OFS CAPITAL CORP (OFS) Stock Fundamental Analysis
USA - NASDAQ:OFS - US67103B1008 - Common Stock
5.145 USD
-0.23 (-4.19%)
5.05 USD
-0.09 (-1.85%)
Overall OFS gets a fundamental rating of 4 out of 10. We evaluated OFS against 237 industry peers in the Capital Markets industry. OFS has an average financial health and profitability rating. OFS is valued quite cheap, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
OFS had positive earnings in the past year.
OFS had a positive operating cash flow in the past year.
The reported net income has been mixed in the past 5 years: OFS reported negative net income in multiple years.
Of the past 5 years OFS 4 years had a positive operating cash flow.
1.2 Ratios
OFS's Return On Assets of 2.59% is in line compared to the rest of the industry. OFS outperforms 47.26% of its industry peers.
With a Return On Equity value of 7.01%, OFS perfoms like the industry average, outperforming 44.30% of the companies in the same industry.
Looking at the Return On Invested Capital, with a value of 2.93%, OFS is in line with its industry, outperforming 42.19% of the companies in the same industry.
The Average Return On Invested Capital over the past 3 years for OFS is below the industry average of 7.63%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.59% | ||
| ROE | 7.01% | ||
| ROIC | 2.93% |
ROA(3y)1.7%
ROA(5y)3.17%
ROE(3y)4.01%
ROE(5y)8.45%
ROIC(3y)3.14%
ROIC(5y)2.69%
1.3 Margins
OFS has a better Profit Margin (23.64%) than 62.03% of its industry peers.
OFS's Profit Margin has improved in the last couple of years.
OFS has a better Operating Margin (33.28%) than 62.03% of its industry peers.
In the last couple of years the Operating Margin of OFS has remained more or less at the same level.
OFS has a Gross Margin (42.89%) which is in line with its industry peers.
In the last couple of years the Gross Margin of OFS has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 33.28% | ||
| PM (TTM) | 23.64% | ||
| GM | 42.89% |
OM growth 3Y7.35%
OM growth 5Y-0.85%
PM growth 3Y-20.73%
PM growth 5Y26.67%
GM growth 3Y1.34%
GM growth 5Y-0.43%
2. Health
2.1 Basic Checks
Compared to 1 year ago, OFS has about the same amount of shares outstanding.
The number of shares outstanding for OFS remains at a similar level compared to 5 years ago.
OFS has a better debt/assets ratio than last year.
2.2 Solvency
OFS has an Altman-Z score of 0.28. This is a bad value and indicates that OFS is not financially healthy and even has some risk of bankruptcy.
OFS has a Altman-Z score of 0.28. This is in the lower half of the industry: OFS underperforms 71.73% of its industry peers.
The Debt to FCF ratio of OFS is 8.58, which is on the high side as it means it would take OFS, 8.58 years of fcf income to pay off all of its debts.
OFS has a Debt to FCF ratio of 8.58. This is comparable to the rest of the industry: OFS outperforms 59.49% of its industry peers.
A Debt/Equity ratio of 1.66 is on the high side and indicates that OFS has dependencies on debt financing.
With a Debt to Equity ratio value of 1.66, OFS is not doing good in the industry: 75.11% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.66 | ||
| Debt/FCF | 8.58 | ||
| Altman-Z | 0.28 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
OFS has a Current Ratio of 2.11. This indicates that OFS is financially healthy and has no problem in meeting its short term obligations.
With a decent Current ratio value of 2.11, OFS is doing good in the industry, outperforming 73.42% of the companies in the same industry.
A Quick Ratio of 2.11 indicates that OFS has no problem at all paying its short term obligations.
OFS has a better Quick ratio (2.11) than 73.42% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.11 | ||
| Quick Ratio | 2.11 |
3. Growth
3.1 Past
The earnings per share for OFS have decreased strongly by -20.77% in the last year.
OFS shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -2.52% yearly.
