PRESURANCE HOLDINGS INC - PRHI 9 3/4 09/30/28 (PRHIZ) Fundamental Analysis & Valuation

NASDAQ:PRHIZ • US20731J3005

Current stock price

17.51 USD
-0.5 (-2.78%)
Last:

This PRHIZ fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

1

1. PRHIZ Profitability Analysis

1.1 Basic Checks

  • PRHIZ had negative earnings in the past year.
  • PRHIZ had a negative operating cash flow in the past year.
  • The reported net income has been mixed in the past 5 years: PRHIZ reported negative net income in multiple years.
  • In multiple years PRHIZ reported negative operating cash flow during the last 5 years.
PRHIZ Yearly Net Income VS EBIT VS OCF VS FCFPRHIZ Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20M -20M -40M

1.2 Ratios

  • PRHIZ has a Return On Assets of -9.26%. This is amonst the worse of the industry: PRHIZ underperforms 92.57% of its industry peers.
  • PRHIZ has a worse Return On Equity (-104.32%) than 91.89% of its industry peers.
Industry RankSector Rank
ROA -9.26%
ROE -104.32%
ROIC N/A
ROA(3y)-1.09%
ROA(5y)-0.69%
ROE(3y)-281.43%
ROE(5y)-169.13%
ROIC(3y)N/A
ROIC(5y)N/A
PRHIZ Yearly ROA, ROE, ROICPRHIZ Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 -200 -400 -600 -800

1.3 Margins

  • PRHIZ does not have Profit Margin and Operating Margin and Gross Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
PRHIZ Yearly Profit, Operating, Gross MarginsPRHIZ Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20 -20 -40

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ROAROEROICOperating and Profit MarginShow most profitable peers

1

2. PRHIZ Health Analysis

2.1 Basic Checks

  • PRHIZ does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • PRHIZ has about the same amout of shares outstanding than it did 1 year ago.
  • The number of shares outstanding for PRHIZ has been increased compared to 5 years ago.
  • PRHIZ has a better debt/assets ratio than last year.
PRHIZ Yearly Shares OutstandingPRHIZ Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2M 4M 6M 8M 10M
PRHIZ Yearly Total Debt VS Total AssetsPRHIZ Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M

2.2 Solvency

  • PRHIZ has a Debt/Equity ratio of 0.72. This is a neutral value indicating PRHIZ is somewhat dependend on debt financing.
  • The Debt to Equity ratio of PRHIZ (0.72) is worse than 85.14% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.72
Debt/FCF N/A
Altman-Z N/A
ROIC/WACCN/A
WACC9.34%
PRHIZ Yearly LT Debt VS Equity VS FCFPRHIZ Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20M -20M 40M -40M 60M

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
PRHIZ Yearly Current Assets VS Current LiabilitesPRHIZ Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 5M 10M 15M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

0

3. PRHIZ Growth Analysis

3.1 Past

  • PRHIZ shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -187.85%.
  • Looking at the last year, PRHIZ shows a very negative growth in Revenue. The Revenue has decreased by -38.66% in the last year.
  • Measured over the past years, PRHIZ shows a decrease in Revenue. The Revenue has been decreasing by -6.87% on average per year.
EPS 1Y (TTM)-187.85%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-107.37%
Revenue 1Y (TTM)-38.66%
Revenue growth 3Y-13.6%
Revenue growth 5Y-6.87%
Sales Q2Q%-58.3%

3.2 Future

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next Y171.43%
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year7%
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
PRHIZ Yearly Revenue VS EstimatesPRHIZ Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M 80M 100M
PRHIZ Yearly EPS VS EstimatesPRHIZ Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 -1 -2 -3

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0

4. PRHIZ Valuation Analysis

4.1 Price/Earnings Ratio

  • The Price/Earnings Ratio is negative for PRHIZ. In the last year negative earnings were reported.
  • Based on the Price/Forward Earnings ratio of 343.33, the valuation of PRHIZ can be described as expensive.
  • 83.11% of the companies in the same industry are cheaper than PRHIZ, based on the Price/Forward Earnings ratio.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 22.67, PRHIZ is valued quite expensively.
Industry RankSector Rank
PE N/A
Fwd PE 343.33
PRHIZ Price Earnings VS Forward Price EarningsPRHIZ Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 100 200 300

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
PRHIZ Per share dataPRHIZ EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 1 -1 2 -2

4.3 Compensation for Growth

  • The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. PRHIZ Dividend Analysis

5.1 Amount

  • PRHIZ has a Yearly Dividend Yield of 10.44%, which is a nice return.
  • PRHIZ's Dividend Yield is rather good when compared to the industry average which is at 2.84. PRHIZ pays more dividend than 95.95% of the companies in the same industry.
  • PRHIZ's Dividend Yield is rather good when compared to the S&P500 average which is at 1.89.
Industry RankSector Rank
Dividend Yield 10.44%

