OCWEN FINANCIAL CORP (OCN) Stock Fundamental Analysis

NYSE:OCN • US6757466064

25.08 USD
-0.19 (-0.75%)
At close: Jun 7, 2024
25.08 USD
0 (0%)
After Hours: 6/7/2024, 8:04:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

4

We assign a fundamental rating of 4 out of 10 to OCN. OCN was compared to 97 industry peers in the Financial Services industry. While OCN is still in line with the averages on profitability rating, there are concerns on its financial health. OCN is not valued too expensively and it also shows a decent growth rate.


Dividend Valuation Growth Profitability Health

4

1. Profitability

1.1 Basic Checks

  • OCN had positive earnings in the past year.
  • In the past year OCN has reported a negative cash flow from operations.
  • In multiple years OCN reported negative net income over the last 5 years.
  • Of the past 5 years OCN 4 years had a positive operating cash flow.
OCN Yearly Net Income VS EBIT VS OCF VS FCFOCN Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 0 -500M -1B

1.2 Ratios

  • The Return On Assets of OCN (0.05%) is worse than 67.65% of its industry peers.
  • Looking at the Return On Equity, with a value of 1.53%, OCN is doing worse than 66.67% of the companies in the same industry.
  • OCN has a Return On Invested Capital (2.85%) which is in line with its industry peers.
  • Measured over the past 3 years, the Average Return On Invested Capital for OCN is significantly below the industry average of 8.62%.
  • The last Return On Invested Capital (2.85%) for OCN is above the 3 year average (2.53%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA 0.05%
ROE 1.53%
ROIC 2.85%
ROA(3y)-0.05%
ROA(5y)-0.38%
ROE(3y)-2.14%
ROE(5y)-10.12%
ROIC(3y)2.53%
ROIC(5y)2.24%
OCN Yearly ROA, ROE, ROICOCN Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 0 -10 -20 -30

1.3 Margins

  • OCN has a Profit Margin of 0.63%. This is in the lower half of the industry: OCN underperforms 63.73% of its industry peers.
  • Looking at the Operating Margin, with a value of 44.71%, OCN belongs to the top of the industry, outperforming 86.27% of the companies in the same industry.
  • In the last couple of years the Operating Margin of OCN has grown nicely.
  • The Gross Margin of OCN (94.58%) is better than 99.02% of its industry peers.
  • OCN's Gross Margin has improved in the last couple of years.
Industry RankSector Rank
OM 44.71%
PM (TTM) 0.63%
GM 94.58%
OM growth 3Y40.09%
OM growth 5Y26.37%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y12.91%
GM growth 5Y5.26%
OCN Yearly Profit, Operating, Gross MarginsOCN Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 0 20 40 60 80

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

3

2. Health

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), OCN is creating some value.
  • Compared to 1 year ago, OCN has more shares outstanding
  • OCN has a worse debt/assets ratio than last year.
OCN Yearly Shares OutstandingOCN Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2M 4M 6M 8M
OCN Yearly Total Debt VS Total AssetsOCN Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2B 4B 6B 8B 10B

2.2 Solvency

  • OCN has an Altman-Z score of 0.21. This is a bad value and indicates that OCN is not financially healthy and even has some risk of bankruptcy.
  • OCN's Altman-Z score of 0.21 is on the low side compared to the rest of the industry. OCN is outperformed by 62.75% of its industry peers.
  • A Debt/Equity ratio of 27.58 is on the high side and indicates that OCN has dependencies on debt financing.
  • OCN's Debt to Equity ratio of 27.58 is on the low side compared to the rest of the industry. OCN is outperformed by 96.08% of its industry peers.
Industry RankSector Rank
Debt/Equity 27.58
Debt/FCF N/A
Altman-Z 0.21
ROIC/WACC1.42
WACC2.01%
OCN Yearly LT Debt VS Equity VS FCFOCN Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 0 2B 4B 6B 8B 10B

