ORCHID ISLAND CAPITAL INC (ORC) Fundamental Analysis & Valuation

NYSE:ORC • US68571X3017

Current stock price

6.84 USD
-0.11 (-1.58%)
At close:
6.89 USD
+0.05 (+0.73%)
Pre-Market:

This ORC fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

7

1. ORC Profitability Analysis

1.1 Basic Checks

  • ORC had positive earnings in the past year.
  • In the past year ORC had a positive cash flow from operations.
  • The reported net income has been mixed in the past 5 years: ORC reported negative net income in multiple years.
  • In the past 5 years ORC always reported a positive cash flow from operatings.
ORC Yearly Net Income VS EBIT VS OCF VS FCFORC Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100M -100M 200M -200M

1.2 Ratios

  • ORC has a Return On Assets of 1.36%. This is amongst the best in the industry. ORC outperforms 86.76% of its industry peers.
  • ORC has a Return On Equity of 11.59%. This is amongst the best in the industry. ORC outperforms 80.88% of its industry peers.
  • With a decent Return On Invested Capital value of 1.08%, ORC is doing good in the industry, outperforming 69.12% of the companies in the same industry.
Industry RankSector Rank
ROA 1.36%
ROE 11.59%
ROIC 1.08%
ROA(3y)0.37%
ROA(5y)-1.3%
ROE(3y)2.96%
ROE(5y)-11.69%
ROIC(3y)N/A
ROIC(5y)N/A
ORC Yearly ROA, ROE, ROICORC Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 -20 -40

1.3 Margins

  • ORC has a Profit Margin of 32.77%. This is amongst the best in the industry. ORC outperforms 91.18% of its industry peers.
  • ORC's Profit Margin has improved in the last couple of years.
  • ORC's Operating Margin of 32.77% is fine compared to the rest of the industry. ORC outperforms 79.41% of its industry peers.
  • ORC's Operating Margin has improved in the last couple of years.
  • ORC has a Gross Margin of 34.37%. This is comparable to the rest of the industry: ORC outperforms 48.53% of its industry peers.
  • In the last couple of years the Gross Margin of ORC has grown nicely.
Industry RankSector Rank
OM 32.77%
PM (TTM) 32.77%
GM 34.37%
OM growth 3Y-39.35%
OM growth 5Y42.54%
PM growth 3Y-39.35%
PM growth 5Y42.54%
GM growth 3Y-37.53%
GM growth 5Y11.86%
ORC Yearly Profit, Operating, Gross MarginsORC Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 50 -50 100 -100 150

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2

2. ORC Health Analysis

2.1 Basic Checks

  • Compared to 1 year ago, ORC has more shares outstanding
  • The number of shares outstanding for ORC has been increased compared to 5 years ago.
  • Compared to 1 year ago, ORC has an improved debt to assets ratio.
ORC Yearly Shares OutstandingORC Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50M 100M 150M
ORC Yearly Total Debt VS Total AssetsORC Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B 8B 10B

2.2 Solvency

  • Based on the Altman-Z score of -0.83, we must say that ORC is in the distress zone and has some risk of bankruptcy.
  • ORC has a Altman-Z score of -0.83. This is in the lower half of the industry: ORC underperforms 77.94% of its industry peers.
  • The Debt to FCF ratio of ORC is 83.98, which is on the high side as it means it would take ORC, 83.98 years of fcf income to pay off all of its debts.
  • ORC has a Debt to FCF ratio of 83.98. This is in the better half of the industry: ORC outperforms 75.00% of its industry peers.
  • ORC has a Debt/Equity ratio of 7.37. This is a high value indicating a heavy dependency on external financing.
  • ORC's Debt to Equity ratio of 7.37 is in line compared to the rest of the industry. ORC outperforms 41.18% of its industry peers.
Industry RankSector Rank
Debt/Equity 7.37
Debt/FCF 83.98
Altman-Z -0.83
ROIC/WACCN/A
WACCN/A
ORC Yearly LT Debt VS Equity VS FCFORC Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M 1B

2.3 Liquidity

  • A Current Ratio of 0.07 indicates that ORC may have some problems paying its short term obligations.
  • The Current ratio of ORC (0.07) is comparable to the rest of the industry.
  • A Quick Ratio of 0.07 indicates that ORC may have some problems paying its short term obligations.
  • ORC has a Quick ratio (0.07) which is in line with its industry peers.
Industry RankSector Rank
Current Ratio 0.07
Quick Ratio 0.07
ORC Yearly Current Assets VS Current LiabilitesORC Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B 8B 10B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

