12.27 USD
+0.17 (+1.4%)
At close: Aug 22, 2025
12.49 USD
+0.22 (+1.79%)
After Hours: 8/22/2025, 8:00:02 PM
We assign a fundamental rating of 4 out of 10 to PTMN. PTMN was compared to 238 industry peers in the Capital Markets industry. PTMN has a bad profitability rating. Also its financial health evaluation is rather negative. PTMN is valued correctly, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
- In the past year PTMN was profitable.
- In the past year PTMN had a positive cash flow from operations.
- The reported net income has been mixed in the past 5 years: PTMN reported negative net income in multiple years.
- PTMN had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
- With a Return On Assets value of -2.02%, PTMN is not doing good in the industry: 79.58% of the companies in the same industry are doing better.
- PTMN has a Return On Equity of -5.25%. This is in the lower half of the industry: PTMN underperforms 77.50% of its industry peers.
- With a Return On Invested Capital value of 3.82%, PTMN perfoms like the industry average, outperforming 50.42% of the companies in the same industry.
- The Average Return On Invested Capital over the past 3 years for PTMN is below the industry average of 7.28%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -2.02% | ||
| ROE | -5.25% | ||
| ROIC | 3.82% |
ROA(3y)-0.88%
ROA(5y)1.33%
ROE(3y)-2.35%
ROE(5y)3.37%
ROIC(3y)4.39%
ROIC(5y)4.14%
1.3 Margins
- The Operating Margin of PTMN (37.26%) is better than 66.25% of its industry peers.
- PTMN's Operating Margin has improved in the last couple of years.
- The Gross Margin of PTMN (47.40%) is comparable to the rest of the industry.
- PTMN's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 37.26% | ||
| PM (TTM) | N/A | ||
| GM | 47.4% |
OM growth 3Y-9.79%
OM growth 5Y17.74%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-9.14%
GM growth 5Y-3.3%
2. Health
2.1 Basic Checks
- The number of shares outstanding for PTMN has been reduced compared to 1 year ago.
- PTMN has more shares outstanding than it did 5 years ago.
- The debt/assets ratio for PTMN has been reduced compared to a year ago.
2.2 Solvency
- PTMN has an Altman-Z score of -1.14. This is a bad value and indicates that PTMN is not financially healthy and even has some risk of bankruptcy.
- The Altman-Z score of PTMN (-1.14) is worse than 86.67% of its industry peers.
- PTMN has a debt to FCF ratio of 6.09. This is a slightly negative value and a sign of low solvency as PTMN would need 6.09 years to pay back of all of its debts.
- With a decent Debt to FCF ratio value of 6.09, PTMN is doing good in the industry, outperforming 66.25% of the companies in the same industry.
- A Debt/Equity ratio of 1.54 is on the high side and indicates that PTMN has dependencies on debt financing.
- PTMN has a worse Debt to Equity ratio (1.54) than 72.92% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.54 | ||
| Debt/FCF | 6.09 | ||
| Altman-Z | -1.14 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
- PTMN has a Current Ratio of 1.26. This is a normal value and indicates that PTMN is financially healthy and should not expect problems in meeting its short term obligations.
- PTMN has a Current ratio of 1.26. This is comparable to the rest of the industry: PTMN outperforms 56.25% of its industry peers.
- PTMN has a Quick Ratio of 1.26. This is a normal value and indicates that PTMN is financially healthy and should not expect problems in meeting its short term obligations.
- PTMN has a Quick ratio (1.26) which is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.26 | ||
| Quick Ratio | 1.26 |
3. Growth
3.1 Past
- PTMN shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -33.53%.
- Measured over the past years, PTMN shows a very strong growth in Earnings Per Share. The EPS has been growing by 26.58% on average per year.
- The Revenue for PTMN has decreased by -21.53% in the past year. This is quite bad
- Measured over the past years, PTMN shows a quite strong growth in Revenue. The Revenue has been growing by 18.69% on average per year.
