OFS CREDIT COMPANY - OCCI 5 1/4 12/31/26 (OCCIN) Stock Fundamental Analysis
NASDAQ:OCCIN - Nasdaq - US67111Q4047 - Currency: USD
We assign a fundamental rating of 5 out of 10 to OCCIN. OCCIN was compared to 232 industry peers in the Capital Markets industry. OCCIN has an average financial health and profitability rating. OCCIN is valued quite expensively, but it does show have an excellent growth rating. This makes OCCIN very considerable for growth investing!
1. Profitability
1.1 Basic Checks
In the past year OCCIN was profitable.
OCCIN had a negative operating cash flow in the past year.
The reported net income has been mixed in the past 5 years: OCCIN reported negative net income in multiple years.
In the past 5 years OCCIN reported 4 times negative operating cash flow.
1.2 Ratios
OCCIN has a Return On Assets of 10.55%. This is amongst the best in the industry. OCCIN outperforms 87.93% of its industry peers.
OCCIN has a better Return On Equity (17.09%) than 81.03% of its industry peers.
Looking at the Return On Invested Capital, with a value of 8.60%, OCCIN belongs to the top of the industry, outperforming 81.90% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 10.55% | ||
| ROE | 17.09% | ||
| ROIC | 8.6% |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
Looking at the Profit Margin, with a value of 52.43%, OCCIN belongs to the top of the industry, outperforming 93.10% of the companies in the same industry.
OCCIN's Profit Margin has declined in the last couple of years.
Looking at the Operating Margin, with a value of 53.43%, OCCIN belongs to the top of the industry, outperforming 89.22% of the companies in the same industry.
In the last couple of years the Operating Margin of OCCIN has grown nicely.
OCCIN's Gross Margin of 56.19% is fine compared to the rest of the industry. OCCIN outperforms 65.09% of its industry peers.
OCCIN's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 53.43% | ||
| PM (TTM) | 52.43% | ||
| GM | 56.19% |
OM growth 3Y8.62%
OM growth 5Y1.85%
PM growth 3Y-29.31%
PM growth 5YN/A
GM growth 3Y6.68%
GM growth 5Y1.56%
2. Health
2.1 Basic Checks
OCCIN has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
2.2 Solvency
An Altman-Z score of 3.64 indicates that OCCIN is not in any danger for bankruptcy at the moment.
OCCIN has a better Altman-Z score (3.64) than 79.74% of its industry peers.
OCCIN has a Debt/Equity ratio of 0.60. This is a neutral value indicating OCCIN is somewhat dependend on debt financing.
With a decent Debt to Equity ratio value of 0.60, OCCIN is doing good in the industry, outperforming 64.66% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.6 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 3.64 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 8.94 indicates that OCCIN has no problem at all paying its short term obligations.
OCCIN has a better Current ratio (8.94) than 91.38% of its industry peers.
OCCIN has a Quick Ratio of 8.94. This indicates that OCCIN is financially healthy and has no problem in meeting its short term obligations.
Looking at the Quick ratio, with a value of 8.94, OCCIN belongs to the top of the industry, outperforming 91.38% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 8.94 | ||
| Quick Ratio | 8.94 |
3. Growth
3.1 Past
The earnings per share for OCCIN have decreased strongly by -47.93% in the last year.
The earnings per share for OCCIN have been decreasing by -18.80% on average. This is quite bad
OCCIN shows a strong growth in Revenue. In the last year, the Revenue has grown by 28.74%.
OCCIN shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 29.73% yearly.
EPS 1Y (TTM)-47.93%
EPS 3Y-38.19%
EPS 5Y-18.8%
EPS Q2Q%-61.36%
Revenue 1Y (TTM)28.74%
Revenue growth 3Y27.93%
Revenue growth 5Y29.73%
Sales Q2Q%35.49%
3.2 Future
The Earnings Per Share is expected to decrease by -1.27% on average over the next years.
The Revenue is expected to grow by 44.34% on average over the next years. This is a very strong growth
EPS Next Y6.53%
EPS Next 2Y-1.27%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year48.28%
Revenue Next 2Y44.34%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
OCCIN is valuated quite expensively with a Price/Earnings ratio of 38.25.
Compared to the rest of the industry, the Price/Earnings ratio of OCCIN indicates a slightly more expensive valuation: OCCIN is more expensive than 75.00% of the companies listed in the same industry.
The average S&P500 Price/Earnings ratio is at 26.59. OCCIN is valued slightly more expensive when compared to this.
