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PENNANTPARK FLOATING RATE CA (PFLT) Stock Fundamental Analysis

NYSE:PFLT - New York Stock Exchange, Inc. - US70806A1060 - Common Stock - Currency: USD

10.21  +0.1 (+0.99%)

After market: 10.24 +0.03 (+0.29%)

Fundamental Rating

5

PFLT gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 232 industry peers in the Capital Markets industry. There are concerns on the financial health of PFLT while its profitability can be described as average. PFLT is not priced too expensively while it is growing strongly. Keep and eye on this one!


Dividend Valuation Growth Profitability Health

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4

1. Profitability

1.1 Basic Checks

PFLT had positive earnings in the past year.
PFLT had a negative operating cash flow in the past year.
Each year in the past 5 years PFLT has been profitable.
The reported operating cash flow has been mixed in the past 5 years: PFLT reported negative operating cash flow in multiple years.
PFLT Yearly Net Income VS EBIT VS OCF VS FCFPFLT Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 -200M -400M -600M -800M

1.2 Ratios

With a Return On Assets value of 2.74%, PFLT perfoms like the industry average, outperforming 51.29% of the companies in the same industry.
PFLT's Return On Equity of 6.35% is in line compared to the rest of the industry. PFLT outperforms 40.52% of its industry peers.
PFLT's Return On Invested Capital of 3.09% is on the low side compared to the rest of the industry. PFLT is outperformed by 62.07% of its industry peers.
PFLT had an Average Return On Invested Capital over the past 3 years of 3.65%. This is below the industry average of 7.89%.
Industry RankSector Rank
ROA 2.74%
ROE 6.35%
ROIC 3.09%
ROA(3y)2.66%
ROA(5y)2.88%
ROE(3y)5.71%
ROE(5y)6.5%
ROIC(3y)3.65%
ROIC(5y)3.35%
PFLT Yearly ROA, ROE, ROICPFLT Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2 4 6 8 10

1.3 Margins

PFLT has a better Profit Margin (29.11%) than 71.55% of its industry peers.
PFLT's Profit Margin has improved in the last couple of years.
PFLT has a Operating Margin of 40.80%. This is in the better half of the industry: PFLT outperforms 71.55% of its industry peers.
PFLT's Operating Margin has declined in the last couple of years.
PFLT's Gross Margin of 47.60% is in line compared to the rest of the industry. PFLT outperforms 50.43% of its industry peers.
PFLT's Gross Margin has declined in the last couple of years.
Industry RankSector Rank
OM 40.8%
PM (TTM) 29.11%
GM 47.6%
OM growth 3Y-4.36%
OM growth 5Y-2.89%
PM growth 3Y-10.32%
PM growth 5Y32.06%
GM growth 3Y-2.45%
GM growth 5Y-2.77%
PFLT Yearly Profit, Operating, Gross MarginsPFLT Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 20 40 60

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3

2. Health

2.1 Basic Checks

Compared to 1 year ago, PFLT has more shares outstanding
Compared to 5 years ago, PFLT has more shares outstanding
PFLT has a worse debt/assets ratio than last year.
PFLT Yearly Shares OutstandingPFLT Yearly Shares OutstandingYearly Shares Outstanding 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M
PFLT Yearly Total Debt VS Total AssetsPFLT Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 500M 1B 1.5B 2B

2.2 Solvency

Based on the Altman-Z score of 0.63, we must say that PFLT is in the distress zone and has some risk of bankruptcy.
With a Altman-Z score value of 0.63, PFLT is not doing good in the industry: 61.64% of the companies in the same industry are doing better.
PFLT has a Debt/Equity ratio of 1.28. This is a high value indicating a heavy dependency on external financing.
With a Debt to Equity ratio value of 1.28, PFLT is not doing good in the industry: 63.36% of the companies in the same industry are doing better.
Industry RankSector Rank
Debt/Equity 1.28
Debt/FCF N/A
Altman-Z 0.63
ROIC/WACCN/A
WACCN/A
PFLT Yearly LT Debt VS Equity VS FCFPFLT Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 500M -500M 1B

