ORCHID ISLAND CAPITAL INC (ORC) Fundamental Analysis & Valuation

NYSE:ORC • US68571X3017

7.28 USD
-0.12 (-1.62%)
At close: Mar 6, 2026
7.28 USD
0 (0%)
After Hours: 3/6/2026, 8:04:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Forecast Earnings Financials Ownership News

This ORC fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

Fundamental Rating

6

Taking everything into account, ORC scores 6 out of 10 in our fundamental rating. ORC was compared to 68 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. ORC scores excellent on profitability, but there are concerns on its financial health. ORC is evaluated to be cheap and growing strongly. This does not happen too often!


Dividend Valuation Growth Profitability Health

8

1. ORC Profitability Analysis

1.1 Basic Checks

  • ORC had positive earnings in the past year.
  • In the past year ORC had a positive cash flow from operations.
  • In multiple years ORC reported negative net income over the last 5 years.
  • Each year in the past 5 years ORC had a positive operating cash flow.
ORC Yearly Net Income VS EBIT VS OCF VS FCFORC Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100M -100M 200M -200M

1.2 Ratios

  • ORC has a Return On Assets of 1.36%. This is amongst the best in the industry. ORC outperforms 88.24% of its industry peers.
  • ORC has a better Return On Equity (11.59%) than 94.12% of its industry peers.
  • With an excellent Return On Invested Capital value of 1.08%, ORC belongs to the best of the industry, outperforming 80.88% of the companies in the same industry.
Industry RankSector Rank
ROA 1.36%
ROE 11.59%
ROIC 1.08%
ROA(3y)0.37%
ROA(5y)-1.3%
ROE(3y)2.96%
ROE(5y)-11.69%
ROIC(3y)N/A
ROIC(5y)N/A
ORC Yearly ROA, ROE, ROICORC Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 -20 -40

1.3 Margins

  • With an excellent Profit Margin value of 32.77%, ORC belongs to the best of the industry, outperforming 91.18% of the companies in the same industry.
  • In the last couple of years the Profit Margin of ORC has grown nicely.
  • Looking at the Operating Margin, with a value of 32.77%, ORC belongs to the top of the industry, outperforming 89.71% of the companies in the same industry.
  • In the last couple of years the Operating Margin of ORC has grown nicely.
  • ORC's Gross Margin of 34.37% is fine compared to the rest of the industry. ORC outperforms 72.06% of its industry peers.
  • ORC's Gross Margin has improved in the last couple of years.
Industry RankSector Rank
OM 32.77%
PM (TTM) 32.77%
GM 34.37%
OM growth 3Y-39.35%
OM growth 5Y42.54%
PM growth 3Y-39.35%
PM growth 5Y42.54%
GM growth 3Y-37.53%
GM growth 5Y11.86%
ORC Yearly Profit, Operating, Gross MarginsORC Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 50 -50 100 -100 150

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2

2. ORC Health Analysis

2.1 Basic Checks

  • Compared to 1 year ago, ORC has more shares outstanding
  • ORC has more shares outstanding than it did 5 years ago.
  • Compared to 1 year ago, ORC has an improved debt to assets ratio.
ORC Yearly Shares OutstandingORC Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50M 100M 150M
ORC Yearly Total Debt VS Total AssetsORC Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B 8B 10B

2.2 Solvency

  • ORC has an Altman-Z score of -0.83. This is a bad value and indicates that ORC is not financially healthy and even has some risk of bankruptcy.
  • ORC's Altman-Z score of -0.83 is on the low side compared to the rest of the industry. ORC is outperformed by 77.94% of its industry peers.
  • ORC has a debt to FCF ratio of 83.98. This is a negative value and a sign of low solvency as ORC would need 83.98 years to pay back of all of its debts.
  • ORC has a Debt to FCF ratio of 83.98. This is in the better half of the industry: ORC outperforms 73.53% of its industry peers.
  • A Debt/Equity ratio of 7.37 is on the high side and indicates that ORC has dependencies on debt financing.
  • Looking at the Debt to Equity ratio, with a value of 7.37, ORC is in line with its industry, outperforming 41.18% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 7.37
Debt/FCF 83.98
Altman-Z -0.83
ROIC/WACCN/A
WACCN/A
ORC Yearly LT Debt VS Equity VS FCFORC Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M 1B

2.3 Liquidity

  • A Current Ratio of 0.07 indicates that ORC may have some problems paying its short term obligations.
  • Looking at the Current ratio, with a value of 0.07, ORC is doing worse than 60.29% of the companies in the same industry.
  • A Quick Ratio of 0.07 indicates that ORC may have some problems paying its short term obligations.
  • Looking at the Quick ratio, with a value of 0.07, ORC is doing worse than 60.29% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 0.07
Quick Ratio 0.07
ORC Yearly Current Assets VS Current LiabilitesORC Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B 8B 10B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

