23.881 USD
+0.12 (+0.51%)
We assign a fundamental rating of 3 out of 10 to PFXNZ. PFXNZ was compared to 238 industry peers in the Capital Markets industry. PFXNZ may be in some trouble as it scores bad on both profitability and health. PFXNZ does not seem to be growing, but still is valued expensively.
1. Profitability
1.1 Basic Checks
- In the past year PFXNZ was profitable.
- In the past year PFXNZ has reported a negative cash flow from operations.
- PFXNZ had positive earnings in 4 of the past 5 years.
- In multiple years PFXNZ reported negative operating cash flow during the last 5 years.
1.2 Ratios
- PFXNZ has a worse Return On Assets (1.31%) than 65.13% of its industry peers.
- The Return On Equity of PFXNZ (2.58%) is worse than 67.65% of its industry peers.
- PFXNZ has a Return On Invested Capital of 1.31%. This is in the lower half of the industry: PFXNZ underperforms 63.45% of its industry peers.
- PFXNZ had an Average Return On Invested Capital over the past 3 years of 1.60%. This is significantly below the industry average of 7.27%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.31% | ||
| ROE | 2.58% | ||
| ROIC | 1.31% |
ROA(3y)6.23%
ROA(5y)3.3%
ROE(3y)10.85%
ROE(5y)5.68%
ROIC(3y)1.6%
ROIC(5y)2.55%
1.3 Margins
- PFXNZ's Profit Margin of 16.45% is in line compared to the rest of the industry. PFXNZ outperforms 50.42% of its industry peers.
- PFXNZ has a Operating Margin (20.35%) which is in line with its industry peers.
- PFXNZ's Operating Margin has declined in the last couple of years.
- PFXNZ has a better Gross Margin (59.31%) than 67.23% of its industry peers.
- PFXNZ's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 20.35% | ||
| PM (TTM) | 16.45% | ||
| GM | 59.31% |
OM growth 3Y-2.47%
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-4.03%
GM growth 5Y129.57%
2. Health
2.1 Basic Checks
- Compared to 1 year ago, PFXNZ has less shares outstanding
- Compared to 5 years ago, PFXNZ has less shares outstanding
- Compared to 1 year ago, PFXNZ has a worse debt to assets ratio.
2.2 Solvency
- PFXNZ has an Altman-Z score of -2.08. This is a bad value and indicates that PFXNZ is not financially healthy and even has some risk of bankruptcy.
- Looking at the Altman-Z score, with a value of -2.08, PFXNZ is doing worse than 88.24% of the companies in the same industry.
- A Debt/Equity ratio of 0.92 indicates that PFXNZ is somewhat dependend on debt financing.
- PFXNZ's Debt to Equity ratio of 0.92 is in line compared to the rest of the industry. PFXNZ outperforms 52.94% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.92 | ||
| Debt/FCF | N/A | ||
| Altman-Z | -2.08 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
- A Current Ratio of 1.15 indicates that PFXNZ should not have too much problems paying its short term obligations.
- PFXNZ has a Current ratio (1.15) which is comparable to the rest of the industry.
- PFXNZ has a Quick Ratio of 1.15. This is a normal value and indicates that PFXNZ is financially healthy and should not expect problems in meeting its short term obligations.
- PFXNZ has a Quick ratio (1.15) which is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.15 | ||
| Quick Ratio | 1.15 |
3. Growth
3.1 Past
- PFXNZ shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -75.55%.
- Looking at the last year, PFXNZ shows a quite strong growth in Revenue. The Revenue has grown by 13.89% in the last year.
- Measured over the past years, PFXNZ shows a small growth in Revenue. The Revenue has been growing by 3.28% on average per year.
EPS 1Y (TTM)-75.55%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-32.78%
Revenue 1Y (TTM)13.89%
Revenue growth 3Y17.68%
Revenue growth 5Y3.28%
Sales Q2Q%-38.64%
3.2 Future
- Based on estimates for the next years, PFXNZ will show a very negative growth in Earnings Per Share. The EPS will decrease by -12.02% on average per year.
- The Revenue is expected to decrease by -1.62% on average over the next years.
EPS Next Y-27.22%
EPS Next 2Y-12.02%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-3.22%
Revenue Next 2Y-1.62%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
- The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- The Price/Earnings ratio is 10.71, which indicates a very decent valuation of PFXNZ.
- Compared to the rest of the industry, the Price/Earnings ratio of PFXNZ indicates a somewhat cheap valuation: PFXNZ is cheaper than 67.65% of the companies listed in the same industry.
- The average S&P500 Price/Earnings ratio is at 26.94. PFXNZ is valued rather cheaply when compared to this.
- PFXNZ is valuated correctly with a Price/Forward Earnings ratio of 14.71.
- The rest of the industry has a similar Price/Forward Earnings ratio as PFXNZ.
- PFXNZ's Price/Forward Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 23.94.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 10.71 | ||
| Fwd PE | 14.71 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- PFXNZ's earnings are expected to decrease with -12.02% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-12.02%
EPS Next 3YN/A
5. Dividend
5.1 Amount
- PFXNZ has a Yearly Dividend Yield of 5.56%, which is a nice return.
- Compared to an average industry Dividend Yield of 6.10, PFXNZ has a dividend in line with its industry peers.
- PFXNZ's Dividend Yield is rather good when compared to the S&P500 average which is at 1.83.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.56% |
5.2 History
- PFXNZ has been paying a dividend for over 5 years, so it has already some track record.
- PFXNZ has decreased its dividend in the last 3 years.
Dividend Growth(5Y)N/A
Div Incr Years2
Div Non Decr Years2
5.3 Sustainability
- PFXNZ pays out 69.50% of its income as dividend. This is not a sustainable payout ratio.
