.31%
Revenue growth 5Y22.88%
Sales Q2Q%-18.84%
3.2 Future
- Based on estimates for the next years, SACH will show a very strong growth in Earnings Per Share. The EPS will grow by 43.82% on average per year.
- The Revenue is expected to decrease by -6.86% on average over the next years.
EPS Next Y104.56%
EPS Next 2Y43.82%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-24.58%
Revenue Next 2Y-12.41%
Revenue Next 3Y-6.86%
Revenue Next 5YN/A
3.3 Evolution
- The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- SACH reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.
- Based on the Price/Forward Earnings ratio of 18.72, the valuation of SACH can be described as rather expensive.
- 70.59% of the companies in the same industry are cheaper than SACH, based on the Price/Forward Earnings ratio.
- SACH's Price/Forward Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 24.30.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 18.72 |
4.2 Price Multiples
- SACH's Price/Free Cash Flow is on the same level as the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 27.83 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- SACH's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- SACH's earnings are expected to grow with 43.82% in the coming years. This may justify a more expensive valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y43.82%
EPS Next 3YN/A
5. Dividend
5.1 Amount
- SACH has a Yearly Dividend Yield of 10.54%, which is a nice return.
- SACH's Dividend Yield is comparable with the industry average which is at 11.01.
- Compared to an average S&P500 Dividend Yield of 1.86, SACH pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 10.54% |
5.2 History
- The dividend of SACH decreases each year by -2.97%.
- SACH has been paying a dividend for over 5 years, so it has already some track record.
Dividend Growth(5Y)-2.97%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
- SACH has negative earnings and hence a negative payout ratio. The dividend may be in danger.
DP-35.76%
EPS Next 2Y43.82%
EPS Next 3YN/A
1.05
-0.01 (-0.94%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)11-05 2025-11-05/bmo
Earnings (Next)03-25 2026-03-25/bmo
Inst Owners19.42%
Inst Owner Change-0.26%
Ins Owners5.6%
Ins Owner Change10.03%
Market Cap50.07M
Revenue(TTM)35.53M
Net Income(TTM)-42.84M
Analysts75
Price Target1.51 (43.81%)
Short Float %0.29%
Short Ratio0.65
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 10.54% |
Yearly Dividend0.44
Dividend Growth(5Y)-2.97%
DP-35.76%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-35.01%
Min EPS beat(2)-170.03%
Max EPS beat(2)100%
EPS beat(4)1
Avg EPS beat(4)-151.2%
Min EPS beat(4)-492.16%
Max EPS beat(4)100%
EPS beat(8)2
Avg EPS beat(8)-123.07%
EPS beat(12)4
Avg EPS beat(12)-84.02%
EPS beat(16)6
Avg EPS beat(16)-61.92%
Revenue beat(2)0
Avg Revenue beat(2)-11.19%
Min Revenue beat(2)-15.88%
Max Revenue beat(2)-6.51%
Revenue beat(4)0
Avg Revenue beat(4)-12.9%
Min Revenue beat(4)-27.15%
Max Revenue beat(4)-2.07%
Revenue beat(8)1
Avg Revenue beat(8)-5.93%
Revenue beat(12)4
Avg Revenue beat(12)-2.31%
Revenue beat(16)7
Avg Revenue beat(16)0.74%
PT rev (1m)0%
PT rev (3m)-8.72%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-16.7%
EPS NY rev (1m)0%
EPS NY rev (3m)7.85%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0.65%
Revenue NY rev (1m)0%
Revenue NY rev (3m)5.48%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 18.72 | ||
| P/S | 1.94 | ||
| P/FCF | 27.83 | ||
| P/OCF | 20.84 | ||
| P/B | 0.28 | ||
| P/tB | 0.28 | ||
| EV/EBITDA | N/A |
EPS(TTM)-0.69
EYN/A
EPS(NY)0.06
Fwd EY5.34%
FCF(TTM)0.04
FCFY3.59%
OCF(TTM)0.05
OCFY4.8%
SpS0.54
BVpS3.73
TBVpS3.71
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -8.54% | ||
| ROE | -24.08% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | N/A | ||
| GM | 0.79% | ||
| FCFM | 6.97% |
ROA(3y)-1.31%
ROA(5y)0.55%
ROE(3y)-3.66%
ROE(5y)1.3%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-30.78%
GM growth 5Y-22.09%
F-Score3
Asset Turnover0.05
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.77 | ||
| Debt/FCF | 175.42 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 144.84% | ||
| Cap/Sales | 2.34% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.13 | ||
| Quick Ratio | 1.13 | ||
| Altman-Z | 0.01 |
F-Score3
WACC7.12%
ROIC/WACCN/A
Cap/Depr(3y)599.52%
Cap/Depr(5y)1530.55%
Cap/Sales(3y)1.76%
Cap/Sales(5y)4.52%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-305.88%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%100%
EPS Next Y104.56%
EPS Next 2Y43.82%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-45.85%
Revenue growth 3Y5.31%
Revenue growth 5Y22.88%
Sales Q2Q%-18.84%
Revenue Next Year-24.58%
Revenue Next 2Y-12.41%
Revenue Next 3Y-6.86%
Revenue Next 5YN/A
EBIT growth 1Y-682.09%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year1702.11%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-88.85%
FCF growth 3Y-22.08%
FCF growth 5Y13.23%
OCF growth 1Y-86.58%
OCF growth 3Y-22.86%
OCF growth 5Y9.68%
SACHEM CAPITAL CORP / SACH FAQ
What is the fundamental rating for SACH stock?
ChartMill assigns a fundamental rating of 3 / 10 to SACH.
What is the valuation status for SACH stock?
ChartMill assigns a valuation rating of 3 / 10 to SACHEM CAPITAL CORP (SACH). This can be considered as Overvalued.
Can you provide the profitability details for SACHEM CAPITAL CORP?
SACHEM CAPITAL CORP (SACH) has a profitability rating of 2 / 10.
What is the financial health of SACHEM CAPITAL CORP (SACH) stock?
The financial health rating of SACHEM CAPITAL CORP (SACH) is 3 / 10.
Can you provide the expected EPS growth for SACH stock?
The Earnings per Share (EPS) of SACHEM CAPITAL CORP (SACH) is expected to grow by 104.56% in the next year.