OLD NATL BANCORP - ONB 7 PERP (ONBPP) Fundamental Analysis & Valuation

NASDAQ:ONBPPUS68003D2045

Current stock price

24.97 USD
-0.03 (-0.12%)
Last:

This ONBPP fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

3

1. ONBPP Profitability Analysis

1.1 Basic Checks

  • In the past year ONBPP was profitable.
  • ONBPP had a positive operating cash flow in the past year.
  • ONBPP had positive earnings in each of the past 5 years.
  • ONBPP had a positive operating cash flow in each of the past 5 years.
ONBPP Yearly Net Income VS EBIT VS OCF VS FCFONBPP Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200M 400M 600M 800M

1.2 Ratios

  • The Return On Assets of ONBPP (0.91%) is comparable to the rest of the industry.
  • With a Return On Equity value of 7.69%, ONBPP is not doing good in the industry: 63.25% of the companies in the same industry are doing better.
Industry RankSector Rank
ROA 0.91%
ROE 7.69%
ROIC N/A
ROA(3y)1.01%
ROA(5y)1.01%
ROE(3y)8.7%
ROE(5y)8.68%
ROIC(3y)N/A
ROIC(5y)N/A
ONBPP Yearly ROA, ROE, ROICONBPP Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2 4 6 8 10

1.3 Margins

  • Looking at the Profit Margin, with a value of 25.87%, ONBPP is in line with its industry, outperforming 56.43% of the companies in the same industry.
  • In the last couple of years the Profit Margin of ONBPP has remained more or less at the same level.
  • ONBPP does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) 25.87%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y2.57%
PM growth 5Y-0.93%
GM growth 3YN/A
GM growth 5YN/A
ONBPP Yearly Profit, Operating, Gross MarginsONBPP Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10 20 30

3

2. ONBPP Health Analysis

2.1 Basic Checks

  • ONBPP does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • Compared to 1 year ago, ONBPP has more shares outstanding
  • Compared to 5 years ago, ONBPP has more shares outstanding
  • Compared to 1 year ago, ONBPP has an improved debt to assets ratio.
ONBPP Yearly Shares OutstandingONBPP Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M
ONBPP Yearly Total Debt VS Total AssetsONBPP Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20B 40B 60B

2.2 Solvency

  • The Debt to FCF ratio of ONBPP is 1.90, which is an excellent value as it means it would take ONBPP, only 1.90 years of fcf income to pay off all of its debts.
  • ONBPP's Debt to FCF ratio of 1.90 is in line compared to the rest of the industry. ONBPP outperforms 51.18% of its industry peers.
  • A Debt/Equity ratio of 0.12 indicates that ONBPP is not too dependend on debt financing.
  • Looking at the Debt to Equity ratio, with a value of 0.12, ONBPP is in the better half of the industry, outperforming 61.15% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.12
Debt/FCF 1.9
Altman-Z N/A
ROIC/WACCN/A
WACC11.67%
ONBPP Yearly LT Debt VS Equity VS FCFONBPP Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 2B 4B 6B 8B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
ONBPP Yearly Current Assets VS Current LiabilitesONBPP Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B 1.5B 2B

7

3. ONBPP Growth Analysis

3.1 Past

  • The Earnings Per Share has grown by an nice 17.74% over the past year.
  • The Earnings Per Share has been growing by 10.00% on average over the past years. This is quite good.
  • Looking at the last year, ONBPP shows a very strong growth in Revenue. The Revenue has grown by 33.89%.
  • Measured over the past years, ONBPP shows a very strong growth in Revenue. The Revenue has been growing by 24.76% on average per year.
EPS 1Y (TTM)17.74%
EPS 3Y4.3%
EPS 5Y10%
EPS Q2Q%26.53%
Revenue 1Y (TTM)33.89%
Revenue growth 3Y13.48%
Revenue growth 5Y24.76%
Sales Q2Q%40.95%

3.2 Future

  • Based on estimates for the next years, ONBPP will show a quite strong growth in Earnings Per Share. The EPS will grow by 13.40% on average per year.
  • ONBPP is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 7.91% yearly.
EPS Next Y20.22%
EPS Next 2Y14.97%
EPS Next 3Y13.4%
EPS Next 5YN/A
Revenue Next Year14.7%
Revenue Next 2Y9.74%
Revenue Next 3Y7.91%
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
ONBPP Yearly Revenue VS EstimatesONBPP Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 1B 2B 3B
ONBPP Yearly EPS VS EstimatesONBPP Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 1 2 3