Looking at the last year, OFS shows a very negative growth in Revenue. The Revenue has decreased by -15.77% in the last year.
OFS shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -1.80% yearly.
EPS 1Y (TTM)-20.77%
EPS 3Y7.72%
EPS 5Y-2.52%
EPS Q2Q%-18.52%
Revenue 1Y (TTM)-15.77%
Revenue growth 3Y0.14%
Revenue growth 5Y-1.8%
Sales Q2Q%-74.57%
3.2 Future
OFS is expected to show a very negative growth in Earnings Per Share. In the coming years, the EPS will decrease by -20.61% yearly.
OFS is expected to show a decrease in Revenue. In the coming years, the Revenue will decrease by -7.58% yearly.
EPS Next Y-17.58%
EPS Next 2Y-20.61%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-11.59%
Revenue Next 2Y-7.58%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
OFS is valuated cheaply with a Price/Earnings ratio of 5.00.
93.67% of the companies in the same industry are more expensive than OFS, based on the Price/Earnings ratio.
When comparing the Price/Earnings ratio of OFS to the average of the S&P500 Index (25.67), we can say OFS is valued rather cheaply.
OFS is valuated cheaply with a Price/Forward Earnings ratio of 6.53.
Compared to the rest of the industry, the Price/Forward Earnings ratio of OFS indicates a rather cheap valuation: OFS is cheaper than 90.30% of the companies listed in the same industry.
OFS is valuated cheaply when we compare the Price/Forward Earnings ratio to 31.86, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 5 | ||
| Fwd PE | 6.53 |
4.2 Price Multiples
69.62% of the companies in the same industry are more expensive than OFS, based on the Enterprise Value to EBITDA ratio.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of OFS indicates a rather cheap valuation: OFS is cheaper than 91.14% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 2.44 | ||
| EV/EBITDA | 20.86 |
4.3 Compensation for Growth
OFS's earnings are expected to decrease with -20.61% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-20.61%
EPS Next 3YN/A
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 7.24%, OFS is a good candidate for dividend investing.
The stock price of OFS dropped by -38.09% in the last 3 months. With lower prices the dividend yield is higher, but it may be a sign investors do not trust the long term dividend.
Compared to an average industry Dividend Yield of 8.39, OFS pays a bit more dividend than its industry peers.
OFS's Dividend Yield is rather good when compared to the S&P500 average which is at 2.40.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 7.24% |
5.2 History
The dividend of OFS has a limited annual growth rate of 0.30%.
OFS has been paying a dividend for at least 10 years, so it has a reliable track record.
OFS has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)0.3%
Div Incr Years4
Div Non Decr Years4
5.3 Sustainability
OFS pays out 177.83% of its income as dividend. This is not a sustainable payout ratio.
OFS's earnings are declining while the Dividend Rate has been growing. This means the dividend growth is most likely not sustainable.
