PROASSURANCE CORP (PRA) 19.67 -0.07 (-0.35%)
19.67 -0.07 (-0.35%)
US74267C1062 - Common Stock - After market: 19.67 0 (0%)
Fundamental Rating
Overall PRA gets a fundamental rating of 2 out of 10. We evaluated PRA against 143 industry peers in the Insurance industry. PRA has a bad profitability rating. Also its financial health evaluation is rather negative. PRA is quite expensive at the moment. It does show a decent growth rate.
Profitability
Profitability Rating
PRA's Return On Assets of 0.31% is worse than the rest of the industry. The industry average Return On Assets is 0.87%.
PRA's Return On Equity of 1.67% is worse than the rest of the industry. The industry average Return On Equity is 12.89%. 98% of the industry peers have a better Return On Equity.
PRA has a Profit Margin of 1.61%. This is below the industry average of 6.97%.
PRA has a quite weak Piotroski-F score of 3.00. This indicates issues in the health and profitability of PRA.
VS Industry
ROA (0.31%) VS Industry: 37% outperformed.
-93.12
28.75
ROE (1.67%) VS Industry: 2% outperformed.
0.42
97.81
Profit Margin (1.61%) VS Industry: 34% outperformed.
-285.34
357.97
Valuation
Valuation Rating
With a price book ratio of 1.00, PRA is valued rather cheaply.
With a Price/Earnings Ratio of 19.67, PRA is valued on the expensive side.
The Forward Price/Earnings Ratio of 16.10 indicates a correct valuation of PRA.
Compared to an average industry price book ratio of 1.12, PRA is valued in line with its industry peers.
Compared to an average industry Price/Earning Ratio of 10.32, PRA is valued slightly more expensive.
When comparing the Enterprise Value to EBITDA ratio of PRA to the average industry ratio of 8.97, PRA is valued more expensive than its industry peers. 85% of the companies listed in the same industry are valued cheaper.
VS Industry
Price/Earnings (19.67) VS Industry: 21% outperformed.
78.60
0.51
Price/Book (1) VS Industry: 54% outperformed.
131.31
0.10
Enterprise Value/ EBITDA (23.07) VS Industry: 15% outperformed.
684.59
0.06
Growth
Growth Rating
PRA shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 19.05%, which is quite good.
When comparing the EPS growth rate of the last 5 years to the growth rate of the upcoming 5 years, we see that the growth is accelerating.
Looking at the last year, PRA shows a quite strong growth in Revenue. The Revenue has grown by 10.81% in the last year.
The Earnings Per Share is expected to grow by 6.13% on average over the next 5 years.
PRA shows a small growth in Revenue. Measured over the last 5 years, the Revenue has been growing by 3.96% yearly.
PRA is expected to show a small growth in Revenue. In the coming 5 years, the Revenue will grow by 3.16% yearly.
The Revenue growth is stable: in the next 5 years the growth will be about the same than in the last 5 years.
PRA shows a very negative growth in Earnings Per Share. Measured over the last 5 years, the EPS has been decreasing by -10.37% yearly.
| Past | Future | ||||||
|---|---|---|---|---|---|---|---|
| 5Y | 3Y | 1Y | 1Y | 2Y | 3Y | 5Y | |
| EPS | -10.37% | -1.84% | 19.05% | -30.02% | -6.57% | -0.88% | 6.13% |
| Revenue | 3.96% | 7.01% | 10.81% | 14.18% | 8.18% | 5.41% | 3.16% |
Health
Health Rating
The Debt to Equity ratio of PRA is in line with the industry averages.
PRA has a quite weak Piotroski-F score of 3.00. This indicates issues in the health and profitability of PRA.
VS Industry
Debt/Equity (0.4) VS Industry: 46% outperformed.
17.94
0.00
Dividend
Dividend Rating
PRA has paid a dividend for at least 10 years, which is a reliable track record.
PRA has a Yearly Dividend Yield of 1.01%.
With a Dividend Yield of 1.01, PRA pays less dividend than the industry average, which is at 2.41. 87% of the companies listed in the same industry pay a better dividend than PRA!
With a Dividend Yield of 1.01, PRA pays less dividend than the S&P500 average, which is at 2.43.
The dividend of PRA decreases each year by -45.57%.
The Dividend Rate of PRA has been decling, while earnings will also be declining. This means the current dividend is most likely not sustainable.
60.52% of the earnings are spent on dividend by PRA. This is not a sustainable payout ratio.
VS Industry
Dividend Yield (1.01%) VS Industry: 13% outperformed.
0.07
78.69
PROASSURANCE CORP19.67
NYSE:PRA (12/6/2022, 7:04:01 PM)-0.07 (-0.35%)
| GICS Sector | Financials | ||
| GICS IndustryGroup | Insurance | ||
| GICS Industry | Insurance | ||
| Earnings (Last) | 11-08 2022-11-08/amc | Earnings (Next) | 02-20 2023-02-20 |
| Ins Owners | 1.32% | Inst Owners | 86.26% |
| Market Cap | 1.06B | Analysts | 73.33 |
| PE | 19.67 | Fwd PE | 16.1 |
| PEG (NY) | N/A | PEG (5Y) | N/A |
| P/S | 0.96 | P/B | 1 |
| EV/EBITDA | 23.07 | ||
| Dividend Yield | 1.01% | Dividend Growth | -45.57% |
| DP | 60.52% | Ex-Date | 09-28 2022-09-28 (0.05) |
| EPS 1Y | 19.05% | EPS 3Y | -1.84% |
| EPS 5Y | -10.37% | EPS growth Q2Q | -124% |
| EPS Next Y | -30.02% | EPS Next 2Y | -6.57% |
| EPS Next 3Y | -0.88% | EPS Next 5Y | 6.13% |
| Revenue growth 1Y | 10.81% | Revenue growth 3Y | 7.01% |
| Revenue growth 5Y | 3.96% | Revenue growth Q2Q | -4.93% |
| Revenue Next Year | 14.18% | Revenue Next 2Y | 8.18% |
| Revenue Next 3Y | 5.41% | Revenue Next 5Y | 3.16% |
| Current Ratio | N/A | Quick Ratio | N/A |
| Altman-Z | N/A | F-Score | 3 |
| Debt/Equity | 0.4 | WACC | 6.98% |
| ROIC/WACC | N/A | ||
| ROA | 0.31% | ROE | 1.67% |
| ROICexgc | N/A | ROIC | N/A |
| PM | 1.61% | OM | 2.04% |
| Asset Turnover | 0.19 | ||
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