24.5 USD
+0.05 (+0.2%)
Taking everything into account, OCCIN scores 5 out of 10 in our fundamental rating. OCCIN was compared to 237 industry peers in the Capital Markets industry. Both the profitability and the financial health of OCCIN get a neutral evaluation. Nothing too spectacular is happening here. OCCIN is valued quite expensive, but it does show an excellent growth.
1. Profitability
1.1 Basic Checks
In the past year OCCIN was profitable.
OCCIN had a negative operating cash flow in the past year.
The reported net income has been mixed in the past 5 years: OCCIN reported negative net income in multiple years.
In the past 5 years OCCIN reported 4 times negative operating cash flow.
1.2 Ratios
OCCIN has a Return On Assets of 2.59%. This is comparable to the rest of the industry: OCCIN outperforms 49.79% of its industry peers.
The Return On Equity of OCCIN (4.49%) is worse than 62.87% of its industry peers.
OCCIN's Return On Invested Capital of 7.97% is amongst the best of the industry. OCCIN outperforms 82.70% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.59% | ||
| ROE | 4.49% | ||
| ROIC | 7.97% |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
OCCIN's Profit Margin of 13.36% is in line compared to the rest of the industry. OCCIN outperforms 47.26% of its industry peers.
In the last couple of years the Profit Margin of OCCIN has declined.
OCCIN has a Operating Margin of 51.39%. This is amongst the best in the industry. OCCIN outperforms 90.30% of its industry peers.
In the last couple of years the Operating Margin of OCCIN has grown nicely.
Looking at the Gross Margin, with a value of 53.73%, OCCIN is in the better half of the industry, outperforming 64.56% of the companies in the same industry.
OCCIN's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 51.39% | ||
| PM (TTM) | 13.36% | ||
| GM | 53.73% |
OM growth 3Y8.62%
OM growth 5Y1.85%
PM growth 3Y-29.31%
PM growth 5YN/A
GM growth 3Y6.68%
GM growth 5Y1.56%
2. Health
2.1 Basic Checks
There is no outstanding debt for OCCIN. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
2.2 Solvency
An Altman-Z score of 3.70 indicates that OCCIN is not in any danger for bankruptcy at the moment.
The Altman-Z score of OCCIN (3.70) is better than 80.17% of its industry peers.
OCCIN has a Debt/Equity ratio of 0.71. This is a neutral value indicating OCCIN is somewhat dependend on debt financing.
OCCIN has a Debt to Equity ratio of 0.71. This is in the better half of the industry: OCCIN outperforms 60.76% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.71 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 3.7 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
OCCIN has a Current Ratio of 8.25. This indicates that OCCIN is financially healthy and has no problem in meeting its short term obligations.
The Current ratio of OCCIN (8.25) is better than 90.30% of its industry peers.
OCCIN has a Quick Ratio of 8.25. This indicates that OCCIN is financially healthy and has no problem in meeting its short term obligations.
The Quick ratio of OCCIN (8.25) is better than 90.30% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 8.25 | ||
| Quick Ratio | 8.25 |
3. Growth
3.1 Past
The earnings per share for OCCIN have decreased strongly by -68.00% in the last year.
Measured over the past years, OCCIN shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -18.80% on average per year.
The Revenue has grown by 19.64% in the past year. This is quite good.
OCCIN shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 29.73% yearly.
EPS 1Y (TTM)-68%
EPS 3Y-38.19%
EPS 5Y-18.8%
EPS Q2Q%31.82%
Revenue 1Y (TTM)19.64%
Revenue growth 3Y27.93%
Revenue growth 5Y29.73%
Sales Q2Q%59.37%
3.2 Future
The Earnings Per Share is expected to grow by 2.11% on average over the next years.
The Revenue is expected to grow by 38.13% on average over the next years. This is a very strong growth
EPS Next Y-0.27%
EPS Next 2Y2.11%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year39.6%
Revenue Next 2Y38.13%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 102.08, which means the current valuation is very expensive for OCCIN.
78.90% of the companies in the same industry are cheaper than OCCIN, based on the Price/Earnings ratio.
Compared to an average S&P500 Price/Earnings ratio of 26.15, OCCIN is valued quite expensively.
The Price/Forward Earnings ratio is 26.11, which means the current valuation is very expensive for OCCIN.
OCCIN's Price/Forward Earnings ratio is a bit more expensive when compared to the industry. OCCIN is more expensive than 66.24% of the companies in the same industry.
OCCIN is valuated rather cheaply when we compare the Price/Forward Earnings ratio to 36.12, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 102.08 | ||
| Fwd PE | 26.11 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y2.11%
EPS Next 3YN/A
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 36.07%, OCCIN is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 8.59, OCCIN pays a better dividend. On top of this OCCIN pays more dividend than 99.58% of the companies listed in the same industry.
OCCIN's Dividend Yield is rather good when compared to the S&P500 average which is at 2.41.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 36.07% |
5.2 History
OCCIN has been paying a dividend for over 5 years, so it has already some track record.
