ONITY GROUP INC (ONIT) Stock Fundamental Analysis

NYSE:ONIT • US6757466064

42.35 USD
+1.71 (+4.21%)
At close: Feb 25, 2026
42.35 USD
0 (0%)
After Hours: 2/25/2026, 8:04:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

4

ONIT gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 98 industry peers in the Financial Services industry. While ONIT is still in line with the averages on profitability rating, there are concerns on its financial health. ONIT has a correct valuation and a medium growth rate.


Dividend Valuation Growth Profitability Health

4

1. Profitability

1.1 Basic Checks

  • In the past year ONIT was profitable.
  • ONIT had a negative operating cash flow in the past year.
  • In multiple years ONIT reported negative net income over the last 5 years.
  • The reported operating cash flow has been mixed in the past 5 years: ONIT reported negative operating cash flow in multiple years.
ONIT Yearly Net Income VS EBIT VS OCF VS FCFONIT Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2021 2022 2023 2024 0 -500M -1B

1.2 Ratios

  • The Return On Assets of ONIT (0.19%) is worse than 67.35% of its industry peers.
  • Looking at the Return On Equity, with a value of 5.57%, ONIT is doing worse than 60.20% of the companies in the same industry.
  • The Return On Invested Capital of ONIT (2.18%) is comparable to the rest of the industry.
  • ONIT had an Average Return On Invested Capital over the past 3 years of 2.76%. This is significantly below the industry average of 8.40%.
Industry RankSector Rank
ROA 0.19%
ROE 5.57%
ROIC 2.18%
ROA(3y)-0.03%
ROA(5y)N/A
ROE(3y)-1.15%
ROE(5y)N/A
ROIC(3y)2.76%
ROIC(5y)N/A
ONIT Yearly ROA, ROE, ROICONIT Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2021 2022 2023 2024 0 5 -5 -10 -15

1.3 Margins

  • With a Profit Margin value of 3.07%, ONIT is not doing good in the industry: 63.27% of the companies in the same industry are doing better.
  • In the last couple of years the Profit Margin of ONIT has grown nicely.
  • ONIT has a better Operating Margin (39.85%) than 80.61% of its industry peers.
  • In the last couple of years the Operating Margin of ONIT has grown nicely.
  • With an excellent Gross Margin value of 94.62%, ONIT belongs to the best of the industry, outperforming 98.98% of the companies in the same industry.
  • In the last couple of years the Gross Margin of ONIT has grown nicely.
Industry RankSector Rank
OM 39.85%
PM (TTM) 3.07%
GM 94.62%
OM growth 3Y12.97%
OM growth 5YN/A
PM growth 3Y25.74%
PM growth 5YN/A
GM growth 3Y6.34%
GM growth 5YN/A
ONIT Yearly Profit, Operating, Gross MarginsONIT Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2021 2022 2023 2024 0 20 40 60 80

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ROAROEROICOperating and Profit MarginShow most profitable peers

3

2. Health

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so ONIT is still creating some value.
  • ONIT has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
ONIT Yearly Shares OutstandingONIT Yearly Shares OutstandingYearly Shares Outstanding 2021 2022 2023 2024 2M 4M 6M 8M
ONIT Yearly Total Debt VS Total AssetsONIT Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2021 2022 2023 2024 5B 10B 15B

2.2 Solvency

  • ONIT has an Altman-Z score of 0.16. This is a bad value and indicates that ONIT is not financially healthy and even has some risk of bankruptcy.
  • ONIT's Altman-Z score of 0.16 is in line compared to the rest of the industry. ONIT outperforms 44.90% of its industry peers.
  • A Debt/Equity ratio of 26.92 is on the high side and indicates that ONIT has dependencies on debt financing.
  • With a Debt to Equity ratio value of 26.92, ONIT is not doing good in the industry: 87.76% of the companies in the same industry are doing better.
Industry RankSector Rank
Debt/Equity 26.92
Debt/FCF N/A
Altman-Z 0.16
ROIC/WACC1.08
WACC2.01%
ONIT Yearly LT Debt VS Equity VS FCFONIT Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2021 2022 2023 2024 0 5B 10B 15B

