PRESURANCE HOLDINGS INC - PRHI 9 3/4 09/30/28 (PRHIZ) Stock Fundamental Analysis
USA - NASDAQ:PRHIZ - US20731J3005
18.4 USD
-2.35 (-11.33%)
Taking everything into account, PRHIZ scores 2 out of 10 in our fundamental rating. PRHIZ was compared to 147 industry peers in the Insurance industry. Both the profitability and financial health of PRHIZ have multiple concerns. PRHIZ does not seem to be growing, but still is valued expensively.
1. Profitability
1.1 Basic Checks
PRHIZ had positive earnings in the past year.
PRHIZ had a negative operating cash flow in the past year.
The reported net income has been mixed in the past 5 years: PRHIZ reported negative net income in multiple years.
The reported operating cash flow has been mixed in the past 5 years: PRHIZ reported negative operating cash flow in multiple years.
1.2 Ratios
The Return On Assets of PRHIZ (10.66%) is better than 97.26% of its industry peers.
The Return On Equity of PRHIZ (107.03%) is better than 99.32% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 10.66% | ||
| ROE | 107.03% | ||
| ROIC | N/A |
ROA(3y)-1.09%
ROA(5y)-0.69%
ROE(3y)-281.43%
ROE(5y)-169.13%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
With an excellent Profit Margin value of 48.11%, PRHIZ belongs to the best of the industry, outperforming 99.32% of the companies in the same industry.
The Operating Margin and Gross Margin are not available for PRHIZ so they could not be analyzed.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 48.11% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
PRHIZ does not have a ROIC to compare to the WACC, probably because it is not profitable.
Compared to 1 year ago, PRHIZ has about the same amount of shares outstanding.
Compared to 5 years ago, PRHIZ has more shares outstanding
Compared to 1 year ago, PRHIZ has an improved debt to assets ratio.
2.2 Solvency
PRHIZ has a Debt/Equity ratio of 0.64. This is a neutral value indicating PRHIZ is somewhat dependend on debt financing.
PRHIZ has a Debt to Equity ratio of 0.64. This is amonst the worse of the industry: PRHIZ underperforms 80.82% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.64 | ||
| Debt/FCF | N/A | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC9.5%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
PRHIZ shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 220.03%, which is quite impressive.
Looking at the last year, PRHIZ shows a very negative growth in Revenue. The Revenue has decreased by -36.73% in the last year.
PRHIZ shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -6.87% yearly.
EPS 1Y (TTM)220.03%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%152.44%
Revenue 1Y (TTM)-36.73%
Revenue growth 3Y-13.6%
Revenue growth 5Y-6.87%
Sales Q2Q%-39.91%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next Y171.43%
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year7%
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 7.19, the valuation of PRHIZ can be described as very cheap.
PRHIZ's Price/Earnings ratio is a bit cheaper when compared to the industry. PRHIZ is cheaper than 76.03% of the companies in the same industry.
When comparing the Price/Earnings ratio of PRHIZ to the average of the S&P500 Index (25.89), we can say PRHIZ is valued rather cheaply.
With a Price/Forward Earnings ratio of 360.78, PRHIZ can be considered very expensive at the moment.
Compared to the rest of the industry, the Price/Forward Earnings ratio of PRHIZ indicates a rather expensive valuation: PRHIZ more expensive than 81.51% of the companies listed in the same industry.
When comparing the Price/Forward Earnings ratio of PRHIZ to the average of the S&P500 Index (34.59), we can say PRHIZ is valued expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.19 | ||
| Fwd PE | 360.78 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.04
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
PRHIZ has a Yearly Dividend Yield of 13.25%, which is a nice return.
PRHIZ's Dividend Yield is rather good when compared to the industry average which is at 3.52. PRHIZ pays more dividend than 100.00% of the companies in the same industry.
PRHIZ's Dividend Yield is rather good when compared to the S&P500 average which is at 2.44.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 13.25% |
5.2 History
PRHIZ has paid a dividend for less than 5 years, so there is no long track record yet.
