OLD NATL BANCORP - ONB 7 PERP (ONBPP) Stock Fundamental Analysis

NASDAQ:ONBPP • US68003D2045

25.26 USD
+0.16 (+0.64%)
Last: Feb 24, 2026, 08:00 PM
Fundamental Rating

4

Overall ONBPP gets a fundamental rating of 4 out of 10. We evaluated ONBPP against 379 industry peers in the Banks industry. ONBPP has a bad profitability rating. Also its financial health evaluation is rather negative. ONBPP is growing strongly while it is still valued neutral. This is a good combination!


Dividend Valuation Growth Profitability Health

3

1. Profitability

1.1 Basic Checks

  • In the past year ONBPP was profitable.
  • ONBPP had a positive operating cash flow in the past year.
  • Each year in the past 5 years ONBPP has been profitable.
  • Of the past 5 years ONBPP 4 years had a positive operating cash flow.
ONBPP Yearly Net Income VS EBIT VS OCF VS FCFONBPP Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200M 400M 600M 800M

1.2 Ratios

  • With a Return On Assets value of 0.83%, ONBPP perfoms like the industry average, outperforming 43.27% of the companies in the same industry.
  • ONBPP has a Return On Equity of 7.10%. This is in the lower half of the industry: ONBPP underperforms 65.70% of its industry peers.
Industry RankSector Rank
ROA 0.83%
ROE 7.1%
ROIC N/A
ROA(3y)1.01%
ROA(5y)1.01%
ROE(3y)8.7%
ROE(5y)8.68%
ROIC(3y)N/A
ROIC(5y)N/A
ONBPP Yearly ROA, ROE, ROICONBPP Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2 4 6 8 10

1.3 Margins

  • The Profit Margin of ONBPP (25.41%) is comparable to the rest of the industry.
  • ONBPP's Profit Margin has been stable in the last couple of years.
  • The Operating Margin and Gross Margin are not available for ONBPP so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) 25.41%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y2.58%
PM growth 5Y-0.92%
GM growth 3YN/A
GM growth 5YN/A
ONBPP Yearly Profit, Operating, Gross MarginsONBPP Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10 20 30

3

2. Health

2.1 Basic Checks

  • ONBPP does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • Compared to 1 year ago, ONBPP has more shares outstanding
  • The number of shares outstanding for ONBPP has been increased compared to 5 years ago.
  • The debt/assets ratio for ONBPP has been reduced compared to a year ago.
ONBPP Yearly Shares OutstandingONBPP Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M
ONBPP Yearly Total Debt VS Total AssetsONBPP Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20B 40B 60B

2.2 Solvency

  • ONBPP has a debt to FCF ratio of 1.51. This is a very positive value and a sign of high solvency as it would only need 1.51 years to pay back of all of its debts.
  • The Debt to FCF ratio of ONBPP (1.51) is comparable to the rest of the industry.
  • ONBPP has a Debt/Equity ratio of 0.13. This is a healthy value indicating a solid balance between debt and equity.
  • ONBPP's Debt to Equity ratio of 0.13 is fine compared to the rest of the industry. ONBPP outperforms 61.21% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.13
Debt/FCF 1.51
Altman-Z N/A
ROIC/WACCN/A
WACC11.12%
ONBPP Yearly LT Debt VS Equity VS FCFONBPP Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 2B 4B 6B 8B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
ONBPP Yearly Current Assets VS Current LiabilitesONBPP Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B 1.5B 2B

7

3. Growth

3.1 Past

  • The Earnings Per Share has grown by an nice 17.74% over the past year.
  • The Earnings Per Share has been growing by 10.00% on average over the past years. This is quite good.
  • The Revenue has grown by 33.89% in the past year. This is a very strong growth!
  • Measured over the past years, ONBPP shows a very strong growth in Revenue. The Revenue has been growing by 24.75% on average per year.
EPS 1Y (TTM)17.74%
EPS 3Y4.3%
EPS 5Y10%
EPS Q2Q%26.53%
Revenue 1Y (TTM)33.89%
Revenue growth 3Y13.47%
Revenue growth 5Y24.75%
Sales Q2Q%40.95%

