PENNANTPARK FLOATING RATE CA (PFLT) Stock Fundamental Analysis
NYSE:PFLT - US70806A1060 - Common Stock
10.135 USD
-0.02 (-0.15%)
We assign a fundamental rating of 4 out of 10 to PFLT. PFLT was compared to 238 industry peers in the Capital Markets industry. PFLT has a medium profitability rating, but doesn't score so well on its financial health evaluation. PFLT has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
PFLT had positive earnings in the past year.
In the past year PFLT has reported a negative cash flow from operations.
In the past 5 years PFLT has always been profitable.
The reported operating cash flow has been mixed in the past 5 years: PFLT reported negative operating cash flow in multiple years.
1.2 Ratios
Looking at the Return On Assets, with a value of 2.78%, PFLT is in line with its industry, outperforming 50.42% of the companies in the same industry.
PFLT has a Return On Equity (6.45%) which is comparable to the rest of the industry.
Looking at the Return On Invested Capital, with a value of 3.14%, PFLT is doing worse than 61.34% of the companies in the same industry.
Measured over the past 3 years, the Average Return On Invested Capital for PFLT is below the industry average of 7.60%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.78% | ||
| ROE | 6.45% | ||
| ROIC | 3.14% |
ROA(3y)2.66%
ROA(5y)2.88%
ROE(3y)5.71%
ROE(5y)6.5%
ROIC(3y)3.65%
ROIC(5y)3.35%
1.3 Margins
PFLT has a Profit Margin of 28.31%. This is in the better half of the industry: PFLT outperforms 71.85% of its industry peers.
In the last couple of years the Profit Margin of PFLT has grown nicely.
PFLT's Operating Margin of 39.71% is fine compared to the rest of the industry. PFLT outperforms 70.17% of its industry peers.
In the last couple of years the Operating Margin of PFLT has declined.
With a Gross Margin value of 47.39%, PFLT perfoms like the industry average, outperforming 52.10% of the companies in the same industry.
PFLT's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 39.71% | ||
| PM (TTM) | 28.31% | ||
| GM | 47.39% |
OM growth 3Y-4.36%
OM growth 5Y-2.89%
PM growth 3Y-10.32%
PM growth 5Y32.06%
GM growth 3Y-2.45%
GM growth 5Y-2.77%
2. Health
2.1 Basic Checks
PFLT has more shares outstanding than it did 1 year ago.
Compared to 5 years ago, PFLT has more shares outstanding
The debt/assets ratio for PFLT is higher compared to a year ago.
2.2 Solvency
Based on the Altman-Z score of 0.61, we must say that PFLT is in the distress zone and has some risk of bankruptcy.
PFLT's Altman-Z score of 0.61 is on the low side compared to the rest of the industry. PFLT is outperformed by 60.08% of its industry peers.
A Debt/Equity ratio of 1.28 is on the high side and indicates that PFLT has dependencies on debt financing.
PFLT has a worse Debt to Equity ratio (1.28) than 62.18% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.28 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 0.61 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
PFLT has a Current Ratio of 2.82. This indicates that PFLT is financially healthy and has no problem in meeting its short term obligations.
PFLT has a Current ratio of 2.82. This is amongst the best in the industry. PFLT outperforms 81.09% of its industry peers.
PFLT has a Quick Ratio of 2.82. This indicates that PFLT is financially healthy and has no problem in meeting its short term obligations.
The Quick ratio of PFLT (2.82) is better than 81.09% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.82 | ||
| Quick Ratio | 2.82 |
3. Growth
3.1 Past
The earnings per share for PFLT have decreased strongly by -10.24% in the last year.
The Earnings Per Share has been growing slightly by 0.51% on average over the past years.
PFLT shows a strong growth in Revenue. In the last year, the Revenue has grown by 48.87%.
PFLT shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 14.94% yearly.
EPS 1Y (TTM)-10.24%
EPS 3Y3.61%
EPS 5Y0.51%
EPS Q2Q%-19.35%
Revenue 1Y (TTM)48.87%
Revenue growth 3Y31.1%
Revenue growth 5Y14.94%
Sales Q2Q%30.92%
3.2 Future
The Earnings Per Share is expected to decrease by -1.06% on average over the next years.
PFLT is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 19.12% yearly.
EPS Next Y1.36%
EPS Next 2Y-0.05%
EPS Next 3Y-1.06%
EPS Next 5YN/A
Revenue Next Year49.07%
Revenue Next 2Y28.92%
Revenue Next 3Y19.12%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 8.89, which indicates a very decent valuation of PFLT.
PFLT's Price/Earnings ratio is rather cheap when compared to the industry. PFLT is cheaper than 81.09% of the companies in the same industry.
The average S&P500 Price/Earnings ratio is at 27.14. PFLT is valued rather cheaply when compared to this.
The Price/Forward Earnings ratio is 8.52, which indicates a very decent valuation of PFLT.
85.71% of the companies in the same industry are more expensive than PFLT, based on the Price/Forward Earnings ratio.
The average S&P500 Price/Forward Earnings ratio is at 22.80. PFLT is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.89 | ||
| Fwd PE | 8.52 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates PFLT does not grow enough to justify the current Price/Earnings ratio.
PEG (NY)6.55
PEG (5Y)17.36
EPS Next 2Y-0.05%
EPS Next 3Y-1.06%
5. Dividend
5.1 Amount
PFLT has a Yearly Dividend Yield of 12.14%, which is a nice return.
