PHENIXFIN CORP (PFX) Stock Fundamental Analysis
USA - NASDAQ:PFX - US71742W1036 - Common Stock
42.25 USD
-0.93 (-2.14%)
Taking everything into account, PFX scores 3 out of 10 in our fundamental rating. PFX was compared to 237 industry peers in the Capital Markets industry. PFX may be in some trouble as it scores bad on both profitability and health. PFX does not seem to be growing, but still is valued expensively.
1. Profitability
1.1 Basic Checks
In the past year PFX was profitable.
In the past year PFX has reported a negative cash flow from operations.
The reported net income has been mixed in the past 5 years: PFX reported negative net income in multiple years.
In multiple years PFX reported negative operating cash flow during the last 5 years.
1.2 Ratios
PFX has a Return On Assets of 2.01%. This is comparable to the rest of the industry: PFX outperforms 42.62% of its industry peers.
With a Return On Equity value of 3.94%, PFX is not doing good in the industry: 66.24% of the companies in the same industry are doing better.
Looking at the Return On Invested Capital, with a value of 1.10%, PFX is doing worse than 67.93% of the companies in the same industry.
Measured over the past 3 years, the Average Return On Invested Capital for PFX is significantly below the industry average of 7.63%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.01% | ||
| ROE | 3.94% | ||
| ROIC | 1.1% |
ROA(3y)4.86%
ROA(5y)-1.27%
ROE(3y)8.3%
ROE(5y)-3.57%
ROIC(3y)1.61%
ROIC(5y)N/A
1.3 Margins
With a decent Profit Margin value of 25.77%, PFX is doing good in the industry, outperforming 67.09% of the companies in the same industry.
In the last couple of years the Profit Margin of PFX has grown nicely.
PFX has a Operating Margin of 17.62%. This is in the lower half of the industry: PFX underperforms 60.76% of its industry peers.
In the last couple of years the Operating Margin of PFX has declined.
PFX has a better Gross Margin (60.08%) than 70.89% of its industry peers.
PFX's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 17.62% | ||
| PM (TTM) | 25.77% | ||
| GM | 60.08% |
OM growth 3Y-28.04%
OM growth 5YN/A
PM growth 3Y175.26%
PM growth 5YN/A
GM growth 3Y-3.71%
GM growth 5Y23.97%
2. Health
2.1 Basic Checks
Compared to 1 year ago, PFX has less shares outstanding
PFX has less shares outstanding than it did 5 years ago.
Compared to 1 year ago, PFX has a worse debt to assets ratio.
2.2 Solvency
Based on the Altman-Z score of -2.02, we must say that PFX is in the distress zone and has some risk of bankruptcy.
PFX's Altman-Z score of -2.02 is on the low side compared to the rest of the industry. PFX is outperformed by 90.30% of its industry peers.
A Debt/Equity ratio of 0.92 indicates that PFX is somewhat dependend on debt financing.
PFX has a Debt to Equity ratio of 0.92. This is comparable to the rest of the industry: PFX outperforms 52.74% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.92 | ||
| Debt/FCF | N/A | ||
| Altman-Z | -2.02 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
PFX has a Current Ratio of 1.99. This is a normal value and indicates that PFX is financially healthy and should not expect problems in meeting its short term obligations.
PFX has a better Current ratio (1.99) than 70.04% of its industry peers.
A Quick Ratio of 1.99 indicates that PFX should not have too much problems paying its short term obligations.
PFX's Quick ratio of 1.99 is fine compared to the rest of the industry. PFX outperforms 70.46% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.99 | ||
| Quick Ratio | 1.99 |
3. Growth
3.1 Past
The earnings per share for PFX have decreased strongly by -66.49% in the last year.
Measured over the past years, PFX shows a very strong growth in Earnings Per Share. The EPS has been growing by 27.21% on average per year.
The Revenue has been growing slightly by 7.47% in the past year.
PFX shows a very negative growth in Revenue. Measured over the last years, the Revenue has been decreasing by -13.69% yearly.
EPS 1Y (TTM)-66.49%
EPS 3Y27.21%
EPS 5YN/A
EPS Q2Q%-157.36%
Revenue 1Y (TTM)7.47%
Revenue growth 3Y-11.77%
Revenue growth 5Y-13.69%
Sales Q2Q%-1.25%
3.2 Future
Based on estimates for the next years, PFX will show a very negative growth in Earnings Per Share. The EPS will decrease by -55.45% on average per year.
The Revenue is expected to decrease by -1.20% on average over the next years.
EPS Next Y-97.01%
EPS Next 2Y-55.45%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year1.64%
Revenue Next 2Y-1.2%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 13.12 indicates a correct valuation of PFX.
PFX's Price/Earnings ratio is in line with the industry average.
PFX's Price/Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 26.13.
PFX is valuated rather expensively with a Price/Forward Earnings ratio of 23.34.
Based on the Price/Forward Earnings ratio, PFX is valued a bit more expensive than the industry average as 63.71% of the companies are valued more cheaply.
The average S&P500 Price/Forward Earnings ratio is at 22.35. PFX is around the same levels.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 13.12 | ||
| Fwd PE | 23.34 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
PFX's earnings are expected to decrease with -55.45% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-55.45%
EPS Next 3YN/A
5. Dividend
5.1 Amount
PFX has a Yearly Dividend Yield of 3.28%. Purely for dividend investing, there may be better candidates out there.
PFX's Dividend Yield is comparable with the industry average which is at 8.57.
PFX's Dividend Yield is a higher than the S&P500 average which is at 2.39.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.28% |
5.2 History
The dividend of PFX decreases each year by -15.70%.
