OCWEN FINANCIAL CORP (OCN) Stock Fundamental Analysis
USA - NYSE:OCN - US6757466064 - Common Stock
25.08 USD
-0.19 (-0.75%)
25.08 USD
0 (0%)
Taking everything into account, OCN scores 4 out of 10 in our fundamental rating. OCN was compared to 99 industry peers in the Financial Services industry. OCN has a medium profitability rating, but doesn't score so well on its financial health evaluation. OCN has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
In the past year OCN was profitable.
OCN had a negative operating cash flow in the past year.
In multiple years OCN reported negative net income over the last 5 years.
OCN had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
With a Return On Assets value of 0.05%, OCN is not doing good in the industry: 67.65% of the companies in the same industry are doing better.
Looking at the Return On Equity, with a value of 1.53%, OCN is doing worse than 66.67% of the companies in the same industry.
With a Return On Invested Capital value of 2.85%, OCN perfoms like the industry average, outperforming 49.02% of the companies in the same industry.
The Average Return On Invested Capital over the past 3 years for OCN is significantly below the industry average of 8.14%.
The last Return On Invested Capital (2.85%) for OCN is above the 3 year average (2.53%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.05% | ||
| ROE | 1.53% | ||
| ROIC | 2.85% |
ROA(3y)-0.05%
ROA(5y)-0.38%
ROE(3y)-2.14%
ROE(5y)-10.12%
ROIC(3y)2.53%
ROIC(5y)2.24%
1.3 Margins
OCN has a Profit Margin of 0.63%. This is in the lower half of the industry: OCN underperforms 63.73% of its industry peers.
OCN has a better Operating Margin (44.71%) than 86.27% of its industry peers.
In the last couple of years the Operating Margin of OCN has grown nicely.
Looking at the Gross Margin, with a value of 94.58%, OCN belongs to the top of the industry, outperforming 99.02% of the companies in the same industry.
In the last couple of years the Gross Margin of OCN has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 44.71% | ||
| PM (TTM) | 0.63% | ||
| GM | 94.58% |
OM growth 3Y40.09%
OM growth 5Y26.37%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y12.91%
GM growth 5Y5.26%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so OCN is still creating some value.
OCN has more shares outstanding than it did 1 year ago.
OCN has less shares outstanding than it did 5 years ago.
The debt/assets ratio for OCN is higher compared to a year ago.
2.2 Solvency
OCN has an Altman-Z score of 0.21. This is a bad value and indicates that OCN is not financially healthy and even has some risk of bankruptcy.
OCN's Altman-Z score of 0.21 is on the low side compared to the rest of the industry. OCN is outperformed by 62.75% of its industry peers.
OCN has a Debt/Equity ratio of 27.58. This is a high value indicating a heavy dependency on external financing.
OCN's Debt to Equity ratio of 27.58 is on the low side compared to the rest of the industry. OCN is outperformed by 96.08% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 27.58 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 0.21 |
ROIC/WACC1.42
WACC2.01%
2.3 Liquidity
OCN has a Current Ratio of 2.15. This indicates that OCN is financially healthy and has no problem in meeting its short term obligations.
With a decent Current ratio value of 2.15, OCN is doing good in the industry, outperforming 77.45% of the companies in the same industry.
OCN has a Quick Ratio of 2.15. This indicates that OCN is financially healthy and has no problem in meeting its short term obligations.
OCN has a better Quick ratio (2.15) than 79.41% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.15 | ||
| Quick Ratio | 2.15 |
3. Growth
3.1 Past
OCN shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 108.67%, which is quite impressive.
OCN shows a small growth in Revenue. In the last year, the Revenue has grown by 6.07%.
Measured over the past years, OCN shows a small growth in Revenue. The Revenue has been growing by 0.07% on average per year.
EPS 1Y (TTM)108.67%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%170.04%
Revenue 1Y (TTM)6.07%
Revenue growth 3Y3.54%
Revenue growth 5Y0.07%
Sales Q2Q%-8.67%
3.2 Future
The Earnings Per Share is expected to grow by 68.72% on average over the next years. This is a very strong growth
OCN is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 5.81% yearly.
EPS Next Y177.63%
EPS Next 2Y68.72%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year3.39%
Revenue Next 2Y5.81%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 33.89, OCN can be considered very expensive at the moment.
Based on the Price/Earnings ratio, OCN is valued a bit more expensive than 62.75% of the companies in the same industry.
OCN's Price/Earnings ratio indicates a valuation a bit more expensive than the S&P500 average which is at 25.47.
A Price/Forward Earnings ratio of 3.55 indicates a rather cheap valuation of OCN.
Compared to the rest of the industry, the Price/Forward Earnings ratio of OCN indicates a rather cheap valuation: OCN is cheaper than 97.06% of the companies listed in the same industry.
