OFS CREDIT COMPANY - OCCI 5 1/4 12/31/26 (OCCIN) Stock Fundamental Analysis
USA - NASDAQ:OCCIN - US67111Q4047
24.26 USD
-0.16 (-0.64%)
OCCIN gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 236 industry peers in the Capital Markets industry. OCCIN has only an average score on both its financial health and profitability. OCCIN is valued quite expensively, but it does show have an excellent growth rating.
1. Profitability
1.1 Basic Checks
In the past year OCCIN was profitable.
In the past year OCCIN has reported a negative cash flow from operations.
In multiple years OCCIN reported negative net income over the last 5 years.
In the past 5 years OCCIN reported 4 times negative operating cash flow.
1.2 Ratios
OCCIN has a Return On Assets of 2.59%. This is comparable to the rest of the industry: OCCIN outperforms 47.88% of its industry peers.
OCCIN's Return On Equity of 4.49% is on the low side compared to the rest of the industry. OCCIN is outperformed by 63.14% of its industry peers.
OCCIN has a better Return On Invested Capital (7.97%) than 81.78% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.59% | ||
| ROE | 4.49% | ||
| ROIC | 7.97% |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
OCCIN has a Profit Margin (13.36%) which is comparable to the rest of the industry.
In the last couple of years the Profit Margin of OCCIN has declined.
OCCIN's Operating Margin of 51.39% is amongst the best of the industry. OCCIN outperforms 86.86% of its industry peers.
OCCIN's Operating Margin has improved in the last couple of years.
OCCIN has a Gross Margin of 53.73%. This is in the better half of the industry: OCCIN outperforms 63.98% of its industry peers.
In the last couple of years the Gross Margin of OCCIN has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 51.39% | ||
| PM (TTM) | 13.36% | ||
| GM | 53.73% |
OM growth 3Y8.62%
OM growth 5Y1.85%
PM growth 3Y-29.31%
PM growth 5YN/A
GM growth 3Y6.68%
GM growth 5Y1.56%
2. Health
2.1 Basic Checks
There is no outstanding debt for OCCIN. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
2.2 Solvency
OCCIN has an Altman-Z score of 3.70. This indicates that OCCIN is financially healthy and has little risk of bankruptcy at the moment.
With an excellent Altman-Z score value of 3.70, OCCIN belongs to the best of the industry, outperforming 80.51% of the companies in the same industry.
OCCIN has a Debt/Equity ratio of 0.71. This is a neutral value indicating OCCIN is somewhat dependend on debt financing.
Looking at the Debt to Equity ratio, with a value of 0.71, OCCIN is in the better half of the industry, outperforming 62.29% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.71 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 3.7 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 8.25 indicates that OCCIN has no problem at all paying its short term obligations.
OCCIN's Current ratio of 8.25 is amongst the best of the industry. OCCIN outperforms 91.95% of its industry peers.
OCCIN has a Quick Ratio of 8.25. This indicates that OCCIN is financially healthy and has no problem in meeting its short term obligations.
Looking at the Quick ratio, with a value of 8.25, OCCIN belongs to the top of the industry, outperforming 91.95% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 8.25 | ||
| Quick Ratio | 8.25 |
3. Growth
3.1 Past
OCCIN shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -68.00%.
Measured over the past years, OCCIN shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -18.80% on average per year.
Looking at the last year, OCCIN shows a quite strong growth in Revenue. The Revenue has grown by 19.64% in the last year.
The Revenue has been growing by 29.73% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)-68%
EPS 3Y-38.19%
EPS 5Y-18.8%
EPS Q2Q%31.82%
Revenue 1Y (TTM)19.64%
Revenue growth 3Y27.93%
Revenue growth 5Y29.73%
Sales Q2Q%59.37%
3.2 Future
The Earnings Per Share is expected to grow by 0.71% on average over the next years.
The Revenue is expected to grow by 38.13% on average over the next years. This is a very strong growth
EPS Next Y0.3%
EPS Next 2Y0.71%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year39.6%
Revenue Next 2Y38.13%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 101.08, which means the current valuation is very expensive for OCCIN.
Based on the Price/Earnings ratio, OCCIN is valued a bit more expensive than the industry average as 79.24% of the companies are valued more cheaply.
Compared to an average S&P500 Price/Earnings ratio of 27.41, OCCIN is valued quite expensively.
With a Price/Forward Earnings ratio of 26.57, OCCIN can be considered very expensive at the moment.
Based on the Price/Forward Earnings ratio, OCCIN is valued a bit more expensive than the industry average as 66.95% of the companies are valued more cheaply.