DP177.83%
EPS Next 2Y-20.61%
EPS Next 3YN/A
5.145
-0.23 (-4.19%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners10.71%
Inst Owner Change-0.14%
Ins Owners0.59%
Ins Owner Change0%
Market Cap68.94M
Revenue(TTM)47.96M
Net Income(TTM)10.25M
Analysts45
Price TargetN/A
Short Float %1.66%
Short Ratio3.04
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 7.24% |
Yearly Dividend1.36
Dividend Growth(5Y)0.3%
DP177.83%
Div Incr Years4
Div Non Decr Years4
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-9.43%
Min EPS beat(2)-21.99%
Max EPS beat(2)3.14%
EPS beat(4)3
Avg EPS beat(4)3.78%
Min EPS beat(4)-21.99%
Max EPS beat(4)29.14%
EPS beat(8)5
Avg EPS beat(8)1.61%
EPS beat(12)8
Avg EPS beat(12)5.28%
EPS beat(16)10
Avg EPS beat(16)7.62%
Revenue beat(2)1
Avg Revenue beat(2)-5.31%
Min Revenue beat(2)-14.34%
Max Revenue beat(2)3.72%
Revenue beat(4)2
Avg Revenue beat(4)-0.16%
Min Revenue beat(4)-14.34%
Max Revenue beat(4)11.97%
Revenue beat(8)3
Avg Revenue beat(8)-0.91%
Revenue beat(12)6
Avg Revenue beat(12)0.15%
Revenue beat(16)7
Avg Revenue beat(16)1.22%
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0%
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 5 | ||
| Fwd PE | 6.53 | ||
| P/S | 1.59 | ||
| P/FCF | 2.44 | ||
| P/OCF | 2.44 | ||
| P/B | 0.47 | ||
| P/tB | 0.47 | ||
| EV/EBITDA | 20.86 |
EPS(TTM)1.03
EY20.02%
EPS(NY)0.79
Fwd EY15.31%
FCF(TTM)2.11
FCFY40.96%
OCF(TTM)2.11
OCFY40.96%
SpS3.23
BVpS10.91
TBVpS10.91
PEG (NY)N/A
PEG (5Y)N/A
Graham Number15.9
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.59% | ||
| ROE | 7.01% | ||
| ROCE | 3.7% | ||
| ROIC | 2.93% | ||
| ROICexc | 3.01% | ||
| ROICexgc | 3.01% | ||
| OM | 33.28% | ||
| PM (TTM) | 23.64% | ||
| GM | 42.89% | ||
| FCFM | 65.17% |
ROA(3y)1.7%
ROA(5y)3.17%
ROE(3y)4.01%
ROE(5y)8.45%
ROIC(3y)3.14%
ROIC(5y)2.69%
ROICexc(3y)3.31%
ROICexc(5y)2.86%
ROICexgc(3y)3.31%
ROICexgc(5y)2.86%
ROCE(3y)3.97%
ROCE(5y)3.4%
ROICexgc growth 3Y15.02%
ROICexgc growth 5Y1.32%
ROICexc growth 3Y15.02%
ROICexc growth 5Y1.37%
OM growth 3Y7.35%
OM growth 5Y-0.85%
PM growth 3Y-20.73%
PM growth 5Y26.67%
GM growth 3Y1.34%
GM growth 5Y-0.43%
F-Score5
Asset Turnover0.11
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.66 | ||
| Debt/FCF | 8.58 | ||
| Debt/EBITDA | 16.79 | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 1.01 | ||
| Cash Conversion | 195.79% | ||
| Profit Quality | 275.6% | ||
| Current Ratio | 2.11 | ||
| Quick Ratio | 2.11 | ||
| Altman-Z | 0.28 |
F-Score5
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-20.77%
EPS 3Y7.72%
EPS 5Y-2.52%
EPS Q2Q%-18.52%
EPS Next Y-17.58%
EPS Next 2Y-20.61%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-15.77%
Revenue growth 3Y0.14%
Revenue growth 5Y-1.8%
Sales Q2Q%-74.57%
Revenue Next Year-11.59%
Revenue Next 2Y-7.58%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-24.59%
EBIT growth 3Y7.51%
EBIT growth 5Y-2.64%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-39.27%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-39.27%
OCF growth 3YN/A
OCF growth 5YN/A
OFS CAPITAL CORP / OFS FAQ
What is the fundamental rating for OFS stock?
ChartMill assigns a fundamental rating of 4 / 10 to OFS.
What is the valuation status of OFS CAPITAL CORP (OFS) stock?
ChartMill assigns a valuation rating of 7 / 10 to OFS CAPITAL CORP (OFS). This can be considered as Undervalued.
What is the profitability of OFS stock?
OFS CAPITAL CORP (OFS) has a profitability rating of 4 / 10.
Can you provide the financial health for OFS stock?
The financial health rating of OFS CAPITAL CORP (OFS) is 4 / 10.
Can you provide the expected EPS growth for OFS stock?
The Earnings per Share (EPS) of OFS CAPITAL CORP (OFS) is expected to decline by -17.58% in the next year.