National Security Group Inc (NSEC) Fundamental Analysis & Valuation

NASDAQ:NSEC • US6375461026

16.36
+0.02 (+0.15%)
Last: Jun 30, 2022, 08:20 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Forecast Earnings Financials Ownership News

This NSEC fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

Fundamental Rating

1

Taking everything into account, NSEC scores 1 out of 10 in our fundamental rating. NSEC was compared to 149 industry peers in the Insurance industry. NSEC may be in some trouble as it scores bad on both profitability and health. NSEC is valued expensive and it does not seem to be growing.


Dividend Valuation Growth Profitability Health

0

1. NSEC Profitability Analysis

1.1 Basic Checks

  • In the past year NSEC was profitable.
NSEC Yearly Net Income VS EBIT VS OCF VS FCFNSEC Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 0 5M -5M -10M

1.2 Ratios

Industry RankSector Rank
ROA 0.55%
ROE 2.03%
ROIC N/A
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
NSEC Yearly ROA, ROE, ROICNSEC Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 0 5 -5 -10 -15

1.3 Margins

  • NSEC does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) 1.24%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
NSEC Yearly Profit, Operating, Gross MarginsNSEC Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 0 5 -5 -10 -15

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

1

2. NSEC Health Analysis

2.1 Basic Checks

  • NSEC does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • Compared to 1 year ago, NSEC has more shares outstanding
  • NSEC has a better debt/assets ratio than last year.
NSEC Yearly Shares OutstandingNSEC Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 500K 1M 1.5M 2M 2.5M
NSEC Yearly Total Debt VS Total AssetsNSEC Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 50M 100M 150M

2.2 Solvency

  • NSEC has a Debt/Equity ratio of 0.31. This is a healthy value indicating a solid balance between debt and equity.
Industry RankSector Rank
Debt/Equity 0.31
Debt/FCF N/A
Altman-Z N/A
ROIC/WACCN/A
WACC9.18%
NSEC Yearly LT Debt VS Equity VS FCFNSEC Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 0 20M 40M

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

1

3. NSEC Growth Analysis

3.1 Past

  • The Earnings Per Share has grown by an impressive 111.63% over the past year.
  • The earnings per share for NSEC have been decreasing by -28.35% on average. This is quite bad
  • Looking at the last year, NSEC shows a decrease in Revenue. The Revenue has decreased by -2.61% in the last year.
  • NSEC shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -0.20% yearly.
EPS 1Y (TTM)111.63%
EPS 3Y-9.64%
EPS 5Y-28.35%
EPS Q2Q%33.33%
Revenue 1Y (TTM)-2.61%
Revenue growth 3Y0.69%
Revenue growth 5Y-0.2%
Sales Q2Q%-0.49%

3.2 Future

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
NSEC Yearly Revenue VS EstimatesNSEC Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 20M 40M 60M

More info and screens

Find the best growth stocksShow best growing peers

0

4. NSEC Valuation Analysis

4.1 Price/Earnings Ratio

  • NSEC is valuated quite expensively with a Price/Earnings ratio of 51.13.
  • When comparing the Price/Earnings ratio of NSEC to the average of the S&P500 Index (26.69), we can say NSEC is valued expensively.
Industry RankSector Rank
PE 51.13
Fwd PE N/A
NSEC Price Earnings VS Forward Price EarningsNSEC Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA 7.55
NSEC Per share dataNSEC EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10 15 20 25

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

3

5. NSEC Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 1.47%, NSEC has a reasonable but not impressive dividend return.
  • NSEC's Dividend Yield is comparable with the S&P500 average which is at 1.82.
Industry RankSector Rank
Dividend Yield 1.47%

5.2 History

  • On average, the dividend of NSEC grows each year by 6.27%, which is quite nice.
  • NSEC has paid a dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)6.27%
Div Incr YearsN/A
Div Non Decr YearsN/A
NSEC Yearly Dividends per shareNSEC Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 0.05 0.1 0.15 0.2

5.3 Sustainability

  • 74.39% of the earnings are spent on dividend by NSEC. This is not a sustainable payout ratio.
  • NSEC's earnings are declining while the Dividend Rate has been growing. This means the dividend growth is most likely not sustainable.
DP74.39%
EPS Next 2YN/A
EPS Next 3YN/A
NSEC Yearly Income VS Free CF VS DividendNSEC Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 0 5M -5M -10M
NSEC Dividend Payout.NSEC Dividend Payout, showing the Payout Ratio.NSEC Dividend Payout.PayoutRetained Earnings

More info and screens

Find the best dividend stocksShow peers with best dividend

NSEC Fundamentals: All Metrics, Ratios and Statistics

National Security Group Inc

NASDAQ:NSEC (6/30/2022, 8:20:07 PM)

16.36

+0.02 (+0.15%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)05-12
Earnings (Next)N/A
Inst Owners0%
Inst Owner Change-99.98%
Ins Owners11.83%
Ins Owner Change0%
Market Cap41.43M
Revenue(TTM)66.12M
Net Income(TTM)820.00K
Analysts0
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 1.47%
Yearly Dividend0.24
Dividend Growth(5Y)6.27%
DP74.39%
Div Incr YearsN/A
Div Non Decr YearsN/A
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 51.13
Fwd PE N/A
P/S 0.63
P/FCF N/A
P/OCF N/A
P/B 1.03
P/tB N/A
EV/EBITDA 7.55
EPS(TTM)0.32
EY1.96%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)N/A
FCFYN/A
OCF(TTM)N/A
OCFYN/A
SpS26.11
BVpS15.93
TBVpSN/A
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA 0.55%
ROE 2.03%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 1.24%
GM N/A
FCFM N/A
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3Y0%
ROICexgc growth 5Y0%
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.44
Health
Industry RankSector Rank
Debt/Equity 0.31
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score5
WACC9.18%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)111.63%
EPS 3Y-9.64%
EPS 5Y-28.35%
EPS Q2Q%33.33%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-2.61%
Revenue growth 3Y0.69%
Revenue growth 5Y-0.2%
Sales Q2Q%-0.49%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1YN/A
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1YN/A
OCF growth 3YN/A
OCF growth 5YN/A

National Security Group Inc / NSEC FAQ

Can you provide the ChartMill fundamental rating for National Security Group Inc?

ChartMill assigns a fundamental rating of 2 / 10 to NSEC.


What is the valuation status for NSEC stock?

ChartMill assigns a valuation rating of 0 / 10 to National Security Group Inc (NSEC). This can be considered as Overvalued.


How profitable is National Security Group Inc (NSEC) stock?

National Security Group Inc (NSEC) has a profitability rating of 1 / 10.


Can you provide the financial health for NSEC stock?

The financial health rating of National Security Group Inc (NSEC) is 2 / 10.


Is the dividend of National Security Group Inc sustainable?

The dividend rating of National Security Group Inc (NSEC) is 4 / 10 and the dividend payout ratio is 74.39%.