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OLB GROUP INC (OLB) Stock Fundamental Analysis

USA - Nasdaq - NASDAQ:OLB - US67086U4067 - Common Stock

0.795 USD
+0.07 (+8.9%)
Last: 1/21/2026, 8:00:03 PM
0.8 USD
+0.01 (+0.63%)
After Hours: 1/21/2026, 8:00:03 PM
Fundamental Rating

1

Overall OLB gets a fundamental rating of 1 out of 10. We evaluated OLB against 97 industry peers in the Financial Services industry. OLB has a bad profitability rating. Also its financial health evaluation is rather negative. OLB is valued expensive and it does not seem to be growing.


Dividend Valuation Growth Profitability Health

0

1. Profitability

1.1 Basic Checks

  • In the past year OLB has reported negative net income.
  • OLB had a negative operating cash flow in the past year.
  • OLB had negative earnings in each of the past 5 years.
  • In the past 5 years OLB reported 4 times negative operating cash flow.
OLB Yearly Net Income VS EBIT VS OCF VS FCFOLB Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 -10M -20M

1.2 Ratios

  • Looking at the Return On Assets, with a value of -79.78%, OLB is doing worse than 94.85% of the companies in the same industry.
  • Looking at the Return On Equity, with a value of -185.83%, OLB is doing worse than 89.69% of the companies in the same industry.
Industry RankSector Rank
ROA -79.78%
ROE -185.83%
ROIC N/A
ROA(3y)-76.28%
ROA(5y)-50.42%
ROE(3y)-190.05%
ROE(5y)-122.57%
ROIC(3y)N/A
ROIC(5y)N/A
OLB Yearly ROA, ROE, ROICOLB Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 -1K -2K -3K -4K -5K

1.3 Margins

  • Looking at the Gross Margin, with a value of 14.91%, OLB is doing worse than 64.95% of the companies in the same industry.
  • OLB's Gross Margin has declined in the last couple of years.
  • The Profit Margin and Operating Margin are not available for OLB so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM 14.91%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-4.39%
GM growth 5Y-13.39%
OLB Yearly Profit, Operating, Gross MarginsOLB Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 -200 -400 -600

More info and screens

2

2. Health

2.1 Basic Checks

  • OLB does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • Compared to 1 year ago, OLB has more shares outstanding
  • Compared to 5 years ago, OLB has more shares outstanding
  • OLB has a better debt/assets ratio than last year.
OLB Yearly Shares OutstandingOLB Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 500K 1M 1.5M 2M
OLB Yearly Total Debt VS Total AssetsOLB Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M 40M

2.2 Solvency

  • Based on the Altman-Z score of -9.01, we must say that OLB is in the distress zone and has some risk of bankruptcy.
  • The Altman-Z score of OLB (-9.01) is worse than 75.26% of its industry peers.
  • A Debt/Equity ratio of 0.01 indicates that OLB is not too dependend on debt financing.
  • OLB has a better Debt to Equity ratio (0.01) than 88.66% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.01
Debt/FCF N/A
Altman-Z -9.01
ROIC/WACCN/A
WACC8.72%
OLB Yearly LT Debt VS Equity VS FCFOLB Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20M -20M 40M

2.3 Liquidity

  • A Current Ratio of 0.13 indicates that OLB may have some problems paying its short term obligations.
  • The Current ratio of OLB (0.13) is worse than 77.32% of its industry peers.
  • A Quick Ratio of 0.13 indicates that OLB may have some problems paying its short term obligations.
  • OLB's Quick ratio of 0.13 is on the low side compared to the rest of the industry. OLB is outperformed by 77.32% of its industry peers.
Industry RankSector Rank
Current Ratio 0.13
Quick Ratio 0.13
OLB Yearly Current Assets VS Current LiabilitesOLB Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 5M 10M 15M

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1

3. Growth

3.1 Past

  • OLB shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 77.88%, which is quite impressive.
  • The Revenue for OLB has decreased by -39.80% in the past year. This is quite bad
  • Measured over the past years, OLB shows a small growth in Revenue. The Revenue has been growing by 4.52% on average per year.
EPS 1Y (TTM)77.88%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%85.37%
Revenue 1Y (TTM)-39.8%
Revenue growth 3Y-8.41%
Revenue growth 5Y4.52%
Sales Q2Q%-24.99%

