ORCHID ISLAND CAPITAL INC (ORC) Stock Fundamental Analysis
USA - NYSE:ORC - US68571X3017 - REIT
7.17 USD
-0.05 (-0.69%)
We assign a fundamental rating of 4 out of 10 to ORC. ORC was compared to 68 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. ORC has a medium profitability rating, but doesn't score so well on its financial health evaluation. ORC is showing excellent growth while it is valued at reasonable prices. Keep and eye on this one!
1. Profitability
1.1 Basic Checks
ORC had positive earnings in the past year.
ORC had a positive operating cash flow in the past year.
In multiple years ORC reported negative net income over the last 5 years.
ORC had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
ORC has a Return On Assets of 0.67%. This is in the better half of the industry: ORC outperforms 70.59% of its industry peers.
ORC's Return On Equity of 5.63% is fine compared to the rest of the industry. ORC outperforms 75.00% of its industry peers.
The Return On Invested Capital of ORC (0.53%) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.67% | ||
| ROE | 5.63% | ||
| ROIC | 0.53% |
ROA(3y)-2.32%
ROA(5y)-1.56%
ROE(3y)-20.54%
ROE(5y)-13.91%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
The Profit Margin of ORC (17.18%) is better than 73.53% of its industry peers.
ORC's Profit Margin has declined in the last couple of years.
The Operating Margin of ORC (17.18%) is better than 66.18% of its industry peers.
In the last couple of years the Operating Margin of ORC has declined.
With a Gross Margin value of 19.29%, ORC is not doing good in the industry: 64.71% of the companies in the same industry are doing better.
ORC's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 17.18% | ||
| PM (TTM) | 17.18% | ||
| GM | 19.29% |
OM growth 3Y-56.07%
OM growth 5Y-8.8%
PM growth 3Y-56.07%
PM growth 5Y-8.8%
GM growth 3Y-51.53%
GM growth 5Y-8.82%
2. Health
2.1 Basic Checks
Compared to 1 year ago, ORC has more shares outstanding
Compared to 5 years ago, ORC has more shares outstanding
ORC has a worse debt/assets ratio than last year.
2.2 Solvency
Based on the Altman-Z score of -0.88, we must say that ORC is in the distress zone and has some risk of bankruptcy.
ORC has a Altman-Z score of -0.88. This is in the lower half of the industry: ORC underperforms 77.94% of its industry peers.
The Debt to FCF ratio of ORC is 89.26, which is on the high side as it means it would take ORC, 89.26 years of fcf income to pay off all of its debts.
The Debt to FCF ratio of ORC (89.26) is better than 66.18% of its industry peers.
ORC has a Debt/Equity ratio of 7.37. This is a high value indicating a heavy dependency on external financing.
ORC has a Debt to Equity ratio of 7.37. This is in the lower half of the industry: ORC underperforms 60.29% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 7.37 | ||
| Debt/FCF | 89.26 | ||
| Altman-Z | -0.88 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 0.08 indicates that ORC may have some problems paying its short term obligations.
Looking at the Current ratio, with a value of 0.08, ORC is doing worse than 61.76% of the companies in the same industry.
ORC has a Quick Ratio of 0.08. This is a bad value and indicates that ORC is not financially healthy enough and could expect problems in meeting its short term obligations.
ORC's Quick ratio of 0.08 is on the low side compared to the rest of the industry. ORC is outperformed by 61.76% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.08 | ||
| Quick Ratio | 0.08 |
3. Growth
3.1 Past
The earnings per share for ORC have decreased strongly by -41.76% in the last year.
The earnings per share for ORC have been decreasing by -23.17% on average. This is quite bad
ORC shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 18.51%.
Measured over the past years, ORC shows a quite strong growth in Revenue. The Revenue has been growing by 19.70% on average per year.
EPS 1Y (TTM)-41.76%
EPS 3YN/A
EPS 5Y-23.17%
EPS Q2Q%420%
Revenue 1Y (TTM)18.51%
Revenue growth 3YN/A
Revenue growth 5Y19.7%
Sales Q2Q%7817.35%
3.2 Future
ORC is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 167.41% yearly.
ORC is expected to show a strong growth in Revenue. In the coming years, the Revenue will grow by 7658.82% yearly.
EPS Next Y423.2%
EPS Next 2Y167.41%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year372063%
Revenue Next 2Y7658.82%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 13.53, ORC is valued correctly.
Based on the Price/Earnings ratio, ORC is valued a bit cheaper than the industry average as 60.29% of the companies are valued more expensively.
When comparing the Price/Earnings ratio of ORC to the average of the S&P500 Index (25.46), we can say ORC is valued slightly cheaper.
The Price/Forward Earnings ratio is 6.96, which indicates a rather cheap valuation of ORC.
Based on the Price/Forward Earnings ratio, ORC is valued a bit cheaper than 77.94% of the companies in the same industry.
ORC's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 35.39.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 13.53 | ||
| Fwd PE | 6.96 |
4.2 Price Multiples
Based on the Price/Free Cash Flow ratio, ORC is valued a bit cheaper than the industry average as 67.65% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 12.13 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
A more expensive valuation may be justified as ORC's earnings are expected to grow with 167.41% in the coming years.
PEG (NY)0.03
PEG (5Y)N/A
EPS Next 2Y167.41%
EPS Next 3YN/A
5. Dividend
5.1 Amount
ORC has a Yearly Dividend Yield of 19.75%, which is a nice return.
Compared to an average industry Dividend Yield of 11.99, ORC pays a better dividend. On top of this ORC pays more dividend than 98.53% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 2.44, ORC pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 19.75% |
5.2 History
The dividend of ORC decreases each year by -21.95%.
