PENNYMAC FINANCIAL SERVICES (PFSI) Forecast, Price Target & Analyst Ratings

Q: What do analysts expect the price target to be for PENNYMAC FINANCIAL SERVICES (PFSI)?

15 analysts have analysed PFSI and the average price target is 136.1 USD. This implies a price increase of 51.05% is expected in the next year compared to the current price of 90.1.

Q: Can you provide the upcoming earnings date for PENNYMAC FINANCIAL SERVICES?

PENNYMAC FINANCIAL SERVICES (PFSI) will report earnings on 2026-04-20, after the market close.

NYSE:PFSI • US70932M1071

90.1 USD

+2.4 (+2.74%)

At close: Apr 2, 2026

90.1 USD

0 (0%)

After Hours: 4/2/2026, 8:04:00 PM

View the latest analyst price targets, stock forecast, EPS estimates, revenue projections, revisions, full estimates, rating distribution and upgrades/downgrades for PENNYMAC FINANCIAL SERVICES (PFSI).

Consensus Price Target

Price Target

$136.10

+ 51.05% Upside

→ Price target details

Next Earnings Forecast

Earnings Estimate

Release Date: Apr 20, 2026
Period: Q1 / 2026
EPS Estimate: $2.47
Revenue Estimate: 577.52M

→ Full earnings forecast details

ChartMill Buy Consensus

Rating

80.00%

Weighted Analyst Rating Score

→ Analyst Ratings details

Price Target Details & History

Consensus Price Target and Range

Mean target

$136.10

Upside

+ 51.05%

From current price of $90.10 to mean target of $136.10, Based on 15 analyst forecasts

Low

$112.11

Median

$138.72

High

$157.50

Price Target Revisions

1 Month

0.32%

3 Months

-8.06%

Price Target Summary

15 Wall Street analysts provided a forecast for the next 12 months for PFSI. The average price target is 136.1 USD. This implies a price increase of 51.05% is expected in the next year compared to the current price of 90.1.

The average price target has been revised downward by 8.06% in the past 3 months.

→ Find peer stocks trading 30% below analyst price target

Analyst Ratings & History

Current Analyst Ratings

Analyst Ratings History

Analyst Ratings Consensus

ChartMill Buy Consensus

80.00%

PFSI was analyzed by 15 analysts. The buy percentage consensus is at 80. So analysts seem to be have mildly positive about PFSI.

In the previous month the buy percentage consensus was at a similar level.

PFSI was analyzed by 15 analysts, which should be a sufficient number of analysts to have a meaningful average consensus rating.

→ Find peer stocks with a buy consensus above 85%

Recent Upgrades & Downgrades

Date	Firm	Action	From → To
2026-04-02	Piper Sandler	Maintains	Overweight -> Overweight
2026-03-16	Keefe, Bruyette & Woods	Upgrade	Market Perform -> Outperform
2026-02-02	Keefe, Bruyette & Woods	Maintains	Market Perform -> Market Perform
2026-01-30	Barclays	Maintains	Overweight -> Overweight
2026-01-30	Wells Fargo	Maintains	Overweight -> Overweight
2026-01-30	Piper Sandler	Maintains	Overweight -> Overweight
2026-01-15	Piper Sandler	Maintains	Overweight -> Overweight
2026-01-06	Barclays	Maintains	Overweight -> Overweight
2026-01-05	Wells Fargo	Maintains	Overweight -> Overweight
2025-12-29	BTIG	Maintains	Buy -> Buy
2025-12-22	Piper Sandler	Maintains	Overweight -> Overweight
2025-12-19	Jefferies	Initiate	Buy
2025-12-18	Keefe, Bruyette & Woods	Maintains	Market Perform -> Market Perform
2025-10-24	Keefe, Bruyette & Woods	Maintains	Market Perform -> Market Perform
2025-10-24	UBS	Maintains	Neutral -> Neutral
2025-10-22	BTIG	Reiterate	Buy -> Buy
2025-10-22	Barclays	Maintains	Overweight -> Overweight
2025-10-22	Wells Fargo	Maintains	Overweight -> Overweight
2025-10-22	Piper Sandler	Maintains	Overweight -> Overweight
2025-10-10	UBS	Maintains	Neutral -> Neutral
2025-10-08	Piper Sandler	Maintains	Overweight -> Overweight
2025-10-06	Barclays	Maintains	Overweight -> Overweight
2025-09-03	Keefe, Bruyette & Woods	Maintains	Outperform -> Outperform
2025-07-24	Keefe, Bruyette & Woods	Maintains	Outperform -> Outperform
2025-07-24	UBS	Maintains	Neutral -> Neutral

