PENNYMAC MTGE INVESTMENT - PMT 9 06/15/30 (PMTW) Fundamental Analysis & Valuation

NYSE:PMTW • US70931T8062

Current stock price

25.2 USD
0 (0%)
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This PMTW fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

3

1. PMTW Profitability Analysis

1.1 Basic Checks

  • PMTW had positive earnings in the past year.
  • PMTW had a negative operating cash flow in the past year.
  • PMTW had positive earnings in 4 of the past 5 years.
  • In multiple years PMTW reported negative operating cash flow during the last 5 years.
PMTW Yearly Net Income VS EBIT VS OCF VS FCFPMTW Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 -2B -4B -6B

1.2 Ratios

  • PMTW has a worse Return On Assets (0.40%) than 61.76% of its industry peers.
  • PMTW has a Return On Equity of 4.55%. This is comparable to the rest of the industry: PMTW outperforms 42.65% of its industry peers.
  • The Return On Invested Capital of PMTW (0.35%) is worse than 64.71% of its industry peers.
  • The Average Return On Invested Capital over the past 3 years for PMTW is in line with the industry average of 1.41%.
Industry RankSector Rank
ROA 0.4%
ROE 4.55%
ROIC 0.35%
ROA(3y)0.81%
ROA(5y)0.36%
ROE(3y)6.24%
ROE(5y)2.78%
ROIC(3y)0.9%
ROIC(5y)0.67%
PMTW Yearly ROA, ROE, ROICPMTW Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5 -5

1.3 Margins

  • Looking at the Profit Margin, with a value of 7.29%, PMTW is in line with its industry, outperforming 42.65% of the companies in the same industry.
  • In the last couple of years the Profit Margin of PMTW has grown nicely.
  • PMTW has a worse Operating Margin (7.97%) than 63.24% of its industry peers.
  • In the last couple of years the Operating Margin of PMTW has declined.
  • The Gross Margin of PMTW (16.02%) is worse than 76.47% of its industry peers.
  • PMTW's Gross Margin has improved in the last couple of years.
Industry RankSector Rank
OM 7.97%
PM (TTM) 7.29%
GM 16.02%
OM growth 3Y-3.39%
OM growth 5Y-5.49%
PM growth 3YN/A
PM growth 5Y14.72%
GM growth 3Y2.78%
GM growth 5Y2.04%
PMTW Yearly Profit, Operating, Gross MarginsPMTW Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 10 -10 20 30

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ROAROEROICOperating and Profit MarginShow most profitable peers

1

2. PMTW Health Analysis

2.1 Basic Checks

  • PMTW has about the same amout of shares outstanding than it did 1 year ago.
  • Compared to 5 years ago, PMTW has less shares outstanding
  • PMTW has a worse debt/assets ratio than last year.
PMTW Yearly Shares OutstandingPMTW Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M 80M
PMTW Yearly Total Debt VS Total AssetsPMTW Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5B 10B 15B 20B

2.2 Solvency

  • Based on the Altman-Z score of -0.35, we must say that PMTW is in the distress zone and has some risk of bankruptcy.
  • PMTW's Altman-Z score of -0.35 is in line compared to the rest of the industry. PMTW outperforms 45.59% of its industry peers.
  • PMTW has a Debt/Equity ratio of 10.12. This is a high value indicating a heavy dependency on external financing.
  • PMTW has a Debt to Equity ratio of 10.12. This is amonst the worse of the industry: PMTW underperforms 85.29% of its industry peers.
Industry RankSector Rank
Debt/Equity 10.12
Debt/FCF N/A
Altman-Z -0.35
ROIC/WACCN/A
WACCN/A
PMTW Yearly LT Debt VS Equity VS FCFPMTW Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5B -5B 10B

2.3 Liquidity

  • PMTW has a Current Ratio of 0.05. This is a bad value and indicates that PMTW is not financially healthy enough and could expect problems in meeting its short term obligations.
  • PMTW has a worse Current ratio (0.05) than 79.41% of its industry peers.
  • A Quick Ratio of 0.05 indicates that PMTW may have some problems paying its short term obligations.
  • PMTW has a Quick ratio of 0.05. This is in the lower half of the industry: PMTW underperforms 79.41% of its industry peers.
Industry RankSector Rank
Current Ratio 0.05
Quick Ratio 0.05
PMTW Yearly Current Assets VS Current LiabilitesPMTW Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B 8B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

6

3. PMTW Growth Analysis

3.1 Past

  • The earnings per share for PMTW have decreased strongly by -26.32% in the last year.
  • The Earnings Per Share has been growing by 32.50% on average over the past years. This is a very strong growth
  • PMTW shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 12.30%.
  • The Revenue has been growing by 9.79% on average over the past years. This is quite good.
EPS 1Y (TTM)-26.32%
EPS 3YN/A
EPS 5Y32.5%
EPS Q2Q%17.07%
Revenue 1Y (TTM)12.3%
Revenue growth 3Y18.15%
Revenue growth 5Y9.79%
Sales Q2Q%-13.31%

