PHENIXFIN CORP (PFX) Stock Fundamental Analysis
USA - NASDAQ:PFX - US71742W1036 - Common Stock
48.2 USD
+0.07 (+0.14%)
PFX gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 237 industry peers in the Capital Markets industry. Both the profitability and financial health of PFX have multiple concerns. PFX has a expensive valuation and it also scores bad on growth.
1. Profitability
1.1 Basic Checks
PFX had positive earnings in the past year.
In the past year PFX has reported a negative cash flow from operations.
The reported net income has been mixed in the past 5 years: PFX reported negative net income in multiple years.
In multiple years PFX reported negative operating cash flow during the last 5 years.
1.2 Ratios
PFX's Return On Assets of 2.01% is in line compared to the rest of the industry. PFX outperforms 43.04% of its industry peers.
PFX has a Return On Equity of 3.94%. This is in the lower half of the industry: PFX underperforms 66.24% of its industry peers.
With a Return On Invested Capital value of 1.10%, PFX is not doing good in the industry: 69.20% of the companies in the same industry are doing better.
The Average Return On Invested Capital over the past 3 years for PFX is significantly below the industry average of 7.61%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.01% | ||
| ROE | 3.94% | ||
| ROIC | 1.1% |
ROA(3y)4.86%
ROA(5y)-1.27%
ROE(3y)8.3%
ROE(5y)-3.57%
ROIC(3y)1.61%
ROIC(5y)N/A
1.3 Margins
Looking at the Profit Margin, with a value of 25.77%, PFX is in the better half of the industry, outperforming 68.35% of the companies in the same industry.
PFX's Profit Margin has improved in the last couple of years.
Looking at the Operating Margin, with a value of 17.62%, PFX is doing worse than 62.03% of the companies in the same industry.
PFX's Operating Margin has declined in the last couple of years.
PFX's Gross Margin of 60.08% is fine compared to the rest of the industry. PFX outperforms 69.62% of its industry peers.
In the last couple of years the Gross Margin of PFX has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 17.62% | ||
| PM (TTM) | 25.77% | ||
| GM | 60.08% |
OM growth 3Y-28.04%
OM growth 5YN/A
PM growth 3Y175.26%
PM growth 5YN/A
GM growth 3Y-3.71%
GM growth 5Y23.97%
2. Health
2.1 Basic Checks
PFX has less shares outstanding than it did 1 year ago.
The number of shares outstanding for PFX has been reduced compared to 5 years ago.
PFX has a worse debt/assets ratio than last year.
2.2 Solvency
PFX has an Altman-Z score of -1.97. This is a bad value and indicates that PFX is not financially healthy and even has some risk of bankruptcy.
Looking at the Altman-Z score, with a value of -1.97, PFX is doing worse than 88.19% of the companies in the same industry.
A Debt/Equity ratio of 0.92 indicates that PFX is somewhat dependend on debt financing.
Looking at the Debt to Equity ratio, with a value of 0.92, PFX is in line with its industry, outperforming 53.59% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.92 | ||
| Debt/FCF | N/A | ||
| Altman-Z | -1.97 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 1.99 indicates that PFX should not have too much problems paying its short term obligations.
The Current ratio of PFX (1.99) is better than 70.04% of its industry peers.
A Quick Ratio of 1.99 indicates that PFX should not have too much problems paying its short term obligations.
With a decent Quick ratio value of 1.99, PFX is doing good in the industry, outperforming 70.46% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.99 | ||
| Quick Ratio | 1.99 |
3. Growth
3.1 Past
The earnings per share for PFX have decreased strongly by -66.49% in the last year.
PFX shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 27.21% yearly.
Looking at the last year, PFX shows a small growth in Revenue. The Revenue has grown by 7.47% in the last year.
PFX shows a very negative growth in Revenue. Measured over the last years, the Revenue has been decreasing by -13.69% yearly.
EPS 1Y (TTM)-66.49%
EPS 3Y27.21%
EPS 5YN/A
EPS Q2Q%-157.36%
Revenue 1Y (TTM)7.47%
Revenue growth 3Y-11.77%
Revenue growth 5Y-13.69%
Sales Q2Q%-1.25%
3.2 Future
PFX is expected to show a very negative growth in Earnings Per Share. In the coming years, the EPS will decrease by -55.45% yearly.
PFX is expected to show a decrease in Revenue. In the coming years, the Revenue will decrease by -1.20% yearly.
EPS Next Y-97.01%
EPS Next 2Y-55.45%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year1.64%
Revenue Next 2Y-1.2%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
PFX is valuated correctly with a Price/Earnings ratio of 14.97.
The rest of the industry has a similar Price/Earnings ratio as PFX.
Compared to an average S&P500 Price/Earnings ratio of 27.41, PFX is valued a bit cheaper.
The Price/Forward Earnings ratio is 26.63, which means the current valuation is very expensive for PFX.
PFX's Price/Forward Earnings ratio is a bit more expensive when compared to the industry. PFX is more expensive than 66.24% of the companies in the same industry.
