OFS CREDIT COMPANY - OCCI 5 1/4 12/31/26 (OCCIN) Fundamental Analysis & Valuation

NASDAQ:OCCIN • US67111Q4047

Current stock price

24.663 USD
+0.04 (+0.17%)
Last:

This OCCIN fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

3

1. OCCIN Profitability Analysis

1.1 Basic Checks

  • OCCIN had negative earnings in the past year.
  • In the past year OCCIN has reported a negative cash flow from operations.
  • The reported net income has been mixed in the past 5 years: OCCIN reported negative net income in multiple years.
  • OCCIN had a negative operating cash flow in each of the past 5 years.
OCCIN Yearly Net Income VS EBIT VS OCF VS FCFOCCIN Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2018 2019 2020 2021 2022 2023 2024 2025 0 20M -20M -40M -60M

1.2 Ratios

  • Looking at the Return On Assets, with a value of 0.67%, OCCIN is doing worse than 65.83% of the companies in the same industry.
  • Looking at the Return On Equity, with a value of 1.18%, OCCIN is doing worse than 66.25% of the companies in the same industry.
  • With an excellent Return On Invested Capital value of 9.80%, OCCIN belongs to the best of the industry, outperforming 84.58% of the companies in the same industry.
Industry RankSector Rank
ROA 0.67%
ROE 1.18%
ROIC 9.8%
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
OCCIN Yearly ROA, ROE, ROICOCCIN Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2018 2019 2020 2021 2022 2023 2024 2025 0 10 -10

1.3 Margins

  • OCCIN has a Profit Margin of 2.74%. This is in the lower half of the industry: OCCIN underperforms 68.75% of its industry peers.
  • OCCIN has a better Operating Margin (50.24%) than 90.83% of its industry peers.
  • OCCIN's Operating Margin has improved in the last couple of years.
  • OCCIN has a Gross Margin of 53.28%. This is in the better half of the industry: OCCIN outperforms 61.67% of its industry peers.
  • OCCIN's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 50.24%
PM (TTM) 2.74%
GM 53.28%
OM growth 3Y1.53%
OM growth 5Y2.45%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.01%
GM growth 5Y0.58%
OCCIN Yearly Profit, Operating, Gross MarginsOCCIN Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2018 2019 2020 2021 2022 2023 2024 2025 0 50 -50 100

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5

2. OCCIN Health Analysis

2.1 Basic Checks

  • The number of shares outstanding for OCCIN has been increased compared to 5 years ago.
OCCIN Yearly Shares OutstandingOCCIN Yearly Shares OutstandingYearly Shares Outstanding 2018 2019 2020 2021 2022 2023 2025 5M 10M 15M 20M 25M
OCCIN Yearly Total Debt VS Total AssetsOCCIN Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2018 2019 2020 2021 2022 2023 2025 50M 100M 150M 200M 250M

2.2 Solvency

  • OCCIN has an Altman-Z score of 4.00. This indicates that OCCIN is financially healthy and has little risk of bankruptcy at the moment.
  • OCCIN's Altman-Z score of 4.00 is amongst the best of the industry. OCCIN outperforms 82.92% of its industry peers.
  • OCCIN has a Debt/Equity ratio of 0.75. This is a neutral value indicating OCCIN is somewhat dependend on debt financing.
  • OCCIN has a better Debt to Equity ratio (0.75) than 62.08% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.75
Debt/FCF N/A
Altman-Z 4
ROIC/WACCN/A
WACCN/A
OCCIN Yearly LT Debt VS Equity VS FCFOCCIN Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2018 2019 2020 2021 2022 2023 2024 2025 0 50M -50M 100M 150M

