OFS CAPITAL CORP (OFS) Stock Fundamental Analysis

NASDAQ:OFS • US67103B1008

4.08 USD
+0.06 (+1.49%)
Last: Feb 25, 2026, 06:23 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

3

We assign a fundamental rating of 3 out of 10 to OFS. OFS was compared to 238 industry peers in the Capital Markets industry. Both the profitability and financial health of OFS have multiple concerns. OFS is cheap, but on the other hand it scores bad on growth.


Dividend Valuation Growth Profitability Health

3

1. Profitability

1.1 Basic Checks

  • In the past year OFS was profitable.
  • OFS had a positive operating cash flow in the past year.
  • The reported net income has been mixed in the past 5 years: OFS reported negative net income in multiple years.
  • Of the past 5 years OFS 4 years had a positive operating cash flow.
OFS Yearly Net Income VS EBIT VS OCF VS FCFOFS Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50M -50M -100M

1.2 Ratios

  • OFS has a Return On Assets of 0.85%. This is in the lower half of the industry: OFS underperforms 69.33% of its industry peers.
  • OFS has a worse Return On Equity (2.37%) than 68.07% of its industry peers.
  • The Return On Invested Capital of OFS (2.91%) is comparable to the rest of the industry.
  • The Average Return On Invested Capital over the past 3 years for OFS is below the industry average of 7.31%.
Industry RankSector Rank
ROA 0.85%
ROE 2.37%
ROIC 2.91%
ROA(3y)1.7%
ROA(5y)3.17%
ROE(3y)4.01%
ROE(5y)8.45%
ROIC(3y)3.14%
ROIC(5y)2.69%
OFS Yearly ROA, ROE, ROICOFS Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 10 20

1.3 Margins

  • OFS has a worse Profit Margin (7.52%) than 67.65% of its industry peers.
  • OFS's Profit Margin has improved in the last couple of years.
  • With a decent Operating Margin value of 32.03%, OFS is doing good in the industry, outperforming 61.34% of the companies in the same industry.
  • In the last couple of years the Operating Margin of OFS has remained more or less at the same level.
  • The Gross Margin of OFS (42.02%) is comparable to the rest of the industry.
  • OFS's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 32.03%
PM (TTM) 7.52%
GM 42.02%
OM growth 3Y7.35%
OM growth 5Y-0.85%
PM growth 3Y-20.73%
PM growth 5Y26.67%
GM growth 3Y1.34%
GM growth 5Y-0.43%
OFS Yearly Profit, Operating, Gross MarginsOFS Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20 40 60 80 100

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ROAROEROICOperating and Profit MarginShow most profitable peers

3

2. Health

2.1 Basic Checks

  • Compared to 1 year ago, OFS has about the same amount of shares outstanding.
  • Compared to 5 years ago, OFS has about the same amount of shares outstanding.
  • Compared to 1 year ago, OFS has an improved debt to assets ratio.
OFS Yearly Shares OutstandingOFS Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2M 4M 6M 8M 10M
OFS Yearly Total Debt VS Total AssetsOFS Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M 400M 500M

2.2 Solvency

  • OFS has an Altman-Z score of 0.20. This is a bad value and indicates that OFS is not financially healthy and even has some risk of bankruptcy.
  • The Altman-Z score of OFS (0.20) is worse than 69.75% of its industry peers.
  • OFS has a debt to FCF ratio of 15.46. This is a negative value and a sign of low solvency as OFS would need 15.46 years to pay back of all of its debts.
  • OFS's Debt to FCF ratio of 15.46 is in line compared to the rest of the industry. OFS outperforms 58.82% of its industry peers.
  • A Debt/Equity ratio of 1.73 is on the high side and indicates that OFS has dependencies on debt financing.
  • The Debt to Equity ratio of OFS (1.73) is worse than 74.37% of its industry peers.
Industry RankSector Rank
Debt/Equity 1.73
Debt/FCF 15.46
Altman-Z 0.2
ROIC/WACCN/A
WACCN/A
OFS Yearly LT Debt VS Equity VS FCFOFS Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 100M -100M 200M 300M

2.3 Liquidity

  • OFS has a Current Ratio of 1.61. This is a normal value and indicates that OFS is financially healthy and should not expect problems in meeting its short term obligations.
  • Looking at the Current ratio, with a value of 1.61, OFS is in the better half of the industry, outperforming 70.17% of the companies in the same industry.
  • A Quick Ratio of 1.61 indicates that OFS should not have too much problems paying its short term obligations.
  • OFS's Quick ratio of 1.61 is fine compared to the rest of the industry. OFS outperforms 70.17% of its industry peers.
Industry RankSector Rank
Current Ratio 1.61
Quick Ratio 1.61
OFS Yearly Current Assets VS Current LiabilitesOFS Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

