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OLB GROUP INC (OLB) Stock Fundamental Analysis

USA - NASDAQ:OLB - US67086U4067 - Common Stock

0.93 USD
-0.02 (-2.11%)
Last: 11/18/2025, 8:00:02 PM
Fundamental Rating

1

Taking everything into account, OLB scores 1 out of 10 in our fundamental rating. OLB was compared to 99 industry peers in the Financial Services industry. Both the profitability and financial health of OLB have multiple concerns. OLB is valued expensive and it does not seem to be growing.


Dividend Valuation Growth Profitability Health

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0

1. Profitability

1.1 Basic Checks

OLB had negative earnings in the past year.
OLB had a negative operating cash flow in the past year.
In the past 5 years OLB always reported negative net income.
OLB had negative operating cash flow in 4 of the past 5 years.
OLB Yearly Net Income VS EBIT VS OCF VS FCFOLB Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 -10M -20M

1.2 Ratios

Looking at the Return On Assets, with a value of -82.80%, OLB is doing worse than 93.94% of the companies in the same industry.
The Return On Equity of OLB (-160.27%) is worse than 87.88% of its industry peers.
Industry RankSector Rank
ROA -82.8%
ROE -160.27%
ROIC N/A
ROA(3y)-76.28%
ROA(5y)-50.42%
ROE(3y)-190.05%
ROE(5y)-122.57%
ROIC(3y)N/A
ROIC(5y)N/A
OLB Yearly ROA, ROE, ROICOLB Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 2K -2K -4K

1.3 Margins

OLB has a worse Gross Margin (16.28%) than 61.62% of its industry peers.
In the last couple of years the Gross Margin of OLB has declined.
The Profit Margin and Operating Margin are not available for OLB so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM 16.28%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-4.39%
GM growth 5Y-13.39%
OLB Yearly Profit, Operating, Gross MarginsOLB Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 -200 -400 -600

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2

2. Health

2.1 Basic Checks

OLB does not have a ROIC to compare to the WACC, probably because it is not profitable.
The number of shares outstanding for OLB has been increased compared to 1 year ago.
OLB has more shares outstanding than it did 5 years ago.
OLB has a better debt/assets ratio than last year.
OLB Yearly Shares OutstandingOLB Yearly Shares OutstandingYearly Shares Outstanding 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 500K 1M 1.5M 2M
OLB Yearly Total Debt VS Total AssetsOLB Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M 40M

2.2 Solvency

Based on the Altman-Z score of -8.46, we must say that OLB is in the distress zone and has some risk of bankruptcy.
OLB has a worse Altman-Z score (-8.46) than 74.75% of its industry peers.
OLB has a Debt/Equity ratio of 0.00. This is a healthy value indicating a solid balance between debt and equity.
OLB has a better Debt to Equity ratio (0.00) than 88.89% of its industry peers.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF N/A
Altman-Z -8.46
ROIC/WACCN/A
WACC8.59%
OLB Yearly LT Debt VS Equity VS FCFOLB Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20M -20M 40M

2.3 Liquidity

OLB has a Current Ratio of 0.15. This is a bad value and indicates that OLB is not financially healthy enough and could expect problems in meeting its short term obligations.
OLB's Current ratio of 0.15 is on the low side compared to the rest of the industry. OLB is outperformed by 75.76% of its industry peers.
A Quick Ratio of 0.15 indicates that OLB may have some problems paying its short term obligations.
The Quick ratio of OLB (0.15) is worse than 75.76% of its industry peers.
Industry RankSector Rank
Current Ratio 0.15
Quick Ratio 0.15
OLB Yearly Current Assets VS Current LiabilitesOLB Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 5M 10M 15M

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1

3. Growth

3.1 Past

OLB shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 73.35%, which is quite impressive.
OLB shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -53.98%.
Measured over the past years, OLB shows a small growth in Revenue. The Revenue has been growing by 4.52% on average per year.
EPS 1Y (TTM)73.35%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%55.68%
Revenue 1Y (TTM)-53.98%
Revenue growth 3Y-8.41%
Revenue growth 5Y4.52%
Sales Q2Q%-35.59%

3.2 Future

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
OLB Yearly Revenue VS EstimatesOLB Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M
OLB Yearly EPS VS EstimatesOLB Yearly EPS VS EstimatesYearly EPS VS Estimates 2020 2021 2022 2023 2024 -0.5 -1 -1.5 -2 -2.5

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4. Valuation

4.1 Price/Earnings Ratio

OLB reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.
Industry RankSector Rank
PE N/A
Fwd PE N/A
OLB Price Earnings VS Forward Price EarningsOLB Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0 0 0 0 0 0 0

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
OLB Per share dataOLB EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 1 -1 -2 -3 -4

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A

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0

5. Dividend

5.1 Amount

OLB does not give a dividend.
Industry RankSector Rank
Dividend Yield N/A

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OLB GROUP INC

NASDAQ:OLB (11/18/2025, 8:00:02 PM)

0.93

-0.02 (-2.11%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)11-14 2025-11-14
Earnings (Next)04-13 2026-04-13
Inst Owners3.92%
Inst Owner Change13.98%
Ins Owners60.3%
Ins Owner Change0%
Market Cap8.16M
Revenue(TTM)10.41M
Net Income(TTM)-10.26M
Analysts80
Price TargetN/A
Short Float %0.11%
Short Ratio0.06
Dividend
Industry RankSector Rank
Dividend Yield N/A
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE N/A
Fwd PE N/A
P/S 0.78
P/FCF N/A
P/OCF N/A
P/B 1.27
P/tB N/A
EV/EBITDA N/A
EPS(TTM)-4.24
EYN/A
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)-0.29
FCFYN/A
OCF(TTM)-0.29
OCFYN/A
SpS1.19
BVpS0.73
TBVpS-0.2
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA -82.8%
ROE -160.27%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM 16.28%
FCFM N/A
ROA(3y)-76.28%
ROA(5y)-50.42%
ROE(3y)-190.05%
ROE(5y)-122.57%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-4.39%
GM growth 5Y-13.39%
F-Score4
Asset Turnover0.84
Health
Industry RankSector Rank
Debt/Equity 0
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 0.15
Quick Ratio 0.15
Altman-Z -8.46
F-Score4
WACC8.59%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)73.35%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%55.68%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-53.98%
Revenue growth 3Y-8.41%
Revenue growth 5Y4.52%
Sales Q2Q%-35.59%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y55.88%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-15.58%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-719.48%
OCF growth 3YN/A
OCF growth 5YN/A

OLB GROUP INC / OLB FAQ

What is the ChartMill fundamental rating of OLB GROUP INC (OLB) stock?

ChartMill assigns a fundamental rating of 1 / 10 to OLB.


What is the valuation status of OLB GROUP INC (OLB) stock?

ChartMill assigns a valuation rating of 0 / 10 to OLB GROUP INC (OLB). This can be considered as Overvalued.


How profitable is OLB GROUP INC (OLB) stock?

OLB GROUP INC (OLB) has a profitability rating of 0 / 10.