176.52 USD
+1.75 (+1%)
At close: Feb 6, 2026
176.52 USD
0 (0%)
After Hours: 2/6/2026, 8:04:00 PM
Overall PRK gets a fundamental rating of 3 out of 10. We evaluated PRK against 381 industry peers in the Banks industry. While PRK is still in line with the averages on profitability rating, there are concerns on its financial health. PRK is valued expensive and it does not seem to be growing.
1. Profitability
1.1 Basic Checks
- PRK had positive earnings in the past year.
- In the past year PRK had a positive cash flow from operations.
- Of the past 5 years PRK 4 years were profitable.
- PRK had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
- PRK has a Return On Assets of 1.79%. This is amongst the best in the industry. PRK outperforms 94.23% of its industry peers.
- PRK has a better Return On Equity (13.22%) than 87.66% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.79% | ||
| ROE | 13.22% | ||
| ROIC | N/A |
ROA(3y)1.45%
ROA(5y)1.47%
ROE(3y)12.37%
ROE(5y)12.65%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- Looking at the Profit Margin, with a value of 32.16%, PRK belongs to the top of the industry, outperforming 84.51% of the companies in the same industry.
- PRK's Profit Margin has improved in the last couple of years.
- The Operating Margin and Gross Margin are not available for PRK so they could not be analyzed.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 32.16% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-4.57%
PM growth 5Y2.26%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
- PRK does not have a ROIC to compare to the WACC, probably because it is not profitable.
- PRK has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
2.2 Solvency
- PRK has a debt to FCF ratio of 0.43. This is a very positive value and a sign of high solvency as it would only need 0.43 years to pay back of all of its debts.
- PRK has a Debt to FCF ratio of 0.43. This is amongst the best in the industry. PRK outperforms 82.15% of its industry peers.
- PRK has a Debt/Equity ratio of 0.06. This is a healthy value indicating a solid balance between debt and equity.
- With a decent Debt to Equity ratio value of 0.06, PRK is doing good in the industry, outperforming 78.48% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.06 | ||
| Debt/FCF | 0.43 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC10.92%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
- The Earnings Per Share has grown by an nice 19.44% over the past year.
- Measured over the past 5 years, PRK shows a small growth in Earnings Per Share. The EPS has been growing by 7.38% on average per year.
EPS 1Y (TTM)19.44%
EPS 3Y7.03%
EPS 5Y7.38%
EPS Q2Q%10.97%
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%7.28%
3.2 Future
- The Earnings Per Share is expected to grow by 3.01% on average over the next years.
- The Revenue is expected to grow by 10.21% on average over the next years. This is quite good.
EPS Next Y-2.31%
EPS Next 2Y3.01%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year12.61%
Revenue Next 2Y10.21%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
- The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- Based on the Price/Earnings ratio of 15.87, the valuation of PRK can be described as correct.
- 70.87% of the companies in the same industry are cheaper than PRK, based on the Price/Earnings ratio.
- PRK's Price/Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 27.93.
- Based on the Price/Forward Earnings ratio of 16.25, the valuation of PRK can be described as correct.
- Based on the Price/Forward Earnings ratio, PRK is valued a bit more expensive than 74.02% of the companies in the same industry.
- PRK is valuated rather cheaply when we compare the Price/Forward Earnings ratio to 27.77, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.87 | ||
| Fwd PE | 16.25 |
4.2 Price Multiples
- Based on the Price/Free Cash Flow ratio, PRK is valued a bit more expensive than 61.42% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 15.48 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)2.15
EPS Next 2Y3.01%
EPS Next 3YN/A
5. Dividend
5.1 Amount
- PRK has a Yearly Dividend Yield of 2.52%.
- PRK's Dividend Yield is comparable with the industry average which is at 2.53.
- Compared to an average S&P500 Dividend Yield of 1.81, PRK pays a bit more dividend than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.52% |
5.2 History
- The dividend of PRK has a limited annual growth rate of 2.15%.
- PRK has paid a dividend for at least 10 years, which is a reliable track record.
- PRK has decreased its dividend recently.
Dividend Growth(5Y)2.15%
Div Incr Years1
Div Non Decr Years1
5.3 Sustainability
- 44.20% of the earnings are spent on dividend by PRK. This is a bit on the high side, but may be sustainable.