3.2 Future

  • The Earnings Per Share is expected to decrease by -237.64% on average over the next years. This is quite bad
  • Based on estimates for the next years, OLB will show a very negative growth in Revenue. The Revenue will decrease by -43.45% on average per year.
EPS Next Y-2020%
EPS Next 2Y-237.64%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-69.1%
Revenue Next 2Y-43.45%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
OLB Yearly Revenue VS EstimatesOLB Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 10M 20M 30M
OLB Yearly EPS VS EstimatesOLB Yearly EPS VS EstimatesYearly EPS VS Estimates 2020 2021 2022 2023 2024 2025 2026 -0.5 -1 -1.5 -2 -2.5

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0

4. Valuation

4.1 Price/Earnings Ratio

  • OLB reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.
  • Also next year OLB is expected to report negative earnings again, which makes the also the Forward Price/Earnings Ratio negative.
Industry RankSector Rank
PE N/A
Fwd PE N/A
OLB Price Earnings VS Forward Price EarningsOLB Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 5 10 15 20 25

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
OLB Per share dataOLB EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 1 -1 -2 -3

4.3 Compensation for Growth

  • OLB's earnings are expected to decrease with -237.64% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-237.64%
EPS Next 3YN/A

More info and screens

0

5. Dividend

5.1 Amount

  • No dividends for OLB!.
Industry RankSector Rank
Dividend Yield 0%

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OLB GROUP INC

NASDAQ:OLB (1/21/2026, 8:00:03 PM)

After market: 0.8 +0.01 (+0.63%)

0.795

+0.07 (+8.9%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)11-14
Earnings (Next)04-13
Inst Owners1.32%
Inst Owner Change0%
Ins Owners60.21%
Ins Owner Change0%
Market Cap6.98M
Revenue(TTM)9.64M
Net Income(TTM)-9.77M
Analysts80
Price Target3.06 (284.91%)
Short Float %0.37%
Short Ratio0.14
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-90%
EPS NQ rev (1m)0%
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)N/A
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE N/A
Fwd PE N/A
P/S 0.72
P/FCF N/A
P/OCF N/A
P/B 1.33
P/tB N/A
EV/EBITDA N/A
EPS(TTM)-3.45
EYN/A
EPS(NY)-0.58
Fwd EYN/A
FCF(TTM)-0.26
FCFYN/A
OCF(TTM)-0.26
OCFYN/A
SpS1.1
BVpS0.6
TBVpS-0.33
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA -79.78%
ROE -185.83%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM 14.91%
FCFM N/A
ROA(3y)-76.28%
ROA(5y)-50.42%
ROE(3y)-190.05%
ROE(5y)-122.57%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-4.39%
GM growth 5Y-13.39%
F-Score4
Asset Turnover0.79
Health
Industry RankSector Rank
Debt/Equity 0.01
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 0.13
Quick Ratio 0.13
Altman-Z -9.01
F-Score4
WACC8.72%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)77.88%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%85.37%
EPS Next Y-2020%
EPS Next 2Y-237.64%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-39.8%
Revenue growth 3Y-8.41%
Revenue growth 5Y4.52%
Sales Q2Q%-24.99%
Revenue Next Year-69.1%
Revenue Next 2Y-43.45%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y58.96%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-144.1%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-314.66%
OCF growth 3YN/A
OCF growth 5YN/A

OLB GROUP INC / OLB FAQ

What is the ChartMill fundamental rating of OLB GROUP INC (OLB) stock?

ChartMill assigns a fundamental rating of 1 / 10 to OLB.


Can you provide the valuation status for OLB GROUP INC?

ChartMill assigns a valuation rating of 0 / 10 to OLB GROUP INC (OLB). This can be considered as Overvalued.


How profitable is OLB GROUP INC (OLB) stock?

OLB GROUP INC (OLB) has a profitability rating of 0 / 10.


Can you provide the financial health for OLB stock?

The financial health rating of OLB GROUP INC (OLB) is 2 / 10.