PARK NATIONAL CORP (PRK) Stock Fundamental Analysis

NYSEARCA:PRK • US7006581075

174.03 USD
+0.59 (+0.34%)
Last: Feb 20, 2026, 12:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

3

Overall PRK gets a fundamental rating of 3 out of 10. We evaluated PRK against 381 industry peers in the Banks industry. There are concerns on the financial health of PRK while its profitability can be described as average. PRK is valued expensive and it does not seem to be growing.


Dividend Valuation Growth Profitability Health

4

1. Profitability

1.1 Basic Checks

  • PRK had positive earnings in the past year.
  • PRK had a positive operating cash flow in the past year.
  • PRK had positive earnings in 4 of the past 5 years.
  • PRK had a positive operating cash flow in 4 of the past 5 years.
PRK Yearly Net Income VS EBIT VS OCF VS FCFPRK Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 50M 100M 150M

1.2 Ratios

  • Looking at the Return On Assets, with a value of 1.79%, PRK belongs to the top of the industry, outperforming 94.23% of the companies in the same industry.
  • PRK has a Return On Equity of 13.22%. This is amongst the best in the industry. PRK outperforms 87.66% of its industry peers.
Industry RankSector Rank
ROA 1.79%
ROE 13.22%
ROIC N/A
ROA(3y)1.45%
ROA(5y)1.47%
ROE(3y)12.37%
ROE(5y)12.65%
ROIC(3y)N/A
ROIC(5y)N/A
PRK Yearly ROA, ROE, ROICPRK Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2 4 6 8 10

1.3 Margins

  • Looking at the Profit Margin, with a value of 32.16%, PRK belongs to the top of the industry, outperforming 84.51% of the companies in the same industry.
  • PRK's Profit Margin has improved in the last couple of years.
  • PRK does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) 32.16%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-4.57%
PM growth 5Y2.26%
GM growth 3YN/A
GM growth 5YN/A
PRK Yearly Profit, Operating, Gross MarginsPRK Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 10 20 30

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ROAROEROICOperating and Profit MarginShow most profitable peers

3

2. Health

2.1 Basic Checks

  • PRK does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • PRK has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
PRK Yearly Shares OutstandingPRK Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 5M 10M 15M
PRK Yearly Total Debt VS Total AssetsPRK Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B 8B

2.2 Solvency

  • The Debt to FCF ratio of PRK is 0.43, which is an excellent value as it means it would take PRK, only 0.43 years of fcf income to pay off all of its debts.
  • PRK's Debt to FCF ratio of 0.43 is amongst the best of the industry. PRK outperforms 82.15% of its industry peers.
  • PRK has a Debt/Equity ratio of 0.06. This is a healthy value indicating a solid balance between debt and equity.
  • PRK has a Debt to Equity ratio of 0.06. This is in the better half of the industry: PRK outperforms 78.48% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.06
Debt/FCF 0.43
Altman-Z N/A
ROIC/WACCN/A
WACC10.29%
PRK Yearly LT Debt VS Equity VS FCFPRK Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M 800M 1B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
PRK Yearly Current Assets VS Current LiabilitesPRK Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M 400M 500M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

3

3. Growth

3.1 Past

  • PRK shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 19.44%, which is quite good.
  • The Earnings Per Share has been growing slightly by 7.38% on average over the past years.
EPS 1Y (TTM)19.44%
EPS 3Y7.03%
EPS 5Y7.38%
EPS Q2Q%10.97%
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%7.28%

3.2 Future

  • PRK is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 3.01% yearly.
  • Based on estimates for the next years, PRK will show a quite strong growth in Revenue. The Revenue will grow by 10.21% on average per year.
EPS Next Y-2.31%
EPS Next 2Y3.01%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year12.61%
Revenue Next 2Y10.21%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
PRK Yearly Revenue VS EstimatesPRK Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 200M 400M 600M
PRK Yearly EPS VS EstimatesPRK Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2 4 6 8 10

More info and screens

Find the best growth stocksShow best growing peers

2

4. Valuation

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 15.65, which indicates a correct valuation of PRK.
  • Compared to the rest of the industry, the Price/Earnings ratio of PRK indicates a slightly more expensive valuation: PRK is more expensive than 71.13% of the companies listed in the same industry.
  • When comparing the Price/Earnings ratio of PRK to the average of the S&P500 Index (27.09), we can say PRK is valued slightly cheaper.
  • PRK is valuated correctly with a Price/Forward Earnings ratio of 16.02.
  • Based on the Price/Forward Earnings ratio, PRK is valued a bit more expensive than the industry average as 74.28% of the companies are valued more cheaply.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 27.98, PRK is valued a bit cheaper.
Industry RankSector Rank
PE 15.65
Fwd PE 16.02
PRK Price Earnings VS Forward Price EarningsPRK Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Based on the Price/Free Cash Flow ratio, PRK is valued a bit more expensive than 73.75% of the companies in the same industry.
Industry RankSector Rank
P/FCF 21.25
EV/EBITDA N/A
PRK Per share dataPRK EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 10 20 30 40 50

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)2.12
EPS Next 2Y3.01%
EPS Next 3YN/A

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. Dividend

5.1 Amount

  • PRK has a Yearly Dividend Yield of 2.55%. Purely for dividend investing, there may be better candidates out there.
  • PRK's Dividend Yield is comparable with the industry average which is at 2.78.
  • PRK's Dividend Yield is a higher than the S&P500 average which is at 1.85.
Industry RankSector Rank
Dividend Yield 2.55%

