OLD NATL BANCORP - ONB 7 PERP (ONBPO) Stock Fundamental Analysis

NASDAQ:ONBPO • US68003D3035

25.32 USD
-0.05 (-0.2%)
Last: Mar 2, 2026, 08:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

5

ONBPO gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 379 industry peers in the Banks industry. ONBPO may be in some trouble as it scores bad on both profitability and health. ONBPO is not priced too expensively while it is growing strongly. Keep and eye on this one! Finally ONBPO also has an excellent dividend rating.


Dividend Valuation Growth Profitability Health

3

1. Profitability

1.1 Basic Checks

  • ONBPO had positive earnings in the past year.
  • ONBPO had a positive operating cash flow in the past year.
  • Each year in the past 5 years ONBPO has been profitable.
  • Of the past 5 years ONBPO 4 years had a positive operating cash flow.
ONBPO Yearly Net Income VS EBIT VS OCF VS FCFONBPO Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200M 400M 600M 800M

1.2 Ratios

  • Looking at the Return On Assets, with a value of 0.83%, ONBPO is in line with its industry, outperforming 42.22% of the companies in the same industry.
  • ONBPO's Return On Equity of 7.10% is on the low side compared to the rest of the industry. ONBPO is outperformed by 67.02% of its industry peers.
Industry RankSector Rank
ROA 0.83%
ROE 7.1%
ROIC N/A
ROA(3y)1.01%
ROA(5y)1.01%
ROE(3y)8.7%
ROE(5y)8.68%
ROIC(3y)N/A
ROIC(5y)N/A
ONBPO Yearly ROA, ROE, ROICONBPO Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2 4 6 8 10

1.3 Margins

  • ONBPO has a Profit Margin of 25.41%. This is comparable to the rest of the industry: ONBPO outperforms 56.46% of its industry peers.
  • ONBPO's Profit Margin has been stable in the last couple of years.
  • The Operating Margin and Gross Margin are not available for ONBPO so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) 25.41%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y2.58%
PM growth 5Y-0.92%
GM growth 3YN/A
GM growth 5YN/A
ONBPO Yearly Profit, Operating, Gross MarginsONBPO Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10 20 30

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ROAROEROICOperating and Profit MarginShow most profitable peers

3

2. Health

2.1 Basic Checks

  • ONBPO does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • ONBPO has more shares outstanding than it did 1 year ago.
  • ONBPO has more shares outstanding than it did 5 years ago.
  • Compared to 1 year ago, ONBPO has an improved debt to assets ratio.
ONBPO Yearly Shares OutstandingONBPO Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M
ONBPO Yearly Total Debt VS Total AssetsONBPO Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20B 40B 60B

2.2 Solvency

  • The Debt to FCF ratio of ONBPO is 1.51, which is an excellent value as it means it would take ONBPO, only 1.51 years of fcf income to pay off all of its debts.
  • ONBPO's Debt to FCF ratio of 1.51 is in line compared to the rest of the industry. ONBPO outperforms 55.15% of its industry peers.
  • ONBPO has a Debt/Equity ratio of 0.13. This is a healthy value indicating a solid balance between debt and equity.
  • ONBPO's Debt to Equity ratio of 0.13 is fine compared to the rest of the industry. ONBPO outperforms 60.69% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.13
Debt/FCF 1.51
Altman-Z N/A
ROIC/WACCN/A
WACC11.07%
ONBPO Yearly LT Debt VS Equity VS FCFONBPO Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 2B 4B 6B 8B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
ONBPO Yearly Current Assets VS Current LiabilitesONBPO Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B 1.5B 2B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

7

3. Growth

3.1 Past

  • ONBPO shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 17.74%, which is quite good.
  • ONBPO shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 10.00% yearly.
  • Looking at the last year, ONBPO shows a very strong growth in Revenue. The Revenue has grown by 33.89%.
  • ONBPO shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 24.75% yearly.
EPS 1Y (TTM)17.74%
EPS 3Y4.3%
EPS 5Y10%
EPS Q2Q%26.53%
Revenue 1Y (TTM)33.89%
Revenue growth 3Y13.47%
Revenue growth 5Y24.75%
Sales Q2Q%40.95%