3.2 Future

  • Based on estimates for the next years, PMTW will show a quite strong growth in Earnings Per Share. The EPS will grow by 18.88% on average per year.
  • Based on estimates for the next years, PMTW will show a quite strong growth in Revenue. The Revenue will grow by 10.96% on average per year.
EPS Next Y67.25%
EPS Next 2Y31.43%
EPS Next 3Y18.88%
EPS Next 5YN/A
Revenue Next Year25.84%
Revenue Next 2Y13.45%
Revenue Next 3Y10.96%
Revenue Next 5YN/A

3.3 Evolution

  • The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
  • The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
PMTW Yearly Revenue VS EstimatesPMTW Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 200M 400M 600M 800M 1B
PMTW Yearly EPS VS EstimatesPMTW Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 0 1 -1 2

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Find the best growth stocksShow best growing peers

3

4. PMTW Valuation Analysis

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 25.71, PMTW can be considered very expensive at the moment.
  • PMTW's Price/Earnings ratio is a bit more expensive when compared to the industry. PMTW is more expensive than 66.18% of the companies in the same industry.
  • PMTW's Price/Earnings ratio indicates a similar valuation than the S&P500 average which is at 25.70.
  • A Price/Forward Earnings ratio of 15.37 indicates a correct valuation of PMTW.
  • The rest of the industry has a similar Price/Forward Earnings ratio as PMTW.
  • PMTW is valuated rather cheaply when we compare the Price/Forward Earnings ratio to 23.84, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 25.71
Fwd PE 15.37
PMTW Price Earnings VS Forward Price EarningsPMTW Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 20 40 60 80

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
PMTW Per share dataPMTW EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 20 -20 -40 -60 -80

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • PMTW's earnings are expected to grow with 18.88% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.38
PEG (5Y)0.79
EPS Next 2Y31.43%
EPS Next 3Y18.88%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. PMTW Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 13.00%, PMTW is a good candidate for dividend investing.
  • PMTW's Dividend Yield is a higher than the industry average which is at 10.94.
  • Compared to an average S&P500 Dividend Yield of 1.82, PMTW pays a better dividend.
Industry RankSector Rank
Dividend Yield 13%

5.2 History

  • The dividend of PMTW has a limited annual growth rate of 3.17%.
  • PMTW does not have a reliable dividend history as it only pays dividend since a couple or years.
Dividend Growth(5Y)3.17%
Div Incr YearsN/A
Div Non Decr YearsN/A

5.3 Sustainability

  • PMTW pays out 211.02% of its income as dividend. This is not a sustainable payout ratio.
  • The dividend of PMTW is growing, but earnings are growing more, so the dividend growth is sustainable.
DP211.02%
EPS Next 2Y31.43%
EPS Next 3Y18.88%
PMTW Yearly Income VS Free CF VS DividendPMTW Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 -2B -4B -6B
PMTW Dividend Payout.PMTW Dividend Payout, showing the Payout Ratio.PMTW Dividend Payout.PayoutRetained Earnings

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PMTW Fundamentals: All Metrics, Ratios and Statistics

PENNYMAC MTGE INVESTMENT - PMT 9 06/15/30

NYSE:PMTW (3/13/2026, 8:04:00 PM)

