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PRESURANCE HOLDINGS INC (PRHI) Stock Fundamental Analysis

USA - Nasdaq - NASDAQ:PRHI - US20731J1025 - Common Stock

0.94 USD
+0.02 (+2.17%)
Last: 12/8/2025, 5:20:00 PM
Fundamental Rating

1

Taking everything into account, PRHI scores 1 out of 10 in our fundamental rating. PRHI was compared to 147 industry peers in the Insurance industry. PRHI has a bad profitability rating. Also its financial health evaluation is rather negative. PRHI does not seem to be growing, but still is valued expensively.


Dividend Valuation Growth Profitability Health

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1

1. Profitability

1.1 Basic Checks

PRHI had negative earnings in the past year.
In the past year PRHI has reported a negative cash flow from operations.
The reported net income has been mixed in the past 5 years: PRHI reported negative net income in multiple years.
In multiple years PRHI reported negative operating cash flow during the last 5 years.
PRHI Yearly Net Income VS EBIT VS OCF VS FCFPRHI Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20M -20M -40M

1.2 Ratios

With a Return On Assets value of -9.40%, PRHI is not doing good in the industry: 94.56% of the companies in the same industry are doing better.
With a Return On Equity value of -105.83%, PRHI is not doing good in the industry: 93.88% of the companies in the same industry are doing better.
Industry RankSector Rank
ROA -9.4%
ROE -105.83%
ROIC N/A
ROA(3y)-1.09%
ROA(5y)-0.69%
ROE(3y)-281.43%
ROE(5y)-169.13%
ROIC(3y)N/A
ROIC(5y)N/A
PRHI Yearly ROA, ROE, ROICPRHI Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 -200 -400 -600 -800

1.3 Margins

The Profit Margin and Operating Margin and Gross Margin are not available for PRHI so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
PRHI Yearly Profit, Operating, Gross MarginsPRHI Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20 -20 -40

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1

2. Health

2.1 Basic Checks

PRHI does not have a ROIC to compare to the WACC, probably because it is not profitable.
The number of shares outstanding for PRHI remains at a similar level compared to 1 year ago.
Compared to 5 years ago, PRHI has more shares outstanding
The debt/assets ratio for PRHI has been reduced compared to a year ago.
PRHI Yearly Shares OutstandingPRHI Yearly Shares OutstandingYearly Shares Outstanding 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2M 4M 6M 8M 10M
PRHI Yearly Total Debt VS Total AssetsPRHI Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M

2.2 Solvency

PRHI has a Debt/Equity ratio of 0.72. This is a neutral value indicating PRHI is somewhat dependend on debt financing.
Looking at the Debt to Equity ratio, with a value of 0.72, PRHI is doing worse than 85.71% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.72
Debt/FCF N/A
Altman-Z N/A
ROIC/WACCN/A
WACC14.88%
PRHI Yearly LT Debt VS Equity VS FCFPRHI Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20M -20M 40M -40M 60M

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
PRHI Yearly Current Assets VS Current LiabilitesPRHI Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 5M 10M 15M

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0

3. Growth

3.1 Past

PRHI shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -187.10%.
The Revenue for PRHI has decreased by -38.66% in the past year. This is quite bad
Measured over the past years, PRHI shows a decrease in Revenue. The Revenue has been decreasing by -6.87% on average per year.
EPS 1Y (TTM)-187.1%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-107.37%
Revenue 1Y (TTM)-38.66%
Revenue growth 3Y-13.6%
Revenue growth 5Y-6.87%
Sales Q2Q%-58.3%

3.2 Future

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next Y171.43%
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year7%
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
PRHI Yearly Revenue VS EstimatesPRHI Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M 80M 100M
PRHI Yearly EPS VS EstimatesPRHI Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 -1 -2 -3

