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PARKE BANCORP INC (PKBK) Stock Fundamental Analysis

NASDAQ:PKBK - Nasdaq - US7008851062 - Common Stock - Currency: USD

20.68  +0.64 (+3.19%)

After market: 20.68 0 (0%)

Fundamental Rating

3

We assign a fundamental rating of 3 out of 10 to PKBK. PKBK was compared to 395 industry peers in the Banks industry. PKBK has a medium profitability rating, but doesn't score so well on its financial health evaluation. PKBK is valued correctly, but it does not seem to be growing.


Dividend Valuation Growth Profitability Health

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4

1. Profitability

1.1 Basic Checks

PKBK had positive earnings in the past year.
In the past year PKBK had a positive cash flow from operations.
Each year in the past 5 years PKBK has been profitable.
In the past 5 years PKBK always reported a positive cash flow from operatings.
PKBK Yearly Net Income VS EBIT VS OCF VS FCFPKBK Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M 40M

1.2 Ratios

The Return On Assets of PKBK (1.36%) is better than 86.33% of its industry peers.
PKBK has a Return On Equity of 9.52%. This is in the better half of the industry: PKBK outperforms 62.53% of its industry peers.
Industry RankSector Rank
ROA 1.36%
ROE 9.52%
ROIC N/A
ROA(3y)1.6%
ROA(5y)1.61%
ROE(3y)11.63%
ROE(5y)13.31%
ROIC(3y)N/A
ROIC(5y)N/A
PKBK Yearly ROA, ROE, ROICPKBK Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 5 10 15

1.3 Margins

PKBK's Profit Margin of 44.58% is amongst the best of the industry. PKBK outperforms 98.48% of its industry peers.
PKBK's Profit Margin has declined in the last couple of years.
The Operating Margin and Gross Margin are not available for PKBK so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) 44.58%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-5.84%
PM growth 5Y-2.33%
GM growth 3YN/A
GM growth 5YN/A
PKBK Yearly Profit, Operating, Gross MarginsPKBK Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 10 20 30 40 50

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3

2. Health

2.1 Basic Checks

PKBK does not have a ROIC to compare to the WACC, probably because it is not profitable.
The number of shares outstanding for PKBK has been reduced compared to 1 year ago.
PKBK has more shares outstanding than it did 5 years ago.
PKBK has a better debt/assets ratio than last year.
PKBK Yearly Shares OutstandingPKBK Yearly Shares OutstandingYearly Shares Outstanding 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2M 4M 6M 8M 10M
PKBK Yearly Total Debt VS Total AssetsPKBK Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 500M 1B 1.5B 2B

2.2 Solvency

The Debt to FCF ratio of PKBK is 1.30, which is an excellent value as it means it would take PKBK, only 1.30 years of fcf income to pay off all of its debts.
With a decent Debt to FCF ratio value of 1.30, PKBK is doing good in the industry, outperforming 66.33% of the companies in the same industry.
PKBK has a Debt/Equity ratio of 0.14. This is a healthy value indicating a solid balance between debt and equity.
The Debt to Equity ratio of PKBK (0.14) is comparable to the rest of the industry.
Industry RankSector Rank
Debt/Equity 0.14
Debt/FCF 1.3
Altman-Z N/A
ROIC/WACCN/A
WACC17.34%
PKBK Yearly LT Debt VS Equity VS FCFPKBK Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
PKBK Yearly Current Assets VS Current LiabilitesPKBK Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2M 4M 6M 8M 10M

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2

3. Growth

3.1 Past

PKBK shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 24.70%, which is quite impressive.
The Earnings Per Share has been decreasing by -1.79% on average over the past years.
Looking at the last year, PKBK shows a decrease in Revenue. The Revenue has decreased by -2.65% in the last year.
The Revenue has been growing slightly by 0.74% on average over the past years.
EPS 1Y (TTM)24.7%
EPS 3Y-12.3%
EPS 5Y-1.79%
EPS Q2Q%27.85%
Revenue 1Y (TTM)-2.65%
Revenue growth 3Y-6.84%
Revenue growth 5Y0.74%
Sales Q2Q%15.31%

3.2 Future

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
PKBK Yearly Revenue VS EstimatesPKBK Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M

