OLD NATL BANCORP - ONB 7 PERP (ONBPP) Fundamental Analysis & Valuation

NASDAQ:ONBPPUS68003D2045

Current stock price

25.11 USD
-0.07 (-0.28%)
Last:

This ONBPP fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

3

1. ONBPP Profitability Analysis

1.1 Basic Checks

  • In the past year ONBPP was profitable.
  • ONBPP had a positive operating cash flow in the past year.
  • Each year in the past 5 years ONBPP has been profitable.
  • Each year in the past 5 years ONBPP had a positive operating cash flow.
ONBPP Yearly Net Income VS EBIT VS OCF VS FCFONBPP Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200M 400M 600M 800M

1.2 Ratios

  • ONBPP has a Return On Assets (0.91%) which is in line with its industry peers.
  • With a Return On Equity value of 7.69%, ONBPP is not doing good in the industry: 66.31% of the companies in the same industry are doing better.
Industry RankSector Rank
ROA 0.91%
ROE 7.69%
ROIC N/A
ROA(3y)1.01%
ROA(5y)1.01%
ROE(3y)8.7%
ROE(5y)8.68%
ROIC(3y)N/A
ROIC(5y)N/A
ONBPP Yearly ROA, ROE, ROICONBPP Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2 4 6 8 10

1.3 Margins

  • ONBPP's Profit Margin of 25.87% is in line compared to the rest of the industry. ONBPP outperforms 51.99% of its industry peers.
  • ONBPP's Profit Margin has been stable in the last couple of years.
  • ONBPP does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) 25.87%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y2.57%
PM growth 5Y-0.93%
GM growth 3YN/A
GM growth 5YN/A
ONBPP Yearly Profit, Operating, Gross MarginsONBPP Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10 20 30

2

2. ONBPP Health Analysis

2.1 Basic Checks

  • ONBPP does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • The number of shares outstanding for ONBPP has been increased compared to 1 year ago.
  • ONBPP has more shares outstanding than it did 5 years ago.
  • ONBPP has a better debt/assets ratio than last year.
ONBPP Yearly Shares OutstandingONBPP Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M
ONBPP Yearly Total Debt VS Total AssetsONBPP Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20B 40B 60B

2.2 Solvency

  • The Debt to FCF ratio of ONBPP is 1.90, which is an excellent value as it means it would take ONBPP, only 1.90 years of fcf income to pay off all of its debts.
  • Looking at the Debt to FCF ratio, with a value of 1.90, ONBPP is in line with its industry, outperforming 50.13% of the companies in the same industry.
  • ONBPP has a Debt/Equity ratio of 0.12. This is a healthy value indicating a solid balance between debt and equity.
  • Looking at the Debt to Equity ratio, with a value of 0.12, ONBPP is in line with its industry, outperforming 59.68% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.12
Debt/FCF 1.9
Altman-Z N/A
ROIC/WACCN/A
WACC11.62%
ONBPP Yearly LT Debt VS Equity VS FCFONBPP Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 2B 4B 6B 8B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
ONBPP Yearly Current Assets VS Current LiabilitesONBPP Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B 1.5B 2B

7

3. ONBPP Growth Analysis

3.1 Past

  • ONBPP shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 26.34%, which is quite impressive.
  • ONBPP shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 10.00% yearly.
  • The Revenue has grown by 41.64% in the past year. This is a very strong growth!
  • The Revenue has been growing by 24.76% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)26.34%
EPS 3Y4.3%
EPS 5Y10%
EPS Q2Q%35.56%
Revenue 1Y (TTM)41.64%
Revenue growth 3Y13.48%
Revenue growth 5Y24.76%
Sales Q2Q%45.97%

3.2 Future

  • The Earnings Per Share is expected to grow by 13.70% on average over the next years. This is quite good.
  • The Revenue is expected to grow by 7.99% on average over the next years.
EPS Next Y20.05%
EPS Next 2Y14.97%
EPS Next 3Y13.7%
EPS Next 5YN/A
Revenue Next Year14.74%
Revenue Next 2Y9.81%
Revenue Next 3Y7.99%
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
ONBPP Yearly Revenue VS EstimatesONBPP Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 1B 2B 3B
ONBPP Yearly EPS VS EstimatesONBPP Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 1 2 3