2.3 Liquidity

  • A Current Ratio of 4.12 indicates that OCCIN has no problem at all paying its short term obligations.
  • OCCIN has a Current ratio of 4.12. This is amongst the best in the industry. OCCIN outperforms 85.42% of its industry peers.
  • OCCIN has a Quick Ratio of 4.12. This indicates that OCCIN is financially healthy and has no problem in meeting its short term obligations.
  • OCCIN has a better Quick ratio (4.12) than 85.42% of its industry peers.
Industry RankSector Rank
Current Ratio 4.12
Quick Ratio 4.12
OCCIN Yearly Current Assets VS Current LiabilitesOCCIN Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2018 2019 2020 2021 2022 2023 2025 5M 10M 15M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

3

3. OCCIN Growth Analysis

3.1 Past

  • OCCIN shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -306.35%.
  • OCCIN shows a strong growth in Revenue. In the last year, the Revenue has grown by 33.84%.
  • The Revenue has been growing by 31.87% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)-306.35%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-547.06%
Revenue 1Y (TTM)33.84%
Revenue growth 3Y18.97%
Revenue growth 5Y31.87%
Sales Q2Q%9.15%

3.2 Future

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next Y444.59%
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year0.26%
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
OCCIN Yearly Revenue VS EstimatesOCCIN Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2018 2019 2020 2021 2022 2023 2024 2025 2026 10M 20M 30M 40M
OCCIN Yearly EPS VS EstimatesOCCIN Yearly EPS VS EstimatesYearly EPS VS Estimates 2019 2021 2022 2023 2024 2025 2026 0 1 2 3

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2

4. OCCIN Valuation Analysis

4.1 Price/Earnings Ratio

  • The Price/Earnings Ratio is negative for OCCIN. In the last year negative earnings were reported.
  • With a Price/Forward Earnings ratio of 19.34, OCCIN is valued on the expensive side.
  • The rest of the industry has a similar Price/Forward Earnings ratio as OCCIN.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 38.18, OCCIN is valued a bit cheaper.
Industry RankSector Rank
PE N/A
Fwd PE 19.34
OCCIN Price Earnings VS Forward Price EarningsOCCIN Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 10 -10 20 30

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
OCCIN Per share dataOCCIN EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 2 4

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. OCCIN Dividend Analysis

5.1 Amount

  • OCCIN has a Yearly Dividend Yield of 36.07%, which is a nice return.
  • Compared to an average industry Dividend Yield of 6.65, OCCIN pays a better dividend. On top of this OCCIN pays more dividend than 99.17% of the companies listed in the same industry.
  • Compared to an average S&P500 Dividend Yield of 1.82, OCCIN pays a better dividend.
Industry RankSector Rank
Dividend Yield 36.07%

5.2 History

  • OCCIN has been paying a dividend for over 5 years, so it has already some track record.
  • OCCIN has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years4
OCCIN Yearly Dividends per shareOCCIN Yearly Dividends per shareYearly Dividends per share 2021 2022 2023 2024 2025 2026 0.2 0.4 0.6 0.8 1

5.3 Sustainability

  • OCCIN pays out 1712.71% of its income as dividend. This is not a sustainable payout ratio.
DP1712.71%
EPS Next 2YN/A
EPS Next 3YN/A
OCCIN Yearly Income VS Free CF VS DividendOCCIN Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2018 2019 2020 2021 2022 2023 2024 2025 0 20M -20M -40M -60M
OCCIN Dividend Payout.OCCIN Dividend Payout, showing the Payout Ratio.OCCIN Dividend Payout.PayoutRetained Earnings

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OCCIN Fundamentals: All Metrics, Ratios and Statistics

OFS CREDIT COMPANY - OCCI 5 1/4 12/31/26

NASDAQ:OCCIN (4/14/2026, 5:20:03 PM)