0

3. Growth

3.1 Past

  • OFS shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -20.77%.
  • OFS shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -2.52% yearly.
  • OFS shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -13.71%.
  • The Revenue has been decreasing by -1.80% on average over the past years.
EPS 1Y (TTM)-20.77%
EPS 3Y7.72%
EPS 5Y-2.52%
EPS Q2Q%-18.52%
Revenue 1Y (TTM)-13.71%
Revenue growth 3Y0.14%
Revenue growth 5Y-1.8%
Sales Q2Q%-74.57%

3.2 Future

  • The Earnings Per Share is expected to decrease by -10.11% on average over the next years. This is quite bad
  • The Revenue is expected to decrease by -7.58% on average over the next years.
EPS Next Y-23.24%
EPS Next 2Y-10.11%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-11.59%
Revenue Next 2Y-7.58%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
OFS Yearly Revenue VS EstimatesOFS Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 10M 20M 30M 40M 50M
OFS Yearly EPS VS EstimatesOFS Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5

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Find the best growth stocksShow best growing peers

7

4. Valuation

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 3.96, the valuation of OFS can be described as very cheap.
  • Based on the Price/Earnings ratio, OFS is valued cheaply inside the industry as 91.60% of the companies are valued more expensively.
  • OFS is valuated cheaply when we compare the Price/Earnings ratio to 27.05, which is the current average of the S&P500 Index.
  • A Price/Forward Earnings ratio of 4.04 indicates a rather cheap valuation of OFS.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of OFS indicates a rather cheap valuation: OFS is cheaper than 95.80% of the companies listed in the same industry.
  • OFS's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 28.03.
Industry RankSector Rank
PE 3.96
Fwd PE 4.04
OFS Price Earnings VS Forward Price EarningsOFS Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30 40

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, OFS is valued a bit cheaper than the industry average as 69.75% of the companies are valued more expensively.
  • OFS's Price/Free Cash Flow ratio is rather cheap when compared to the industry. OFS is cheaper than 88.24% of the companies in the same industry.
Industry RankSector Rank
P/FCF 3.58
EV/EBITDA 20.7
OFS Per share dataOFS EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 2 4 6 8 10

4.3 Compensation for Growth

  • OFS's earnings are expected to decrease with -10.11% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-10.11%
EPS Next 3YN/A

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

6

5. Dividend

5.1 Amount

  • OFS has a Yearly Dividend Yield of 16.31%, which is a nice return.
  • OFS's Dividend Yield is rather good when compared to the industry average which is at 6.18. OFS pays more dividend than 92.44% of the companies in the same industry.
  • OFS's Dividend Yield is rather good when compared to the S&P500 average which is at 1.80.
Industry RankSector Rank
Dividend Yield 16.31%

5.2 History

  • The dividend of OFS has a limited annual growth rate of 0.30%.
  • OFS has paid a dividend for at least 10 years, which is a reliable track record.
  • OFS has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)0.3%
Div Incr Years4
Div Non Decr Years4
OFS Yearly Dividends per shareOFS Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0.2 0.4 0.6 0.8 1

5.3 Sustainability

  • OFS pays out 553.78% of its income as dividend. This is not a sustainable payout ratio.
  • OFS's earnings are declining while the Dividend Rate has been growing. This means the dividend growth is most likely not sustainable.
DP553.78%
EPS Next 2Y-10.11%
EPS Next 3YN/A
OFS Yearly Income VS Free CF VS DividendOFS Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50M -50M -100M
OFS Dividend Payout.OFS Dividend Payout, showing the Payout Ratio.OFS Dividend Payout.PayoutRetained Earnings

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Find the best dividend stocksShow peers with best dividend

OFS CAPITAL CORP

NASDAQ:OFS (2/25/2026, 6:23:40 PM)

