19.4 USD
-0.03 (-0.15%)
Overall PRHIZ gets a fundamental rating of 1 out of 10. We evaluated PRHIZ against 149 industry peers in the Insurance industry. Both the profitability and financial health of PRHIZ have multiple concerns. PRHIZ has a expensive valuation and it also scores bad on growth.
1. Profitability
1.1 Basic Checks
- In the past year PRHIZ has reported negative net income.
- In the past year PRHIZ has reported a negative cash flow from operations.
- The reported net income has been mixed in the past 5 years: PRHIZ reported negative net income in multiple years.
- In multiple years PRHIZ reported negative operating cash flow during the last 5 years.
1.2 Ratios
- PRHIZ's Return On Assets of -9.26% is on the low side compared to the rest of the industry. PRHIZ is outperformed by 93.96% of its industry peers.
- Looking at the Return On Equity, with a value of -105.60%, PRHIZ is doing worse than 93.29% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -9.26% | ||
| ROE | -105.6% | ||
| ROIC | N/A |
ROA(3y)-1.05%
ROA(5y)-0.66%
ROE(3y)-282.29%
ROE(5y)-169.65%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- PRHIZ does not have Profit Margin and Operating Margin and Gross Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | N/A | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
- PRHIZ does not have a ROIC to compare to the WACC, probably because it is not profitable.
- The number of shares outstanding for PRHIZ remains at a similar level compared to 1 year ago.
- PRHIZ has more shares outstanding than it did 5 years ago.
- The debt/assets ratio for PRHIZ has been reduced compared to a year ago.
2.2 Solvency
- PRHIZ has a Debt/Equity ratio of 0.72. This is a neutral value indicating PRHIZ is somewhat dependend on debt financing.
- The Debt to Equity ratio of PRHIZ (0.72) is worse than 85.23% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.72 | ||
| Debt/FCF | N/A | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC9.55%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
- The earnings per share for PRHIZ have decreased strongly by -187.67% in the last year.
- Looking at the last year, PRHIZ shows a very negative growth in Revenue. The Revenue has decreased by -38.66% in the last year.
- Measured over the past years, PRHIZ shows a decrease in Revenue. The Revenue has been decreasing by -6.87% on average per year.
EPS 1Y (TTM)-187.67%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-107.26%
Revenue 1Y (TTM)-38.66%
Revenue growth 3Y-13.6%
Revenue growth 5Y-6.87%
Sales Q2Q%-58.3%
3.2 Future
- No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
- No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next Y171.43%
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year7%
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
- No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
- No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
- PRHIZ reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.
- With a Price/Forward Earnings ratio of 380.39, PRHIZ can be considered very expensive at the moment.
- Compared to the rest of the industry, the Price/Forward Earnings ratio of PRHIZ indicates a rather expensive valuation: PRHIZ more expensive than 81.21% of the companies listed in the same industry.
- PRHIZ is valuated expensively when we compare the Price/Forward Earnings ratio to 23.94, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 380.39 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates PRHIZ does not grow enough to justify the current Price/Earnings ratio.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 12.56%, PRHIZ is a good candidate for dividend investing.
- Compared to an average industry Dividend Yield of 2.53, PRHIZ pays a better dividend. On top of this PRHIZ pays more dividend than 99.33% of the companies listed in the same industry.
- PRHIZ's Dividend Yield is rather good when compared to the S&P500 average which is at 1.83.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 12.56% |
5.2 History
- PRHIZ has been paying a dividend for less than 5 years, so it still needs to build a track record.
Dividend Growth(5Y)N/A
Div Incr YearsN/A
Div Non Decr YearsN/A
5.3 Sustainability
- 1.52% of the earnings are spent on dividend by PRHIZ. This is a low number and sustainable payout ratio.
DP1.52%
EPS Next 2YN/A
EPS Next 3YN/A
PRESURANCE HOLDINGS INC - PRHI 9 3/4 09/30/28
NASDAQ:PRHIZ (1/13/2026, 8:00:01 PM)
19.4
-0.03 (-0.15%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)11-12 2025-11-12/amc
Earnings (Next)03-26 2026-03-26/amc
Inst Owners31.82%
Inst Owner ChangeN/A
Ins Owners11.1%
Ins Owner ChangeN/A
Market Cap237.07M
Revenue(TTM)53.41M
Net Income(TTM)-26.40M
Analysts40
Price TargetN/A
Short Float %0.01%
Short Ratio1.94
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 12.56% |
Yearly Dividend0.04
Dividend Growth(5Y)N/A
DP1.52%
Div Incr YearsN/A
Div Non Decr YearsN/A
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)0
Avg Revenue beat(2)-52.14%
Min Revenue beat(2)-67.81%
Max Revenue beat(2)-36.48%
Revenue beat(4)0
Avg Revenue beat(4)-34.37%
Min Revenue beat(4)-67.81%
Max Revenue beat(4)-16.34%
Revenue beat(8)4
Avg Revenue beat(8)-1.64%
Revenue beat(12)6
Avg Revenue beat(12)0.44%
Revenue beat(16)7
Avg Revenue beat(16)-1.52%
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)0%
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)N/A
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 380.39 | ||
| P/S | 4.44 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 9.48 | ||
| P/tB | 9.48 | ||
| EV/EBITDA | N/A |
EPS(TTM)-2.19
EYN/A
EPS(NY)0.05
Fwd EY0.26%
FCF(TTM)-3.19
FCFYN/A
OCF(TTM)-3.19
OCFYN/A
SpS4.37
BVpS2.05
TBVpS2.05
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -9.26% | ||
| ROE | -105.6% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | N/A | ||
| GM | N/A | ||
| FCFM | N/A |
ROA(3y)-1.05%
ROA(5y)-0.66%
ROE(3y)-282.29%
ROE(5y)-169.65%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score0
Asset Turnover0.19
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.72 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score0
WACC9.55%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-187.67%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-107.26%
EPS Next Y171.43%
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-38.66%
Revenue growth 3Y-13.6%
Revenue growth 5Y-6.87%
Sales Q2Q%-58.3%
Revenue Next Year7%
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y9.43%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-43.86%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-43.86%
OCF growth 3YN/A
OCF growth 5YN/A
PRESURANCE HOLDINGS INC - PRHI 9 3/4 09/30/28 / PRHIZ FAQ
Can you provide the ChartMill fundamental rating for PRESURANCE HOLDINGS INC - PRHI 9 3/4 09/30/28?
ChartMill assigns a fundamental rating of 1 / 10 to PRHIZ.
What is the valuation status of PRESURANCE HOLDINGS INC - PRHI 9 3/4 09/30/28 (PRHIZ) stock?
ChartMill assigns a valuation rating of 0 / 10 to PRESURANCE HOLDINGS INC - PRHI 9 3/4 09/30/28 (PRHIZ). This can be considered as Overvalued.
What is the profitability of PRHIZ stock?
PRESURANCE HOLDINGS INC - PRHI 9 3/4 09/30/28 (PRHIZ) has a profitability rating of 1 / 10.
How financially healthy is PRESURANCE HOLDINGS INC - PRHI 9 3/4 09/30/28?
The financial health rating of PRESURANCE HOLDINGS INC - PRHI 9 3/4 09/30/28 (PRHIZ) is 1 / 10.
What is the expected EPS growth for PRESURANCE HOLDINGS INC - PRHI 9 3/4 09/30/28 (PRHIZ) stock?
The Earnings per Share (EPS) of PRESURANCE HOLDINGS INC - PRHI 9 3/4 09/30/28 (PRHIZ) is expected to grow by 171.43% in the next year.