OCWEN FINANCIAL CORP (OCN) Fundamental Analysis & Valuation

NYSE:OCN • US6757466064

Current stock price

25.08 USD
-0.19 (-0.75%)
At close:
25.08 USD
0 (0%)
After Hours:

This OCN fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

4

1. OCN Profitability Analysis

1.1 Basic Checks

  • In the past year OCN was profitable.
  • In the past year OCN has reported a negative cash flow from operations.
  • The reported net income has been mixed in the past 5 years: OCN reported negative net income in multiple years.
  • OCN had a positive operating cash flow in 4 of the past 5 years.
OCN Yearly Net Income VS EBIT VS OCF VS FCFOCN Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 0 -500M -1B

1.2 Ratios

  • With a Return On Assets value of 0.05%, OCN is not doing good in the industry: 67.65% of the companies in the same industry are doing better.
  • OCN's Return On Equity of 1.53% is on the low side compared to the rest of the industry. OCN is outperformed by 66.67% of its industry peers.
  • Looking at the Return On Invested Capital, with a value of 2.85%, OCN is in line with its industry, outperforming 49.02% of the companies in the same industry.
  • OCN had an Average Return On Invested Capital over the past 3 years of 2.53%. This is significantly below the industry average of 8.10%.
  • The 3 year average ROIC (2.53%) for OCN is below the current ROIC(2.85%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 0.05%
ROE 1.53%
ROIC 2.85%
ROA(3y)-0.05%
ROA(5y)-0.38%
ROE(3y)-2.14%
ROE(5y)-10.12%
ROIC(3y)2.53%
ROIC(5y)2.24%
OCN Yearly ROA, ROE, ROICOCN Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 0 -10 -20 -30

1.3 Margins

  • OCN's Profit Margin of 0.63% is on the low side compared to the rest of the industry. OCN is outperformed by 63.73% of its industry peers.
  • With an excellent Operating Margin value of 44.71%, OCN belongs to the best of the industry, outperforming 86.27% of the companies in the same industry.
  • In the last couple of years the Operating Margin of OCN has grown nicely.
  • OCN has a better Gross Margin (94.58%) than 99.02% of its industry peers.
  • OCN's Gross Margin has improved in the last couple of years.
Industry RankSector Rank
OM 44.71%
PM (TTM) 0.63%
GM 94.58%
OM growth 3Y40.09%
OM growth 5Y26.37%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y12.91%
GM growth 5Y5.26%
OCN Yearly Profit, Operating, Gross MarginsOCN Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 0 20 40 60 80

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3

2. OCN Health Analysis

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), OCN is creating some value.
  • The number of shares outstanding for OCN has been increased compared to 1 year ago.
  • The debt/assets ratio for OCN is higher compared to a year ago.
OCN Yearly Shares OutstandingOCN Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2M 4M 6M 8M
OCN Yearly Total Debt VS Total AssetsOCN Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2B 4B 6B 8B 10B

2.2 Solvency

  • Based on the Altman-Z score of 0.21, we must say that OCN is in the distress zone and has some risk of bankruptcy.
  • The Altman-Z score of OCN (0.21) is worse than 62.75% of its industry peers.
  • OCN has a Debt/Equity ratio of 27.58. This is a high value indicating a heavy dependency on external financing.
  • The Debt to Equity ratio of OCN (27.58) is worse than 96.08% of its industry peers.
Industry RankSector Rank
Debt/Equity 27.58
Debt/FCF N/A
Altman-Z 0.21
ROIC/WACC1.42
WACC2.01%
OCN Yearly LT Debt VS Equity VS FCFOCN Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 0 2B 4B 6B 8B 10B

2.3 Liquidity

  • OCN has a Current Ratio of 2.15. This indicates that OCN is financially healthy and has no problem in meeting its short term obligations.
  • OCN has a Current ratio of 2.15. This is in the better half of the industry: OCN outperforms 77.45% of its industry peers.
  • A Quick Ratio of 2.15 indicates that OCN has no problem at all paying its short term obligations.
  • With a decent Quick ratio value of 2.15, OCN is doing good in the industry, outperforming 79.41% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 2.15
Quick Ratio 2.15
OCN Yearly Current Assets VS Current LiabilitesOCN Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 200M 400M 600M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. OCN Growth Analysis

