PULTEGROUP INC (PHM) Fundamental Analysis & Valuation

NYSE:PHM • US7458671010

Current stock price

127.56 USD
-3.08 (-2.36%)
At close:
127.56 USD
0 (0%)
After Hours:

This PHM fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

8

1. PHM Profitability Analysis

1.1 Basic Checks

  • PHM had positive earnings in the past year.
  • In the past year PHM had a positive cash flow from operations.
  • Each year in the past 5 years PHM has been profitable.
  • PHM had a positive operating cash flow in each of the past 5 years.
PHM Yearly Net Income VS EBIT VS OCF VS FCFPHM Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B

1.2 Ratios

  • PHM has a better Return On Assets (12.29%) than 90.00% of its industry peers.
  • PHM's Return On Equity of 17.09% is amongst the best of the industry. PHM outperforms 86.67% of its industry peers.
  • With an excellent Return On Invested Capital value of 14.00%, PHM belongs to the best of the industry, outperforming 88.33% of the companies in the same industry.
  • Measured over the past 3 years, the Average Return On Invested Capital for PHM is significantly above the industry average of 9.06%.
Industry RankSector Rank
ROA 12.29%
ROE 17.09%
ROIC 14%
ROA(3y)15.39%
ROA(5y)15.64%
ROE(3y)22.5%
ROE(5y)24.49%
ROIC(3y)17.24%
ROIC(5y)17.82%
PHM Yearly ROA, ROE, ROICPHM Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15 20 25

1.3 Margins

  • With an excellent Profit Margin value of 12.82%, PHM belongs to the best of the industry, outperforming 93.33% of the companies in the same industry.
  • In the last couple of years the Profit Margin of PHM has remained more or less at the same level.
  • Looking at the Operating Margin, with a value of 17.27%, PHM belongs to the top of the industry, outperforming 95.00% of the companies in the same industry.
  • In the last couple of years the Operating Margin of PHM has grown nicely.
  • With a Gross Margin value of 26.41%, PHM perfoms like the industry average, outperforming 56.67% of the companies in the same industry.
  • In the last couple of years the Gross Margin of PHM has remained more or less at the same level.
Industry RankSector Rank
OM 17.27%
PM (TTM) 12.82%
GM 26.41%
OM growth 3Y-6.34%
OM growth 5Y2.15%
PM growth 3Y-7.62%
PM growth 5Y0.29%
GM growth 3Y-3.84%
GM growth 5Y1.31%
PHM Yearly Profit, Operating, Gross MarginsPHM Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10 20 30

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8

2. PHM Health Analysis

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is well above the Cost of Capital (WACC), so PHM is creating value.
  • Compared to 1 year ago, PHM has less shares outstanding
  • Compared to 5 years ago, PHM has less shares outstanding
  • PHM has a better debt/assets ratio than last year.
PHM Yearly Shares OutstandingPHM Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M
PHM Yearly Total Debt VS Total AssetsPHM Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5B 10B 15B

2.2 Solvency

  • An Altman-Z score of 6.07 indicates that PHM is not in any danger for bankruptcy at the moment.
  • Looking at the Altman-Z score, with a value of 6.07, PHM belongs to the top of the industry, outperforming 86.67% of the companies in the same industry.
  • The Debt to FCF ratio of PHM is 1.24, which is an excellent value as it means it would take PHM, only 1.24 years of fcf income to pay off all of its debts.
  • PHM has a better Debt to FCF ratio (1.24) than 76.67% of its industry peers.
  • PHM has a Debt/Equity ratio of 0.17. This is a healthy value indicating a solid balance between debt and equity.
  • Looking at the Debt to Equity ratio, with a value of 0.17, PHM is in the better half of the industry, outperforming 70.00% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.17
Debt/FCF 1.24
Altman-Z 6.07
ROIC/WACC1.47
WACC9.53%
PHM Yearly LT Debt VS Equity VS FCFPHM Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B 8B 10B

2.3 Liquidity

  • A Current Ratio of 6.82 indicates that PHM has no problem at all paying its short term obligations.
  • PHM has a Current ratio of 6.82. This is in the better half of the industry: PHM outperforms 80.00% of its industry peers.
  • A Quick Ratio of 1.02 indicates that PHM should not have too much problems paying its short term obligations.
  • PHM has a Quick ratio of 1.02. This is comparable to the rest of the industry: PHM outperforms 45.00% of its industry peers.
Industry RankSector Rank
Current Ratio 6.82
Quick Ratio 1.02
PHM Yearly Current Assets VS Current LiabilitesPHM Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5B 10B 15B

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3

3. PHM Growth Analysis

3.1 Past

  • PHM shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -26.77%.
  • PHM shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 18.05% yearly.
  • The Revenue has decreased by -3.54% in the past year.
  • The Revenue has been growing by 9.42% on average over the past years. This is quite good.
EPS 1Y (TTM)-26.77%
EPS 3Y0.73%
EPS 5Y18.05%
EPS Q2Q%-30.35%
Revenue 1Y (TTM)-3.54%
Revenue growth 3Y2.66%
Revenue growth 5Y9.42%
Sales Q2Q%-12.44%

