PRUDENTIAL FINANCIAL INC - PRU 5 5/8 08/15/58 (PRS) Fundamental Analysis & Valuation

NYSE:PRS • US7443208050

Current stock price

23.05 USD
+0.08 (+0.35%)
Last:

This PRS fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

3

1. PRS Profitability Analysis

1.1 Basic Checks

  • PRS had positive earnings in the past year.
  • In the past year PRS had a positive cash flow from operations.
  • Of the past 5 years PRS 4 years were profitable.
  • Each year in the past 5 years PRS had a positive operating cash flow.
PRS Yearly Net Income VS EBIT VS OCF VS FCFPRS Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5B 10B 15B 20B

1.2 Ratios

  • The Return On Assets of PRS (0.46%) is worse than 73.47% of its industry peers.
  • PRS has a Return On Equity of 10.90%. This is comparable to the rest of the industry: PRS outperforms 49.66% of its industry peers.
  • The Return On Invested Capital of PRS (0.39%) is worse than 70.07% of its industry peers.
  • The Average Return On Invested Capital over the past 3 years for PRS is significantly below the industry average of 9.60%.
  • The 3 year average ROIC (0.37%) for PRS is below the current ROIC(0.39%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 0.46%
ROE 10.9%
ROIC 0.39%
ROA(3y)0.39%
ROA(5y)0.37%
ROE(3y)9.8%
ROE(5y)7.61%
ROIC(3y)0.37%
ROIC(5y)N/A
PRS Yearly ROA, ROE, ROICPRS Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5 -5 10

1.3 Margins

  • Looking at the Profit Margin, with a value of 6.33%, PRS is in line with its industry, outperforming 42.86% of the companies in the same industry.
  • PRS has a worse Operating Margin (6.72%) than 74.15% of its industry peers.
Industry RankSector Rank
OM 6.72%
PM (TTM) 6.33%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
PRS Yearly Profit, Operating, Gross MarginsPRS Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5 10 15

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ROAROEROICOperating and Profit MarginShow most profitable peers

2

2. PRS Health Analysis

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so PRS is destroying value.
  • PRS has less shares outstanding than it did 1 year ago.
  • Compared to 5 years ago, PRS has less shares outstanding
  • The debt/assets ratio for PRS is higher compared to a year ago.
PRS Yearly Shares OutstandingPRS Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M 400M
PRS Yearly Total Debt VS Total AssetsPRS Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200B 400B 600B 800B

2.2 Solvency

  • The Debt to FCF ratio of PRS is 3.66, which is a good value as it means it would take PRS, 3.66 years of fcf income to pay off all of its debts.
  • With a Debt to FCF ratio value of 3.66, PRS is not doing good in the industry: 60.54% of the companies in the same industry are doing better.
  • PRS has a Debt/Equity ratio of 0.66. This is a neutral value indicating PRS is somewhat dependend on debt financing.
  • PRS has a worse Debt to Equity ratio (0.66) than 80.95% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.66
Debt/FCF 3.66
Altman-Z N/A
ROIC/WACC0.05
WACC8.34%
PRS Yearly LT Debt VS Equity VS FCFPRS Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20B 40B 60B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
PRS Yearly Current Assets VS Current LiabilitesPRS Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5B 10B 15B 20B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

4

3. PRS Growth Analysis

3.1 Past

  • PRS shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 11.43%, which is quite good.
  • PRS shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 6.96% yearly.
  • The Revenue for PRS has decreased by -15.29% in the past year. This is quite bad
  • The Revenue has been growing slightly by 1.42% on average over the past years.
EPS 1Y (TTM)11.43%
EPS 3Y15.11%
EPS 5Y6.96%
EPS Q2Q%11.49%
Revenue 1Y (TTM)-15.29%
Revenue growth 3Y2.26%
Revenue growth 5Y1.42%
Sales Q2Q%11.62%

3.2 Future

  • PRS is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 5.65% yearly.
  • The Revenue is expected to grow by 3.51% on average over the next years.
EPS Next Y-0.67%
EPS Next 2Y3.6%
EPS Next 3Y4.63%
EPS Next 5Y5.65%
Revenue Next Year0.98%
Revenue Next 2Y2.02%
Revenue Next 3Y1.8%
Revenue Next 5Y3.51%

3.3 Evolution

  • The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
  • The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
PRS Yearly Revenue VS EstimatesPRS Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 20B 40B 60B
PRS Yearly EPS VS EstimatesPRS Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 5 10 15