2.3 Liquidity

  • A Current Ratio of 2.15 indicates that OCN has no problem at all paying its short term obligations.
  • OCN has a Current ratio of 2.15. This is in the better half of the industry: OCN outperforms 77.45% of its industry peers.
  • A Quick Ratio of 2.15 indicates that OCN has no problem at all paying its short term obligations.
  • OCN's Quick ratio of 2.15 is fine compared to the rest of the industry. OCN outperforms 79.41% of its industry peers.
Industry RankSector Rank
Current Ratio 2.15
Quick Ratio 2.15
OCN Yearly Current Assets VS Current LiabilitesOCN Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 200M 400M 600M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. Growth

3.1 Past

  • OCN shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 108.67%, which is quite impressive.
  • Looking at the last year, OCN shows a small growth in Revenue. The Revenue has grown by 6.07% in the last year.
  • OCN shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 0.07% yearly.
EPS 1Y (TTM)108.67%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%170.04%
Revenue 1Y (TTM)6.07%
Revenue growth 3Y3.54%
Revenue growth 5Y0.07%
Sales Q2Q%-8.67%

3.2 Future

  • The Earnings Per Share is expected to grow by 68.72% on average over the next years. This is a very strong growth
  • OCN is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 5.81% yearly.
EPS Next Y177.63%
EPS Next 2Y68.72%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year3.39%
Revenue Next 2Y5.81%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
OCN Yearly Revenue VS EstimatesOCN Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B 1.5B
OCN Yearly EPS VS EstimatesOCN Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 10 -10 -20

More info and screens

Find the best growth stocksShow best growing peers

5

4. Valuation

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 33.89, OCN can be considered very expensive at the moment.
  • Based on the Price/Earnings ratio, OCN is valued a bit more expensive than 62.75% of the companies in the same industry.
  • OCN is valuated rather expensively when we compare the Price/Earnings ratio to 26.68, which is the current average of the S&P500 Index.
  • OCN is valuated cheaply with a Price/Forward Earnings ratio of 3.55.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of OCN indicates a rather cheap valuation: OCN is cheaper than 97.06% of the companies listed in the same industry.
  • When comparing the Price/Forward Earnings ratio of OCN to the average of the S&P500 Index (28.06), we can say OCN is valued rather cheaply.
Industry RankSector Rank
PE 33.89
Fwd PE 3.55
OCN Price Earnings VS Forward Price EarningsOCN Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of OCN is on the same level as its industry peers.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 24.96
OCN Per share dataOCN EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 100 -100 -200

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • A more expensive valuation may be justified as OCN's earnings are expected to grow with 68.72% in the coming years.
PEG (NY)0.19
PEG (5Y)N/A
EPS Next 2Y68.72%
EPS Next 3YN/A

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. Dividend

5.1 Amount

  • OCN does not give a dividend.
Industry RankSector Rank
Dividend Yield N/A

More info and screens

Find the best dividend stocksShow peers with best dividend

OCWEN FINANCIAL CORP

NYSE:OCN (6/7/2024, 8:04:00 PM)

After market: 25.08 0 (0%)

