PULTEGROUP INC (PHM) Fundamental Analysis & Valuation

NYSE:PHM • US7458671010

Current stock price

127.4 USD
+0.87 (+0.69%)
At close:
127.4 USD
0 (0%)
After Hours:

This PHM fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

8

1. PHM Profitability Analysis

1.1 Basic Checks

  • PHM had positive earnings in the past year.
  • In the past year PHM had a positive cash flow from operations.
  • PHM had positive earnings in each of the past 5 years.
  • Each year in the past 5 years PHM had a positive operating cash flow.
PHM Yearly Net Income VS EBIT VS OCF VS FCFPHM Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B

1.2 Ratios

  • Looking at the Return On Assets, with a value of 12.29%, PHM belongs to the top of the industry, outperforming 90.00% of the companies in the same industry.
  • PHM's Return On Equity of 17.09% is amongst the best of the industry. PHM outperforms 86.67% of its industry peers.
  • PHM has a better Return On Invested Capital (14.00%) than 88.33% of its industry peers.
  • Measured over the past 3 years, the Average Return On Invested Capital for PHM is significantly above the industry average of 9.09%.
Industry RankSector Rank
ROA 12.29%
ROE 17.09%
ROIC 14%
ROA(3y)15.39%
ROA(5y)15.64%
ROE(3y)22.5%
ROE(5y)24.49%
ROIC(3y)17.24%
ROIC(5y)17.82%
PHM Yearly ROA, ROE, ROICPHM Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15 20 25

1.3 Margins

  • PHM has a better Profit Margin (12.82%) than 93.33% of its industry peers.
  • In the last couple of years the Profit Margin of PHM has remained more or less at the same level.
  • With an excellent Operating Margin value of 17.27%, PHM belongs to the best of the industry, outperforming 95.00% of the companies in the same industry.
  • PHM's Operating Margin has improved in the last couple of years.
  • Looking at the Gross Margin, with a value of 26.41%, PHM is in line with its industry, outperforming 56.67% of the companies in the same industry.
  • PHM's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 17.27%
PM (TTM) 12.82%
GM 26.41%
OM growth 3Y-6.34%
OM growth 5Y2.15%
PM growth 3Y-7.62%
PM growth 5Y0.29%
GM growth 3Y-3.84%
GM growth 5Y1.31%
PHM Yearly Profit, Operating, Gross MarginsPHM Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10 20 30

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8

2. PHM Health Analysis

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is well above the Cost of Capital (WACC), so PHM is creating value.
  • Compared to 1 year ago, PHM has less shares outstanding
  • The number of shares outstanding for PHM has been reduced compared to 5 years ago.
  • PHM has a better debt/assets ratio than last year.
PHM Yearly Shares OutstandingPHM Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M
PHM Yearly Total Debt VS Total AssetsPHM Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5B 10B 15B

2.2 Solvency

  • An Altman-Z score of 5.98 indicates that PHM is not in any danger for bankruptcy at the moment.
  • PHM has a Altman-Z score of 5.98. This is amongst the best in the industry. PHM outperforms 86.67% of its industry peers.
  • PHM has a debt to FCF ratio of 1.24. This is a very positive value and a sign of high solvency as it would only need 1.24 years to pay back of all of its debts.
  • PHM has a better Debt to FCF ratio (1.24) than 76.67% of its industry peers.
  • PHM has a Debt/Equity ratio of 0.17. This is a healthy value indicating a solid balance between debt and equity.
  • Looking at the Debt to Equity ratio, with a value of 0.17, PHM is in the better half of the industry, outperforming 68.33% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.17
Debt/FCF 1.24
Altman-Z 5.98
ROIC/WACC1.49
WACC9.41%
PHM Yearly LT Debt VS Equity VS FCFPHM Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B 8B 10B

2.3 Liquidity

  • A Current Ratio of 6.82 indicates that PHM has no problem at all paying its short term obligations.
  • PHM has a better Current ratio (6.82) than 80.00% of its industry peers.
  • A Quick Ratio of 1.02 indicates that PHM should not have too much problems paying its short term obligations.
  • With a Quick ratio value of 1.02, PHM perfoms like the industry average, outperforming 45.00% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 6.82
Quick Ratio 1.02
PHM Yearly Current Assets VS Current LiabilitesPHM Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5B 10B 15B

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3

3. PHM Growth Analysis

3.1 Past

  • PHM shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -23.36%.
  • The Earnings Per Share has been growing by 18.05% on average over the past years. This is quite good.
  • The Revenue has decreased by -3.54% in the past year.
  • PHM shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 9.42% yearly.
EPS 1Y (TTM)-23.36%
EPS 3Y0.73%
EPS 5Y18.05%
EPS Q2Q%-42.21%
Revenue 1Y (TTM)-3.54%
Revenue growth 3Y2.66%
Revenue growth 5Y9.42%
Sales Q2Q%-6.32%

