Logo image of OPHC

OPTIMUMBANK HOLDINGS INC (OPHC) Stock Price, Forecast & Analysis

USA - NYSEARCA:OPHC - US68401P4037 - Common Stock

4.2 USD
+0.09 (+2.31%)
Last: 11/14/2025, 4:15:00 PM

OPHC Key Statistics, Chart & Performance

Key Statistics
Market Cap49.35M
Revenue(TTM)43.12M
Net Income(TTM)14.72M
Shares11.75M
Float9.52M
52 Week High5.22
52 Week Low3.53
Yearly DividendN/A
Dividend YieldN/A
EPS(TTM)1.28
PE3.28
Fwd PE6.64
Earnings (Next)02-03 2026-02-03
IPO2003-05-08
Sector
GICS SectorFinancials
GICS IndustryBanks
GICS IndustryGroupBanks
GICS SubIndustryRegional Banks


OPHC short term performance overview.The bars show the price performance of OPHC in the last week, last 2 weeks, last month, last 3 and 6 months. 1 week 2 week 1 month 3 months 6 months 0 5 -5

OPHC long term performance overview.The bars show the price performance of OPHC in the last 1, 2 and 3 years. 1 year 2 years 3 years 0 10 -10 20

The current stock price of OPHC is 4.2 USD. In the past month the price increased by 6.6%. In the past year, price decreased by -18.29%.

OPTIMUMBANK HOLDINGS INC / OPHC Daily stock chart

OPHC Latest News, Press Relases and Analysis

OPHC Competitors/Peers

The largest stocks on the US markets in the "Regional Banks" sub-industry
Full List
Symbol
Company Name
TA
FA
PE
Market Cap
TFC TRUIST FINANCIAL CORP 11.93 57.39B
HBANL HUNTINGTON BANCSHARES - HBAN 6 7/8 PERP 17.69 36.91B
HBANM HUNTINGTON BANCSHARES - HBAN 5.7 PERP 15.82 33.01B
BBT BEACON FINANCIAL CORP 10.85 32.34B
MTB M & T BANK CORP 11.51 28.89B
HBANP HUNTINGTON BANCSHARES - HBAN 4 1/2 PERP 12.2 25.47B
HBAN HUNTINGTON BANCSHARES INC 11 22.96B
CFG CITIZENS FINANCIAL GROUP 14.48 22.30B
RF REGIONS FINANCIAL CORP 11 22.09B
VLYPN VALLEY NATIONAL BANCORP - VLY 8 1/4 PERP 31.28 14.36B
EWBC EAST WEST BANCORP INC 11.34 14.17B
VLYPP VALLEY NATIONAL BANCORP - VLY 8.11311 PERP 30.79 14.13B

About OPHC

Company Profile

OPHC logo image OptimumBank Holdings, Inc. is a bank holding company for OptimumBank, which offers a variety of community banking services to individual and corporate customers through OptimumBank. The company is headquartered in Fort Lauderdale, Florida and currently employs 73 full-time employees. The company went IPO on 2003-05-08. The Bank is a state-chartered bank. The Bank offers a variety of commercial banking services to individual and corporate customers through its two branch offices located in Broward County, and one branch office in Miami Dade County, Florida. The Bank provides a range of consumer and commercial banking services to individuals and businesses. Its services offered include demand interest-bearing and noninterest-bearing accounts, money market deposit accounts, NOW accounts, time deposits, Wire transfers, ACH services, Visa debit and ATM cards, cash management, direct deposits, notary services, money orders, night depository, cashier’s checks, domestic collections, and banking by mail. The company provides ATM cards and Visa debit cards as a part of the Star, Presto and Cirrus networks, thereby permitting customers to utilize the convenience of ATMs worldwide. The company offers business lending lines for working capital needs.

Company Info

OPTIMUMBANK HOLDINGS INC

2929 East Commercial Boulevard

FORT LAUDERDALE FLORIDA 33308 US

CEO: Moishe Gubin

Employees: 73

OPHC Company Website

OPHC Investor Relations

Phone: 19547762332

OPTIMUMBANK HOLDINGS INC / OPHC FAQ

What does OPTIMUMBANK HOLDINGS INC do?

OptimumBank Holdings, Inc. is a bank holding company for OptimumBank, which offers a variety of community banking services to individual and corporate customers through OptimumBank. The company is headquartered in Fort Lauderdale, Florida and currently employs 73 full-time employees. The company went IPO on 2003-05-08. The Bank is a state-chartered bank. The Bank offers a variety of commercial banking services to individual and corporate customers through its two branch offices located in Broward County, and one branch office in Miami Dade County, Florida. The Bank provides a range of consumer and commercial banking services to individuals and businesses. Its services offered include demand interest-bearing and noninterest-bearing accounts, money market deposit accounts, NOW accounts, time deposits, Wire transfers, ACH services, Visa debit and ATM cards, cash management, direct deposits, notary services, money orders, night depository, cashier’s checks, domestic collections, and banking by mail. The company provides ATM cards and Visa debit cards as a part of the Star, Presto and Cirrus networks, thereby permitting customers to utilize the convenience of ATMs worldwide. The company offers business lending lines for working capital needs.


What is the stock price of OPTIMUMBANK HOLDINGS INC today?

The current stock price of OPHC is 4.2 USD. The price increased by 2.31% in the last trading session.


What is the dividend status of OPTIMUMBANK HOLDINGS INC?

OPHC does not pay a dividend.


What is the ChartMill technical and fundamental rating of OPHC stock?

OPHC has a ChartMill Technical rating of 2 out of 10 and a ChartMill Fundamental rating of 4 out of 10.


What is the GICS sector and industry of OPHC stock?

OPTIMUMBANK HOLDINGS INC (OPHC) operates in the Financials sector and the Banks industry.


Can you provide the number of employees for OPTIMUMBANK HOLDINGS INC?

OPTIMUMBANK HOLDINGS INC (OPHC) currently has 73 employees.


What is the market capitalization of OPHC stock?

OPTIMUMBANK HOLDINGS INC (OPHC) has a market capitalization of 49.35M USD. This makes OPHC a Nano Cap stock.


OPHC Technical Analysis

ChartMill assigns a technical rating of 2 / 10 to OPHC. When comparing the yearly performance of all stocks, OPHC is a bad performer in the overall market: 77.51% of all stocks are doing better.


Chartmill TA Rating
Chartmill Setup Rating

OPHC Fundamental Analysis

ChartMill assigns a fundamental rating of 4 / 10 to OPHC. OPHC has an average financial health and profitability rating.


Chartmill FA Analysis
Valuation
Growth
Profitability
Health
Dividend

OPHC Financial Highlights

Over the last trailing twelve months OPHC reported a non-GAAP Earnings per Share(EPS) of 1.28. The EPS increased by 7.92% compared to the year before.


Industry RankSector Rank
PM (TTM) 34.15%
ROA 1.47%
ROE 13.22%
Debt/Equity 0
Chartmill High Growth Momentum
EPS Q2Q%-14.71%
Sales Q2Q%21.45%
EPS 1Y (TTM)7.92%
Revenue 1Y (TTM)27.03%

OPHC Forecast & Estimates

6 analysts have analysed OPHC and the average price target is 5.1 USD. This implies a price increase of 21.43% is expected in the next year compared to the current price of 4.2.


Analysts
Analysts43.33
Price Target5.1 (21.43%)
EPS Next Y3.33%
Revenue Next YearN/A

OPHC Ownership

Ownership
Inst Owners16.34%
Ins Owners13.91%
Short Float %0.18%
Short Ratio0.82