9

3. ORC Growth Analysis

3.1 Past

  • The Earnings Per Share has grown by an impressive 1400.00% over the past year.
  • The Earnings Per Share has been growing by 50.60% on average over the past years. This is a very strong growth
  • The Revenue has grown by 66.93% in the past year. This is a very strong growth!
  • ORC shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 66.70% yearly.
EPS 1Y (TTM)1400%
EPS 3Y-14.66%
EPS 5Y50.6%
EPS Q2Q%62.5%
Revenue 1Y (TTM)66.93%
Revenue growth 3YN/A
Revenue growth 5Y66.7%
Sales Q2Q%-100%

3.2 Future

  • ORC is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 14.99% yearly.
  • Based on estimates for the next years, ORC will show a very strong growth in Revenue. The Revenue will grow by 48.96% on average per year.
EPS Next Y-2.06%
EPS Next 2Y14.99%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year109.9%
Revenue Next 2Y48.96%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
  • The estimated forward Revenue growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
ORC Yearly Revenue VS EstimatesORC Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0 200M 400M
ORC Yearly EPS VS EstimatesORC Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0 2 -2 4 -4 6

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7

4. ORC Valuation Analysis

4.1 Price/Earnings Ratio

  • ORC is valuated cheaply with a Price/Earnings ratio of 5.70.
  • Based on the Price/Earnings ratio, ORC is valued cheaply inside the industry as 95.59% of the companies are valued more expensively.
  • ORC is valuated cheaply when we compare the Price/Earnings ratio to 27.47, which is the current average of the S&P500 Index.
  • The Price/Forward Earnings ratio is 4.70, which indicates a rather cheap valuation of ORC.
  • Based on the Price/Forward Earnings ratio, ORC is valued cheaper than 95.59% of the companies in the same industry.
  • The average S&P500 Price/Forward Earnings ratio is at 22.62. ORC is valued rather cheaply when compared to this.
Industry RankSector Rank
PE 5.7
Fwd PE 4.7
ORC Price Earnings VS Forward Price EarningsORC Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 20 40 60 80

4.2 Price Multiples

  • Based on the Price/Free Cash Flow ratio, ORC is valued a bit cheaper than the industry average as 75.00% of the companies are valued more expensively.
Industry RankSector Rank
P/FCF 11.1
EV/EBITDA N/A
ORC Per share dataORC EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 2 4 6

4.3 Compensation for Growth

  • The decent profitability rating of ORC may justify a higher PE ratio.
  • A more expensive valuation may be justified as ORC's earnings are expected to grow with 14.99% in the coming years.
PEG (NY)N/A
PEG (5Y)0.11
EPS Next 2Y14.99%
EPS Next 3YN/A

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. ORC Dividend Analysis

5.1 Amount

  • ORC has a Yearly Dividend Yield of 17.54%, which is a nice return.
  • Compared to an average industry Dividend Yield of 12.67, ORC pays a better dividend. On top of this ORC pays more dividend than 92.65% of the companies listed in the same industry.
  • Compared to an average S&P500 Dividend Yield of 1.81, ORC pays a better dividend.
Industry RankSector Rank
Dividend Yield 17.54%

5.2 History

  • The dividend of ORC decreases each year by -18.91%.
  • ORC has paid a dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)-18.91%
Div Incr Years0
Div Non Decr Years0
ORC Yearly Dividends per shareORC Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 10 20 30 40

5.3 Sustainability

  • 112.47% of the earnings are spent on dividend by ORC. This is not a sustainable payout ratio.
DP112.47%
EPS Next 2Y14.99%
EPS Next 3YN/A
ORC Yearly Income VS Free CF VS DividendORC Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100M -100M 200M -200M
ORC Dividend Payout.ORC Dividend Payout, showing the Payout Ratio.ORC Dividend Payout.PayoutRetained Earnings

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ORC Fundamentals: All Metrics, Ratios and Statistics

ORCHID ISLAND CAPITAL INC

NYSE:ORC (4/23/2026, 8:04:00 PM)

Premarket: 6.89 +0.05 (+0.73%)

