OLD NATL BANCORP - ONB 7 PERP (ONBPO) Stock Fundamental Analysis
USA - NASDAQ:ONBPO - US68003D3035
25.1679 USD
-0.28 (-1.11%)
Taking everything into account, ONBPO scores 4 out of 10 in our fundamental rating. ONBPO was compared to 390 industry peers in the Banks industry. ONBPO has a bad profitability rating. Also its financial health evaluation is rather negative. ONBPO is not priced too expensively while it is growing strongly. Keep and eye on this one! Finally ONBPO also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
ONBPO had positive earnings in the past year.
In the past year ONBPO had a positive cash flow from operations.
Each year in the past 5 years ONBPO has been profitable.
Each year in the past 5 years ONBPO had a positive operating cash flow.
1.2 Ratios
With a Return On Assets value of 0.78%, ONBPO perfoms like the industry average, outperforming 43.99% of the companies in the same industry.
Looking at the Return On Equity, with a value of 6.79%, ONBPO is doing worse than 65.98% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.78% | ||
| ROE | 6.79% | ||
| ROIC | N/A |
ROA(3y)1.01%
ROA(5y)1.03%
ROE(3y)8.83%
ROE(5y)8.67%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
With a decent Profit Margin value of 26.21%, ONBPO is doing good in the industry, outperforming 65.22% of the companies in the same industry.
In the last couple of years the Profit Margin of ONBPO has remained more or less at the same level.
The Operating Margin and Gross Margin are not available for ONBPO so they could not be analyzed.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 26.21% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-6.78%
PM growth 5Y-1.32%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
ONBPO does not have a ROIC to compare to the WACC, probably because it is not profitable.
ONBPO has more shares outstanding than it did 1 year ago.
Compared to 5 years ago, ONBPO has more shares outstanding
ONBPO has a better debt/assets ratio than last year.
2.2 Solvency
The Debt to FCF ratio of ONBPO is 2.95, which is a good value as it means it would take ONBPO, 2.95 years of fcf income to pay off all of its debts.
ONBPO's Debt to FCF ratio of 2.95 is on the low side compared to the rest of the industry. ONBPO is outperformed by 60.36% of its industry peers.
ONBPO has a Debt/Equity ratio of 0.18. This is a healthy value indicating a solid balance between debt and equity.
ONBPO's Debt to Equity ratio of 0.18 is in line compared to the rest of the industry. ONBPO outperforms 49.62% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.18 | ||
| Debt/FCF | 2.95 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC11.29%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
The Earnings Per Share has grown by an nice 12.57% over the past year.
Measured over the past 5 years, ONBPO shows a small growth in Earnings Per Share. The EPS has been growing by 6.00% on average per year.
Looking at the last year, ONBPO shows a very strong growth in Revenue. The Revenue has grown by 24.93%.
Measured over the past years, ONBPO shows a quite strong growth in Revenue. The Revenue has been growing by 18.60% on average per year.
EPS 1Y (TTM)12.57%
EPS 3Y2.44%
EPS 5Y6%
EPS Q2Q%28.26%
Revenue 1Y (TTM)24.93%
Revenue growth 3Y32.51%
Revenue growth 5Y18.6%
Sales Q2Q%46.76%
3.2 Future
The Earnings Per Share is expected to grow by 16.23% on average over the next years. This is quite good.
Based on estimates for the next years, ONBPO will show a quite strong growth in Revenue. The Revenue will grow by 17.49% on average per year.
EPS Next Y16.34%
EPS Next 2Y18.91%
EPS Next 3Y16.23%
EPS Next 5YN/A
Revenue Next Year33.3%
Revenue Next 2Y23.94%
Revenue Next 3Y17.49%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 12.22, the valuation of ONBPO can be described as correct.
ONBPO's Price/Earnings is on the same level as the industry average.
ONBPO's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 26.89.
With a Price/Forward Earnings ratio of 9.57, the valuation of ONBPO can be described as very reasonable.
Compared to the rest of the industry, the Price/Forward Earnings ratio of ONBPO is on the same level as its industry peers.
ONBPO is valuated cheaply when we compare the Price/Forward Earnings ratio to 22.99, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.22 | ||
| Fwd PE | 9.57 |
4.2 Price Multiples
Based on the Price/Free Cash Flow ratio, ONBPO is valued a bit more expensive than 68.29% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 19.29 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
A more expensive valuation may be justified as ONBPO's earnings are expected to grow with 16.23% in the coming years.
PEG (NY)0.75
PEG (5Y)2.04
EPS Next 2Y18.91%
EPS Next 3Y16.23%
5. Dividend
5.1 Amount
ONBPO has a Yearly Dividend Yield of 6.88%, which is a nice return.
ONBPO's Dividend Yield is rather good when compared to the industry average which is at 3.53. ONBPO pays more dividend than 94.88% of the companies in the same industry.
Compared to an average S&P500 Dividend Yield of 2.31, ONBPO pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.88% |
5.2 History
The dividend of ONBPO has a limited annual growth rate of 3.80%.
ONBPO has been paying a dividend for over 5 years, so it has already some track record.
ONBPO has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)3.8%
Div Incr Years0
Div Non Decr Years4
5.3 Sustainability
37.16% of the earnings are spent on dividend by ONBPO. This is a low number and sustainable payout ratio.
