1.06 USD
0 (0%)
1.05 USD
-0.01 (-0.94%)
We assign a fundamental rating of 3 out of 10 to SACH. SACH was compared to 68 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. SACH has a bad profitability rating. Also its financial health evaluation is rather negative. SACH has a expensive valuation and it also scores bad on growth.
1. Profitability
1.1 Basic Checks
- SACH had negative earnings in the past year.
- In the past year SACH had a positive cash flow from operations.
- SACH had positive earnings in 4 of the past 5 years.
- In the past 5 years SACH always reported a positive cash flow from operatings.
1.2 Ratios
- With a Return On Assets value of -8.54%, SACH is not doing good in the industry: 92.65% of the companies in the same industry are doing better.
- SACH has a Return On Equity of -24.08%. This is amonst the worse of the industry: SACH underperforms 92.65% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -8.54% | ||
| ROE | -24.08% | ||
| ROIC | N/A |
ROA(3y)-1.31%
ROA(5y)0.55%
ROE(3y)-3.66%
ROE(5y)1.3%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- With a Gross Margin value of 0.79%, SACH is not doing good in the industry: 91.18% of the companies in the same industry are doing better.
- SACH's Gross Margin has declined in the last couple of years.
- The Profit Margin and Operating Margin are not available for SACH so they could not be analyzed.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | N/A | ||
| GM | 0.79% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-30.78%
GM growth 5Y-22.09%
2. Health
2.1 Basic Checks
- SACH does not have a ROIC to compare to the WACC, probably because it is not profitable.
- Compared to 1 year ago, SACH has more shares outstanding
- SACH has more shares outstanding than it did 5 years ago.
- The debt/assets ratio for SACH is higher compared to a year ago.
2.2 Solvency
- SACH has an Altman-Z score of 0.01. This is a bad value and indicates that SACH is not financially healthy and even has some risk of bankruptcy.
- The Altman-Z score of SACH (0.01) is better than 61.76% of its industry peers.
- SACH has a debt to FCF ratio of 175.42. This is a negative value and a sign of low solvency as SACH would need 175.42 years to pay back of all of its debts.
- With a Debt to FCF ratio value of 175.42, SACH is not doing good in the industry: 61.76% of the companies in the same industry are doing better.
- A Debt/Equity ratio of 1.77 is on the high side and indicates that SACH has dependencies on debt financing.
- Looking at the Debt to Equity ratio, with a value of 1.77, SACH belongs to the top of the industry, outperforming 91.18% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.77 | ||
| Debt/FCF | 175.42 | ||
| Altman-Z | 0.01 |
ROIC/WACCN/A
WACC7.12%
2.3 Liquidity
- SACH has a Current Ratio of 1.13. This is a normal value and indicates that SACH is financially healthy and should not expect problems in meeting its short term obligations.
- SACH has a Current ratio of 1.13. This is amongst the best in the industry. SACH outperforms 86.76% of its industry peers.
- SACH has a Quick Ratio of 1.13. This is a normal value and indicates that SACH is financially healthy and should not expect problems in meeting its short term obligations.
- With an excellent Quick ratio value of 1.13, SACH belongs to the best of the industry, outperforming 86.76% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.13 | ||
| Quick Ratio | 1.13 |
3. Growth
3.1 Past
- SACH shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -305.88%.
- Looking at the last year, SACH shows a very negative growth in Revenue. The Revenue has decreased by -45.85% in the last year.
- Measured over the past years, SACH shows a very strong growth in Revenue. The Revenue has been growing by 22.88% on average per year.
EPS 1Y (TTM)-305.88%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%100%
Revenue 1Y (TTM)-45.85%
Revenue growth 3Y5.31%
Revenue growth 5Y22.88%
Sales Q2Q%-18.84%
3.2 Future
- The Earnings Per Share is expected to grow by 43.82% on average over the next years. This is a very strong growth
- SACH is expected to show a decrease in Revenue. In the coming years, the Revenue will decrease by -6.86% yearly.
EPS Next Y104.56%
EPS Next 2Y43.82%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-24.58%
Revenue Next 2Y-12.41%
Revenue Next 3Y-6.86%
Revenue Next 5YN/A
3.3 Evolution
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
- The Price/Earnings Ratio is negative for SACH. In the last year negative earnings were reported.
- Based on the Price/Forward Earnings ratio of 18.89, the valuation of SACH can be described as rather expensive.
- Compared to the rest of the industry, the Price/Forward Earnings ratio of SACH indicates a slightly more expensive valuation: SACH is more expensive than 70.59% of the companies listed in the same industry.
- When comparing the Price/Forward Earnings ratio of SACH to the average of the S&P500 Index (23.94), we can say SACH is valued slightly cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 18.89 |
4.2 Price Multiples
- Compared to the rest of the industry, the Price/Free Cash Flow ratio of SACH is on the same level as its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 28.1 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- A more expensive valuation may be justified as SACH's earnings are expected to grow with 43.82% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y43.82%
EPS Next 3YN/A
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 10.54%, SACH is a good candidate for dividend investing.