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7

4. PRS Valuation Analysis

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 1.60, the valuation of PRS can be described as very cheap.
  • Based on the Price/Earnings ratio, PRS is valued cheaper than 90.48% of the companies in the same industry.
  • Compared to an average S&P500 Price/Earnings ratio of 26.77, PRS is valued rather cheaply.
  • PRS is valuated cheaply with a Price/Forward Earnings ratio of 1.61.
  • PRS's Price/Forward Earnings ratio is rather cheap when compared to the industry. PRS is cheaper than 92.52% of the companies in the same industry.
  • PRS's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 21.75.
Industry RankSector Rank
PE 1.6
Fwd PE 1.61
PRS Price Earnings VS Forward Price EarningsPRS Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of PRS indicates a rather cheap valuation: PRS is cheaper than 86.39% of the companies listed in the same industry.
  • Based on the Price/Free Cash Flow ratio, PRS is valued cheaper than 89.12% of the companies in the same industry.
Industry RankSector Rank
P/FCF 1.28
EV/EBITDA 2.92
PRS Per share dataPRS EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 50 100 150

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)0.23
EPS Next 2Y3.6%
EPS Next 3Y4.63%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

8

5. PRS Dividend Analysis

5.1 Amount

  • PRS has a Yearly Dividend Yield of 5.94%, which is a nice return.
  • PRS's Dividend Yield is rather good when compared to the industry average which is at 2.37. PRS pays more dividend than 90.48% of the companies in the same industry.
  • Compared to an average S&P500 Dividend Yield of 1.82, PRS pays a better dividend.
Industry RankSector Rank
Dividend Yield 5.94%

5.2 History

  • The dividend of PRS has a limited annual growth rate of 4.31%.
  • PRS has been paying a dividend for over 5 years, so it has already some track record.
  • PRS has not decreased its dividend in the past 5 years, so it has a somewhat stable track record.
Dividend Growth(5Y)4.31%
Div Incr Years0
Div Non Decr Years5
PRS Yearly Dividends per sharePRS Yearly Dividends per shareYearly Dividends per share 2020 2021 2022 2023 2024 2025 2026 0.2 0.4 0.6 0.8 1

5.3 Sustainability

  • 54.48% of the earnings are spent on dividend by PRS. This is a bit on the high side, but may be sustainable.
  • PRS's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP54.48%
EPS Next 2Y3.6%
EPS Next 3Y4.63%
PRS Yearly Income VS Free CF VS DividendPRS Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5B 10B 15B 20B
PRS Dividend Payout.PRS Dividend Payout, showing the Payout Ratio.PRS Dividend Payout.PayoutRetained Earnings

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PRS Fundamentals: All Metrics, Ratios and Statistics

PRUDENTIAL FINANCIAL INC - PRU 5 5/8 08/15/58

NYSE:PRS (5/1/2026, 1:48:20 PM)

