PHENIXFIN CORP - PFX 5 1/4 11/01/28 (PFXNZ) Stock Fundamental Analysis
NASDAQ:PFXNZ - Nasdaq - US71742W3016 - Currency: USD
Taking everything into account, PFXNZ scores 4 out of 10 in our fundamental rating. PFXNZ was compared to 237 industry peers in the Capital Markets industry. PFXNZ has only an average score on both its financial health and profitability. PFXNZ has a valuation in line with the averages, but on the other hand it scores bad on growth.
1. Profitability
1.1 Basic Checks
PFXNZ had positive earnings in the past year.
PFXNZ had a negative operating cash flow in the past year.
In multiple years PFXNZ reported negative net income over the last 5 years.
The reported operating cash flow has been mixed in the past 5 years: PFXNZ reported negative operating cash flow in multiple years.
1.2 Ratios
PFXNZ has a Return On Assets of 3.42%. This is comparable to the rest of the industry: PFXNZ outperforms 56.96% of its industry peers.
The Return On Equity of PFXNZ (6.47%) is comparable to the rest of the industry.
The Return On Invested Capital of PFXNZ (1.34%) is worse than 67.51% of its industry peers.
PFXNZ had an Average Return On Invested Capital over the past 3 years of 1.61%. This is significantly below the industry average of 7.69%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.42% | ||
| ROE | 6.47% | ||
| ROIC | 1.34% |
ROA(3y)4.86%
ROA(5y)-1.27%
ROE(3y)8.3%
ROE(5y)-3.57%
ROIC(3y)1.61%
ROIC(5y)N/A
1.3 Margins
PFXNZ has a Profit Margin of 42.77%. This is amongst the best in the industry. PFXNZ outperforms 87.76% of its industry peers.
PFXNZ's Profit Margin has improved in the last couple of years.
PFXNZ has a Operating Margin of 20.99%. This is comparable to the rest of the industry: PFXNZ outperforms 43.88% of its industry peers.
In the last couple of years the Operating Margin of PFXNZ has declined.
PFXNZ has a better Gross Margin (64.12%) than 71.73% of its industry peers.
PFXNZ's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 20.99% | ||
| PM (TTM) | 42.77% | ||
| GM | 64.12% |
OM growth 3Y-28.04%
OM growth 5YN/A
PM growth 3Y175.26%
PM growth 5YN/A
GM growth 3Y-3.71%
GM growth 5Y23.97%
2. Health
2.1 Basic Checks
The number of shares outstanding for PFXNZ has been reduced compared to 1 year ago.
Compared to 5 years ago, PFXNZ has less shares outstanding
Compared to 1 year ago, PFXNZ has a worse debt to assets ratio.
2.2 Solvency
Based on the Altman-Z score of -2.17, we must say that PFXNZ is in the distress zone and has some risk of bankruptcy.
PFXNZ's Altman-Z score of -2.17 is on the low side compared to the rest of the industry. PFXNZ is outperformed by 88.19% of its industry peers.
PFXNZ has a Debt/Equity ratio of 0.86. This is a neutral value indicating PFXNZ is somewhat dependend on debt financing.
Looking at the Debt to Equity ratio, with a value of 0.86, PFXNZ is in line with its industry, outperforming 55.70% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.86 | ||
| Debt/FCF | N/A | ||
| Altman-Z | -2.17 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 2.91 indicates that PFXNZ has no problem at all paying its short term obligations.
PFXNZ's Current ratio of 2.91 is amongst the best of the industry. PFXNZ outperforms 80.59% of its industry peers.
PFXNZ has a Quick Ratio of 2.91. This indicates that PFXNZ is financially healthy and has no problem in meeting its short term obligations.
PFXNZ's Quick ratio of 2.91 is amongst the best of the industry. PFXNZ outperforms 80.59% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.91 | ||
| Quick Ratio | 2.91 |
3. Growth
3.1 Past
The earnings per share for PFXNZ have decreased strongly by -66.49% in the last year.
PFXNZ shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 27.21% yearly.
The Revenue has grown by 10.18% in the past year. This is quite good.
Measured over the past years, PFXNZ shows a very negative growth in Revenue. The Revenue has been decreasing by -13.69% on average per year.
EPS 1Y (TTM)-66.49%
EPS 3Y27.21%
EPS 5YN/A
EPS Q2Q%-157.36%
Revenue 1Y (TTM)10.18%
Revenue growth 3Y-11.77%
Revenue growth 5Y-13.69%
Sales Q2Q%-1.25%
3.2 Future
The Earnings Per Share is expected to decrease by -56.85% on average over the next years. This is quite bad
Based on estimates for the next years, PFXNZ will show a small growth in Revenue. The Revenue will grow by 0.48% on average per year.
EPS Next Y-85.38%
EPS Next 2Y-56.85%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year1.89%
Revenue Next 2Y0.48%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 7.28, the valuation of PFXNZ can be described as very cheap.
Based on the Price/Earnings ratio, PFXNZ is valued cheaper than 88.19% of the companies in the same industry.
When comparing the Price/Earnings ratio of PFXNZ to the average of the S&P500 Index (26.76), we can say PFXNZ is valued rather cheaply.
PFXNZ is valuated correctly with a Price/Forward Earnings ratio of 13.80.
