OFS CAPITAL CORP (OFS) Stock Fundamental Analysis
USA - NASDAQ:OFS - US67103B1008 - Common Stock
8.67 USD
-0.23 (-2.58%)
8.69 USD
+0.02 (+0.23%)
We assign a fundamental rating of 4 out of 10 to OFS. OFS was compared to 237 industry peers in the Capital Markets industry. OFS has only an average score on both its financial health and profitability. OFS is valued correctly, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
In the past year OFS was profitable.
In the past year OFS had a positive cash flow from operations.
In multiple years OFS reported negative net income over the last 5 years.
Of the past 5 years OFS 4 years had a positive operating cash flow.
1.2 Ratios
OFS has a Return On Assets (2.59%) which is comparable to the rest of the industry.
OFS's Return On Equity of 7.01% is in line compared to the rest of the industry. OFS outperforms 44.30% of its industry peers.
OFS has a Return On Invested Capital of 2.93%. This is in the lower half of the industry: OFS underperforms 61.60% of its industry peers.
The Average Return On Invested Capital over the past 3 years for OFS is below the industry average of 7.61%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.59% | ||
| ROE | 7.01% | ||
| ROIC | 2.93% |
ROA(3y)1.7%
ROA(5y)3.17%
ROE(3y)4.01%
ROE(5y)8.45%
ROIC(3y)3.14%
ROIC(5y)2.69%
1.3 Margins
OFS's Profit Margin of 23.64% is fine compared to the rest of the industry. OFS outperforms 62.03% of its industry peers.
In the last couple of years the Profit Margin of OFS has grown nicely.
Looking at the Operating Margin, with a value of 33.28%, OFS is in line with its industry, outperforming 58.65% of the companies in the same industry.
In the last couple of years the Operating Margin of OFS has remained more or less at the same level.
OFS has a Gross Margin (42.89%) which is comparable to the rest of the industry.
In the last couple of years the Gross Margin of OFS has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 33.28% | ||
| PM (TTM) | 23.64% | ||
| GM | 42.89% |
OM growth 3Y7.35%
OM growth 5Y-0.85%
PM growth 3Y-20.73%
PM growth 5Y26.67%
GM growth 3Y1.34%
GM growth 5Y-0.43%
2. Health
2.1 Basic Checks
The number of shares outstanding for OFS remains at a similar level compared to 1 year ago.
The number of shares outstanding for OFS remains at a similar level compared to 5 years ago.
The debt/assets ratio for OFS has been reduced compared to a year ago.
2.2 Solvency
OFS has an Altman-Z score of 0.40. This is a bad value and indicates that OFS is not financially healthy and even has some risk of bankruptcy.
Looking at the Altman-Z score, with a value of 0.40, OFS is doing worse than 65.82% of the companies in the same industry.
The Debt to FCF ratio of OFS is 8.58, which is on the high side as it means it would take OFS, 8.58 years of fcf income to pay off all of its debts.
OFS has a Debt to FCF ratio (8.58) which is comparable to the rest of the industry.
OFS has a Debt/Equity ratio of 1.66. This is a high value indicating a heavy dependency on external financing.
Looking at the Debt to Equity ratio, with a value of 1.66, OFS is doing worse than 75.53% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.66 | ||
| Debt/FCF | 8.58 | ||
| Altman-Z | 0.4 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 2.11 indicates that OFS has no problem at all paying its short term obligations.
OFS's Current ratio of 2.11 is fine compared to the rest of the industry. OFS outperforms 73.42% of its industry peers.
A Quick Ratio of 2.11 indicates that OFS has no problem at all paying its short term obligations.
OFS's Quick ratio of 2.11 is fine compared to the rest of the industry. OFS outperforms 73.42% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.11 | ||
| Quick Ratio | 2.11 |
3. Growth
3.1 Past
OFS shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -24.48%.
Measured over the past years, OFS shows a decrease in Earnings Per Share. The EPS has been decreasing by -2.52% on average per year.
The Revenue for OFS has decreased by -19.04% in the past year. This is quite bad
The Revenue has been decreasing by -1.80% on average over the past years.
EPS 1Y (TTM)-24.48%
EPS 3Y7.72%
EPS 5Y-2.52%
EPS Q2Q%-3.85%
Revenue 1Y (TTM)-19.04%
Revenue growth 3Y0.14%
Revenue growth 5Y-1.8%
Sales Q2Q%-6.17%
3.2 Future
OFS is expected to show a very negative growth in Earnings Per Share. In the coming years, the EPS will decrease by -20.61% yearly.
The Revenue is expected to decrease by -7.58% on average over the next years.
EPS Next Y-17.58%
EPS Next 2Y-20.61%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-11.59%
Revenue Next 2Y-7.58%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 8.03, the valuation of OFS can be described as reasonable.
OFS's Price/Earnings ratio is rather cheap when compared to the industry. OFS is cheaper than 82.28% of the companies in the same industry.
When comparing the Price/Earnings ratio of OFS to the average of the S&P500 Index (27.41), we can say OFS is valued rather cheaply.
A Price/Forward Earnings ratio of 11.01 indicates a reasonable valuation of OFS.
Based on the Price/Forward Earnings ratio, OFS is valued a bit cheaper than the industry average as 65.40% of the companies are valued more expensively.