ORC has been paying a dividend for at least 10 years, so it has a reliable track record.
Dividend Growth(5Y)-21.95%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
244.27% of the earnings are spent on dividend by ORC. This is not a sustainable payout ratio.
DP244.27%
EPS Next 2Y167.41%
EPS Next 3YN/A
NYSE:ORC (11/19/2025, 2:58:21 PM)
7.17
-0.05 (-0.69%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)
Earnings (Next)
Inst Owners30.9%
Inst Owner Change15.9%
Ins Owners0.15%
Ins Owner Change4.81%
Market Cap1.09B
Revenue(TTM)356.07M
Net Income(TTM)61.17M
Analysts46.67
Price Target8.16 (13.81%)
Short Float %9.14%
Short Ratio2.54
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 19.75% |
Yearly Dividend1.38
Dividend Growth(5Y)-21.95%
DP244.27%
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)11.2%
Min EPS beat(2)9.25%
Max EPS beat(2)13.15%
EPS beat(4)4
Avg EPS beat(4)436.66%
Min EPS beat(4)9.25%
Max EPS beat(4)1586.64%
EPS beat(8)6
Avg EPS beat(8)286%
EPS beat(12)6
Avg EPS beat(12)-38.18%
EPS beat(16)8
Avg EPS beat(16)-33.13%
Revenue beat(2)2
Avg Revenue beat(2)7.06%
Min Revenue beat(2)3.72%
Max Revenue beat(2)10.41%
Revenue beat(4)4
Avg Revenue beat(4)75.08%
Min Revenue beat(4)3.72%
Max Revenue beat(4)187.03%
Revenue beat(8)8
Avg Revenue beat(8)74.71%
Revenue beat(12)9
Avg Revenue beat(12)50.5%
Revenue beat(16)9
Avg Revenue beat(16)-39.93%
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)5.88%
EPS NQ rev (3m)12.5%
EPS NY rev (1m)0.79%
EPS NY rev (3m)21.9%
Revenue NQ rev (1m)9.31%
Revenue NQ rev (3m)15.39%
Revenue NY rev (1m)4.43%
Revenue NY rev (3m)7.53%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 13.53 | ||
| Fwd PE | 6.96 | ||
| P/S | 3.05 | ||
| P/FCF | 12.13 | ||
| P/OCF | 12.13 | ||
| P/B | 1 | ||
| P/tB | 1 | ||
| EV/EBITDA | N/A |
EPS(TTM)0.53
EY7.39%
EPS(NY)1.03
Fwd EY14.37%
FCF(TTM)0.59
FCFY8.25%
OCF(TTM)0.59
OCFY8.25%
SpS2.35
BVpS7.16
TBVpS7.16
PEG (NY)0.03
PEG (5Y)N/A
Graham Number9.24
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.67% | ||
| ROE | 5.63% | ||
| ROCE | 5.61% | ||
| ROIC | 0.53% | ||
| ROICexc | 0.57% | ||
| ROICexgc | 0.57% | ||
| OM | 17.18% | ||
| PM (TTM) | 17.18% | ||
| GM | 19.29% | ||
| FCFM | 25.19% |
ROA(3y)-2.32%
ROA(5y)-1.56%
ROE(3y)-20.54%
ROE(5y)-13.91%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5Y1.12%
ROICexc growth 3YN/A
ROICexc growth 5Y1.19%
OM growth 3Y-56.07%
OM growth 5Y-8.8%
PM growth 3Y-56.07%
PM growth 5Y-8.8%
GM growth 3Y-51.53%
GM growth 5Y-8.82%
F-Score5
Asset Turnover0.04
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 7.37 | ||
| Debt/FCF | 89.26 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 0.23 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 146.66% | ||
| Current Ratio | 0.08 | ||
| Quick Ratio | 0.08 | ||
| Altman-Z | -0.88 |
F-Score5
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-41.76%
EPS 3YN/A
EPS 5Y-23.17%
EPS Q2Q%420%
EPS Next Y423.2%
EPS Next 2Y167.41%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)18.51%
Revenue growth 3YN/A
Revenue growth 5Y19.7%
Sales Q2Q%7817.35%
Revenue Next Year372063%
Revenue Next 2Y7658.82%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y3.25%
EBIT growth 3YN/A
EBIT growth 5Y9.16%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y88.85%
FCF growth 3Y-11.42%
FCF growth 5Y6.81%
OCF growth 1Y88.85%
OCF growth 3Y-11.42%
OCF growth 5Y6.81%
ORCHID ISLAND CAPITAL INC / ORC FAQ
Can you provide the ChartMill fundamental rating for ORCHID ISLAND CAPITAL INC?
ChartMill assigns a fundamental rating of 4 / 10 to ORC.
Can you provide the valuation status for ORCHID ISLAND CAPITAL INC?
ChartMill assigns a valuation rating of 6 / 10 to ORCHID ISLAND CAPITAL INC (ORC). This can be considered as Fairly Valued.
Can you provide the profitability details for ORCHID ISLAND CAPITAL INC?
ORCHID ISLAND CAPITAL INC (ORC) has a profitability rating of 4 / 10.
What is the valuation of ORCHID ISLAND CAPITAL INC based on its PE and PB ratios?
The Price/Earnings (PE) ratio for ORCHID ISLAND CAPITAL INC (ORC) is 13.53 and the Price/Book (PB) ratio is 1.
Can you provide the expected EPS growth for ORC stock?
The Earnings per Share (EPS) of ORCHID ISLAND CAPITAL INC (ORC) is expected to grow by 423.2% in the next year.