ONITY GROUP INC (ONIT) Stock Fundamental Analysis

NYSE:ONIT • US6757466064

41.91 USD
-0.89 (-2.08%)
At close: Feb 27, 2026
41.91 USD
0 (0%)
After Hours: 2/27/2026, 8:25:27 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

4

Taking everything into account, ONIT scores 4 out of 10 in our fundamental rating. ONIT was compared to 97 industry peers in the Financial Services industry. While ONIT is still in line with the averages on profitability rating, there are concerns on its financial health. ONIT is not valued too expensively and it also shows a decent growth rate.


Dividend Valuation Growth Profitability Health

4

1. Profitability

1.1 Basic Checks

  • ONIT had positive earnings in the past year.
  • ONIT had a negative operating cash flow in the past year.
  • The reported net income has been mixed in the past 5 years: ONIT reported negative net income in multiple years.
  • In multiple years ONIT reported negative operating cash flow during the last 5 years.
ONIT Yearly Net Income VS EBIT VS OCF VS FCFONIT Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2021 2022 2023 2024 0 -500M -1B

1.2 Ratios

  • With a Return On Assets value of 0.19%, ONIT is not doing good in the industry: 67.35% of the companies in the same industry are doing better.
  • With a Return On Equity value of 5.57%, ONIT perfoms like the industry average, outperforming 40.82% of the companies in the same industry.
  • The Return On Invested Capital of ONIT (2.18%) is comparable to the rest of the industry.
  • ONIT had an Average Return On Invested Capital over the past 3 years of 2.76%. This is significantly below the industry average of 8.39%.
Industry RankSector Rank
ROA 0.19%
ROE 5.57%
ROIC 2.18%
ROA(3y)-0.03%
ROA(5y)N/A
ROE(3y)-1.15%
ROE(5y)N/A
ROIC(3y)2.76%
ROIC(5y)N/A
ONIT Yearly ROA, ROE, ROICONIT Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2021 2022 2023 2024 0 5 -5 -10 -15

1.3 Margins

  • ONIT has a Profit Margin of 3.07%. This is in the lower half of the industry: ONIT underperforms 61.22% of its industry peers.
  • ONIT's Profit Margin has improved in the last couple of years.
  • ONIT's Operating Margin of 39.85% is amongst the best of the industry. ONIT outperforms 80.61% of its industry peers.
  • In the last couple of years the Operating Margin of ONIT has grown nicely.
  • The Gross Margin of ONIT (94.62%) is better than 98.98% of its industry peers.
  • In the last couple of years the Gross Margin of ONIT has grown nicely.
Industry RankSector Rank
OM 39.85%
PM (TTM) 3.07%
GM 94.62%
OM growth 3Y12.97%
OM growth 5YN/A
PM growth 3Y25.74%
PM growth 5YN/A
GM growth 3Y6.34%
GM growth 5YN/A
ONIT Yearly Profit, Operating, Gross MarginsONIT Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2021 2022 2023 2024 0 20 40 60 80

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

3

2. Health

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), ONIT is creating some value.
  • There is no outstanding debt for ONIT. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
ONIT Yearly Shares OutstandingONIT Yearly Shares OutstandingYearly Shares Outstanding 2021 2022 2023 2024 2M 4M 6M 8M
ONIT Yearly Total Debt VS Total AssetsONIT Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2021 2022 2023 2024 5B 10B 15B

2.2 Solvency

  • ONIT has an Altman-Z score of 0.16. This is a bad value and indicates that ONIT is not financially healthy and even has some risk of bankruptcy.
  • With a Altman-Z score value of 0.16, ONIT perfoms like the industry average, outperforming 44.90% of the companies in the same industry.
  • ONIT has a Debt/Equity ratio of 26.92. This is a high value indicating a heavy dependency on external financing.
  • Looking at the Debt to Equity ratio, with a value of 26.92, ONIT is doing worse than 87.76% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 26.92
Debt/FCF N/A
Altman-Z 0.16
ROIC/WACC1.09
WACC2%
ONIT Yearly LT Debt VS Equity VS FCFONIT Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2021 2022 2023 2024 0 5B 10B 15B