2.3 Liquidity

PFLT has a Current Ratio of 3.33. This indicates that PFLT is financially healthy and has no problem in meeting its short term obligations.
PFLT has a better Current ratio (3.33) than 81.47% of its industry peers.
PFLT has a Quick Ratio of 3.33. This indicates that PFLT is financially healthy and has no problem in meeting its short term obligations.
With an excellent Quick ratio value of 3.33, PFLT belongs to the best of the industry, outperforming 81.47% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 3.33
Quick Ratio 3.33
PFLT Yearly Current Assets VS Current LiabilitesPFLT Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M 100M

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7

3. Growth

3.1 Past

PFLT shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by -9.09%.
The Earnings Per Share has been growing slightly by 0.51% on average over the past years.
PFLT shows a strong growth in Revenue. In the last year, the Revenue has grown by 49.56%.
PFLT shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 14.94% yearly.
EPS 1Y (TTM)-9.09%
EPS 3Y3.61%
EPS 5Y0.51%
EPS Q2Q%-9.68%
Revenue 1Y (TTM)49.56%
Revenue growth 3Y31.1%
Revenue growth 5Y14.94%
Sales Q2Q%39.64%

3.2 Future

PFLT is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 2.05% yearly.
Based on estimates for the next years, PFLT will show a very strong growth in Revenue. The Revenue will grow by 29.37% on average per year.
EPS Next Y5.43%
EPS Next 2Y2.36%
EPS Next 3Y2.05%
EPS Next 5YN/A
Revenue Next Year53.5%
Revenue Next 2Y29.37%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
PFLT Yearly Revenue VS EstimatesPFLT Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 100M 200M 300M
PFLT Yearly EPS VS EstimatesPFLT Yearly EPS VS EstimatesYearly EPS VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0.2 0.4 0.6 0.8 1

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4

4. Valuation

4.1 Price/Earnings Ratio

With a Price/Earnings ratio of 8.51, the valuation of PFLT can be described as very reasonable.
Based on the Price/Earnings ratio, PFLT is valued a bit cheaper than 79.74% of the companies in the same industry.
The average S&P500 Price/Earnings ratio is at 26.46. PFLT is valued rather cheaply when compared to this.
The Price/Forward Earnings ratio is 8.19, which indicates a very decent valuation of PFLT.
84.05% of the companies in the same industry are more expensive than PFLT, based on the Price/Forward Earnings ratio.
Compared to an average S&P500 Price/Forward Earnings ratio of 22.30, PFLT is valued rather cheaply.
Industry RankSector Rank
PE 8.51
Fwd PE 8.19
PFLT Price Earnings VS Forward Price EarningsPFLT Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
PFLT Per share dataPFLT EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 5 -5 10

4.3 Compensation for Growth

PFLT's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
PEG (NY)1.57
PEG (5Y)16.62
EPS Next 2Y2.36%
EPS Next 3Y2.05%

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6

5. Dividend

5.1 Amount

With a Yearly Dividend Yield of 12.01%, PFLT is a good candidate for dividend investing.
PFLT's Dividend Yield is a higher than the industry average which is at 8.15.
Compared to an average S&P500 Dividend Yield of 2.38, PFLT pays a better dividend.
Industry RankSector Rank
Dividend Yield 12.01%

5.2 History

The dividend of PFLT has a limited annual growth rate of 0.30%.
PFLT has been paying a dividend for at least 10 years, so it has a reliable track record.
The dividend of PFLT decreased recently.
Dividend Growth(5Y)0.3%
Div Incr Years1
Div Non Decr Years1
PFLT Yearly Dividends per sharePFLT Yearly Dividends per shareYearly Dividends per share 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0.2 0.4 0.6 0.8 1

5.3 Sustainability

137.85% of the earnings are spent on dividend by PFLT. This is not a sustainable payout ratio.
PFLT's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP137.85%
EPS Next 2Y2.36%
EPS Next 3Y2.05%
PFLT Yearly Income VS Free CF VS DividendPFLT Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 -200M -400M -600M -800M
PFLT Dividend Payout.PFLT Dividend Payout, showing the Payout Ratio.PFLT Dividend Payout.PayoutRetained Earnings

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PENNANTPARK FLOATING RATE CA

NYSE:PFLT (6/3/2025, 8:04:01 PM)

After market: 10.24 +0.03 (+0.29%)

