Logo image of PFX

PHENIXFIN CORP (PFX) Stock Fundamental Analysis

NASDAQ:PFX - Nasdaq - US71742W1036 - Common Stock - Currency: USD

50.15  -0.5 (-0.99%)

Fundamental Rating

3

PFX gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 233 industry peers in the Capital Markets industry. Both the profitability and the financial health of PFX get a neutral evaluation. Nothing too spectacular is happening here. PFX does not seem to be growing, but still is valued expensively.


Dividend Valuation Growth Profitability Health

Quickly go to:

4

1. Profitability

1.1 Basic Checks

PFX had positive earnings in the past year.
PFX had a negative operating cash flow in the past year.
The reported net income has been mixed in the past 5 years: PFX reported negative net income in multiple years.
The reported operating cash flow has been mixed in the past 5 years: PFX reported negative operating cash flow in multiple years.
PFX Yearly Net Income VS EBIT VS OCF VS FCFPFX Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 100M -100M 200M

1.2 Ratios

PFX's Return On Assets of 3.42% is in line compared to the rest of the industry. PFX outperforms 56.65% of its industry peers.
PFX has a Return On Equity (6.47%) which is comparable to the rest of the industry.
With a Return On Invested Capital value of 1.34%, PFX is not doing good in the industry: 70.82% of the companies in the same industry are doing better.
The Average Return On Invested Capital over the past 3 years for PFX is significantly below the industry average of 7.84%.
Industry RankSector Rank
ROA 3.42%
ROE 6.47%
ROIC 1.34%
ROA(3y)4.86%
ROA(5y)-1.27%
ROE(3y)8.3%
ROE(5y)-3.57%
ROIC(3y)1.61%
ROIC(5y)N/A
PFX Yearly ROA, ROE, ROICPFX Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 -20 -40

1.3 Margins

The Profit Margin of PFX (42.77%) is better than 86.70% of its industry peers.
In the last couple of years the Profit Margin of PFX has grown nicely.
PFX's Operating Margin of 20.99% is in line compared to the rest of the industry. PFX outperforms 42.49% of its industry peers.
PFX's Operating Margin has declined in the last couple of years.
PFX has a Gross Margin of 64.12%. This is in the better half of the industry: PFX outperforms 70.39% of its industry peers.
PFX's Gross Margin has improved in the last couple of years.
Industry RankSector Rank
OM 20.99%
PM (TTM) 42.77%
GM 64.12%
OM growth 3Y-28.04%
OM growth 5YN/A
PM growth 3Y175.26%
PM growth 5YN/A
GM growth 3Y-3.71%
GM growth 5Y23.97%
PFX Yearly Profit, Operating, Gross MarginsPFX Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 100 -100 -200 -300

More info and screens

4

2. Health

2.1 Basic Checks

The number of shares outstanding for PFX has been reduced compared to 1 year ago.
Compared to 5 years ago, PFX has less shares outstanding
PFX has a worse debt/assets ratio than last year.
PFX Yearly Shares OutstandingPFX Yearly Shares OutstandingYearly Shares Outstanding 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 500K 1M 1.5M 2M 2.5M
PFX Yearly Total Debt VS Total AssetsPFX Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M 800M 1B

2.2 Solvency

Based on the Altman-Z score of -1.94, we must say that PFX is in the distress zone and has some risk of bankruptcy.
Looking at the Altman-Z score, with a value of -1.94, PFX is doing worse than 90.56% of the companies in the same industry.
A Debt/Equity ratio of 0.86 indicates that PFX is somewhat dependend on debt financing.
PFX has a Debt to Equity ratio (0.86) which is in line with its industry peers.
Industry RankSector Rank
Debt/Equity 0.86
Debt/FCF N/A
Altman-Z -1.94
ROIC/WACCN/A
WACCN/A
PFX Yearly LT Debt VS Equity VS FCFPFX Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 200M 400M 600M