3.1 Past

  • OCN shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 108.67%, which is quite impressive.
  • The Revenue has been growing slightly by 6.07% in the past year.
  • The Revenue has been growing slightly by 0.07% on average over the past years.
EPS 1Y (TTM)108.67%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%170.04%
Revenue 1Y (TTM)6.07%
Revenue growth 3Y3.54%
Revenue growth 5Y0.07%
Sales Q2Q%-8.67%

3.2 Future

  • Based on estimates for the next years, OCN will show a very strong growth in Earnings Per Share. The EPS will grow by 68.72% on average per year.
  • OCN is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 5.81% yearly.
EPS Next Y177.63%
EPS Next 2Y68.72%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year3.39%
Revenue Next 2Y5.81%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
OCN Yearly Revenue VS EstimatesOCN Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B 1.5B
OCN Yearly EPS VS EstimatesOCN Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 10 -10 -20

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Find the best growth stocksShow best growing peers

5

4. OCN Valuation Analysis

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 33.89, OCN can be considered very expensive at the moment.
  • Compared to the rest of the industry, the Price/Earnings ratio of OCN indicates a slightly more expensive valuation: OCN is more expensive than 62.75% of the companies listed in the same industry.
  • When comparing the Price/Earnings ratio of OCN to the average of the S&P500 Index (26.78), we can say OCN is valued slightly more expensively.
  • A Price/Forward Earnings ratio of 3.55 indicates a rather cheap valuation of OCN.
  • Based on the Price/Forward Earnings ratio, OCN is valued cheaper than 97.06% of the companies in the same industry.
  • OCN is valuated cheaply when we compare the Price/Forward Earnings ratio to 23.54, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 33.89
Fwd PE 3.55
OCN Price Earnings VS Forward Price EarningsOCN Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • OCN's Enterprise Value to EBITDA is on the same level as the industry average.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 24.96
OCN Per share dataOCN EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 100 -100 -200

4.3 Compensation for Growth

  • OCN's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • A more expensive valuation may be justified as OCN's earnings are expected to grow with 68.72% in the coming years.
PEG (NY)0.19
PEG (5Y)N/A
EPS Next 2Y68.72%
EPS Next 3YN/A

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. OCN Dividend Analysis

5.1 Amount

  • OCN does not give a dividend.
Industry RankSector Rank
Dividend Yield N/A

More info and screens

Find the best dividend stocksShow peers with best dividend

OCN Fundamentals: All Metrics, Ratios and Statistics

OCWEN FINANCIAL CORP

NYSE:OCN (6/7/2024, 8:04:00 PM)

After market: 25.08 0 (0%)