- Compared to an average industry Dividend Yield of 11.01, SACH has a dividend in line with its industry peers.
- SACH's Dividend Yield is rather good when compared to the S&P500 average which is at 1.83.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 10.54% |
5.2 History
- The dividend of SACH decreases each year by -2.97%.
- SACH has been paying a dividend for over 5 years, so it has already some track record.
Dividend Growth(5Y)-2.97%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
- SACH has negative earnings and hence a negative payout ratio. The dividend may be in danger.
DP-35.76%
EPS Next 2Y43.82%
EPS Next 3YN/A
1.06
0 (0%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)11-05 2025-11-05/bmo
Earnings (Next)03-25 2026-03-25/bmo
Inst Owners19.42%
Inst Owner Change-0.26%
Ins Owners5.6%
Ins Owner Change10.03%
Market Cap50.55M
Revenue(TTM)35.53M
Net Income(TTM)-42.84M
Analysts75
Price Target1.51 (42.45%)
Short Float %0.29%
Short Ratio0.65
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 10.54% |
Yearly Dividend0.44
Dividend Growth(5Y)-2.97%
DP-35.76%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-35.01%
Min EPS beat(2)-170.03%
Max EPS beat(2)100%
EPS beat(4)1
Avg EPS beat(4)-151.2%
Min EPS beat(4)-492.16%
Max EPS beat(4)100%
EPS beat(8)2
Avg EPS beat(8)-123.07%
EPS beat(12)4
Avg EPS beat(12)-84.02%
EPS beat(16)6
Avg EPS beat(16)-61.92%
Revenue beat(2)0
Avg Revenue beat(2)-11.19%
Min Revenue beat(2)-15.88%
Max Revenue beat(2)-6.51%
Revenue beat(4)0
Avg Revenue beat(4)-12.9%
Min Revenue beat(4)-27.15%
Max Revenue beat(4)-2.07%
Revenue beat(8)1
Avg Revenue beat(8)-5.93%
Revenue beat(12)4
Avg Revenue beat(12)-2.31%
Revenue beat(16)7
Avg Revenue beat(16)0.74%
PT rev (1m)0%
PT rev (3m)-8.72%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-16.7%
EPS NY rev (1m)0%
EPS NY rev (3m)7.85%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0.65%
Revenue NY rev (1m)0%
Revenue NY rev (3m)5.48%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 18.89 | ||
| P/S | 1.96 | ||
| P/FCF | 28.1 | ||
| P/OCF | 21.04 | ||
| P/B | 0.28 | ||
| P/tB | 0.29 | ||
| EV/EBITDA | N/A |
EPS(TTM)-0.69
EYN/A
EPS(NY)0.06
Fwd EY5.29%
FCF(TTM)0.04
FCFY3.56%
OCF(TTM)0.05
OCFY4.75%
SpS0.54
BVpS3.73
TBVpS3.71
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -8.54% | ||
| ROE | -24.08% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | N/A | ||
| GM | 0.79% | ||
| FCFM | 6.97% |
ROA(3y)-1.31%
ROA(5y)0.55%
ROE(3y)-3.66%
ROE(5y)1.3%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-30.78%
GM growth 5Y-22.09%
F-Score3
Asset Turnover0.05
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.77 | ||
| Debt/FCF | 175.42 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 144.84% | ||
| Cap/Sales | 2.34% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.13 | ||
| Quick Ratio | 1.13 | ||
| Altman-Z | 0.01 |
F-Score3
WACC7.12%
ROIC/WACCN/A
Cap/Depr(3y)599.52%
Cap/Depr(5y)1530.55%
Cap/Sales(3y)1.76%
Cap/Sales(5y)4.52%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-305.88%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%100%
EPS Next Y104.56%
EPS Next 2Y43.82%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-45.85%
Revenue growth 3Y5.31%
Revenue growth 5Y22.88%
Sales Q2Q%-18.84%
Revenue Next Year-24.58%
Revenue Next 2Y-12.41%
Revenue Next 3Y-6.86%
Revenue Next 5YN/A
EBIT growth 1Y-682.09%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year1702.11%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-88.85%
FCF growth 3Y-22.08%
FCF growth 5Y13.23%
OCF growth 1Y-86.58%
OCF growth 3Y-22.86%
OCF growth 5Y9.68%
SACHEM CAPITAL CORP / SACH FAQ
What is the fundamental rating for SACH stock?
ChartMill assigns a fundamental rating of 3 / 10 to SACH.
What is the valuation status for SACH stock?
ChartMill assigns a valuation rating of 3 / 10 to SACHEM CAPITAL CORP (SACH). This can be considered as Overvalued.
Can you provide the profitability details for SACHEM CAPITAL CORP?
SACHEM CAPITAL CORP (SACH) has a profitability rating of 2 / 10.
What is the financial health of SACHEM CAPITAL CORP (SACH) stock?
The financial health rating of SACHEM CAPITAL CORP (SACH) is 3 / 10.
Can you provide the expected EPS growth for SACH stock?
The Earnings per Share (EPS) of SACHEM CAPITAL CORP (SACH) is expected to grow by 104.56% in the next year.