Next Earnings Forecast Details

Next Earnings Details

Release Date: Apr 20, 2026
Period: Q1 / 2026
EPS Estimate: $2.47
Revenue Estimate: 577.52M
Revenue Q2Q: 34.03%
EPS Q2Q: 73.83%
Number of Analysts: 9

Next Earnings Revisions

Revenue (1 Month)

0.80%

Revenue (3 Months)

-13.47%

EPS (1 Month)

2.91%

EPS (3 Months)

-29.58%

Next Earnings Summary

PFSI is expected to report earnings on 4/20/2026. The consensus EPS estimate for the next earnings is 2.47 USD and the consensus revenue estimate is 577.52M USD.

The next earnings revenue estimate has been revised downward by 13.47% in the past 3 months. Downward revisions are a negative sign and indicate that analysts are more pessimistic about the next earnings compared to 3 months ago.

→ Find peers expecting at least 20% revenue growth next quarter

Full Analyst Estimates 2026 - 2028

Yearly Earnings Per Share (EPS), Revenue, EBIT, EBITDA and Operating Margin Analyst Estimates

	2023	2024	2025	2026	2027	2028
Revenue YoY % growth	2.039B -12.14%	2.413B 18.32%	3.007B 24.62%	2.591B -13.84%	2.992B 15.48%	3.276B 9.49%
EBITDA YoY % growth	399.615M -42.88%	458.748M 14.80%	610.406M 33.06%	941.46M 54.24%	1.382B 46.79%	1.703B 23.23%
EBIT YoY % growth	346.401M -47.93%	402.764M 16.27%	556.014M 38.05%	821.71M 47.79%	1.182B 43.85%	N/A
Operating Margin	16.99%	16.69%	18.49%	31.71%	39.51%	N/A
EPS YoY % growth	2.71 -67.70%	7.58 179.70%	9.30 22.69%	12.98 39.53%	16.30 25.64%	17.42 6.86%

All data in USD

Quarterly Earnings Per Share (EPS), Revenue, EBIT and EBITDA Analyst Estimates

	Q1 / 26	Q2 / 26	Q3 / 26	Q4 / 26	Q1 / 27	Q2 / 27	Q3 / 27	Q4 / 27
EPS Q2Q % growth	2.47 73.83%	3.02 18.71%	3.36 -0.36%	3.61 83.29%	3.73 51.24%	4.07 35.09%	4.25 26.47%	4.35 20.53%
Revenue Q2Q % growth	577.52M 34.03%	642.76M 44.53%	674.3M 6.54%	689.32M 28.13%	703.46M 21.81%	750.55M 16.77%	778.91M 15.51%	802.06M 16.36%
EBITDA Q2Q % growth	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
EBIT Q2Q % growth	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A

All data in USD

Yearly Earnings Per Share (EPS) and Revenue Trends vs Historical Data

Long Term Forward Growth Forecast Summary

Long Term EPS Growth (CAGR)

EPS Next 3 Year

23.27%

EPS Next 5 Year

N/A

Long Term Revenue Growth (CAGR)

Revenue Next 3 Year

14.37%

Revenue Next 5 Year

N/A

Long Term EBIT Growth (CAGR)

EBIT Next 3 Year

36.53%

EBIT Next 5 Year

N/A

→ Find peers expecting at least 20% CAGR revenue growth over the next 3 years

PENNYMAC FINANCIAL SERVICES / PFSI Forecast FAQ

What do analysts expect the price target to be for PENNYMAC FINANCIAL SERVICES (PFSI)?

15 analysts have analysed PFSI and the average price target is 136.1 USD. This implies a price increase of 51.05% is expected in the next year compared to the current price of 90.1.

Can you provide the upcoming earnings date for PENNYMAC FINANCIAL SERVICES?

PENNYMAC FINANCIAL SERVICES (PFSI) will report earnings on 2026-04-20, after the market close.

What are the consensus estimates for PFSI stock next earnings?

The consensus EPS estimate for the next earnings of PENNYMAC FINANCIAL SERVICES (PFSI) is 2.47 USD and the consensus revenue estimate is 577.52M USD.

Can you provide the expected long term growth rate for PENNYMAC FINANCIAL SERVICES stock?

The expected long term growth rate for PENNYMAC FINANCIAL SERVICES (PFSI) is 14.37%.

Analyst forecast overview

Forecast Snapshot