10.21

+0.1 (+0.99%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)05-12 2025-05-12/amc
Earnings (Next)08-05 2025-08-05/amc
Inst Owners21.63%
Inst Owner Change31.86%
Ins Owners0.57%
Ins Owner Change2.32%
Market Cap1.01B
Analysts74.29
Price Target11.73 (14.89%)
Short Float %1.21%
Short Ratio0.93
Dividend
Industry RankSector Rank
Dividend Yield 12.01%
Yearly Dividend1.16
Dividend Growth(5Y)0.3%
DP137.85%
Div Incr Years1
Div Non Decr Years1
Ex-Date05-15 2025-05-15 (0.1025)
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-1.4%
Min EPS beat(2)-14.18%
Max EPS beat(2)11.37%
EPS beat(4)1
Avg EPS beat(4)-8.27%
Min EPS beat(4)-25.58%
Max EPS beat(4)11.37%
EPS beat(8)3
Avg EPS beat(8)-4.36%
EPS beat(12)4
Avg EPS beat(12)-3.34%
EPS beat(16)7
Avg EPS beat(16)-1.37%
Revenue beat(2)1
Avg Revenue beat(2)3.94%
Min Revenue beat(2)-3.45%
Max Revenue beat(2)11.34%
Revenue beat(4)3
Avg Revenue beat(4)8.01%
Min Revenue beat(4)-3.45%
Max Revenue beat(4)18.71%
Revenue beat(8)7
Avg Revenue beat(8)9.71%
Revenue beat(12)10
Avg Revenue beat(12)6.84%
Revenue beat(16)13
Avg Revenue beat(16)6.82%
PT rev (1m)0%
PT rev (3m)-2.13%
EPS NQ rev (1m)-9%
EPS NQ rev (3m)-7.36%
EPS NY rev (1m)-7.22%
EPS NY rev (3m)-6.94%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
Industry RankSector Rank
PE 8.51
Fwd PE 8.19
P/S 4.35
P/FCF N/A
P/OCF N/A
P/B 0.95
P/tB 0.95
EV/EBITDA N/A
EPS(TTM)1.2
EY11.75%
EPS(NY)1.25
Fwd EY12.21%
FCF(TTM)-8.04
FCFYN/A
OCF(TTM)-8.04
OCFYN/A
SpS2.35
BVpS10.76
TBVpS10.76
PEG (NY)1.57
PEG (5Y)16.62
Profitability
Industry RankSector Rank
ROA 2.74%
ROE 6.35%
ROCE 3.91%
ROIC 3.09%
ROICexc 3.23%
ROICexgc 3.23%
OM 40.8%
PM (TTM) 29.11%
GM 47.6%
FCFM N/A
ROA(3y)2.66%
ROA(5y)2.88%
ROE(3y)5.71%
ROE(5y)6.5%
ROIC(3y)3.65%
ROIC(5y)3.35%
ROICexc(3y)3.9%
ROICexc(5y)3.56%
ROICexgc(3y)3.9%
ROICexgc(5y)3.56%
ROCE(3y)4.62%
ROCE(5y)4.25%
ROICexcg growth 3Y3.5%
ROICexcg growth 5Y-1.07%
ROICexc growth 3Y3.5%
ROICexc growth 5Y-1.07%
OM growth 3Y-4.36%
OM growth 5Y-2.89%
PM growth 3Y-10.32%
PM growth 5Y32.06%
GM growth 3Y-2.45%
GM growth 5Y-2.77%
F-Score1
Asset Turnover0.09
Health
Industry RankSector Rank
Debt/Equity 1.28
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 1.27
Cash Conversion N/A
Profit Quality N/A
Current Ratio 3.33
Quick Ratio 3.33
Altman-Z 0.63
F-Score1
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-9.09%
EPS 3Y3.61%
EPS 5Y0.51%
EPS Q2Q%-9.68%
EPS Next Y5.43%
EPS Next 2Y2.36%
EPS Next 3Y2.05%
EPS Next 5YN/A
Revenue 1Y (TTM)49.56%
Revenue growth 3Y31.1%
Revenue growth 5Y14.94%
Sales Q2Q%39.64%
Revenue Next Year53.5%
Revenue Next 2Y29.37%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y24.17%
EBIT growth 3Y25.38%
EBIT growth 5Y11.62%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-1232.97%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-1232.97%
OCF growth 3YN/A
OCF growth 5YN/A