5

4. ONBPP Valuation Analysis

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 11.40, the valuation of ONBPP can be described as very reasonable.
  • Compared to the rest of the industry, the Price/Earnings ratio of ONBPP is on the same level as its industry peers.
  • When comparing the Price/Earnings ratio of ONBPP to the average of the S&P500 Index (25.79), we can say ONBPP is valued rather cheaply.
  • Based on the Price/Forward Earnings ratio of 9.48, the valuation of ONBPP can be described as reasonable.
  • ONBPP's Price/Forward Earnings is on the same level as the industry average.
  • When comparing the Price/Forward Earnings ratio of ONBPP to the average of the S&P500 Index (23.80), we can say ONBPP is valued rather cheaply.
Industry RankSector Rank
PE 11.4
Fwd PE 9.48
ONBPP Price Earnings VS Forward Price EarningsONBPP Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • ONBPP's Price/Free Cash Flow ratio is a bit more expensive when compared to the industry. ONBPP is more expensive than 65.62% of the companies in the same industry.
Industry RankSector Rank
P/FCF 15.27
EV/EBITDA N/A
ONBPP Per share dataONBPP EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10 15 20

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • A more expensive valuation may be justified as ONBPP's earnings are expected to grow with 13.40% in the coming years.
PEG (NY)0.56
PEG (5Y)1.14
EPS Next 2Y14.97%
EPS Next 3Y13.4%

5

5. ONBPP Dividend Analysis

5.1 Amount

  • ONBPP has a Yearly Dividend Yield of 2.68%. Purely for dividend investing, there may be better candidates out there.
  • Compared to an average industry Dividend Yield of 2.90, ONBPP has a dividend in line with its industry peers.
  • ONBPP's Dividend Yield is a higher than the S&P500 average which is at 1.91.
Industry RankSector Rank
Dividend Yield 2.68%

5.2 History

  • The dividend of ONBPP has a limited annual growth rate of 2.75%.
  • ONBPP has been paying a dividend for over 5 years, so it has already some track record.
  • ONBPP has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)2.75%
Div Incr Years0
Div Non Decr Years4
ONBPP Yearly Dividends per shareONBPP Yearly Dividends per shareYearly Dividends per share 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5

5.3 Sustainability

  • 34.47% of the earnings are spent on dividend by ONBPP. This is a low number and sustainable payout ratio.
  • ONBPP's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP34.47%
EPS Next 2Y14.97%
EPS Next 3Y13.4%
ONBPP Yearly Income VS Free CF VS DividendONBPP Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200M 400M 600M
ONBPP Dividend Payout.ONBPP Dividend Payout, showing the Payout Ratio.ONBPP Dividend Payout.PayoutRetained Earnings

ONBPP Fundamentals: All Metrics, Ratios and Statistics

OLD NATL BANCORP - ONB 7 PERP

NASDAQ:ONBPP (3/18/2026, 8:00:02 PM)