5

4. ONBPP Valuation Analysis

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 10.69, the valuation of ONBPP can be described as very reasonable.
  • Based on the Price/Earnings ratio, ONBPP is valued a bit cheaper than 72.41% of the companies in the same industry.
  • Compared to an average S&P500 Price/Earnings ratio of 27.42, ONBPP is valued rather cheaply.
  • The Price/Forward Earnings ratio is 8.67, which indicates a very decent valuation of ONBPP.
  • ONBPP's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. ONBPP is cheaper than 76.92% of the companies in the same industry.
  • ONBPP's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 22.29.
Industry RankSector Rank
PE 10.69
Fwd PE 8.67
ONBPP Price Earnings VS Forward Price EarningsONBPP Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Based on the Price/Free Cash Flow ratio, ONBPP is valued a bit more expensive than 62.07% of the companies in the same industry.
Industry RankSector Rank
P/FCF 15.22
EV/EBITDA N/A
ONBPP Per share dataONBPP EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10 15 20

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • A more expensive valuation may be justified as ONBPP's earnings are expected to grow with 13.70% in the coming years.
PEG (NY)0.53
PEG (5Y)1.07
EPS Next 2Y14.97%
EPS Next 3Y13.7%

6

5. ONBPP Dividend Analysis

5.1 Amount

  • ONBPP has a Yearly Dividend Yield of 2.42%. Purely for dividend investing, there may be better candidates out there.
  • ONBPP's Dividend Yield is comparable with the industry average which is at 2.55.
  • ONBPP's Dividend Yield is a higher than the S&P500 average which is at 1.81.
Industry RankSector Rank
Dividend Yield 2.42%

5.2 History

  • The dividend of ONBPP has a limited annual growth rate of 2.75%.
  • ONBPP has been paying a dividend for over 5 years, so it has already some track record.
  • As ONBPP did not decrease their dividend in the past 5 years, we can say the dividend looks stable.
Dividend Growth(5Y)2.75%
Div Incr Years0
Div Non Decr Years5
ONBPP Yearly Dividends per shareONBPP Yearly Dividends per shareYearly Dividends per share 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5

5.3 Sustainability

  • ONBPP pays out 34.47% of its income as dividend. This is a sustainable payout ratio.
  • The dividend of ONBPP is growing, but earnings are growing more, so the dividend growth is sustainable.
DP34.47%
EPS Next 2Y14.97%
EPS Next 3Y13.7%
ONBPP Yearly Income VS Free CF VS DividendONBPP Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200M 400M 600M
ONBPP Dividend Payout.ONBPP Dividend Payout, showing the Payout Ratio.ONBPP Dividend Payout.PayoutRetained Earnings

ONBPP Fundamentals: All Metrics, Ratios and Statistics

OLD NATL BANCORP - ONB 7 PERP

NASDAQ:ONBPP (4/24/2026, 8:00:42 PM)

