25.1186 USD
+0.11 (+0.43%)
Taking everything into account, ONBPO scores 4 out of 10 in our fundamental rating. ONBPO was compared to 387 industry peers in the Banks industry. Both the profitability and financial health of ONBPO have multiple concerns. ONBPO is not priced too expensively while it is growing strongly. Keep and eye on this one!
1. Profitability
1.1 Basic Checks
ONBPO had positive earnings in the past year.
In the past year ONBPO had a positive cash flow from operations.
Each year in the past 5 years ONBPO has been profitable.
In the past 5 years ONBPO always reported a positive cash flow from operatings.
1.2 Ratios
ONBPO has a Return On Assets (0.83%) which is in line with its industry peers.
ONBPO has a Return On Equity of 7.10%. This is in the lower half of the industry: ONBPO underperforms 65.89% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.83% | ||
| ROE | 7.1% | ||
| ROIC | N/A |
ROA(3y)1.01%
ROA(5y)1.03%
ROE(3y)8.83%
ROE(5y)8.67%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
ONBPO has a Profit Margin (25.41%) which is comparable to the rest of the industry.
ONBPO's Profit Margin has been stable in the last couple of years.
ONBPO does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 25.41% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-6.78%
PM growth 5Y-1.32%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
ONBPO does not have a ROIC to compare to the WACC, probably because it is not profitable.
Compared to 1 year ago, ONBPO has more shares outstanding
Compared to 5 years ago, ONBPO has more shares outstanding
ONBPO has a better debt/assets ratio than last year.
2.2 Solvency
The Debt to FCF ratio of ONBPO is 1.51, which is an excellent value as it means it would take ONBPO, only 1.51 years of fcf income to pay off all of its debts.
ONBPO has a Debt to FCF ratio (1.51) which is in line with its industry peers.
ONBPO has a Debt/Equity ratio of 0.13. This is a healthy value indicating a solid balance between debt and equity.
With a decent Debt to Equity ratio value of 0.13, ONBPO is doing good in the industry, outperforming 60.21% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.13 | ||
| Debt/FCF | 1.51 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC11.19%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
ONBPO shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 12.57%, which is quite good.
ONBPO shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 6.00% yearly.
Looking at the last year, ONBPO shows a very strong growth in Revenue. The Revenue has grown by 24.93%.
ONBPO shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 18.60% yearly.
EPS 1Y (TTM)12.57%
EPS 3Y2.44%
EPS 5Y6%
EPS Q2Q%28.26%
Revenue 1Y (TTM)24.93%
Revenue growth 3Y32.51%
Revenue growth 5Y18.6%
Sales Q2Q%45.12%
3.2 Future
The Earnings Per Share is expected to grow by 15.87% on average over the next years. This is quite good.
The Revenue is expected to grow by 17.10% on average over the next years. This is quite good.
EPS Next Y16.99%
EPS Next 2Y19.09%
EPS Next 3Y15.87%
EPS Next 5YN/A
Revenue Next Year33.66%
Revenue Next 2Y23.78%
Revenue Next 3Y17.1%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 12.19, ONBPO is valued correctly.
ONBPO's Price/Earnings is on the same level as the industry average.
ONBPO's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 25.47.
Based on the Price/Forward Earnings ratio of 9.52, the valuation of ONBPO can be described as reasonable.
ONBPO's Price/Forward Earnings is on the same level as the industry average.
ONBPO's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 34.42.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.19 | ||
| Fwd PE | 9.52 |
4.2 Price Multiples
The rest of the industry has a similar Price/Free Cash Flow ratio as ONBPO.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 13.5 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
ONBPO's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
A more expensive valuation may be justified as ONBPO's earnings are expected to grow with 15.87% in the coming years.
PEG (NY)0.72
PEG (5Y)2.03
EPS Next 2Y19.09%
EPS Next 3Y15.87%
5. Dividend
5.1 Amount
ONBPO has a Yearly Dividend Yield of 2.77%.
Compared to an average industry Dividend Yield of 3.33, ONBPO has a dividend in line with its industry peers.
Compared to an average S&P500 Dividend Yield of 2.41, ONBPO has a dividend comparable with the average S&P500 company.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.77% |
5.2 History
The dividend of ONBPO has a limited annual growth rate of 3.80%.
ONBPO has been paying a dividend for over 5 years, so it has already some track record.
ONBPO has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)3.8%
Div Incr Years0
Div Non Decr Years4
5.3 Sustainability
36.45% of the earnings are spent on dividend by ONBPO. This is a low number and sustainable payout ratio.
The dividend of ONBPO is growing, but earnings are growing more, so the dividend growth is sustainable.
