OFS CREDIT COMPANY - OCCI 5 1/4 12/31/26 (OCCIN) Stock Fundamental Analysis
USA - NASDAQ:OCCIN - US67111Q4047
24.435 USD
+0.01 (+0.05%)
OCCIN gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 237 industry peers in the Capital Markets industry. Both the profitability and the financial health of OCCIN get a neutral evaluation. Nothing too spectacular is happening here. OCCIN is valued quite expensively, but it does show have an excellent growth rating.
1. Profitability
1.1 Basic Checks
OCCIN had positive earnings in the past year.
In the past year OCCIN has reported a negative cash flow from operations.
The reported net income has been mixed in the past 5 years: OCCIN reported negative net income in multiple years.
OCCIN had negative operating cash flow in 4 of the past 5 years.
1.2 Ratios
The Return On Assets of OCCIN (2.59%) is comparable to the rest of the industry.
OCCIN has a worse Return On Equity (4.49%) than 64.13% of its industry peers.
Looking at the Return On Invested Capital, with a value of 7.97%, OCCIN belongs to the top of the industry, outperforming 81.86% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.59% | ||
| ROE | 4.49% | ||
| ROIC | 7.97% |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
OCCIN's Profit Margin of 13.36% is in line compared to the rest of the industry. OCCIN outperforms 47.26% of its industry peers.
In the last couple of years the Profit Margin of OCCIN has declined.
OCCIN's Operating Margin of 51.39% is amongst the best of the industry. OCCIN outperforms 87.34% of its industry peers.
In the last couple of years the Operating Margin of OCCIN has grown nicely.
With a decent Gross Margin value of 53.73%, OCCIN is doing good in the industry, outperforming 64.14% of the companies in the same industry.
In the last couple of years the Gross Margin of OCCIN has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 51.39% | ||
| PM (TTM) | 13.36% | ||
| GM | 53.73% |
OM growth 3Y8.62%
OM growth 5Y1.85%
PM growth 3Y-29.31%
PM growth 5YN/A
GM growth 3Y6.68%
GM growth 5Y1.56%
2. Health
2.1 Basic Checks
There is no outstanding debt for OCCIN. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
2.2 Solvency
An Altman-Z score of 3.70 indicates that OCCIN is not in any danger for bankruptcy at the moment.
The Altman-Z score of OCCIN (3.70) is better than 79.32% of its industry peers.
A Debt/Equity ratio of 0.71 indicates that OCCIN is somewhat dependend on debt financing.
The Debt to Equity ratio of OCCIN (0.71) is better than 60.34% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.71 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 3.7 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 8.25 indicates that OCCIN has no problem at all paying its short term obligations.
OCCIN's Current ratio of 8.25 is amongst the best of the industry. OCCIN outperforms 91.14% of its industry peers.
OCCIN has a Quick Ratio of 8.25. This indicates that OCCIN is financially healthy and has no problem in meeting its short term obligations.
OCCIN has a better Quick ratio (8.25) than 91.14% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 8.25 | ||
| Quick Ratio | 8.25 |
3. Growth
3.1 Past
The earnings per share for OCCIN have decreased strongly by -68.00% in the last year.
OCCIN shows a very negative growth in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -18.80% yearly.
The Revenue has grown by 19.64% in the past year. This is quite good.
The Revenue has been growing by 29.73% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)-68%
EPS 3Y-38.19%
EPS 5Y-18.8%
EPS Q2Q%31.82%
Revenue 1Y (TTM)19.64%
Revenue growth 3Y27.93%
Revenue growth 5Y29.73%
Sales Q2Q%59.37%
3.2 Future
Based on estimates for the next years, OCCIN will show a small growth in Earnings Per Share. The EPS will grow by 2.66% on average per year.
The Revenue is expected to grow by 38.13% on average over the next years. This is a very strong growth
EPS Next Y2%
EPS Next 2Y2.66%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year39.6%
Revenue Next 2Y38.13%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 101.81, which means the current valuation is very expensive for OCCIN.
Compared to the rest of the industry, the Price/Earnings ratio of OCCIN indicates a slightly more expensive valuation: OCCIN is more expensive than 79.32% of the companies listed in the same industry.
Compared to an average S&P500 Price/Earnings ratio of 27.49, OCCIN is valued quite expensively.
The Price/Forward Earnings ratio is 25.76, which means the current valuation is very expensive for OCCIN.