25.11

-0.07 (-0.28%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)04-22
Earnings (Next)07-20
Inst Owners96.14%
Inst Owner ChangeN/A
Ins Owners0.3%
Ins Owner ChangeN/A
Market Cap9.70B
Revenue(TTM)2.74B
Net Income(TTM)653.12M
Analysts77.5
Price Target29.36 (16.93%)
Short Float %0%
Short Ratio1.02
Dividend
Industry RankSector Rank
Dividend Yield 2.42%
Yearly Dividend0.64
Dividend Growth(5Y)2.75%
DP34.47%
Div Incr Years0
Div Non Decr Years5
Ex-Date05-05
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)3.58%
Min EPS beat(2)3.55%
Max EPS beat(2)3.61%
EPS beat(4)4
Avg EPS beat(4)3.25%
Min EPS beat(4)1.5%
Max EPS beat(4)4.34%
EPS beat(8)7
Avg EPS beat(8)2.92%
EPS beat(12)10
Avg EPS beat(12)2.36%
EPS beat(16)13
Avg EPS beat(16)3.71%
Revenue beat(2)1
Avg Revenue beat(2)-1.49%
Min Revenue beat(2)-3.18%
Max Revenue beat(2)0.2%
Revenue beat(4)2
Avg Revenue beat(4)-0.09%
Min Revenue beat(4)-3.18%
Max Revenue beat(4)2.9%
Revenue beat(8)2
Avg Revenue beat(8)-0.45%
Revenue beat(12)4
Avg Revenue beat(12)-0.1%
Revenue beat(16)8
Avg Revenue beat(16)1.85%
PT rev (1m)1.05%
PT rev (3m)-0.39%
EPS NQ rev (1m)-0.42%
EPS NQ rev (3m)-0.28%
EPS NY rev (1m)-0.14%
EPS NY rev (3m)-0.68%
Revenue NQ rev (1m)-0.07%
Revenue NQ rev (3m)0.12%
Revenue NY rev (1m)-0.03%
Revenue NY rev (3m)0.07%
Valuation
Industry RankSector Rank
PE 10.69
Fwd PE 8.67
P/S 3.84
P/FCF 15.22
P/OCF 14.23
P/B 1.14
P/tB 1.74
EV/EBITDA N/A
EPS(TTM)2.35
EY9.36%
EPS(NY)2.89
Fwd EY11.53%
FCF(TTM)1.65
FCFY6.57%
OCF(TTM)1.76
OCFY7.03%
SpS6.53
BVpS21.99
TBVpS14.46
PEG (NY)0.53
PEG (5Y)1.07
Graham Number34.0979 (35.79%)
Profitability
Industry RankSector Rank
ROA 0.91%
ROE 7.69%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 25.87%
GM N/A
FCFM 25.25%
ROA(3y)1.01%
ROA(5y)1.01%
ROE(3y)8.7%
ROE(5y)8.68%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y2.57%
PM growth 5Y-0.93%
GM growth 3YN/A
GM growth 5YN/A
F-Score4
Asset Turnover0.03
Health
Industry RankSector Rank
Debt/Equity 0.12
Debt/FCF 1.9
Debt/EBITDA N/A
Cap/Depr 35.65%
Cap/Sales 1.75%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality 97.59%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score4
WACC11.62%
ROIC/WACCN/A
Cap/Depr(3y)47.78%
Cap/Depr(5y)66.07%
Cap/Sales(3y)1.81%
Cap/Sales(5y)2.73%
Profit Quality(3y)98.42%
Profit Quality(5y)116.85%
High Growth Momentum
Growth
EPS 1Y (TTM)26.34%
EPS 3Y4.3%
EPS 5Y10%
EPS Q2Q%35.56%
EPS Next Y20.05%
EPS Next 2Y14.97%
EPS Next 3Y13.7%
EPS Next 5YN/A
Revenue 1Y (TTM)41.64%
Revenue growth 3Y13.48%
Revenue growth 5Y24.76%
Sales Q2Q%45.97%
Revenue Next Year14.74%
Revenue Next 2Y9.81%
Revenue Next 3Y7.99%
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y7.67%
FCF growth 3Y-6.37%
FCF growth 5Y27.54%
OCF growth 1Y9.51%
OCF growth 3Y-5.77%
OCF growth 5Y25.4%

OLD NATL BANCORP - ONB 7 PERP / ONBPP Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for OLD NATL BANCORP - ONB 7 PERP?

ChartMill assigns a fundamental rating of 4 / 10 to ONBPP.


Can you provide the valuation status for OLD NATL BANCORP - ONB 7 PERP?

ChartMill assigns a valuation rating of 5 / 10 to OLD NATL BANCORP - ONB 7 PERP (ONBPP). This can be considered as Fairly Valued.


What is the profitability of ONBPP stock?

OLD NATL BANCORP - ONB 7 PERP (ONBPP) has a profitability rating of 3 / 10.


Can you provide the expected EPS growth for ONBPP stock?

The Earnings per Share (EPS) of OLD NATL BANCORP - ONB 7 PERP (ONBPP) is expected to grow by 20.05% in the next year.


Is the dividend of OLD NATL BANCORP - ONB 7 PERP sustainable?

The dividend rating of OLD NATL BANCORP - ONB 7 PERP (ONBPP) is 6 / 10 and the dividend payout ratio is 34.47%.