3.2 Future

  • Based on estimates for the next years, PHM will show a small growth in Earnings Per Share. The EPS will grow by 6.72% on average per year.
  • The Revenue is expected to grow by 2.60% on average over the next years.
EPS Next Y-7.36%
EPS Next 2Y1.99%
EPS Next 3Y6.72%
EPS Next 5YN/A
Revenue Next Year-3.08%
Revenue Next 2Y0.64%
Revenue Next 3Y2.6%
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
PHM Yearly Revenue VS EstimatesPHM Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 5B 10B 15B
PHM Yearly EPS VS EstimatesPHM Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 5 10

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6

4. PHM Valuation Analysis

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 11.46 indicates a reasonable valuation of PHM.
  • Compared to the rest of the industry, the Price/Earnings ratio of PHM indicates a somewhat cheap valuation: PHM is cheaper than 73.33% of the companies listed in the same industry.
  • PHM's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.89.
  • The Price/Forward Earnings ratio is 12.37, which indicates a correct valuation of PHM.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of PHM is on the same level as its industry peers.
  • PHM's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 38.50.
Industry RankSector Rank
PE 11.46
Fwd PE 12.37
PHM Price Earnings VS Forward Price EarningsPHM Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, PHM is valued a bit cheaper than the industry average as 66.67% of the companies are valued more expensively.
  • 68.33% of the companies in the same industry are more expensive than PHM, based on the Price/Free Cash Flow ratio.
Industry RankSector Rank
P/FCF 13.96
EV/EBITDA 7.7
PHM Per share dataPHM EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 20 40 60 80

4.3 Compensation for Growth

  • PHM has an outstanding profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.63
EPS Next 2Y1.99%
EPS Next 3Y6.72%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. PHM Dividend Analysis

5.1 Amount

  • With a yearly dividend of 0.86%, PHM is not a good candidate for dividend investing.
  • Compared to an average industry Dividend Yield of 1.30, PHM pays a bit more dividend than its industry peers.
  • With a Dividend Yield of 0.86, PHM pays less dividend than the S&P500 average, which is at 1.82.
Industry RankSector Rank
Dividend Yield 0.86%

5.2 History

  • On average, the dividend of PHM grows each year by 12.95%, which is quite nice.
  • PHM has paid a dividend for at least 10 years, which is a reliable track record.
  • PHM has not decreased their dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)12.95%
Div Incr Years8
Div Non Decr Years12
PHM Yearly Dividends per sharePHM Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.2 0.4 0.6 0.8

5.3 Sustainability

  • 7.96% of the earnings are spent on dividend by PHM. This is a low number and sustainable payout ratio.
  • PHM's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP7.96%
EPS Next 2Y1.99%
EPS Next 3Y6.72%
PHM Yearly Income VS Free CF VS DividendPHM Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B
PHM Dividend Payout.PHM Dividend Payout, showing the Payout Ratio.PHM Dividend Payout.PayoutRetained Earnings

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PHM Fundamentals: All Metrics, Ratios and Statistics

PULTEGROUP INC

NYSE:PHM (4/20/2026, 4:10:01 PM)

After market: 127.4 0 (0%)

127.4

+0.87 (+0.69%)