2.3 Liquidity

PFX has a Current Ratio of 2.91. This indicates that PFX is financially healthy and has no problem in meeting its short term obligations.
Looking at the Current ratio, with a value of 2.91, PFX is in the better half of the industry, outperforming 78.97% of the companies in the same industry.
PFX has a Quick Ratio of 2.91. This indicates that PFX is financially healthy and has no problem in meeting its short term obligations.
PFX has a better Quick ratio (2.91) than 78.97% of its industry peers.
Industry RankSector Rank
Current Ratio 2.91
Quick Ratio 2.91
PFX Yearly Current Assets VS Current LiabilitesPFX Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M 100M

More info and screens

3

3. Growth

3.1 Past

The earnings per share for PFX have decreased strongly by -58.27% in the last year.
PFX shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 27.21% yearly.
PFX shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 15.02%.
PFX shows a very negative growth in Revenue. Measured over the last years, the Revenue has been decreasing by -13.69% yearly.
EPS 1Y (TTM)-58.27%
EPS 3Y27.21%
EPS 5YN/A
EPS Q2Q%-110.69%
Revenue 1Y (TTM)15.02%
Revenue growth 3Y-11.77%
Revenue growth 5Y-13.69%
Sales Q2Q%29.19%

3.2 Future

PFX is expected to show a very negative growth in Earnings Per Share. In the coming years, the EPS will decrease by -56.85% yearly.
Based on estimates for the next years, PFX will show a small growth in Revenue. The Revenue will grow by 0.48% on average per year.
EPS Next Y-85.38%
EPS Next 2Y-56.85%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year1.89%
Revenue Next 2Y0.48%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
PFX Yearly Revenue VS EstimatesPFX Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 50M 100M
PFX Yearly EPS VS EstimatesPFX Yearly EPS VS EstimatesYearly EPS VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0 10 20 30

More info and screens

2

4. Valuation

4.1 Price/Earnings Ratio

A Price/Earnings ratio of 9.55 indicates a reasonable valuation of PFX.
PFX's Price/Earnings ratio is a bit cheaper when compared to the industry. PFX is cheaper than 76.39% of the companies in the same industry.
Compared to an average S&P500 Price/Earnings ratio of 27.45, PFX is valued rather cheaply.
A Price/Forward Earnings ratio of 29.54 indicates a quite expensive valuation of PFX.
Based on the Price/Forward Earnings ratio, PFX is valued a bit more expensive than 70.82% of the companies in the same industry.
PFX is valuated rather expensively when we compare the Price/Forward Earnings ratio to 21.90, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 9.55
Fwd PE 29.54
PFX Price Earnings VS Forward Price EarningsPFX Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
PFX Per share dataPFX EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 20 -20 40 60

4.3 Compensation for Growth

PFX's earnings are expected to decrease with -56.85% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-56.85%
EPS Next 3YN/A

More info and screens

3

5. Dividend

5.1 Amount

With a Yearly Dividend Yield of 2.86%, PFX has a reasonable but not impressive dividend return.
Compared to an average industry Dividend Yield of 8.00, PFX has a dividend in line with its industry peers.
PFX's Dividend Yield is comparable with the S&P500 average which is at 2.42.
Industry RankSector Rank
Dividend Yield 2.86%

5.2 History

The dividend of PFX decreases each year by -15.70%.
PFX has paid a dividend for at least 10 years, which is a reliable track record.
The dividend of PFX decreased recently.
Dividend Growth(5Y)-15.7%
Div Incr Years1
Div Non Decr Years1
PFX Yearly Dividends per sharePFX Yearly Dividends per shareYearly Dividends per share 2015 2016 2017 2018 2019 2022 2024 2025 5 10 15 20

5.3 Sustainability

53.83% of the earnings are spent on dividend by PFX. This is a bit on the high side, but may be sustainable.
The Dividend Rate of PFX has been decling, while earnings will also be declining. This means the current dividend is most likely not sustainable.
DP53.83%
EPS Next 2Y-56.85%
EPS Next 3YN/A
PFX Yearly Income VS Free CF VS DividendPFX Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 100M -100M 200M
PFX Dividend Payout.PFX Dividend Payout, showing the Payout Ratio.PFX Dividend Payout.PayoutRetained Earnings

More info and screens

PHENIXFIN CORP

NASDAQ:PFX (7/2/2025, 8:00:00 PM)

