PRUDENTIAL FINANCIAL INC - PRU 5 5/8 08/15/58 (PRS) Fundamental Analysis & Valuation

NYSE:PRS • US7443208050

Current stock price

22.66 USD
0 (0%)
Last:

This PRS fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

3

1. PRS Profitability Analysis

1.1 Basic Checks

  • In the past year PRS was profitable.
  • In the past year PRS had a positive cash flow from operations.
  • PRS had positive earnings in 4 of the past 5 years.
  • PRS had a positive operating cash flow in each of the past 5 years.
PRS Yearly Net Income VS EBIT VS OCF VS FCFPRS Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5B 10B 15B 20B

1.2 Ratios

  • PRS's Return On Assets of 0.46% is on the low side compared to the rest of the industry. PRS is outperformed by 72.30% of its industry peers.
  • PRS has a Return On Equity of 10.90%. This is comparable to the rest of the industry: PRS outperforms 51.35% of its industry peers.
  • PRS has a Return On Invested Capital of 0.39%. This is in the lower half of the industry: PRS underperforms 69.59% of its industry peers.
  • The Average Return On Invested Capital over the past 3 years for PRS is significantly below the industry average of 9.46%.
  • The 3 year average ROIC (0.37%) for PRS is below the current ROIC(0.39%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 0.46%
ROE 10.9%
ROIC 0.39%
ROA(3y)0.39%
ROA(5y)0.37%
ROE(3y)9.8%
ROE(5y)7.61%
ROIC(3y)0.37%
ROIC(5y)N/A
PRS Yearly ROA, ROE, ROICPRS Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5 -5 10

1.3 Margins

  • With a Profit Margin value of 6.33%, PRS perfoms like the industry average, outperforming 45.95% of the companies in the same industry.
  • The Operating Margin of PRS (6.72%) is worse than 72.97% of its industry peers.
Industry RankSector Rank
OM 6.72%
PM (TTM) 6.33%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
PRS Yearly Profit, Operating, Gross MarginsPRS Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5 10 15

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ROAROEROICOperating and Profit MarginShow most profitable peers

2

2. PRS Health Analysis

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so PRS is destroying value.
  • Compared to 1 year ago, PRS has less shares outstanding
  • PRS has less shares outstanding than it did 5 years ago.
  • PRS has a worse debt/assets ratio than last year.
PRS Yearly Shares OutstandingPRS Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M 400M
PRS Yearly Total Debt VS Total AssetsPRS Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200B 400B 600B 800B

2.2 Solvency

  • The Debt to FCF ratio of PRS is 3.66, which is a good value as it means it would take PRS, 3.66 years of fcf income to pay off all of its debts.
  • Looking at the Debt to FCF ratio, with a value of 3.66, PRS is doing worse than 60.81% of the companies in the same industry.
  • A Debt/Equity ratio of 0.66 indicates that PRS is somewhat dependend on debt financing.
  • The Debt to Equity ratio of PRS (0.66) is worse than 81.76% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.66
Debt/FCF 3.66
Altman-Z N/A
ROIC/WACC0.05
WACC8.41%
PRS Yearly LT Debt VS Equity VS FCFPRS Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20B 40B 60B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
PRS Yearly Current Assets VS Current LiabilitesPRS Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5B 10B 15B 20B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

4

3. PRS Growth Analysis

3.1 Past

  • The Earnings Per Share has grown by an nice 11.43% over the past year.
  • Measured over the past 5 years, PRS shows a small growth in Earnings Per Share. The EPS has been growing by 6.96% on average per year.
  • Looking at the last year, PRS shows a very negative growth in Revenue. The Revenue has decreased by -15.29% in the last year.
  • Measured over the past years, PRS shows a small growth in Revenue. The Revenue has been growing by 1.42% on average per year.
EPS 1Y (TTM)11.43%
EPS 3Y15.11%
EPS 5Y6.96%
EPS Q2Q%11.49%
Revenue 1Y (TTM)-15.29%
Revenue growth 3Y2.26%
Revenue growth 5Y1.42%
Sales Q2Q%11.62%

3.2 Future

  • Based on estimates for the next years, PRS will show a small growth in Earnings Per Share. The EPS will grow by 5.05% on average per year.
  • PRS is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 3.59% yearly.
EPS Next Y0.8%
EPS Next 2Y4.09%
EPS Next 3Y4.98%
EPS Next 5Y5.05%
Revenue Next Year1.13%
Revenue Next 2Y2.11%
Revenue Next 3Y1.91%
Revenue Next 5Y3.59%