- PRK's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP44.2%
EPS Next 2Y3.01%
EPS Next 3YN/A
176.52
+1.75 (+1%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)01-26 2026-01-26/amc
Earnings (Next)04-23 2026-04-23
Inst Owners55.16%
Inst Owner Change-0.22%
Ins Owners2.19%
Ins Owner Change3.22%
Market Cap2.84B
Revenue(TTM)N/A
Net Income(TTM)176.06M
Analysts49.09
Price Target185.13 (4.88%)
Short Float %1.81%
Short Ratio4.23
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.52% |
Yearly Dividend4.8
Dividend Growth(5Y)2.15%
DP44.2%
Div Incr Years1
Div Non Decr Years1
Ex-Date02-20 2026-02-20 (1.1)
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)12.94%
Min EPS beat(2)5.71%
Max EPS beat(2)20.17%
EPS beat(4)4
Avg EPS beat(4)12.38%
Min EPS beat(4)4.06%
Max EPS beat(4)20.17%
EPS beat(8)7
Avg EPS beat(8)9.44%
EPS beat(12)9
Avg EPS beat(12)7.09%
EPS beat(16)13
Avg EPS beat(16)7.65%
Revenue beat(2)1
Avg Revenue beat(2)1.77%
Min Revenue beat(2)-0.06%
Max Revenue beat(2)3.6%
Revenue beat(4)2
Avg Revenue beat(4)1.59%
Min Revenue beat(4)-1.17%
Max Revenue beat(4)4%
Revenue beat(8)5
Avg Revenue beat(8)1.05%
Revenue beat(12)6
Avg Revenue beat(12)-0.17%
Revenue beat(16)9
Avg Revenue beat(16)0.99%
PT rev (1m)0.65%
PT rev (3m)-0.09%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-0.04%
EPS NY rev (1m)0%
EPS NY rev (3m)1.14%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0.02%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.01%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.87 | ||
| Fwd PE | 16.25 | ||
| P/S | 5.19 | ||
| P/FCF | 15.48 | ||
| P/OCF | 14.99 | ||
| P/B | 2.13 | ||
| P/tB | 2.46 | ||
| EV/EBITDA | N/A |
EPS(TTM)11.12
EY6.3%
EPS(NY)10.86
Fwd EY6.15%
FCF(TTM)11.4
FCFY6.46%
OCF(TTM)11.77
OCFY6.67%
SpS34.04
BVpS82.82
TBVpS71.89
PEG (NY)N/A
PEG (5Y)2.15
Graham Number143.95
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.79% | ||
| ROE | 13.22% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 32.16% | ||
| GM | N/A | ||
| FCFM | 33.49% |
ROA(3y)1.45%
ROA(5y)1.47%
ROE(3y)12.37%
ROE(5y)12.65%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-4.57%
PM growth 5Y2.26%
GM growth 3YN/A
GM growth 5YN/A
F-Score9
Asset Turnover0.06
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.06 | ||
| Debt/FCF | 0.43 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 51.38% | ||
| Cap/Sales | 1.09% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | 104.14% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score9
WACC10.92%
ROIC/WACCN/A
Cap/Depr(3y)62.3%
Cap/Depr(5y)111.55%
Cap/Sales(3y)1.68%
Cap/Sales(5y)2.88%
Profit Quality(3y)104.03%
Profit Quality(5y)94%
High Growth Momentum
Growth
EPS 1Y (TTM)19.44%
EPS 3Y7.03%
EPS 5Y7.38%
EPS Q2Q%10.97%
EPS Next Y-2.31%
EPS Next 2Y3.01%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%7.28%
Revenue Next Year12.61%
Revenue Next 2Y10.21%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y35.93%
FCF growth 3Y5.82%
FCF growth 5Y11.9%
OCF growth 1Y33.23%
OCF growth 3Y4.37%
OCF growth 5Y9.89%
PARK NATIONAL CORP / PRK FAQ
Can you provide the ChartMill fundamental rating for PARK NATIONAL CORP?
ChartMill assigns a fundamental rating of 3 / 10 to PRK.
What is the valuation status of PARK NATIONAL CORP (PRK) stock?
ChartMill assigns a valuation rating of 2 / 10 to PARK NATIONAL CORP (PRK). This can be considered as Overvalued.
What is the profitability of PRK stock?
PARK NATIONAL CORP (PRK) has a profitability rating of 4 / 10.
How financially healthy is PARK NATIONAL CORP?
The financial health rating of PARK NATIONAL CORP (PRK) is 3 / 10.
How sustainable is the dividend of PARK NATIONAL CORP (PRK) stock?
The dividend rating of PARK NATIONAL CORP (PRK) is 5 / 10 and the dividend payout ratio is 44.2%.