A Price/Forward Earnings ratio of 27.47 indicates a quite expensive valuation of OCCIN.
OCCIN's Price/Forward Earnings ratio is a bit more expensive when compared to the industry. OCCIN is more expensive than 65.52% of the companies in the same industry.
The average S&P500 Price/Forward Earnings ratio is at 22.39. OCCIN is valued slightly more expensive when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 38.25 | ||
| Fwd PE | 27.47 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates OCCIN does not grow enough to justify the current Price/Earnings ratio.
The decent profitability rating of OCCIN may justify a higher PE ratio.
PEG (NY)5.86
PEG (5Y)N/A
EPS Next 2Y-1.27%
EPS Next 3YN/A
5. Dividend
5.1 Amount
OCCIN has a Yearly Dividend Yield of 36.07%, which is a nice return.
OCCIN's Dividend Yield is rather good when compared to the industry average which is at 8.22. OCCIN pays more dividend than 98.71% of the companies in the same industry.
Compared to an average S&P500 Dividend Yield of 2.39, OCCIN pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 36.07% |
5.2 History
OCCIN has been paying a dividend for over 5 years, so it has already some track record.
OCCIN has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years3
5.3 Sustainability
OCCIN pays out 74.84% of its income as dividend. This is not a sustainable payout ratio.
DP74.84%
EPS Next 2Y-1.27%
EPS Next 3YN/A
OFS CREDIT COMPANY - OCCI 5 1/4 12/31/26
NASDAQ:OCCIN (6/10/2025, 8:00:02 PM)
24.1
+0.1 (+0.42%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners3.97%
Inst Owner ChangeN/A
Ins Owners0.33%
Ins Owner ChangeN/A
Market Cap498.87M
Analysts85
Price Target26.91 (11.66%)
Short Float %0.01%
Short Ratio0.62
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 36.07% |
Yearly Dividend0.39
Dividend Growth(5Y)N/A
DP74.84%
Div Incr Years0
Div Non Decr Years3
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-6.79%
Min EPS beat(2)-25.63%
Max EPS beat(2)12.04%
EPS beat(4)2
Avg EPS beat(4)-15.18%
Min EPS beat(4)-113.07%
Max EPS beat(4)65.91%
EPS beat(8)4
Avg EPS beat(8)899.46%
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)1
Avg Revenue beat(2)-2.6%
Min Revenue beat(2)-12.2%
Max Revenue beat(2)7%
Revenue beat(4)2
Avg Revenue beat(4)0.96%
Min Revenue beat(4)-12.2%
Max Revenue beat(4)16.05%
Revenue beat(8)5
Avg Revenue beat(8)2.59%
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-2.78%
PT rev (3m)4.49%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0%
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)9.4%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 38.25 | ||
| Fwd PE | 27.47 | ||
| P/S | 10.3 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 3.36 | ||
| P/tB | 3.36 | ||
| EV/EBITDA | N/A |
EPS(TTM)0.63
EY2.61%
EPS(NY)0.88
Fwd EY3.64%
FCF(TTM)-1.48
FCFYN/A
OCF(TTM)-1.48
OCFYN/A
SpS2.34
BVpS7.18
TBVpS7.18
PEG (NY)5.86
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 10.55% | ||
| ROE | 17.09% | ||
| ROCE | 10.88% | ||
| ROIC | 8.6% | ||
| ROICexc | 9.59% | ||
| ROICexgc | 9.61% | ||
| OM | 53.43% | ||
| PM (TTM) | 52.43% | ||
| GM | 56.19% | ||
| FCFM | N/A |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y8.62%
OM growth 5Y1.85%
PM growth 3Y-29.31%
PM growth 5YN/A
GM growth 3Y6.68%
GM growth 5Y1.56%
F-Score3
Asset Turnover0.2
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.6 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 7.13 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 8.94 | ||
| Quick Ratio | 8.94 | ||
| Altman-Z | 3.64 |
F-Score3
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-47.93%
EPS 3Y-38.19%
EPS 5Y-18.8%
EPS Q2Q%-61.36%
EPS Next Y6.53%
EPS Next 2Y-1.27%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)28.74%
Revenue growth 3Y27.93%
Revenue growth 5Y29.73%
Sales Q2Q%35.49%
Revenue Next Year48.28%
Revenue Next 2Y44.34%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y26.4%
EBIT growth 3Y38.95%
EBIT growth 5Y32.13%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-29.05%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-29.05%
OCF growth 3YN/A
OCF growth 5YN/A