8

3. ORC Growth Analysis

3.1 Past

  • ORC shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 650.00%, which is quite impressive.
  • ORC shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 50.60% yearly.
  • The Revenue has grown by 66.93% in the past year. This is a very strong growth!
  • The Revenue has been growing by 66.70% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)650%
EPS 3Y-14.66%
EPS 5Y50.6%
EPS Q2Q%1140%
Revenue 1Y (TTM)66.93%
Revenue growth 3YN/A
Revenue growth 5Y66.7%
Sales Q2Q%-100%

3.2 Future

  • Based on estimates for the next years, ORC will show a small growth in Earnings Per Share. The EPS will grow by 5.84% on average per year.
  • Based on estimates for the next years, ORC will show a very strong growth in Revenue. The Revenue will grow by 48.96% on average per year.
EPS Next Y8.04%
EPS Next 2Y5.84%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year78.88%
Revenue Next 2Y48.96%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
  • Although the future Revenue growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
ORC Yearly Revenue VS EstimatesORC Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0 200M 400M
ORC Yearly EPS VS EstimatesORC Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0 2 -2 4 -4 6

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8

4. ORC Valuation Analysis

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 6.62, the valuation of ORC can be described as very cheap.
  • Based on the Price/Earnings ratio, ORC is valued cheaply inside the industry as 91.18% of the companies are valued more expensively.
  • The average S&P500 Price/Earnings ratio is at 26.29. ORC is valued rather cheaply when compared to this.
  • The Price/Forward Earnings ratio is 6.13, which indicates a rather cheap valuation of ORC.
  • Based on the Price/Forward Earnings ratio, ORC is valued cheaply inside the industry as 92.65% of the companies are valued more expensively.
  • The average S&P500 Price/Forward Earnings ratio is at 24.57. ORC is valued rather cheaply when compared to this.
Industry RankSector Rank
PE 6.62
Fwd PE 6.13
ORC Price Earnings VS Forward Price EarningsORC Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • Based on the Price/Free Cash Flow ratio, ORC is valued a bit cheaper than 75.00% of the companies in the same industry.
Industry RankSector Rank
P/FCF 11.08
EV/EBITDA N/A
ORC Per share dataORC EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 2 4 6

4.3 Compensation for Growth

  • ORC's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • The excellent profitability rating of ORC may justify a higher PE ratio.
PEG (NY)0.82
PEG (5Y)0.13
EPS Next 2Y5.84%
EPS Next 3YN/A

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. ORC Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 18.95%, ORC is a good candidate for dividend investing.
  • ORC's Dividend Yield is rather good when compared to the industry average which is at 11.15. ORC pays more dividend than 100.00% of the companies in the same industry.
  • ORC's Dividend Yield is rather good when compared to the S&P500 average which is at 1.82.
Industry RankSector Rank
Dividend Yield 18.95%

5.2 History

  • The dividend of ORC decreases each year by -18.91%.
  • ORC has paid a dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)-18.91%
Div Incr Years0
Div Non Decr Years0
ORC Yearly Dividends per shareORC Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 10 20 30 40

5.3 Sustainability

  • ORC pays out 112.47% of its income as dividend. This is not a sustainable payout ratio.
DP112.47%
EPS Next 2Y5.84%
EPS Next 3YN/A
ORC Yearly Income VS Free CF VS DividendORC Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100M -100M 200M -200M
ORC Dividend Payout.ORC Dividend Payout, showing the Payout Ratio.ORC Dividend Payout.PayoutRetained Earnings

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ORC Fundamentals: All Metrics, Ratios and Statistics

ORCHID ISLAND CAPITAL INC

NYSE:ORC (3/6/2026, 8:04:00 PM)

After market: 7.28 0 (0%)