3.2 Future

  • The Earnings Per Share is expected to grow by 14.14% on average over the next years. This is quite good.
  • Based on estimates for the next years, ONBPO will show a small growth in Revenue. The Revenue will grow by 7.91% on average per year.
EPS Next Y20.65%
EPS Next 2Y15.3%
EPS Next 3Y14.14%
EPS Next 5YN/A
Revenue Next Year14.7%
Revenue Next 2Y9.74%
Revenue Next 3Y7.91%
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
ONBPO Yearly Revenue VS EstimatesONBPO Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 1B 2B 3B
ONBPO Yearly EPS VS EstimatesONBPO Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 1 2 3

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Find the best growth stocksShow best growing peers

5

4. Valuation

4.1 Price/Earnings Ratio

  • ONBPO is valuated reasonably with a Price/Earnings ratio of 11.56.
  • The rest of the industry has a similar Price/Earnings ratio as ONBPO.
  • When comparing the Price/Earnings ratio of ONBPO to the average of the S&P500 Index (27.13), we can say ONBPO is valued rather cheaply.
  • The Price/Forward Earnings ratio is 9.58, which indicates a very decent valuation of ONBPO.
  • ONBPO's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. ONBPO is cheaper than 67.81% of the companies in the same industry.
  • The average S&P500 Price/Forward Earnings ratio is at 28.11. ONBPO is valued rather cheaply when compared to this.
Industry RankSector Rank
PE 11.56
Fwd PE 9.58
ONBPO Price Earnings VS Forward Price EarningsONBPO Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Compared to the rest of the industry, the Price/Free Cash Flow ratio of ONBPO is on the same level as its industry peers.
Industry RankSector Rank
P/FCF 13.53
EV/EBITDA N/A
ONBPO Per share dataONBPO EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10 15 20

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • A more expensive valuation may be justified as ONBPO's earnings are expected to grow with 14.14% in the coming years.
PEG (NY)0.56
PEG (5Y)1.16
EPS Next 2Y15.3%
EPS Next 3Y14.14%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

8

5. Dividend

5.1 Amount

  • With a Yearly Dividend Yield of 6.94%, ONBPO is a good candidate for dividend investing.
  • ONBPO's Dividend Yield is rather good when compared to the industry average which is at 2.73. ONBPO pays more dividend than 96.57% of the companies in the same industry.
  • Compared to an average S&P500 Dividend Yield of 1.82, ONBPO pays a better dividend.
Industry RankSector Rank
Dividend Yield 6.94%

5.2 History

  • The dividend of ONBPO has a limited annual growth rate of 2.75%.
  • ONBPO has been paying a dividend for over 5 years, so it has already some track record.
  • ONBPO has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)2.75%
Div Incr Years0
Div Non Decr Years4
ONBPO Yearly Dividends per shareONBPO Yearly Dividends per shareYearly Dividends per share 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5

5.3 Sustainability

  • 36.45% of the earnings are spent on dividend by ONBPO. This is a low number and sustainable payout ratio.
  • ONBPO's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP36.45%
EPS Next 2Y15.3%
EPS Next 3Y14.14%
ONBPO Yearly Income VS Free CF VS DividendONBPO Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200M 400M 600M
ONBPO Dividend Payout.ONBPO Dividend Payout, showing the Payout Ratio.ONBPO Dividend Payout.PayoutRetained Earnings

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Find the best dividend stocksShow peers with best dividend

OLD NATL BANCORP - ONB 7 PERP

NASDAQ:ONBPO (3/2/2026, 8:00:02 PM)

