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PENNANTPARK FLOATING RATE CA (PFLT) Stock Fundamental Analysis

NYSE:PFLT - New York Stock Exchange, Inc. - US70806A1060 - Common Stock - Currency: USD

10.17  +0.2 (+2.01%)

After market: 10.2 +0.03 (+0.29%)

Fundamental Rating

5

Overall PFLT gets a fundamental rating of 5 out of 10. We evaluated PFLT against 230 industry peers in the Capital Markets industry. PFLT has a medium profitability rating, but doesn't score so well on its financial health evaluation. PFLT is not priced too expensively while it is growing strongly. Keep and eye on this one!


Dividend Valuation Growth Profitability Health

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4

1. Profitability

1.1 Basic Checks

PFLT had positive earnings in the past year.
PFLT had a negative operating cash flow in the past year.
In the past 5 years PFLT has always been profitable.
In multiple years PFLT reported negative operating cash flow during the last 5 years.
PFLT Yearly Net Income VS EBIT VS OCF VS FCFPFLT Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 -200M -400M -600M -800M

1.2 Ratios

PFLT has a Return On Assets (4.17%) which is in line with its industry peers.
PFLT has a Return On Equity (10.15%) which is in line with its industry peers.
PFLT's Return On Invested Capital of 3.06% is on the low side compared to the rest of the industry. PFLT is outperformed by 61.74% of its industry peers.
The Average Return On Invested Capital over the past 3 years for PFLT is below the industry average of 7.10%.
Industry RankSector Rank
ROA 4.17%
ROE 10.15%
ROIC 3.06%
ROA(3y)2.66%
ROA(5y)2.88%
ROE(3y)5.71%
ROE(5y)6.5%
ROIC(3y)3.65%
ROIC(5y)3.35%
PFLT Yearly ROA, ROE, ROICPFLT Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2 4 6 8 10

1.3 Margins

Looking at the Profit Margin, with a value of 45.36%, PFLT belongs to the top of the industry, outperforming 83.91% of the companies in the same industry.
In the last couple of years the Profit Margin of PFLT has grown nicely.
The Operating Margin of PFLT (41.52%) is better than 73.04% of its industry peers.
In the last couple of years the Operating Margin of PFLT has declined.
Looking at the Gross Margin, with a value of 48.66%, PFLT is in line with its industry, outperforming 56.09% of the companies in the same industry.
In the last couple of years the Gross Margin of PFLT has declined.
Industry RankSector Rank
OM 41.52%
PM (TTM) 45.36%
GM 48.66%
OM growth 3Y-4.36%
OM growth 5Y-2.89%
PM growth 3Y-10.32%
PM growth 5Y32.06%
GM growth 3Y-2.45%
GM growth 5Y-2.77%
PFLT Yearly Profit, Operating, Gross MarginsPFLT Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 20 40 60

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3

2. Health

2.1 Basic Checks

PFLT has more shares outstanding than it did 1 year ago.
Compared to 5 years ago, PFLT has more shares outstanding
Compared to 1 year ago, PFLT has a worse debt to assets ratio.
PFLT Yearly Shares OutstandingPFLT Yearly Shares OutstandingYearly Shares Outstanding 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M
PFLT Yearly Total Debt VS Total AssetsPFLT Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 500M 1B 1.5B 2B

2.2 Solvency

PFLT has an Altman-Z score of 0.61. This is a bad value and indicates that PFLT is not financially healthy and even has some risk of bankruptcy.
PFLT has a worse Altman-Z score (0.61) than 61.30% of its industry peers.
A Debt/Equity ratio of 1.39 is on the high side and indicates that PFLT has dependencies on debt financing.
Looking at the Debt to Equity ratio, with a value of 1.39, PFLT is doing worse than 69.13% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 1.39
Debt/FCF N/A
Altman-Z 0.61
ROIC/WACCN/A
WACCN/A
PFLT Yearly LT Debt VS Equity VS FCFPFLT Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 500M -500M 1B

2.3 Liquidity

PFLT has a Current Ratio of 3.94. This indicates that PFLT is financially healthy and has no problem in meeting its short term obligations.
PFLT has a better Current ratio (3.94) than 83.91% of its industry peers.
PFLT has a Quick Ratio of 3.94. This indicates that PFLT is financially healthy and has no problem in meeting its short term obligations.
PFLT has a Quick ratio of 3.94. This is amongst the best in the industry. PFLT outperforms 83.91% of its industry peers.
Industry RankSector Rank
Current Ratio 3.94
Quick Ratio 3.94
PFLT Yearly Current Assets VS Current LiabilitesPFLT Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M 100M