24.97

-0.03 (-0.12%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)01-21
Earnings (Next)04-20
Inst Owners96.88%
Inst Owner ChangeN/A
Ins Owners0.3%
Ins Owner ChangeN/A
Market Cap9.73B
Revenue(TTM)2.52B
Net Income(TTM)653.12M
Analysts77.5
Price Target29.06 (16.38%)
Short Float %0%
Short Ratio0.57
Dividend
Industry RankSector Rank
Dividend Yield 2.68%
Yearly Dividend0.64
Dividend Growth(5Y)2.75%
DP34.47%
Div Incr Years0
Div Non Decr Years4
Ex-Date05-05
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)3.58%
Min EPS beat(2)3.55%
Max EPS beat(2)3.61%
EPS beat(4)4
Avg EPS beat(4)3.25%
Min EPS beat(4)1.5%
Max EPS beat(4)4.34%
EPS beat(8)7
Avg EPS beat(8)2.92%
EPS beat(12)10
Avg EPS beat(12)2.36%
EPS beat(16)13
Avg EPS beat(16)3.71%
Revenue beat(2)1
Avg Revenue beat(2)-1.49%
Min Revenue beat(2)-3.18%
Max Revenue beat(2)0.2%
Revenue beat(4)2
Avg Revenue beat(4)-0.09%
Min Revenue beat(4)-3.18%
Max Revenue beat(4)2.9%
Revenue beat(8)2
Avg Revenue beat(8)-0.45%
Revenue beat(12)4
Avg Revenue beat(12)-0.1%
Revenue beat(16)8
Avg Revenue beat(16)1.85%
PT rev (1m)2.88%
PT rev (3m)-1.75%
EPS NQ rev (1m)0.21%
EPS NQ rev (3m)-1.84%
EPS NY rev (1m)-0.35%
EPS NY rev (3m)-0.2%
Revenue NQ rev (1m)0.1%
Revenue NQ rev (3m)0.04%
Revenue NY rev (1m)-0.07%
Revenue NY rev (3m)0.07%
Valuation
Industry RankSector Rank
PE 11.4
Fwd PE 9.48
P/S 3.85
P/FCF 15.27
P/OCF 14.28
P/B 1.15
P/tB 1.74
EV/EBITDA N/A
EPS(TTM)2.19
EY8.77%
EPS(NY)2.63
Fwd EY10.54%
FCF(TTM)1.64
FCFY6.55%
OCF(TTM)1.75
OCFY7%
SpS6.48
BVpS21.8
TBVpS14.34
PEG (NY)0.56
PEG (5Y)1.14
Graham Number32.77
Profitability
Industry RankSector Rank
ROA 0.91%
ROE 7.69%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 25.87%
GM N/A
FCFM 25.25%
ROA(3y)1.01%
ROA(5y)1.01%
ROE(3y)8.7%
ROE(5y)8.68%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y2.57%
PM growth 5Y-0.93%
GM growth 3YN/A
GM growth 5YN/A
F-Score4
Asset Turnover0.03
Health
Industry RankSector Rank
Debt/Equity 0.12
Debt/FCF 1.9
Debt/EBITDA N/A
Cap/Depr 35.65%
Cap/Sales 1.75%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality 97.59%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score4
WACC11.67%
ROIC/WACCN/A
Cap/Depr(3y)47.78%
Cap/Depr(5y)66.07%
Cap/Sales(3y)1.81%
Cap/Sales(5y)2.73%
Profit Quality(3y)98.42%
Profit Quality(5y)116.85%
High Growth Momentum
Growth
EPS 1Y (TTM)17.74%
EPS 3Y4.3%
EPS 5Y10%
EPS Q2Q%26.53%
EPS Next Y20.22%
EPS Next 2Y14.97%
EPS Next 3Y13.4%
EPS Next 5YN/A
Revenue 1Y (TTM)33.89%
Revenue growth 3Y13.48%
Revenue growth 5Y24.76%
Sales Q2Q%40.95%
Revenue Next Year14.7%
Revenue Next 2Y9.74%
Revenue Next 3Y7.91%
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y7.67%
FCF growth 3Y-6.37%
FCF growth 5Y27.54%
OCF growth 1Y9.51%
OCF growth 3Y-5.77%
OCF growth 5Y25.4%

OLD NATL BANCORP - ONB 7 PERP / ONBPP Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for OLD NATL BANCORP - ONB 7 PERP?

ChartMill assigns a fundamental rating of 4 / 10 to ONBPP.


Can you provide the valuation status for OLD NATL BANCORP - ONB 7 PERP?

ChartMill assigns a valuation rating of 5 / 10 to OLD NATL BANCORP - ONB 7 PERP (ONBPP). This can be considered as Fairly Valued.


Can you provide the profitability details for OLD NATL BANCORP - ONB 7 PERP?

OLD NATL BANCORP - ONB 7 PERP (ONBPP) has a profitability rating of 3 / 10.


What is the financial health of OLD NATL BANCORP - ONB 7 PERP (ONBPP) stock?

The financial health rating of OLD NATL BANCORP - ONB 7 PERP (ONBPP) is 3 / 10.


What is the earnings growth outlook for OLD NATL BANCORP - ONB 7 PERP?

The Earnings per Share (EPS) of OLD NATL BANCORP - ONB 7 PERP (ONBPP) is expected to grow by 20.22% in the next year.