25.2 USD
-0.12 (-0.47%)
Last: Jan 30, 2026, 08:11 PM
We assign a fundamental rating of 4 out of 10 to ONBPO. ONBPO was compared to 383 industry peers in the Banks industry. ONBPO may be in some trouble as it scores bad on both profitability and health. ONBPO is growing strongly while it is still valued neutral. This is a good combination!
1. Profitability
1.1 Basic Checks
- ONBPO had positive earnings in the past year.
- In the past year ONBPO had a positive cash flow from operations.
- In the past 5 years ONBPO has always been profitable.
- Of the past 5 years ONBPO 4 years had a positive operating cash flow.
1.2 Ratios
- The Return On Assets of ONBPO (0.83%) is comparable to the rest of the industry.
- The Return On Equity of ONBPO (7.10%) is worse than 65.54% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.83% | ||
| ROE | 7.1% | ||
| ROIC | N/A |
ROA(3y)1.01%
ROA(5y)1.01%
ROE(3y)8.7%
ROE(5y)8.68%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- The Profit Margin of ONBPO (25.41%) is comparable to the rest of the industry.
- In the last couple of years the Profit Margin of ONBPO has remained more or less at the same level.
- ONBPO does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 25.41% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y2.58%
PM growth 5Y-0.92%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
- ONBPO does not have a ROIC to compare to the WACC, probably because it is not profitable.
- Compared to 1 year ago, ONBPO has more shares outstanding
- ONBPO has more shares outstanding than it did 5 years ago.
- ONBPO has a better debt/assets ratio than last year.
2.2 Solvency
- The Debt to FCF ratio of ONBPO is 1.51, which is an excellent value as it means it would take ONBPO, only 1.51 years of fcf income to pay off all of its debts.
- ONBPO has a Debt to FCF ratio (1.51) which is comparable to the rest of the industry.
- ONBPO has a Debt/Equity ratio of 0.13. This is a healthy value indicating a solid balance between debt and equity.
- Looking at the Debt to Equity ratio, with a value of 0.13, ONBPO is in the better half of the industry, outperforming 61.10% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.13 | ||
| Debt/FCF | 1.51 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC11.33%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
- The Earnings Per Share has grown by an nice 17.74% over the past year.
- The Earnings Per Share has been growing by 10.00% on average over the past years. This is quite good.
- The Revenue has grown by 33.89% in the past year. This is a very strong growth!
- The Revenue has been growing by 24.75% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)17.74%
EPS 3Y4.3%
EPS 5Y10%
EPS Q2Q%26.53%
Revenue 1Y (TTM)33.89%
Revenue growth 3Y13.47%
Revenue growth 5Y24.75%
Sales Q2Q%40.95%
3.2 Future
- The Earnings Per Share is expected to grow by 15.36% on average over the next years. This is quite good.
- Based on estimates for the next years, ONBPO will show a small growth in Revenue. The Revenue will grow by 7.99% on average per year.
EPS Next Y20.87%
EPS Next 2Y15.36%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year14.66%
Revenue Next 2Y9.76%
Revenue Next 3Y7.99%
Revenue Next 5YN/A
3.3 Evolution
- The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
- The Price/Earnings ratio is 11.51, which indicates a very decent valuation of ONBPO.
- 63.97% of the companies in the same industry are more expensive than ONBPO, based on the Price/Earnings ratio.
- The average S&P500 Price/Earnings ratio is at 28.32. ONBPO is valued rather cheaply when compared to this.
- Based on the Price/Forward Earnings ratio of 9.52, the valuation of ONBPO can be described as reasonable.
- Compared to the rest of the industry, the Price/Forward Earnings ratio of ONBPO indicates a somewhat cheap valuation: ONBPO is cheaper than 73.63% of the companies listed in the same industry.
- ONBPO is valuated cheaply when we compare the Price/Forward Earnings ratio to 25.57, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.51 | ||
| Fwd PE | 9.52 |
4.2 Price Multiples
- Compared to the rest of the industry, the Price/Free Cash Flow ratio of ONBPO is on the same level as its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 13.51 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- ONBPO's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- A more expensive valuation may be justified as ONBPO's earnings are expected to grow with 15.36% in the coming years.
PEG (NY)0.55
PEG (5Y)1.15
EPS Next 2Y15.36%
EPS Next 3YN/A
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 2.30%, ONBPO has a reasonable but not impressive dividend return.
- ONBPO's Dividend Yield is comparable with the industry average which is at 2.67.
- ONBPO's Dividend Yield is a higher than the S&P500 average which is at 1.83.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.3% |
5.2 History
- The dividend of ONBPO has a limited annual growth rate of 3.80%.
- ONBPO has been paying a dividend for over 5 years, so it has already some track record.
- ONBPO has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)3.8%
Div Incr Years0
Div Non Decr Years4
5.3 Sustainability
- 36.45% of the earnings are spent on dividend by ONBPO. This is a low number and sustainable payout ratio.
- The dividend of ONBPO is growing, but earnings are growing more, so the dividend growth is sustainable.
DP36.45%
EPS Next 2Y15.36%
EPS Next 3YN/A
OLD NATL BANCORP - ONB 7 PERP / ONBPO FAQ
What is the ChartMill fundamental rating of OLD NATL BANCORP - ONB 7 PERP (ONBPO) stock?
ChartMill assigns a fundamental rating of 4 / 10 to ONBPO.
What is the valuation status for ONBPO stock?
ChartMill assigns a valuation rating of 6 / 10 to OLD NATL BANCORP - ONB 7 PERP (ONBPO). This can be considered as Fairly Valued.
How profitable is OLD NATL BANCORP - ONB 7 PERP (ONBPO) stock?
OLD NATL BANCORP - ONB 7 PERP (ONBPO) has a profitability rating of 3 / 10.
What are the PE and PB ratios of OLD NATL BANCORP - ONB 7 PERP (ONBPO) stock?
The Price/Earnings (PE) ratio for OLD NATL BANCORP - ONB 7 PERP (ONBPO) is 11.51 and the Price/Book (PB) ratio is 1.19.
How financially healthy is OLD NATL BANCORP - ONB 7 PERP?
The financial health rating of OLD NATL BANCORP - ONB 7 PERP (ONBPO) is 3 / 10.