PFXNZ's Price/Forward Earnings is on the same level as the industry average.
Compared to an average S&P500 Price/Forward Earnings ratio of 34.91, PFXNZ is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.28 | ||
| Fwd PE | 13.8 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
A cheap valuation may be justified as PFXNZ's earnings are expected to decrease with -56.85% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-56.85%
EPS Next 3YN/A
5. Dividend
5.1 Amount
PFXNZ has a Yearly Dividend Yield of 5.60%, which is a nice return.
PFXNZ's Dividend Yield is comparable with the industry average which is at 7.61.
PFXNZ's Dividend Yield is rather good when compared to the S&P500 average which is at 2.36.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.6% |
5.2 History
The dividend of PFXNZ decreases each year by -15.70%.
PFXNZ has been paying a dividend for less than 5 years, so it still needs to build a track record.
Dividend Growth(5Y)-15.7%
Div Incr Years2
Div Non Decr Years2
5.3 Sustainability
PFXNZ pays out 53.83% of its income as dividend. This is a bit on the high side, but may be sustainable.
The Dividend Rate of PFXNZ has been decling, while earnings will also be declining. This means the current dividend is most likely not sustainable.
DP53.83%
EPS Next 2Y-56.85%
EPS Next 3YN/A
PHENIXFIN CORP - PFX 5 1/4 11/01/28
NASDAQ:PFXNZ (8/21/2025, 8:00:00 PM)
23.4301
-0.06 (-0.26%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners27.99%
Inst Owner ChangeN/A
Ins Owners20.66%
Ins Owner ChangeN/A
Market Cap47.33M
Analysts45
Price TargetN/A
Short Float %0.15%
Short Ratio1.02
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.6% |
Yearly Dividend1.29
Dividend Growth(5Y)-15.7%
DP53.83%
Div Incr Years2
Div Non Decr Years2
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)1.52%
Min EPS beat(2)-133.81%
Max EPS beat(2)136.85%
EPS beat(4)3
Avg EPS beat(4)64.77%
Min EPS beat(4)-133.81%
Max EPS beat(4)159.56%
EPS beat(8)7
Avg EPS beat(8)181.22%
EPS beat(12)9
Avg EPS beat(12)38.21%
EPS beat(16)12
Avg EPS beat(16)565.77%
Revenue beat(2)1
Avg Revenue beat(2)-0.93%
Min Revenue beat(2)-8.6%
Max Revenue beat(2)6.74%
Revenue beat(4)3
Avg Revenue beat(4)19.09%
Min Revenue beat(4)-8.6%
Max Revenue beat(4)58.82%
Revenue beat(8)5
Avg Revenue beat(8)8.98%
Revenue beat(12)9
Avg Revenue beat(12)10.28%
Revenue beat(16)13
Avg Revenue beat(16)27.27%
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0%
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.28 | ||
| Fwd PE | 13.8 | ||
| P/S | 1.97 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 0.3 | ||
| P/tB | 0.3 | ||
| EV/EBITDA | N/A |
EPS(TTM)3.22
EY13.74%
EPS(NY)1.7
Fwd EY7.25%
FCF(TTM)-28.26
FCFYN/A
OCF(TTM)-28.26
OCFYN/A
SpS11.9
BVpS78.71
TBVpS78.71
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.42% | ||
| ROE | 6.47% | ||
| ROCE | 1.7% | ||
| ROIC | 1.34% | ||
| ROICexc | 1.39% | ||
| ROICexgc | 1.39% | ||
| OM | 20.99% | ||
| PM (TTM) | 42.77% | ||
| GM | 64.12% | ||
| FCFM | N/A |
ROA(3y)4.86%
ROA(5y)-1.27%
ROE(3y)8.3%
ROE(5y)-3.57%
ROIC(3y)1.61%
ROIC(5y)N/A
ROICexc(3y)1.81%
ROICexc(5y)N/A
ROICexgc(3y)1.82%
ROICexgc(5y)N/A
ROCE(3y)2.04%
ROCE(5y)N/A
ROICexcg growth 3Y-44.65%
ROICexcg growth 5YN/A
ROICexc growth 3Y-44.61%
ROICexc growth 5YN/A
OM growth 3Y-28.04%
OM growth 5YN/A
PM growth 3Y175.26%
PM growth 5YN/A
GM growth 3Y-3.71%
GM growth 5Y23.97%
F-Score2
Asset Turnover0.08
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.86 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 0.71 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 2.91 | ||
| Quick Ratio | 2.91 | ||
| Altman-Z | -2.17 |
F-Score2
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-66.49%
EPS 3Y27.21%
EPS 5YN/A
EPS Q2Q%-157.36%
EPS Next Y-85.38%
EPS Next 2Y-56.85%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)10.18%
Revenue growth 3Y-11.77%
Revenue growth 5Y-13.69%
Sales Q2Q%-1.25%
Revenue Next Year1.89%
Revenue Next 2Y0.48%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-6.02%
EBIT growth 3Y-36.51%
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-158.31%
FCF growth 3Y-44.67%
FCF growth 5Y-38.27%
OCF growth 1Y-158.31%
OCF growth 3Y-44.67%
OCF growth 5Y-38.27%