2.3 Liquidity

  • A Current Ratio of 1.41 indicates that ONIT should not have too much problems paying its short term obligations.
  • ONIT has a Current ratio of 1.41. This is in the better half of the industry: ONIT outperforms 64.29% of its industry peers.
  • ONIT has a Quick Ratio of 1.41. This is a normal value and indicates that ONIT is financially healthy and should not expect problems in meeting its short term obligations.
  • The Quick ratio of ONIT (1.41) is better than 65.31% of its industry peers.
Industry RankSector Rank
Current Ratio 1.41
Quick Ratio 1.41
ONIT Yearly Current Assets VS Current LiabilitesONIT Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2021 2022 2023 2024 100M 200M 300M 400M

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

4

3. Growth

3.1 Past

  • ONIT shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 415.09%, which is quite impressive.
  • Measured over the past years, ONIT shows a very strong growth in Earnings Per Share. The EPS has been growing by 96.04% on average per year.
EPS 1Y (TTM)415.09%
EPS 3Y96.04%
EPS 5YN/A
EPS Q2Q%494.46%
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%2.85%

3.2 Future

  • ONIT is expected to show a very negative growth in Earnings Per Share. In the coming years, the EPS will decrease by -24.79% yearly.
  • The Revenue is expected to grow by 9.60% on average over the next years. This is quite good.
EPS Next Y-48.64%
EPS Next 2Y-24.79%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year13.38%
Revenue Next 2Y9.6%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
ONIT Yearly Revenue VS EstimatesONIT Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 500M 1B 1.5B
ONIT Yearly EPS VS EstimatesONIT Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0 10 -10 20 -20

More info and screens

Find the best growth stocksShow best growing peers

5

4. Valuation

4.1 Price/Earnings Ratio

  • ONIT is valuated cheaply with a Price/Earnings ratio of 1.98.
  • Based on the Price/Earnings ratio, ONIT is valued cheaper than 98.98% of the companies in the same industry.
  • Compared to an average S&P500 Price/Earnings ratio of 27.07, ONIT is valued rather cheaply.
  • Based on the Price/Forward Earnings ratio of 3.85, the valuation of ONIT can be described as very cheap.
  • Based on the Price/Forward Earnings ratio, ONIT is valued cheaper than 95.92% of the companies in the same industry.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 28.05, ONIT is valued rather cheaply.
Industry RankSector Rank
PE 1.98
Fwd PE 3.85
ONIT Price Earnings VS Forward Price EarningsONIT Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of ONIT indicates a slightly more expensive valuation: ONIT is more expensive than 61.22% of the companies listed in the same industry.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 37.1
ONIT Per share dataONIT EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 100 -100 -200

4.3 Compensation for Growth

  • ONIT's earnings are expected to decrease with -24.79% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-24.79%
EPS Next 3YN/A

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. Dividend

5.1 Amount

  • ONIT does not give a dividend.
Industry RankSector Rank
Dividend Yield 0%

More info and screens

Find the best dividend stocksShow peers with best dividend

ONITY GROUP INC

NYSE:ONIT (2/27/2026, 8:25:27 PM)

After market: 41.91 0 (0%)

