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PARKE BANCORP INC (PKBK) Stock Fundamental Analysis

NASDAQ:PKBK - Nasdaq - US7008851062 - Common Stock - Currency: USD

19.4  -0.13 (-0.67%)

Fundamental Rating

3

Overall PKBK gets a fundamental rating of 3 out of 10. We evaluated PKBK against 395 industry peers in the Banks industry. There are concerns on the financial health of PKBK while its profitability can be described as average. PKBK does not seem to be growing, but still is valued expensively.


Dividend Valuation Growth Profitability Health

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4

1. Profitability

1.1 Basic Checks

In the past year PKBK was profitable.
PKBK had a positive operating cash flow in the past year.
In the past 5 years PKBK has always been profitable.
In the past 5 years PKBK always reported a positive cash flow from operatings.
PKBK Yearly Net Income VS EBIT VS OCF VS FCFPKBK Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M 40M

1.2 Ratios

PKBK has a Return On Assets of 1.28%. This is amongst the best in the industry. PKBK outperforms 82.28% of its industry peers.
PKBK has a Return On Equity (9.16%) which is comparable to the rest of the industry.
Industry RankSector Rank
ROA 1.28%
ROE 9.16%
ROIC N/A
ROA(3y)1.6%
ROA(5y)1.61%
ROE(3y)11.63%
ROE(5y)13.31%
ROIC(3y)N/A
ROIC(5y)N/A
PKBK Yearly ROA, ROE, ROICPKBK Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 5 10 15

1.3 Margins

PKBK's Profit Margin of 43.63% is amongst the best of the industry. PKBK outperforms 97.97% of its industry peers.
In the last couple of years the Profit Margin of PKBK has declined.
PKBK does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) 43.63%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-5.84%
PM growth 5Y-2.33%
GM growth 3YN/A
GM growth 5YN/A
PKBK Yearly Profit, Operating, Gross MarginsPKBK Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 10 20 30 40 50

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3

2. Health

2.1 Basic Checks

PKBK does not have a ROIC to compare to the WACC, probably because it is not profitable.
The number of shares outstanding for PKBK has been reduced compared to 1 year ago.
The number of shares outstanding for PKBK has been increased compared to 5 years ago.
PKBK has a better debt/assets ratio than last year.
PKBK Yearly Shares OutstandingPKBK Yearly Shares OutstandingYearly Shares Outstanding 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2M 4M 6M 8M 10M
PKBK Yearly Total Debt VS Total AssetsPKBK Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 500M 1B 1.5B 2B

2.2 Solvency

PKBK has a debt to FCF ratio of 1.24. This is a very positive value and a sign of high solvency as it would only need 1.24 years to pay back of all of its debts.
PKBK has a better Debt to FCF ratio (1.24) than 67.85% of its industry peers.
PKBK has a Debt/Equity ratio of 0.14. This is a healthy value indicating a solid balance between debt and equity.
PKBK has a Debt to Equity ratio (0.14) which is in line with its industry peers.
Industry RankSector Rank
Debt/Equity 0.14
Debt/FCF 1.24
Altman-Z N/A
ROIC/WACCN/A
WACC17.07%
PKBK Yearly LT Debt VS Equity VS FCFPKBK Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
PKBK Yearly Current Assets VS Current LiabilitesPKBK Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2M 4M 6M 8M 10M

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1

3. Growth

3.1 Past

The Earnings Per Share has grown by an impressive 39.05% over the past year.
Looking at the last year, PKBK shows a decrease in Revenue. The Revenue has decreased by -2.65% in the last year.
EPS 1Y (TTM)39.05%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%27.77%
Revenue 1Y (TTM)-2.65%
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%15.31%

3.2 Future

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
PKBK Yearly Revenue VS EstimatesPKBK Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M

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2

4. Valuation

4.1 Price/Earnings Ratio

The Price/Earnings ratio is 194.00, which means the current valuation is very expensive for PKBK.
Based on the Price/Earnings ratio, PKBK is valued expensively inside the industry as 88.61% of the companies are valued cheaper.
When comparing the Price/Earnings ratio of PKBK to the average of the S&P500 Index (26.17), we can say PKBK is valued expensively.
Industry RankSector Rank
PE 194
Fwd PE N/A
PKBK Price Earnings VS Forward Price EarningsPKBK Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0