25.08

-0.19 (-0.75%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)05-02
Earnings (Next)08-01
Inst Owners51.13%
Inst Owner Change0%
Ins Owners36.44%
Ins Owner Change0%
Market Cap195.87M
Revenue(TTM)1.04B
Net Income(TTM)6.60M
Analysts77.5
Price Target41.48 (65.39%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield N/A
Yearly Dividend0
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-264.62%
Min EPS beat(2)-741.07%
Max EPS beat(2)211.83%
EPS beat(4)2
Avg EPS beat(4)-50.98%
Min EPS beat(4)-741.07%
Max EPS beat(4)329.04%
EPS beat(8)3
Avg EPS beat(8)-4157.22%
EPS beat(12)5
Avg EPS beat(12)-3100.7%
EPS beat(16)7
Avg EPS beat(16)-2275.15%
Revenue beat(2)1
Avg Revenue beat(2)-3.77%
Min Revenue beat(2)-12.44%
Max Revenue beat(2)4.91%
Revenue beat(4)2
Avg Revenue beat(4)-2.62%
Min Revenue beat(4)-12.44%
Max Revenue beat(4)4.91%
Revenue beat(8)3
Avg Revenue beat(8)-3.37%
Revenue beat(12)3
Avg Revenue beat(12)-6.05%
Revenue beat(16)5
Avg Revenue beat(16)-4.72%
PT rev (1m)0%
PT rev (3m)1.67%
EPS NQ rev (1m)6.56%
EPS NQ rev (3m)6.56%
EPS NY rev (1m)17.35%
EPS NY rev (3m)21.33%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-0.5%
Revenue NY rev (1m)-2.23%
Revenue NY rev (3m)-0.72%
Valuation
Industry RankSector Rank
PE 33.89
Fwd PE 3.55
P/S 0.19
P/FCF N/A
P/OCF N/A
P/B 0.45
P/tB N/A
EV/EBITDA 24.96
EPS(TTM)0.74
EY2.95%
EPS(NY)7.06
Fwd EY28.15%
FCF(TTM)-25.16
FCFYN/A
OCF(TTM)-10.15
OCFYN/A
SpS133.66
BVpS55.33
TBVpS-249.41
PEG (NY)0.19
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA 0.05%
ROE 1.53%
ROCE 3.61%
ROIC 2.85%
ROICexc 2.9%
ROICexgc 3.89%
OM 44.71%
PM (TTM) 0.63%
GM 94.58%
FCFM N/A
ROA(3y)-0.05%
ROA(5y)-0.38%
ROE(3y)-2.14%
ROE(5y)-10.12%
ROIC(3y)2.53%
ROIC(5y)2.24%
ROICexc(3y)2.57%
ROICexc(5y)2.3%
ROICexgc(3y)3.56%
ROICexgc(5y)3.19%
ROCE(3y)3.2%
ROCE(5y)2.84%
ROICexgc growth 3Y37.88%
ROICexgc growth 5Y16.11%
ROICexc growth 3Y36.42%
ROICexc growth 5Y18.63%
OM growth 3Y40.09%
OM growth 5Y26.37%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y12.91%
GM growth 5Y5.26%
F-Score6
Asset Turnover0.08
Health
Industry RankSector Rank
Debt/Equity 27.58
Debt/FCF N/A
Debt/EBITDA 24.94
Cap/Depr 1055.86%
Cap/Sales 11.23%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 2.15
Quick Ratio 2.15
Altman-Z 0.21
F-Score6
WACC2.01%
ROIC/WACC1.42
Cap/Depr(3y)3528.28%
Cap/Depr(5y)2500.81%
Cap/Sales(3y)37.67%
Cap/Sales(5y)31.03%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)108.67%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%170.04%
EPS Next Y177.63%
EPS Next 2Y68.72%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)6.07%
Revenue growth 3Y3.54%
Revenue growth 5Y0.07%
Sales Q2Q%-8.67%
Revenue Next Year3.39%
Revenue Next 2Y5.81%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y44.66%
EBIT growth 3Y45.05%
EBIT growth 5Y26.46%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y80.75%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y49.1%
OCF growth 3Y-65.84%
OCF growth 5Y-47.96%

OCWEN FINANCIAL CORP / OCN Fundamental Analysis FAQ

What is the ChartMill fundamental rating of OCWEN FINANCIAL CORP (OCN) stock?

ChartMill assigns a fundamental rating of 4 / 10 to OCN.


What is the valuation status for OCN stock?

ChartMill assigns a valuation rating of 5 / 10 to OCWEN FINANCIAL CORP (OCN). This can be considered as Fairly Valued.


How profitable is OCWEN FINANCIAL CORP (OCN) stock?

OCWEN FINANCIAL CORP (OCN) has a profitability rating of 4 / 10.


Can you provide the financial health for OCN stock?

The financial health rating of OCWEN FINANCIAL CORP (OCN) is 3 / 10.


Can you provide the expected EPS growth for OCN stock?

The Earnings per Share (EPS) of OCWEN FINANCIAL CORP (OCN) is expected to grow by 177.63% in the next year.