OCCIN has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years3
5.3 Sustainability
OCCIN pays out 336.07% of its income as dividend. This is not a sustainable payout ratio.
DP336.07%
EPS Next 2Y2.11%
EPS Next 3YN/A
OFS CREDIT COMPANY - OCCI 5 1/4 12/31/26
NASDAQ:OCCIN (11/26/2025, 8:00:01 PM)
24.5
+0.05 (+0.2%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners4.21%
Inst Owner ChangeN/A
Ins Owners0.3%
Ins Owner ChangeN/A
Market Cap672.03M
Revenue(TTM)58.28M
Net Income(TTM)7.19M
Analysts82.86
Price Target37.18 (51.76%)
Short Float %0%
Short Ratio0.13
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 36.07% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP336.07%
Div Incr Years0
Div Non Decr Years3
Ex-Date
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-168.06%
Min EPS beat(2)-308.59%
Max EPS beat(2)-27.54%
EPS beat(4)1
Avg EPS beat(4)-87.43%
Min EPS beat(4)-308.59%
Max EPS beat(4)12.04%
EPS beat(8)2
Avg EPS beat(8)-67%
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)1
Avg Revenue beat(2)-4.15%
Min Revenue beat(2)-11.14%
Max Revenue beat(2)2.83%
Revenue beat(4)2
Avg Revenue beat(4)-3.38%
Min Revenue beat(4)-12.2%
Max Revenue beat(4)7%
Revenue beat(8)5
Avg Revenue beat(8)2.73%
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)11.57%
PT rev (3m)32.74%
EPS NQ rev (1m)0%
EPS NQ rev (3m)2.22%
EPS NY rev (1m)0%
EPS NY rev (3m)-0.56%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-2.92%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-2.97%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 102.08 | ||
| Fwd PE | 26.11 | ||
| P/S | 12.48 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 4.19 | ||
| P/tB | 4.19 | ||
| EV/EBITDA | N/A |
EPS(TTM)0.24
EY0.98%
EPS(NY)0.94
Fwd EY3.83%
FCF(TTM)-3.18
FCFYN/A
OCF(TTM)-3.18
OCFYN/A
SpS1.96
BVpS5.84
TBVpS5.84
PEG (NY)N/A
PEG (5Y)N/A
Graham Number5.62
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.59% | ||
| ROE | 4.49% | ||
| ROCE | 10.09% | ||
| ROIC | 7.97% | ||
| ROICexc | 8.7% | ||
| ROICexgc | 8.72% | ||
| OM | 51.39% | ||
| PM (TTM) | 13.36% | ||
| GM | 53.73% | ||
| FCFM | N/A |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y8.62%
OM growth 5Y1.85%
PM growth 3Y-29.31%
PM growth 5YN/A
GM growth 3Y6.68%
GM growth 5Y1.56%
F-Score2
Asset Turnover0.19
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.71 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 5.58 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 8.25 | ||
| Quick Ratio | 8.25 | ||
| Altman-Z | 3.7 |
F-Score2
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-68%
EPS 3Y-38.19%
EPS 5Y-18.8%
EPS Q2Q%31.82%
EPS Next Y-0.27%
EPS Next 2Y2.11%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)19.64%
Revenue growth 3Y27.93%
Revenue growth 5Y29.73%
Sales Q2Q%59.37%
Revenue Next Year39.6%
Revenue Next 2Y38.13%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y3.61%
EBIT growth 3Y38.95%
EBIT growth 5Y32.13%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-1682.69%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-1682.69%
OCF growth 3YN/A
OCF growth 5YN/A
OFS CREDIT COMPANY - OCCI 5 1/4 12/31/26 / OCCIN FAQ
What is the fundamental rating for OCCIN stock?
ChartMill assigns a fundamental rating of 5 / 10 to OCCIN.
What is the valuation status of OFS CREDIT COMPANY - OCCI 5 1/4 12/31/26 (OCCIN) stock?
ChartMill assigns a valuation rating of 1 / 10 to OFS CREDIT COMPANY - OCCI 5 1/4 12/31/26 (OCCIN). This can be considered as Overvalued.
What is the profitability of OCCIN stock?
OFS CREDIT COMPANY - OCCI 5 1/4 12/31/26 (OCCIN) has a profitability rating of 4 / 10.
What is the valuation of OFS CREDIT COMPANY - OCCI 5 1/4 12/31/26 based on its PE and PB ratios?
The Price/Earnings (PE) ratio for OFS CREDIT COMPANY - OCCI 5 1/4 12/31/26 (OCCIN) is 102.08 and the Price/Book (PB) ratio is 4.19.
Can you provide the expected EPS growth for OCCIN stock?
The Earnings per Share (EPS) of OFS CREDIT COMPANY - OCCI 5 1/4 12/31/26 (OCCIN) is expected to decline by -0.27% in the next year.