PRUDENTIAL FINANCIAL INC - PRU 5 5/8 08/15/58 (PRS) Fundamental Analysis & Valuation

NYSE:PRS • US7443208050

24.12 USD
+0.01 (+0.04%)
Last: Mar 5, 2026, 08:15 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Forecast Earnings Financials Ownership News

This PRS fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

Fundamental Rating

4

We assign a fundamental rating of 4 out of 10 to PRS. PRS was compared to 149 industry peers in the Insurance industry. PRS has a bad profitability rating. Also its financial health evaluation is rather negative. A decent growth rate in combination with a cheap valuation! Better keep an eye on PRS. Finally PRS also has an excellent dividend rating.


Dividend Valuation Growth Profitability Health

3

1. PRS Profitability Analysis

1.1 Basic Checks

  • In the past year PRS was profitable.
  • PRS had a positive operating cash flow in the past year.
  • PRS had positive earnings in 4 of the past 5 years.
  • In the past 5 years PRS always reported a positive cash flow from operatings.
PRS Yearly Net Income VS EBIT VS OCF VS FCFPRS Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5B 10B 15B 20B

1.2 Ratios

  • Looking at the Return On Assets, with a value of 0.46%, PRS is doing worse than 75.84% of the companies in the same industry.
  • The Return On Equity of PRS (10.90%) is comparable to the rest of the industry.
  • With a Return On Invested Capital value of 0.39%, PRS is not doing good in the industry: 69.80% of the companies in the same industry are doing better.
  • PRS had an Average Return On Invested Capital over the past 3 years of 0.37%. This is significantly below the industry average of 15.27%.
  • The last Return On Invested Capital (0.39%) for PRS is above the 3 year average (0.37%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA 0.46%
ROE 10.9%
ROIC 0.39%
ROA(3y)0.39%
ROA(5y)0.37%
ROE(3y)9.8%
ROE(5y)7.61%
ROIC(3y)0.37%
ROIC(5y)N/A
PRS Yearly ROA, ROE, ROICPRS Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5 -5 10

1.3 Margins

  • PRS has a Profit Margin of 6.33%. This is comparable to the rest of the industry: PRS outperforms 41.61% of its industry peers.
  • The Operating Margin of PRS (6.72%) is worse than 72.48% of its industry peers.
Industry RankSector Rank
OM 6.72%
PM (TTM) 6.33%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
PRS Yearly Profit, Operating, Gross MarginsPRS Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5 10 15

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

2

2. PRS Health Analysis

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so PRS is destroying value.
  • PRS has less shares outstanding than it did 1 year ago.
  • Compared to 5 years ago, PRS has less shares outstanding
  • PRS has a worse debt/assets ratio than last year.
PRS Yearly Shares OutstandingPRS Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M 400M
PRS Yearly Total Debt VS Total AssetsPRS Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200B 400B 600B 800B

2.2 Solvency

  • PRS has a debt to FCF ratio of 3.66. This is a good value and a sign of high solvency as PRS would need 3.66 years to pay back of all of its debts.
  • PRS has a Debt to FCF ratio (3.66) which is in line with its industry peers.
  • PRS has a Debt/Equity ratio of 0.66. This is a neutral value indicating PRS is somewhat dependend on debt financing.
  • Looking at the Debt to Equity ratio, with a value of 0.66, PRS is doing worse than 80.54% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.66
Debt/FCF 3.66
Altman-Z N/A
ROIC/WACC0.05
WACC8.3%
PRS Yearly LT Debt VS Equity VS FCFPRS Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20B 40B 60B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
PRS Yearly Current Assets VS Current LiabilitesPRS Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5B 10B 15B 20B

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

4

3. PRS Growth Analysis

3.1 Past

  • The Earnings Per Share has grown by an nice 11.43% over the past year.
  • The Earnings Per Share has been growing slightly by 6.96% on average over the past years.
  • PRS shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -15.29%.
  • The Revenue has been growing slightly by 1.42% on average over the past years.
EPS 1Y (TTM)11.43%
EPS 3Y15.11%
EPS 5Y6.96%
EPS Q2Q%11.49%
Revenue 1Y (TTM)-15.29%
Revenue growth 3Y2.26%
Revenue growth 5Y1.42%
Sales Q2Q%17.74%

3.2 Future

  • The Earnings Per Share is expected to grow by 5.50% on average over the next years.
  • Based on estimates for the next years, PRS will show a small growth in Revenue. The Revenue will grow by 3.06% on average per year.
EPS Next Y4.46%
EPS Next 2Y5.1%
EPS Next 3Y5.44%
EPS Next 5Y5.5%
Revenue Next Year0.83%
Revenue Next 2Y1.91%
Revenue Next 3Y1.81%
Revenue Next 5Y3.06%