3.3 Evolution

  • The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
  • The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
PRS Yearly Revenue VS EstimatesPRS Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 20B 40B 60B
PRS Yearly EPS VS EstimatesPRS Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 5 10 15

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7

4. PRS Valuation Analysis

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 1.57, the valuation of PRS can be described as very cheap.
  • Based on the Price/Earnings ratio, PRS is valued cheaper than 93.24% of the companies in the same industry.
  • PRS is valuated cheaply when we compare the Price/Earnings ratio to 26.21, which is the current average of the S&P500 Index.
  • PRS is valuated cheaply with a Price/Forward Earnings ratio of 1.56.
  • PRS's Price/Forward Earnings ratio is rather cheap when compared to the industry. PRS is cheaper than 92.57% of the companies in the same industry.
  • The average S&P500 Price/Forward Earnings ratio is at 23.13. PRS is valued rather cheaply when compared to this.
Industry RankSector Rank
PE 1.57
Fwd PE 1.56
PRS Price Earnings VS Forward Price EarningsPRS Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, PRS is valued cheaper than 85.14% of the companies in the same industry.
  • Based on the Price/Free Cash Flow ratio, PRS is valued cheaper than 89.19% of the companies in the same industry.
Industry RankSector Rank
P/FCF 1.26
EV/EBITDA 2.87
PRS Per share dataPRS EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 50 100 150

4.3 Compensation for Growth

  • The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
PEG (NY)1.96
PEG (5Y)0.23
EPS Next 2Y4.09%
EPS Next 3Y4.98%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

7

5. PRS Dividend Analysis

5.1 Amount

  • PRS has a Yearly Dividend Yield of 6.00%, which is a nice return.
  • PRS's Dividend Yield is rather good when compared to the industry average which is at 2.55. PRS pays more dividend than 89.19% of the companies in the same industry.
  • PRS's Dividend Yield is rather good when compared to the S&P500 average which is at 1.89.
Industry RankSector Rank
Dividend Yield 6%

5.2 History

  • The dividend of PRS has a limited annual growth rate of 4.31%.
  • PRS has been paying a dividend for over 5 years, so it has already some track record.
  • PRS has not decreased its dividend in the past 5 years, so it has a somewhat stable track record.
Dividend Growth(5Y)4.31%
Div Incr Years0
Div Non Decr Years5
PRS Yearly Dividends per sharePRS Yearly Dividends per shareYearly Dividends per share 2020 2021 2022 2023 2024 2025 2026 0.2 0.4 0.6 0.8 1

5.3 Sustainability

  • 54.48% of the earnings are spent on dividend by PRS. This is a bit on the high side, but may be sustainable.
  • The dividend of PRS is growing around the same rate as the earnings are growing. If this keeps up the dividend growth is sustainable.
DP54.48%
EPS Next 2Y4.09%
EPS Next 3Y4.98%
PRS Yearly Income VS Free CF VS DividendPRS Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5B 10B 15B 20B
PRS Dividend Payout.PRS Dividend Payout, showing the Payout Ratio.PRS Dividend Payout.PayoutRetained Earnings

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PRS Fundamentals: All Metrics, Ratios and Statistics

PRUDENTIAL FINANCIAL INC - PRU 5 5/8 08/15/58

NYSE:PRS (4/7/2026, 4:05:16 PM)