6.84

-0.11 (-1.58%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)04-23
Earnings (Next)N/A
Inst Owners40.62%
Inst Owner Change0.12%
Ins Owners0.19%
Ins Owner Change0.67%
Market Cap1.34B
Revenue(TTM)485.24M
Net Income(TTM)159.03M
Analysts48
Price Target7.65 (11.84%)
Short Float %9.66%
Short Ratio2.77
Dividend
Industry RankSector Rank
Dividend Yield 17.54%
Yearly Dividend1.35
Dividend Growth(5Y)-18.91%
DP112.47%
Div Incr Years0
Div Non Decr Years0
Ex-Date04-30
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)86.17%
Min EPS beat(2)9.25%
Max EPS beat(2)163.09%
EPS beat(4)4
Avg EPS beat(4)80.78%
Min EPS beat(4)9.25%
Max EPS beat(4)163.09%
EPS beat(8)6
Avg EPS beat(8)237.22%
EPS beat(12)7
Avg EPS beat(12)-13.78%
EPS beat(16)8
Avg EPS beat(16)-22.96%
Revenue beat(2)1
Avg Revenue beat(2)-44.8%
Min Revenue beat(2)-100%
Max Revenue beat(2)10.41%
Revenue beat(4)3
Avg Revenue beat(4)3.33%
Min Revenue beat(4)-100%
Max Revenue beat(4)99.18%
Revenue beat(8)7
Avg Revenue beat(8)53.06%
Revenue beat(12)8
Avg Revenue beat(12)9.17%
Revenue beat(16)9
Avg Revenue beat(16)-33.73%
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-10.81%
EPS NY rev (1m)0%
EPS NY rev (3m)-3.32%
Revenue NQ rev (1m)12.56%
Revenue NQ rev (3m)12.56%
Revenue NY rev (1m)17.34%
Revenue NY rev (3m)17.34%
Valuation
Industry RankSector Rank
PE 5.7
Fwd PE 4.7
P/S 2.76
P/FCF 11.1
P/OCF 11.1
P/B 0.97
P/tB 0.97
EV/EBITDA N/A
EPS(TTM)1.2
EY17.54%
EPS(NY)1.45
Fwd EY21.26%
FCF(TTM)0.62
FCFY9.01%
OCF(TTM)0.62
OCFY9.01%
SpS2.48
BVpS7.02
TBVpS7.02
PEG (NY)N/A
PEG (5Y)0.11
Graham Number13.7647 (101.24%)
Profitability
Industry RankSector Rank
ROA 1.36%
ROE 11.59%
ROCE 10.57%
ROIC 1.08%
ROICexc 1.15%
ROICexgc 1.15%
OM 32.77%
PM (TTM) 32.77%
GM 34.37%
FCFM 24.82%
ROA(3y)0.37%
ROA(5y)-1.3%
ROE(3y)2.96%
ROE(5y)-11.69%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5Y92.4%
ROICexc growth 3YN/A
ROICexc growth 5Y92.79%
OM growth 3Y-39.35%
OM growth 5Y42.54%
PM growth 3Y-39.35%
PM growth 5Y42.54%
GM growth 3Y-37.53%
GM growth 5Y11.86%
F-Score6
Asset Turnover0.04
Health
Industry RankSector Rank
Debt/Equity 7.37
Debt/FCF 83.98
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 0.56
Cash Conversion N/A
Profit Quality 75.74%
Current Ratio 0.07
Quick Ratio 0.07
Altman-Z -0.83
F-Score6
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)1400%
EPS 3Y-14.66%
EPS 5Y50.6%
EPS Q2Q%62.5%
EPS Next Y-2.06%
EPS Next 2Y14.99%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)66.93%
Revenue growth 3YN/A
Revenue growth 5Y66.7%
Sales Q2Q%-100%
Revenue Next Year109.9%
Revenue Next 2Y48.96%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y322.26%
EBIT growth 3YN/A
EBIT growth 5Y137.6%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y79.8%
FCF growth 3Y-25.34%
FCF growth 5Y16.8%
OCF growth 1Y79.8%
OCF growth 3Y-25.34%
OCF growth 5Y16.8%

ORCHID ISLAND CAPITAL INC / ORC Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for ORCHID ISLAND CAPITAL INC?

ChartMill assigns a fundamental rating of 6 / 10 to ORC.


What is the valuation status for ORC stock?

ChartMill assigns a valuation rating of 7 / 10 to ORCHID ISLAND CAPITAL INC (ORC). This can be considered as Undervalued.


Can you provide the profitability details for ORCHID ISLAND CAPITAL INC?

ORCHID ISLAND CAPITAL INC (ORC) has a profitability rating of 7 / 10.


What are the PE and PB ratios of ORCHID ISLAND CAPITAL INC (ORC) stock?

The Price/Earnings (PE) ratio for ORCHID ISLAND CAPITAL INC (ORC) is 5.7 and the Price/Book (PB) ratio is 0.97.


Can you provide the dividend sustainability for ORC stock?

The dividend rating of ORCHID ISLAND CAPITAL INC (ORC) is 5 / 10 and the dividend payout ratio is 112.47%.