24.95 USD
-0.07 (-0.28%)
Taking everything into account, ONBPP scores 4 out of 10 in our fundamental rating. ONBPP was compared to 387 industry peers in the Banks industry. ONBPP may be in some trouble as it scores bad on both profitability and health. ONBPP is growing strongly while it is still valued neutral. This is a good combination!
1. Profitability
1.1 Basic Checks
ONBPP had positive earnings in the past year.
ONBPP had a positive operating cash flow in the past year.
Each year in the past 5 years ONBPP has been profitable.
In the past 5 years ONBPP always reported a positive cash flow from operatings.
1.2 Ratios
ONBPP has a Return On Assets (0.83%) which is in line with its industry peers.
With a Return On Equity value of 7.10%, ONBPP is not doing good in the industry: 65.63% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.83% | ||
| ROE | 7.1% | ||
| ROIC | N/A |
ROA(3y)1.01%
ROA(5y)1.03%
ROE(3y)8.83%
ROE(5y)8.67%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
The Profit Margin of ONBPP (25.41%) is comparable to the rest of the industry.
In the last couple of years the Profit Margin of ONBPP has remained more or less at the same level.
The Operating Margin and Gross Margin are not available for ONBPP so they could not be analyzed.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 25.41% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-6.78%
PM growth 5Y-1.32%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
ONBPP does not have a ROIC to compare to the WACC, probably because it is not profitable.
ONBPP has more shares outstanding than it did 1 year ago.
ONBPP has more shares outstanding than it did 5 years ago.
The debt/assets ratio for ONBPP has been reduced compared to a year ago.
2.2 Solvency
The Debt to FCF ratio of ONBPP is 1.51, which is an excellent value as it means it would take ONBPP, only 1.51 years of fcf income to pay off all of its debts.
ONBPP has a Debt to FCF ratio (1.51) which is comparable to the rest of the industry.
A Debt/Equity ratio of 0.13 indicates that ONBPP is not too dependend on debt financing.
With a decent Debt to Equity ratio value of 0.13, ONBPP is doing good in the industry, outperforming 60.47% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.13 | ||
| Debt/FCF | 1.51 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC11.17%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
The Earnings Per Share has grown by an nice 12.57% over the past year.
The Earnings Per Share has been growing slightly by 6.00% on average over the past years.
The Revenue has grown by 24.93% in the past year. This is a very strong growth!
The Revenue has been growing by 18.60% on average over the past years. This is quite good.
EPS 1Y (TTM)12.57%
EPS 3Y2.44%
EPS 5Y6%
EPS Q2Q%28.26%
Revenue 1Y (TTM)24.93%
Revenue growth 3Y32.51%
Revenue growth 5Y18.6%
Sales Q2Q%45.12%
3.2 Future
Based on estimates for the next years, ONBPP will show a quite strong growth in Earnings Per Share. The EPS will grow by 15.87% on average per year.
ONBPP is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 17.10% yearly.
EPS Next Y16.99%
EPS Next 2Y19.09%
EPS Next 3Y15.87%
EPS Next 5YN/A
Revenue Next Year33.66%
Revenue Next 2Y23.78%
Revenue Next 3Y17.1%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 12.11 indicates a correct valuation of ONBPP.
ONBPP's Price/Earnings is on the same level as the industry average.
The average S&P500 Price/Earnings ratio is at 26.31. ONBPP is valued rather cheaply when compared to this.
The Price/Forward Earnings ratio is 9.46, which indicates a very decent valuation of ONBPP.
61.50% of the companies in the same industry are more expensive than ONBPP, based on the Price/Forward Earnings ratio.
ONBPP's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 36.59.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.11 | ||
| Fwd PE | 9.46 |
4.2 Price Multiples
Compared to the rest of the industry, the Price/Free Cash Flow ratio of ONBPP is on the same level as its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 13.41 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
ONBPP's earnings are expected to grow with 15.87% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.71
PEG (5Y)2.02
EPS Next 2Y19.09%
EPS Next 3Y15.87%
5. Dividend
5.1 Amount
ONBPP has a Yearly Dividend Yield of 2.77%.
Compared to an average industry Dividend Yield of 3.33, ONBPP has a dividend in line with its industry peers.
Compared to an average S&P500 Dividend Yield of 2.40, ONBPP has a dividend comparable with the average S&P500 company.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.77% |
5.2 History
The dividend of ONBPP has a limited annual growth rate of 3.80%.
ONBPP has been paying a dividend for over 5 years, so it has already some track record.
ONBPP has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)3.8%
Div Incr Years0
Div Non Decr Years4
5.3 Sustainability
36.45% of the earnings are spent on dividend by ONBPP. This is a low number and sustainable payout ratio.
The dividend of ONBPP is growing, but earnings are growing more, so the dividend growth is sustainable.
