PENNYMAC MTGE INVESTMENT - PMT 9 06/15/30 (PMTW) Stock Fundamental Analysis
USA • New York Stock Exchange • NYSE:PMTW • US70931T8062
25.51 USD
-0.06 (-0.23%)
Last: Jan 30, 2026, 08:13 PM
Overall PMTW gets a fundamental rating of 2 out of 10. We evaluated PMTW against 70 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. PMTW has a bad profitability rating. Also its financial health evaluation is rather negative. PMTW is quite expensive at the moment. It does show a decent growth rate.
1. Profitability
1.1 Basic Checks
- In the past year PMTW was profitable.
- PMTW had a negative operating cash flow in the past year.
- The reported net income has been mixed in the past 5 years: PMTW reported negative net income in multiple years.
- The reported operating cash flow has been mixed in the past 5 years: PMTW reported negative operating cash flow in multiple years.
1.2 Ratios
- Looking at the Return On Assets, with a value of 0.43%, PMTW is in line with its industry, outperforming 52.86% of the companies in the same industry.
- PMTW has a Return On Equity (4.24%) which is comparable to the rest of the industry.
- PMTW's Return On Invested Capital of 0.51% is in line compared to the rest of the industry. PMTW outperforms 50.00% of its industry peers.
- Measured over the past 3 years, the Average Return On Invested Capital for PMTW is in line with the industry average of 1.26%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.43% | ||
| ROE | 4.24% | ||
| ROIC | 0.51% |
ROA(3y)0.4%
ROA(5y)0.32%
ROE(3y)2.76%
ROE(5y)2.11%
ROIC(3y)0.94%
ROIC(5y)0.73%
1.3 Margins
- Looking at the Profit Margin, with a value of 7.09%, PMTW is in line with its industry, outperforming 55.71% of the companies in the same industry.
- PMTW's Profit Margin has declined in the last couple of years.
- PMTW's Operating Margin of 10.03% is in line compared to the rest of the industry. PMTW outperforms 51.43% of its industry peers.
- PMTW's Operating Margin has declined in the last couple of years.
- With a Gross Margin value of 17.95%, PMTW is not doing good in the industry: 70.00% of the companies in the same industry are doing better.
- In the last couple of years the Gross Margin of PMTW has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 10.03% | ||
| PM (TTM) | 7.09% | ||
| GM | 17.95% |
OM growth 3Y30.21%
OM growth 5Y-10.92%
PM growth 3Y47.37%
PM growth 5Y-15.02%
GM growth 3Y21.41%
GM growth 5Y-6.35%
2. Health
2.1 Basic Checks
- PMTW has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
2.2 Solvency
- PMTW has an Altman-Z score of -0.38. This is a bad value and indicates that PMTW is not financially healthy and even has some risk of bankruptcy.
- Looking at the Altman-Z score, with a value of -0.38, PMTW is in line with its industry, outperforming 44.29% of the companies in the same industry.
- A Debt/Equity ratio of 8.66 is on the high side and indicates that PMTW has dependencies on debt financing.
- The Debt to Equity ratio of PMTW (8.66) is worse than 85.71% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.66 | ||
| Debt/FCF | N/A | ||
| Altman-Z | -0.38 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
- A Current Ratio of 0.04 indicates that PMTW may have some problems paying its short term obligations.
- Looking at the Current ratio, with a value of 0.04, PMTW is doing worse than 82.86% of the companies in the same industry.
- A Quick Ratio of 0.04 indicates that PMTW may have some problems paying its short term obligations.
- PMTW's Quick ratio of 0.04 is on the low side compared to the rest of the industry. PMTW is outperformed by 82.86% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.04 | ||
| Quick Ratio | 0.04 |
3. Growth
3.1 Past
- PMTW shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -26.32%.
- The Earnings Per Share has been growing by 32.50% on average over the past years. This is a very strong growth
EPS 1Y (TTM)-26.32%
EPS 3YN/A
EPS 5Y32.5%
EPS Q2Q%17.07%
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%-13.31%
3.2 Future
- PMTW is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 32.56% yearly.
- Based on estimates for the next years, PMTW will show a quite strong growth in Revenue. The Revenue will grow by 18.39% on average per year.
EPS Next Y70.05%
EPS Next 2Y32.56%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year29.66%
Revenue Next 2Y18.39%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
- The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- The Price/Earnings ratio is 26.03, which means the current valuation is very expensive for PMTW.
- PMTW's Price/Earnings ratio is a bit more expensive when compared to the industry. PMTW is more expensive than 60.00% of the companies in the same industry.
- The average S&P500 Price/Earnings ratio is at 28.32. PMTW is around the same levels.
- PMTW is valuated correctly with a Price/Forward Earnings ratio of 15.31.
- Compared to the rest of the industry, the Price/Forward Earnings ratio of PMTW is on the same level as its industry peers.
- PMTW is valuated rather cheaply when we compare the Price/Forward Earnings ratio to 25.57, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 26.03 | ||
| Fwd PE | 15.31 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- PMTW's earnings are expected to grow with 32.56% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.37
PEG (5Y)0.8
EPS Next 2Y32.56%
EPS Next 3YN/A
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 8.36%, PMTW is a good candidate for dividend investing.
- Compared to an average industry Dividend Yield of 11.00, PMTW's dividend is way lower than its industry peers. On top of this 85.71% of the companies listed in the same industry pay a better dividend than PMTW!
- Compared to an average S&P500 Dividend Yield of 1.83, PMTW pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 8.36% |
5.2 History
- The dividend of PMTW has a limited annual growth rate of 0.26%.
- PMTW does not have a reliable dividend history as it only pays dividend since a couple or years.
Dividend Growth(5Y)0.26%
Div Incr YearsN/A
Div Non Decr YearsN/A
5.3 Sustainability
- 227.39% of the earnings are spent on dividend by PMTW. This is not a sustainable payout ratio.
- PMTW's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP227.39%
EPS Next 2Y32.56%
EPS Next 3YN/A
PENNYMAC MTGE INVESTMENT - PMT 9 06/15/30 / PMTW FAQ
What is the fundamental rating for PMTW stock?
ChartMill assigns a fundamental rating of 2 / 10 to PMTW.
What is the valuation status for PMTW stock?
ChartMill assigns a valuation rating of 3 / 10 to PENNYMAC MTGE INVESTMENT - PMT 9 06/15/30 (PMTW). This can be considered as Overvalued.
How profitable is PENNYMAC MTGE INVESTMENT - PMT 9 06/15/30 (PMTW) stock?
PENNYMAC MTGE INVESTMENT - PMT 9 06/15/30 (PMTW) has a profitability rating of 2 / 10.
What is the valuation of PENNYMAC MTGE INVESTMENT - PMT 9 06/15/30 based on its PE and PB ratios?
The Price/Earnings (PE) ratio for PENNYMAC MTGE INVESTMENT - PMT 9 06/15/30 (PMTW) is 26.03 and the Price/Book (PB) ratio is 1.18.
How sustainable is the dividend of PENNYMAC MTGE INVESTMENT - PMT 9 06/15/30 (PMTW) stock?
The dividend rating of PENNYMAC MTGE INVESTMENT - PMT 9 06/15/30 (PMTW) is 4 / 10 and the dividend payout ratio is 227.39%.