2.3 Liquidity

  • A Current Ratio of 1.41 indicates that ONIT should not have too much problems paying its short term obligations.
  • ONIT has a better Current ratio (1.41) than 65.31% of its industry peers.
  • A Quick Ratio of 1.41 indicates that ONIT should not have too much problems paying its short term obligations.
  • ONIT's Quick ratio of 1.41 is fine compared to the rest of the industry. ONIT outperforms 66.33% of its industry peers.
Industry RankSector Rank
Current Ratio 1.41
Quick Ratio 1.41
ONIT Yearly Current Assets VS Current LiabilitesONIT Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2021 2022 2023 2024 100M 200M 300M 400M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

4

3. Growth

3.1 Past

  • ONIT shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 415.09%, which is quite impressive.
  • Measured over the past years, ONIT shows a very strong growth in Earnings Per Share. The EPS has been growing by 96.04% on average per year.
EPS 1Y (TTM)415.09%
EPS 3Y96.04%
EPS 5YN/A
EPS Q2Q%494.46%
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%2.85%

3.2 Future

  • ONIT is expected to show a very negative growth in Earnings Per Share. In the coming years, the EPS will decrease by -24.79% yearly.
  • ONIT is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 9.60% yearly.
EPS Next Y-48.64%
EPS Next 2Y-24.79%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year13.38%
Revenue Next 2Y9.6%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
ONIT Yearly Revenue VS EstimatesONIT Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 500M 1B 1.5B
ONIT Yearly EPS VS EstimatesONIT Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0 10 -10 20 -20

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Find the best growth stocksShow best growing peers

5

4. Valuation

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 2.00 indicates a rather cheap valuation of ONIT.
  • Compared to the rest of the industry, the Price/Earnings ratio of ONIT indicates a rather cheap valuation: ONIT is cheaper than 98.98% of the companies listed in the same industry.
  • When comparing the Price/Earnings ratio of ONIT to the average of the S&P500 Index (27.05), we can say ONIT is valued rather cheaply.
  • A Price/Forward Earnings ratio of 3.89 indicates a rather cheap valuation of ONIT.
  • ONIT's Price/Forward Earnings ratio is rather cheap when compared to the industry. ONIT is cheaper than 95.92% of the companies in the same industry.
  • ONIT's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 28.03.
Industry RankSector Rank
PE 2
Fwd PE 3.89
ONIT Price Earnings VS Forward Price EarningsONIT Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, ONIT is valued a bit more expensive than the industry average as 61.22% of the companies are valued more cheaply.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 37.11
ONIT Per share dataONIT EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 100 -100 -200

4.3 Compensation for Growth

  • A cheap valuation may be justified as ONIT's earnings are expected to decrease with -24.79% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-24.79%
EPS Next 3YN/A

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. Dividend

5.1 Amount

  • ONIT does not give a dividend.
Industry RankSector Rank
Dividend Yield 0%

More info and screens

Find the best dividend stocksShow peers with best dividend

ONITY GROUP INC

NYSE:ONIT (2/25/2026, 8:04:00 PM)

After market: 42.35 0 (0%)