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7

3. Growth

3.1 Past

The earnings per share for PFLT have decreased by -9.56% in the last year.
The Earnings Per Share has been growing slightly by 0.51% on average over the past years.
PFLT shows a strong growth in Revenue. In the last year, the Revenue has grown by 47.56%.
PFLT shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 14.94% yearly.
EPS 1Y (TTM)-9.56%
EPS 3Y3.61%
EPS 5Y0.51%
EPS Q2Q%12.12%
Revenue 1Y (TTM)47.56%
Revenue growth 3Y31.1%
Revenue growth 5Y14.94%
Sales Q2Q%72.15%

3.2 Future

The Earnings Per Share is expected to grow by 2.05% on average over the next years.
Based on estimates for the next years, PFLT will show a very strong growth in Revenue. The Revenue will grow by 29.37% on average per year.
EPS Next Y13.63%
EPS Next 2Y5.19%
EPS Next 3Y2.05%
EPS Next 5YN/A
Revenue Next Year53.5%
Revenue Next 2Y29.37%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
PFLT Yearly Revenue VS EstimatesPFLT Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 100M 200M 300M
PFLT Yearly EPS VS EstimatesPFLT Yearly EPS VS EstimatesYearly EPS VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0.2 0.4 0.6 0.8 1

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5

4. Valuation

4.1 Price/Earnings Ratio

The Price/Earnings ratio is 8.27, which indicates a very decent valuation of PFLT.
Compared to the rest of the industry, the Price/Earnings ratio of PFLT indicates a somewhat cheap valuation: PFLT is cheaper than 79.57% of the companies listed in the same industry.
When comparing the Price/Earnings ratio of PFLT to the average of the S&P500 Index (28.22), we can say PFLT is valued rather cheaply.
Based on the Price/Forward Earnings ratio of 7.72, the valuation of PFLT can be described as very cheap.
84.78% of the companies in the same industry are more expensive than PFLT, based on the Price/Forward Earnings ratio.
When comparing the Price/Forward Earnings ratio of PFLT to the average of the S&P500 Index (20.86), we can say PFLT is valued rather cheaply.
Industry RankSector Rank
PE 8.27
Fwd PE 7.72
PFLT Price Earnings VS Forward Price EarningsPFLT Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
PFLT Per share dataPFLT EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 5 -5 10

4.3 Compensation for Growth

PFLT's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.61
PEG (5Y)16.15
EPS Next 2Y5.19%
EPS Next 3Y2.05%

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6

5. Dividend

5.1 Amount

With a Yearly Dividend Yield of 12.34%, PFLT is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 8.37, PFLT pays a bit more dividend than its industry peers.
Compared to an average S&P500 Dividend Yield of 2.44, PFLT pays a better dividend.
Industry RankSector Rank
Dividend Yield 12.34%

5.2 History

The dividend of PFLT has a limited annual growth rate of 0.30%.
PFLT has paid a dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)0.3%
Div Incr Years0
Div Non Decr Years0
PFLT Yearly Dividends per sharePFLT Yearly Dividends per shareYearly Dividends per share 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0.2 0.4 0.6 0.8 1

5.3 Sustainability

PFLT pays out 87.07% of its income as dividend. This is not a sustainable payout ratio.
The dividend of PFLT is growing, but earnings are growing more, so the dividend growth is sustainable.
DP87.07%
EPS Next 2Y5.19%
EPS Next 3Y2.05%
PFLT Yearly Income VS Free CF VS DividendPFLT Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 -200M -400M -600M -800M
PFLT Dividend Payout.PFLT Dividend Payout, showing the Payout Ratio.PFLT Dividend Payout.PayoutRetained Earnings

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PENNANTPARK FLOATING RATE CA

NYSE:PFLT (5/2/2025, 8:17:03 PM)

After market: 10.2 +0.03 (+0.29%)