5.2 History

  • PRHIZ has paid a dividend for less than 5 years, so there is no long track record yet.
Dividend Growth(5Y)N/A
Div Incr YearsN/A
Div Non Decr YearsN/A
PRHIZ Yearly Dividends per sharePRHIZ Yearly Dividends per shareYearly Dividends per share 2023 2024 2025 0.5 1 1.5 2

5.3 Sustainability

  • PRHIZ pays out 1.52% of its income as dividend. This is a sustainable payout ratio.
DP1.52%
EPS Next 2YN/A
EPS Next 3YN/A
PRHIZ Yearly Income VS Free CF VS DividendPRHIZ Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20M -20M -40M
PRHIZ Dividend Payout.PRHIZ Dividend Payout, showing the Payout Ratio.PRHIZ Dividend Payout.PayoutRetained Earnings

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PRHIZ Fundamentals: All Metrics, Ratios and Statistics

PRESURANCE HOLDINGS INC - PRHI 9 3/4 09/30/28

NASDAQ:PRHIZ (3/20/2026, 4:00:00 PM)

17.51

-0.5 (-2.78%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)11-12
Earnings (Next)03-26
Inst Owners32.87%
Inst Owner ChangeN/A
Ins Owners7.29%
Ins Owner ChangeN/A
Market Cap459.11M
Revenue(TTM)53.41M
Net Income(TTM)-26.40M
Analysts40
Price TargetN/A
Short Float %0%
Short Ratio10.7
Dividend
Industry RankSector Rank
Dividend Yield 10.44%
Yearly Dividend0.04
Dividend Growth(5Y)N/A
DP1.52%
Div Incr YearsN/A
Div Non Decr YearsN/A
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)0
Avg Revenue beat(2)-52.14%
Min Revenue beat(2)-67.81%
Max Revenue beat(2)-36.48%
Revenue beat(4)0
Avg Revenue beat(4)-34.37%
Min Revenue beat(4)-67.81%
Max Revenue beat(4)-16.34%
Revenue beat(8)4
Avg Revenue beat(8)-1.64%
Revenue beat(12)6
Avg Revenue beat(12)0.44%
Revenue beat(16)7
Avg Revenue beat(16)-1.52%
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)0%
EPS NQ rev (3m)0%
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
Industry RankSector Rank
PE N/A
Fwd PE 343.33
P/S 8.6
P/FCF N/A
P/OCF N/A
P/B 18.14
P/tB 18.14
EV/EBITDA N/A
EPS(TTM)-2.19
EYN/A
EPS(NY)0.05
Fwd EY0.29%
FCF(TTM)-1.48
FCFYN/A
OCF(TTM)-1.48
OCFYN/A
SpS2.04
BVpS0.97
TBVpS0.97
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA -9.26%
ROE -104.32%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM N/A
FCFM N/A
ROA(3y)-1.09%
ROA(5y)-0.69%
ROE(3y)-281.43%
ROE(5y)-169.13%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score0
Asset Turnover0.19
Health
Industry RankSector Rank
Debt/Equity 0.72
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score0
WACC9.34%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-187.85%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-107.37%
EPS Next Y171.43%
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-38.66%
Revenue growth 3Y-13.6%
Revenue growth 5Y-6.87%
Sales Q2Q%-58.3%
Revenue Next Year7%
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y9.44%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-42.74%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-42.74%
OCF growth 3YN/A
OCF growth 5YN/A

PRESURANCE HOLDINGS INC - PRHI 9 3/4 09/30/28 / PRHIZ Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for PRESURANCE HOLDINGS INC - PRHI 9 3/4 09/30/28?

ChartMill assigns a fundamental rating of 1 / 10 to PRHIZ.


What is the valuation status of PRESURANCE HOLDINGS INC - PRHI 9 3/4 09/30/28 (PRHIZ) stock?

ChartMill assigns a valuation rating of 0 / 10 to PRESURANCE HOLDINGS INC - PRHI 9 3/4 09/30/28 (PRHIZ). This can be considered as Overvalued.


What is the profitability of PRHIZ stock?

PRESURANCE HOLDINGS INC - PRHI 9 3/4 09/30/28 (PRHIZ) has a profitability rating of 1 / 10.


How financially healthy is PRESURANCE HOLDINGS INC - PRHI 9 3/4 09/30/28?

The financial health rating of PRESURANCE HOLDINGS INC - PRHI 9 3/4 09/30/28 (PRHIZ) is 1 / 10.


What is the expected EPS growth for PRESURANCE HOLDINGS INC - PRHI 9 3/4 09/30/28 (PRHIZ) stock?

The Earnings per Share (EPS) of PRESURANCE HOLDINGS INC - PRHI 9 3/4 09/30/28 (PRHIZ) is expected to grow by 171.43% in the next year.