3.2 Future

  • PHM is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 6.72% yearly.
  • Based on estimates for the next years, PHM will show a small growth in Revenue. The Revenue will grow by 2.60% on average per year.
EPS Next Y-7.36%
EPS Next 2Y1.99%
EPS Next 3Y6.72%
EPS Next 5YN/A
Revenue Next Year-3.08%
Revenue Next 2Y0.64%
Revenue Next 3Y2.6%
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
PHM Yearly Revenue VS EstimatesPHM Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 5B 10B 15B
PHM Yearly EPS VS EstimatesPHM Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 5 10

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6

4. PHM Valuation Analysis

4.1 Price/Earnings Ratio

  • PHM is valuated correctly with a Price/Earnings ratio of 12.34.
  • 66.67% of the companies in the same industry are more expensive than PHM, based on the Price/Earnings ratio.
  • PHM's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.42.
  • With a Price/Forward Earnings ratio of 11.03, the valuation of PHM can be described as very reasonable.
  • 68.33% of the companies in the same industry are more expensive than PHM, based on the Price/Forward Earnings ratio.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 22.24, PHM is valued rather cheaply.
Industry RankSector Rank
PE 12.34
Fwd PE 11.03
PHM Price Earnings VS Forward Price EarningsPHM Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • PHM's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. PHM is cheaper than 63.33% of the companies in the same industry.
  • Based on the Price/Free Cash Flow ratio, PHM is valued a bit cheaper than 65.00% of the companies in the same industry.
Industry RankSector Rank
P/FCF 13.98
EV/EBITDA 7.95
PHM Per share dataPHM EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 20 40 60 80

4.3 Compensation for Growth

  • PHM has an outstanding profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.68
EPS Next 2Y1.99%
EPS Next 3Y6.72%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. PHM Dividend Analysis

5.1 Amount

  • With a yearly dividend of 0.80%, PHM is not a good candidate for dividend investing.
  • Compared to an average industry Dividend Yield of 1.30, PHM pays a bit more dividend than its industry peers.
  • With a Dividend Yield of 0.80, PHM pays less dividend than the S&P500 average, which is at 1.81.
Industry RankSector Rank
Dividend Yield 0.8%

5.2 History

  • The dividend of PHM is nicely growing with an annual growth rate of 12.95%!
  • PHM has paid a dividend for at least 10 years, which is a reliable track record.
  • PHM has not decreased its dividend for at least 10 years, so it has a reliable track record of non decreasing dividend.
Dividend Growth(5Y)12.95%
Div Incr Years8
Div Non Decr Years12
PHM Yearly Dividends per sharePHM Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.2 0.4 0.6 0.8

5.3 Sustainability

  • PHM pays out 7.96% of its income as dividend. This is a sustainable payout ratio.
  • PHM's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP7.96%
EPS Next 2Y1.99%
EPS Next 3Y6.72%
PHM Yearly Income VS Free CF VS DividendPHM Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B
PHM Dividend Payout.PHM Dividend Payout, showing the Payout Ratio.PHM Dividend Payout.PayoutRetained Earnings

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PHM Fundamentals: All Metrics, Ratios and Statistics

PULTEGROUP INC

NYSE:PHM (4/24/2026, 8:04:00 PM)

After market: 127.56 0 (0%)

127.56

-3.08 (-2.36%)

