PENNANTPARK FLOATING RATE CA (PFLT) Fundamental Analysis & Valuation

NYSE:PFLT • US70806A1060

8.12 USD
-0.22 (-2.64%)
At close: Mar 6, 2026
8.15 USD
+0.03 (+0.37%)
After Hours: 3/6/2026, 8:04:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Forecast Earnings Financials Ownership News

This PFLT fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

Fundamental Rating

4

Overall PFLT gets a fundamental rating of 4 out of 10. We evaluated PFLT against 238 industry peers in the Capital Markets industry. Both the profitability and financial health of PFLT have multiple concerns. PFLT has a decent growth rate and is not valued too expensively.


Dividend Valuation Growth Profitability Health

3

1. PFLT Profitability Analysis

1.1 Basic Checks

  • PFLT had positive earnings in the past year.
  • PFLT had a negative operating cash flow in the past year.
  • In the past 5 years PFLT has always been profitable.
  • The reported operating cash flow has been mixed in the past 5 years: PFLT reported negative operating cash flow in multiple years.
PFLT Yearly Net Income VS EBIT VS OCF VS FCFPFLT Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 -200M -400M -600M -800M

1.2 Ratios

  • Looking at the Return On Assets, with a value of 1.27%, PFLT is doing worse than 63.45% of the companies in the same industry.
  • Looking at the Return On Equity, with a value of 3.31%, PFLT is doing worse than 65.55% of the companies in the same industry.
  • Looking at the Return On Invested Capital, with a value of 3.11%, PFLT is in line with its industry, outperforming 44.96% of the companies in the same industry.
  • PFLT had an Average Return On Invested Capital over the past 3 years of 3.57%. This is below the industry average of 7.26%.
Industry RankSector Rank
ROA 1.27%
ROE 3.31%
ROIC 3.11%
ROA(3y)3.32%
ROA(5y)3.01%
ROE(3y)7.55%
ROE(5y)6.97%
ROIC(3y)3.57%
ROIC(5y)3.34%
PFLT Yearly ROA, ROE, ROICPFLT Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2 4 6 8 10

1.3 Margins

  • PFLT's Profit Margin of 13.03% is in line compared to the rest of the industry. PFLT outperforms 45.80% of its industry peers.
  • In the last couple of years the Profit Margin of PFLT has grown nicely.
  • With a decent Operating Margin value of 39.77%, PFLT is doing good in the industry, outperforming 71.43% of the companies in the same industry.
  • In the last couple of years the Operating Margin of PFLT has declined.
  • PFLT has a Gross Margin of 44.00%. This is comparable to the rest of the industry: PFLT outperforms 47.06% of its industry peers.
  • In the last couple of years the Gross Margin of PFLT has declined.
Industry RankSector Rank
OM 39.77%
PM (TTM) 13.03%
GM 44%
OM growth 3Y-3.82%
OM growth 5Y-2.06%
PM growth 3Y97.06%
PM growth 5Y5.67%
GM growth 3Y-2.79%
GM growth 5Y-1.83%
PFLT Yearly Profit, Operating, Gross MarginsPFLT Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20 40 60

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3

2. PFLT Health Analysis

2.1 Basic Checks

  • The number of shares outstanding for PFLT has been increased compared to 1 year ago.
  • The number of shares outstanding for PFLT has been increased compared to 5 years ago.
  • Compared to 1 year ago, PFLT has a worse debt to assets ratio.
PFLT Yearly Shares OutstandingPFLT Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M 80M
PFLT Yearly Total Debt VS Total AssetsPFLT Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B 1.5B 2B 2.5B

2.2 Solvency

  • PFLT has an Altman-Z score of 0.46. This is a bad value and indicates that PFLT is not financially healthy and even has some risk of bankruptcy.
  • PFLT has a Altman-Z score of 0.46. This is in the lower half of the industry: PFLT underperforms 60.50% of its industry peers.
  • A Debt/Equity ratio of 1.57 is on the high side and indicates that PFLT has dependencies on debt financing.
  • With a Debt to Equity ratio value of 1.57, PFLT is not doing good in the industry: 72.69% of the companies in the same industry are doing better.
Industry RankSector Rank
Debt/Equity 1.57
Debt/FCF N/A
Altman-Z 0.46
ROIC/WACCN/A
WACCN/A
PFLT Yearly LT Debt VS Equity VS FCFPFLT Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 500M -500M 1B 1.5B

2.3 Liquidity

  • PFLT has a Current Ratio of 2.61. This indicates that PFLT is financially healthy and has no problem in meeting its short term obligations.
  • PFLT has a Current ratio of 2.61. This is in the better half of the industry: PFLT outperforms 79.83% of its industry peers.
  • A Quick Ratio of 2.61 indicates that PFLT has no problem at all paying its short term obligations.
  • The Quick ratio of PFLT (2.61) is better than 79.83% of its industry peers.
Industry RankSector Rank
Current Ratio 2.61
Quick Ratio 2.61
PFLT Yearly Current Assets VS Current LiabilitesPFLT Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50M 100M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. PFLT Growth Analysis

