12.27 USD
+0.17 (+1.4%)
12.49 USD
+0.22 (+1.79%)
We assign a fundamental rating of 4 out of 10 to PTMN. PTMN was compared to 237 industry peers in the Capital Markets industry. PTMN has a bad profitability rating. Also its financial health evaluation is rather negative. PTMN is valued correctly, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
In the past year PTMN was profitable.
In the past year PTMN had a positive cash flow from operations.
In multiple years PTMN reported negative net income over the last 5 years.
PTMN had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
PTMN has a Return On Assets of -2.02%. This is in the lower half of the industry: PTMN underperforms 79.58% of its industry peers.
The Return On Equity of PTMN (-5.25%) is worse than 77.50% of its industry peers.
PTMN's Return On Invested Capital of 3.82% is in line compared to the rest of the industry. PTMN outperforms 50.42% of its industry peers.
The Average Return On Invested Capital over the past 3 years for PTMN is below the industry average of 6.96%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -2.02% | ||
| ROE | -5.25% | ||
| ROIC | 3.82% |
ROA(3y)-0.88%
ROA(5y)1.33%
ROE(3y)-2.35%
ROE(5y)3.37%
ROIC(3y)4.39%
ROIC(5y)4.14%
1.3 Margins
PTMN has a Operating Margin of 37.26%. This is in the better half of the industry: PTMN outperforms 66.25% of its industry peers.
In the last couple of years the Operating Margin of PTMN has grown nicely.
With a Gross Margin value of 47.40%, PTMN perfoms like the industry average, outperforming 52.50% of the companies in the same industry.
PTMN's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 37.26% | ||
| PM (TTM) | N/A | ||
| GM | 47.4% |
OM growth 3Y-9.79%
OM growth 5Y17.74%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-9.14%
GM growth 5Y-3.3%
2. Health
2.1 Basic Checks
The number of shares outstanding for PTMN has been reduced compared to 1 year ago.
Compared to 5 years ago, PTMN has more shares outstanding
PTMN has a better debt/assets ratio than last year.
2.2 Solvency
PTMN has an Altman-Z score of -1.14. This is a bad value and indicates that PTMN is not financially healthy and even has some risk of bankruptcy.
The Altman-Z score of PTMN (-1.14) is worse than 86.67% of its industry peers.
PTMN has a debt to FCF ratio of 6.09. This is a slightly negative value and a sign of low solvency as PTMN would need 6.09 years to pay back of all of its debts.
PTMN's Debt to FCF ratio of 6.09 is fine compared to the rest of the industry. PTMN outperforms 66.25% of its industry peers.
PTMN has a Debt/Equity ratio of 1.54. This is a high value indicating a heavy dependency on external financing.
The Debt to Equity ratio of PTMN (1.54) is worse than 72.92% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.54 | ||
| Debt/FCF | 6.09 | ||
| Altman-Z | -1.14 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 1.26 indicates that PTMN should not have too much problems paying its short term obligations.
Looking at the Current ratio, with a value of 1.26, PTMN is in line with its industry, outperforming 56.25% of the companies in the same industry.
PTMN has a Quick Ratio of 1.26. This is a normal value and indicates that PTMN is financially healthy and should not expect problems in meeting its short term obligations.
With a Quick ratio value of 1.26, PTMN perfoms like the industry average, outperforming 57.08% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.26 | ||
| Quick Ratio | 1.26 |
3. Growth
3.1 Past
PTMN shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -33.53%.
The Earnings Per Share has been growing by 26.58% on average over the past years. This is a very strong growth
PTMN shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -21.53%.
Measured over the past years, PTMN shows a quite strong growth in Revenue. The Revenue has been growing by 18.69% on average per year.
EPS 1Y (TTM)-33.53%
EPS 3Y-15.64%
EPS 5Y26.58%
EPS Q2Q%-28.57%
Revenue 1Y (TTM)-21.53%
Revenue growth 3Y-7.97%
Revenue growth 5Y18.69%
Sales Q2Q%-22.69%
3.2 Future
Based on estimates for the next years, PTMN will show a very negative growth in Earnings Per Share. The EPS will decrease by -13.32% on average per year.