23.05

+0.08 (+0.35%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Industry Strength40.99
Industry Growth43.48
Earnings (Last)02-03
Earnings (Next)05-05
Inst Owners62.81%
Inst Owner ChangeN/A
Ins Owners0.08%
Ins Owner ChangeN/A
Market Cap8.02B
Revenue(TTM)55.85B
Net Income(TTM)3.54B
Analysts56.92
Price Target26.24 (13.84%)
Short Float %0.01%
Short Ratio1.13
Dividend
Industry RankSector Rank
Dividend Yield 5.94%
Yearly Dividend5.48
Dividend Growth(5Y)4.31%
DP54.48%
Div Incr Years0
Div Non Decr Years5
Ex-Date05-01
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)5.56%
Min EPS beat(2)-3.02%
Max EPS beat(2)14.14%
EPS beat(4)3
Avg EPS beat(4)5.99%
Min EPS beat(4)-3.02%
Max EPS beat(4)14.14%
EPS beat(8)3
Avg EPS beat(8)1.15%
EPS beat(12)4
Avg EPS beat(12)0.22%
EPS beat(16)6
Avg EPS beat(16)-0.45%
Revenue beat(2)1
Avg Revenue beat(2)5.51%
Min Revenue beat(2)-2.71%
Max Revenue beat(2)13.74%
Revenue beat(4)1
Avg Revenue beat(4)0.76%
Min Revenue beat(4)-6.96%
Max Revenue beat(4)13.74%
Revenue beat(8)4
Avg Revenue beat(8)8.7%
Revenue beat(12)5
Avg Revenue beat(12)5.04%
Revenue beat(16)6
Avg Revenue beat(16)2.57%
PT rev (1m)-6.1%
PT rev (3m)4.54%
EPS NQ rev (1m)-2.42%
EPS NQ rev (3m)-9.11%
EPS NY rev (1m)-1.46%
EPS NY rev (3m)-5%
Revenue NQ rev (1m)0.2%
Revenue NQ rev (3m)0.44%
Revenue NY rev (1m)0.45%
Revenue NY rev (3m)-0.11%
Valuation
Industry RankSector Rank
PE 1.6
Fwd PE 1.61
P/S 0.14
P/FCF 1.28
P/OCF 1.28
P/B 0.25
P/tB 0.25
EV/EBITDA 2.92
EPS(TTM)14.43
EY62.6%
EPS(NY)14.33
Fwd EY62.19%
FCF(TTM)18.03
FCFY78.22%
OCF(TTM)18.03
OCFY78.22%
SpS160.58
BVpS93.26
TBVpS93.26
PEG (NY)N/A
PEG (5Y)0.23
Graham Number174.01 (654.92%)
Profitability
Industry RankSector Rank
ROA 0.46%
ROE 10.9%
ROCE 0.49%
ROIC 0.39%
ROICexc 0.4%
ROICexgc 0.61%
OM 6.72%
PM (TTM) 6.33%
GM N/A
FCFM 11.23%
ROA(3y)0.39%
ROA(5y)0.37%
ROE(3y)9.8%
ROE(5y)7.61%
ROIC(3y)0.37%
ROIC(5y)N/A
ROICexc(3y)0.37%
ROICexc(5y)N/A
ROICexgc(3y)0.57%
ROICexgc(5y)N/A
ROCE(3y)0.45%
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score8
Asset Turnover0.07
Health
Industry RankSector Rank
Debt/Equity 0.66
Debt/FCF 3.66
Debt/EBITDA 5.54
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 1.97
Cash Conversion 161.5%
Profit Quality 177.4%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score8
WACC8.34%
ROIC/WACC0.05
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)252.54%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)11.43%
EPS 3Y15.11%
EPS 5Y6.96%
EPS Q2Q%11.49%
EPS Next Y-0.67%
EPS Next 2Y3.6%
EPS Next 3Y4.63%
EPS Next 5Y5.65%
Revenue 1Y (TTM)-15.29%
Revenue growth 3Y2.26%
Revenue growth 5Y1.42%
Sales Q2Q%11.62%
Revenue Next Year0.98%
Revenue Next 2Y2.02%
Revenue Next 3Y1.8%
Revenue Next 5Y3.51%
EBIT growth 1Y32.69%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-26.24%
FCF growth 3Y6.73%
FCF growth 5Y-5.61%
OCF growth 1Y-26.24%
OCF growth 3Y6.73%
OCF growth 5Y-5.61%

PRUDENTIAL FINANCIAL INC - PRU 5 5/8 08/15/58 / PRS Fundamental Analysis FAQ

What is the ChartMill fundamental rating of PRUDENTIAL FINANCIAL INC - PRU 5 5/8 08/15/58 (PRS) stock?

ChartMill assigns a fundamental rating of 4 / 10 to PRS.


What is the valuation status for PRS stock?

ChartMill assigns a valuation rating of 7 / 10 to PRUDENTIAL FINANCIAL INC - PRU 5 5/8 08/15/58 (PRS). This can be considered as Undervalued.


How profitable is PRUDENTIAL FINANCIAL INC - PRU 5 5/8 08/15/58 (PRS) stock?

PRUDENTIAL FINANCIAL INC - PRU 5 5/8 08/15/58 (PRS) has a profitability rating of 3 / 10.


Can you provide the PE and PB ratios for PRS stock?

The Price/Earnings (PE) ratio for PRUDENTIAL FINANCIAL INC - PRU 5 5/8 08/15/58 (PRS) is 1.6 and the Price/Book (PB) ratio is 0.25.


Can you provide the expected EPS growth for PRS stock?

The Earnings per Share (EPS) of PRUDENTIAL FINANCIAL INC - PRU 5 5/8 08/15/58 (PRS) is expected to decline by -0.67% in the next year.