5.2 History

  • The dividend of PRK has a limited annual growth rate of 2.15%.
  • PRK has paid a dividend for at least 10 years, which is a reliable track record.
  • PRK has decreased its dividend recently.
Dividend Growth(5Y)2.15%
Div Incr Years1
Div Non Decr Years1
PRK Yearly Dividends per sharePRK Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 1 2 3 4 5

5.3 Sustainability

  • 44.20% of the earnings are spent on dividend by PRK. This is a bit on the high side, but may be sustainable.
  • PRK's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP44.2%
EPS Next 2Y3.01%
EPS Next 3YN/A
PRK Yearly Income VS Free CF VS DividendPRK Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 50M 100M 150M
PRK Dividend Payout.PRK Dividend Payout, showing the Payout Ratio.PRK Dividend Payout.PayoutRetained Earnings

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Find the best dividend stocksShow peers with best dividend

PARK NATIONAL CORP

NYSEARCA:PRK (2/20/2026, 12:00:05 PM)

174.03

+0.59 (+0.34%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)01-26
Earnings (Next)04-23
Inst Owners55.16%
Inst Owner Change-0.29%
Ins Owners2.19%
Ins Owner Change3.22%
Market Cap3.90B
Revenue(TTM)N/A
Net Income(TTM)176.06M
Analysts49.09
Price Target185.13 (6.38%)
Short Float %1.29%
Short Ratio4.32
Dividend
Industry RankSector Rank
Dividend Yield 2.55%
Yearly Dividend4.8
Dividend Growth(5Y)2.15%
DP44.2%
Div Incr Years1
Div Non Decr Years1
Ex-Date02-20
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)12.94%
Min EPS beat(2)5.71%
Max EPS beat(2)20.17%
EPS beat(4)4
Avg EPS beat(4)12.38%
Min EPS beat(4)4.06%
Max EPS beat(4)20.17%
EPS beat(8)7
Avg EPS beat(8)9.44%
EPS beat(12)9
Avg EPS beat(12)7.09%
EPS beat(16)13
Avg EPS beat(16)7.65%
Revenue beat(2)1
Avg Revenue beat(2)1.77%
Min Revenue beat(2)-0.06%
Max Revenue beat(2)3.6%
Revenue beat(4)2
Avg Revenue beat(4)1.59%
Min Revenue beat(4)-1.17%
Max Revenue beat(4)4%
Revenue beat(8)5
Avg Revenue beat(8)1.05%
Revenue beat(12)6
Avg Revenue beat(12)-0.17%
Revenue beat(16)9
Avg Revenue beat(16)0.99%
PT rev (1m)0.65%
PT rev (3m)-0.09%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-0.04%
EPS NY rev (1m)0%
EPS NY rev (3m)1.14%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0.02%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.01%
Valuation
Industry RankSector Rank
PE 15.65
Fwd PE 16.02
P/S 7.12
P/FCF 21.25
P/OCF 20.58
P/B 2.93
P/tB 3.37
EV/EBITDA N/A
EPS(TTM)11.12
EY6.39%
EPS(NY)10.86
Fwd EY6.24%
FCF(TTM)8.19
FCFY4.71%
OCF(TTM)8.46
OCFY4.86%
SpS24.45
BVpS59.48
TBVpS51.63
PEG (NY)N/A
PEG (5Y)2.12
Graham Number121.99
Profitability
Industry RankSector Rank
ROA 1.79%
ROE 13.22%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 32.16%
GM N/A
FCFM 33.49%
ROA(3y)1.45%
ROA(5y)1.47%
ROE(3y)12.37%
ROE(5y)12.65%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-4.57%
PM growth 5Y2.26%
GM growth 3YN/A
GM growth 5YN/A
F-Score9
Asset Turnover0.06
Health
Industry RankSector Rank
Debt/Equity 0.06
Debt/FCF 0.43
Debt/EBITDA N/A
Cap/Depr 51.38%
Cap/Sales 1.09%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality 104.14%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score9
WACC10.29%
ROIC/WACCN/A
Cap/Depr(3y)62.3%
Cap/Depr(5y)111.55%
Cap/Sales(3y)1.68%
Cap/Sales(5y)2.88%
Profit Quality(3y)104.03%
Profit Quality(5y)94%
High Growth Momentum
Growth
EPS 1Y (TTM)19.44%
EPS 3Y7.03%
EPS 5Y7.38%
EPS Q2Q%10.97%
EPS Next Y-2.31%
EPS Next 2Y3.01%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%7.28%
Revenue Next Year12.61%
Revenue Next 2Y10.21%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y35.93%
FCF growth 3Y5.82%
FCF growth 5Y11.9%
OCF growth 1Y33.23%
OCF growth 3Y4.37%
OCF growth 5Y9.89%

PARK NATIONAL CORP / PRK FAQ

Can you provide the ChartMill fundamental rating for PARK NATIONAL CORP?

ChartMill assigns a fundamental rating of 3 / 10 to PRK.


What is the valuation status of PARK NATIONAL CORP (PRK) stock?

ChartMill assigns a valuation rating of 2 / 10 to PARK NATIONAL CORP (PRK). This can be considered as Overvalued.


What is the profitability of PRK stock?

PARK NATIONAL CORP (PRK) has a profitability rating of 4 / 10.


How financially healthy is PARK NATIONAL CORP?

The financial health rating of PARK NATIONAL CORP (PRK) is 3 / 10.


How sustainable is the dividend of PARK NATIONAL CORP (PRK) stock?

The dividend rating of PARK NATIONAL CORP (PRK) is 5 / 10 and the dividend payout ratio is 44.2%.