The average S&P500 Price/Forward Earnings ratio is at 22.88. PFX is around the same levels.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 14.97 | ||
| Fwd PE | 26.63 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
A cheap valuation may be justified as PFX's earnings are expected to decrease with -55.45% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-55.45%
EPS Next 3YN/A
5. Dividend
5.1 Amount
PFX has a Yearly Dividend Yield of 2.98%. Purely for dividend investing, there may be better candidates out there.
Compared to an average industry Dividend Yield of 7.96, PFX has a dividend in line with its industry peers.
PFX's Dividend Yield is a higher than the S&P500 average which is at 2.38.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.98% |
5.2 History
The dividend of PFX decreases each year by -15.70%.
PFX has paid a dividend for at least 10 years, which is a reliable track record.
The dividend of PFX decreased recently.
Dividend Growth(5Y)-15.7%
Div Incr Years1
Div Non Decr Years1
5.3 Sustainability
46.77% of the earnings are spent on dividend by PFX. This is a bit on the high side, but may be sustainable.
PFX's earnings and Dividend Rate are declining. This means the current dividend is most likely not sustainable.
DP46.77%
EPS Next 2Y-55.45%
EPS Next 3YN/A
NASDAQ:PFX (9/18/2025, 8:14:57 PM)
48.2
+0.07 (+0.14%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners27.99%
Inst Owner Change-0.65%
Ins Owners20.66%
Ins Owner Change0.47%
Market Cap96.40M
Analysts45
Price TargetN/A
Short Float %0.09%
Short Ratio0.86
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.98% |
Yearly Dividend1.29
Dividend Growth(5Y)-15.7%
DP46.77%
Div Incr Years1
Div Non Decr Years1
Ex-Date
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-215.91%
Min EPS beat(2)-298.02%
Max EPS beat(2)-133.81%
EPS beat(4)2
Avg EPS beat(4)-33.86%
Min EPS beat(4)-298.02%
Max EPS beat(4)159.56%
EPS beat(8)6
Avg EPS beat(8)88.88%
EPS beat(12)9
Avg EPS beat(12)88.19%
EPS beat(16)11
Avg EPS beat(16)17.09%
Revenue beat(2)1
Avg Revenue beat(2)-3.66%
Min Revenue beat(2)-8.6%
Max Revenue beat(2)1.27%
Revenue beat(4)3
Avg Revenue beat(4)14.56%
Min Revenue beat(4)-8.6%
Max Revenue beat(4)58.82%
Revenue beat(8)6
Avg Revenue beat(8)9.39%
Revenue beat(12)9
Avg Revenue beat(12)10.2%
Revenue beat(16)13
Avg Revenue beat(16)12.31%
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0%
EPS NQ rev (3m)33.33%
EPS NY rev (1m)-79.55%
EPS NY rev (3m)-79.55%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-3.32%
Revenue NY rev (1m)-0.25%
Revenue NY rev (3m)-0.25%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 14.97 | ||
| Fwd PE | 26.63 | ||
| P/S | 4.02 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 0.62 | ||
| P/tB | 0.62 | ||
| EV/EBITDA | N/A |
EPS(TTM)3.22
EY6.68%
EPS(NY)1.81
Fwd EY3.76%
FCF(TTM)-27.82
FCFYN/A
OCF(TTM)-27.82
OCFYN/A
SpS11.98
BVpS78.35
TBVpS78.35
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.01% | ||
| ROE | 3.94% | ||
| ROCE | 1.4% | ||
| ROIC | 1.1% | ||
| ROICexc | 1.13% | ||
| ROICexgc | 1.13% | ||
| OM | 17.62% | ||
| PM (TTM) | 25.77% | ||
| GM | 60.08% | ||
| FCFM | N/A |
ROA(3y)4.86%
ROA(5y)-1.27%
ROE(3y)8.3%
ROE(5y)-3.57%
ROIC(3y)1.61%
ROIC(5y)N/A
ROICexc(3y)1.81%
ROICexc(5y)N/A
ROICexgc(3y)1.82%
ROICexgc(5y)N/A
ROCE(3y)2.04%
ROCE(5y)N/A
ROICexcg growth 3Y-44.65%
ROICexcg growth 5YN/A
ROICexc growth 3Y-44.61%
ROICexc growth 5YN/A
OM growth 3Y-28.04%
OM growth 5YN/A
PM growth 3Y175.26%
PM growth 5YN/A
GM growth 3Y-3.71%
GM growth 5Y23.97%
F-Score3
Asset Turnover0.08
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.92 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 0.56 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.99 | ||
| Quick Ratio | 1.99 | ||
| Altman-Z | -1.97 |
F-Score3
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-66.49%
EPS 3Y27.21%
EPS 5YN/A
EPS Q2Q%-157.36%
EPS Next Y-97.01%
EPS Next 2Y-55.45%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)7.47%
Revenue growth 3Y-11.77%
Revenue growth 5Y-13.69%
Sales Q2Q%-1.25%
Revenue Next Year1.64%
Revenue Next 2Y-1.2%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-31.1%
EBIT growth 3Y-36.51%
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-309.14%
FCF growth 3Y-44.67%
FCF growth 5Y-38.27%
OCF growth 1Y-309.14%
OCF growth 3Y-44.67%
OCF growth 5Y-38.27%