3.3 Evolution

  • The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
  • The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
PRS Yearly Revenue VS EstimatesPRS Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 20B 40B 60B
PRS Yearly EPS VS EstimatesPRS Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 5 10 15

More info and screens

Find the best growth stocksShow best growing peers

8

4. PRS Valuation Analysis

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 1.67 indicates a rather cheap valuation of PRS.
  • Compared to the rest of the industry, the Price/Earnings ratio of PRS indicates a rather cheap valuation: PRS is cheaper than 92.62% of the companies listed in the same industry.
  • PRS's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 26.74.
  • A Price/Forward Earnings ratio of 1.60 indicates a rather cheap valuation of PRS.
  • Based on the Price/Forward Earnings ratio, PRS is valued cheaper than 92.62% of the companies in the same industry.
  • When comparing the Price/Forward Earnings ratio of PRS to the average of the S&P500 Index (24.82), we can say PRS is valued rather cheaply.
Industry RankSector Rank
PE 1.67
Fwd PE 1.6
PRS Price Earnings VS Forward Price EarningsPRS Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • PRS's Enterprise Value to EBITDA ratio is rather cheap when compared to the industry. PRS is cheaper than 87.92% of the companies in the same industry.
  • Compared to the rest of the industry, the Price/Free Cash Flow ratio of PRS indicates a rather cheap valuation: PRS is cheaper than 91.28% of the companies listed in the same industry.
Industry RankSector Rank
P/FCF 1.34
EV/EBITDA 3
PRS Per share dataPRS EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 50 100 150

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.37
PEG (5Y)0.24
EPS Next 2Y5.1%
EPS Next 3Y5.44%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

7

5. PRS Dividend Analysis

5.1 Amount

  • PRS has a Yearly Dividend Yield of 5.81%, which is a nice return.
  • Compared to an average industry Dividend Yield of 2.50, PRS pays a better dividend. On top of this PRS pays more dividend than 85.23% of the companies listed in the same industry.
  • Compared to an average S&P500 Dividend Yield of 1.82, PRS pays a better dividend.
Industry RankSector Rank
Dividend Yield 5.81%

5.2 History

  • The dividend of PRS has a limited annual growth rate of 4.31%.
  • PRS has been paying a dividend for over 5 years, so it has already some track record.
  • PRS has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)4.31%
Div Incr Years0
Div Non Decr Years4
PRS Yearly Dividends per sharePRS Yearly Dividends per shareYearly Dividends per share 2020 2021 2022 2023 2024 2025 2026 0.2 0.4 0.6 0.8 1

5.3 Sustainability

  • PRS pays out 54.48% of its income as dividend. This is a bit on the high side, but may be sustainable.
  • PRS's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP54.48%
EPS Next 2Y5.1%
EPS Next 3Y5.44%
PRS Yearly Income VS Free CF VS DividendPRS Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5B 10B 15B 20B
PRS Dividend Payout.PRS Dividend Payout, showing the Payout Ratio.PRS Dividend Payout.PayoutRetained Earnings

More info and screens

Find the best dividend stocksShow peers with best dividend

PRS Fundamentals: All Metrics, Ratios and Statistics

PRUDENTIAL FINANCIAL INC - PRU 5 5/8 08/15/58

NYSE:PRS (3/5/2026, 8:15:58 PM)