DP36.45%
EPS Next 2Y19.09%
EPS Next 3Y15.87%
NASDAQ:ONBPP (11/28/2025, 1:30:02 PM)
24.95
-0.07 (-0.28%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)
Earnings (Next)
Inst Owners94.32%
Inst Owner ChangeN/A
Ins Owners0.38%
Ins Owner ChangeN/A
Market Cap9.78B
Revenue(TTM)2.32B
Net Income(TTM)590.37M
Analysts77.33
Price Target31.96 (28.1%)
Short Float %0%
Short Ratio0.84
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.77% |
Yearly Dividend0.63
Dividend Growth(5Y)3.8%
DP36.45%
Div Incr Years0
Div Non Decr Years4
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)2.55%
Min EPS beat(2)1.5%
Max EPS beat(2)3.61%
EPS beat(4)4
Avg EPS beat(4)3.69%
Min EPS beat(4)1.5%
Max EPS beat(4)5.32%
EPS beat(8)6
Avg EPS beat(8)1.87%
EPS beat(12)9
Avg EPS beat(12)1.81%
EPS beat(16)13
Avg EPS beat(16)5.42%
Revenue beat(2)2
Avg Revenue beat(2)1.55%
Min Revenue beat(2)0.2%
Max Revenue beat(2)2.9%
Revenue beat(4)2
Avg Revenue beat(4)0.68%
Min Revenue beat(4)-0.29%
Max Revenue beat(4)2.9%
Revenue beat(8)3
Avg Revenue beat(8)0.25%
Revenue beat(12)5
Avg Revenue beat(12)1.06%
Revenue beat(16)8
Avg Revenue beat(16)1.82%
PT rev (1m)4.79%
PT rev (3m)2.92%
EPS NQ rev (1m)-1.24%
EPS NQ rev (3m)-1.25%
EPS NY rev (1m)0.56%
EPS NY rev (3m)0.6%
Revenue NQ rev (1m)-0.36%
Revenue NQ rev (3m)-0.26%
Revenue NY rev (1m)0.27%
Revenue NY rev (3m)0.43%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.11 | ||
| Fwd PE | 9.46 | ||
| P/S | 4.21 | ||
| P/FCF | 13.41 | ||
| P/OCF | 12.9 | ||
| P/B | 1.18 | ||
| P/tB | 1.82 | ||
| EV/EBITDA | N/A |
EPS(TTM)2.06
EY8.26%
EPS(NY)2.64
Fwd EY10.57%
FCF(TTM)1.86
FCFY7.46%
OCF(TTM)1.93
OCFY7.75%
SpS5.93
BVpS21.2
TBVpS13.74
PEG (NY)0.71
PEG (5Y)2.02
Graham Number31.35
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.83% | ||
| ROE | 7.1% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 25.41% | ||
| GM | N/A | ||
| FCFM | 31.38% |
ROA(3y)1.01%
ROA(5y)1.03%
ROE(3y)8.83%
ROE(5y)8.67%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-6.78%
PM growth 5Y-1.32%
GM growth 3YN/A
GM growth 5YN/A
F-Score4
Asset Turnover0.03
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.13 | ||
| Debt/FCF | 1.51 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 28.47% | ||
| Cap/Sales | 1.25% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | 123.5% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score4
WACC11.17%
ROIC/WACCN/A
Cap/Depr(3y)56.18%
Cap/Depr(5y)73.31%
Cap/Sales(3y)1.96%
Cap/Sales(5y)3.12%
Profit Quality(3y)128.38%
Profit Quality(5y)114.02%
High Growth Momentum
Growth
EPS 1Y (TTM)12.57%
EPS 3Y2.44%
EPS 5Y6%
EPS Q2Q%28.26%
EPS Next Y16.99%
EPS Next 2Y19.09%
EPS Next 3Y15.87%
EPS Next 5YN/A
Revenue 1Y (TTM)24.93%
Revenue growth 3Y32.51%
Revenue growth 5Y18.6%
Sales Q2Q%45.12%
Revenue Next Year33.66%
Revenue Next 2Y23.78%
Revenue Next 3Y17.1%
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y36.69%
FCF growth 3Y28.09%
FCF growth 5Y24.69%
OCF growth 1Y32.84%
OCF growth 3Y23.5%
OCF growth 5Y21.63%
OLD NATL BANCORP - ONB 7 PERP / ONBPP FAQ
Can you provide the ChartMill fundamental rating for OLD NATL BANCORP - ONB 7 PERP?
ChartMill assigns a fundamental rating of 4 / 10 to ONBPP.
What is the valuation status for ONBPP stock?
ChartMill assigns a valuation rating of 5 / 10 to OLD NATL BANCORP - ONB 7 PERP (ONBPP). This can be considered as Fairly Valued.
Can you provide the profitability details for OLD NATL BANCORP - ONB 7 PERP?
OLD NATL BANCORP - ONB 7 PERP (ONBPP) has a profitability rating of 3 / 10.
What is the financial health of OLD NATL BANCORP - ONB 7 PERP (ONBPP) stock?
The financial health rating of OLD NATL BANCORP - ONB 7 PERP (ONBPP) is 3 / 10.
What is the expected EPS growth for OLD NATL BANCORP - ONB 7 PERP (ONBPP) stock?
The Earnings per Share (EPS) of OLD NATL BANCORP - ONB 7 PERP (ONBPP) is expected to grow by 16.99% in the next year.