16.36
+0.02 (+0.15%)
Last: Jun 30, 2022, 08:20 PM
We assign a fundamental rating of 1 out of 10 to NSEC. NSEC was compared to 147 industry peers in the Insurance industry. NSEC may be in some trouble as it scores bad on both profitability and health. NSEC has a expensive valuation and it also scores bad on growth.
1. Profitability
1.1 Basic Checks
- NSEC had positive earnings in the past year.
1.2 Ratios
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.55% | ||
| ROE | 2.03% | ||
| ROIC | N/A |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- The Operating Margin and Gross Margin are not available for NSEC so they could not be analyzed.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 1.24% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
- NSEC does not have a ROIC to compare to the WACC, probably because it is not profitable.
- Compared to 1 year ago, NSEC has more shares outstanding
- Compared to 1 year ago, NSEC has an improved debt to assets ratio.
2.2 Solvency
- NSEC has a Debt/Equity ratio of 0.31. This is a healthy value indicating a solid balance between debt and equity.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.31 | ||
| Debt/FCF | N/A | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC9.18%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
- The Earnings Per Share has grown by an impressive 111.63% over the past year.
- Measured over the past years, NSEC shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -28.35% on average per year.
- The Revenue has decreased by -2.61% in the past year.
- NSEC shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -0.20% yearly.
EPS 1Y (TTM)111.63%
EPS 3Y-9.64%
EPS 5Y-28.35%
EPS Q2Q%33.33%
Revenue 1Y (TTM)-2.61%
Revenue growth 3Y0.69%
Revenue growth 5Y-0.2%
Sales Q2Q%-0.49%
3.2 Future
- No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
- No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
- No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
- No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
- A Price/Earnings ratio of 51.13 indicates a quite expensive valuation of NSEC.
- NSEC's Price/Earnings ratio indicates a rather expensive valuation when compared to the S&P500 average which is at 28.32.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 51.13 | ||
| Fwd PE | N/A |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 7.55 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
- NSEC has a Yearly Dividend Yield of 1.47%.
- NSEC's Dividend Yield is comparable with the S&P500 average which is at 1.83.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.47% |
5.2 History
- On average, the dividend of NSEC grows each year by 6.27%, which is quite nice.
- NSEC has paid a dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)6.27%
Div Incr YearsN/A
Div Non Decr YearsN/A
5.3 Sustainability
- 74.39% of the earnings are spent on dividend by NSEC. This is not a sustainable payout ratio.
- The Dividend Rate of NSEC has been growing, while earnings will be declining. This means the dividend growth is most likely not sustainable.
DP74.39%
EPS Next 2YN/A
EPS Next 3YN/A
National Security Group Inc / NSEC FAQ
Can you provide the ChartMill fundamental rating for National Security Group Inc?
ChartMill assigns a fundamental rating of 2 / 10 to NSEC.
What is the valuation status for NSEC stock?
ChartMill assigns a valuation rating of 0 / 10 to National Security Group Inc (NSEC). This can be considered as Overvalued.
How profitable is National Security Group Inc (NSEC) stock?
National Security Group Inc (NSEC) has a profitability rating of 1 / 10.
Can you provide the financial health for NSEC stock?
The financial health rating of National Security Group Inc (NSEC) is 2 / 10.
Is the dividend of National Security Group Inc sustainable?
The dividend rating of National Security Group Inc (NSEC) is 4 / 10 and the dividend payout ratio is 74.39%.