OFS CAPITAL CORP (OFS) Stock Fundamental Analysis
NASDAQ:OFS - Nasdaq - US67103B1008 - Common Stock - Currency: USD
Overall OFS gets a fundamental rating of 4 out of 10. We evaluated OFS against 230 industry peers in the Capital Markets industry. OFS has only an average score on both its financial health and profitability. OFS has a valuation in line with the averages, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
In the past year OFS was profitable.
In the past year OFS had a positive cash flow from operations.
In multiple years OFS reported negative net income over the last 5 years.
OFS had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
OFS has a Return On Assets of 6.64%. This is amongst the best in the industry. OFS outperforms 80.52% of its industry peers.
OFS's Return On Equity of 16.51% is amongst the best of the industry. OFS outperforms 81.39% of its industry peers.
OFS has a Return On Invested Capital of 3.14%. This is comparable to the rest of the industry: OFS outperforms 41.13% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for OFS is below the industry average of 7.23%.
The 3 year average ROIC (3.14%) for OFS is below the current ROIC(3.14%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.64% | ||
| ROE | 16.51% | ||
| ROIC | 3.14% |
ROA(3y)1.7%
ROA(5y)3.17%
ROE(3y)4.01%
ROE(5y)8.45%
ROIC(3y)3.14%
ROIC(5y)2.69%
1.3 Margins
With an excellent Profit Margin value of 59.30%, OFS belongs to the best of the industry, outperforming 92.21% of the companies in the same industry.
In the last couple of years the Profit Margin of OFS has grown nicely.
With a decent Operating Margin value of 34.84%, OFS is doing good in the industry, outperforming 62.77% of the companies in the same industry.
In the last couple of years the Operating Margin of OFS has remained more or less at the same level.
OFS has a Gross Margin (44.09%) which is in line with its industry peers.
In the last couple of years the Gross Margin of OFS has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 34.84% | ||
| PM (TTM) | 59.3% | ||
| GM | 44.09% |
OM growth 3Y7.35%
OM growth 5Y-0.85%
PM growth 3Y-20.73%
PM growth 5Y26.67%
GM growth 3Y1.34%
GM growth 5Y-0.43%
2. Health
2.1 Basic Checks
OFS has about the same amout of shares outstanding than it did 1 year ago.
The number of shares outstanding for OFS remains at a similar level compared to 5 years ago.
The debt/assets ratio for OFS has been reduced compared to a year ago.
2.2 Solvency
OFS has an Altman-Z score of 0.50. This is a bad value and indicates that OFS is not financially healthy and even has some risk of bankruptcy.
The Altman-Z score of OFS (0.50) is worse than 65.37% of its industry peers.
The Debt to FCF ratio of OFS is 7.47, which is on the high side as it means it would take OFS, 7.47 years of fcf income to pay off all of its debts.
With a Debt to FCF ratio value of 7.47, OFS perfoms like the industry average, outperforming 54.98% of the companies in the same industry.
A Debt/Equity ratio of 1.43 is on the high side and indicates that OFS has dependencies on debt financing.
OFS's Debt to Equity ratio of 1.43 is on the low side compared to the rest of the industry. OFS is outperformed by 69.26% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.43 | ||
| Debt/FCF | 7.47 | ||
| Altman-Z | 0.5 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
OFS has a Current Ratio of 2.27. This indicates that OFS is financially healthy and has no problem in meeting its short term obligations.
OFS's Current ratio of 2.27 is fine compared to the rest of the industry. OFS outperforms 75.32% of its industry peers.
A Quick Ratio of 2.27 indicates that OFS has no problem at all paying its short term obligations.
With a decent Quick ratio value of 2.27, OFS is doing good in the industry, outperforming 75.76% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.27 | ||
| Quick Ratio | 2.27 |
3. Growth
3.1 Past
The earnings per share for OFS have decreased strongly by -29.68% in the last year.
Measured over the past years, OFS shows a decrease in Earnings Per Share. The EPS has been decreasing by -2.52% on average per year.
OFS shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -15.77%.
Measured over the past years, OFS shows a decrease in Revenue. The Revenue has been decreasing by -1.80% on average per year.
EPS 1Y (TTM)-29.68%
EPS 3Y7.72%
EPS 5Y-2.52%
EPS Q2Q%-38.1%
Revenue 1Y (TTM)-15.77%
Revenue growth 3Y0.14%
Revenue growth 5Y-1.8%
Sales Q2Q%-27.67%
3.2 Future
Based on estimates for the next years, OFS will show a very negative growth in Earnings Per Share. The EPS will decrease by -20.61% on average per year.
The Revenue is expected to decrease by -7.12% on average over the next years.
EPS Next Y-15.97%
EPS Next 2Y-20.61%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-11.37%
Revenue Next 2Y-7.12%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
OFS is valuated reasonably with a Price/Earnings ratio of 8.03.
OFS's Price/Earnings ratio is rather cheap when compared to the industry. OFS is cheaper than 84.85% of the companies in the same industry.
When comparing the Price/Earnings ratio of OFS to the average of the S&P500 Index (25.25), we can say OFS is valued rather cheaply.
With a Price/Forward Earnings ratio of 11.11, the valuation of OFS can be described as very reasonable.
Compared to the rest of the industry, the Price/Forward Earnings ratio of OFS indicates a somewhat cheap valuation: OFS is cheaper than 65.80% of the companies listed in the same industry.
OFS's Price/Forward Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 21.27.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.03 | ||
| Fwd PE | 11.11 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, OFS is valued a bit cheaper than the industry average as 72.29% of the companies are valued more expensively.