25.2

0 (0%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)01-29
Earnings (Next)04-20
Inst Owners70.61%
Inst Owner ChangeN/A
Ins Owners0.96%
Ins Owner ChangeN/A
Market Cap2.19B
Revenue(TTM)1.18B
Net Income(TTM)85.86M
Analysts69.23
Price Target28.96 (14.92%)
Short Float %0%
Short Ratio0.08
Dividend
Industry RankSector Rank
Dividend Yield 13%
Yearly Dividend2.08
Dividend Growth(5Y)3.17%
DP211.02%
Div Incr YearsN/A
Div Non Decr YearsN/A
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)35.12%
Min EPS beat(2)19.67%
Max EPS beat(2)50.57%
EPS beat(4)2
Avg EPS beat(4)-35.77%
Min EPS beat(4)-110.78%
Max EPS beat(4)50.57%
EPS beat(8)4
Avg EPS beat(8)-20.69%
EPS beat(12)7
Avg EPS beat(12)-5.68%
EPS beat(16)7
Avg EPS beat(16)-60.99%
Revenue beat(2)1
Avg Revenue beat(2)-2.04%
Min Revenue beat(2)-5.2%
Max Revenue beat(2)1.12%
Revenue beat(4)1
Avg Revenue beat(4)-20.71%
Min Revenue beat(4)-52.49%
Max Revenue beat(4)1.12%
Revenue beat(8)5
Avg Revenue beat(8)58.55%
Revenue beat(12)9
Avg Revenue beat(12)127.06%
Revenue beat(16)12
Avg Revenue beat(16)110.12%
PT rev (1m)-1.56%
PT rev (3m)7.37%
EPS NQ rev (1m)-2.36%
EPS NQ rev (3m)-3.75%
EPS NY rev (1m)0%
EPS NY rev (3m)-1.05%
Revenue NQ rev (1m)-5%
Revenue NQ rev (3m)-5%
Revenue NY rev (1m)-2.95%
Revenue NY rev (3m)-2.95%
Valuation
Industry RankSector Rank
PE 25.71
Fwd PE 15.37
P/S 1.86
P/FCF N/A
P/OCF N/A
P/B 1.16
P/tB N/A
EV/EBITDA N/A
EPS(TTM)0.98
EY3.89%
EPS(NY)1.64
Fwd EY6.5%
FCF(TTM)-82.89
FCFYN/A
OCF(TTM)-82.89
OCFYN/A
SpS13.54
BVpS21.69
TBVpS-20.19
PEG (NY)0.38
PEG (5Y)0.79
Graham Number21.87
Profitability
Industry RankSector Rank
ROA 0.4%
ROE 4.55%
ROCE 0.72%
ROIC 0.35%
ROICexc 0.36%
ROICexgc 0.45%
OM 7.97%
PM (TTM) 7.29%
GM 16.02%
FCFM N/A
ROA(3y)0.81%
ROA(5y)0.36%
ROE(3y)6.24%
ROE(5y)2.78%
ROIC(3y)0.9%
ROIC(5y)0.67%
ROICexc(3y)0.92%
ROICexc(5y)0.68%
ROICexgc(3y)1.37%
ROICexgc(5y)1%
ROCE(3y)2.06%
ROCE(5y)1.54%
ROICexgc growth 3Y-6.31%
ROICexgc growth 5Y-8.54%
ROICexc growth 3Y-1.2%
ROICexc growth 5Y-8.28%
OM growth 3Y-3.39%
OM growth 5Y-5.49%
PM growth 3YN/A
PM growth 5Y14.72%
GM growth 3Y2.78%
GM growth 5Y2.04%
F-Score1
Asset Turnover0.06
Health
Industry RankSector Rank
Debt/Equity 10.12
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 0.11
Cash Conversion N/A
Profit Quality N/A
Current Ratio 0.05
Quick Ratio 0.05
Altman-Z -0.35
F-Score1
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-26.32%
EPS 3YN/A
EPS 5Y32.5%
EPS Q2Q%17.07%
EPS Next Y67.25%
EPS Next 2Y31.43%
EPS Next 3Y18.88%
EPS Next 5YN/A
Revenue 1Y (TTM)12.3%
Revenue growth 3Y18.15%
Revenue growth 5Y9.79%
Sales Q2Q%-13.31%
Revenue Next Year25.84%
Revenue Next 2Y13.45%
Revenue Next 3Y10.96%
Revenue Next 5YN/A
EBIT growth 1Y-34.23%
EBIT growth 3Y14.14%
EBIT growth 5Y3.76%
EBIT Next Year685.74%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-166.87%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-166.87%
OCF growth 3YN/A
OCF growth 5YN/A

PENNYMAC MTGE INVESTMENT - PMT 9 06/15/30 / PMTW Fundamental Analysis FAQ

What is the fundamental rating for PMTW stock?

ChartMill assigns a fundamental rating of 3 / 10 to PMTW.


What is the valuation status for PMTW stock?

ChartMill assigns a valuation rating of 3 / 10 to PENNYMAC MTGE INVESTMENT - PMT 9 06/15/30 (PMTW). This can be considered as Overvalued.


How profitable is PENNYMAC MTGE INVESTMENT - PMT 9 06/15/30 (PMTW) stock?

PENNYMAC MTGE INVESTMENT - PMT 9 06/15/30 (PMTW) has a profitability rating of 3 / 10.


What is the valuation of PENNYMAC MTGE INVESTMENT - PMT 9 06/15/30 based on its PE and PB ratios?

The Price/Earnings (PE) ratio for PENNYMAC MTGE INVESTMENT - PMT 9 06/15/30 (PMTW) is 25.71 and the Price/Book (PB) ratio is 1.16.


How sustainable is the dividend of PENNYMAC MTGE INVESTMENT - PMT 9 06/15/30 (PMTW) stock?

The dividend rating of PENNYMAC MTGE INVESTMENT - PMT 9 06/15/30 (PMTW) is 5 / 10 and the dividend payout ratio is 211.02%.