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4

4. Valuation

4.1 Price/Earnings Ratio

The Price/Earnings ratio is 8.58, which indicates a very decent valuation of PKBK.
91.14% of the companies in the same industry are more expensive than PKBK, based on the Price/Earnings ratio.
Compared to an average S&P500 Price/Earnings ratio of 26.86, PKBK is valued rather cheaply.
Industry RankSector Rank
PE 8.58
Fwd PE N/A
PKBK Price Earnings VS Forward Price EarningsPKBK Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0

4.2 Price Multiples

Based on the Price/Free Cash Flow ratio, PKBK is valued cheaply inside the industry as 83.80% of the companies are valued more expensively.
Industry RankSector Rank
P/FCF 7.35
EV/EBITDA N/A
PKBK Per share dataPKBK EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10 15 20 25

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A

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5

5. Dividend

5.1 Amount

With a Yearly Dividend Yield of 3.78%, PKBK has a reasonable but not impressive dividend return.
PKBK's Dividend Yield is a higher than the industry average which is at 3.61.
PKBK's Dividend Yield is rather good when compared to the S&P500 average which is at 2.43.
Industry RankSector Rank
Dividend Yield 3.78%

5.2 History

The dividend of PKBK has a limited annual growth rate of 5.54%.
PKBK has paid a dividend for at least 10 years, which is a reliable track record.
The dividend of PKBK decreased in the last 3 years.
Dividend Growth(5Y)5.54%
Div Incr Years0
Div Non Decr Years2
PKBK Yearly Dividends per sharePKBK Yearly Dividends per shareYearly Dividends per share 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0.2 0.4 0.6

5.3 Sustainability

PKBK pays out 29.44% of its income as dividend. This is a sustainable payout ratio.
DP29.44%
EPS Next 2YN/A
EPS Next 3YN/A
PKBK Yearly Income VS Free CF VS DividendPKBK Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M 40M
PKBK Dividend Payout.PKBK Dividend Payout, showing the Payout Ratio.PKBK Dividend Payout.PayoutRetained Earnings

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PARKE BANCORP INC

NASDAQ:PKBK (6/26/2025, 4:04:05 PM)

After market: 20.68 0 (0%)

20.68

+0.64 (+3.19%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)04-17 2025-04-17/amc
Earnings (Next)07-16 2025-07-16
Inst Owners49.91%
Inst Owner Change2.37%
Ins Owners8.7%
Ins Owner Change-1.4%
Market Cap244.85M
Analysts0
Price TargetN/A
Short Float %0.54%
Short Ratio2.49
Dividend
Industry RankSector Rank
Dividend Yield 3.78%
Yearly Dividend0.72
Dividend Growth(5Y)5.54%
DP29.44%
Div Incr Years0
Div Non Decr Years2
Ex-Date04-04 2025-04-04 (0.18)
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 8.58
Fwd PE N/A
P/S 3.75
P/FCF 7.35
P/OCF 7.24
P/B 0.8
P/tB 0.8
EV/EBITDA N/A
EPS(TTM)2.41
EY11.65%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)2.81
FCFY13.61%
OCF(TTM)2.86
OCFY13.81%
SpS5.52
BVpS25.84
TBVpS25.84
PEG (NY)N/A
PEG (5Y)N/A
Profitability
Industry RankSector Rank
ROA 1.36%
ROE 9.52%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 44.58%
GM N/A
FCFM 51.02%
ROA(3y)1.6%
ROA(5y)1.61%
ROE(3y)11.63%
ROE(5y)13.31%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-5.84%
PM growth 5Y-2.33%
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.03
Health
Industry RankSector Rank
Debt/Equity 0.14
Debt/FCF 1.3
Debt/EBITDA N/A
Cap/Depr 83.68%
Cap/Sales 0.74%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality 114.44%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score7
WACC17.34%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)104%
Profit Quality(5y)106.88%
High Growth Momentum
Growth
EPS 1Y (TTM)24.7%
EPS 3Y-12.3%
EPS 5Y-1.79%
EPS Q2Q%27.85%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-2.65%
Revenue growth 3Y-6.84%
Revenue growth 5Y0.74%
Sales Q2Q%15.31%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-26.3%
FCF growth 3Y-3.16%
FCF growth 5Y0.7%
OCF growth 1Y-25.42%
OCF growth 3Y-3.1%
OCF growth 5Y0.42%