OFS CREDIT COMPANY - OCCI 5 1/4 12/31/26 (OCCIN) Stock Fundamental Analysis

USA • Nasdaq • NASDAQ:OCCIN • US67111Q4047

24.7 USD
+0.1 (+0.41%)
Last: Feb 3, 2026, 04:30 PM
Fundamental Rating

3

Taking everything into account, OCCIN scores 3 out of 10 in our fundamental rating. OCCIN was compared to 238 industry peers in the Capital Markets industry. OCCIN has only an average score on both its financial health and profitability. OCCIN is valued expensive and it does not seem to be growing.


Dividend Valuation Growth Profitability Health

4

1. Profitability

1.1 Basic Checks

  • OCCIN had negative earnings in the past year.
  • In the past year OCCIN has reported a negative cash flow from operations.
  • The reported net income has been mixed in the past 5 years: OCCIN reported negative net income in multiple years.
  • OCCIN had a negative operating cash flow in each of the past 5 years.
OCCIN Yearly Net Income VS EBIT VS OCF VS FCFOCCIN Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2018 2019 2020 2021 2022 2023 2024 0 20M -20M -40M -60M

1.2 Ratios

  • The Return On Assets of OCCIN (2.59%) is comparable to the rest of the industry.
  • The Return On Equity of OCCIN (4.49%) is worse than 61.34% of its industry peers.
  • The Return On Invested Capital of OCCIN (7.97%) is better than 81.09% of its industry peers.
Industry RankSector Rank
ROA 2.59%
ROE 4.49%
ROIC 7.97%
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
OCCIN Yearly ROA, ROE, ROICOCCIN Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2018 2019 2020 2021 2022 2023 2024 0 10 -10

1.3 Margins

  • OCCIN has a Profit Margin (13.36%) which is comparable to the rest of the industry.
  • OCCIN's Profit Margin has declined in the last couple of years.
  • OCCIN has a better Operating Margin (51.39%) than 90.34% of its industry peers.
  • In the last couple of years the Operating Margin of OCCIN has grown nicely.
  • OCCIN has a Gross Margin of 53.73%. This is in the better half of the industry: OCCIN outperforms 61.34% of its industry peers.
  • In the last couple of years the Gross Margin of OCCIN has grown nicely.
Industry RankSector Rank
OM 51.39%
PM (TTM) 13.36%
GM 53.73%
OM growth 3Y8.62%
OM growth 5Y1.85%
PM growth 3Y-29.31%
PM growth 5YN/A
GM growth 3Y6.68%
GM growth 5Y1.56%
OCCIN Yearly Profit, Operating, Gross MarginsOCCIN Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2018 2019 2020 2021 2022 2023 2024 0 50 -50 100

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6

2. Health

2.1 Basic Checks

  • There is no outstanding debt for OCCIN. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
OCCIN Yearly Shares OutstandingOCCIN Yearly Shares OutstandingYearly Shares Outstanding 2018 2019 2020 2021 2022 2023 5M 10M 15M
OCCIN Yearly Total Debt VS Total AssetsOCCIN Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2018 2019 2020 2021 2022 2023 50M 100M 150M

2.2 Solvency

  • OCCIN has an Altman-Z score of 3.72. This indicates that OCCIN is financially healthy and has little risk of bankruptcy at the moment.
  • OCCIN has a Altman-Z score of 3.72. This is amongst the best in the industry. OCCIN outperforms 80.67% of its industry peers.
  • A Debt/Equity ratio of 0.71 indicates that OCCIN is somewhat dependend on debt financing.
  • Looking at the Debt to Equity ratio, with a value of 0.71, OCCIN is in the better half of the industry, outperforming 60.92% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.71
Debt/FCF N/A
Altman-Z 3.72
ROIC/WACCN/A
WACCN/A
OCCIN Yearly LT Debt VS Equity VS FCFOCCIN Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2018 2019 2020 2021 2022 2023 2024 0 50M -50M 100M

2.3 Liquidity

  • OCCIN has a Current Ratio of 8.25. This indicates that OCCIN is financially healthy and has no problem in meeting its short term obligations.
  • OCCIN's Current ratio of 8.25 is amongst the best of the industry. OCCIN outperforms 89.08% of its industry peers.
  • OCCIN has a Quick Ratio of 8.25. This indicates that OCCIN is financially healthy and has no problem in meeting its short term obligations.
  • Looking at the Quick ratio, with a value of 8.25, OCCIN belongs to the top of the industry, outperforming 89.08% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 8.25
Quick Ratio 8.25
OCCIN Yearly Current Assets VS Current LiabilitesOCCIN Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2018 2019 2020 2021 2022 2023 5M 10M 15M

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0

3. Growth

3.1 Past

  • The earnings per share for OCCIN have decreased strongly by -141.11% in the last year.
EPS 1Y (TTM)-141.11%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-217.86%
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%39.39%

3.2 Future

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next Y334.32%
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year7.29%
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
OCCIN Yearly Revenue VS EstimatesOCCIN Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2018 2019 2020 2021 2022 2023 2024 2025 2026 10M 20M 30M 40M
OCCIN Yearly EPS VS EstimatesOCCIN Yearly EPS VS EstimatesYearly EPS VS Estimates 2019 2021 2022 2023 2024 2025 2026 0 1 2 3