The Revenue is expected to grow by 0.26% on average over the next years.
EPS Next Y-21.77%
EPS Next 2Y-10.87%
EPS Next 3Y-13.32%
EPS Next 5YN/A
Revenue Next Year-16.75%
Revenue Next 2Y-4.62%
Revenue Next 3Y0.26%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
PTMN is valuated cheaply with a Price/Earnings ratio of 5.58.
Compared to the rest of the industry, the Price/Earnings ratio of PTMN indicates a rather cheap valuation: PTMN is cheaper than 93.33% of the companies listed in the same industry.
PTMN is valuated cheaply when we compare the Price/Earnings ratio to 26.15, which is the current average of the S&P500 Index.
PTMN is valuated cheaply with a Price/Forward Earnings ratio of 5.94.
Based on the Price/Forward Earnings ratio, PTMN is valued cheaply inside the industry as 95.00% of the companies are valued more expensively.
When comparing the Price/Forward Earnings ratio of PTMN to the average of the S&P500 Index (36.12), we can say PTMN is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 5.58 | ||
| Fwd PE | 5.94 |
4.2 Price Multiples
85.00% of the companies in the same industry are more expensive than PTMN, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 3.89 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
PTMN's earnings are expected to decrease with -13.32% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)0.21
EPS Next 2Y-10.87%
EPS Next 3Y-13.32%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 15.32%, PTMN is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 8.60, PTMN pays a better dividend. On top of this PTMN pays more dividend than 91.67% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 2.41, PTMN pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 15.32% |
5.2 History
The dividend of PTMN decreases each year by -0.97%.
PTMN has been paying a dividend for at least 10 years, so it has a reliable track record.
PTMN has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)-0.97%
Div Incr Years4
Div Non Decr Years4
5.3 Sustainability
The earnings of PTMN are negative and hence is the payout ratio. PTMN will probably not be able to sustain this dividend level.
The Dividend Rate of PTMN has been decling, while earnings will also be declining. This means the current dividend is most likely not sustainable.
DP-251.2%
EPS Next 2Y-10.87%
EPS Next 3Y-13.32%
12.27
+0.17 (+1.4%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners10.07%
Inst Owner Change31.6%
Ins Owners1.52%
Ins Owner Change0.25%
Market Cap161.84M
Revenue(TTM)54.32M
Net Income(TTM)-8.65M
Analysts80
Price Target15.3 (24.69%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 15.32% |
Yearly Dividend2.72
Dividend Growth(5Y)-0.97%
DP-251.2%
Div Incr Years4
Div Non Decr Years4
Ex-Date
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-16.06%
Min EPS beat(2)-24.17%
Max EPS beat(2)-7.94%
EPS beat(4)0
Avg EPS beat(4)-12.53%
Min EPS beat(4)-24.17%
Max EPS beat(4)-7.94%
EPS beat(8)1
Avg EPS beat(8)-1.97%
EPS beat(12)4
Avg EPS beat(12)-17.08%
EPS beat(16)5
Avg EPS beat(16)-13.66%
Revenue beat(2)0
Avg Revenue beat(2)-10.78%
Min Revenue beat(2)-15.04%
Max Revenue beat(2)-6.51%
