OLD NATL BANCORP - ONB 7 PERP (ONBPP) Fundamental Analysis & Valuation
NASDAQ:ONBPP • US68003D2045
Current stock price
25.02 USD
+0.22 (+0.89%)
Last:
This ONBPP fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.
1. ONBPP Profitability Analysis
1.1 Basic Checks
- ONBPP had positive earnings in the past year.
- In the past year ONBPP had a positive cash flow from operations.
- In the past 5 years ONBPP has always been profitable.
- ONBPP had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
- ONBPP's Return On Assets of 0.91% is in line compared to the rest of the industry. ONBPP outperforms 45.79% of its industry peers.
- ONBPP's Return On Equity of 7.69% is on the low side compared to the rest of the industry. ONBPP is outperformed by 64.74% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.91% | ||
| ROE | 7.69% | ||
| ROIC | N/A |
ROA(3y)1.01%
ROA(5y)1.01%
ROE(3y)8.7%
ROE(5y)8.68%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- ONBPP's Profit Margin of 25.87% is in line compared to the rest of the industry. ONBPP outperforms 54.74% of its industry peers.
- In the last couple of years the Profit Margin of ONBPP has remained more or less at the same level.
- ONBPP does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 25.87% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y2.57%
PM growth 5Y-0.93%
GM growth 3YN/A
GM growth 5YN/A
2. ONBPP Health Analysis
2.1 Basic Checks
- ONBPP does not have a ROIC to compare to the WACC, probably because it is not profitable.
- The number of shares outstanding for ONBPP has been increased compared to 1 year ago.
- The number of shares outstanding for ONBPP has been increased compared to 5 years ago.
- ONBPP has a better debt/assets ratio than last year.
2.2 Solvency
- ONBPP has a debt to FCF ratio of 1.90. This is a very positive value and a sign of high solvency as it would only need 1.90 years to pay back of all of its debts.
- With a Debt to FCF ratio value of 1.90, ONBPP perfoms like the industry average, outperforming 50.00% of the companies in the same industry.
- A Debt/Equity ratio of 0.12 indicates that ONBPP is not too dependend on debt financing.
- Looking at the Debt to Equity ratio, with a value of 0.12, ONBPP is in the better half of the industry, outperforming 60.79% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.12 | ||
| Debt/FCF | 1.9 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC11.75%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. ONBPP Growth Analysis
3.1 Past
- ONBPP shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 17.74%, which is quite good.
- Measured over the past years, ONBPP shows a quite strong growth in Earnings Per Share. The EPS has been growing by 10.00% on average per year.
- ONBPP shows a strong growth in Revenue. In the last year, the Revenue has grown by 33.89%.
- Measured over the past years, ONBPP shows a very strong growth in Revenue. The Revenue has been growing by 24.76% on average per year.
EPS 1Y (TTM)17.74%
EPS 3Y4.3%
EPS 5Y10%
EPS Q2Q%26.53%
Revenue 1Y (TTM)33.89%
Revenue growth 3Y13.48%
Revenue growth 5Y24.76%
Sales Q2Q%40.95%
3.2 Future
- ONBPP is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 13.40% yearly.
- ONBPP is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 8.00% yearly.
EPS Next Y20.22%
EPS Next 2Y14.97%
EPS Next 3Y13.4%
EPS Next 5YN/A
Revenue Next Year14.78%
Revenue Next 2Y9.86%
Revenue Next 3Y8%
Revenue Next 5YN/A
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. ONBPP Valuation Analysis
4.1 Price/Earnings Ratio
- The Price/Earnings ratio is 11.42, which indicates a very decent valuation of ONBPP.
- The rest of the industry has a similar Price/Earnings ratio as ONBPP.
- When comparing the Price/Earnings ratio of ONBPP to the average of the S&P500 Index (25.54), we can say ONBPP is valued rather cheaply.
- The Price/Forward Earnings ratio is 9.50, which indicates a very decent valuation of ONBPP.
- ONBPP's Price/Forward Earnings ratio is in line with the industry average.
- ONBPP's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 22.70.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.42 | ||
| Fwd PE | 9.5 |
4.2 Price Multiples
- ONBPP's Price/Free Cash Flow ratio is a bit more expensive when compared to the industry. ONBPP is more expensive than 65.53% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 15.3 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- ONBPP's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- ONBPP's earnings are expected to grow with 13.40% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.57
PEG (5Y)1.14
EPS Next 2Y14.97%
EPS Next 3Y13.4%
5. ONBPP Dividend Analysis
5.1 Amount
- ONBPP has a Yearly Dividend Yield of 2.73%.
- Compared to an average industry Dividend Yield of 2.78, ONBPP has a dividend in line with its industry peers.
- ONBPP's Dividend Yield is a higher than the S&P500 average which is at 1.89.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.73% |
5.2 History
- The dividend of ONBPP has a limited annual growth rate of 2.75%.
- ONBPP has been paying a dividend for over 5 years, so it has already some track record.
- ONBPP has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)2.75%
Div Incr Years0
Div Non Decr Years4
5.3 Sustainability
- 34.47% of the earnings are spent on dividend by ONBPP. This is a low number and sustainable payout ratio.
