23.52 USD
+0.12 (+0.51%)
PFXNZ gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 238 industry peers in the Capital Markets industry. PFXNZ may be in some trouble as it scores bad on both profitability and health. PFXNZ has a valuation in line with the averages, but on the other hand it scores bad on growth.
1. Profitability
1.1 Basic Checks
PFXNZ had positive earnings in the past year.
In the past year PFXNZ has reported a negative cash flow from operations.
The reported net income has been mixed in the past 5 years: PFXNZ reported negative net income in multiple years.
In multiple years PFXNZ reported negative operating cash flow during the last 5 years.
1.2 Ratios
PFXNZ has a Return On Assets of 2.01%. This is comparable to the rest of the industry: PFXNZ outperforms 45.80% of its industry peers.
The Return On Equity of PFXNZ (3.94%) is worse than 64.71% of its industry peers.
PFXNZ has a worse Return On Invested Capital (1.10%) than 65.97% of its industry peers.
The Average Return On Invested Capital over the past 3 years for PFXNZ is significantly below the industry average of 6.95%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.01% | ||
| ROE | 3.94% | ||
| ROIC | 1.1% |
ROA(3y)4.86%
ROA(5y)-1.27%
ROE(3y)8.3%
ROE(5y)-3.57%
ROIC(3y)1.61%
ROIC(5y)N/A
1.3 Margins
PFXNZ has a better Profit Margin (25.77%) than 64.71% of its industry peers.
PFXNZ's Profit Margin has improved in the last couple of years.
PFXNZ has a Operating Margin (17.62%) which is comparable to the rest of the industry.
PFXNZ's Operating Margin has declined in the last couple of years.
PFXNZ's Gross Margin of 60.08% is fine compared to the rest of the industry. PFXNZ outperforms 71.01% of its industry peers.
In the last couple of years the Gross Margin of PFXNZ has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 17.62% | ||
| PM (TTM) | 25.77% | ||
| GM | 60.08% |
OM growth 3Y-28.04%
OM growth 5YN/A
PM growth 3Y175.26%
PM growth 5YN/A
GM growth 3Y-3.71%
GM growth 5Y23.97%
2. Health
2.1 Basic Checks
The number of shares outstanding for PFXNZ has been reduced compared to 1 year ago.
Compared to 5 years ago, PFXNZ has less shares outstanding
The debt/assets ratio for PFXNZ is higher compared to a year ago.
2.2 Solvency
Based on the Altman-Z score of -2.17, we must say that PFXNZ is in the distress zone and has some risk of bankruptcy.
Looking at the Altman-Z score, with a value of -2.17, PFXNZ is doing worse than 90.34% of the companies in the same industry.
A Debt/Equity ratio of 0.92 indicates that PFXNZ is somewhat dependend on debt financing.
The Debt to Equity ratio of PFXNZ (0.92) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.92 | ||
| Debt/FCF | N/A | ||
| Altman-Z | -2.17 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
PFXNZ has a Current Ratio of 1.99. This is a normal value and indicates that PFXNZ is financially healthy and should not expect problems in meeting its short term obligations.
PFXNZ's Current ratio of 1.99 is fine compared to the rest of the industry. PFXNZ outperforms 72.27% of its industry peers.
A Quick Ratio of 1.99 indicates that PFXNZ should not have too much problems paying its short term obligations.
With a decent Quick ratio value of 1.99, PFXNZ is doing good in the industry, outperforming 72.69% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.99 | ||
| Quick Ratio | 1.99 |
3. Growth
3.1 Past
PFXNZ shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -66.49%.
Measured over the past years, PFXNZ shows a very strong growth in Earnings Per Share. The EPS has been growing by 27.21% on average per year.
PFXNZ shows a small growth in Revenue. In the last year, the Revenue has grown by 7.47%.
Measured over the past years, PFXNZ shows a very negative growth in Revenue. The Revenue has been decreasing by -13.69% on average per year.