4.2 Price Multiples

86.84% of the companies in the same industry are more expensive than PKBK, based on the Price/Free Cash Flow ratio.
Industry RankSector Rank
P/FCF 6.56
EV/EBITDA N/A
PKBK Per share dataPKBK EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10 15 20 25

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A

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5

5. Dividend

5.1 Amount

PKBK has a Yearly Dividend Yield of 3.65%. Purely for dividend investing, there may be better candidates out there.
Compared to an average industry Dividend Yield of 3.45, PKBK pays a bit more dividend than its industry peers.
PKBK's Dividend Yield is rather good when compared to the S&P500 average which is at 2.40.
Industry RankSector Rank
Dividend Yield 3.65%

5.2 History

The dividend of PKBK has a limited annual growth rate of 5.54%.
PKBK has paid a dividend for at least 10 years, which is a reliable track record.
The dividend of PKBK decreased in the last 3 years.
Dividend Growth(5Y)5.54%
Div Incr Years1
Div Non Decr Years2
PKBK Yearly Dividends per sharePKBK Yearly Dividends per shareYearly Dividends per share 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0.2 0.4 0.6

5.3 Sustainability

31.29% of the earnings are spent on dividend by PKBK. This is a low number and sustainable payout ratio.
DP31.29%
EPS Next 2YN/A
EPS Next 3YN/A
PKBK Yearly Income VS Free CF VS DividendPKBK Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M 40M
PKBK Dividend Payout.PKBK Dividend Payout, showing the Payout Ratio.PKBK Dividend Payout.PayoutRetained Earnings

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PARKE BANCORP INC

NASDAQ:PKBK (5/29/2025, 12:16:11 PM)

19.4

-0.13 (-0.67%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)04-17 2025-04-17/amc
Earnings (Next)07-17 2025-07-17
Inst Owners49.78%
Inst Owner Change0.25%
Ins Owners10.53%
Ins Owner Change-4.24%
Market Cap229.70M
Analysts0
Price TargetN/A
Short Float %0.58%
Short Ratio2.16
Dividend
Industry RankSector Rank
Dividend Yield 3.65%
Yearly Dividend0.72
Dividend Growth(5Y)5.54%
DP31.29%
Div Incr Years1
Div Non Decr Years2
Ex-Date04-04 2025-04-04 (0.18)
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 194
Fwd PE N/A
P/S 3.65
P/FCF 6.56
P/OCF 6.53
P/B 0.77
P/tB 0.77
EV/EBITDA N/A
EPS(TTM)0.1
EY0.52%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)2.96
FCFY15.25%
OCF(TTM)2.97
OCFY15.31%
SpS5.32
BVpS25.34
TBVpS25.34
PEG (NY)N/A
PEG (5Y)N/A
Profitability
Industry RankSector Rank
ROA 1.28%
ROE 9.16%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 43.63%
GM N/A
FCFM 55.61%
ROA(3y)1.6%
ROA(5y)1.61%
ROE(3y)11.63%
ROE(5y)13.31%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-5.84%
PM growth 5Y-2.33%
GM growth 3YN/A
GM growth 5YN/A
F-Score6
Asset Turnover0.03
Health
Industry RankSector Rank
Debt/Equity 0.14
Debt/FCF 1.24
Debt/EBITDA N/A
Cap/Depr 20.84%
Cap/Sales 0.19%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality 127.45%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score6
WACC17.07%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)104%
Profit Quality(5y)106.88%
High Growth Momentum
Growth
EPS 1Y (TTM)39.05%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%27.77%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-2.65%
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%15.31%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y52.22%
FCF growth 3Y-3.16%
FCF growth 5Y0.7%
OCF growth 1Y52.74%
OCF growth 3Y-3.1%
OCF growth 5Y0.42%