Based on the Price/Free Cash Flow ratio, OFS is valued cheaply inside the industry as 86.58% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 3.55 | ||
| EV/EBITDA | 21.32 |
4.3 Compensation for Growth
The decent profitability rating of OFS may justify a higher PE ratio.
OFS's earnings are expected to decrease with -20.61% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-20.61%
EPS Next 3YN/A
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 15.45%, OFS is a good candidate for dividend investing.
OFS's Dividend Yield is rather good when compared to the industry average which is at 8.28. OFS pays more dividend than 92.21% of the companies in the same industry.
Compared to an average S&P500 Dividend Yield of 2.37, OFS pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 15.45% |
5.2 History
The dividend of OFS has a limited annual growth rate of 0.30%.
OFS has paid a dividend for at least 10 years, which is a reliable track record.
OFS has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)0.3%
Div Incr Years4
Div Non Decr Years4
5.3 Sustainability
OFS pays out 64.06% of its income as dividend. This is not a sustainable payout ratio.
OFS's earnings are declining while the Dividend Rate has been growing. This means the dividend growth is most likely not sustainable.
DP64.06%
EPS Next 2Y-20.61%
EPS Next 3YN/A
8.75
-0.05 (-0.57%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners10.96%
Inst Owner Change0.62%
Ins Owners0.57%
Ins Owner Change0%
Market Cap117.25M
Analysts45
Price Target9.18 (4.91%)
Short Float %0.84%
Short Ratio1.29
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 15.45% |
Yearly Dividend1.36
Dividend Growth(5Y)0.3%
DP64.06%
Div Incr Years4
Div Non Decr Years4
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)16.99%
Min EPS beat(2)4.83%
Max EPS beat(2)29.14%
EPS beat(4)3
Avg EPS beat(4)9.97%
Min EPS beat(4)-11.23%
Max EPS beat(4)29.14%
EPS beat(8)6
Avg EPS beat(8)4.75%
EPS beat(12)8
Avg EPS beat(12)9.37%
EPS beat(16)10
Avg EPS beat(16)8.95%
Revenue beat(2)1
Avg Revenue beat(2)4.99%
Min Revenue beat(2)-1.99%
Max Revenue beat(2)11.97%
Revenue beat(4)2
Avg Revenue beat(4)2.63%
Min Revenue beat(4)-5.84%
Max Revenue beat(4)11.97%
Revenue beat(8)3
Avg Revenue beat(8)0.57%
Revenue beat(12)5
Avg Revenue beat(12)-0.11%
Revenue beat(16)7
Avg Revenue beat(16)1.99%
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-5.71%
EPS NY rev (1m)0%
EPS NY rev (3m)2.97%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-3.25%
Revenue NY rev (1m)0%
Revenue NY rev (3m)2.23%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.03 | ||
| Fwd PE | 11.11 | ||
| P/S | 2.44 | ||
| P/FCF | 3.55 | ||
| P/OCF | 3.55 | ||
| P/B | 0.68 | ||
| P/tB | 0.68 | ||
| EV/EBITDA | 21.32 |
EPS(TTM)1.09
EY12.46%
EPS(NY)0.79
Fwd EY9%
FCF(TTM)2.46
FCFY28.15%
OCF(TTM)2.46
OCFY28.15%
SpS3.58
BVpS12.85
TBVpS12.85
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.64% | ||
| ROE | 16.51% | ||
| ROCE | 3.98% | ||
| ROIC | 3.14% | ||
| ROICexc | 3.19% | ||
| ROICexgc | 3.19% | ||
| OM | 34.84% | ||
| PM (TTM) | 59.3% | ||
| GM | 44.09% | ||
| FCFM | 68.82% |
ROA(3y)1.7%
ROA(5y)3.17%
ROE(3y)4.01%
ROE(5y)8.45%
ROIC(3y)3.14%
ROIC(5y)2.69%
ROICexc(3y)3.31%
ROICexc(5y)2.86%
ROICexgc(3y)3.31%
ROICexgc(5y)2.86%
ROCE(3y)3.97%
ROCE(5y)3.4%
ROICexcg growth 3Y15.02%
ROICexcg growth 5Y1.32%
ROICexc growth 3Y15.02%
ROICexc growth 5Y1.37%
OM growth 3Y7.35%
OM growth 5Y-0.85%
PM growth 3Y-20.73%
PM growth 5Y26.67%
GM growth 3Y1.34%
GM growth 5Y-0.43%
F-Score5
Asset Turnover0.11
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.43 | ||
| Debt/FCF | 7.47 | ||
| Debt/EBITDA | 14.7 | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 1.07 | ||
| Cash Conversion | 196.71% | ||
| Profit Quality | 116.06% | ||
| Current Ratio | 2.27 | ||
| Quick Ratio | 2.27 | ||
| Altman-Z | 0.5 |
F-Score5
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-29.68%
EPS 3Y7.72%
EPS 5Y-2.52%
EPS Q2Q%-38.1%
EPS Next Y-15.97%
EPS Next 2Y-20.61%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-15.77%
Revenue growth 3Y0.14%
Revenue growth 5Y-1.8%
Sales Q2Q%-27.67%
Revenue Next Year-11.37%
Revenue Next 2Y-7.12%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-17.09%
EBIT growth 3Y7.51%
EBIT growth 5Y-2.64%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-59.53%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-59.53%
OCF growth 3YN/A
OCF growth 5YN/A