41.91

-0.89 (-2.08%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)02-12
Earnings (Next)04-28
Inst Owners56.48%
Inst Owner ChangeN/A
Ins Owners18.08%
Ins Owner Change0.7%
Market Cap357.07M
Revenue(TTM)N/A
Net Income(TTM)30.70M
Analysts85
Price Target61.2 (46.03%)
Short Float %1.53%
Short Ratio1.61
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly Dividend0.06
Dividend Growth(5Y)N/A
DP11.73%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)12.95%
Min EPS beat(2)0.51%
Max EPS beat(2)25.38%
EPS beat(4)3
Avg EPS beat(4)-47.66%
Min EPS beat(4)-263.1%
Max EPS beat(4)46.55%
EPS beat(8)5
Avg EPS beat(8)-77.06%
EPS beat(12)6
Avg EPS beat(12)-2824.76%
EPS beat(16)8
Avg EPS beat(16)-2028.49%
Revenue beat(2)1
Avg Revenue beat(2)3.09%
Min Revenue beat(2)-4.4%
Max Revenue beat(2)10.59%
Revenue beat(4)1
Avg Revenue beat(4)-1.72%
Min Revenue beat(4)-12.08%
Max Revenue beat(4)10.59%
Revenue beat(8)3
Avg Revenue beat(8)-3.02%
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)9.09%
PT rev (3m)9.09%
EPS NQ rev (1m)0%
EPS NQ rev (3m)9.59%
EPS NY rev (1m)0%
EPS NY rev (3m)13.3%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)3.54%
Valuation
Industry RankSector Rank
PE 1.98
Fwd PE 3.85
P/S 0.36
P/FCF N/A
P/OCF N/A
P/B 0.65
P/tB N/A
EV/EBITDA 37.1
EPS(TTM)21.17
EY50.51%
EPS(NY)10.87
Fwd EY25.94%
FCF(TTM)-128.39
FCFYN/A
OCF(TTM)-86.31
OCFYN/A
SpS117.55
BVpS64.71
TBVpS-259.89
PEG (NY)N/A
PEG (5Y)N/A
Graham Number175.56
Profitability
Industry RankSector Rank
ROA 0.19%
ROE 5.57%
ROCE 2.52%
ROIC 2.18%
ROICexc 2.2%
ROICexgc 2.83%
OM 39.85%
PM (TTM) 3.07%
GM 94.62%
FCFM N/A
ROA(3y)-0.03%
ROA(5y)N/A
ROE(3y)-1.15%
ROE(5y)N/A
ROIC(3y)2.76%
ROIC(5y)N/A
ROICexc(3y)2.8%
ROICexc(5y)N/A
ROICexgc(3y)3.78%
ROICexgc(5y)N/A
ROCE(3y)3.18%
ROCE(5y)N/A
ROICexgc growth 3Y-3.72%
ROICexgc growth 5YN/A
ROICexc growth 3Y-0.77%
ROICexc growth 5YN/A
OM growth 3Y12.97%
OM growth 5YN/A
PM growth 3Y25.74%
PM growth 5YN/A
GM growth 3Y6.34%
GM growth 5YN/A
F-Score2
Asset Turnover0.06
Health
Industry RankSector Rank
Debt/Equity 26.92
Debt/FCF N/A
Debt/EBITDA 36.65
Cap/Depr 6076.27%
Cap/Sales 35.8%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 1.41
Quick Ratio 1.41
Altman-Z 0.16
F-Score2
WACC2%
ROIC/WACC1.09
Cap/Depr(3y)1734.67%
Cap/Depr(5y)N/A
Cap/Sales(3y)18.94%
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)415.09%
EPS 3Y96.04%
EPS 5YN/A
EPS Q2Q%494.46%
EPS Next Y-48.64%
EPS Next 2Y-24.79%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%2.85%
Revenue Next Year13.38%
Revenue Next 2Y9.6%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-7.42%
EBIT growth 3Y10.25%
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-621.83%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-5617.31%
OCF growth 3YN/A
OCF growth 5YN/A

ONITY GROUP INC / ONIT FAQ

What is the ChartMill fundamental rating of ONITY GROUP INC (ONIT) stock?

ChartMill assigns a fundamental rating of 4 / 10 to ONIT.


Can you provide the valuation status for ONITY GROUP INC?

ChartMill assigns a valuation rating of 5 / 10 to ONITY GROUP INC (ONIT). This can be considered as Fairly Valued.


What is the profitability of ONIT stock?

ONITY GROUP INC (ONIT) has a profitability rating of 4 / 10.


How financially healthy is ONITY GROUP INC?

The financial health rating of ONITY GROUP INC (ONIT) is 3 / 10.


Can you provide the expected EPS growth for ONIT stock?

The Earnings per Share (EPS) of ONITY GROUP INC (ONIT) is expected to decline by -48.64% in the next year.