25.35 USD
0 (0%)
Taking everything into account, ONBPP scores 4 out of 10 in our fundamental rating. ONBPP was compared to 383 industry peers in the Banks industry. ONBPP has a bad profitability rating. Also its financial health evaluation is rather negative. ONBPP is growing strongly while it is still valued neutral. This is a good combination!
1. Profitability
1.1 Basic Checks
- ONBPP had positive earnings in the past year.
- In the past year ONBPP had a positive cash flow from operations.
- Each year in the past 5 years ONBPP has been profitable.
- Of the past 5 years ONBPP 4 years had a positive operating cash flow.
1.2 Ratios
- ONBPP has a Return On Assets of 0.83%. This is comparable to the rest of the industry: ONBPP outperforms 44.65% of its industry peers.
- ONBPP has a worse Return On Equity (7.10%) than 65.54% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.83% | ||
| ROE | 7.1% | ||
| ROIC | N/A |
ROA(3y)1.01%
ROA(5y)1.01%
ROE(3y)8.7%
ROE(5y)8.68%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- ONBPP has a Profit Margin (25.41%) which is comparable to the rest of the industry.
- ONBPP's Profit Margin has been stable in the last couple of years.
- The Operating Margin and Gross Margin are not available for ONBPP so they could not be analyzed.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 25.41% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y2.58%
PM growth 5Y-0.92%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
- ONBPP does not have a ROIC to compare to the WACC, probably because it is not profitable.
- Compared to 1 year ago, ONBPP has more shares outstanding
- The number of shares outstanding for ONBPP has been increased compared to 5 years ago.
- The debt/assets ratio for ONBPP has been reduced compared to a year ago.
2.2 Solvency
- The Debt to FCF ratio of ONBPP is 1.51, which is an excellent value as it means it would take ONBPP, only 1.51 years of fcf income to pay off all of its debts.
- Looking at the Debt to FCF ratio, with a value of 1.51, ONBPP is in line with its industry, outperforming 55.09% of the companies in the same industry.
- ONBPP has a Debt/Equity ratio of 0.13. This is a healthy value indicating a solid balance between debt and equity.
- ONBPP's Debt to Equity ratio of 0.13 is fine compared to the rest of the industry. ONBPP outperforms 61.36% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.13 | ||
| Debt/FCF | 1.51 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC11.29%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
- ONBPP shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 17.74%, which is quite good.
- The Earnings Per Share has been growing by 10.00% on average over the past years. This is quite good.
- Looking at the last year, ONBPP shows a very strong growth in Revenue. The Revenue has grown by 33.89%.
- ONBPP shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 24.75% yearly.
EPS 1Y (TTM)17.74%
EPS 3Y4.3%
EPS 5Y10%
EPS Q2Q%26.53%
Revenue 1Y (TTM)33.89%
Revenue growth 3Y13.47%
Revenue growth 5Y24.75%
Sales Q2Q%40.95%
3.2 Future
- The Earnings Per Share is expected to grow by 15.36% on average over the next years. This is quite good.
- ONBPP is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 7.99% yearly.
EPS Next Y20.87%
EPS Next 2Y15.36%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year14.66%
Revenue Next 2Y9.76%
Revenue Next 3Y7.99%
Revenue Next 5YN/A
3.3 Evolution
- The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
- The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- A Price/Earnings ratio of 11.58 indicates a reasonable valuation of ONBPP.
- ONBPP's Price/Earnings ratio is a bit cheaper when compared to the industry. ONBPP is cheaper than 64.49% of the companies in the same industry.
- Compared to an average S&P500 Price/Earnings ratio of 28.82, ONBPP is valued rather cheaply.
- ONBPP is valuated reasonably with a Price/Forward Earnings ratio of 9.58.
- Based on the Price/Forward Earnings ratio, ONBPP is valued a bit cheaper than 68.67% of the companies in the same industry.
- When comparing the Price/Forward Earnings ratio of ONBPP to the average of the S&P500 Index (25.95), we can say ONBPP is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.58 | ||
| Fwd PE | 9.58 |
4.2 Price Multiples
- ONBPP's Price/Free Cash Flow ratio is in line with the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 13.59 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- ONBPP's earnings are expected to grow with 15.36% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.55
PEG (5Y)1.16
EPS Next 2Y15.36%
EPS Next 3YN/A
5. Dividend
5.1 Amount
- ONBPP has a Yearly Dividend Yield of 2.36%. Purely for dividend investing, there may be better candidates out there.
- ONBPP's Dividend Yield is comparable with the industry average which is at 2.60.
- ONBPP's Dividend Yield is a higher than the S&P500 average which is at 1.82.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.36% |
5.2 History
- The dividend of ONBPP has a limited annual growth rate of 3.80%.
- ONBPP has been paying a dividend for over 5 years, so it has already some track record.
- ONBPP has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)3.8%
Div Incr Years0
Div Non Decr Years4
5.3 Sustainability
- 36.45% of the earnings are spent on dividend by ONBPP. This is a low number and sustainable payout ratio.
- The dividend of ONBPP is growing, but earnings are growing more, so the dividend growth is sustainable.
DP36.45%
EPS Next 2Y15.36%
EPS Next 3YN/A
OLD NATL BANCORP - ONB 7 PERP / ONBPP FAQ
Can you provide the ChartMill fundamental rating for OLD NATL BANCORP - ONB 7 PERP?
ChartMill assigns a fundamental rating of 4 / 10 to ONBPP.
Can you provide the valuation status for OLD NATL BANCORP - ONB 7 PERP?
ChartMill assigns a valuation rating of 6 / 10 to OLD NATL BANCORP - ONB 7 PERP (ONBPP). This can be considered as Fairly Valued.
Can you provide the profitability details for OLD NATL BANCORP - ONB 7 PERP?
OLD NATL BANCORP - ONB 7 PERP (ONBPP) has a profitability rating of 3 / 10.
What is the financial health of OLD NATL BANCORP - ONB 7 PERP (ONBPP) stock?
The financial health rating of OLD NATL BANCORP - ONB 7 PERP (ONBPP) is 3 / 10.
What is the earnings growth outlook for OLD NATL BANCORP - ONB 7 PERP?
The Earnings per Share (EPS) of OLD NATL BANCORP - ONB 7 PERP (ONBPP) is expected to grow by 20.87% in the next year.