25.32

-0.05 (-0.2%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)01-21
Earnings (Next)04-20
Inst Owners96.98%
Inst Owner ChangeN/A
Ins Owners0.3%
Ins Owner ChangeN/A
Market Cap9.87B
Revenue(TTM)2.52B
Net Income(TTM)590.37M
Analysts78.67
Price Target29.21 (15.36%)
Short Float %0%
Short Ratio0.94
Dividend
Industry RankSector Rank
Dividend Yield 6.94%
Yearly Dividend0.64
Dividend Growth(5Y)2.75%
DP36.45%
Div Incr Years0
Div Non Decr Years4
Ex-Date05-05
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)2.55%
Min EPS beat(2)1.5%
Max EPS beat(2)3.61%
EPS beat(4)4
Avg EPS beat(4)3.69%
Min EPS beat(4)1.5%
Max EPS beat(4)5.32%
EPS beat(8)6
Avg EPS beat(8)1.87%
EPS beat(12)9
Avg EPS beat(12)1.81%
EPS beat(16)13
Avg EPS beat(16)5.42%
Revenue beat(2)2
Avg Revenue beat(2)1.55%
Min Revenue beat(2)0.2%
Max Revenue beat(2)2.9%
Revenue beat(4)2
Avg Revenue beat(4)0.68%
Min Revenue beat(4)-0.29%
Max Revenue beat(4)2.9%
Revenue beat(8)3
Avg Revenue beat(8)0.25%
Revenue beat(12)5
Avg Revenue beat(12)1.06%
Revenue beat(16)8
Avg Revenue beat(16)1.82%
PT rev (1m)-1.08%
PT rev (3m)-8.18%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0.11%
EPS NY rev (1m)-0.19%
EPS NY rev (3m)0.16%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-0.07%
Revenue NY rev (1m)0.03%
Revenue NY rev (3m)0.07%
Valuation
Industry RankSector Rank
PE 11.56
Fwd PE 9.58
P/S 4.25
P/FCF 13.53
P/OCF 13.02
P/B 1.19
P/tB 1.83
EV/EBITDA N/A
EPS(TTM)2.19
EY8.65%
EPS(NY)2.64
Fwd EY10.44%
FCF(TTM)1.87
FCFY7.39%
OCF(TTM)1.95
OCFY7.68%
SpS5.96
BVpS21.32
TBVpS13.81
PEG (NY)0.56
PEG (5Y)1.16
Graham Number32.42
Profitability
Industry RankSector Rank
ROA 0.83%
ROE 7.1%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 25.41%
GM N/A
FCFM 31.38%
ROA(3y)1.01%
ROA(5y)1.01%
ROE(3y)8.7%
ROE(5y)8.68%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y2.58%
PM growth 5Y-0.92%
GM growth 3YN/A
GM growth 5YN/A
F-Score3
Asset Turnover0.03
Health
Industry RankSector Rank
Debt/Equity 0.13
Debt/FCF 1.51
Debt/EBITDA N/A
Cap/Depr 28.47%
Cap/Sales 1.25%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality 123.5%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score3
WACC11.07%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)17.74%
EPS 3Y4.3%
EPS 5Y10%
EPS Q2Q%26.53%
EPS Next Y20.65%
EPS Next 2Y15.3%
EPS Next 3Y14.14%
EPS Next 5YN/A
Revenue 1Y (TTM)33.89%
Revenue growth 3Y13.47%
Revenue growth 5Y24.75%
Sales Q2Q%40.95%
Revenue Next Year14.7%
Revenue Next 2Y9.74%
Revenue Next 3Y7.91%
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y71.33%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y65.02%
OCF growth 3YN/A
OCF growth 5YN/A

OLD NATL BANCORP - ONB 7 PERP / ONBPO FAQ

What is the ChartMill fundamental rating of OLD NATL BANCORP - ONB 7 PERP (ONBPO) stock?

ChartMill assigns a fundamental rating of 5 / 10 to ONBPO.


What is the valuation status for ONBPO stock?

ChartMill assigns a valuation rating of 5 / 10 to OLD NATL BANCORP - ONB 7 PERP (ONBPO). This can be considered as Fairly Valued.


How profitable is OLD NATL BANCORP - ONB 7 PERP (ONBPO) stock?

OLD NATL BANCORP - ONB 7 PERP (ONBPO) has a profitability rating of 3 / 10.


What are the PE and PB ratios of OLD NATL BANCORP - ONB 7 PERP (ONBPO) stock?

The Price/Earnings (PE) ratio for OLD NATL BANCORP - ONB 7 PERP (ONBPO) is 11.56 and the Price/Book (PB) ratio is 1.19.


How financially healthy is OLD NATL BANCORP - ONB 7 PERP?

The financial health rating of OLD NATL BANCORP - ONB 7 PERP (ONBPO) is 3 / 10.