PFX has been paying a dividend for at least 10 years, so it has a reliable track record.
The dividend of PFX decreased recently.
Dividend Growth(5Y)-15.7%
Div Incr Years1
Div Non Decr Years1
5.3 Sustainability
46.77% of the earnings are spent on dividend by PFX. This is a bit on the high side, but may be sustainable.
The Dividend Rate of PFX has been decling, while earnings will also be declining. This means the current dividend is most likely not sustainable.
DP46.77%
EPS Next 2Y-55.45%
EPS Next 3YN/A
NASDAQ:PFX (11/5/2025, 8:23:14 PM)
42.25
-0.93 (-2.14%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners28.09%
Inst Owner Change-3.22%
Ins Owners20.95%
Ins Owner Change0.64%
Market Cap84.50M
Revenue(TTM)23.96M
Net Income(TTM)6.17M
Analysts45
Price TargetN/A
Short Float %0.02%
Short Ratio0.28
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.28% |
Yearly Dividend1.29
Dividend Growth(5Y)-15.7%
DP46.77%
Div Incr Years1
Div Non Decr Years1
Ex-Date
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-215.91%
Min EPS beat(2)-298.02%
Max EPS beat(2)-133.81%
EPS beat(4)2
Avg EPS beat(4)-33.86%
Min EPS beat(4)-298.02%
Max EPS beat(4)159.56%
EPS beat(8)6
Avg EPS beat(8)88.88%
EPS beat(12)9
Avg EPS beat(12)88.19%
EPS beat(16)11
Avg EPS beat(16)17.09%
Revenue beat(2)1
Avg Revenue beat(2)-3.66%
Min Revenue beat(2)-8.6%
Max Revenue beat(2)1.27%
Revenue beat(4)3
Avg Revenue beat(4)14.56%
Min Revenue beat(4)-8.6%
Max Revenue beat(4)58.82%
Revenue beat(8)6
Avg Revenue beat(8)9.39%
Revenue beat(12)9
Avg Revenue beat(12)10.2%
Revenue beat(16)13
Avg Revenue beat(16)12.31%
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0%
EPS NQ rev (3m)33.33%
EPS NY rev (1m)0%
EPS NY rev (3m)-79.55%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-3.32%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.25%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 13.12 | ||
| Fwd PE | 23.34 | ||
| P/S | 3.53 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 0.54 | ||
| P/tB | 0.54 | ||
| EV/EBITDA | N/A |
EPS(TTM)3.22
EY7.62%
EPS(NY)1.81
Fwd EY4.28%
FCF(TTM)-27.82
FCFYN/A
OCF(TTM)-27.82
OCFYN/A
SpS11.98
BVpS78.35
TBVpS78.35
PEG (NY)N/A
PEG (5Y)N/A
Graham Number75.34
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.01% | ||
| ROE | 3.94% | ||
| ROCE | 1.4% | ||
| ROIC | 1.1% | ||
| ROICexc | 1.13% | ||
| ROICexgc | 1.13% | ||
| OM | 17.62% | ||
| PM (TTM) | 25.77% | ||
| GM | 60.08% | ||
| FCFM | N/A |
ROA(3y)4.86%
ROA(5y)-1.27%
ROE(3y)8.3%
ROE(5y)-3.57%
ROIC(3y)1.61%
ROIC(5y)N/A
ROICexc(3y)1.81%
ROICexc(5y)N/A
ROICexgc(3y)1.82%
ROICexgc(5y)N/A
ROCE(3y)2.04%
ROCE(5y)N/A
ROICexgc growth 3Y-44.65%
ROICexgc growth 5YN/A
ROICexc growth 3Y-44.61%
ROICexc growth 5YN/A
OM growth 3Y-28.04%
OM growth 5YN/A
PM growth 3Y175.26%
PM growth 5YN/A
GM growth 3Y-3.71%
GM growth 5Y23.97%
F-Score3
Asset Turnover0.08
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.92 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 0.56 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.99 | ||
| Quick Ratio | 1.99 | ||
| Altman-Z | -2.02 |
F-Score3
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-66.49%
EPS 3Y27.21%
EPS 5YN/A
EPS Q2Q%-157.36%
EPS Next Y-97.01%
EPS Next 2Y-55.45%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)7.47%
Revenue growth 3Y-11.77%
Revenue growth 5Y-13.69%
Sales Q2Q%-1.25%
Revenue Next Year1.64%
Revenue Next 2Y-1.2%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-31.1%
EBIT growth 3Y-36.51%
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-309.14%
FCF growth 3Y-44.67%
FCF growth 5Y-38.27%
OCF growth 1Y-309.14%
OCF growth 3Y-44.67%
OCF growth 5Y-38.27%
PHENIXFIN CORP / PFX FAQ
What is the ChartMill fundamental rating of PHENIXFIN CORP (PFX) stock?
ChartMill assigns a fundamental rating of 3 / 10 to PFX.
What is the valuation status of PHENIXFIN CORP (PFX) stock?
ChartMill assigns a valuation rating of 1 / 10 to PHENIXFIN CORP (PFX). This can be considered as Overvalued.
How profitable is PHENIXFIN CORP (PFX) stock?
PHENIXFIN CORP (PFX) has a profitability rating of 3 / 10.
What is the valuation of PHENIXFIN CORP based on its PE and PB ratios?
The Price/Earnings (PE) ratio for PHENIXFIN CORP (PFX) is 13.12 and the Price/Book (PB) ratio is 0.54.
What is the financial health of PHENIXFIN CORP (PFX) stock?
The financial health rating of PHENIXFIN CORP (PFX) is 3 / 10.