NUVEI CORP-SUBORDINATE VTG (NVEI)
CA67079A1021 - Common Stock
Overall NVEI gets a fundamental rating of 4 out of 10. We evaluated NVEI against 102 industry peers in the Financial Services industry. While NVEI is still in line with the averages on profitability rating, there are concerns on its financial health. NVEI has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
In the past year NVEI was profitable.
In the past year NVEI had a positive cash flow from operations.
In multiple years NVEI reported negative net income over the last 5 years.
Each year in the past 5 years NVEI had a positive operating cash flow.
1.2 Ratios
NVEI has a Return On Assets of -0.15%. This is in the lower half of the industry: NVEI underperforms 66.67% of its industry peers.
NVEI has a Return On Equity of -0.39%. This is in the lower half of the industry: NVEI underperforms 64.71% of its industry peers.
NVEI has a better Return On Invested Capital (3.77%) than 62.75% of its industry peers.
NVEI had an Average Return On Invested Capital over the past 3 years of 3.29%. This is below the industry average of 7.95%.
The last Return On Invested Capital (3.77%) for NVEI is above the 3 year average (3.29%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.15% | ||
| ROE | -0.39% | ||
| ROIC | 3.77% |
ROA(3y)1.47%
ROA(5y)-0.97%
ROE(3y)2.53%
ROE(5y)-4.13%
ROIC(3y)3.29%
ROIC(5y)2.94%
1.3 Margins
NVEI has a Operating Margin of 13.87%. This is comparable to the rest of the industry: NVEI outperforms 53.92% of its industry peers.
In the last couple of years the Operating Margin of NVEI has grown nicely.
NVEI has a Gross Margin of 81.27%. This is amongst the best in the industry. NVEI outperforms 88.24% of its industry peers.
In the last couple of years the Gross Margin of NVEI has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 13.87% | ||
| PM (TTM) | N/A | ||
| GM | 81.27% |
OM growth 3Y-20.84%
OM growth 5Y25.72%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-0.42%
GM growth 5Y-0.86%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), NVEI is destroying value.
Compared to 1 year ago, NVEI has about the same amount of shares outstanding.
The number of shares outstanding for NVEI has been increased compared to 5 years ago.
The debt/assets ratio for NVEI is higher compared to a year ago.
2.2 Solvency
Based on the Altman-Z score of 0.69, we must say that NVEI is in the distress zone and has some risk of bankruptcy.
Looking at the Altman-Z score, with a value of 0.69, NVEI is in line with its industry, outperforming 54.90% of the companies in the same industry.
NVEI has a debt to FCF ratio of 6.72. This is a slightly negative value and a sign of low solvency as NVEI would need 6.72 years to pay back of all of its debts.
NVEI has a Debt to FCF ratio of 6.72. This is in the better half of the industry: NVEI outperforms 60.78% of its industry peers.
NVEI has a Debt/Equity ratio of 0.62. This is a neutral value indicating NVEI is somewhat dependend on debt financing.
NVEI has a Debt to Equity ratio (0.62) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.62 | ||
| Debt/FCF | 6.72 | ||
| Altman-Z | 0.69 |
ROIC/WACC0.46
WACC8.16%
2.3 Liquidity
A Current Ratio of 1.05 indicates that NVEI should not have too much problems paying its short term obligations.
Looking at the Current ratio, with a value of 1.05, NVEI is in line with its industry, outperforming 45.10% of the companies in the same industry.
A Quick Ratio of 1.05 indicates that NVEI should not have too much problems paying its short term obligations.
Looking at the Quick ratio, with a value of 1.05, NVEI is in line with its industry, outperforming 49.02% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.05 | ||
| Quick Ratio | 1.05 |
3. Growth
3.1 Past
NVEI shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by -9.63%.
Looking at the last year, NVEI shows a very strong growth in Revenue. The Revenue has grown by 41.10%.
NVEI shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 51.38% yearly.
EPS 1Y (TTM)-9.63%
EPS 3YN/A
EPS 5YN/A
EPS growth Q2Q0%
Revenue 1Y (TTM)41.1%
Revenue growth 3Y46.95%
Revenue growth 5Y51.38%
Revenue growth Q2Q45.92%
3.2 Future
NVEI is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 23.36% yearly.
The Revenue is expected to grow by 15.73% on average over the next years. This is quite good.
EPS Next Y19.88%
EPS Next 2Y29.42%
EPS Next 3Y23.36%
EPS Next 5YN/A
Revenue Next Year15.19%
Revenue Next 2Y16.19%
Revenue Next 3Y15.73%
Revenue Next 5YN/A
3.3 Evolution
The estimated forward Revenue growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 19.13, NVEI is valued on the expensive side.