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2

4. Valuation

4.1 Price/Earnings Ratio

PRHI reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.
A Price/Forward Earnings ratio of 18.43 indicates a rather expensive valuation of PRHI.
Based on the Price/Forward Earnings ratio, PRHI is valued a bit more expensive than the industry average as 70.07% of the companies are valued more cheaply.
PRHI's Price/Forward Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 23.56.
Industry RankSector Rank
PE N/A
Fwd PE 18.43
PRHI Price Earnings VS Forward Price EarningsPRHI Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 10 20 30 40

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
PRHI Per share dataPRHI EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 2 -2 4

4.3 Compensation for Growth

The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A

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0

5. Dividend

5.1 Amount

No dividends for PRHI!.
Industry RankSector Rank
Dividend Yield N/A

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PRESURANCE HOLDINGS INC

NASDAQ:PRHI (12/8/2025, 5:20:00 PM)

0.94

+0.02 (+2.17%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)11-12 2025-11-12/amc
Earnings (Next)03-26 2026-03-26/amc
Inst Owners31.82%
Inst Owner ChangeN/A
Ins Owners11.1%
Ins Owner Change-100%
Market Cap11.49M
Revenue(TTM)53.41M
Net Income(TTM)-26.78M
Analysts40
Price TargetN/A
Short Float %0.99%
Short Ratio2.16
Dividend
Industry RankSector Rank
Dividend Yield N/A
Yearly Dividend0.04
Dividend Growth(5Y)N/A
DP1.5%
Div Incr YearsN/A
Div Non Decr YearsN/A
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)0
Avg Revenue beat(2)-52.14%
Min Revenue beat(2)-67.81%
Max Revenue beat(2)-36.48%
Revenue beat(4)0
Avg Revenue beat(4)-34.37%
Min Revenue beat(4)-67.81%
Max Revenue beat(4)-16.34%
Revenue beat(8)4
Avg Revenue beat(8)-1.64%
Revenue beat(12)6
Avg Revenue beat(12)0.44%
Revenue beat(16)7
Avg Revenue beat(16)-1.52%
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)0%
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)N/A
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE N/A
Fwd PE 18.43
P/S 0.22
P/FCF N/A
P/OCF N/A
P/B 0.45
P/tB 0.45
EV/EBITDA N/A
EPS(TTM)-2.18
EYN/A
EPS(NY)0.05
Fwd EY5.43%
FCF(TTM)-3.14
FCFYN/A
OCF(TTM)-3.14
OCFYN/A
SpS4.37
BVpS2.07
TBVpS2.07
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA -9.4%
ROE -105.83%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM N/A
FCFM N/A
ROA(3y)-1.09%
ROA(5y)-0.69%
ROE(3y)-281.43%
ROE(5y)-169.13%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score0
Asset Turnover0.19
Health
Industry RankSector Rank
Debt/Equity 0.72
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score0
WACC14.88%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-187.1%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-107.37%
EPS Next Y171.43%
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-38.66%
Revenue growth 3Y-13.6%
Revenue growth 5Y-6.87%
Sales Q2Q%-58.3%
Revenue Next Year7%
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y8.18%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-41.56%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-41.56%
OCF growth 3YN/A
OCF growth 5YN/A

PRESURANCE HOLDINGS INC / PRHI FAQ

What is the fundamental rating for PRHI stock?

ChartMill assigns a fundamental rating of 1 / 10 to PRHI.


Can you provide the valuation status for PRESURANCE HOLDINGS INC?

ChartMill assigns a valuation rating of 2 / 10 to PRESURANCE HOLDINGS INC (PRHI). This can be considered as Overvalued.


Can you provide the profitability details for PRESURANCE HOLDINGS INC?

PRESURANCE HOLDINGS INC (PRHI) has a profitability rating of 1 / 10.


Is the dividend of PRESURANCE HOLDINGS INC sustainable?

The dividend rating of PRESURANCE HOLDINGS INC (PRHI) is 0 / 10 and the dividend payout ratio is 1.5%.