PRESURANCE HOLDINGS INC (PRHI) Fundamental Analysis & Valuation

NASDAQ:PRHI • US20731J1025

Current stock price

0.657 USD
-0.1 (-13.13%)
Last:

This PRHI fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

1

1. PRHI Profitability Analysis

1.1 Basic Checks

  • PRHI had negative earnings in the past year.
  • In the past year PRHI has reported a negative cash flow from operations.
  • The reported net income has been mixed in the past 5 years: PRHI reported negative net income in multiple years.
  • The reported operating cash flow has been mixed in the past 5 years: PRHI reported negative operating cash flow in multiple years.
PRHI Yearly Net Income VS EBIT VS OCF VS FCFPRHI Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20M -20M -40M

1.2 Ratios

  • PRHI has a Return On Assets of -9.26%. This is amonst the worse of the industry: PRHI underperforms 90.54% of its industry peers.
  • The Return On Equity of PRHI (-104.32%) is worse than 91.22% of its industry peers.
Industry RankSector Rank
ROA -9.26%
ROE -104.32%
ROIC N/A
ROA(3y)-1.09%
ROA(5y)-0.69%
ROE(3y)-281.43%
ROE(5y)-169.13%
ROIC(3y)N/A
ROIC(5y)N/A
PRHI Yearly ROA, ROE, ROICPRHI Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 -200 -400 -600 -800

1.3 Margins

  • PRHI does not have Profit Margin and Operating Margin and Gross Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
PRHI Yearly Profit, Operating, Gross MarginsPRHI Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20 -20 -40

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1

2. PRHI Health Analysis

2.1 Basic Checks

  • PRHI does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • PRHI has about the same amout of shares outstanding than it did 1 year ago.
  • Compared to 5 years ago, PRHI has more shares outstanding
  • The debt/assets ratio for PRHI has been reduced compared to a year ago.
PRHI Yearly Shares OutstandingPRHI Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2M 4M 6M 8M 10M
PRHI Yearly Total Debt VS Total AssetsPRHI Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M

2.2 Solvency

  • A Debt/Equity ratio of 0.72 indicates that PRHI is somewhat dependend on debt financing.
  • PRHI's Debt to Equity ratio of 0.72 is on the low side compared to the rest of the industry. PRHI is outperformed by 84.46% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.72
Debt/FCF N/A
Altman-Z N/A
ROIC/WACCN/A
WACC13.74%
PRHI Yearly LT Debt VS Equity VS FCFPRHI Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20M -20M 40M -40M 60M

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
PRHI Yearly Current Assets VS Current LiabilitesPRHI Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 5M 10M 15M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

0

3. PRHI Growth Analysis

3.1 Past

  • The earnings per share for PRHI have decreased strongly by -187.85% in the last year.
  • The Revenue for PRHI has decreased by -38.66% in the past year. This is quite bad
  • Measured over the past years, PRHI shows a decrease in Revenue. The Revenue has been decreasing by -6.87% on average per year.
EPS 1Y (TTM)-187.85%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-107.37%
Revenue 1Y (TTM)-38.66%
Revenue growth 3Y-13.6%
Revenue growth 5Y-6.87%
Sales Q2Q%-58.3%

3.2 Future

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next Y171.43%
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year7%
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
PRHI Yearly Revenue VS EstimatesPRHI Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M 80M 100M
PRHI Yearly EPS VS EstimatesPRHI Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 -1 -2 -3

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2

4. PRHI Valuation Analysis

4.1 Price/Earnings Ratio

  • The Price/Earnings Ratio is negative for PRHI. In the last year negative earnings were reported.
  • Based on the Price/Forward Earnings ratio of 12.88, the valuation of PRHI can be described as correct.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of PRHI indicates a slightly more expensive valuation: PRHI is more expensive than 60.81% of the companies listed in the same industry.
  • When comparing the Price/Forward Earnings ratio of PRHI to the average of the S&P500 Index (37.39), we can say PRHI is valued rather cheaply.
Industry RankSector Rank
PE N/A
Fwd PE 12.88
PRHI Price Earnings VS Forward Price EarningsPRHI Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 10 20 30

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
PRHI Per share dataPRHI EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 1 -1 2 -2

4.3 Compensation for Growth

  • PRHI's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. PRHI Dividend Analysis

5.1 Amount

  • No dividends for PRHI!.
Industry RankSector Rank
Dividend Yield 0%

More info and screens

Find the best dividend stocksShow peers with best dividend

PRHI Fundamentals: All Metrics, Ratios and Statistics

PRESURANCE HOLDINGS INC

NASDAQ:PRHI (4/10/2026, 8:00:01 PM)

0.657

-0.1 (-13.13%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)03-27
Earnings (Next)05-12
Inst Owners66.21%
Inst Owner Change0%
Ins Owners3.78%
Ins Owner Change157.7%
Market Cap17.23M
Revenue(TTM)53.41M
Net Income(TTM)-26.40M
Analysts40
Price TargetN/A
Short Float %0.22%
Short Ratio0.22
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly Dividend0.04
Dividend Growth(5Y)N/A
DP1.52%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)0
Avg Revenue beat(2)-52.14%
Min Revenue beat(2)-67.81%
Max Revenue beat(2)-36.48%
Revenue beat(4)0
Avg Revenue beat(4)-34.37%
Min Revenue beat(4)-67.81%
Max Revenue beat(4)-16.34%
Revenue beat(8)4
Avg Revenue beat(8)-1.64%
Revenue beat(12)6
Avg Revenue beat(12)0.44%
Revenue beat(16)7
Avg Revenue beat(16)-1.52%
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)0%
EPS NQ rev (3m)0%
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
Industry RankSector Rank
PE N/A
Fwd PE 12.88
P/S 0.32
P/FCF N/A
P/OCF N/A
P/B 0.68
P/tB 0.68
EV/EBITDA N/A
EPS(TTM)-2.19
EYN/A
EPS(NY)0.05
Fwd EY7.76%
FCF(TTM)-1.48
FCFYN/A
OCF(TTM)-1.48
OCFYN/A
SpS2.04
BVpS0.97
TBVpS0.97
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA -9.26%
ROE -104.32%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM N/A
FCFM N/A
ROA(3y)-1.09%
ROA(5y)-0.69%
ROE(3y)-281.43%
ROE(5y)-169.13%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score0
Asset Turnover0.19
Health
Industry RankSector Rank
Debt/Equity 0.72
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score0
WACC13.74%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-187.85%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-107.37%
EPS Next Y171.43%
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-38.66%
Revenue growth 3Y-13.6%
Revenue growth 5Y-6.87%
Sales Q2Q%-58.3%
Revenue Next Year7%
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y9.44%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-42.74%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-42.74%
OCF growth 3YN/A
OCF growth 5YN/A

PRESURANCE HOLDINGS INC / PRHI Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for PRESURANCE HOLDINGS INC?

ChartMill assigns a fundamental rating of 1 / 10 to PRHI.


What is the valuation status of PRESURANCE HOLDINGS INC (PRHI) stock?

ChartMill assigns a valuation rating of 2 / 10 to PRESURANCE HOLDINGS INC (PRHI). This can be considered as Overvalued.


What is the profitability of PRHI stock?

PRESURANCE HOLDINGS INC (PRHI) has a profitability rating of 1 / 10.


What is the earnings growth outlook for PRESURANCE HOLDINGS INC?

The Earnings per Share (EPS) of PRESURANCE HOLDINGS INC (PRHI) is expected to grow by 171.43% in the next year.