OCN is valuated cheaply when we compare the Price/Forward Earnings ratio to 35.42, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 33.89 | ||
| Fwd PE | 3.55 |
4.2 Price Multiples
The rest of the industry has a similar Enterprise Value to EBITDA ratio as OCN.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 24.96 |
4.3 Compensation for Growth
OCN's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
OCN's earnings are expected to grow with 68.72% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.19
PEG (5Y)N/A
EPS Next 2Y68.72%
EPS Next 3YN/A
5. Dividend
5.1 Amount
OCN does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
25.08
-0.19 (-0.75%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners51.13%
Inst Owner Change5.03%
Ins Owners36.44%
Ins Owner Change8.77%
Market Cap195.87M
Revenue(TTM)1.04B
Net Income(TTM)6.60M
Analysts77.5
Price Target41.48 (65.39%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly Dividend0
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-264.62%
Min EPS beat(2)-741.07%
Max EPS beat(2)211.83%
EPS beat(4)2
Avg EPS beat(4)-50.98%
Min EPS beat(4)-741.07%
Max EPS beat(4)329.04%
EPS beat(8)3
Avg EPS beat(8)-4157.22%
EPS beat(12)5
Avg EPS beat(12)-3100.7%
EPS beat(16)7
Avg EPS beat(16)-2275.15%
Revenue beat(2)1
Avg Revenue beat(2)-3.77%
Min Revenue beat(2)-12.44%
Max Revenue beat(2)4.91%
Revenue beat(4)2
Avg Revenue beat(4)-2.62%
Min Revenue beat(4)-12.44%
Max Revenue beat(4)4.91%
Revenue beat(8)3
Avg Revenue beat(8)-3.37%
Revenue beat(12)3
Avg Revenue beat(12)-6.05%
Revenue beat(16)5
Avg Revenue beat(16)-4.72%
PT rev (1m)0%
PT rev (3m)1.67%
EPS NQ rev (1m)6.56%
EPS NQ rev (3m)6.56%
EPS NY rev (1m)17.35%
EPS NY rev (3m)21.33%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-0.5%
Revenue NY rev (1m)-2.23%
Revenue NY rev (3m)-0.72%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 33.89 | ||
| Fwd PE | 3.55 | ||
| P/S | 0.19 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 0.45 | ||
| P/tB | N/A | ||
| EV/EBITDA | 24.96 |
EPS(TTM)0.74
EY2.95%
EPS(NY)7.06
Fwd EY28.15%
FCF(TTM)-25.16
FCFYN/A
OCF(TTM)-10.15
OCFYN/A
SpS133.66
BVpS55.33
TBVpS-249.41
PEG (NY)0.19
PEG (5Y)N/A
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.05% | ||
| ROE | 1.53% | ||
| ROCE | 3.61% | ||
| ROIC | 2.85% | ||
| ROICexc | 2.9% | ||
| ROICexgc | 3.89% | ||
| OM | 44.71% | ||
| PM (TTM) | 0.63% | ||
| GM | 94.58% | ||
| FCFM | N/A |
ROA(3y)-0.05%
ROA(5y)-0.38%
ROE(3y)-2.14%
ROE(5y)-10.12%
ROIC(3y)2.53%
ROIC(5y)2.24%
ROICexc(3y)2.57%
ROICexc(5y)2.3%
ROICexgc(3y)3.56%
ROICexgc(5y)3.19%
ROCE(3y)3.2%
ROCE(5y)2.84%
ROICexgc growth 3Y37.88%
ROICexgc growth 5Y16.11%
ROICexc growth 3Y36.42%
ROICexc growth 5Y18.63%
OM growth 3Y40.09%
OM growth 5Y26.37%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y12.91%
GM growth 5Y5.26%
F-Score6
Asset Turnover0.08
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 27.58 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 24.94 | ||
| Cap/Depr | 1055.86% | ||
| Cap/Sales | 11.23% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 2.15 | ||
| Quick Ratio | 2.15 | ||
| Altman-Z | 0.21 |
F-Score6
WACC2.01%
ROIC/WACC1.42
Cap/Depr(3y)3528.28%
Cap/Depr(5y)2500.81%
Cap/Sales(3y)37.67%
Cap/Sales(5y)31.03%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)108.67%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%170.04%
EPS Next Y177.63%
EPS Next 2Y68.72%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)6.07%
Revenue growth 3Y3.54%
Revenue growth 5Y0.07%
Sales Q2Q%-8.67%
Revenue Next Year3.39%
Revenue Next 2Y5.81%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y44.66%
EBIT growth 3Y45.05%
EBIT growth 5Y26.46%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y80.75%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y49.1%
OCF growth 3Y-65.84%
OCF growth 5Y-47.96%
OCWEN FINANCIAL CORP / OCN FAQ
What is the ChartMill fundamental rating of OCWEN FINANCIAL CORP (OCN) stock?
ChartMill assigns a fundamental rating of 4 / 10 to OCN.
Can you provide the valuation status for OCWEN FINANCIAL CORP?
ChartMill assigns a valuation rating of 5 / 10 to OCWEN FINANCIAL CORP (OCN). This can be considered as Fairly Valued.
What is the profitability of OCN stock?
OCWEN FINANCIAL CORP (OCN) has a profitability rating of 4 / 10.
Can you provide the PE and PB ratios for OCN stock?
The Price/Earnings (PE) ratio for OCWEN FINANCIAL CORP (OCN) is 33.89 and the Price/Book (PB) ratio is 0.45.
What is the expected EPS growth for OCWEN FINANCIAL CORP (OCN) stock?
The Earnings per Share (EPS) of OCWEN FINANCIAL CORP (OCN) is expected to grow by 177.63% in the next year.