3.1 Past

  • PFLT shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -12.20%.
  • Measured over the past 5 years, PFLT shows a small growth in Earnings Per Share. The EPS has been growing by 1.05% on average per year.
  • Looking at the last year, PFLT shows a very strong growth in Revenue. The Revenue has grown by 22.80%.
  • Measured over the past years, PFLT shows a very strong growth in Revenue. The Revenue has been growing by 22.31% on average per year.
EPS 1Y (TTM)-12.2%
EPS 3Y-0.56%
EPS 5Y1.05%
EPS Q2Q%-27.03%
Revenue 1Y (TTM)22.8%
Revenue growth 3Y35.32%
Revenue growth 5Y22.31%
Sales Q2Q%7.22%

3.2 Future

  • The Earnings Per Share is expected to grow by 1.79% on average over the next years.
  • The Revenue is expected to decrease by -10.31% on average over the next years. This is quite bad
EPS Next Y2.85%
EPS Next 2Y0.99%
EPS Next 3Y1.79%
EPS Next 5YN/A
Revenue Next Year10.18%
Revenue Next 2Y5.23%
Revenue Next 3Y-10.31%
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
PFLT Yearly Revenue VS EstimatesPFLT Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 50M 100M 150M 200M 250M
PFLT Yearly EPS VS EstimatesPFLT Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 0.2 0.4 0.6 0.8 1

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5

4. PFLT Valuation Analysis

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 7.52, which indicates a rather cheap valuation of PFLT.
  • Compared to the rest of the industry, the Price/Earnings ratio of PFLT indicates a somewhat cheap valuation: PFLT is cheaper than 75.21% of the companies listed in the same industry.
  • The average S&P500 Price/Earnings ratio is at 26.29. PFLT is valued rather cheaply when compared to this.
  • PFLT is valuated cheaply with a Price/Forward Earnings ratio of 6.75.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of PFLT indicates a rather cheap valuation: PFLT is cheaper than 88.66% of the companies listed in the same industry.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 24.57, PFLT is valued rather cheaply.
Industry RankSector Rank
PE 7.52
Fwd PE 6.75
PFLT Price Earnings VS Forward Price EarningsPFLT Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30 40

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
PFLT Per share dataPFLT EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 2 -2 4 6 8 10

4.3 Compensation for Growth

  • The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates PFLT does not grow enough to justify the current Price/Earnings ratio.
PEG (NY)2.63
PEG (5Y)7.17
EPS Next 2Y0.99%
EPS Next 3Y1.79%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. PFLT Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 14.75%, PFLT is a good candidate for dividend investing.
  • PFLT's Dividend Yield is rather good when compared to the industry average which is at 6.33. PFLT pays more dividend than 86.97% of the companies in the same industry.
  • Compared to an average S&P500 Dividend Yield of 1.82, PFLT pays a better dividend.
Industry RankSector Rank
Dividend Yield 14.75%

5.2 History

  • The dividend of PFLT has a limited annual growth rate of 2.07%.
  • PFLT has paid a dividend for at least 10 years, which is a reliable track record.
  • PFLT has decreased its dividend recently.
Dividend Growth(5Y)2.07%
Div Incr Years1
Div Non Decr Years1
PFLT Yearly Dividends per sharePFLT Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.2 0.4 0.6 0.8 1

5.3 Sustainability

  • 341.73% of the earnings are spent on dividend by PFLT. This is not a sustainable payout ratio.
  • PFLT's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP341.73%
EPS Next 2Y0.99%
EPS Next 3Y1.79%
PFLT Yearly Income VS Free CF VS DividendPFLT Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 -200M -400M -600M -800M
PFLT Dividend Payout.PFLT Dividend Payout, showing the Payout Ratio.PFLT Dividend Payout.PayoutRetained Earnings

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PFLT Fundamentals: All Metrics, Ratios and Statistics

PENNANTPARK FLOATING RATE CA

NYSE:PFLT (3/6/2026, 8:04:00 PM)

After market: 8.15 +0.03 (+0.37%)