Based on the Price/Forward Earnings ratio, OCCIN is valued a bit more expensive than 66.24% of the companies in the same industry.
Compared to an average S&P500 Price/Forward Earnings ratio of 22.99, OCCIN is valued at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 101.81 | ||
| Fwd PE | 25.76 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
PEG (NY)50.91
PEG (5Y)N/A
EPS Next 2Y2.66%
EPS Next 3YN/A
5. Dividend
5.1 Amount
OCCIN has a Yearly Dividend Yield of 36.07%, which is a nice return.
OCCIN's Dividend Yield is rather good when compared to the industry average which is at 8.33. OCCIN pays more dividend than 99.58% of the companies in the same industry.
OCCIN's Dividend Yield is rather good when compared to the S&P500 average which is at 2.43.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 36.07% |
5.2 History
OCCIN has been paying a dividend for over 5 years, so it has already some track record.
OCCIN has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years3
5.3 Sustainability
OCCIN pays out 336.07% of its income as dividend. This is not a sustainable payout ratio.
DP336.07%
EPS Next 2Y2.66%
EPS Next 3YN/A
OFS CREDIT COMPANY - OCCI 5 1/4 12/31/26
NASDAQ:OCCIN (10/13/2025, 8:00:02 PM)
24.435
+0.01 (+0.05%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners4.21%
Inst Owner ChangeN/A
Ins Owners0.3%
Ins Owner ChangeN/A
Market Cap670.25M
Analysts85
Price Target33.32 (36.36%)
Short Float %0%
Short Ratio0.08
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 36.07% |
Yearly Dividend0.39
Dividend Growth(5Y)N/A
DP336.07%
Div Incr Years0
Div Non Decr Years3
Ex-Date
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-168.06%
Min EPS beat(2)-308.59%
Max EPS beat(2)-27.54%
EPS beat(4)1
Avg EPS beat(4)-87.43%
Min EPS beat(4)-308.59%
Max EPS beat(4)12.04%
EPS beat(8)2
Avg EPS beat(8)-67%
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)1
Avg Revenue beat(2)-4.15%
Min Revenue beat(2)-11.14%
Max Revenue beat(2)2.83%
Revenue beat(4)2
Avg Revenue beat(4)-3.38%
Min Revenue beat(4)-12.2%
Max Revenue beat(4)7%
Revenue beat(8)5
Avg Revenue beat(8)2.73%
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)6.53%
PT rev (3m)18.98%
EPS NQ rev (1m)0%
EPS NQ rev (3m)2.22%
EPS NY rev (1m)1.69%
EPS NY rev (3m)-4.26%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-2.92%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-5.85%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 101.81 | ||
| Fwd PE | 25.76 | ||
| P/S | 12.45 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 4.18 | ||
| P/tB | 4.18 | ||
| EV/EBITDA | N/A |
EPS(TTM)0.24
EY0.98%
EPS(NY)0.95
Fwd EY3.88%
FCF(TTM)-3.18
FCFYN/A
OCF(TTM)-3.18
OCFYN/A
SpS1.96
BVpS5.84
TBVpS5.84
PEG (NY)50.91
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.59% | ||
| ROE | 4.49% | ||
| ROCE | 10.09% | ||
| ROIC | 7.97% | ||
| ROICexc | 8.7% | ||
| ROICexgc | 8.72% | ||
| OM | 51.39% | ||
| PM (TTM) | 13.36% | ||
| GM | 53.73% | ||
| FCFM | N/A |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y8.62%
OM growth 5Y1.85%
PM growth 3Y-29.31%
PM growth 5YN/A
GM growth 3Y6.68%
GM growth 5Y1.56%
F-Score2
Asset Turnover0.19
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.71 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 5.58 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 8.25 | ||
| Quick Ratio | 8.25 | ||
| Altman-Z | 3.7 |
F-Score2
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-68%
EPS 3Y-38.19%
EPS 5Y-18.8%
EPS Q2Q%31.82%
EPS Next Y2%
EPS Next 2Y2.66%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)19.64%
Revenue growth 3Y27.93%
Revenue growth 5Y29.73%
Sales Q2Q%59.37%
Revenue Next Year39.6%
Revenue Next 2Y38.13%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y3.61%
EBIT growth 3Y38.95%
EBIT growth 5Y32.13%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-1682.69%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-1682.69%
OCF growth 3YN/A
OCF growth 5YN/A