DP36.45%
EPS Next 2Y19.09%
EPS Next 3Y15.87%
NASDAQ:ONBPO (11/21/2025, 8:00:02 PM)
25.1186
+0.11 (+0.43%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)
Earnings (Next)
Inst Owners94.32%
Inst Owner ChangeN/A
Ins Owners0.38%
Ins Owner ChangeN/A
Market Cap9.84B
Revenue(TTM)2.32B
Net Income(TTM)590.37M
Analysts77.33
Price Target31.81 (26.64%)
Short Float %0%
Short Ratio0.24
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.77% |
Yearly Dividend0.63
Dividend Growth(5Y)3.8%
DP36.45%
Div Incr Years0
Div Non Decr Years4
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)2.55%
Min EPS beat(2)1.5%
Max EPS beat(2)3.61%
EPS beat(4)4
Avg EPS beat(4)3.69%
Min EPS beat(4)1.5%
Max EPS beat(4)5.32%
EPS beat(8)6
Avg EPS beat(8)1.87%
EPS beat(12)9
Avg EPS beat(12)1.81%
EPS beat(16)13
Avg EPS beat(16)5.42%
Revenue beat(2)2
Avg Revenue beat(2)1.55%
Min Revenue beat(2)0.2%
Max Revenue beat(2)2.9%
Revenue beat(4)2
Avg Revenue beat(4)0.68%
Min Revenue beat(4)-0.29%
Max Revenue beat(4)2.9%
Revenue beat(8)3
Avg Revenue beat(8)0.25%
Revenue beat(12)5
Avg Revenue beat(12)1.06%
Revenue beat(16)8
Avg Revenue beat(16)1.82%
PT rev (1m)3.84%
PT rev (3m)2.3%
EPS NQ rev (1m)-1.24%
EPS NQ rev (3m)-1.25%
EPS NY rev (1m)0.56%
EPS NY rev (3m)0.6%
Revenue NQ rev (1m)-0.36%
Revenue NQ rev (3m)-0.26%
Revenue NY rev (1m)0.27%
Revenue NY rev (3m)0.43%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.19 | ||
| Fwd PE | 9.52 | ||
| P/S | 4.24 | ||
| P/FCF | 13.5 | ||
| P/OCF | 12.98 | ||
| P/B | 1.18 | ||
| P/tB | 1.83 | ||
| EV/EBITDA | N/A |
EPS(TTM)2.06
EY8.2%
EPS(NY)2.64
Fwd EY10.5%
FCF(TTM)1.86
FCFY7.41%
OCF(TTM)1.93
OCFY7.7%
SpS5.93
BVpS21.2
TBVpS13.74
PEG (NY)0.72
PEG (5Y)2.03
Graham Number31.35
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.83% | ||
| ROE | 7.1% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 25.41% | ||
| GM | N/A | ||
| FCFM | 31.38% |
ROA(3y)1.01%
ROA(5y)1.03%
ROE(3y)8.83%
ROE(5y)8.67%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-6.78%
PM growth 5Y-1.32%
GM growth 3YN/A
GM growth 5YN/A
F-Score4
Asset Turnover0.03
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.13 | ||
| Debt/FCF | 1.51 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 28.47% | ||
| Cap/Sales | 1.25% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | 123.5% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score4
WACC11.19%
ROIC/WACCN/A
Cap/Depr(3y)56.18%
Cap/Depr(5y)73.31%
Cap/Sales(3y)1.96%
Cap/Sales(5y)3.12%
Profit Quality(3y)128.38%
Profit Quality(5y)114.02%
High Growth Momentum
Growth
EPS 1Y (TTM)12.57%
EPS 3Y2.44%
EPS 5Y6%
EPS Q2Q%28.26%
EPS Next Y16.99%
EPS Next 2Y19.09%
EPS Next 3Y15.87%
EPS Next 5YN/A
Revenue 1Y (TTM)24.93%
Revenue growth 3Y32.51%
Revenue growth 5Y18.6%
Sales Q2Q%45.12%
Revenue Next Year33.66%
Revenue Next 2Y23.78%
Revenue Next 3Y17.1%
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y36.69%
FCF growth 3Y28.09%
FCF growth 5Y24.69%
OCF growth 1Y32.84%
OCF growth 3Y23.5%
OCF growth 5Y21.63%
OLD NATL BANCORP - ONB 7 PERP / ONBPO FAQ
What is the ChartMill fundamental rating of OLD NATL BANCORP - ONB 7 PERP (ONBPO) stock?
ChartMill assigns a fundamental rating of 4 / 10 to ONBPO.
What is the valuation status of OLD NATL BANCORP - ONB 7 PERP (ONBPO) stock?
ChartMill assigns a valuation rating of 5 / 10 to OLD NATL BANCORP - ONB 7 PERP (ONBPO). This can be considered as Fairly Valued.
How profitable is OLD NATL BANCORP - ONB 7 PERP (ONBPO) stock?
OLD NATL BANCORP - ONB 7 PERP (ONBPO) has a profitability rating of 3 / 10.
How financially healthy is OLD NATL BANCORP - ONB 7 PERP?
The financial health rating of OLD NATL BANCORP - ONB 7 PERP (ONBPO) is 2 / 10.
Can you provide the dividend sustainability for ONBPO stock?
The dividend rating of OLD NATL BANCORP - ONB 7 PERP (ONBPO) is 5 / 10 and the dividend payout ratio is 36.45%.