7.28

-0.12 (-1.62%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)01-29
Earnings (Next)04-22
Inst Owners30.5%
Inst Owner Change41.73%
Ins Owners0.13%
Ins Owner Change0.68%
Market Cap1.33B
Revenue(TTM)485.24M
Net Income(TTM)159.03M
Analysts48
Price Target7.65 (5.08%)
Short Float %5.82%
Short Ratio1.51
Dividend
Industry RankSector Rank
Dividend Yield 18.95%
Yearly Dividend1.35
Dividend Growth(5Y)-18.91%
DP112.47%
Div Incr Years0
Div Non Decr Years0
Ex-Date02-27
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)86.17%
Min EPS beat(2)9.25%
Max EPS beat(2)163.09%
EPS beat(4)4
Avg EPS beat(4)80.78%
Min EPS beat(4)9.25%
Max EPS beat(4)163.09%
EPS beat(8)6
Avg EPS beat(8)237.22%
EPS beat(12)7
Avg EPS beat(12)-13.78%
EPS beat(16)8
Avg EPS beat(16)-22.96%
Revenue beat(2)1
Avg Revenue beat(2)-44.8%
Min Revenue beat(2)-100%
Max Revenue beat(2)10.41%
Revenue beat(4)3
Avg Revenue beat(4)3.33%
Min Revenue beat(4)-100%
Max Revenue beat(4)99.18%
Revenue beat(8)7
Avg Revenue beat(8)53.06%
Revenue beat(12)8
Avg Revenue beat(12)9.17%
Revenue beat(16)9
Avg Revenue beat(16)-33.73%
PT rev (1m)0%
PT rev (3m)-6.25%
EPS NQ rev (1m)-10.81%
EPS NQ rev (3m)4.76%
EPS NY rev (1m)6.65%
EPS NY rev (3m)15.36%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)16.33%
Revenue NY rev (1m)0%
Revenue NY rev (3m)15.19%
Valuation
Industry RankSector Rank
PE 6.62
Fwd PE 6.13
P/S 2.75
P/FCF 11.08
P/OCF 11.08
P/B 0.97
P/tB 0.97
EV/EBITDA N/A
EPS(TTM)1.1
EY15.11%
EPS(NY)1.19
Fwd EY16.32%
FCF(TTM)0.66
FCFY9.02%
OCF(TTM)0.66
OCFY9.02%
SpS2.65
BVpS7.48
TBVpS7.48
PEG (NY)0.82
PEG (5Y)0.13
Graham Number13.61
Profitability
Industry RankSector Rank
ROA 1.36%
ROE 11.59%
ROCE 10.57%
ROIC 1.08%
ROICexc 1.15%
ROICexgc 1.15%
OM 32.77%
PM (TTM) 32.77%
GM 34.37%
FCFM 24.82%
ROA(3y)0.37%
ROA(5y)-1.3%
ROE(3y)2.96%
ROE(5y)-11.69%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5Y92.4%
ROICexc growth 3YN/A
ROICexc growth 5Y92.79%
OM growth 3Y-39.35%
OM growth 5Y42.54%
PM growth 3Y-39.35%
PM growth 5Y42.54%
GM growth 3Y-37.53%
GM growth 5Y11.86%
F-Score6
Asset Turnover0.04
Health
Industry RankSector Rank
Debt/Equity 7.37
Debt/FCF 83.98
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 0.56
Cash Conversion N/A
Profit Quality 75.74%
Current Ratio 0.07
Quick Ratio 0.07
Altman-Z -0.83
F-Score6
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)650%
EPS 3Y-14.66%
EPS 5Y50.6%
EPS Q2Q%1140%
EPS Next Y8.04%
EPS Next 2Y5.84%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)66.93%
Revenue growth 3YN/A
Revenue growth 5Y66.7%
Sales Q2Q%-100%
Revenue Next Year78.88%
Revenue Next 2Y48.96%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y322.26%
EBIT growth 3YN/A
EBIT growth 5Y137.6%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y79.8%
FCF growth 3Y-25.34%
FCF growth 5Y16.8%
OCF growth 1Y79.8%
OCF growth 3Y-25.34%
OCF growth 5Y16.8%

ORCHID ISLAND CAPITAL INC / ORC FAQ

Can you provide the ChartMill fundamental rating for ORCHID ISLAND CAPITAL INC?

ChartMill assigns a fundamental rating of 6 / 10 to ORC.


What is the valuation status of ORCHID ISLAND CAPITAL INC (ORC) stock?

ChartMill assigns a valuation rating of 8 / 10 to ORCHID ISLAND CAPITAL INC (ORC). This can be considered as Undervalued.


How profitable is ORCHID ISLAND CAPITAL INC (ORC) stock?

ORCHID ISLAND CAPITAL INC (ORC) has a profitability rating of 8 / 10.


What is the valuation of ORCHID ISLAND CAPITAL INC based on its PE and PB ratios?

The Price/Earnings (PE) ratio for ORCHID ISLAND CAPITAL INC (ORC) is 6.62 and the Price/Book (PB) ratio is 0.97.


Can you provide the expected EPS growth for ORC stock?

The Earnings per Share (EPS) of ORCHID ISLAND CAPITAL INC (ORC) is expected to grow by 8.04% in the next year.