EPS 1Y (TTM)-33.53%
EPS 3Y-15.64%
EPS 5Y26.58%
EPS Q2Q%-28.57%
Revenue 1Y (TTM)-21.53%
Revenue growth 3Y-7.97%
Revenue growth 5Y18.69%
Sales Q2Q%-22.69%
3.2 Future
- PTMN is expected to show a very negative growth in Earnings Per Share. In the coming years, the EPS will decrease by -13.32% yearly.
- The Revenue is expected to grow by 0.26% on average over the next years.
EPS Next Y-21.77%
EPS Next 2Y-10.87%
EPS Next 3Y-13.32%
EPS Next 5YN/A
Revenue Next Year-16.75%
Revenue Next 2Y-4.62%
Revenue Next 3Y0.26%
Revenue Next 5YN/A
3.3 Evolution
- The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
- Based on the Price/Earnings ratio of 5.58, the valuation of PTMN can be described as very cheap.
- Based on the Price/Earnings ratio, PTMN is valued cheaper than 93.33% of the companies in the same industry.
- PTMN is valuated cheaply when we compare the Price/Earnings ratio to 28.18, which is the current average of the S&P500 Index.
- With a Price/Forward Earnings ratio of 5.94, the valuation of PTMN can be described as very cheap.
- 95.00% of the companies in the same industry are more expensive than PTMN, based on the Price/Forward Earnings ratio.
- PTMN's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 25.51.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 5.58 | ||
| Fwd PE | 5.94 |
4.2 Price Multiples
- Compared to the rest of the industry, the Price/Free Cash Flow ratio of PTMN indicates a rather cheap valuation: PTMN is cheaper than 85.00% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 3.89 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- PTMN's earnings are expected to decrease with -13.32% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)0.21
EPS Next 2Y-10.87%
EPS Next 3Y-13.32%
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 15.32%, PTMN is a good candidate for dividend investing.
- PTMN's Dividend Yield is rather good when compared to the industry average which is at 6.02. PTMN pays more dividend than 91.67% of the companies in the same industry.
- Compared to an average S&P500 Dividend Yield of 1.83, PTMN pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 15.32% |
5.2 History
- The dividend of PTMN decreases each year by -0.97%.
- PTMN has been paying a dividend for at least 10 years, so it has a reliable track record.
- PTMN has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)-0.97%
Div Incr Years4
Div Non Decr Years4
5.3 Sustainability
- The earnings of PTMN are negative and hence is the payout ratio. PTMN will probably not be able to sustain this dividend level.
- The Dividend Rate of PTMN has been decling, while earnings will also be declining. This means the current dividend is most likely not sustainable.
DP-251.2%
EPS Next 2Y-10.87%
EPS Next 3Y-13.32%
12.27
+0.17 (+1.4%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)08-07 2025-08-07/amc
Earnings (Next)11-05 2025-11-05/amc
Inst Owners10.07%
Inst Owner Change-0.59%
Ins Owners1.52%
Ins Owner Change0%
Market Cap161.84M
Revenue(TTM)54.32M
Net Income(TTM)-8.65M
Analysts80
Price Target15.3 (24.69%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 15.32% |
Yearly Dividend2.72
Dividend Growth(5Y)-0.97%
DP-251.2%
Div Incr Years4
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-16.06%
Min EPS beat(2)-24.17%
Max EPS beat(2)-7.94%
EPS beat(4)0
Avg EPS beat(4)-12.53%
Min EPS beat(4)-24.17%
