22.84 USD
+0.56 (+2.51%)
22.84 USD
0 (0%)
PKBK gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 387 industry peers in the Banks industry. PKBK has an average financial health and profitability rating. PKBK does not seem to be growing, but still is valued expensively.
1. Profitability
1.1 Basic Checks
PKBK had positive earnings in the past year.
PKBK had a positive operating cash flow in the past year.
Each year in the past 5 years PKBK has been profitable.
PKBK had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
PKBK has a better Return On Assets (1.57%) than 89.66% of its industry peers.
PKBK has a better Return On Equity (10.82%) than 73.39% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.57% | ||
| ROE | 10.82% | ||
| ROIC | N/A |
ROA(3y)1.6%
ROA(5y)1.61%
ROE(3y)11.63%
ROE(5y)13.31%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
Looking at the Profit Margin, with a value of 46.11%, PKBK belongs to the top of the industry, outperforming 98.97% of the companies in the same industry.
PKBK's Profit Margin has declined in the last couple of years.
PKBK does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 46.11% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-5.84%
PM growth 5Y-2.33%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
PKBK does not have a ROIC to compare to the WACC, probably because it is not profitable.
The number of shares outstanding for PKBK has been reduced compared to 1 year ago.
The number of shares outstanding for PKBK has been increased compared to 5 years ago.
PKBK has a better debt/assets ratio than last year.
2.2 Solvency
PKBK has a debt to FCF ratio of 0.41. This is a very positive value and a sign of high solvency as it would only need 0.41 years to pay back of all of its debts.
PKBK has a Debt to FCF ratio of 0.41. This is amongst the best in the industry. PKBK outperforms 82.43% of its industry peers.
A Debt/Equity ratio of 0.04 indicates that PKBK is not too dependend on debt financing.
The Debt to Equity ratio of PKBK (0.04) is better than 81.40% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.04 | ||
| Debt/FCF | 0.41 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC16%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
PKBK shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 21.66%, which is quite impressive.
PKBK shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -1.79% yearly.
Looking at the last year, PKBK shows a quite strong growth in Revenue. The Revenue has grown by 16.82% in the last year.
The Revenue has been growing slightly by 0.74% on average over the past years.
EPS 1Y (TTM)21.66%
EPS 3Y-12.3%
EPS 5Y-1.79%
EPS Q2Q%43.88%
Revenue 1Y (TTM)16.82%
Revenue growth 3Y-6.84%
Revenue growth 5Y0.74%
Sales Q2Q%34.5%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 8.04, the valuation of PKBK can be described as reasonable.
93.54% of the companies in the same industry are more expensive than PKBK, based on the Price/Earnings ratio.
Compared to an average S&P500 Price/Earnings ratio of 25.98, PKBK is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.04 | ||
| Fwd PE | N/A |
4.2 Price Multiples
PKBK's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. PKBK is cheaper than 78.55% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 8.19 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
PKBK has a Yearly Dividend Yield of 3.36%. Purely for dividend investing, there may be better candidates out there.
PKBK's Dividend Yield is a higher than the industry average which is at 3.33.
Compared to an average S&P500 Dividend Yield of 2.41, PKBK pays a bit more dividend than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.36% |
5.2 History
The dividend of PKBK has a limited annual growth rate of 5.54%.
PKBK has been paying a dividend for at least 10 years, so it has a reliable track record.
The dividend of PKBK decreased in the last 3 years.
Dividend Growth(5Y)5.54%
Div Incr Years0
Div Non Decr Years2
5.3 Sustainability
25.10% of the earnings are spent on dividend by PKBK. This is a low number and sustainable payout ratio.
DP25.1%
EPS Next 2YN/A
EPS Next 3YN/A
22.84
+0.56 (+2.51%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)
Earnings (Next)
Inst Owners52.27%
Inst Owner Change4.28%
Ins Owners8.62%
Ins Owner Change-0.44%
Market Cap270.65M
Revenue(TTM)73.89M
Net Income(TTM)34.07M
Analysts0
Price TargetN/A
Short Float %0.56%
Short Ratio2.44
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.36% |
Yearly Dividend0.72
Dividend Growth(5Y)5.54%
DP25.1%
Div Incr Years0
Div Non Decr Years2
Ex-Date
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.04 | ||
| Fwd PE | N/A | ||
| P/S | 3.66 | ||
| P/FCF | 8.19 | ||
| P/OCF | 8.05 | ||
| P/B | 0.86 | ||
| P/tB | 0.86 | ||
| EV/EBITDA | N/A |
EPS(TTM)2.84
EY12.43%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)2.79
FCFY12.2%
OCF(TTM)2.84
OCFY12.42%
SpS6.24
BVpS26.57
TBVpS26.57
PEG (NY)N/A
PEG (5Y)N/A
Graham Number41.2
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.57% | ||
| ROE | 10.82% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 46.11% | ||
| GM | N/A | ||
| FCFM | 44.71% |
ROA(3y)1.6%
ROA(5y)1.61%
ROE(3y)11.63%
ROE(5y)13.31%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-5.84%
PM growth 5Y-2.33%
GM growth 3YN/A
GM growth 5YN/A
F-Score8
Asset Turnover0.03
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.04 | ||
| Debt/FCF | 0.41 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 110.78% | ||
| Cap/Sales | 0.81% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | 96.95% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score8
WACC16%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)104%
Profit Quality(5y)106.88%
High Growth Momentum
Growth
EPS 1Y (TTM)21.66%
EPS 3Y-12.3%
EPS 5Y-1.79%
EPS Q2Q%43.88%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)16.82%
Revenue growth 3Y-6.84%
Revenue growth 5Y0.74%
Sales Q2Q%34.5%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y43.18%
FCF growth 3Y-3.16%
FCF growth 5Y0.7%
OCF growth 1Y45.39%
OCF growth 3Y-3.1%
OCF growth 5Y0.42%
PARKE BANCORP INC / PKBK FAQ
Can you provide the ChartMill fundamental rating for PARKE BANCORP INC?
ChartMill assigns a fundamental rating of 4 / 10 to PKBK.
Can you provide the valuation status for PARKE BANCORP INC?
ChartMill assigns a valuation rating of 3 / 10 to PARKE BANCORP INC (PKBK). This can be considered as Overvalued.
What is the profitability of PKBK stock?
PARKE BANCORP INC (PKBK) has a profitability rating of 4 / 10.
What are the PE and PB ratios of PARKE BANCORP INC (PKBK) stock?
The Price/Earnings (PE) ratio for PARKE BANCORP INC (PKBK) is 8.04 and the Price/Book (PB) ratio is 0.86.