Chartmill FA Rating
GICS IndustryGroupConsumer Durables & Apparel
GICS IndustryHousehold Durables
Earnings (Last)01-29
Earnings (Next)04-23
Inst Owners95.14%
Inst Owner Change-0.06%
Ins Owners0.59%
Ins Owner Change-1.61%
Market Cap24.41B
Revenue(TTM)17.31B
Net Income(TTM)2.22B
Analysts73.04
Price Target143.16 (12.37%)
Short Float %4.16%
Short Ratio4.21
Dividend
Industry RankSector Rank
Dividend Yield 0.86%
Yearly Dividend0.89
Dividend Growth(5Y)12.95%
DP7.96%
Div Incr Years8
Div Non Decr Years12
Ex-Date03-17
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-4.26%
Min EPS beat(2)-9.97%
Max EPS beat(2)1.44%
EPS beat(4)3
Avg EPS beat(4)-0.52%
Min EPS beat(4)-9.97%
Max EPS beat(4)5.11%
EPS beat(8)7
Avg EPS beat(8)9.63%
EPS beat(12)11
Avg EPS beat(12)10.49%
EPS beat(16)14
Avg EPS beat(16)9.48%
Revenue beat(2)2
Avg Revenue beat(2)3.41%
Min Revenue beat(2)1.24%
Max Revenue beat(2)5.58%
Revenue beat(4)3
Avg Revenue beat(4)1.77%
Min Revenue beat(4)-0.75%
Max Revenue beat(4)5.58%
Revenue beat(8)7
Avg Revenue beat(8)3.33%
Revenue beat(12)9
Avg Revenue beat(12)2.68%
Revenue beat(16)12
Avg Revenue beat(16)7.09%
PT rev (1m)-1.42%
PT rev (3m)0.75%
EPS NQ rev (1m)-0.24%
EPS NQ rev (3m)-9.49%
EPS NY rev (1m)0.17%
EPS NY rev (3m)-7.1%
Revenue NQ rev (1m)-0.06%
Revenue NQ rev (3m)-3.22%
Revenue NY rev (1m)-0.19%
Revenue NY rev (3m)-0.66%
Valuation
Industry RankSector Rank
PE 11.46
Fwd PE 12.37
P/S 1.41
P/FCF 13.96
P/OCF 13.04
P/B 1.88
P/tB 1.89
EV/EBITDA 7.7
EPS(TTM)11.12
EY8.73%
EPS(NY)10.3
Fwd EY8.09%
FCF(TTM)9.13
FCFY7.16%
OCF(TTM)9.77
OCFY7.67%
SpS90.36
BVpS67.78
TBVpS67.43
PEG (NY)N/A
PEG (5Y)0.63
Graham Number130.222 (2.22%)
Profitability
Industry RankSector Rank
ROA 12.29%
ROE 17.09%
ROCE 18.9%
ROIC 14%
ROICexc 15.93%
ROICexgc 17.63%
OM 17.27%
PM (TTM) 12.82%
GM 26.41%
FCFM 10.1%
ROA(3y)15.39%
ROA(5y)15.64%
ROE(3y)22.5%
ROE(5y)24.49%
ROIC(3y)17.24%
ROIC(5y)17.82%
ROICexc(3y)19.5%
ROICexc(5y)20.16%
ROICexgc(3y)21.28%
ROICexgc(5y)21.74%
ROCE(3y)23.31%
ROCE(5y)24.26%
ROICexgc growth 3Y-8.54%
ROICexgc growth 5Y0.47%
ROICexc growth 3Y-9.82%
ROICexc growth 5Y-0.31%
OM growth 3Y-6.34%
OM growth 5Y2.15%
PM growth 3Y-7.62%
PM growth 5Y0.29%
GM growth 3Y-3.84%
GM growth 5Y1.31%
F-Score5
Asset Turnover0.96
Health
Industry RankSector Rank
Debt/Equity 0.17
Debt/FCF 1.24
Debt/EBITDA 0.7
Cap/Depr 109.07%
Cap/Sales 0.71%
Interest Coverage 173.35
Cash Conversion 60.31%
Profit Quality 78.81%
Current Ratio 6.82
Quick Ratio 1.02
Altman-Z 5.98
F-Score5
WACC9.41%
ROIC/WACC1.49
Cap/Depr(3y)118.7%
Cap/Depr(5y)123.8%
Cap/Sales(3y)0.65%
Cap/Sales(5y)0.64%
Profit Quality(3y)70.21%
Profit Quality(5y)56.05%
High Growth Momentum
Growth
EPS 1Y (TTM)-23.36%
EPS 3Y0.73%
EPS 5Y18.05%
EPS Q2Q%-42.21%
EPS Next Y-7.36%
EPS Next 2Y1.99%
EPS Next 3Y6.72%
EPS Next 5YN/A
Revenue 1Y (TTM)-3.54%
Revenue growth 3Y2.66%
Revenue growth 5Y9.42%
Sales Q2Q%-6.32%
Revenue Next Year-3.08%
Revenue Next 2Y0.64%
Revenue Next 3Y2.6%
Revenue Next 5YN/A
EBIT growth 1Y-23.75%
EBIT growth 3Y-3.85%
EBIT growth 5Y11.78%
EBIT Next Year-6.47%
EBIT Next 3Y2.91%
EBIT Next 5YN/A
FCF growth 1Y11.92%
FCF growth 3Y46.53%
FCF growth 5Y0.26%
OCF growth 1Y11.33%
OCF growth 3Y40.93%
OCF growth 5Y0.96%

PULTEGROUP INC / PHM Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for PULTEGROUP INC?

ChartMill assigns a fundamental rating of 6 / 10 to PHM.


Can you provide the valuation status for PULTEGROUP INC?

ChartMill assigns a valuation rating of 6 / 10 to PULTEGROUP INC (PHM). This can be considered as Fairly Valued.


What is the profitability of PHM stock?

PULTEGROUP INC (PHM) has a profitability rating of 8 / 10.


What are the PE and PB ratios of PULTEGROUP INC (PHM) stock?

The Price/Earnings (PE) ratio for PULTEGROUP INC (PHM) is 11.46 and the Price/Book (PB) ratio is 1.88.


How financially healthy is PULTEGROUP INC?

The financial health rating of PULTEGROUP INC (PHM) is 8 / 10.