PARKE BANCORP INC (PKBK)
US7008851062 - Common Stock
PKBK gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 412 industry peers in the Banks industry. PKBK has a medium profitability rating, but doesn't score so well on its financial health evaluation. PKBK does not seem to be growing, but still is valued expensively. Finally PKBK also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
PKBK had positive earnings in the past year.
PKBK had a positive operating cash flow in the past year.
PKBK had positive earnings in each of the past 5 years.
In the past 5 years PKBK always reported a positive cash flow from operatings.
1.2 Ratios
The Return On Assets of PKBK (1.40%) is better than 86.41% of its industry peers.
PKBK's Return On Equity of 10.00% is in line compared to the rest of the industry. PKBK outperforms 58.50% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.4% | ||
| ROE | 10% | ||
| ROIC | N/A |
ROA(3y)1.81%
ROA(5y)1.71%
ROE(3y)14.41%
ROE(5y)14.83%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
PKBK has a better Profit Margin (40.09%) than 94.66% of its industry peers.
In the last couple of years the Profit Margin of PKBK has declined.
PKBK does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 40.09% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-1.91%
PM growth 5Y-3.26%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
PKBK does not have a ROIC to compare to the WACC, probably because it is not profitable.
The number of shares outstanding for PKBK has been increased compared to 1 year ago.
The number of shares outstanding for PKBK has been increased compared to 5 years ago.
PKBK has a better debt/assets ratio than last year.
2.2 Solvency
PKBK has a debt to FCF ratio of 1.87. This is a very positive value and a sign of high solvency as it would only need 1.87 years to pay back of all of its debts.
PKBK's Debt to FCF ratio of 1.87 is fine compared to the rest of the industry. PKBK outperforms 60.68% of its industry peers.
A Debt/Equity ratio of 0.15 indicates that PKBK is not too dependend on debt financing.
PKBK has a Debt to Equity ratio of 0.15. This is in the better half of the industry: PKBK outperforms 66.26% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.15 | ||
| Debt/FCF | 1.87 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC16.79%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
The earnings per share for PKBK have decreased strongly by -31.88% in the last year.
The Earnings Per Share has been growing slightly by 2.93% on average over the past years.
Looking at the last year, PKBK shows a very negative growth in Revenue. The Revenue has decreased by -13.22% in the last year.
PKBK shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 6.60% yearly.
EPS 1Y (TTM)-31.88%
EPS 3Y-0.35%
EPS 5Y2.93%
EPS growth Q2Q-22.09%
Revenue 1Y (TTM)-13.22%
Revenue growth 3Y1.99%
Revenue growth 5Y6.6%
Revenue growth Q2Q-18.02%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 7.03 indicates a rather cheap valuation of PKBK.
PKBK's Price/Earnings ratio is rather cheap when compared to the industry. PKBK is cheaper than 86.65% of the companies in the same industry.
PKBK's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 24.84.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.03 | ||
| Fwd PE | N/A |
4.2 Price Multiples
Compared to the rest of the industry, the Price/Free Cash Flow ratio of PKBK is on the same level as its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 8.55 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)2.4
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 4.37%, PKBK is a good candidate for dividend investing.
PKBK's Dividend Yield is a higher than the industry average which is at 3.83.
Compared to an average S&P500 Dividend Yield of 2.41, PKBK pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.37% |
5.2 History
The dividend of PKBK is nicely growing with an annual growth rate of 7.43%!
PKBK has been paying a dividend for at least 10 years, so it has a reliable track record.
The dividend of PKBK decreased recently.
Dividend Growth(5Y)7.43%
Div Incr Years1
Div Non Decr Years1
5.3 Sustainability
PKBK pays out 30.35% of its income as dividend. This is a sustainable payout ratio.