- ONBPP's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP34.47%
EPS Next 2Y14.97%
EPS Next 3Y13.4%
ONBPP Fundamentals: All Metrics, Ratios and Statistics
NASDAQ:ONBPP (3/23/2026, 4:30:02 PM)
25.02
+0.22 (+0.89%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)01-21 2026-01-21/bmo
Earnings (Next)04-20 2026-04-20
Inst Owners96.88%
Inst Owner ChangeN/A
Ins Owners0.3%
Ins Owner ChangeN/A
Market Cap9.75B
Revenue(TTM)2.52B
Net Income(TTM)653.12M
Analysts77.5
Price Target29.06 (16.15%)
Short Float %0%
Short Ratio0.57
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.73% |
Yearly Dividend0.64
Dividend Growth(5Y)2.75%
DP34.47%
Div Incr Years0
Div Non Decr Years4
Ex-Date05-05 2026-05-05 (0.4375)
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)3.58%
Min EPS beat(2)3.55%
Max EPS beat(2)3.61%
EPS beat(4)4
Avg EPS beat(4)3.25%
Min EPS beat(4)1.5%
Max EPS beat(4)4.34%
EPS beat(8)7
Avg EPS beat(8)2.92%
EPS beat(12)10
Avg EPS beat(12)2.36%
EPS beat(16)13
Avg EPS beat(16)3.71%
Revenue beat(2)1
Avg Revenue beat(2)-1.49%
Min Revenue beat(2)-3.18%
Max Revenue beat(2)0.2%
Revenue beat(4)2
Avg Revenue beat(4)-0.09%
Min Revenue beat(4)-3.18%
Max Revenue beat(4)2.9%
Revenue beat(8)2
Avg Revenue beat(8)-0.45%
Revenue beat(12)4
Avg Revenue beat(12)-0.1%
Revenue beat(16)8
Avg Revenue beat(16)1.85%
PT rev (1m)2.88%
PT rev (3m)-1.75%
EPS NQ rev (1m)0.21%
EPS NQ rev (3m)-1.84%
EPS NY rev (1m)-0.35%
EPS NY rev (3m)-0.2%
Revenue NQ rev (1m)0.1%
Revenue NQ rev (3m)0.04%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.14%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.42 | ||
| Fwd PE | 9.5 | ||
| P/S | 3.86 | ||
| P/FCF | 15.3 | ||
| P/OCF | 14.31 | ||
| P/B | 1.15 | ||
| P/tB | 1.75 | ||
| EV/EBITDA | N/A |
EPS(TTM)2.19
EY8.75%
EPS(NY)2.63
Fwd EY10.52%
FCF(TTM)1.64
FCFY6.54%
OCF(TTM)1.75
OCFY6.99%
SpS6.48
BVpS21.8
TBVpS14.34
PEG (NY)0.57
PEG (5Y)1.14
Graham Number32.77
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.91% | ||
| ROE | 7.69% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 25.87% | ||
| GM | N/A | ||
| FCFM | 25.25% |
ROA(3y)1.01%
ROA(5y)1.01%
ROE(3y)8.7%
ROE(5y)8.68%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y2.57%
PM growth 5Y-0.93%
GM growth 3YN/A
GM growth 5YN/A
F-Score4
Asset Turnover0.03
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.12 | ||
| Debt/FCF | 1.9 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 35.65% | ||
| Cap/Sales | 1.75% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | 97.59% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score4
WACC11.75%
ROIC/WACCN/A
Cap/Depr(3y)47.78%
Cap/Depr(5y)66.07%
Cap/Sales(3y)1.81%
Cap/Sales(5y)2.73%
Profit Quality(3y)98.42%
Profit Quality(5y)116.85%
High Growth Momentum
Growth
EPS 1Y (TTM)17.74%
EPS 3Y4.3%
EPS 5Y10%
EPS Q2Q%26.53%
EPS Next Y20.22%
EPS Next 2Y14.97%
EPS Next 3Y13.4%
EPS Next 5YN/A
Revenue 1Y (TTM)33.89%
Revenue growth 3Y13.48%
Revenue growth 5Y24.76%
Sales Q2Q%40.95%
Revenue Next Year14.78%
Revenue Next 2Y9.86%
Revenue Next 3Y8%
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y7.67%
FCF growth 3Y-6.37%
FCF growth 5Y27.54%
OCF growth 1Y9.51%
OCF growth 3Y-5.77%
OCF growth 5Y25.4%
OLD NATL BANCORP - ONB 7 PERP / ONBPP Fundamental Analysis FAQ
Can you provide the ChartMill fundamental rating for OLD NATL BANCORP - ONB 7 PERP?
ChartMill assigns a fundamental rating of 4 / 10 to ONBPP.
Can you provide the valuation status for OLD NATL BANCORP - ONB 7 PERP?
ChartMill assigns a valuation rating of 5 / 10 to OLD NATL BANCORP - ONB 7 PERP (ONBPP). This can be considered as Fairly Valued.
Can you provide the profitability details for OLD NATL BANCORP - ONB 7 PERP?
OLD NATL BANCORP - ONB 7 PERP (ONBPP) has a profitability rating of 3 / 10.
What is the financial health of OLD NATL BANCORP - ONB 7 PERP (ONBPP) stock?
The financial health rating of OLD NATL BANCORP - ONB 7 PERP (ONBPP) is 3 / 10.
What is the earnings growth outlook for OLD NATL BANCORP - ONB 7 PERP?
The Earnings per Share (EPS) of OLD NATL BANCORP - ONB 7 PERP (ONBPP) is expected to grow by 20.22% in the next year.