Revenue beat(4)0
Avg Revenue beat(4)-9.15%
Min Revenue beat(4)-15.04%
Max Revenue beat(4)-6.51%
Revenue beat(8)0
Avg Revenue beat(8)-8.08%
Revenue beat(12)4
Avg Revenue beat(12)-3.37%
Revenue beat(16)6
Avg Revenue beat(16)-1.29%
PT rev (1m)-3.23%
PT rev (3m)-11.11%
EPS NQ rev (1m)-2.72%
EPS NQ rev (3m)-22.84%
EPS NY rev (1m)-2.25%
EPS NY rev (3m)-3.83%
Revenue NQ rev (1m)-11.55%
Revenue NQ rev (3m)-19.63%
Revenue NY rev (1m)-5.79%
Revenue NY rev (3m)-10.59%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 5.58 | ||
| Fwd PE | 5.94 | ||
| P/S | 2.98 | ||
| P/FCF | 3.89 | ||
| P/OCF | 3.89 | ||
| P/B | 0.98 | ||
| P/tB | 0.98 | ||
| EV/EBITDA | N/A |
EPS(TTM)2.2
EY17.93%
EPS(NY)2.07
Fwd EY16.83%
FCF(TTM)3.16
FCFY25.73%
OCF(TTM)3.16
OCFY25.73%
SpS4.12
BVpS12.49
TBVpS12.49
PEG (NY)N/A
PEG (5Y)0.21
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -2.02% | ||
| ROE | -5.25% | ||
| ROCE | 4.84% | ||
| ROIC | 3.82% | ||
| ROICexc | 3.93% | ||
| ROICexgc | 3.96% | ||
| OM | 37.26% | ||
| PM (TTM) | N/A | ||
| GM | 47.4% | ||
| FCFM | 76.65% |
ROA(3y)-0.88%
ROA(5y)1.33%
ROE(3y)-2.35%
ROE(5y)3.37%
ROIC(3y)4.39%
ROIC(5y)4.14%
ROICexc(3y)4.55%
ROICexc(5y)4.3%
ROICexgc(3y)4.57%
ROICexgc(5y)4.32%
ROCE(3y)5.56%
ROCE(5y)5.25%
ROICexgc growth 3Y-7%
ROICexgc growth 5Y30.78%
ROICexc growth 3Y-6.89%
ROICexc growth 5Y30.8%
OM growth 3Y-9.79%
OM growth 5Y17.74%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-9.14%
GM growth 5Y-3.3%
F-Score4
Asset Turnover0.13
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.54 | ||
| Debt/FCF | 6.09 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 1.18 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.26 | ||
| Quick Ratio | 1.26 | ||
| Altman-Z | -1.14 |
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-33.53%
EPS 3Y-15.64%
EPS 5Y26.58%
EPS Q2Q%-28.57%
EPS Next Y-21.77%
EPS Next 2Y-10.87%
EPS Next 3Y-13.32%
EPS Next 5YN/A
Revenue 1Y (TTM)-21.53%
Revenue growth 3Y-7.97%
Revenue growth 5Y18.69%
Sales Q2Q%-22.69%
Revenue Next Year-16.75%
Revenue Next 2Y-4.62%
Revenue Next 3Y0.26%
Revenue Next 5YN/A
EBIT growth 1Y-34.79%
EBIT growth 3Y-16.97%
EBIT growth 5Y39.75%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-16.4%
FCF growth 3Y-2.5%
FCF growth 5YN/A
OCF growth 1Y-16.4%
OCF growth 3Y-2.5%
OCF growth 5YN/A
PORTMAN RIDGE FINANCE CORP / PTMN FAQ
Can you provide the ChartMill fundamental rating for PORTMAN RIDGE FINANCE CORP?
ChartMill assigns a fundamental rating of 4 / 10 to PTMN.
What is the valuation status of PORTMAN RIDGE FINANCE CORP (PTMN) stock?
ChartMill assigns a valuation rating of 6 / 10 to PORTMAN RIDGE FINANCE CORP (PTMN). This can be considered as Fairly Valued.
How profitable is PORTMAN RIDGE FINANCE CORP (PTMN) stock?
PORTMAN RIDGE FINANCE CORP (PTMN) has a profitability rating of 3 / 10.
What is the financial health of PORTMAN RIDGE FINANCE CORP (PTMN) stock?
The financial health rating of PORTMAN RIDGE FINANCE CORP (PTMN) is 3 / 10.
Is the dividend of PORTMAN RIDGE FINANCE CORP sustainable?
The dividend rating of PORTMAN RIDGE FINANCE CORP (PTMN) is 5 / 10 and the dividend payout ratio is -251.2%.