Compared to an average S&P500 Price/Forward Earnings ratio of 22.87, OCCIN is valued at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 101.08 | ||
| Fwd PE | 26.57 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates OCCIN does not grow enough to justify the current Price/Earnings ratio.
PEG (NY)336.94
PEG (5Y)N/A
EPS Next 2Y0.71%
EPS Next 3YN/A
5. Dividend
5.1 Amount
OCCIN has a Yearly Dividend Yield of 36.07%, which is a nice return.
Compared to an average industry Dividend Yield of 8.21, OCCIN pays a better dividend. On top of this OCCIN pays more dividend than 99.58% of the companies listed in the same industry.
OCCIN's Dividend Yield is rather good when compared to the S&P500 average which is at 2.38.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 36.07% |
5.2 History
OCCIN has been paying a dividend for over 5 years, so it has already some track record.
OCCIN has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years3
5.3 Sustainability
OCCIN pays out 336.07% of its income as dividend. This is not a sustainable payout ratio.
DP336.07%
EPS Next 2Y0.71%
EPS Next 3YN/A
OFS CREDIT COMPANY - OCCI 5 1/4 12/31/26
NASDAQ:OCCIN (9/22/2025, 8:52:49 PM)
24.26
-0.16 (-0.64%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners3.44%
Inst Owner ChangeN/A
Ins Owners0.3%
Ins Owner ChangeN/A
Market Cap665.45M
Analysts85
Price Target29.02 (19.62%)
Short Float %0%
Short Ratio0.04
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 36.07% |
Yearly Dividend0.39
Dividend Growth(5Y)N/A
DP336.07%
Div Incr Years0
Div Non Decr Years3
Ex-Date
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-168.06%
Min EPS beat(2)-308.59%
Max EPS beat(2)-27.54%
EPS beat(4)1
Avg EPS beat(4)-87.43%
Min EPS beat(4)-308.59%
Max EPS beat(4)12.04%
EPS beat(8)2
Avg EPS beat(8)-67%
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)1
Avg Revenue beat(2)-4.15%
Min Revenue beat(2)-11.14%
Max Revenue beat(2)2.83%
Revenue beat(4)2
Avg Revenue beat(4)-3.38%
Min Revenue beat(4)-12.2%
Max Revenue beat(4)7%
Revenue beat(8)5
Avg Revenue beat(8)2.73%
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)3.63%
PT rev (3m)7.86%
EPS NQ rev (1m)2.22%
EPS NQ rev (3m)-4.17%
EPS NY rev (1m)0%
EPS NY rev (3m)-5.85%
Revenue NQ rev (1m)-2.92%
Revenue NQ rev (3m)-5.89%
Revenue NY rev (1m)-2.97%
Revenue NY rev (3m)-5.85%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 101.08 | ||
| Fwd PE | 26.57 | ||
| P/S | 12.36 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 4.15 | ||
| P/tB | 4.15 | ||
| EV/EBITDA | N/A |
EPS(TTM)0.24
EY0.99%
EPS(NY)0.91
Fwd EY3.76%
FCF(TTM)-3.18
FCFYN/A
OCF(TTM)-3.18
OCFYN/A
SpS1.96
BVpS5.84
TBVpS5.84
PEG (NY)336.94
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.59% | ||
| ROE | 4.49% | ||
| ROCE | 10.09% | ||
| ROIC | 7.97% | ||
| ROICexc | 8.7% | ||
| ROICexgc | 8.72% | ||
| OM | 51.39% | ||
| PM (TTM) | 13.36% | ||
| GM | 53.73% | ||
| FCFM | N/A |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y8.62%
OM growth 5Y1.85%
PM growth 3Y-29.31%
PM growth 5YN/A
GM growth 3Y6.68%
GM growth 5Y1.56%
F-Score2
Asset Turnover0.19
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.71 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 5.58 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 8.25 | ||
| Quick Ratio | 8.25 | ||
| Altman-Z | 3.7 |
F-Score2
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-68%
EPS 3Y-38.19%
EPS 5Y-18.8%
EPS Q2Q%31.82%
EPS Next Y0.3%
EPS Next 2Y0.71%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)19.64%
Revenue growth 3Y27.93%
Revenue growth 5Y29.73%
Sales Q2Q%59.37%
Revenue Next Year39.6%
Revenue Next 2Y38.13%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y3.61%
EBIT growth 3Y38.95%
EBIT growth 5Y32.13%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-1682.69%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-1682.69%
OCF growth 3YN/A
OCF growth 5YN/A