24.12

+0.01 (+0.04%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)02-03
Earnings (Next)04-28
Inst Owners61.95%
Inst Owner ChangeN/A
Ins Owners0.1%
Ins Owner ChangeN/A
Market Cap8.39B
Revenue(TTM)55.85B
Net Income(TTM)3.54B
Analysts66.36
Price Target27.94 (15.84%)
Short Float %0.04%
Short Ratio4.35
Dividend
Industry RankSector Rank
Dividend Yield 5.81%
Yearly Dividend5.48
Dividend Growth(5Y)4.31%
DP54.48%
Div Incr Years0
Div Non Decr Years4
Ex-Date01-30
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)5.56%
Min EPS beat(2)-3.02%
Max EPS beat(2)14.14%
EPS beat(4)3
Avg EPS beat(4)5.99%
Min EPS beat(4)-3.02%
Max EPS beat(4)14.14%
EPS beat(8)3
Avg EPS beat(8)1.15%
EPS beat(12)4
Avg EPS beat(12)0.22%
EPS beat(16)6
Avg EPS beat(16)-0.45%
Revenue beat(2)2
Avg Revenue beat(2)8.18%
Min Revenue beat(2)2.63%
Max Revenue beat(2)13.74%
Revenue beat(4)2
Avg Revenue beat(4)2.1%
Min Revenue beat(4)-6.96%
Max Revenue beat(4)13.74%
Revenue beat(8)5
Avg Revenue beat(8)9.37%
Revenue beat(12)6
Avg Revenue beat(12)5.48%
Revenue beat(16)7
Avg Revenue beat(16)2.9%
PT rev (1m)11.33%
PT rev (3m)3.68%
EPS NQ rev (1m)-4.15%
EPS NQ rev (3m)-5.52%
EPS NY rev (1m)-0.1%
EPS NY rev (3m)0.23%
Revenue NQ rev (1m)-0.04%
Revenue NQ rev (3m)2.01%
Revenue NY rev (1m)-0.26%
Revenue NY rev (3m)-1.07%
Valuation
Industry RankSector Rank
PE 1.67
Fwd PE 1.6
P/S 0.15
P/FCF 1.34
P/OCF 1.34
P/B 0.26
P/tB 0.26
EV/EBITDA 3
EPS(TTM)14.43
EY59.83%
EPS(NY)15.07
Fwd EY62.49%
FCF(TTM)18.03
FCFY74.73%
OCF(TTM)18.03
OCFY74.73%
SpS160.55
BVpS93.24
TBVpS93.24
PEG (NY)0.37
PEG (5Y)0.24
Graham Number173.99
Profitability
Industry RankSector Rank
ROA 0.46%
ROE 10.9%
ROCE 0.49%
ROIC 0.39%
ROICexc 0.4%
ROICexgc 0.61%
OM 6.72%
PM (TTM) 6.33%
GM N/A
FCFM 11.23%
ROA(3y)0.39%
ROA(5y)0.37%
ROE(3y)9.8%
ROE(5y)7.61%
ROIC(3y)0.37%
ROIC(5y)N/A
ROICexc(3y)0.37%
ROICexc(5y)N/A
ROICexgc(3y)0.57%
ROICexgc(5y)N/A
ROCE(3y)0.45%
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score8
Asset Turnover0.07
Health
Industry RankSector Rank
Debt/Equity 0.66
Debt/FCF 3.66
Debt/EBITDA 5.54
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 1.97
Cash Conversion 161.5%
Profit Quality 177.4%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score8
WACC8.3%
ROIC/WACC0.05
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)252.54%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)11.43%
EPS 3Y15.11%
EPS 5Y6.96%
EPS Q2Q%11.49%
EPS Next Y4.46%
EPS Next 2Y5.1%
EPS Next 3Y5.44%
EPS Next 5Y5.5%
Revenue 1Y (TTM)-15.29%
Revenue growth 3Y2.26%
Revenue growth 5Y1.42%
Sales Q2Q%17.74%
Revenue Next Year0.83%
Revenue Next 2Y1.91%
Revenue Next 3Y1.81%
Revenue Next 5Y3.06%
EBIT growth 1Y32.69%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-26.24%
FCF growth 3Y6.73%
FCF growth 5Y-5.61%
OCF growth 1Y-26.24%
OCF growth 3Y6.73%
OCF growth 5Y-5.61%

PRUDENTIAL FINANCIAL INC - PRU 5 5/8 08/15/58 / PRS FAQ

What is the ChartMill fundamental rating of PRUDENTIAL FINANCIAL INC - PRU 5 5/8 08/15/58 (PRS) stock?

ChartMill assigns a fundamental rating of 4 / 10 to PRS.


What is the valuation status for PRS stock?

ChartMill assigns a valuation rating of 8 / 10 to PRUDENTIAL FINANCIAL INC - PRU 5 5/8 08/15/58 (PRS). This can be considered as Undervalued.


What is the profitability of PRS stock?

PRUDENTIAL FINANCIAL INC - PRU 5 5/8 08/15/58 (PRS) has a profitability rating of 3 / 10.


What is the financial health of PRUDENTIAL FINANCIAL INC - PRU 5 5/8 08/15/58 (PRS) stock?

The financial health rating of PRUDENTIAL FINANCIAL INC - PRU 5 5/8 08/15/58 (PRS) is 2 / 10.


What is the earnings growth outlook for PRUDENTIAL FINANCIAL INC - PRU 5 5/8 08/15/58?

The Earnings per Share (EPS) of PRUDENTIAL FINANCIAL INC - PRU 5 5/8 08/15/58 (PRS) is expected to grow by 4.46% in the next year.