OPTIMUMBANK HOLDINGS INC (OPHC) Stock Price & Overview

NYSEARCA:OPHCUS68401P4037

Current stock price

5.11 USD
+0.01 (+0.2%)
Last:

The current stock price of OPHC is 5.11 USD. Today OPHC is up by 0.2%. In the past month the price decreased by -5.56%. In the past year, price increased by 33.86%.

OPHC Key Statistics

52-Week Range3.53 - 5.59
Current OPHC stock price positioned within its 52-week range.
1-Month Range4.83 - 5.5
Current OPHC stock price positioned within its 1-month range.
Market Cap
62.189M
P/E
5.11
Fwd P/E
5.83
EPS (TTM)
1.00
Dividend Yield
N/A

OPHC Stock Performance

Today
+0.2%
1 Week
-5.03%
1 Month
-5.56%
3 Months
+20.28%
Longer-term
6 Months +21.72%
1 Year +33.86%
2 Years +18.88%
3 Years +54.08%
5 Years +31.78%
10 Years +9.21%

OPHC Stock Chart

OPTIMUMBANK HOLDINGS INC / OPHC Daily stock chart

OPHC Technical Analysis

ChartMill assigns a technical rating of 9 / 10 to OPHC. When comparing the yearly performance of all stocks, OPHC is one of the better performing stocks in the market, outperforming 81.7% of all stocks.


Chartmill TA Rating
Chartmill Setup Rating

OPHC Fundamental Analysis

ChartMill assigns a fundamental rating of 5 / 10 to OPHC. Both the profitability and the financial health of OPHC get a neutral evaluation. Nothing too spectacular is happening here.


Chartmill FA Analysis
Valuation
Growth
Profitability
Health
Dividend

OPHC Earnings

On February 2, 2026 OPHC reported an EPS of 0.21 and a revenue of 13.60M. The company beat EPS expectations (2.94% surprise).

Next Earnings DateMay 11, 2026
Last Earnings DateFeb 2, 2026
PeriodQ4 / 2025
EPS Reported$0.21
Revenue Reported13.6M
EPS Surprise 2.94%
Revenue Surprise %

OPHC Forecast & Estimates

6 analysts have analysed OPHC and the average price target is 6.12 USD. This implies a price increase of 19.77% is expected in the next year compared to the current price of 5.11.


Analysts
Analysts43.33
Price Target6.12 (19.77%)
EPS Next Y-12.28%
Revenue Next YearN/A

OPHC Groups

Sector & Classification

Sub-Industry
Regional Banks
Index Membership

OPHC Financial Highlights

Over the last trailing twelve months OPHC reported a non-GAAP Earnings per Share(EPS) of 1. The EPS decreased by -8.45% compared to the year before.


Income Statements
Revenue(TTM)49.36M
Net Income(TTM)16.65M
Industry RankSector Rank
PM (TTM) 33.73%
ROA 1.5%
ROE 13.66%
Debt/Equity 0
Chartmill High Growth Momentum
EPS Q2Q%-40%
Sales Q2Q%41.31%
EPS 1Y (TTM)-8.45%
Revenue 1Y (TTM)25.55%

OPHC Ownership

Ownership
Inst Owners13.47%
Shares12.17M
Float9.43M
Ins Owners17.56%
Short Float %0.22%
Short Ratio0.71

About OPHC

Company Profile

OPHC logo image OptimumBank Holdings, Inc. is a bank holding company for OptimumBank, which offers a variety of community banking services to individual and corporate customers through OptimumBank. The company is headquartered in Fort Lauderdale, Florida and currently employs 98 full-time employees. The company went IPO on 2003-05-08. The Bank is a state-chartered bank. The Bank offers a variety of commercial banking services to individual and corporate customers through its two branch offices located in Broward County, and one branch office in Miami Dade County, Florida. The Bank provides a range of consumer and commercial banking services to individuals and businesses. Its services offered include demand interest-bearing and noninterest-bearing accounts, money market deposit accounts, NOW accounts, time deposits, Wire transfers, ACH services, Visa debit and ATM cards, cash management, direct deposits, notary services, money orders, night depository, cashier’s checks, domestic collections, and banking by mail. The company provides ATM cards and Visa debit cards as a part of the Star, Presto and Cirrus networks, thereby permitting customers to utilize the convenience of ATMs worldwide. The company offers business lending lines for working capital needs.

Company Info

IPO: 2003-05-08

OPTIMUMBANK HOLDINGS INC

2929 East Commercial Boulevard

FORT LAUDERDALE FLORIDA 33308 US

CEO: Moishe Gubin

Employees: 98

OPHC Company Website

OPHC Investor Relations

Phone: 19549002800

OPTIMUMBANK HOLDINGS INC / OPHC FAQ

What does OPTIMUMBANK HOLDINGS INC do?

OptimumBank Holdings, Inc. is a bank holding company for OptimumBank, which offers a variety of community banking services to individual and corporate customers through OptimumBank. The company is headquartered in Fort Lauderdale, Florida and currently employs 98 full-time employees. The company went IPO on 2003-05-08. The Bank is a state-chartered bank. The Bank offers a variety of commercial banking services to individual and corporate customers through its two branch offices located in Broward County, and one branch office in Miami Dade County, Florida. The Bank provides a range of consumer and commercial banking services to individuals and businesses. Its services offered include demand interest-bearing and noninterest-bearing accounts, money market deposit accounts, NOW accounts, time deposits, Wire transfers, ACH services, Visa debit and ATM cards, cash management, direct deposits, notary services, money orders, night depository, cashier’s checks, domestic collections, and banking by mail. The company provides ATM cards and Visa debit cards as a part of the Star, Presto and Cirrus networks, thereby permitting customers to utilize the convenience of ATMs worldwide. The company offers business lending lines for working capital needs.


Can you provide the latest stock price for OPTIMUMBANK HOLDINGS INC?

The current stock price of OPHC is 5.11 USD. The price increased by 0.2% in the last trading session.


Does OPHC stock pay dividends?

OPHC does not pay a dividend.


How is the ChartMill rating for OPTIMUMBANK HOLDINGS INC?

OPHC has a ChartMill Technical rating of 9 out of 10 and a ChartMill Fundamental rating of 5 out of 10.


Which stock exchange lists OPHC stock?

OPHC stock is listed on the NYSE Arca exchange.


What is the analyst forecast for OPHC stock?

6 analysts have analysed OPHC and the average price target is 6.12 USD. This implies a price increase of 19.77% is expected in the next year compared to the current price of 5.11.


What is the Price/Earnings (PE) ratio of OPTIMUMBANK HOLDINGS INC (OPHC)?

The PE ratio for OPTIMUMBANK HOLDINGS INC (OPHC) is 5.11. This is based on the reported non-GAAP earnings per share of 1 and the current share price of 5.11 USD.