4.08

+0.06 (+1.49%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)10-30
Earnings (Next)03-02
Inst Owners9.62%
Inst Owner Change-19.47%
Ins Owners0.59%
Ins Owner Change0%
Market Cap54.67M
Revenue(TTM)42.97M
Net Income(TTM)3.23M
Analysts45
Price TargetN/A
Short Float %1.64%
Short Ratio1.95
Dividend
Industry RankSector Rank
Dividend Yield 16.31%
Yearly Dividend1.36
Dividend Growth(5Y)0.3%
DP553.78%
Div Incr Years4
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-3.05%
Min EPS beat(2)-9.24%
Max EPS beat(2)3.14%
EPS beat(4)2
Avg EPS beat(4)0.26%
Min EPS beat(4)-21.99%
Max EPS beat(4)29.14%
EPS beat(8)4
Avg EPS beat(8)0.09%
EPS beat(12)7
Avg EPS beat(12)0.74%
EPS beat(16)10
Avg EPS beat(16)7.36%
Revenue beat(2)1
Avg Revenue beat(2)-34.12%
Min Revenue beat(2)-71.95%
Max Revenue beat(2)3.72%
Revenue beat(4)2
Avg Revenue beat(4)-17.65%
Min Revenue beat(4)-71.95%
Max Revenue beat(4)11.97%
Revenue beat(8)3
Avg Revenue beat(8)-9.76%
Revenue beat(12)5
Avg Revenue beat(12)-6.46%
Revenue beat(16)7
Avg Revenue beat(16)-3.03%
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-9.8%
EPS NY rev (1m)0%
EPS NY rev (3m)-6.86%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
Industry RankSector Rank
PE 3.96
Fwd PE 4.04
P/S 1.27
P/FCF 3.58
P/OCF 3.58
P/B 0.4
P/tB 0.4
EV/EBITDA 20.7
EPS(TTM)1.03
EY25.25%
EPS(NY)1.01
Fwd EY24.75%
FCF(TTM)1.14
FCFY27.93%
OCF(TTM)1.14
OCFY27.93%
SpS3.21
BVpS10.17
TBVpS10.17
PEG (NY)N/A
PEG (5Y)N/A
Graham Number15.35
Profitability
Industry RankSector Rank
ROA 0.85%
ROE 2.37%
ROCE 3.69%
ROIC 2.91%
ROICexc 2.95%
ROICexgc 2.95%
OM 32.03%
PM (TTM) 7.52%
GM 42.02%
FCFM 35.54%
ROA(3y)1.7%
ROA(5y)3.17%
ROE(3y)4.01%
ROE(5y)8.45%
ROIC(3y)3.14%
ROIC(5y)2.69%
ROICexc(3y)3.31%
ROICexc(5y)2.86%
ROICexgc(3y)3.31%
ROICexgc(5y)2.86%
ROCE(3y)3.97%
ROCE(5y)3.4%
ROICexgc growth 3Y15.02%
ROICexgc growth 5Y1.32%
ROICexc growth 3Y15.02%
ROICexc growth 5Y1.37%
OM growth 3Y7.35%
OM growth 5Y-0.85%
PM growth 3Y-20.73%
PM growth 5Y26.67%
GM growth 3Y1.34%
GM growth 5Y-0.43%
F-Score5
Asset Turnover0.11
Health
Industry RankSector Rank
Debt/Equity 1.73
Debt/FCF 15.46
Debt/EBITDA 17.15
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 1.01
Cash Conversion 110.94%
Profit Quality 472.76%
Current Ratio 1.61
Quick Ratio 1.61
Altman-Z 0.2
F-Score5
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-20.77%
EPS 3Y7.72%
EPS 5Y-2.52%
EPS Q2Q%-18.52%
EPS Next Y-23.24%
EPS Next 2Y-10.11%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-13.71%
Revenue growth 3Y0.14%
Revenue growth 5Y-1.8%
Sales Q2Q%-74.57%
Revenue Next Year-11.59%
Revenue Next 2Y-7.58%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-20.61%
EBIT growth 3Y7.51%
EBIT growth 5Y-2.64%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-78.55%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-78.55%
OCF growth 3YN/A
OCF growth 5YN/A

OFS CAPITAL CORP / OFS FAQ

What is the fundamental rating for OFS stock?

ChartMill assigns a fundamental rating of 3 / 10 to OFS.


What is the valuation status for OFS stock?

ChartMill assigns a valuation rating of 7 / 10 to OFS CAPITAL CORP (OFS). This can be considered as Undervalued.


What is the profitability of OFS stock?

OFS CAPITAL CORP (OFS) has a profitability rating of 3 / 10.


What are the PE and PB ratios of OFS CAPITAL CORP (OFS) stock?

The Price/Earnings (PE) ratio for OFS CAPITAL CORP (OFS) is 3.96 and the Price/Book (PB) ratio is 0.4.


Is the dividend of OFS CAPITAL CORP sustainable?

The dividend rating of OFS CAPITAL CORP (OFS) is 6 / 10 and the dividend payout ratio is 553.78%.