50.15

-0.5 (-0.99%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)05-06 2025-05-06/amc
Earnings (Next)08-04 2025-08-04/amc
Inst Owners28.51%
Inst Owner Change0.18%
Ins Owners20.58%
Ins Owner Change1.29%
Market Cap101.30M
Analysts45
Price TargetN/A
Short Float %0.33%
Short Ratio2.68
Dividend
Industry RankSector Rank
Dividend Yield 2.86%
Yearly Dividend1.29
Dividend Growth(5Y)-15.7%
DP53.83%
Div Incr Years1
Div Non Decr Years1
Ex-Date02-14 2025-02-14 (1.43)
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)1.52%
Min EPS beat(2)-133.81%
Max EPS beat(2)136.85%
EPS beat(4)3
Avg EPS beat(4)64.77%
Min EPS beat(4)-133.81%
Max EPS beat(4)159.56%
EPS beat(8)7
Avg EPS beat(8)181.22%
EPS beat(12)9
Avg EPS beat(12)38.21%
EPS beat(16)12
Avg EPS beat(16)565.77%
Revenue beat(2)1
Avg Revenue beat(2)-0.93%
Min Revenue beat(2)-8.6%
Max Revenue beat(2)6.74%
Revenue beat(4)3
Avg Revenue beat(4)19.09%
Min Revenue beat(4)-8.6%
Max Revenue beat(4)58.82%
Revenue beat(8)5
Avg Revenue beat(8)8.98%
Revenue beat(12)9
Avg Revenue beat(12)10.28%
Revenue beat(16)13
Avg Revenue beat(16)27.27%
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-55.42%
EPS NY rev (1m)0%
EPS NY rev (3m)-64.42%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-6.82%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-5.38%
Valuation
Industry RankSector Rank
PE 9.55
Fwd PE 29.54
P/S 4.21
P/FCF N/A
P/OCF N/A
P/B 0.64
P/tB 0.64
EV/EBITDA N/A
EPS(TTM)5.25
EY10.47%
EPS(NY)1.7
Fwd EY3.39%
FCF(TTM)-28.26
FCFYN/A
OCF(TTM)-28.26
OCFYN/A
SpS11.9
BVpS78.71
TBVpS78.71
PEG (NY)N/A
PEG (5Y)N/A
Profitability
Industry RankSector Rank
ROA 3.42%
ROE 6.47%
ROCE 1.7%
ROIC 1.34%
ROICexc 1.39%
ROICexgc 1.39%
OM 20.99%
PM (TTM) 42.77%
GM 64.12%
FCFM N/A
ROA(3y)4.86%
ROA(5y)-1.27%
ROE(3y)8.3%
ROE(5y)-3.57%
ROIC(3y)1.61%
ROIC(5y)N/A
ROICexc(3y)1.81%
ROICexc(5y)N/A
ROICexgc(3y)1.82%
ROICexgc(5y)N/A
ROCE(3y)2.04%
ROCE(5y)N/A
ROICexcg growth 3Y-44.65%
ROICexcg growth 5YN/A
ROICexc growth 3Y-44.61%
ROICexc growth 5YN/A
OM growth 3Y-28.04%
OM growth 5YN/A
PM growth 3Y175.26%
PM growth 5YN/A
GM growth 3Y-3.71%
GM growth 5Y23.97%
F-Score2
Asset Turnover0.08
Health
Industry RankSector Rank
Debt/Equity 0.86
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 0.71
Cash Conversion N/A
Profit Quality N/A
Current Ratio 2.91
Quick Ratio 2.91
Altman-Z -1.94
F-Score2
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-58.27%
EPS 3Y27.21%
EPS 5YN/A
EPS Q2Q%-110.69%
EPS Next Y-85.38%
EPS Next 2Y-56.85%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)15.02%
Revenue growth 3Y-11.77%
Revenue growth 5Y-13.69%
Sales Q2Q%29.19%
Revenue Next Year1.89%
Revenue Next 2Y0.48%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-6.02%
EBIT growth 3Y-36.51%
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-158.31%
FCF growth 3Y-44.67%
FCF growth 5Y-38.27%
OCF growth 1Y-158.31%
OCF growth 3Y-44.67%
OCF growth 5Y-38.27%