OLD NATL BANCORP - ONB 7 PERP (ONBPO) Fundamental Analysis & Valuation

NASDAQ:ONBPO • US68003D3035

Current stock price

25.09 USD
+0.12 (+0.48%)
Last:

This ONBPO fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

3

1. ONBPO Profitability Analysis

1.1 Basic Checks

  • In the past year ONBPO was profitable.
  • In the past year ONBPO had a positive cash flow from operations.
  • Each year in the past 5 years ONBPO has been profitable.
  • In the past 5 years ONBPO always reported a positive cash flow from operatings.
ONBPO Yearly Net Income VS EBIT VS OCF VS FCFONBPO Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200M 400M 600M 800M

1.2 Ratios

  • ONBPO's Return On Assets of 0.91% is in line compared to the rest of the industry. ONBPO outperforms 42.55% of its industry peers.
  • Looking at the Return On Equity, with a value of 7.69%, ONBPO is doing worse than 66.76% of the companies in the same industry.
Industry RankSector Rank
ROA 0.91%
ROE 7.69%
ROIC N/A
ROA(3y)1.01%
ROA(5y)1.01%
ROE(3y)8.7%
ROE(5y)8.68%
ROIC(3y)N/A
ROIC(5y)N/A
ONBPO Yearly ROA, ROE, ROICONBPO Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2 4 6 8 10

1.3 Margins

  • The Profit Margin of ONBPO (25.87%) is comparable to the rest of the industry.
  • ONBPO's Profit Margin has been stable in the last couple of years.
  • ONBPO does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) 25.87%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y2.57%
PM growth 5Y-0.93%
GM growth 3YN/A
GM growth 5YN/A
ONBPO Yearly Profit, Operating, Gross MarginsONBPO Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10 20 30

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2

2. ONBPO Health Analysis

2.1 Basic Checks

  • ONBPO does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • The number of shares outstanding for ONBPO has been increased compared to 1 year ago.
  • ONBPO has more shares outstanding than it did 5 years ago.
  • The debt/assets ratio for ONBPO has been reduced compared to a year ago.
ONBPO Yearly Shares OutstandingONBPO Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M
ONBPO Yearly Total Debt VS Total AssetsONBPO Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20B 40B 60B

2.2 Solvency

  • The Debt to FCF ratio of ONBPO is 1.90, which is an excellent value as it means it would take ONBPO, only 1.90 years of fcf income to pay off all of its debts.
  • With a Debt to FCF ratio value of 1.90, ONBPO perfoms like the industry average, outperforming 50.00% of the companies in the same industry.
  • ONBPO has a Debt/Equity ratio of 0.12. This is a healthy value indicating a solid balance between debt and equity.
  • ONBPO has a Debt to Equity ratio (0.12) which is comparable to the rest of the industry.
Industry RankSector Rank
Debt/Equity 0.12
Debt/FCF 1.9
Altman-Z N/A
ROIC/WACCN/A
WACC11.68%
ONBPO Yearly LT Debt VS Equity VS FCFONBPO Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 2B 4B 6B 8B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
ONBPO Yearly Current Assets VS Current LiabilitesONBPO Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B 1.5B 2B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

7

3. ONBPO Growth Analysis

3.1 Past

  • ONBPO shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 26.34%, which is quite impressive.
  • The Earnings Per Share has been growing by 10.00% on average over the past years. This is quite good.
  • ONBPO shows a strong growth in Revenue. In the last year, the Revenue has grown by 41.64%.
  • ONBPO shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 24.76% yearly.
EPS 1Y (TTM)26.34%
EPS 3Y4.3%
EPS 5Y10%
EPS Q2Q%35.56%
Revenue 1Y (TTM)41.64%
Revenue growth 3Y13.48%
Revenue growth 5Y24.76%
Sales Q2Q%44.34%

3.2 Future

  • Based on estimates for the next years, ONBPO will show a quite strong growth in Earnings Per Share. The EPS will grow by 13.70% on average per year.
  • The Revenue is expected to grow by 7.99% on average over the next years.
EPS Next Y20.05%
EPS Next 2Y14.97%
EPS Next 3Y13.7%
EPS Next 5YN/A
Revenue Next Year14.74%
Revenue Next 2Y9.81%
Revenue Next 3Y7.99%
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
ONBPO Yearly Revenue VS EstimatesONBPO Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 1B 2B 3B
ONBPO Yearly EPS VS EstimatesONBPO Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 1 2 3