3.2 Future

  • The Earnings Per Share is expected to grow by 14.14% on average over the next years. This is quite good.
  • Based on estimates for the next years, ONBPP will show a small growth in Revenue. The Revenue will grow by 7.99% on average per year.
EPS Next Y20.65%
EPS Next 2Y15.3%
EPS Next 3Y14.14%
EPS Next 5YN/A
Revenue Next Year14.78%
Revenue Next 2Y9.83%
Revenue Next 3Y7.99%
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
ONBPP Yearly Revenue VS EstimatesONBPP Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 1B 2B 3B
ONBPP Yearly EPS VS EstimatesONBPP Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 1 2 3

6

4. Valuation

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 11.53 indicates a reasonable valuation of ONBPP.
  • ONBPP's Price/Earnings ratio is a bit cheaper when compared to the industry. ONBPP is cheaper than 62.80% of the companies in the same industry.
  • Compared to an average S&P500 Price/Earnings ratio of 26.98, ONBPP is valued rather cheaply.
  • ONBPP is valuated reasonably with a Price/Forward Earnings ratio of 9.56.
  • 70.71% of the companies in the same industry are more expensive than ONBPP, based on the Price/Forward Earnings ratio.
  • The average S&P500 Price/Forward Earnings ratio is at 28.01. ONBPP is valued rather cheaply when compared to this.
Industry RankSector Rank
PE 11.53
Fwd PE 9.56
ONBPP Price Earnings VS Forward Price EarningsONBPP Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • ONBPP's Price/Free Cash Flow ratio is in line with the industry average.
Industry RankSector Rank
P/FCF 13.5
EV/EBITDA N/A
ONBPP Per share dataONBPP EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10 15 20

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • ONBPP's earnings are expected to grow with 14.14% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.56
PEG (5Y)1.15
EPS Next 2Y15.3%
EPS Next 3Y14.14%

5

5. Dividend

5.1 Amount

  • With a Yearly Dividend Yield of 2.30%, ONBPP has a reasonable but not impressive dividend return.
  • ONBPP's Dividend Yield is comparable with the industry average which is at 2.74.
  • Compared to an average S&P500 Dividend Yield of 1.81, ONBPP pays a bit more dividend than the S&P500 average.
Industry RankSector Rank
Dividend Yield 2.3%

5.2 History

  • The dividend of ONBPP has a limited annual growth rate of 3.80%.
  • ONBPP has been paying a dividend for over 5 years, so it has already some track record.
  • ONBPP has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)3.8%
Div Incr Years0
Div Non Decr Years4
ONBPP Yearly Dividends per shareONBPP Yearly Dividends per shareYearly Dividends per share 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5

5.3 Sustainability

  • ONBPP pays out 36.45% of its income as dividend. This is a sustainable payout ratio.
  • The dividend of ONBPP is growing, but earnings are growing more, so the dividend growth is sustainable.
DP36.45%
EPS Next 2Y15.3%
EPS Next 3Y14.14%
ONBPP Yearly Income VS Free CF VS DividendONBPP Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200M 400M 600M
ONBPP Dividend Payout.ONBPP Dividend Payout, showing the Payout Ratio.ONBPP Dividend Payout.PayoutRetained Earnings

OLD NATL BANCORP - ONB 7 PERP

NASDAQ:ONBPP (2/24/2026, 8:00:02 PM)