NVEI's Price/Earnings is on the same level as the industry average.
NVEI is valuated rather cheaply when we compare the Price/Earnings ratio to 28.06, which is the current average of the S&P500 Index.
With a Price/Forward Earnings ratio of 16.25, NVEI is valued correctly.
The rest of the industry has a similar Price/Forward Earnings ratio as NVEI.
NVEI is valuated rather cheaply when we compare the Price/Forward Earnings ratio to 20.72, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 19.13 | ||
| Fwd PE | 16.25 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of NVEI indicates a somewhat cheap valuation: NVEI is cheaper than 73.53% of the companies listed in the same industry.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of NVEI indicates a somewhat cheap valuation: NVEI is cheaper than 74.51% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 10.94 | ||
| EV/EBITDA | 10.4 |
4.3 Compensation for Growth
NVEI's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
NVEI's earnings are expected to grow with 23.36% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.96
PEG (5Y)N/A
EPS Next 2Y29.42%
EPS Next 3Y23.36%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 1.23%, NVEI has a reasonable but not impressive dividend return.
Compared to an average industry Dividend Yield of 3.61, NVEI pays a bit more dividend than its industry peers.
With a Dividend Yield of 1.23, NVEI pays less dividend than the S&P500 average, which is at 2.41.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.23% |
5.2 History
NVEI is new to the dividend game and has less than 3 years of track record.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
The earnings of NVEI are negative and hence is the payout ratio. NVEI will probably not be able to sustain this dividend level.
DP-356.39%
EPS Next 2Y29.42%
EPS Next 3Y23.36%
NUVEI CORP-SUBORDINATE VTG
NASDAQ:NVEI (5/2/2024, 7:10:32 PM)
After market: 31.9957 -0.33 (-1.03%)32.33
+0.14 (+0.43%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners
Inst Owner Change
Ins Owners
Ins Owner Change
Market Cap2.05B
Analysts
Price Target
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.23% |
Dividend Growth(5Y)
DP
Div Incr Years
Div Non Decr Years
Ex-Date
Surprises & Revisions
EPS beat(2)
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EPS beat(16)
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EPS NQ rev (1m)
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EPS NY rev (3m)
Revenue NQ rev (1m)
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Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 19.13 | ||
| Fwd PE | 16.25 | ||
| P/S | |||
| P/FCF | |||
| P/OCF | |||
| P/B | |||
| P/tB | |||
| EV/EBITDA |
EPS(TTM)
EY
EPS(NY)
Fwd EY
FCF(TTM)
FCFY
OCF(TTM)
OCFY
SpS
BVpS
TBVpS
PEG (NY)0.96
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.15% | ||
| ROE | -0.39% | ||
| ROCE | |||
| ROIC | |||
| ROICexc | |||
| ROICexgc | |||
| OM | 13.87% | ||
| PM (TTM) | N/A | ||
| GM | 81.27% | ||
| FCFM |
ROA(3y)
ROA(5y)
ROE(3y)
ROE(5y)
ROIC(3y)
ROIC(5y)
ROICexc(3y)
ROICexc(5y)
ROICexgc(3y)
ROICexgc(5y)
ROCE(3y)
ROCE(5y)
ROICexcg growth 3Y
ROICexcg growth 5Y
ROICexc growth 3Y
ROICexc growth 5Y
OM growth 3Y
OM growth 5Y
PM growth 3Y
PM growth 5Y
GM growth 3Y
GM growth 5Y
F-Score
Asset Turnover0.23
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.62 | ||
| Debt/FCF | |||
| Debt/EBITDA | |||
| Cap/Depr | |||
| Cap/Sales | |||
| Interest Coverage | |||
| Cash Conversion | |||
| Profit Quality | |||
| Current Ratio | 1.05 | ||
| Quick Ratio | 1.05 | ||
| Altman-Z |
F-Score
WACC
ROIC/WACC
Cap/Depr(3y)
Cap/Depr(5y)
Cap/Sales(3y)
Cap/Sales(5y)
Profit Quality(3y)
Profit Quality(5y)
Growth
EPS 1Y (TTM)-9.63%
EPS 3YN/A
EPS 5Y
EPS growth Q2Q
EPS Next Y19.88%
EPS Next 2Y
EPS Next 3Y
EPS Next 5Y
Revenue 1Y (TTM)41.1%
Revenue growth 3Y46.95%
Revenue growth 5Y
Revenue growth Q2Q
Revenue Next Year
Revenue Next 2Y
Revenue Next 3Y
Revenue Next 5Y
EBIT growth 1Y
EBIT growth 3Y
EBIT growth 5Y
EBIT Next Year
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