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5

4. ONBPO Valuation Analysis

4.1 Price/Earnings Ratio

  • ONBPO is valuated reasonably with a Price/Earnings ratio of 10.68.
  • ONBPO's Price/Earnings ratio is a bit cheaper when compared to the industry. ONBPO is cheaper than 71.01% of the companies in the same industry.
  • Compared to an average S&P500 Price/Earnings ratio of 26.51, ONBPO is valued rather cheaply.
  • The Price/Forward Earnings ratio is 8.67, which indicates a very decent valuation of ONBPO.
  • Based on the Price/Forward Earnings ratio, ONBPO is valued a bit cheaper than 74.73% of the companies in the same industry.
  • ONBPO is valuated cheaply when we compare the Price/Forward Earnings ratio to 21.41, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 10.68
Fwd PE 8.67
ONBPO Price Earnings VS Forward Price EarningsONBPO Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Compared to the rest of the industry, the Price/Free Cash Flow ratio of ONBPO indicates a slightly more expensive valuation: ONBPO is more expensive than 60.90% of the companies listed in the same industry.
Industry RankSector Rank
P/FCF 15.21
EV/EBITDA N/A
ONBPO Per share dataONBPO EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10 15 20

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • ONBPO's earnings are expected to grow with 13.70% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.53
PEG (5Y)1.07
EPS Next 2Y14.97%
EPS Next 3Y13.7%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

6

5. ONBPO Dividend Analysis

5.1 Amount

  • ONBPO has a Yearly Dividend Yield of 2.42%. Purely for dividend investing, there may be better candidates out there.
  • Compared to an average industry Dividend Yield of 2.56, ONBPO has a dividend in line with its industry peers.
  • Compared to an average S&P500 Dividend Yield of 1.80, ONBPO pays a bit more dividend than the S&P500 average.
Industry RankSector Rank
Dividend Yield 2.42%

5.2 History

  • The dividend of ONBPO has a limited annual growth rate of 2.75%.
  • ONBPO has been paying a dividend for over 5 years, so it has already some track record.
  • As ONBPO did not decrease their dividend in the past 5 years, we can say the dividend looks stable.
Dividend Growth(5Y)2.75%
Div Incr Years0
Div Non Decr Years5
ONBPO Yearly Dividends per shareONBPO Yearly Dividends per shareYearly Dividends per share 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5

5.3 Sustainability

  • 34.47% of the earnings are spent on dividend by ONBPO. This is a low number and sustainable payout ratio.
  • The dividend of ONBPO is growing, but earnings are growing more, so the dividend growth is sustainable.
DP34.47%
EPS Next 2Y14.97%
EPS Next 3Y13.7%
ONBPO Yearly Income VS Free CF VS DividendONBPO Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200M 400M 600M
ONBPO Dividend Payout.ONBPO Dividend Payout, showing the Payout Ratio.ONBPO Dividend Payout.PayoutRetained Earnings

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ONBPO Fundamentals: All Metrics, Ratios and Statistics

OLD NATL BANCORP - ONB 7 PERP

NASDAQ:ONBPO (5/1/2026, 8:00:02 PM)

