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OXBRIDGE RE HOLDINGS LTD (OXBR) Stock Fundamental Analysis

USA - NASDAQ:OXBR - KYG6856M1069 - Common Stock

1.52 USD
-0.06 (-3.8%)
Last: 10/31/2025, 8:06:40 PM
Fundamental Rating

2

We assign a fundamental rating of 2 out of 10 to OXBR. OXBR was compared to 147 industry peers in the Insurance industry. Both the profitability and financial health of OXBR have multiple concerns. While showing a medium growth rate, OXBR is valued expensive at the moment.


Dividend Valuation Growth Profitability Health

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0

1. Profitability

1.1 Basic Checks

In the past year OXBR has reported negative net income.
OXBR had a negative operating cash flow in the past year.
In the past 5 years OXBR reported 4 times negative net income.
In the past 5 years OXBR always reported negative operating cash flow.
OXBR Yearly Net Income VS EBIT VS OCF VS FCFOXBR Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 -10M -20M

1.2 Ratios

OXBR has a Return On Assets of -32.84%. This is amonst the worse of the industry: OXBR underperforms 95.24% of its industry peers.
OXBR's Return On Equity of -56.40% is on the low side compared to the rest of the industry. OXBR is outperformed by 91.84% of its industry peers.
Industry RankSector Rank
ROA -32.84%
ROE -56.4%
ROIC N/A
ROA(3y)-55.81%
ROA(5y)-23.91%
ROE(3y)-88.98%
ROE(5y)-43.22%
ROIC(3y)N/A
ROIC(5y)N/A
OXBR Yearly ROA, ROE, ROICOXBR Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50 -50 -100 -150

1.3 Margins

The Profit Margin and Operating Margin and Gross Margin are not available for OXBR so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
OXBR Yearly Profit, Operating, Gross MarginsOXBR Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 -200 -400

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1

2. Health

2.1 Basic Checks

OXBR does not have a ROIC to compare to the WACC, probably because it is not profitable.
The number of shares outstanding for OXBR has been increased compared to 1 year ago.
The number of shares outstanding for OXBR has been increased compared to 5 years ago.
Compared to 1 year ago, OXBR has a worse debt to assets ratio.
OXBR Yearly Shares OutstandingOXBR Yearly Shares OutstandingYearly Shares Outstanding 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2M 4M 6M
OXBR Yearly Total Debt VS Total AssetsOXBR Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M 40M 50M

2.2 Solvency

OXBR has a Debt/Equity ratio of 0.02. This is a healthy value indicating a solid balance between debt and equity.
Looking at the Debt to Equity ratio, with a value of 0.02, OXBR belongs to the top of the industry, outperforming 87.76% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.02
Debt/FCF N/A
Altman-Z N/A
ROIC/WACCN/A
WACC8.7%
OXBR Yearly LT Debt VS Equity VS FCFOXBR Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20M -20M

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
OXBR Yearly Current Assets VS Current LiabilitesOXBR Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 100K 200K 300K 400K 500K

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3. Growth

3.1 Past

OXBR shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 78.17%, which is quite impressive.
OXBR shows a decrease in Revenue. In the last year, the revenue decreased by -2.00%.
Measured over the past years, OXBR shows a very strong growth in Revenue. The Revenue has been growing by 28.27% on average per year.
EPS 1Y (TTM)78.17%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-84.26%
Revenue 1Y (TTM)-2%
Revenue growth 3Y-35.49%
Revenue growth 5Y28.27%
Sales Q2Q%-28.16%

3.2 Future

OXBR is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 31.06% yearly.
OXBR is expected to show a strong growth in Revenue. In the coming years, the Revenue will grow by 42.82% yearly.
EPS Next Y102.28%
EPS Next 2Y39.8%
EPS Next 3Y31.06%
EPS Next 5YN/A
Revenue Next Year10.64%
Revenue Next 2Y25.41%
Revenue Next 3Y42.82%
Revenue Next 5YN/A