8.12

-0.22 (-2.64%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)02-09
Earnings (Next)05-11
Inst Owners23.85%
Inst Owner Change9.01%
Ins Owners0.53%
Ins Owner Change1.18%
Market Cap805.67M
Revenue(TTM)264.51M
Net Income(TTM)34.46M
Analysts78.57
Price Target10.49 (29.19%)
Short Float %2.54%
Short Ratio2.08
Dividend
Industry RankSector Rank
Dividend Yield 14.75%
Yearly Dividend1.26
Dividend Growth(5Y)2.07%
DP341.73%
Div Incr Years1
Div Non Decr Years1
Ex-Date02-17
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-7.51%
Min EPS beat(2)-10.91%
Max EPS beat(2)-4.1%
EPS beat(4)0
Avg EPS beat(4)-11.37%
Min EPS beat(4)-16.28%
Max EPS beat(4)-4.1%
EPS beat(8)1
Avg EPS beat(8)-8.7%
EPS beat(12)3
Avg EPS beat(12)-5.61%
EPS beat(16)5
Avg EPS beat(16)-4.44%
Revenue beat(2)0
Avg Revenue beat(2)-9.91%
Min Revenue beat(2)-14.54%
Max Revenue beat(2)-5.28%
Revenue beat(4)0
Avg Revenue beat(4)-7.6%
Min Revenue beat(4)-14.54%
Max Revenue beat(4)-3.45%
Revenue beat(8)4
Avg Revenue beat(8)1.91%
Revenue beat(12)7
Avg Revenue beat(12)4.15%
Revenue beat(16)11
Avg Revenue beat(16)3.76%
PT rev (1m)-4.64%
PT rev (3m)-5.26%
EPS NQ rev (1m)-4.45%
EPS NQ rev (3m)-2.43%
EPS NY rev (1m)0%
EPS NY rev (3m)2.48%
Revenue NQ rev (1m)-4.28%
Revenue NQ rev (3m)-5.75%
Revenue NY rev (1m)-0.09%
Revenue NY rev (3m)-1.41%
Valuation
Industry RankSector Rank
PE 7.52
Fwd PE 6.75
P/S 3.05
P/FCF N/A
P/OCF N/A
P/B 0.77
P/tB 0.77
EV/EBITDA N/A
EPS(TTM)1.08
EY13.3%
EPS(NY)1.2
Fwd EY14.82%
FCF(TTM)-3.42
FCFYN/A
OCF(TTM)-3.42
OCFYN/A
SpS2.67
BVpS10.49
TBVpS10.49
PEG (NY)2.63
PEG (5Y)7.17
Graham Number15.96
Profitability
Industry RankSector Rank
ROA 1.27%
ROE 3.31%
ROCE 3.93%
ROIC 3.11%
ROICexc 3.22%
ROICexgc 3.22%
OM 39.77%
PM (TTM) 13.03%
GM 44%
FCFM N/A
ROA(3y)3.32%
ROA(5y)3.01%
ROE(3y)7.55%
ROE(5y)6.97%
ROIC(3y)3.57%
ROIC(5y)3.34%
ROICexc(3y)3.83%
ROICexc(5y)3.54%
ROICexgc(3y)3.83%
ROICexgc(5y)3.54%
ROCE(3y)4.52%
ROCE(5y)4.23%
ROICexgc growth 3Y-2.25%
ROICexgc growth 5Y-0.62%
ROICexc growth 3Y-2.25%
ROICexc growth 5Y-0.62%
OM growth 3Y-3.82%
OM growth 5Y-2.06%
PM growth 3Y97.06%
PM growth 5Y5.67%
GM growth 3Y-2.79%
GM growth 5Y-1.83%
F-Score2
Asset Turnover0.1
Health
Industry RankSector Rank
Debt/Equity 1.57
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 1.13
Cash Conversion N/A
Profit Quality N/A
Current Ratio 2.61
Quick Ratio 2.61
Altman-Z 0.46
F-Score2
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-12.2%
EPS 3Y-0.56%
EPS 5Y1.05%
EPS Q2Q%-27.03%
EPS Next Y2.85%
EPS Next 2Y0.99%
EPS Next 3Y1.79%
EPS Next 5YN/A
Revenue 1Y (TTM)22.8%
Revenue growth 3Y35.32%
Revenue growth 5Y22.31%
Sales Q2Q%7.22%
Revenue Next Year10.18%
Revenue Next 2Y5.23%
Revenue Next 3Y-10.31%
Revenue Next 5YN/A
EBIT growth 1Y17.93%
EBIT growth 3Y30.15%
EBIT growth 5Y19.79%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-590.26%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-590.26%
OCF growth 3YN/A
OCF growth 5YN/A

PENNANTPARK FLOATING RATE CA / PFLT FAQ

What is the fundamental rating for PFLT stock?

ChartMill assigns a fundamental rating of 4 / 10 to PFLT.


What is the valuation status for PFLT stock?

ChartMill assigns a valuation rating of 5 / 10 to PENNANTPARK FLOATING RATE CA (PFLT). This can be considered as Fairly Valued.


How profitable is PENNANTPARK FLOATING RATE CA (PFLT) stock?

PENNANTPARK FLOATING RATE CA (PFLT) has a profitability rating of 3 / 10.


Can you provide the financial health for PFLT stock?

The financial health rating of PENNANTPARK FLOATING RATE CA (PFLT) is 3 / 10.


What is the earnings growth outlook for PENNANTPARK FLOATING RATE CA?

The Earnings per Share (EPS) of PENNANTPARK FLOATING RATE CA (PFLT) is expected to grow by 2.85% in the next year.