Dividend Growth(5Y)N/A
Div Incr YearsN/A
Div Non Decr YearsN/A
5.3 Sustainability
PRHIZ pays out 0.36% of its income as dividend. This is a sustainable payout ratio.
DP0.36%
EPS Next 2YN/A
EPS Next 3YN/A
PRESURANCE HOLDINGS INC - PRHI 9 3/4 09/30/28
NASDAQ:PRHIZ (11/14/2025, 8:17:46 PM)
18.4
-2.35 (-11.33%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)
Earnings (Next)
Inst Owners31.83%
Inst Owner ChangeN/A
Ins Owners11.1%
Ins Owner ChangeN/A
Market Cap224.85M
Revenue(TTM)62.75M
Net Income(TTM)30.19M
Analysts40
Price TargetN/A
Short Float %0%
Short Ratio0
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 13.25% |
Yearly Dividend0.04
Dividend Growth(5Y)N/A
DP0.36%
Div Incr YearsN/A
Div Non Decr YearsN/A
Ex-Date
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)0
Avg Revenue beat(2)-26.41%
Min Revenue beat(2)-36.48%
Max Revenue beat(2)-16.34%
Revenue beat(4)1
Avg Revenue beat(4)-4.07%
Min Revenue beat(4)-36.48%
Max Revenue beat(4)53.4%
Revenue beat(8)5
Avg Revenue beat(8)9.31%
Revenue beat(12)6
Avg Revenue beat(12)5.25%
Revenue beat(16)7
Avg Revenue beat(16)1.88%
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)0%
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)N/A
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.19 | ||
| Fwd PE | 360.78 | ||
| P/S | 3.58 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 7.97 | ||
| P/tB | 7.97 | ||
| EV/EBITDA | N/A |
EPS(TTM)2.56
EY13.91%
EPS(NY)0.05
Fwd EY0.28%
FCF(TTM)-3.99
FCFYN/A
OCF(TTM)-3.99
OCFYN/A
SpS5.14
BVpS2.31
TBVpS2.31
PEG (NY)0.04
PEG (5Y)N/A
Graham Number11.53
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 10.66% | ||
| ROE | 107.03% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 48.11% | ||
| GM | N/A | ||
| FCFM | N/A |
ROA(3y)-1.09%
ROA(5y)-0.69%
ROE(3y)-281.43%
ROE(5y)-169.13%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.22
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.64 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score5
WACC9.5%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)220.03%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%152.44%
EPS Next Y171.43%
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-36.73%
Revenue growth 3Y-13.6%
Revenue growth 5Y-6.87%
Sales Q2Q%-39.91%
Revenue Next Year7%
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-22.62%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-84.29%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-84.29%
OCF growth 3YN/A
OCF growth 5YN/A
PRESURANCE HOLDINGS INC - PRHI 9 3/4 09/30/28 / PRHIZ FAQ
Can you provide the ChartMill fundamental rating for PRESURANCE HOLDINGS INC - PRHI 9 3/4 09/30/28?
ChartMill assigns a fundamental rating of 2 / 10 to PRHIZ.
Can you provide the valuation status for PRESURANCE HOLDINGS INC - PRHI 9 3/4 09/30/28?
ChartMill assigns a valuation rating of 3 / 10 to PRESURANCE HOLDINGS INC - PRHI 9 3/4 09/30/28 (PRHIZ). This can be considered as Overvalued.
How profitable is PRESURANCE HOLDINGS INC - PRHI 9 3/4 09/30/28 (PRHIZ) stock?
PRESURANCE HOLDINGS INC - PRHI 9 3/4 09/30/28 (PRHIZ) has a profitability rating of 3 / 10.
What are the PE and PB ratios of PRESURANCE HOLDINGS INC - PRHI 9 3/4 09/30/28 (PRHIZ) stock?
The Price/Earnings (PE) ratio for PRESURANCE HOLDINGS INC - PRHI 9 3/4 09/30/28 (PRHIZ) is 7.19 and the Price/Book (PB) ratio is 7.97.
Can you provide the financial health for PRHIZ stock?
The financial health rating of PRESURANCE HOLDINGS INC - PRHI 9 3/4 09/30/28 (PRHIZ) is 1 / 10.