45.84 USD
+3.28 (+7.71%)
PFX gets a fundamental rating of 2 out of 10. The analysis compared the fundamentals against 238 industry peers in the Capital Markets industry. PFX has a bad profitability rating. Also its financial health evaluation is rather negative. PFX has a expensive valuation and it also scores bad on growth.
1. Profitability
1.1 Basic Checks
In the past year PFX was profitable.
In the past year PFX has reported a negative cash flow from operations.
The reported net income has been mixed in the past 5 years: PFX reported negative net income in multiple years.
The reported operating cash flow has been mixed in the past 5 years: PFX reported negative operating cash flow in multiple years.
1.2 Ratios
PFX's Return On Assets of 2.01% is in line compared to the rest of the industry. PFX outperforms 45.38% of its industry peers.
With a Return On Equity value of 3.94%, PFX is not doing good in the industry: 65.13% of the companies in the same industry are doing better.
The Return On Invested Capital of PFX (1.10%) is worse than 65.55% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for PFX is significantly below the industry average of 7.00%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.01% | ||
| ROE | 3.94% | ||
| ROIC | 1.1% |
ROA(3y)4.86%
ROA(5y)-1.27%
ROE(3y)8.3%
ROE(5y)-3.57%
ROIC(3y)1.61%
ROIC(5y)N/A
1.3 Margins
PFX has a better Profit Margin (25.76%) than 64.29% of its industry peers.
In the last couple of years the Profit Margin of PFX has grown nicely.
The Operating Margin of PFX (17.61%) is comparable to the rest of the industry.
PFX's Operating Margin has declined in the last couple of years.
PFX has a better Gross Margin (60.08%) than 70.59% of its industry peers.
In the last couple of years the Gross Margin of PFX has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 17.61% | ||
| PM (TTM) | 25.76% | ||
| GM | 60.08% |
OM growth 3Y-28.04%
OM growth 5YN/A
PM growth 3Y175.26%
PM growth 5YN/A
GM growth 3Y-3.71%
GM growth 5Y23.97%
2. Health
2.1 Basic Checks
There is no outstanding debt for PFX. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
2.2 Solvency
Based on the Altman-Z score of -1.99, we must say that PFX is in the distress zone and has some risk of bankruptcy.
PFX's Altman-Z score of -1.99 is on the low side compared to the rest of the industry. PFX is outperformed by 88.66% of its industry peers.
PFX has a Debt/Equity ratio of 0.92. This is a neutral value indicating PFX is somewhat dependend on debt financing.
PFX has a Debt to Equity ratio of 0.92. This is comparable to the rest of the industry: PFX outperforms 52.52% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.92 | ||
| Debt/FCF | N/A | ||
| Altman-Z | -1.99 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 1.99 indicates that PFX should not have too much problems paying its short term obligations.
PFX's Current ratio of 1.99 is fine compared to the rest of the industry. PFX outperforms 72.27% of its industry peers.
A Quick Ratio of 1.99 indicates that PFX should not have too much problems paying its short term obligations.
The Quick ratio of PFX (1.99) is better than 72.69% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.99 | ||
| Quick Ratio | 1.99 |
3. Growth
3.1 Past
PFX shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -75.55%.
EPS 1Y (TTM)-75.55%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-32.78%
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%-38.64%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next Y-18.84%
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-3.96%
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
PFX is valuated rather expensively with a Price/Earnings ratio of 20.56.
PFX's Price/Earnings is on the same level as the industry average.
When comparing the Price/Earnings ratio of PFX to the average of the S&P500 Index (26.39), we can say PFX is valued slightly cheaper.
The Price/Forward Earnings ratio is 25.33, which means the current valuation is very expensive for PFX.
PFX's Price/Forward Earnings ratio is a bit more expensive when compared to the industry. PFX is more expensive than 64.29% of the companies in the same industry.
When comparing the Price/Forward Earnings ratio of PFX to the average of the S&P500 Index (23.84), we can say PFX is valued inline with the index average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 20.56 | ||
| Fwd PE | 25.33 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
PFX has a Yearly Dividend Yield of 3.12%.
PFX's Dividend Yield is comparable with the industry average which is at 6.43.
Compared to an average S&P500 Dividend Yield of 1.87, PFX pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.12% |
5.2 History
The dividend of PFX decreases each year by -15.70%.
PFX has been paying a dividend for at least 10 years, so it has a reliable track record.
The dividend of PFX decreased recently.
Dividend Growth(5Y)-15.7%
Div Incr Years1
Div Non Decr Years1
5.3 Sustainability
PFX pays out 46.81% of its income as dividend. This is a bit on the high side, but may be sustainable.
PFX's earnings and Dividend Rate are declining. This means the current dividend is most likely not sustainable.
