OLD NATL BANCORP - ONB 7 PERP (ONBPP) Stock Fundamental Analysis
USA - NASDAQ:ONBPP - US68003D2045
25.24 USD
+0.15 (+0.6%)
Overall ONBPP gets a fundamental rating of 4 out of 10. We evaluated ONBPP against 391 industry peers in the Banks industry. Both the profitability and financial health of ONBPP have multiple concerns. ONBPP is showing excellent growth while it is valued at reasonable prices. Keep and eye on this one! ONBPP also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
In the past year ONBPP was profitable.
In the past year ONBPP had a positive cash flow from operations.
In the past 5 years ONBPP has always been profitable.
ONBPP had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
ONBPP has a Return On Assets (0.78%) which is comparable to the rest of the industry.
ONBPP has a worse Return On Equity (6.79%) than 65.47% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.78% | ||
| ROE | 6.79% | ||
| ROIC | N/A |
ROA(3y)1.01%
ROA(5y)1.03%
ROE(3y)8.83%
ROE(5y)8.67%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
ONBPP's Profit Margin of 26.21% is fine compared to the rest of the industry. ONBPP outperforms 65.22% of its industry peers.
ONBPP's Profit Margin has been stable in the last couple of years.
ONBPP does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 26.21% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-6.78%
PM growth 5Y-1.32%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
ONBPP does not have a ROIC to compare to the WACC, probably because it is not profitable.
Compared to 1 year ago, ONBPP has more shares outstanding
ONBPP has more shares outstanding than it did 5 years ago.
The debt/assets ratio for ONBPP has been reduced compared to a year ago.
2.2 Solvency
The Debt to FCF ratio of ONBPP is 2.95, which is a good value as it means it would take ONBPP, 2.95 years of fcf income to pay off all of its debts.
With a Debt to FCF ratio value of 2.95, ONBPP is not doing good in the industry: 60.36% of the companies in the same industry are doing better.
ONBPP has a Debt/Equity ratio of 0.18. This is a healthy value indicating a solid balance between debt and equity.
ONBPP has a Debt to Equity ratio (0.18) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.18 | ||
| Debt/FCF | 2.95 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC11.27%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
ONBPP shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 12.57%, which is quite good.
Measured over the past 5 years, ONBPP shows a small growth in Earnings Per Share. The EPS has been growing by 6.00% on average per year.
Looking at the last year, ONBPP shows a very strong growth in Revenue. The Revenue has grown by 24.93%.
The Revenue has been growing by 18.60% on average over the past years. This is quite good.
EPS 1Y (TTM)12.57%
EPS 3Y2.44%
EPS 5Y6%
EPS Q2Q%28.26%
Revenue 1Y (TTM)24.93%
Revenue growth 3Y32.51%
Revenue growth 5Y18.6%
Sales Q2Q%46.76%
3.2 Future
Based on estimates for the next years, ONBPP will show a quite strong growth in Earnings Per Share. The EPS will grow by 16.23% on average per year.
Based on estimates for the next years, ONBPP will show a quite strong growth in Revenue. The Revenue will grow by 17.49% on average per year.
EPS Next Y16.34%
EPS Next 2Y18.91%
EPS Next 3Y16.23%
EPS Next 5YN/A
Revenue Next Year33.3%
Revenue Next 2Y23.94%
Revenue Next 3Y17.49%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 12.25, the valuation of ONBPP can be described as correct.
ONBPP's Price/Earnings ratio is in line with the industry average.
Compared to an average S&P500 Price/Earnings ratio of 26.91, ONBPP is valued rather cheaply.
Based on the Price/Forward Earnings ratio of 9.60, the valuation of ONBPP can be described as reasonable.
The rest of the industry has a similar Price/Forward Earnings ratio as ONBPP.
ONBPP's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 22.92.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.25 | ||
| Fwd PE | 9.6 |
4.2 Price Multiples
ONBPP's Price/Free Cash Flow ratio is a bit more expensive when compared to the industry. ONBPP is more expensive than 69.05% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 19.35 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
ONBPP's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
ONBPP's earnings are expected to grow with 16.23% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.75
PEG (5Y)2.04
EPS Next 2Y18.91%
EPS Next 3Y16.23%
5. Dividend
5.1 Amount
ONBPP has a Yearly Dividend Yield of 6.94%, which is a nice return.
Compared to an average industry Dividend Yield of 3.53, ONBPP pays a better dividend. On top of this ONBPP pays more dividend than 94.37% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 2.34, ONBPP pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.94% |
5.2 History
The dividend of ONBPP has a limited annual growth rate of 3.80%.
ONBPP has been paying a dividend for over 5 years, so it has already some track record.
ONBPP has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)3.8%
Div Incr Years0
Div Non Decr Years4
5.3 Sustainability
ONBPP pays out 37.16% of its income as dividend. This is a sustainable payout ratio.
The dividend of ONBPP is growing, but earnings are growing more, so the dividend growth is sustainable.
