Logo image of OPHC

OPTIMUMBANK HOLDINGS INC (OPHC) Stock Price, Quote, News and Overview

NYSEARCA:OPHC - NYSE Arca - US68401P4037 - Common Stock - Currency: USD

4.506  +0.03 (+0.58%)

OPHC Quote, Performance and Key Statistics

OPTIMUMBANK HOLDINGS INC

NYSEARCA:OPHC (5/7/2025, 8:26:16 PM)

4.506

+0.03 (+0.58%)

Sector
GICS SectorFinancials
GICS IndustryBanks
GICS IndustryGroupBanks
GICS SubIndustryRegional Banks
Statistics
52 Week High5.9
52 Week Low3.53
Market Cap52.95M
Shares11.75M
Float9.52M
Yearly DividendN/A
Dividend YieldN/A
PE3.39
Fwd PE6.14
Earnings (Next)05-13 2025-05-13
IPO05-08 2003-05-08


OPHC short term performance overview.The bars show the price performance of OPHC in the last week, last 2 weeks, last month, last 3 and 6 months. 1 week 2 week 1 month 3 months 6 months 0 10 -10

OPHC long term performance overview.The bars show the price performance of OPHC in the last 1, 2 and 3 years. 1 year 2 years 3 years 10 20 30 40 50

The current stock price of OPHC is 4.506 USD. In the past month the price increased by 19.52%. In the past year, price increased by 4.79%.

OPTIMUMBANK HOLDINGS INC / OPHC Daily stock chart

OPHC Competitors/Peers

The largest stocks on the US markets in the "Regional Banks" sub-industry
Full List
Symbol
Company Name
TA
FA
PE
Market Cap
TFC TRUIST FINANCIAL CORP 10.58 50.69B
HBANL HUNTINGTON BANCSHARES - HBAN 6 7/8 PERP 19.45 37.12B
HBANM HUNTINGTON BANCSHARES - HBAN 5.7 PERP 17.63 33.64B
MTB M & T BANK CORP 11.64 28.25B
HBANP HUNTINGTON BANCSHARES - HBAN 4 1/2 PERP 13.63 26.01B
HBAN HUNTINGTON BANCSHARES INC 11.42 21.80B
RF REGIONS FINANCIAL CORP 9.8 18.68B
CFG CITIZENS FINANCIAL GROUP 12.09 16.67B
VLYPN VALLEY NATIONAL BANCORP - VLY 8 1/4 PERP 41.31 14.34B
VLYPP VALLEY NATIONAL BANCORP - VLY 6 1/4 PERP 40.31 14.00B
VLYPO VALLEY NATIONAL BANCORP - VLY 8.43172 PERP 40.29 13.99B
EWBC EAST WEST BANCORP INC 10.49 12.04B

About OPHC

Company Profile

OPHC logo image OptimumBank Holdings, Inc. is a bank holding company for OptimumBank, which offers a variety of community banking services to individual and corporate customers through OptimumBank. The company is headquartered in Fort Lauderdale, Florida and currently employs 73 full-time employees. The company went IPO on 2003-05-08. The Bank is a state-chartered bank. The Bank offers a variety of commercial banking services to individual and corporate customers through its two branch offices located in Broward County, and one branch office in Miami Dade County, Florida. The Bank provides a range of consumer and commercial banking services to individuals and businesses. Its services offered include demand interest-bearing and noninterest-bearing accounts, money market deposit accounts, NOW accounts, time deposits, Wire transfers, ACH services, Visa debit and ATM cards, cash management, direct deposits, notary services, money orders, night depository, cashier’s checks, domestic collections, and banking by mail. The company provides ATM cards and Visa debit cards as a part of the Star, Presto and Cirrus networks, thereby permitting customers to utilize the convenience of ATMs worldwide. The company offers business lending lines for working capital needs.

Company Info

OPTIMUMBANK HOLDINGS INC

2929 East Commercial Boulevard

FORT LAUDERDALE FLORIDA 33308 US

CEO: Moishe Gubin

Employees: 73

OPHC Company Website

OPHC Investor Relations

Phone: 19547762332

OPTIMUMBANK HOLDINGS INC / OPHC FAQ

What is the stock price of OPTIMUMBANK HOLDINGS INC today?

The current stock price of OPHC is 4.506 USD. The price increased by 0.58% in the last trading session.


What is the ticker symbol for OPTIMUMBANK HOLDINGS INC stock?