DP46.81%
EPS Next 2YN/A
EPS Next 3YN/A
NASDAQ:PFX (12/19/2025, 8:09:47 PM)
45.84
+3.28 (+7.71%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners28.09%
Inst Owner Change-3.02%
Ins Owners20.96%
Ins Owner Change0.85%
Market Cap91.68M
Revenue(TTM)N/A
Net Income(TTM)6.17M
Analysts45
Price TargetN/A
Short Float %0.01%
Short Ratio0.11
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.12% |
Yearly Dividend1.29
Dividend Growth(5Y)-15.7%
DP46.81%
Div Incr Years1
Div Non Decr Years1
Ex-Date
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-215.91%
Min EPS beat(2)-298.02%
Max EPS beat(2)-133.81%
EPS beat(4)2
Avg EPS beat(4)-33.86%
Min EPS beat(4)-298.02%
Max EPS beat(4)159.56%
EPS beat(8)6
Avg EPS beat(8)88.88%
EPS beat(12)9
Avg EPS beat(12)88.19%
EPS beat(16)11
Avg EPS beat(16)17.09%
Revenue beat(2)1
Avg Revenue beat(2)-3.66%
Min Revenue beat(2)-8.6%
Max Revenue beat(2)1.27%
Revenue beat(4)3
Avg Revenue beat(4)14.56%
Min Revenue beat(4)-8.6%
Max Revenue beat(4)58.82%
Revenue beat(8)6
Avg Revenue beat(8)9.39%
Revenue beat(12)9
Avg Revenue beat(12)10.2%
Revenue beat(16)13
Avg Revenue beat(16)12.31%
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0%
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 20.56 | ||
| Fwd PE | 25.33 | ||
| P/S | 3.83 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 0.59 | ||
| P/tB | 0.59 | ||
| EV/EBITDA | N/A |
EPS(TTM)2.23
EY4.86%
EPS(NY)1.81
Fwd EY3.95%
FCF(TTM)-27.87
FCFYN/A
OCF(TTM)-27.87
OCFYN/A
SpS11.98
BVpS78.35
TBVpS78.35
PEG (NY)N/A
PEG (5Y)N/A
Graham Number62.7
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.01% | ||
| ROE | 3.94% | ||
| ROCE | 1.4% | ||
| ROIC | 1.1% | ||
| ROICexc | 1.13% | ||
| ROICexgc | 1.13% | ||
| OM | 17.61% | ||
| PM (TTM) | 25.76% | ||
| GM | 60.08% | ||
| FCFM | N/A |
ROA(3y)4.86%
ROA(5y)-1.27%
ROE(3y)8.3%
ROE(5y)-3.57%
ROIC(3y)1.61%
ROIC(5y)N/A
ROICexc(3y)1.81%
ROICexc(5y)N/A
ROICexgc(3y)1.82%
ROICexgc(5y)N/A
ROCE(3y)2.04%
ROCE(5y)N/A
ROICexgc growth 3Y-44.65%
ROICexgc growth 5YN/A
ROICexc growth 3Y-44.61%
ROICexc growth 5YN/A
OM growth 3Y-28.04%
OM growth 5YN/A
PM growth 3Y175.26%
PM growth 5YN/A
GM growth 3Y-3.71%
GM growth 5Y23.97%
F-Score3
Asset Turnover0.08
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.92 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 0.56 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.99 | ||
| Quick Ratio | 1.99 | ||
| Altman-Z | -1.99 |
F-Score3
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-75.55%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-32.78%
EPS Next Y-18.84%
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%-38.64%
Revenue Next Year-3.96%
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-31.16%
EBIT growth 3Y-36.51%
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-309.89%
FCF growth 3Y-44.67%
FCF growth 5Y-38.27%
OCF growth 1Y-309.89%
OCF growth 3Y-44.67%
OCF growth 5Y-38.27%
PHENIXFIN CORP / PFX FAQ
What is the ChartMill fundamental rating of PHENIXFIN CORP (PFX) stock?
ChartMill assigns a fundamental rating of 2 / 10 to PFX.
What is the valuation status of PHENIXFIN CORP (PFX) stock?
ChartMill assigns a valuation rating of 1 / 10 to PHENIXFIN CORP (PFX). This can be considered as Overvalued.
How profitable is PHENIXFIN CORP (PFX) stock?
PHENIXFIN CORP (PFX) has a profitability rating of 3 / 10.
What is the valuation of PHENIXFIN CORP based on its PE and PB ratios?
The Price/Earnings (PE) ratio for PHENIXFIN CORP (PFX) is 20.56 and the Price/Book (PB) ratio is 0.59.
What is the financial health of PHENIXFIN CORP (PFX) stock?
The financial health rating of PHENIXFIN CORP (PFX) is 3 / 10.