25.08

-0.19 (-0.75%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)05-02
Earnings (Next)08-01
Inst Owners51.13%
Inst Owner Change2.56%
Ins Owners36.44%
Ins Owner Change0%
Market Cap195.87M
Revenue(TTM)1.04B
Net Income(TTM)6.60M
Analysts77.5
Price Target41.48 (65.39%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield N/A
Yearly Dividend0
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-264.62%
Min EPS beat(2)-741.07%
Max EPS beat(2)211.83%
EPS beat(4)2
Avg EPS beat(4)-50.98%
Min EPS beat(4)-741.07%
Max EPS beat(4)329.04%
EPS beat(8)3
Avg EPS beat(8)-4157.22%
EPS beat(12)5
Avg EPS beat(12)-3100.7%
EPS beat(16)7
Avg EPS beat(16)-2275.15%
Revenue beat(2)1
Avg Revenue beat(2)-3.77%
Min Revenue beat(2)-12.44%
Max Revenue beat(2)4.91%
Revenue beat(4)2
Avg Revenue beat(4)-2.62%
Min Revenue beat(4)-12.44%
Max Revenue beat(4)4.91%
Revenue beat(8)3
Avg Revenue beat(8)-3.37%
Revenue beat(12)3
Avg Revenue beat(12)-6.05%
Revenue beat(16)5
Avg Revenue beat(16)-4.72%
PT rev (1m)0%
PT rev (3m)1.67%
EPS NQ rev (1m)6.56%
EPS NQ rev (3m)6.56%
EPS NY rev (1m)17.35%
EPS NY rev (3m)21.33%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-0.5%
Revenue NY rev (1m)-2.23%
Revenue NY rev (3m)-0.72%
Valuation
Industry RankSector Rank
PE 33.89
Fwd PE 3.55
P/S 0.19
P/FCF N/A
P/OCF N/A
P/B 0.45
P/tB N/A
EV/EBITDA 24.96
EPS(TTM)0.74
EY2.95%
EPS(NY)7.06
Fwd EY28.15%
FCF(TTM)-25.16
FCFYN/A
OCF(TTM)-10.15
OCFYN/A
SpS133.66
BVpS55.33
TBVpS-249.41
PEG (NY)0.19
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA 0.05%
ROE 1.53%
ROCE 3.61%
ROIC 2.85%
ROICexc 2.9%
ROICexgc 3.89%
OM 44.71%
PM (TTM) 0.63%
GM 94.58%
FCFM N/A
ROA(3y)-0.05%
ROA(5y)-0.38%
ROE(3y)-2.14%
ROE(5y)-10.12%
ROIC(3y)2.53%
ROIC(5y)2.24%
ROICexc(3y)2.57%
ROICexc(5y)2.3%
ROICexgc(3y)3.56%
ROICexgc(5y)3.19%
ROCE(3y)3.2%
ROCE(5y)2.84%
ROICexgc growth 3Y37.88%
ROICexgc growth 5Y16.11%
ROICexc growth 3Y36.42%
ROICexc growth 5Y18.63%
OM growth 3Y40.09%
OM growth 5Y26.37%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y12.91%
GM growth 5Y5.26%
F-Score6
Asset Turnover0.08
Health
Industry RankSector Rank
Debt/Equity 27.58
Debt/FCF N/A
Debt/EBITDA 24.94
Cap/Depr 1055.86%
Cap/Sales 11.23%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 2.15
Quick Ratio 2.15
Altman-Z 0.21
F-Score6
WACC2.01%
ROIC/WACC1.42
Cap/Depr(3y)3528.28%
Cap/Depr(5y)2500.81%
Cap/Sales(3y)37.67%
Cap/Sales(5y)31.03%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)108.67%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%170.04%
EPS Next Y177.63%
EPS Next 2Y68.72%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)6.07%
Revenue growth 3Y3.54%
Revenue growth 5Y0.07%
Sales Q2Q%-8.67%
Revenue Next Year3.39%
Revenue Next 2Y5.81%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y44.66%
EBIT growth 3Y45.05%
EBIT growth 5Y26.46%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y80.75%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y49.1%
OCF growth 3Y-65.84%
OCF growth 5Y-47.96%

OCWEN FINANCIAL CORP / OCN FAQ

What is the ChartMill fundamental rating of OCWEN FINANCIAL CORP (OCN) stock?

ChartMill assigns a fundamental rating of 4 / 10 to OCN.


What is the valuation status for OCN stock?

ChartMill assigns a valuation rating of 5 / 10 to OCWEN FINANCIAL CORP (OCN). This can be considered as Fairly Valued.


Can you provide the profitability details for OCWEN FINANCIAL CORP?

OCWEN FINANCIAL CORP (OCN) has a profitability rating of 4 / 10.


What is the financial health of OCWEN FINANCIAL CORP (OCN) stock?

The financial health rating of OCWEN FINANCIAL CORP (OCN) is 3 / 10.


How sustainable is the dividend of OCWEN FINANCIAL CORP (OCN) stock?

The dividend rating of OCWEN FINANCIAL CORP (OCN) is 0 / 10 and the dividend payout ratio is 0%.