PFLT's Dividend Yield is a higher than the industry average which is at 8.00.
PFLT's Dividend Yield is rather good when compared to the S&P500 average which is at 2.34.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 12.14% |
5.2 History
The dividend of PFLT has a limited annual growth rate of 0.30%.
PFLT has paid a dividend for at least 10 years, which is a reliable track record.
PFLT has decreased its dividend recently.
Dividend Growth(5Y)0.3%
Div Incr Years1
Div Non Decr Years1
5.3 Sustainability
PFLT pays out 147.22% of its income as dividend. This is not a sustainable payout ratio.
The Dividend Rate of PFLT has been growing, while earnings will be declining. This means the dividend growth is most likely not sustainable.
DP147.22%
EPS Next 2Y-0.05%
EPS Next 3Y-1.06%
NYSE:PFLT (8/28/2025, 10:09:00 AM)
10.135
-0.02 (-0.15%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners26.89%
Inst Owner Change-16.03%
Ins Owners0.52%
Ins Owner Change2.32%
Market Cap1.01B
Analysts77.14
Price Target11.26 (11.1%)
Short Float %0.96%
Short Ratio1.21
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 12.14% |
Yearly Dividend1.16
Dividend Growth(5Y)0.3%
DP147.22%
Div Incr Years1
Div Non Decr Years1
Ex-Date
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-15.23%
Min EPS beat(2)-16.28%
Max EPS beat(2)-14.18%
EPS beat(4)1
Avg EPS beat(4)-11.17%
Min EPS beat(4)-25.58%
Max EPS beat(4)11.37%
EPS beat(8)3
Avg EPS beat(8)-6.2%
EPS beat(12)3
Avg EPS beat(12)-4.73%
EPS beat(16)7
Avg EPS beat(16)-2.29%
Revenue beat(2)0
Avg Revenue beat(2)-5.3%
Min Revenue beat(2)-7.15%
Max Revenue beat(2)-3.45%
Revenue beat(4)2
Avg Revenue beat(4)4.86%
Min Revenue beat(4)-7.15%
Max Revenue beat(4)18.71%
Revenue beat(8)6
Avg Revenue beat(8)8.72%
Revenue beat(12)9
Avg Revenue beat(12)6.15%
Revenue beat(16)13
Avg Revenue beat(16)6.45%
PT rev (1m)0.65%
PT rev (3m)-4.04%
EPS NQ rev (1m)-3.92%
EPS NQ rev (3m)-9.69%
EPS NY rev (1m)-2.97%
EPS NY rev (3m)-3.86%
Revenue NQ rev (1m)0.53%
Revenue NQ rev (3m)5.93%
Revenue NY rev (1m)-0.87%
Revenue NY rev (3m)-2.89%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.89 | ||
| Fwd PE | 8.52 | ||
| P/S | 4.06 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 0.92 | ||
| P/tB | 0.92 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.14
EY11.25%
EPS(NY)1.19
Fwd EY11.73%
FCF(TTM)-6.83
FCFYN/A
OCF(TTM)-6.83
OCFYN/A
SpS2.5
BVpS10.96
TBVpS10.96
PEG (NY)6.55
PEG (5Y)17.36
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.78% | ||
| ROE | 6.45% | ||
| ROCE | 3.97% | ||
| ROIC | 3.14% | ||
| ROICexc | 3.27% | ||
| ROICexgc | 3.27% | ||
| OM | 39.71% | ||
| PM (TTM) | 28.31% | ||
| GM | 47.39% | ||
| FCFM | N/A |
ROA(3y)2.66%
ROA(5y)2.88%
ROE(3y)5.71%
ROE(5y)6.5%
ROIC(3y)3.65%
ROIC(5y)3.35%
ROICexc(3y)3.9%
ROICexc(5y)3.56%
ROICexgc(3y)3.9%
ROICexgc(5y)3.56%
ROCE(3y)4.62%
ROCE(5y)4.25%
ROICexcg growth 3Y3.5%
ROICexcg growth 5Y-1.07%
ROICexc growth 3Y3.5%
ROICexc growth 5Y-1.07%
OM growth 3Y-4.36%
OM growth 5Y-2.89%
PM growth 3Y-10.32%
PM growth 5Y32.06%
GM growth 3Y-2.45%
GM growth 5Y-2.77%
F-Score3
Asset Turnover0.1
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.28 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 1.21 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 2.82 | ||
| Quick Ratio | 2.82 | ||
| Altman-Z | 0.61 |
F-Score3
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-10.24%
EPS 3Y3.61%
EPS 5Y0.51%
EPS Q2Q%-19.35%
EPS Next Y1.36%
EPS Next 2Y-0.05%
EPS Next 3Y-1.06%
EPS Next 5YN/A
Revenue 1Y (TTM)48.87%
Revenue growth 3Y31.1%
Revenue growth 5Y14.94%
Sales Q2Q%30.92%
Revenue Next Year49.07%
Revenue Next 2Y28.92%
Revenue Next 3Y19.12%
Revenue Next 5YN/A
EBIT growth 1Y24.17%
EBIT growth 3Y25.38%
EBIT growth 5Y11.62%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-633.69%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-633.69%
OCF growth 3YN/A
OCF growth 5YN/A