When comparing the Price/Forward Earnings ratio of OFS to the average of the S&P500 Index (22.88), we can say OFS is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.03 | ||
| Fwd PE | 11.01 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of OFS indicates a somewhat cheap valuation: OFS is cheaper than 68.35% of the companies listed in the same industry.
OFS's Price/Free Cash Flow ratio is rather cheap when compared to the industry. OFS is cheaper than 83.97% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 4.11 | ||
| EV/EBITDA | 24.35 |
4.3 Compensation for Growth
OFS's earnings are expected to decrease with -20.61% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-20.61%
EPS Next 3YN/A
5. Dividend
5.1 Amount
OFS has a Yearly Dividend Yield of 5.29%, which is a nice return.
OFS's Dividend Yield is comparable with the industry average which is at 7.96.
Compared to an average S&P500 Dividend Yield of 2.38, OFS pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.29% |
5.2 History
The dividend of OFS has a limited annual growth rate of 0.30%.
OFS has been paying a dividend for at least 10 years, so it has a reliable track record.
OFS has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)0.3%
Div Incr Years4
Div Non Decr Years4
5.3 Sustainability
177.83% of the earnings are spent on dividend by OFS. This is not a sustainable payout ratio.
OFS's earnings are declining while the Dividend Rate has been growing. This means the dividend growth is most likely not sustainable.
DP177.83%
EPS Next 2Y-20.61%
EPS Next 3YN/A
8.67
-0.23 (-2.58%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners11.39%
Inst Owner Change-3.6%
Ins Owners0.59%
Ins Owner Change0%
Market Cap116.18M
Analysts45
Price TargetN/A
Short Float %1.27%
Short Ratio3.45
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.29% |
Yearly Dividend1.36
Dividend Growth(5Y)0.3%
DP177.83%
Div Incr Years4
Div Non Decr Years4
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-9.43%
Min EPS beat(2)-21.99%
Max EPS beat(2)3.14%
EPS beat(4)3
Avg EPS beat(4)3.78%
Min EPS beat(4)-21.99%
Max EPS beat(4)29.14%
EPS beat(8)5
Avg EPS beat(8)1.61%
EPS beat(12)8
Avg EPS beat(12)5.28%
EPS beat(16)10
Avg EPS beat(16)7.62%
Revenue beat(2)1
Avg Revenue beat(2)-5.31%
Min Revenue beat(2)-14.34%
Max Revenue beat(2)3.72%
Revenue beat(4)2
Avg Revenue beat(4)-0.16%
Min Revenue beat(4)-14.34%
Max Revenue beat(4)11.97%
Revenue beat(8)3
Avg Revenue beat(8)-0.91%
Revenue beat(12)6
Avg Revenue beat(12)0.15%
Revenue beat(16)7
Avg Revenue beat(16)1.22%
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0%
EPS NY rev (1m)0%
EPS NY rev (3m)-1.92%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.03 | ||
| Fwd PE | 11.01 | ||
| P/S | 2.68 | ||
| P/FCF | 4.11 | ||
| P/OCF | 4.11 | ||
| P/B | 0.79 | ||
| P/tB | 0.79 | ||
| EV/EBITDA | 24.35 |
EPS(TTM)1.08
EY12.46%
EPS(NY)0.79
Fwd EY9.09%
FCF(TTM)2.11
FCFY24.31%
OCF(TTM)2.11
OCFY24.31%
SpS3.23
BVpS10.91
TBVpS10.91
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.59% | ||
| ROE | 7.01% | ||
| ROCE | 3.7% | ||
| ROIC | 2.93% | ||
| ROICexc | 3.01% | ||
| ROICexgc | 3.01% | ||
| OM | 33.28% | ||
| PM (TTM) | 23.64% | ||
| GM | 42.89% | ||
| FCFM | 65.17% |
ROA(3y)1.7%
ROA(5y)3.17%
ROE(3y)4.01%
ROE(5y)8.45%
ROIC(3y)3.14%
ROIC(5y)2.69%
ROICexc(3y)3.31%
ROICexc(5y)2.86%
ROICexgc(3y)3.31%
ROICexgc(5y)2.86%
ROCE(3y)3.97%
ROCE(5y)3.4%
ROICexcg growth 3Y15.02%
ROICexcg growth 5Y1.32%
ROICexc growth 3Y15.02%
ROICexc growth 5Y1.37%
OM growth 3Y7.35%
OM growth 5Y-0.85%
PM growth 3Y-20.73%
PM growth 5Y26.67%
GM growth 3Y1.34%
GM growth 5Y-0.43%
F-Score5
Asset Turnover0.11
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.66 | ||
| Debt/FCF | 8.58 | ||
| Debt/EBITDA | 16.79 | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 1.01 | ||
| Cash Conversion | 195.79% | ||
| Profit Quality | 275.6% | ||
| Current Ratio | 2.11 | ||
| Quick Ratio | 2.11 | ||
| Altman-Z | 0.4 |
F-Score5
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-24.48%
EPS 3Y7.72%
EPS 5Y-2.52%
EPS Q2Q%-3.85%
EPS Next Y-17.58%
EPS Next 2Y-20.61%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-19.04%
Revenue growth 3Y0.14%
Revenue growth 5Y-1.8%
Sales Q2Q%-6.17%
Revenue Next Year-11.59%
Revenue Next 2Y-7.58%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-24.59%
EBIT growth 3Y7.51%
EBIT growth 5Y-2.64%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-39.27%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-39.27%
OCF growth 3YN/A
OCF growth 5YN/A