ONBPO's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP37.16%
EPS Next 2Y18.91%
EPS Next 3Y16.23%
NASDAQ:ONBPO (10/24/2025, 8:00:02 PM)
25.1679
-0.28 (-1.11%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)
Earnings (Next)
Inst Owners94.32%
Inst Owner ChangeN/A
Ins Owners0.38%
Ins Owner ChangeN/A
Market Cap9.86B
Revenue(TTM)2.32B
Net Income(TTM)551.61M
Analysts77.33
Price Target30.63 (21.7%)
Short Float %0%
Short Ratio0.39
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.88% |
Yearly Dividend0.63
Dividend Growth(5Y)3.8%
DP37.16%
Div Incr Years0
Div Non Decr Years4
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)2.92%
Min EPS beat(2)1.5%
Max EPS beat(2)4.34%
EPS beat(4)3
Avg EPS beat(4)2.48%
Min EPS beat(4)-1.26%
Max EPS beat(4)5.32%
EPS beat(8)6
Avg EPS beat(8)1.54%
EPS beat(12)9
Avg EPS beat(12)1.62%
EPS beat(16)13
Avg EPS beat(16)6.22%
Revenue beat(2)1
Avg Revenue beat(2)1.31%
Min Revenue beat(2)-0.29%
Max Revenue beat(2)2.9%
Revenue beat(4)1
Avg Revenue beat(4)0.57%
Min Revenue beat(4)-0.29%
Max Revenue beat(4)2.9%
Revenue beat(8)2
Avg Revenue beat(8)0.2%
Revenue beat(12)5
Avg Revenue beat(12)1.32%
Revenue beat(16)8
Avg Revenue beat(16)1.85%
PT rev (1m)1.19%
PT rev (3m)5.6%
EPS NQ rev (1m)-0.26%
EPS NQ rev (3m)-0.3%
EPS NY rev (1m)-0.12%
EPS NY rev (3m)-0.63%
Revenue NQ rev (1m)0.03%
Revenue NQ rev (3m)-0.2%
Revenue NY rev (1m)0.12%
Revenue NY rev (3m)0.47%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.22 | ||
| Fwd PE | 9.57 | ||
| P/S | 4.69 | ||
| P/FCF | 19.29 | ||
| P/OCF | 18.33 | ||
| P/B | 1.21 | ||
| P/tB | 1.9 | ||
| EV/EBITDA | N/A |
EPS(TTM)2.06
EY8.19%
EPS(NY)2.63
Fwd EY10.45%
FCF(TTM)1.3
FCFY5.18%
OCF(TTM)1.37
OCFY5.46%
SpS5.37
BVpS20.74
TBVpS13.22
PEG (NY)0.75
PEG (5Y)2.04
Graham Number31
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.78% | ||
| ROE | 6.79% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 26.21% | ||
| GM | N/A | ||
| FCFM | 24.29% |
ROA(3y)1.01%
ROA(5y)1.03%
ROE(3y)8.83%
ROE(5y)8.67%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-6.78%
PM growth 5Y-1.32%
GM growth 3YN/A
GM growth 5YN/A
F-Score4
Asset Turnover0.03
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.18 | ||
| Debt/FCF | 2.95 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 33.52% | ||
| Cap/Sales | 1.28% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | 92.66% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score4
WACC11.29%
ROIC/WACCN/A
Cap/Depr(3y)56.18%
Cap/Depr(5y)73.31%
Cap/Sales(3y)1.96%
Cap/Sales(5y)3.12%
Profit Quality(3y)128.38%
Profit Quality(5y)114.02%
High Growth Momentum
Growth
EPS 1Y (TTM)12.57%
EPS 3Y2.44%
EPS 5Y6%
EPS Q2Q%28.26%
EPS Next Y16.34%
EPS Next 2Y18.91%
EPS Next 3Y16.23%
EPS Next 5YN/A
Revenue 1Y (TTM)24.93%
Revenue growth 3Y32.51%
Revenue growth 5Y18.6%
Sales Q2Q%46.76%
Revenue Next Year33.3%
Revenue Next 2Y23.94%
Revenue Next 3Y17.49%
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-7.48%
FCF growth 3Y28.09%
FCF growth 5Y24.69%
OCF growth 1Y-8.83%
OCF growth 3Y23.5%
OCF growth 5Y21.63%
OLD NATL BANCORP - ONB 7 PERP / ONBPO FAQ
What is the ChartMill fundamental rating of OLD NATL BANCORP - ONB 7 PERP (ONBPO) stock?
ChartMill assigns a fundamental rating of 4 / 10 to ONBPO.
What is the valuation status of OLD NATL BANCORP - ONB 7 PERP (ONBPO) stock?
ChartMill assigns a valuation rating of 4 / 10 to OLD NATL BANCORP - ONB 7 PERP (ONBPO). This can be considered as Fairly Valued.
How profitable is OLD NATL BANCORP - ONB 7 PERP (ONBPO) stock?
OLD NATL BANCORP - ONB 7 PERP (ONBPO) has a profitability rating of 3 / 10.
How financially healthy is OLD NATL BANCORP - ONB 7 PERP?
The financial health rating of OLD NATL BANCORP - ONB 7 PERP (ONBPO) is 2 / 10.
Can you provide the dividend sustainability for ONBPO stock?
The dividend rating of OLD NATL BANCORP - ONB 7 PERP (ONBPO) is 8 / 10 and the dividend payout ratio is 37.16%.