The exchange symbol of OPTIMUMBANK HOLDINGS INC is OPHC and it is listed on the NYSE Arca exchange.


On which exchange is OPHC stock listed?

OPHC stock is listed on the NYSE Arca exchange.


What is the price forecast or stock price prediction for OPTIMUMBANK HOLDINGS INC stock?

6 analysts have analysed OPHC and the average price target is 5.61 USD. This implies a price increase of 24.5% is expected in the next year compared to the current price of 4.506. Check the OPTIMUMBANK HOLDINGS INC stock analysts ratings, price target forecast and up-and down grades for more detailed information.


What is OPTIMUMBANK HOLDINGS INC worth?

OPTIMUMBANK HOLDINGS INC (OPHC) has a market capitalization of 52.95M USD. This makes OPHC a Micro Cap stock.


How many employees does OPTIMUMBANK HOLDINGS INC have?

OPTIMUMBANK HOLDINGS INC (OPHC) currently has 73 employees.


What are the support and resistance levels for OPTIMUMBANK HOLDINGS INC (OPHC) stock?

OPTIMUMBANK HOLDINGS INC (OPHC) has a support level at 3.83 and a resistance level at 4.52. Check the full technical report for a detailed analysis of OPHC support and resistance levels.


Is OPTIMUMBANK HOLDINGS INC (OPHC) expected to grow?

The Revenue of OPTIMUMBANK HOLDINGS INC (OPHC) is expected to grow by 114.32% in the next year. Check the estimates tab for more information on the OPHC EPS, Sales, EBIT and EBITDA future analyst estimates.


Should I buy OPTIMUMBANK HOLDINGS INC (OPHC) stock?

There is no straightforward answer here. It depends on your investment strategy as different types of investors will look at different aspects. In any case it is important to make an informed decision and these pages can help you forming an opinion:


Does OPTIMUMBANK HOLDINGS INC (OPHC) stock pay dividends?

OPHC does not pay a dividend.


When does OPTIMUMBANK HOLDINGS INC (OPHC) report earnings?

OPTIMUMBANK HOLDINGS INC (OPHC) will report earnings on 2025-05-13.


What is the Price/Earnings (PE) ratio of OPTIMUMBANK HOLDINGS INC (OPHC)?

The PE ratio for OPTIMUMBANK HOLDINGS INC (OPHC) is 3.39. This is based on the reported non-GAAP earnings per share of 1.33 and the current share price of 4.506 USD. Check the full fundamental report for a full analysis of the valuation metrics for OPHC.


What is the Short Interest ratio of OPTIMUMBANK HOLDINGS INC (OPHC) stock?

The outstanding short interest for OPTIMUMBANK HOLDINGS INC (OPHC) is 0.14% of its float. Check the ownership tab for more information on the OPHC short interest.


OPHC Technical Analysis

ChartMill assigns a technical rating of 6 / 10 to OPHC. When comparing the yearly performance of all stocks, OPHC turns out to be only a medium performer in the overall market: it outperformed 67.89% of all stocks.


Chartmill TA Rating
Chartmill Setup Rating

OPHC Fundamental Analysis

ChartMill assigns a fundamental rating of 4 / 10 to OPHC. While OPHC seems to be doing ok healthwise, there are quite some concerns on its profitability.


Chartmill FA Analysis
Valuation
Growth
Profitability
Health
Dividend

OPHC Financial Highlights

Over the last trailing twelve months OPHC reported a non-GAAP Earnings per Share(EPS) of 1.33. The EPS increased by 77.04% compared to the year before.


Industry RankSector Rank
PM (TTM) 31.52%
ROA 1.24%
ROE 12.65%
Debt/Equity 0
Chartmill High Growth Momentum
EPS Q2Q%78.28%
Sales Q2Q%37.51%
EPS 1Y (TTM)77.04%
Revenue 1Y (TTM)52.64%

OPHC Ownership and Analysts

ChartMill assigns a Buy % Consensus number of 43% to OPHC. The Buy consensus is the average rating of analysts ratings from 6 analysts.

For the next year, analysts expect an EPS growth of -29.49% and a revenue growth 114.32% for OPHC


Ownership
Inst Owners10.45%
Ins Owners11.2%
Short Float %0.14%
Short Ratio0.4
Analysts
Analysts43.33
Price Target5.61 (24.5%)
EPS Next Y-29.49%
Revenue Next Year114.32%