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OLD MARKET CAPITAL CORP (OMCC) Stock Fundamental Analysis

USA - NASDAQ:OMCC - US65373A1097 - Common Stock

5.22 USD
-0.23 (-4.22%)
Last: 10/31/2025, 8:06:17 PM
Fundamental Rating

2

Overall OMCC gets a fundamental rating of 2 out of 10. We evaluated OMCC against 55 industry peers in the Consumer Finance industry. While OMCC seems to be doing ok healthwise, there are quite some concerns on its profitability. OMCC does not seem to be growing, but still is valued expensively.


Dividend Valuation Growth Profitability Health

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1

1. Profitability

1.1 Basic Checks

In the past year OMCC has reported negative net income.
OMCC had a negative operating cash flow in the past year.
The reported net income has been mixed in the past 5 years: OMCC reported negative net income in multiple years.
The reported operating cash flow has been mixed in the past 5 years: OMCC reported negative operating cash flow in multiple years.
OMCC Yearly Net Income VS EBIT VS OCF VS FCFOMCC Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2018 2019 2020 2021 2022 2023 2024 2025 0 10M -10M 20M -20M -30M

1.2 Ratios

OMCC has a worse Return On Assets (-2.99%) than 87.27% of its industry peers.
OMCC has a Return On Equity of -4.49%. This is amonst the worse of the industry: OMCC underperforms 85.45% of its industry peers.
Industry RankSector Rank
ROA -2.99%
ROE -4.49%
ROIC N/A
ROA(3y)-24.1%
ROA(5y)-13.35%
ROE(3y)-29.26%
ROE(5y)-15.59%
ROIC(3y)N/A
ROIC(5y)N/A
OMCC Yearly ROA, ROE, ROICOMCC Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2018 2019 2020 2021 2022 2023 2024 2025 0 -10 -20 -30 -40

1.3 Margins

The Gross Margin of OMCC (87.47%) is better than 81.82% of its industry peers.
OMCC does not have Profit Margin and Operating Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM 87.47%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
OMCC Yearly Profit, Operating, Gross MarginsOMCC Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2018 2019 2020 2021 2022 2023 2024 2025 0 50 -50

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6

2. Health

2.1 Basic Checks

OMCC does not have a ROIC to compare to the WACC, probably because it is not profitable.
OMCC has less shares outstanding than it did 1 year ago.
The number of shares outstanding for OMCC has been reduced compared to 5 years ago.
OMCC has a worse debt/assets ratio than last year.
OMCC Yearly Shares OutstandingOMCC Yearly Shares OutstandingYearly Shares Outstanding 2018 2019 2020 2021 2022 2023 2024 2025 2M 4M 6M
OMCC Yearly Total Debt VS Total AssetsOMCC Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2018 2019 2020 2021 2022 2023 2024 2025 50M 100M 150M 200M 250M

2.2 Solvency

An Altman-Z score of 2.75 indicates that OMCC is not a great score, but indicates only limited risk for bankruptcy at the moment.
OMCC has a Altman-Z score of 2.75. This is amongst the best in the industry. OMCC outperforms 87.27% of its industry peers.
A Debt/Equity ratio of 0.03 indicates that OMCC is not too dependend on debt financing.
Looking at the Debt to Equity ratio, with a value of 0.03, OMCC belongs to the top of the industry, outperforming 90.91% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.03
Debt/FCF N/A
Altman-Z 2.75
ROIC/WACCN/A
WACC10.51%
OMCC Yearly LT Debt VS Equity VS FCFOMCC Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2018 2019 2020 2021 2022 2023 2024 2025 0 50M 100M 150M

2.3 Liquidity

A Current Ratio of 6.35 indicates that OMCC has no problem at all paying its short term obligations.
Looking at the Current ratio, with a value of 6.35, OMCC belongs to the top of the industry, outperforming 90.91% of the companies in the same industry.
OMCC has a Quick Ratio of 6.35. This indicates that OMCC is financially healthy and has no problem in meeting its short term obligations.
With an excellent Quick ratio value of 6.35, OMCC belongs to the best of the industry, outperforming 90.91% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 6.35
Quick Ratio 6.35
OMCC Yearly Current Assets VS Current LiabilitesOMCC Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2018 2019 2020 2021 2022 2023 2024 2025 10M 20M 30M 40M 50M