10.17

+0.2 (+2.01%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)02-10 2025-02-10/amc
Earnings (Next)05-12 2025-05-12/amc
Inst Owners21.63%
Inst Owner Change3.11%
Ins Owners0.57%
Ins Owner Change0%
Market Cap894.55M
Analysts74.29
Price Target11.73 (15.34%)
Short Float %0.66%
Short Ratio0.36
Dividend
Industry RankSector Rank
Dividend Yield 12.34%
Yearly Dividend1.16
Dividend Growth(5Y)0.3%
DP87.07%
Div Incr Years0
Div Non Decr Years0
Ex-Date04-15 2025-04-15 (0.1025)
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-7.1%
Min EPS beat(2)-25.58%
Max EPS beat(2)11.37%
EPS beat(4)1
Avg EPS beat(4)-6.03%
Min EPS beat(4)-25.58%
Max EPS beat(4)11.37%
EPS beat(8)3
Avg EPS beat(8)-2.73%
EPS beat(12)5
Avg EPS beat(12)-2.13%
EPS beat(16)7
Avg EPS beat(16)-0.76%
Revenue beat(2)2
Avg Revenue beat(2)15.02%
Min Revenue beat(2)11.34%
Max Revenue beat(2)18.71%
Revenue beat(4)4
Avg Revenue beat(4)11.43%
Min Revenue beat(4)5.44%
Max Revenue beat(4)18.71%
Revenue beat(8)7
Avg Revenue beat(8)10.03%
Revenue beat(12)11
Avg Revenue beat(12)7.55%
Revenue beat(16)13
Avg Revenue beat(16)6.62%
PT rev (1m)-2.13%
PT rev (3m)-1.43%
EPS NQ rev (1m)0%
EPS NQ rev (3m)1.77%
EPS NY rev (1m)-0.11%
EPS NY rev (3m)4.74%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)8.98%
Revenue NY rev (1m)0%
Revenue NY rev (3m)19.65%
Valuation
Industry RankSector Rank
PE 8.27
Fwd PE 7.72
P/S 4.15
P/FCF N/A
P/OCF N/A
P/B 0.93
P/tB 0.93
EV/EBITDA N/A
EPS(TTM)1.23
EY12.09%
EPS(NY)1.32
Fwd EY12.95%
FCF(TTM)-9.69
FCFYN/A
OCF(TTM)-9.69
OCFYN/A
SpS2.45
BVpS10.94
TBVpS10.94
PEG (NY)0.61
PEG (5Y)16.15
Profitability
Industry RankSector Rank
ROA 4.17%
ROE 10.15%
ROCE 3.88%
ROIC 3.06%
ROICexc 3.21%
ROICexgc 3.21%
OM 41.52%
PM (TTM) 45.36%
GM 48.66%
FCFM N/A
ROA(3y)2.66%
ROA(5y)2.88%
ROE(3y)5.71%
ROE(5y)6.5%
ROIC(3y)3.65%
ROIC(5y)3.35%
ROICexc(3y)3.9%
ROICexc(5y)3.56%
ROICexgc(3y)3.9%
ROICexgc(5y)3.56%
ROCE(3y)4.62%
ROCE(5y)4.25%
ROICexcg growth 3Y3.5%
ROICexcg growth 5Y-1.07%
ROICexc growth 3Y3.5%
ROICexc growth 5Y-1.07%
OM growth 3Y-4.36%
OM growth 5Y-2.89%
PM growth 3Y-10.32%
PM growth 5Y32.06%
GM growth 3Y-2.45%
GM growth 5Y-2.77%
F-Score2
Asset Turnover0.09
Health
Industry RankSector Rank
Debt/Equity 1.39
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 1.4
Cash Conversion N/A
Profit Quality N/A
Current Ratio 3.94
Quick Ratio 3.94
Altman-Z 0.61
F-Score2
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-9.56%
EPS 3Y3.61%
EPS 5Y0.51%
EPS Q2Q%12.12%
EPS Next Y13.63%
EPS Next 2Y5.19%
EPS Next 3Y2.05%
EPS Next 5YN/A
Revenue 1Y (TTM)47.56%
Revenue growth 3Y31.1%
Revenue growth 5Y14.94%
Sales Q2Q%72.15%
Revenue Next Year53.5%
Revenue Next 2Y29.37%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y21.17%
EBIT growth 3Y25.38%
EBIT growth 5Y11.62%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-2219.72%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-2219.72%
OCF growth 3YN/A
OCF growth 5YN/A