Max EPS beat(4)-7.94%
EPS beat(8)1
Avg EPS beat(8)-1.97%
EPS beat(12)4
Avg EPS beat(12)-17.08%
EPS beat(16)5
Avg EPS beat(16)-13.66%
Revenue beat(2)0
Avg Revenue beat(2)-10.78%
Min Revenue beat(2)-15.04%
Max Revenue beat(2)-6.51%
Revenue beat(4)0
Avg Revenue beat(4)-9.15%
Min Revenue beat(4)-15.04%
Max Revenue beat(4)-6.51%
Revenue beat(8)0
Avg Revenue beat(8)-8.08%
Revenue beat(12)4
Avg Revenue beat(12)-3.37%
Revenue beat(16)6
Avg Revenue beat(16)-1.29%
PT rev (1m)-3.23%
PT rev (3m)-11.11%
EPS NQ rev (1m)-2.72%
EPS NQ rev (3m)-22.84%
EPS NY rev (1m)-2.25%
EPS NY rev (3m)-3.83%
Revenue NQ rev (1m)-11.55%
Revenue NQ rev (3m)-19.63%
Revenue NY rev (1m)-5.79%
Revenue NY rev (3m)-10.59%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 5.58 | ||
| Fwd PE | 5.94 | ||
| P/S | 2.98 | ||
| P/FCF | 3.89 | ||
| P/OCF | 3.89 | ||
| P/B | 0.98 | ||
| P/tB | 0.98 | ||
| EV/EBITDA | N/A |
EPS(TTM)2.2
EY17.93%
EPS(NY)2.07
Fwd EY16.83%
FCF(TTM)3.16
FCFY25.73%
OCF(TTM)3.16
OCFY25.73%
SpS4.12
BVpS12.49
TBVpS12.49
PEG (NY)N/A
PEG (5Y)0.21
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -2.02% | ||
| ROE | -5.25% | ||
| ROCE | 4.84% | ||
| ROIC | 3.82% | ||
| ROICexc | 3.93% | ||
| ROICexgc | 3.96% | ||
| OM | 37.26% | ||
| PM (TTM) | N/A | ||
| GM | 47.4% | ||
| FCFM | 76.65% |
ROA(3y)-0.88%
ROA(5y)1.33%
ROE(3y)-2.35%
ROE(5y)3.37%
ROIC(3y)4.39%
ROIC(5y)4.14%
ROICexc(3y)4.55%
ROICexc(5y)4.3%
ROICexgc(3y)4.57%
ROICexgc(5y)4.32%
ROCE(3y)5.56%
ROCE(5y)5.25%
ROICexgc growth 3Y-7%
ROICexgc growth 5Y30.78%
ROICexc growth 3Y-6.89%
ROICexc growth 5Y30.8%
OM growth 3Y-9.79%
OM growth 5Y17.74%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-9.14%
GM growth 5Y-3.3%
F-Score4
Asset Turnover0.13
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.54 | ||
| Debt/FCF | 6.09 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 1.18 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.26 | ||
| Quick Ratio | 1.26 | ||
| Altman-Z | -1.14 |
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-33.53%
EPS 3Y-15.64%
EPS 5Y26.58%
EPS Q2Q%-28.57%
EPS Next Y-21.77%
EPS Next 2Y-10.87%
EPS Next 3Y-13.32%
EPS Next 5YN/A
Revenue 1Y (TTM)-21.53%
Revenue growth 3Y-7.97%
Revenue growth 5Y18.69%
Sales Q2Q%-22.69%
Revenue Next Year-16.75%
Revenue Next 2Y-4.62%
Revenue Next 3Y0.26%
Revenue Next 5YN/A
EBIT growth 1Y-34.79%
EBIT growth 3Y-16.97%
EBIT growth 5Y39.75%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-16.4%
FCF growth 3Y-2.5%
FCF growth 5YN/A
OCF growth 1Y-16.4%
OCF growth 3Y-2.5%
OCF growth 5YN/A
PORTMAN RIDGE FINANCE CORP / PTMN FAQ
Can you provide the ChartMill fundamental rating for PORTMAN RIDGE FINANCE CORP?
ChartMill assigns a fundamental rating of 4 / 10 to PTMN.
Can you provide the valuation status for PORTMAN RIDGE FINANCE CORP?
ChartMill assigns a valuation rating of 6 / 10 to PORTMAN RIDGE FINANCE CORP (PTMN). This can be considered as Fairly Valued.
How profitable is PORTMAN RIDGE FINANCE CORP (PTMN) stock?
PORTMAN RIDGE FINANCE CORP (PTMN) has a profitability rating of 3 / 10.
Can you provide the PE and PB ratios for PTMN stock?
The Price/Earnings (PE) ratio for PORTMAN RIDGE FINANCE CORP (PTMN) is 5.58 and the Price/Book (PB) ratio is 0.98.
Can you provide the dividend sustainability for PTMN stock?
The dividend rating of PORTMAN RIDGE FINANCE CORP (PTMN) is 5 / 10 and the dividend payout ratio is -251.2%.