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0

3. Growth

3.1 Past

The Earnings Per Share has grown by an impressive 90.65% over the past year.
Looking at the last year, OMCC shows a very negative growth in Revenue. The Revenue has decreased by -23.86% in the last year.
Measured over the past years, OMCC shows a very negative growth in Revenue. The Revenue has been decreasing by -31.50% on average per year.
EPS 1Y (TTM)90.65%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%75.92%
Revenue 1Y (TTM)-23.86%
Revenue growth 3Y-42.7%
Revenue growth 5Y-31.5%
Sales Q2Q%520.45%

3.2 Future

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
OMCC Yearly Revenue VS EstimatesOMCC Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2018 2019 2020 2021 2022 2023 2025 20M 40M 60M 80M

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0

4. Valuation

4.1 Price/Earnings Ratio

OMCC reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.
Industry RankSector Rank
PE N/A
Fwd PE N/A
OMCC Price Earnings VS Forward Price EarningsOMCC Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0 0 0 0 0 0 0

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
OMCC Per share dataOMCC EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 2 4 6

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A

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0

5. Dividend

5.1 Amount

OMCC does not give a dividend.
Industry RankSector Rank
Dividend Yield N/A

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OLD MARKET CAPITAL CORP

NASDAQ:OMCC (10/31/2025, 8:06:17 PM)

5.22

-0.23 (-4.22%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryConsumer Finance
Earnings (Last)N/A N/A
Earnings (Next)N/A N/A
Inst Owners65.99%
Inst Owner ChangeN/A
Ins Owners5.52%
Ins Owner Change3.56%
Market Cap35.23M
Revenue(TTM)11.91M
Net Income(TTM)-2357000
AnalystsN/A
Price TargetN/A
Short Float %2.02%
Short Ratio27.63
Dividend
Industry RankSector Rank
Dividend Yield N/A
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE N/A
Fwd PE N/A
P/S 2.96
P/FCF N/A
P/OCF N/A
P/B 0.67
P/tB 0.96
EV/EBITDA N/A
EPS(TTM)-0.33
EYN/A
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)-1.83
FCFYN/A
OCF(TTM)-0.08
OCFYN/A
SpS1.76
BVpS7.77
TBVpS5.43
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA -2.99%
ROE -4.49%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM 87.47%
FCFM N/A
ROA(3y)-24.1%
ROA(5y)-13.35%
ROE(3y)-29.26%
ROE(5y)-15.59%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score4
Asset Turnover0.15
Health
Industry RankSector Rank
Debt/Equity 0.03
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr 467.2%
Cap/Sales 98.88%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 6.35
Quick Ratio 6.35
Altman-Z 2.75
F-Score4
WACC10.51%
ROIC/WACCN/A
Cap/Depr(3y)149.98%
Cap/Depr(5y)205.83%
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)90.65%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%75.92%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-23.86%
Revenue growth 3Y-42.7%
Revenue growth 5Y-31.5%
Sales Q2Q%520.45%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y83.23%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-668.69%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-204%
OCF growth 3YN/A
OCF growth 5YN/A

OLD MARKET CAPITAL CORP / OMCC FAQ

What is the ChartMill fundamental rating of OLD MARKET CAPITAL CORP (OMCC) stock?

ChartMill assigns a fundamental rating of 2 / 10 to OMCC.


Can you provide the valuation status for OLD MARKET CAPITAL CORP?

ChartMill assigns a valuation rating of 0 / 10 to OLD MARKET CAPITAL CORP (OMCC). This can be considered as Overvalued.


Can you provide the profitability details for OLD MARKET CAPITAL CORP?

OLD MARKET CAPITAL CORP (OMCC) has a profitability rating of 1 / 10.