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1

4. Valuation

4.1 Price/Earnings Ratio

  • OCCIN reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.
  • The Price/Forward Earnings ratio is 28.49, which means the current valuation is very expensive for OCCIN.
  • OCCIN's Price/Forward Earnings ratio is a bit more expensive when compared to the industry. OCCIN is more expensive than 67.23% of the companies in the same industry.
  • When comparing the Price/Forward Earnings ratio of OCCIN to the average of the S&P500 Index (25.64), we can say OCCIN is valued inline with the index average.
Industry RankSector Rank
PE N/A
Fwd PE 28.49
OCCIN Price Earnings VS Forward Price EarningsOCCIN Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 20 -20 -40 -60

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
OCCIN Per share dataOCCIN EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 2 -2 4

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A

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5

5. Dividend

5.1 Amount

  • With a Yearly Dividend Yield of 36.07%, OCCIN is a good candidate for dividend investing.
  • OCCIN's Dividend Yield is rather good when compared to the industry average which is at 6.02. OCCIN pays more dividend than 99.16% of the companies in the same industry.
  • OCCIN's Dividend Yield is rather good when compared to the S&P500 average which is at 1.83.
Industry RankSector Rank
Dividend Yield 36.07%

5.2 History

  • OCCIN has been paying a dividend for over 5 years, so it has already some track record.
  • OCCIN has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years3
OCCIN Yearly Dividends per shareOCCIN Yearly Dividends per shareYearly Dividends per share 2021 2022 2023 2024 2025 2026 0.2 0.4 0.6 0.8 1

5.3 Sustainability

  • OCCIN pays out 336.07% of its income as dividend. This is not a sustainable payout ratio.
DP336.07%
EPS Next 2YN/A
EPS Next 3YN/A
OCCIN Yearly Income VS Free CF VS DividendOCCIN Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2018 2019 2020 2021 2022 2023 2024 0 20M -20M -40M -60M
OCCIN Dividend Payout.OCCIN Dividend Payout, showing the Payout Ratio.OCCIN Dividend Payout.PayoutRetained Earnings

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OFS CREDIT COMPANY - OCCI 5 1/4 12/31/26

NASDAQ:OCCIN (2/3/2026, 4:30:02 PM)

24.7

+0.1 (+0.41%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)12-10
Earnings (Next)03-05
Inst Owners5.6%
Inst Owner ChangeN/A
Ins Owners0.3%
Ins Owner ChangeN/A
Market Cap677.52M
Revenue(TTM)N/A
Net Income(TTM)7.19M
Analysts82.86
Price Target27.83 (12.67%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 36.07%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP336.07%
Div Incr Years0
Div Non Decr Years3
Ex-Date05-15
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-168.06%
Min EPS beat(2)-308.59%
Max EPS beat(2)-27.54%
EPS beat(4)1
Avg EPS beat(4)-87.43%
Min EPS beat(4)-308.59%
Max EPS beat(4)12.04%
EPS beat(8)2
Avg EPS beat(8)-67%
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)1
Avg Revenue beat(2)-4.15%
Min Revenue beat(2)-11.14%
Max Revenue beat(2)2.83%
Revenue beat(4)2
Avg Revenue beat(4)-3.38%
Min Revenue beat(4)-12.2%
Max Revenue beat(4)7%
Revenue beat(8)5
Avg Revenue beat(8)2.73%
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-3.37%
PT rev (3m)-16.46%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0%
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
Industry RankSector Rank
PE N/A
Fwd PE 28.49
P/S 12.58
P/FCF N/A
P/OCF N/A
P/B 4.23
P/tB 4.23
EV/EBITDA N/A
EPS(TTM)-0.37
EYN/A
EPS(NY)0.87
Fwd EY3.51%
FCF(TTM)-3.18
FCFYN/A
OCF(TTM)-3.18
OCFYN/A
SpS1.96
BVpS5.84
TBVpS5.84
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA 2.59%
ROE 4.49%
ROCE 10.09%
ROIC 7.97%
ROICexc 8.7%
ROICexgc 8.72%
OM 51.39%
PM (TTM) 13.36%
GM 53.73%
FCFM N/A
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y8.62%
OM growth 5Y1.85%
PM growth 3Y-29.31%
PM growth 5YN/A
GM growth 3Y6.68%
GM growth 5Y1.56%
F-Score2
Asset Turnover0.19
Health
Industry RankSector Rank
Debt/Equity 0.71
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 5.58
Cash Conversion N/A
Profit Quality N/A
Current Ratio 8.25
Quick Ratio 8.25
Altman-Z 3.72
F-Score2
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-141.11%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-217.86%
EPS Next Y334.32%
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%39.39%
Revenue Next Year7.29%
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y3.61%
EBIT growth 3Y38.95%
EBIT growth 5Y32.13%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-1682.69%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-1682.69%
OCF growth 3YN/A
OCF growth 5YN/A

OFS CREDIT COMPANY - OCCI 5 1/4 12/31/26 / OCCIN FAQ

What is the fundamental rating for OCCIN stock?

ChartMill assigns a fundamental rating of 3 / 10 to OCCIN.


Can you provide the valuation status for OFS CREDIT COMPANY - OCCI 5 1/4 12/31/26?

ChartMill assigns a valuation rating of 1 / 10 to OFS CREDIT COMPANY - OCCI 5 1/4 12/31/26 (OCCIN). This can be considered as Overvalued.


What is the profitability of OCCIN stock?

OFS CREDIT COMPANY - OCCI 5 1/4 12/31/26 (OCCIN) has a profitability rating of 4 / 10.


What is the expected EPS growth for OFS CREDIT COMPANY - OCCI 5 1/4 12/31/26 (OCCIN) stock?

The Earnings per Share (EPS) of OFS CREDIT COMPANY - OCCI 5 1/4 12/31/26 (OCCIN) is expected to grow by 334.32% in the next year.