25.26

+0.16 (+0.64%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)01-21
Earnings (Next)04-20
Inst Owners96.98%
Inst Owner ChangeN/A
Ins Owners0.3%
Ins Owner ChangeN/A
Market Cap9.84B
Revenue(TTM)2.52B
Net Income(TTM)590.37M
Analysts78.67
Price Target28.24 (11.8%)
Short Float %0%
Short Ratio0.25
Dividend
Industry RankSector Rank
Dividend Yield 2.3%
Yearly Dividend0.63
Dividend Growth(5Y)3.8%
DP36.45%
Div Incr Years0
Div Non Decr Years4
Ex-Date02-05
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)2.55%
Min EPS beat(2)1.5%
Max EPS beat(2)3.61%
EPS beat(4)4
Avg EPS beat(4)3.69%
Min EPS beat(4)1.5%
Max EPS beat(4)5.32%
EPS beat(8)6
Avg EPS beat(8)1.87%
EPS beat(12)9
Avg EPS beat(12)1.81%
EPS beat(16)13
Avg EPS beat(16)5.42%
Revenue beat(2)2
Avg Revenue beat(2)1.55%
Min Revenue beat(2)0.2%
Max Revenue beat(2)2.9%
Revenue beat(4)2
Avg Revenue beat(4)0.68%
Min Revenue beat(4)-0.29%
Max Revenue beat(4)2.9%
Revenue beat(8)3
Avg Revenue beat(8)0.25%
Revenue beat(12)5
Avg Revenue beat(12)1.06%
Revenue beat(16)8
Avg Revenue beat(16)1.82%
PT rev (1m)-4.19%
PT rev (3m)-11.64%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0.11%
EPS NY rev (1m)-0.19%
EPS NY rev (3m)0.16%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-0.07%
Revenue NY rev (1m)0.1%
Revenue NY rev (3m)0.14%
Valuation
Industry RankSector Rank
PE 11.53
Fwd PE 9.56
P/S 4.24
P/FCF 13.5
P/OCF 12.98
P/B 1.18
P/tB 1.83
EV/EBITDA N/A
EPS(TTM)2.19
EY8.67%
EPS(NY)2.64
Fwd EY10.46%
FCF(TTM)1.87
FCFY7.41%
OCF(TTM)1.95
OCFY7.7%
SpS5.96
BVpS21.32
TBVpS13.81
PEG (NY)0.56
PEG (5Y)1.15
Graham Number32.42
Profitability
Industry RankSector Rank
ROA 0.83%
ROE 7.1%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 25.41%
GM N/A
FCFM 31.38%
ROA(3y)1.01%
ROA(5y)1.01%
ROE(3y)8.7%
ROE(5y)8.68%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y2.58%
PM growth 5Y-0.92%
GM growth 3YN/A
GM growth 5YN/A
F-Score3
Asset Turnover0.03
Health
Industry RankSector Rank
Debt/Equity 0.13
Debt/FCF 1.51
Debt/EBITDA N/A
Cap/Depr 28.47%
Cap/Sales 1.25%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality 123.5%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score3
WACC11.12%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)17.74%
EPS 3Y4.3%
EPS 5Y10%
EPS Q2Q%26.53%
EPS Next Y20.65%
EPS Next 2Y15.3%
EPS Next 3Y14.14%
EPS Next 5YN/A
Revenue 1Y (TTM)33.89%
Revenue growth 3Y13.47%
Revenue growth 5Y24.75%
Sales Q2Q%40.95%
Revenue Next Year14.78%
Revenue Next 2Y9.83%
Revenue Next 3Y7.99%
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y71.33%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y65.02%
OCF growth 3YN/A
OCF growth 5YN/A

OLD NATL BANCORP - ONB 7 PERP / ONBPP FAQ

Can you provide the ChartMill fundamental rating for OLD NATL BANCORP - ONB 7 PERP?

ChartMill assigns a fundamental rating of 4 / 10 to ONBPP.


Can you provide the valuation status for OLD NATL BANCORP - ONB 7 PERP?

ChartMill assigns a valuation rating of 6 / 10 to OLD NATL BANCORP - ONB 7 PERP (ONBPP). This can be considered as Fairly Valued.


Can you provide the profitability details for OLD NATL BANCORP - ONB 7 PERP?

OLD NATL BANCORP - ONB 7 PERP (ONBPP) has a profitability rating of 3 / 10.


What is the financial health of OLD NATL BANCORP - ONB 7 PERP (ONBPP) stock?

The financial health rating of OLD NATL BANCORP - ONB 7 PERP (ONBPP) is 3 / 10.


What is the earnings growth outlook for OLD NATL BANCORP - ONB 7 PERP?

The Earnings per Share (EPS) of OLD NATL BANCORP - ONB 7 PERP (ONBPP) is expected to grow by 20.65% in the next year.