PKBK's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP30.35%
EPS Next 2YN/A
EPS Next 3YN/A
PARKE BANCORP INC
NASDAQ:PKBK (4/26/2024, 7:10:16 PM)
After market: 16.46 0 (0%)16.46
-0.01 (-0.06%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)
Earnings (Next)
Inst Owners
Inst Owner Change
Ins Owners
Ins Owner Change
Market Cap196.86M
Analysts
Price Target
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.37% |
Dividend Growth(5Y)
DP
Div Incr Years
Div Non Decr Years
Ex-Date
Surprises & Revisions
EPS beat(2)
Avg EPS beat(2)
Min EPS beat(2)
Max EPS beat(2)
EPS beat(4)
Avg EPS beat(4)
Min EPS beat(4)
Max EPS beat(4)
EPS beat(8)
Avg EPS beat(8)
EPS beat(12)
Avg EPS beat(12)
EPS beat(16)
Avg EPS beat(16)
Revenue beat(2)
Avg Revenue beat(2)
Min Revenue beat(2)
Max Revenue beat(2)
Revenue beat(4)
Avg Revenue beat(4)
Min Revenue beat(4)
Max Revenue beat(4)
Revenue beat(8)
Avg Revenue beat(8)
Revenue beat(12)
Avg Revenue beat(12)
Revenue beat(16)
Avg Revenue beat(16)
PT rev (1m)
PT rev (3m)
EPS NQ rev (1m)
EPS NQ rev (3m)
EPS NY rev (1m)
EPS NY rev (3m)
Revenue NQ rev (1m)
Revenue NQ rev (3m)
Revenue NY rev (1m)
Revenue NY rev (3m)
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.03 | ||
| Fwd PE | N/A | ||
| P/S | |||
| P/FCF | |||
| P/OCF | |||
| P/B | |||
| P/tB | |||
| EV/EBITDA |
EPS(TTM)
EY
EPS(NY)
Fwd EY
FCF(TTM)
FCFY
OCF(TTM)
OCFY
SpS
BVpS
TBVpS
PEG (NY)N/A
PEG (5Y)2.4
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.4% | ||
| ROE | 10% | ||
| ROCE | |||
| ROIC | |||
| ROICexc | |||
| ROICexgc | |||
| OM | N/A | ||
| PM (TTM) | 40.09% | ||
| GM | N/A | ||
| FCFM |
ROA(3y)
ROA(5y)
ROE(3y)
ROE(5y)
ROIC(3y)
ROIC(5y)
ROICexc(3y)
ROICexc(5y)
ROICexgc(3y)
ROICexgc(5y)
ROCE(3y)
ROCE(5y)
ROICexcg growth 3Y
ROICexcg growth 5Y
ROICexc growth 3Y
ROICexc growth 5Y
OM growth 3Y
OM growth 5Y
PM growth 3Y
PM growth 5Y
GM growth 3Y
GM growth 5Y
F-Score
Asset Turnover0.04
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.15 | ||
| Debt/FCF | |||
| Debt/EBITDA | |||
| Cap/Depr | |||
| Cap/Sales | |||
| Interest Coverage | |||
| Cash Conversion | |||
| Profit Quality | |||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z |
F-Score
WACC
ROIC/WACC
Cap/Depr(3y)
Cap/Depr(5y)
Cap/Sales(3y)
Cap/Sales(5y)
Profit Quality(3y)
Profit Quality(5y)
Growth
EPS 1Y (TTM)-31.88%
EPS 3Y-0.35%
EPS 5Y
EPS growth Q2Q
EPS Next YN/A
EPS Next 2Y
EPS Next 3Y
EPS Next 5Y
Revenue 1Y (TTM)-13.22%
Revenue growth 3Y1.99%
Revenue growth 5Y
Revenue growth Q2Q
Revenue Next Year
Revenue Next 2Y
Revenue Next 3Y
Revenue Next 5Y
EBIT growth 1Y
EBIT growth 3Y
EBIT growth 5Y
EBIT Next Year
EBIT Next 3Y
EBIT Next 5Y
FCF growth 1Y
FCF growth 3Y
FCF growth 5Y
OCF growth 1Y
OCF growth 3Y
OCF growth 5Y