3.3 Evolution

The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
OXBR Yearly Revenue VS EstimatesOXBR Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 5M 10M 15M 20M
OXBR Yearly EPS VS EstimatesOXBR Yearly EPS VS EstimatesYearly EPS VS Estimates 2025 2026 2027 0 0.02 -0.02 0.04 0.06 0.08 0.1

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4. Valuation

4.1 Price/Earnings Ratio

The Price/Earnings Ratio is negative for OXBR. In the last year negative earnings were reported.
Also next year OXBR is expected to report negative earnings again, which makes the also the Forward Price/Earnings Ratio negative.
Industry RankSector Rank
PE N/A
Fwd PE N/A
OXBR Price Earnings VS Forward Price EarningsOXBR Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 20 -20 -40 -60

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
OXBR Per share dataOXBR EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 0.2 -0.2 0.4 -0.4 0.6

4.3 Compensation for Growth

A more expensive valuation may be justified as OXBR's earnings are expected to grow with 31.06% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y39.8%
EPS Next 3Y31.06%

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0

5. Dividend

5.1 Amount

OXBR does not give a dividend.
Industry RankSector Rank
Dividend Yield N/A

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OXBRIDGE RE HOLDINGS LTD

NASDAQ:OXBR (10/31/2025, 8:06:40 PM)

1.52

-0.06 (-3.8%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)08-14 2025-08-14/amc
Earnings (Next)11-06 2025-11-06
Inst Owners7.29%
Inst Owner Change0%
Ins Owners10.92%
Ins Owner Change-0.4%
Market Cap11.46M
Revenue(TTM)2.74M
Net Income(TTM)-3012000
Analysts82.86
Price Target5.1 (235.53%)
Short Float %0.44%
Short Ratio0.5
Dividend
Industry RankSector Rank
Dividend Yield N/A
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0%
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
Industry RankSector Rank
PE N/A
Fwd PE N/A
P/S 4.18
P/FCF N/A
P/OCF N/A
P/B 2.15
P/tB 2.15
EV/EBITDA N/A
EPS(TTM)-0.43
EYN/A
EPS(NY)-0.02
Fwd EYN/A
FCF(TTM)-0.18
FCFYN/A
OCF(TTM)-0.18
OCFYN/A
SpS0.36
BVpS0.71
TBVpS0.71
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA -32.84%
ROE -56.4%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM N/A
FCFM N/A
ROA(3y)-55.81%
ROA(5y)-23.91%
ROE(3y)-88.98%
ROE(5y)-43.22%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.3
Health
Industry RankSector Rank
Debt/Equity 0.02
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score5
WACC8.7%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)0.09%
Cap/Sales(5y)0.2%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)78.17%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-84.26%
EPS Next Y102.28%
EPS Next 2Y39.8%
EPS Next 3Y31.06%
EPS Next 5YN/A
Revenue 1Y (TTM)-2%
Revenue growth 3Y-35.49%
Revenue growth 5Y28.27%
Sales Q2Q%-28.16%
Revenue Next Year10.64%
Revenue Next 2Y25.41%
Revenue Next 3Y42.82%
Revenue Next 5YN/A
EBIT growth 1Y-319.77%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y30%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y29.64%
OCF growth 3YN/A
OCF growth 5YN/A

OXBRIDGE RE HOLDINGS LTD / OXBR FAQ

What is the ChartMill fundamental rating of OXBRIDGE RE HOLDINGS LTD (OXBR) stock?

ChartMill assigns a fundamental rating of 2 / 10 to OXBR.


What is the valuation status of OXBRIDGE RE HOLDINGS LTD (OXBR) stock?

ChartMill assigns a valuation rating of 1 / 10 to OXBRIDGE RE HOLDINGS LTD (OXBR). This can be considered as Overvalued.


Can you provide the profitability details for OXBRIDGE RE HOLDINGS LTD?

OXBRIDGE RE HOLDINGS LTD (OXBR) has a profitability rating of 0 / 10.


What is the expected EPS growth for OXBRIDGE RE HOLDINGS LTD (OXBR) stock?

The Earnings per Share (EPS) of OXBRIDGE RE HOLDINGS LTD (OXBR) is expected to grow by 102.28% in the next year.