National Security Group Inc (NSEC) Fundamental Analysis & Valuation

NASDAQ:NSEC • US6375461026

Current stock price

16.36
+0.02 (+0.15%)
Last:

This NSEC fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

0

1. NSEC Profitability Analysis

1.1 Basic Checks

  • In the past year NSEC was profitable.
NSEC Yearly Net Income VS EBIT VS OCF VS FCFNSEC Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 0 5M -5M -10M

1.2 Ratios

Industry RankSector Rank
ROA 0.55%
ROE 2.03%
ROIC N/A
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
NSEC Yearly ROA, ROE, ROICNSEC Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 0 5 -5 -10 -15

1.3 Margins

  • The Operating Margin and Gross Margin are not available for NSEC so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) 1.24%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
NSEC Yearly Profit, Operating, Gross MarginsNSEC Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 0 5 -5 -10 -15

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

1

2. NSEC Health Analysis

2.1 Basic Checks

  • NSEC does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • Compared to 1 year ago, NSEC has more shares outstanding
  • Compared to 1 year ago, NSEC has an improved debt to assets ratio.
NSEC Yearly Shares OutstandingNSEC Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 500K 1M 1.5M 2M 2.5M
NSEC Yearly Total Debt VS Total AssetsNSEC Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 50M 100M 150M

2.2 Solvency

  • A Debt/Equity ratio of 0.31 indicates that NSEC is not too dependend on debt financing.
Industry RankSector Rank
Debt/Equity 0.31
Debt/FCF N/A
Altman-Z N/A
ROIC/WACCN/A
WACC9.18%
NSEC Yearly LT Debt VS Equity VS FCFNSEC Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 0 20M 40M

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

1

3. NSEC Growth Analysis

3.1 Past

  • NSEC shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 111.63%, which is quite impressive.
  • Measured over the past years, NSEC shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -28.35% on average per year.
  • NSEC shows a decrease in Revenue. In the last year, the revenue decreased by -2.61%.
  • Measured over the past years, NSEC shows a decrease in Revenue. The Revenue has been decreasing by -0.20% on average per year.
EPS 1Y (TTM)111.63%
EPS 3Y-9.64%
EPS 5Y-28.35%
EPS Q2Q%33.33%
Revenue 1Y (TTM)-2.61%
Revenue growth 3Y0.69%
Revenue growth 5Y-0.2%
Sales Q2Q%-0.49%

3.2 Future

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
NSEC Yearly Revenue VS EstimatesNSEC Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 20M 40M 60M

More info and screens

Find the best growth stocksShow best growing peers

0

4. NSEC Valuation Analysis

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 51.13, the valuation of NSEC can be described as expensive.
  • When comparing the Price/Earnings ratio of NSEC to the average of the S&P500 Index (26.21), we can say NSEC is valued expensively.
Industry RankSector Rank
PE 51.13
Fwd PE N/A
NSEC Price Earnings VS Forward Price EarningsNSEC Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA 7.55
NSEC Per share dataNSEC EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10 15 20 25

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

3

5. NSEC Dividend Analysis

5.1 Amount

  • NSEC has a Yearly Dividend Yield of 1.47%.
  • NSEC's Dividend Yield is slightly below the S&P500 average, which is at 1.89.
Industry RankSector Rank
Dividend Yield 1.47%

5.2 History

  • The dividend of NSEC is nicely growing with an annual growth rate of 6.27%!
  • NSEC has paid a dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)6.27%
Div Incr YearsN/A
Div Non Decr YearsN/A
NSEC Yearly Dividends per shareNSEC Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 0.05 0.1 0.15 0.2

5.3 Sustainability

  • NSEC pays out 74.39% of its income as dividend. This is not a sustainable payout ratio.
  • NSEC's earnings are declining while the Dividend Rate has been growing. This means the dividend growth is most likely not sustainable.
DP74.39%
EPS Next 2YN/A
EPS Next 3YN/A
NSEC Yearly Income VS Free CF VS DividendNSEC Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 0 5M -5M -10M
NSEC Dividend Payout.NSEC Dividend Payout, showing the Payout Ratio.NSEC Dividend Payout.PayoutRetained Earnings

More info and screens

Find the best dividend stocksShow peers with best dividend

NSEC Fundamentals: All Metrics, Ratios and Statistics

National Security Group Inc

NASDAQ:NSEC (6/30/2022, 8:20:07 PM)

16.36

+0.02 (+0.15%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)05-12
Earnings (Next)N/A
Inst Owners0%
Inst Owner Change-99.98%
Ins Owners11.83%
Ins Owner Change0%
Market Cap41.43M
Revenue(TTM)66.12M
Net Income(TTM)820.00K
Analysts0
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 1.47%
Yearly Dividend0.24
Dividend Growth(5Y)6.27%
DP74.39%
Div Incr YearsN/A
Div Non Decr YearsN/A
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 51.13
Fwd PE N/A
P/S 0.63
P/FCF N/A
P/OCF N/A
P/B 1.03
P/tB N/A
EV/EBITDA 7.55
EPS(TTM)0.32
EY1.96%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)N/A
FCFYN/A
OCF(TTM)N/A
OCFYN/A
SpS26.11
BVpS15.93
TBVpSN/A
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA 0.55%
ROE 2.03%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 1.24%
GM N/A
FCFM N/A
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3Y0%
ROICexgc growth 5Y0%
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.44
Health
Industry RankSector Rank
Debt/Equity 0.31
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score5
WACC9.18%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)111.63%
EPS 3Y-9.64%
EPS 5Y-28.35%
EPS Q2Q%33.33%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-2.61%
Revenue growth 3Y0.69%
Revenue growth 5Y-0.2%
Sales Q2Q%-0.49%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1YN/A
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1YN/A
OCF growth 3YN/A
OCF growth 5YN/A

National Security Group Inc / NSEC Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for National Security Group Inc?

ChartMill assigns a fundamental rating of 2 / 10 to NSEC.


Can you provide the valuation status for National Security Group Inc?

ChartMill assigns a valuation rating of 0 / 10 to National Security Group Inc (NSEC). This can be considered as Overvalued.


Can you provide the profitability details for National Security Group Inc?

National Security Group Inc (NSEC) has a profitability rating of 1 / 10.


What is the financial health of National Security Group Inc (NSEC) stock?

The financial health rating of National Security Group Inc (NSEC) is 2 / 10.