42.35

+1.71 (+4.21%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)02-12
Earnings (Next)04-28
Inst Owners56.48%
Inst Owner ChangeN/A
Ins Owners18.08%
Ins Owner Change0.7%
Market Cap360.82M
Revenue(TTM)N/A
Net Income(TTM)30.70M
Analysts85
Price Target56.1 (32.47%)
Short Float %1.53%
Short Ratio1.61
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly Dividend0.06
Dividend Growth(5Y)N/A
DP11.73%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)12.95%
Min EPS beat(2)0.51%
Max EPS beat(2)25.38%
EPS beat(4)3
Avg EPS beat(4)-47.66%
Min EPS beat(4)-263.1%
Max EPS beat(4)46.55%
EPS beat(8)5
Avg EPS beat(8)-77.06%
EPS beat(12)6
Avg EPS beat(12)-2824.76%
EPS beat(16)8
Avg EPS beat(16)-2028.49%
Revenue beat(2)1
Avg Revenue beat(2)3.09%
Min Revenue beat(2)-4.4%
Max Revenue beat(2)10.59%
Revenue beat(4)1
Avg Revenue beat(4)-1.72%
Min Revenue beat(4)-12.08%
Max Revenue beat(4)10.59%
Revenue beat(8)3
Avg Revenue beat(8)-3.02%
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0%
EPS NQ rev (3m)9.59%
EPS NY rev (1m)0%
EPS NY rev (3m)13.3%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)3.54%
Valuation
Industry RankSector Rank
PE 2
Fwd PE 3.89
P/S 0.36
P/FCF N/A
P/OCF N/A
P/B 0.65
P/tB N/A
EV/EBITDA 37.11
EPS(TTM)21.17
EY49.99%
EPS(NY)10.87
Fwd EY25.67%
FCF(TTM)-128.39
FCFYN/A
OCF(TTM)-86.31
OCFYN/A
SpS117.55
BVpS64.71
TBVpS-259.89
PEG (NY)N/A
PEG (5Y)N/A
Graham Number175.56
Profitability
Industry RankSector Rank
ROA 0.19%
ROE 5.57%
ROCE 2.52%
ROIC 2.18%
ROICexc 2.2%
ROICexgc 2.83%
OM 39.85%
PM (TTM) 3.07%
GM 94.62%
FCFM N/A
ROA(3y)-0.03%
ROA(5y)N/A
ROE(3y)-1.15%
ROE(5y)N/A
ROIC(3y)2.76%
ROIC(5y)N/A
ROICexc(3y)2.8%
ROICexc(5y)N/A
ROICexgc(3y)3.78%
ROICexgc(5y)N/A
ROCE(3y)3.18%
ROCE(5y)N/A
ROICexgc growth 3Y-3.72%
ROICexgc growth 5YN/A
ROICexc growth 3Y-0.77%
ROICexc growth 5YN/A
OM growth 3Y12.97%
OM growth 5YN/A
PM growth 3Y25.74%
PM growth 5YN/A
GM growth 3Y6.34%
GM growth 5YN/A
F-Score2
Asset Turnover0.06
Health
Industry RankSector Rank
Debt/Equity 26.92
Debt/FCF N/A
Debt/EBITDA 36.65
Cap/Depr 6076.27%
Cap/Sales 35.8%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 1.41
Quick Ratio 1.41
Altman-Z 0.16
F-Score2
WACC2.01%
ROIC/WACC1.08
Cap/Depr(3y)1734.67%
Cap/Depr(5y)N/A
Cap/Sales(3y)18.94%
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)415.09%
EPS 3Y96.04%
EPS 5YN/A
EPS Q2Q%494.46%
EPS Next Y-48.64%
EPS Next 2Y-24.79%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%2.85%
Revenue Next Year13.38%
Revenue Next 2Y9.6%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-7.42%
EBIT growth 3Y10.25%
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-621.83%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-5617.31%
OCF growth 3YN/A
OCF growth 5YN/A

ONITY GROUP INC / ONIT FAQ

What is the ChartMill fundamental rating of ONITY GROUP INC (ONIT) stock?

ChartMill assigns a fundamental rating of 4 / 10 to ONIT.


Can you provide the valuation status for ONITY GROUP INC?

ChartMill assigns a valuation rating of 5 / 10 to ONITY GROUP INC (ONIT). This can be considered as Fairly Valued.


What is the profitability of ONIT stock?

ONITY GROUP INC (ONIT) has a profitability rating of 4 / 10.


How financially healthy is ONITY GROUP INC?

The financial health rating of ONITY GROUP INC (ONIT) is 3 / 10.


Can you provide the expected EPS growth for ONIT stock?

The Earnings per Share (EPS) of ONITY GROUP INC (ONIT) is expected to decline by -48.64% in the next year.