Chartmill FA Rating
GICS IndustryGroupConsumer Durables & Apparel
GICS IndustryHousehold Durables
Earnings (Last)04-23
Earnings (Next)07-20
Inst Owners95.14%
Inst Owner Change-0.06%
Ins Owners0.59%
Ins Owner Change-1.61%
Market Cap24.44B
Revenue(TTM)17.31B
Net Income(TTM)2.22B
Analysts73.04
Price Target143.16 (12.23%)
Short Float %4.16%
Short Ratio4.21
Dividend
Industry RankSector Rank
Dividend Yield 0.8%
Yearly Dividend0.89
Dividend Growth(5Y)12.95%
DP7.96%
Div Incr Years8
Div Non Decr Years12
Ex-Date03-17
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-4.26%
Min EPS beat(2)-9.97%
Max EPS beat(2)1.44%
EPS beat(4)3
Avg EPS beat(4)-0.52%
Min EPS beat(4)-9.97%
Max EPS beat(4)5.11%
EPS beat(8)7
Avg EPS beat(8)9.63%
EPS beat(12)11
Avg EPS beat(12)10.49%
EPS beat(16)14
Avg EPS beat(16)9.48%
Revenue beat(2)2
Avg Revenue beat(2)3.41%
Min Revenue beat(2)1.24%
Max Revenue beat(2)5.58%
Revenue beat(4)3
Avg Revenue beat(4)1.77%
Min Revenue beat(4)-0.75%
Max Revenue beat(4)5.58%
Revenue beat(8)7
Avg Revenue beat(8)3.33%
Revenue beat(12)9
Avg Revenue beat(12)2.68%
Revenue beat(16)12
Avg Revenue beat(16)7.09%
PT rev (1m)-1.42%
PT rev (3m)0.75%
EPS NQ rev (1m)-0.24%
EPS NQ rev (3m)-9.49%
EPS NY rev (1m)0.17%
EPS NY rev (3m)-7.1%
Revenue NQ rev (1m)-0.06%
Revenue NQ rev (3m)-3.22%
Revenue NY rev (1m)-0.19%
Revenue NY rev (3m)-0.66%
Valuation
Industry RankSector Rank
PE 12.34
Fwd PE 11.03
P/S 1.41
P/FCF 13.98
P/OCF 13.06
P/B 1.88
P/tB 1.89
EV/EBITDA 7.95
EPS(TTM)10.34
EY8.11%
EPS(NY)11.57
Fwd EY9.07%
FCF(TTM)9.13
FCFY7.15%
OCF(TTM)9.77
OCFY7.66%
SpS90.36
BVpS67.78
TBVpS67.43
PEG (NY)N/A
PEG (5Y)0.68
Graham Number125.572 (-1.56%)
Profitability
Industry RankSector Rank
ROA 12.29%
ROE 17.09%
ROCE 18.9%
ROIC 14%
ROICexc 15.93%
ROICexgc 17.63%
OM 17.27%
PM (TTM) 12.82%
GM 26.41%
FCFM 10.1%
ROA(3y)15.39%
ROA(5y)15.64%
ROE(3y)22.5%
ROE(5y)24.49%
ROIC(3y)17.24%
ROIC(5y)17.82%
ROICexc(3y)19.5%
ROICexc(5y)20.16%
ROICexgc(3y)21.28%
ROICexgc(5y)21.74%
ROCE(3y)23.31%
ROCE(5y)24.26%
ROICexgc growth 3Y-8.54%
ROICexgc growth 5Y0.47%
ROICexc growth 3Y-9.82%
ROICexc growth 5Y-0.31%
OM growth 3Y-6.34%
OM growth 5Y2.15%
PM growth 3Y-7.62%
PM growth 5Y0.29%
GM growth 3Y-3.84%
GM growth 5Y1.31%
F-Score5
Asset Turnover0.96
Health
Industry RankSector Rank
Debt/Equity 0.17
Debt/FCF 1.24
Debt/EBITDA 0.7
Cap/Depr 109.07%
Cap/Sales 0.71%
Interest Coverage 173.35
Cash Conversion 60.31%
Profit Quality 78.81%
Current Ratio 6.82
Quick Ratio 1.02
Altman-Z 6.07
F-Score5
WACC9.53%
ROIC/WACC1.47
Cap/Depr(3y)118.7%
Cap/Depr(5y)123.8%
Cap/Sales(3y)0.65%
Cap/Sales(5y)0.64%
Profit Quality(3y)70.21%
Profit Quality(5y)56.05%
High Growth Momentum
Growth
EPS 1Y (TTM)-26.77%
EPS 3Y0.73%
EPS 5Y18.05%
EPS Q2Q%-30.35%
EPS Next Y-7.36%
EPS Next 2Y1.99%
EPS Next 3Y6.72%
EPS Next 5YN/A
Revenue 1Y (TTM)-3.54%
Revenue growth 3Y2.66%
Revenue growth 5Y9.42%
Sales Q2Q%-12.44%
Revenue Next Year-3.08%
Revenue Next 2Y0.64%
Revenue Next 3Y2.6%
Revenue Next 5YN/A
EBIT growth 1Y-23.75%
EBIT growth 3Y-3.85%
EBIT growth 5Y11.78%
EBIT Next Year-6.47%
EBIT Next 3Y2.91%
EBIT Next 5YN/A
FCF growth 1Y11.92%
FCF growth 3Y46.53%
FCF growth 5Y0.26%
OCF growth 1Y11.33%
OCF growth 3Y40.93%
OCF growth 5Y0.96%

PULTEGROUP INC / PHM Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for PULTEGROUP INC?

ChartMill assigns a fundamental rating of 6 / 10 to PHM.


Can you provide the valuation status for PULTEGROUP INC?

ChartMill assigns a valuation rating of 6 / 10 to PULTEGROUP INC (PHM). This can be considered as Fairly Valued.


What is the profitability of PHM stock?

PULTEGROUP INC (PHM) has a profitability rating of 8 / 10.


What are the PE and PB ratios of PULTEGROUP INC (PHM) stock?

The Price/Earnings (PE) ratio for PULTEGROUP INC (PHM) is 12.34 and the Price/Book (PB) ratio is 1.88.


How financially healthy is PULTEGROUP INC?

The financial health rating of PULTEGROUP INC (PHM) is 8 / 10.