EPS 1Y (TTM)-66.49%
EPS 3Y27.21%
EPS 5YN/A
EPS Q2Q%-157.36%
Revenue 1Y (TTM)7.47%
Revenue growth 3Y-11.77%
Revenue growth 5Y-13.69%
Sales Q2Q%-1.25%
3.2 Future
Based on estimates for the next years, PFXNZ will show a very negative growth in Earnings Per Share. The EPS will decrease by -55.45% on average per year.
The Revenue is expected to decrease by -1.20% on average over the next years.
EPS Next Y-97.01%
EPS Next 2Y-55.45%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year1.64%
Revenue Next 2Y-1.2%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
PFXNZ is valuated cheaply with a Price/Earnings ratio of 7.30.
Based on the Price/Earnings ratio, PFXNZ is valued cheaper than 86.55% of the companies in the same industry.
When comparing the Price/Earnings ratio of PFXNZ to the average of the S&P500 Index (26.46), we can say PFXNZ is valued rather cheaply.
With a Price/Forward Earnings ratio of 13.00, PFXNZ is valued correctly.
PFXNZ's Price/Forward Earnings is on the same level as the industry average.
PFXNZ's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 36.10.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.3 | ||
| Fwd PE | 13 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
A cheap valuation may be justified as PFXNZ's earnings are expected to decrease with -55.45% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-55.45%
EPS Next 3YN/A
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 5.60%, PFXNZ is a good candidate for dividend investing.
PFXNZ's Dividend Yield is comparable with the industry average which is at 8.39.
Compared to an average S&P500 Dividend Yield of 2.32, PFXNZ pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.6% |
5.2 History
The dividend of PFXNZ decreases each year by -15.70%.
PFXNZ has been paying a dividend for over 5 years, so it has already some track record.
The dividend of PFXNZ decreased in the last 3 years.
Dividend Growth(5Y)-15.7%
Div Incr Years2
Div Non Decr Years2
5.3 Sustainability
PFXNZ pays out 46.77% of its income as dividend. This is a bit on the high side, but may be sustainable.
The Dividend Rate of PFXNZ has been decling, while earnings will also be declining. This means the current dividend is most likely not sustainable.
DP46.77%
EPS Next 2Y-55.45%
EPS Next 3YN/A
PHENIXFIN CORP - PFX 5 1/4 11/01/28
NASDAQ:PFXNZ (12/5/2025, 8:00:00 PM)
23.52
+0.12 (+0.51%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners28.09%
Inst Owner ChangeN/A
Ins Owners20.95%
Ins Owner ChangeN/A
Market Cap47.04M
Revenue(TTM)23.96M
Net Income(TTM)6.17M
Analysts45
Price TargetN/A
Short Float %0.09%
Short Ratio0.74
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.6% |
Yearly Dividend1.29
Dividend Growth(5Y)-15.7%
DP46.77%
Div Incr Years2
Div Non Decr Years2
Ex-Date
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-215.91%
Min EPS beat(2)-298.02%
Max EPS beat(2)-133.81%
EPS beat(4)2
Avg EPS beat(4)-33.86%
Min EPS beat(4)-298.02%
Max EPS beat(4)159.56%
EPS beat(8)6
Avg EPS beat(8)88.88%
EPS beat(12)9
Avg EPS beat(12)88.19%
EPS beat(16)11
Avg EPS beat(16)17.09%
Revenue beat(2)1