24.663

+0.04 (+0.17%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)03-05
Earnings (Next)06-08
Inst Owners5.84%
Inst Owner ChangeN/A
Ins Owners0.29%
Ins Owner ChangeN/A
Market Cap717.45M
Revenue(TTM)67.01M
Net Income(TTM)1.81M
Analysts82.86
Price Target34.28 (38.99%)
Short Float %0.01%
Short Ratio1.04
Dividend
Industry RankSector Rank
Dividend Yield 36.07%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP1712.71%
Div Incr Years0
Div Non Decr Years4
Ex-Date07-15
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-111.72%
Min EPS beat(2)-247.06%
Max EPS beat(2)23.61%
EPS beat(4)1
Avg EPS beat(4)-139.89%
Min EPS beat(4)-308.59%
Max EPS beat(4)23.61%
EPS beat(8)3
Avg EPS beat(8)-77.54%
EPS beat(12)5
Avg EPS beat(12)553.01%
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)0
Avg Revenue beat(2)-6.51%
Min Revenue beat(2)-9.68%
Max Revenue beat(2)-3.35%
Revenue beat(4)1
Avg Revenue beat(4)-5.33%
Min Revenue beat(4)-11.14%
Max Revenue beat(4)2.83%
Revenue beat(8)3
Avg Revenue beat(8)-2.18%
Revenue beat(12)6
Avg Revenue beat(12)-0.05%
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-21.23%
PT rev (3m)19%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0%
EPS NY rev (1m)47.06%
EPS NY rev (3m)35.87%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)-6.55%
Revenue NY rev (3m)-26.64%
Valuation
Industry RankSector Rank
PE N/A
Fwd PE 19.34
P/S 10.86
P/FCF N/A
P/OCF N/A
P/B 4.69
P/tB 4.69
EV/EBITDA N/A
EPS(TTM)-1.3
EYN/A
EPS(NY)1.27
Fwd EY5.17%
FCF(TTM)-1.72
FCFYN/A
OCF(TTM)-1.72
OCFYN/A
SpS2.27
BVpS5.26
TBVpS5.26
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA 0.67%
ROE 1.18%
ROCE 12.41%
ROIC 9.8%
ROICexc 10.32%
ROICexgc 10.34%
OM 50.24%
PM (TTM) 2.74%
GM 53.28%
FCFM N/A
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3Y-1.75%
ROICexgc growth 5Y-1.33%
ROICexc growth 3Y-1.73%
ROICexc growth 5Y-1.23%
OM growth 3Y1.53%
OM growth 5Y2.45%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.01%
GM growth 5Y0.58%
F-ScoreN/A
Asset Turnover0.24
Health
Industry RankSector Rank
Debt/Equity 0.75
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 4.78
Cash Conversion N/A
Profit Quality N/A
Current Ratio 4.12
Quick Ratio 4.12
Altman-Z 4
F-ScoreN/A
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-306.35%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-547.06%
EPS Next Y444.59%
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)33.84%
Revenue growth 3Y18.97%
Revenue growth 5Y31.87%
Sales Q2Q%9.15%
Revenue Next Year0.26%
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y28.26%
EBIT growth 3Y20.79%
EBIT growth 5Y35.1%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-63.66%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-63.66%
OCF growth 3YN/A
OCF growth 5YN/A

OFS CREDIT COMPANY - OCCI 5 1/4 12/31/26 / OCCIN Fundamental Analysis FAQ

What is the fundamental rating for OCCIN stock?

ChartMill assigns a fundamental rating of 4 / 10 to OCCIN.


Can you provide the valuation status for OFS CREDIT COMPANY - OCCI 5 1/4 12/31/26?

ChartMill assigns a valuation rating of 2 / 10 to OFS CREDIT COMPANY - OCCI 5 1/4 12/31/26 (OCCIN). This can be considered as Overvalued.


How profitable is OFS CREDIT COMPANY - OCCI 5 1/4 12/31/26 (OCCIN) stock?

OFS CREDIT COMPANY - OCCI 5 1/4 12/31/26 (OCCIN) has a profitability rating of 3 / 10.


How financially healthy is OFS CREDIT COMPANY - OCCI 5 1/4 12/31/26?

The financial health rating of OFS CREDIT COMPANY - OCCI 5 1/4 12/31/26 (OCCIN) is 5 / 10.