DP69.5%
EPS Next 2Y-12.02%
EPS Next 3YN/A
PHENIXFIN CORP - PFX 5 1/4 11/01/28
NASDAQ:PFXNZ (1/20/2026, 4:30:01 PM)
23.881
+0.12 (+0.51%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)12-12 2025-12-12/bmo
Earnings (Next)02-05 2026-02-05
Inst Owners28.15%
Inst Owner ChangeN/A
Ins Owners21.15%
Ins Owner ChangeN/A
Market Cap47.76M
Revenue(TTM)25.26M
Net Income(TTM)4.16M
Analysts45
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.56% |
Yearly Dividend1.44
Dividend Growth(5Y)N/A
DP69.5%
Div Incr Years2
Div Non Decr Years2
Ex-Date04-15 2026-04-15 (0.328125)
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)219.72%
Min EPS beat(2)-298.02%
Max EPS beat(2)737.46%
EPS beat(4)2
Avg EPS beat(4)110.62%
Min EPS beat(4)-298.02%
Max EPS beat(4)737.46%
EPS beat(8)6
Avg EPS beat(8)137.87%
EPS beat(12)10
Avg EPS beat(12)203.89%
EPS beat(16)12
Avg EPS beat(16)389.97%
Revenue beat(2)2
Avg Revenue beat(2)9.07%
Min Revenue beat(2)1.27%
Max Revenue beat(2)16.88%
Revenue beat(4)3
Avg Revenue beat(4)4.07%
Min Revenue beat(4)-8.6%
Max Revenue beat(4)16.88%
Revenue beat(8)6
Avg Revenue beat(8)9.97%
Revenue beat(12)9
Avg Revenue beat(12)9.09%
Revenue beat(16)13
Avg Revenue beat(16)10.36%
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-10.62%
EPS NY rev (1m)-10.32%
EPS NY rev (3m)-10.32%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0.7%
Revenue NY rev (1m)0.77%
Revenue NY rev (3m)0.77%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 10.71 | ||
| Fwd PE | 14.71 | ||
| P/S | 1.89 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 0.3 | ||
| P/tB | 0.3 | ||
| EV/EBITDA | N/A |
EPS(TTM)2.23
EY9.34%
EPS(NY)1.62
Fwd EY6.8%
FCF(TTM)-33.66
FCFYN/A
OCF(TTM)-33.66
OCFYN/A
SpS12.63
BVpS80.39
TBVpS80.39
PEG (NY)N/A
PEG (5Y)N/A
Graham Number63.51
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.31% | ||
| ROE | 2.58% | ||
| ROCE | 1.66% | ||
| ROIC | 1.31% | ||
| ROICexc | 1.35% | ||
| ROICexgc | 1.35% | ||
| OM | 20.35% | ||
| PM (TTM) | 16.45% | ||
| GM | 59.31% | ||
| FCFM | N/A |
ROA(3y)6.23%
ROA(5y)3.3%
ROE(3y)10.85%
ROE(5y)5.68%
ROIC(3y)1.6%
ROIC(5y)2.55%
ROICexc(3y)1.76%
ROICexc(5y)3.28%
ROICexgc(3y)1.76%
ROICexgc(5y)3.3%
ROCE(3y)2.03%
ROCE(5y)3.23%
ROICexgc growth 3Y-4.13%
ROICexgc growth 5YN/A
ROICexc growth 3Y-4.03%
ROICexc growth 5YN/A
OM growth 3Y-2.47%
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-4.03%
GM growth 5Y129.57%
F-Score3
Asset Turnover0.08
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.92 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 0.59 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.15 | ||
| Quick Ratio | 1.15 | ||
| Altman-Z | -2.08 |
F-Score3
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-75.55%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-32.78%
EPS Next Y-27.22%
EPS Next 2Y-12.02%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)13.89%
Revenue growth 3Y17.68%
Revenue growth 5Y3.28%
Sales Q2Q%-38.64%
Revenue Next Year-3.22%
Revenue Next 2Y-1.62%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y8.67%
EBIT growth 3Y14.77%
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-518.06%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-518.06%
OCF growth 3YN/A
OCF growth 5YN/A
PHENIXFIN CORP - PFX 5 1/4 11/01/28 / PFXNZ FAQ
What is the ChartMill fundamental rating of PHENIXFIN CORP - PFX 5 1/4 11/01/28 (PFXNZ) stock?
ChartMill assigns a fundamental rating of 3 / 10 to PFXNZ.
Can you provide the valuation status for PHENIXFIN CORP - PFX 5 1/4 11/01/28?
ChartMill assigns a valuation rating of 3 / 10 to PHENIXFIN CORP - PFX 5 1/4 11/01/28 (PFXNZ). This can be considered as Overvalued.
How profitable is PHENIXFIN CORP - PFX 5 1/4 11/01/28 (PFXNZ) stock?
PHENIXFIN CORP - PFX 5 1/4 11/01/28 (PFXNZ) has a profitability rating of 3 / 10.
What are the PE and PB ratios of PHENIXFIN CORP - PFX 5 1/4 11/01/28 (PFXNZ) stock?
The Price/Earnings (PE) ratio for PHENIXFIN CORP - PFX 5 1/4 11/01/28 (PFXNZ) is 10.71 and the Price/Book (PB) ratio is 0.3.
Is the dividend of PHENIXFIN CORP - PFX 5 1/4 11/01/28 sustainable?
The dividend rating of PHENIXFIN CORP - PFX 5 1/4 11/01/28 (PFXNZ) is 4 / 10 and the dividend payout ratio is 69.5%.