25.09

+0.12 (+0.48%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Industry Strength69.57
Industry Growth91.3
Earnings (Last)04-22
Earnings (Next)07-20
Inst Owners96.14%
Inst Owner ChangeN/A
Ins Owners0.3%
Ins Owner ChangeN/A
Market Cap9.69B
Revenue(TTM)2.74B
Net Income(TTM)653.12M
Analysts77.5
Price Target29.95 (19.37%)
Short Float %0%
Short Ratio0.65
Dividend
Industry RankSector Rank
Dividend Yield 2.42%
Yearly Dividend0.64
Dividend Growth(5Y)2.75%
DP34.47%
Div Incr Years0
Div Non Decr Years5
Ex-Date05-05
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)3.58%
Min EPS beat(2)3.55%
Max EPS beat(2)3.61%
EPS beat(4)4
Avg EPS beat(4)3.25%
Min EPS beat(4)1.5%
Max EPS beat(4)4.34%
EPS beat(8)7
Avg EPS beat(8)2.92%
EPS beat(12)10
Avg EPS beat(12)2.36%
EPS beat(16)13
Avg EPS beat(16)3.71%
Revenue beat(2)1
Avg Revenue beat(2)-1.49%
Min Revenue beat(2)-3.18%
Max Revenue beat(2)0.2%
Revenue beat(4)2
Avg Revenue beat(4)-0.09%
Min Revenue beat(4)-3.18%
Max Revenue beat(4)2.9%
Revenue beat(8)2
Avg Revenue beat(8)-0.45%
Revenue beat(12)4
Avg Revenue beat(12)-0.1%
Revenue beat(16)8
Avg Revenue beat(16)1.85%
PT rev (1m)2.56%
PT rev (3m)1.45%
EPS NQ rev (1m)-0.42%
EPS NQ rev (3m)-0.42%
EPS NY rev (1m)-0.14%
EPS NY rev (3m)-0.68%
Revenue NQ rev (1m)-0.07%
Revenue NQ rev (3m)-0.01%
Revenue NY rev (1m)0.03%
Revenue NY rev (3m)0.07%
Valuation
Industry RankSector Rank
PE 10.68
Fwd PE 8.67
P/S 3.84
P/FCF 15.21
P/OCF 14.22
P/B 1.14
P/tB 1.73
EV/EBITDA N/A
EPS(TTM)2.35
EY9.37%
EPS(NY)2.89
Fwd EY11.54%
FCF(TTM)1.65
FCFY6.58%
OCF(TTM)1.76
OCFY7.03%
SpS6.53
BVpS21.99
TBVpS14.46
PEG (NY)0.53
PEG (5Y)1.07
Graham Number34.0979 (35.9%)
Profitability
Industry RankSector Rank
ROA 0.91%
ROE 7.69%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 25.87%
GM N/A
FCFM 25.25%
ROA(3y)1.01%
ROA(5y)1.01%
ROE(3y)8.7%
ROE(5y)8.68%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y2.57%
PM growth 5Y-0.93%
GM growth 3YN/A
GM growth 5YN/A
F-Score4
Asset Turnover0.03
Health
Industry RankSector Rank
Debt/Equity 0.12
Debt/FCF 1.9
Debt/EBITDA N/A
Cap/Depr 35.65%
Cap/Sales 1.75%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality 97.59%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score4
WACC11.68%
ROIC/WACCN/A
Cap/Depr(3y)47.78%
Cap/Depr(5y)66.07%
Cap/Sales(3y)1.81%
Cap/Sales(5y)2.73%
Profit Quality(3y)98.42%
Profit Quality(5y)116.85%
High Growth Momentum
Growth
EPS 1Y (TTM)26.34%
EPS 3Y4.3%
EPS 5Y10%
EPS Q2Q%35.56%
EPS Next Y20.05%
EPS Next 2Y14.97%
EPS Next 3Y13.7%
EPS Next 5YN/A
Revenue 1Y (TTM)41.64%
Revenue growth 3Y13.48%
Revenue growth 5Y24.76%
Sales Q2Q%44.34%
Revenue Next Year14.74%
Revenue Next 2Y9.81%
Revenue Next 3Y7.99%
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y7.67%
FCF growth 3Y-6.37%
FCF growth 5Y27.54%
OCF growth 1Y9.51%
OCF growth 3Y-5.77%
OCF growth 5Y25.4%

OLD NATL BANCORP - ONB 7 PERP / ONBPO Fundamental Analysis FAQ

What is the ChartMill fundamental rating of OLD NATL BANCORP - ONB 7 PERP (ONBPO) stock?

ChartMill assigns a fundamental rating of 4 / 10 to ONBPO.


What is the valuation status for ONBPO stock?

ChartMill assigns a valuation rating of 5 / 10 to OLD NATL BANCORP - ONB 7 PERP (ONBPO). This can be considered as Fairly Valued.


Can you provide the profitability details for OLD NATL BANCORP - ONB 7 PERP?

OLD NATL BANCORP - ONB 7 PERP (ONBPO) has a profitability rating of 3 / 10.


Can you provide the financial health for ONBPO stock?

The financial health rating of OLD NATL BANCORP - ONB 7 PERP (ONBPO) is 2 / 10.


What is the earnings growth outlook for OLD NATL BANCORP - ONB 7 PERP?

The Earnings per Share (EPS) of OLD NATL BANCORP - ONB 7 PERP (ONBPO) is expected to grow by 20.05% in the next year.