DP37.16%
EPS Next 2Y18.91%
EPS Next 3Y16.23%
NASDAQ:ONBPP (10/24/2025, 4:30:01 PM)
25.24
+0.15 (+0.6%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)
Earnings (Next)
Inst Owners94.32%
Inst Owner ChangeN/A
Ins Owners0.38%
Ins Owner ChangeN/A
Market Cap9.89B
Revenue(TTM)2.32B
Net Income(TTM)551.61M
Analysts77.33
Price Target30.5 (20.84%)
Short Float %0%
Short Ratio0.6
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.94% |
Yearly Dividend0.63
Dividend Growth(5Y)3.8%
DP37.16%
Div Incr Years0
Div Non Decr Years4
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)2.92%
Min EPS beat(2)1.5%
Max EPS beat(2)4.34%
EPS beat(4)3
Avg EPS beat(4)2.48%
Min EPS beat(4)-1.26%
Max EPS beat(4)5.32%
EPS beat(8)6
Avg EPS beat(8)1.54%
EPS beat(12)9
Avg EPS beat(12)1.62%
EPS beat(16)13
Avg EPS beat(16)6.22%
Revenue beat(2)1
Avg Revenue beat(2)1.31%
Min Revenue beat(2)-0.29%
Max Revenue beat(2)2.9%
Revenue beat(4)1
Avg Revenue beat(4)0.57%
Min Revenue beat(4)-0.29%
Max Revenue beat(4)2.9%
Revenue beat(8)2
Avg Revenue beat(8)0.2%
Revenue beat(12)5
Avg Revenue beat(12)1.32%
Revenue beat(16)8
Avg Revenue beat(16)1.85%
PT rev (1m)0.67%
PT rev (3m)4.91%
EPS NQ rev (1m)-0.42%
EPS NQ rev (3m)-1.64%
EPS NY rev (1m)0.16%
EPS NY rev (3m)-0.51%
Revenue NQ rev (1m)0.03%
Revenue NQ rev (3m)-0.45%
Revenue NY rev (1m)0.04%
Revenue NY rev (3m)0.39%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.25 | ||
| Fwd PE | 9.6 | ||
| P/S | 4.7 | ||
| P/FCF | 19.35 | ||
| P/OCF | 18.38 | ||
| P/B | 1.22 | ||
| P/tB | 1.91 | ||
| EV/EBITDA | N/A |
EPS(TTM)2.06
EY8.16%
EPS(NY)2.63
Fwd EY10.42%
FCF(TTM)1.3
FCFY5.17%
OCF(TTM)1.37
OCFY5.44%
SpS5.37
BVpS20.74
TBVpS13.22
PEG (NY)0.75
PEG (5Y)2.04
Graham Number31
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.78% | ||
| ROE | 6.79% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 26.21% | ||
| GM | N/A | ||
| FCFM | 24.29% |
ROA(3y)1.01%
ROA(5y)1.03%
ROE(3y)8.83%
ROE(5y)8.67%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-6.78%
PM growth 5Y-1.32%
GM growth 3YN/A
GM growth 5YN/A
F-Score4
Asset Turnover0.03
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.18 | ||
| Debt/FCF | 2.95 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 33.52% | ||
| Cap/Sales | 1.28% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | 92.66% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score4
WACC11.27%
ROIC/WACCN/A
Cap/Depr(3y)56.18%
Cap/Depr(5y)73.31%
Cap/Sales(3y)1.96%
Cap/Sales(5y)3.12%
Profit Quality(3y)128.38%
Profit Quality(5y)114.02%
High Growth Momentum
Growth
EPS 1Y (TTM)12.57%
EPS 3Y2.44%
EPS 5Y6%
EPS Q2Q%28.26%
EPS Next Y16.34%
EPS Next 2Y18.91%
EPS Next 3Y16.23%
EPS Next 5YN/A
Revenue 1Y (TTM)24.93%
Revenue growth 3Y32.51%
Revenue growth 5Y18.6%
Sales Q2Q%46.76%
Revenue Next Year33.3%
Revenue Next 2Y23.94%
Revenue Next 3Y17.49%
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-7.48%
FCF growth 3Y28.09%
FCF growth 5Y24.69%
OCF growth 1Y-8.83%
OCF growth 3Y23.5%
OCF growth 5Y21.63%
OLD NATL BANCORP - ONB 7 PERP / ONBPP FAQ
Can you provide the ChartMill fundamental rating for OLD NATL BANCORP - ONB 7 PERP?
ChartMill assigns a fundamental rating of 4 / 10 to ONBPP.
What is the valuation status for ONBPP stock?
ChartMill assigns a valuation rating of 4 / 10 to OLD NATL BANCORP - ONB 7 PERP (ONBPP). This can be considered as Fairly Valued.
Can you provide the profitability details for OLD NATL BANCORP - ONB 7 PERP?
OLD NATL BANCORP - ONB 7 PERP (ONBPP) has a profitability rating of 3 / 10.
What is the financial health of OLD NATL BANCORP - ONB 7 PERP (ONBPP) stock?
The financial health rating of OLD NATL BANCORP - ONB 7 PERP (ONBPP) is 2 / 10.
What is the expected EPS growth for OLD NATL BANCORP - ONB 7 PERP (ONBPP) stock?
The Earnings per Share (EPS) of OLD NATL BANCORP - ONB 7 PERP (ONBPP) is expected to grow by 16.34% in the next year.