22.66

0 (0%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)02-03
Earnings (Next)04-28
Inst Owners62.61%
Inst Owner ChangeN/A
Ins Owners0.14%
Ins Owner ChangeN/A
Market Cap7.89B
Revenue(TTM)55.85B
Net Income(TTM)3.54B
Analysts56.92
Price Target27.94 (23.3%)
Short Float %0.04%
Short Ratio4.76
Dividend
Industry RankSector Rank
Dividend Yield 6%
Yearly Dividend5.48
Dividend Growth(5Y)4.31%
DP54.48%
Div Incr Years0
Div Non Decr Years5
Ex-Date05-01
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)5.56%
Min EPS beat(2)-3.02%
Max EPS beat(2)14.14%
EPS beat(4)3
Avg EPS beat(4)5.99%
Min EPS beat(4)-3.02%
Max EPS beat(4)14.14%
EPS beat(8)3
Avg EPS beat(8)1.15%
EPS beat(12)4
Avg EPS beat(12)0.22%
EPS beat(16)6
Avg EPS beat(16)-0.45%
Revenue beat(2)1
Avg Revenue beat(2)5.51%
Min Revenue beat(2)-2.71%
Max Revenue beat(2)13.74%
Revenue beat(4)1
Avg Revenue beat(4)0.76%
Min Revenue beat(4)-6.96%
Max Revenue beat(4)13.74%
Revenue beat(8)4
Avg Revenue beat(8)8.7%
Revenue beat(12)5
Avg Revenue beat(12)5.04%
Revenue beat(16)6
Avg Revenue beat(16)2.57%
PT rev (1m)0%
PT rev (3m)11.44%
EPS NQ rev (1m)-1.88%
EPS NQ rev (3m)-7.15%
EPS NY rev (1m)0%
EPS NY rev (3m)-3.59%
Revenue NQ rev (1m)0.27%
Revenue NQ rev (3m)0.41%
Revenue NY rev (1m)0.31%
Revenue NY rev (3m)-1.26%
Valuation
Industry RankSector Rank
PE 1.57
Fwd PE 1.56
P/S 0.14
P/FCF 1.26
P/OCF 1.26
P/B 0.24
P/tB 0.24
EV/EBITDA 2.87
EPS(TTM)14.43
EY63.68%
EPS(NY)14.55
Fwd EY64.19%
FCF(TTM)18.02
FCFY79.52%
OCF(TTM)18.02
OCFY79.52%
SpS160.5
BVpS93.21
TBVpS93.21
PEG (NY)1.96
PEG (5Y)0.23
Graham Number173.97
Profitability
Industry RankSector Rank
ROA 0.46%
ROE 10.9%
ROCE 0.49%
ROIC 0.39%
ROICexc 0.4%
ROICexgc 0.61%
OM 6.72%
PM (TTM) 6.33%
GM N/A
FCFM 11.23%
ROA(3y)0.39%
ROA(5y)0.37%
ROE(3y)9.8%
ROE(5y)7.61%
ROIC(3y)0.37%
ROIC(5y)N/A
ROICexc(3y)0.37%
ROICexc(5y)N/A
ROICexgc(3y)0.57%
ROICexgc(5y)N/A
ROCE(3y)0.45%
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score8
Asset Turnover0.07
Health
Industry RankSector Rank
Debt/Equity 0.66
Debt/FCF 3.66
Debt/EBITDA 5.54
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 1.97
Cash Conversion 161.5%
Profit Quality 177.4%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score8
WACC8.41%
ROIC/WACC0.05
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)252.54%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)11.43%
EPS 3Y15.11%
EPS 5Y6.96%
EPS Q2Q%11.49%
EPS Next Y0.8%
EPS Next 2Y4.09%
EPS Next 3Y4.98%
EPS Next 5Y5.05%
Revenue 1Y (TTM)-15.29%
Revenue growth 3Y2.26%
Revenue growth 5Y1.42%
Sales Q2Q%11.62%
Revenue Next Year1.13%
Revenue Next 2Y2.11%
Revenue Next 3Y1.91%
Revenue Next 5Y3.59%
EBIT growth 1Y32.69%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-26.24%
FCF growth 3Y6.73%
FCF growth 5Y-5.61%
OCF growth 1Y-26.24%
OCF growth 3Y6.73%
OCF growth 5Y-5.61%

PRUDENTIAL FINANCIAL INC - PRU 5 5/8 08/15/58 / PRS Fundamental Analysis FAQ

What is the ChartMill fundamental rating of PRUDENTIAL FINANCIAL INC - PRU 5 5/8 08/15/58 (PRS) stock?

ChartMill assigns a fundamental rating of 4 / 10 to PRS.


What is the valuation status for PRS stock?

ChartMill assigns a valuation rating of 7 / 10 to PRUDENTIAL FINANCIAL INC - PRU 5 5/8 08/15/58 (PRS). This can be considered as Undervalued.


How profitable is PRUDENTIAL FINANCIAL INC - PRU 5 5/8 08/15/58 (PRS) stock?

PRUDENTIAL FINANCIAL INC - PRU 5 5/8 08/15/58 (PRS) has a profitability rating of 3 / 10.


Can you provide the PE and PB ratios for PRS stock?

The Price/Earnings (PE) ratio for PRUDENTIAL FINANCIAL INC - PRU 5 5/8 08/15/58 (PRS) is 1.57 and the Price/Book (PB) ratio is 0.24.


Can you provide the expected EPS growth for PRS stock?

The Earnings per Share (EPS) of PRUDENTIAL FINANCIAL INC - PRU 5 5/8 08/15/58 (PRS) is expected to grow by 0.8% in the next year.