Avg Revenue beat(2)-3.66%
Min Revenue beat(2)-8.6%
Max Revenue beat(2)1.27%
Revenue beat(4)3
Avg Revenue beat(4)14.56%
Min Revenue beat(4)-8.6%
Max Revenue beat(4)58.82%
Revenue beat(8)6
Avg Revenue beat(8)9.39%
Revenue beat(12)9
Avg Revenue beat(12)10.2%
Revenue beat(16)13
Avg Revenue beat(16)12.31%
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0%
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.3 | ||
| Fwd PE | 13 | ||
| P/S | 1.96 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 0.3 | ||
| P/tB | 0.3 | ||
| EV/EBITDA | N/A |
EPS(TTM)3.22
EY13.69%
EPS(NY)1.81
Fwd EY7.7%
FCF(TTM)-27.82
FCFYN/A
OCF(TTM)-27.82
OCFYN/A
SpS11.98
BVpS78.35
TBVpS78.35
PEG (NY)N/A
PEG (5Y)N/A
Graham Number75.34
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.01% | ||
| ROE | 3.94% | ||
| ROCE | 1.4% | ||
| ROIC | 1.1% | ||
| ROICexc | 1.13% | ||
| ROICexgc | 1.13% | ||
| OM | 17.62% | ||
| PM (TTM) | 25.77% | ||
| GM | 60.08% | ||
| FCFM | N/A |
ROA(3y)4.86%
ROA(5y)-1.27%
ROE(3y)8.3%
ROE(5y)-3.57%
ROIC(3y)1.61%
ROIC(5y)N/A
ROICexc(3y)1.81%
ROICexc(5y)N/A
ROICexgc(3y)1.82%
ROICexgc(5y)N/A
ROCE(3y)2.04%
ROCE(5y)N/A
ROICexgc growth 3Y-44.65%
ROICexgc growth 5YN/A
ROICexc growth 3Y-44.61%
ROICexc growth 5YN/A
OM growth 3Y-28.04%
OM growth 5YN/A
PM growth 3Y175.26%
PM growth 5YN/A
GM growth 3Y-3.71%
GM growth 5Y23.97%
F-Score3
Asset Turnover0.08
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.92 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 0.56 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.99 | ||
| Quick Ratio | 1.99 | ||
| Altman-Z | -2.17 |
F-Score3
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-66.49%
EPS 3Y27.21%
EPS 5YN/A
EPS Q2Q%-157.36%
EPS Next Y-97.01%
EPS Next 2Y-55.45%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)7.47%
Revenue growth 3Y-11.77%
Revenue growth 5Y-13.69%
Sales Q2Q%-1.25%
Revenue Next Year1.64%
Revenue Next 2Y-1.2%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-31.1%
EBIT growth 3Y-36.51%
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-309.14%
FCF growth 3Y-44.67%
FCF growth 5Y-38.27%
OCF growth 1Y-309.14%
OCF growth 3Y-44.67%
OCF growth 5Y-38.27%
PHENIXFIN CORP - PFX 5 1/4 11/01/28 / PFXNZ FAQ
What is the ChartMill fundamental rating of PHENIXFIN CORP - PFX 5 1/4 11/01/28 (PFXNZ) stock?
ChartMill assigns a fundamental rating of 3 / 10 to PFXNZ.
What is the valuation status of PHENIXFIN CORP - PFX 5 1/4 11/01/28 (PFXNZ) stock?
ChartMill assigns a valuation rating of 4 / 10 to PHENIXFIN CORP - PFX 5 1/4 11/01/28 (PFXNZ). This can be considered as Fairly Valued.
How profitable is PHENIXFIN CORP - PFX 5 1/4 11/01/28 (PFXNZ) stock?
PHENIXFIN CORP - PFX 5 1/4 11/01/28 (PFXNZ) has a profitability rating of 3 / 10.
Can you provide the PE and PB ratios for PFXNZ stock?
The Price/Earnings (PE) ratio for PHENIXFIN CORP - PFX 5 1/4 11/01/28 (PFXNZ) is 7.3 and the Price/Book (PB) ratio is 0.3.
How sustainable is the dividend of PHENIXFIN CORP - PFX 5 1/4 11/01/28 (PFXNZ) stock?
The dividend rating of PHENIXFIN CORP - PFX 5 1/4 11/01/28 (PFXNZ) is 5 / 10 and the dividend payout ratio is 46.77%.