NOAH HOLDINGS LTD-SPON ADS (NOAH) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:NOAH - US65487X1028 - ADR
11.18 USD
-0.03 (-0.27%)
11.18 USD
0 (0%)
Overall NOAH gets a fundamental rating of 5 out of 10. We evaluated NOAH against 235 industry peers in the Capital Markets industry. While NOAH has a great health rating, its profitability is only average at the moment. NOAH is valued quite cheap, while showing a decent growth score. This is a good combination!
1. Profitability
1.1 Basic Checks
- In the past year NOAH was profitable.
- Of the past 5 years NOAH 4 years were profitable.
- In the past 5 years NOAH always reported a positive cash flow from operatings.
1.2 Ratios
- NOAH's Return On Assets of 5.68% is fine compared to the rest of the industry. NOAH outperforms 73.19% of its industry peers.
- NOAH's Return On Equity of 6.63% is in line compared to the rest of the industry. NOAH outperforms 46.38% of its industry peers.
- The Return On Invested Capital of NOAH (4.74%) is better than 63.83% of its industry peers.
- Measured over the past 3 years, the Average Return On Invested Capital for NOAH is in line with the industry average of 7.17%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.68% | ||
| ROE | 6.63% | ||
| ROIC | 4.74% |
ROA(3y)6.75%
ROA(5y)4.88%
ROE(3y)8.32%
ROE(5y)6.18%
ROIC(3y)6.7%
ROIC(5y)8.54%
1.3 Margins
- With a decent Profit Margin value of 25.93%, NOAH is doing good in the industry, outperforming 65.96% of the companies in the same industry.
- In the last couple of years the Profit Margin of NOAH has declined.
- With a Operating Margin value of 25.96%, NOAH perfoms like the industry average, outperforming 54.04% of the companies in the same industry.
- NOAH's Operating Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 25.96% | ||
| PM (TTM) | 25.93% | ||
| GM | N/A |
OM growth 3Y-4.43%
OM growth 5Y-2.01%
PM growth 3Y-15.82%
PM growth 5Y-5.67%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
- Compared to 1 year ago, NOAH has more shares outstanding
- NOAH has more shares outstanding than it did 5 years ago.
- There is no outstanding debt for NOAH. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
2.2 Solvency
- NOAH has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | N/A | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
- A Current Ratio of 4.77 indicates that NOAH has no problem at all paying its short term obligations.
- NOAH has a better Current ratio (4.77) than 85.53% of its industry peers.
- NOAH has a Quick Ratio of 4.77. This indicates that NOAH is financially healthy and has no problem in meeting its short term obligations.
- NOAH has a Quick ratio of 4.77. This is amongst the best in the industry. NOAH outperforms 85.53% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 4.77 | ||
| Quick Ratio | 4.77 |
3. Growth
3.1 Past
- NOAH shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 12.05%, which is quite good.
- NOAH shows a very negative growth in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -45.00% yearly.
- NOAH shows a decrease in Revenue. In the last year, the revenue decreased by -7.96%.
- NOAH shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -5.17% yearly.
EPS 1Y (TTM)12.05%
EPS 3Y-67.37%
EPS 5Y-45%
EPS Q2Q%63.16%
Revenue 1Y (TTM)-7.96%
Revenue growth 3Y-15.38%
Revenue growth 5Y-5.17%
Sales Q2Q%-7.88%
3.2 Future
- The Earnings Per Share is expected to grow by 10.42% on average over the next years. This is quite good.
- The Revenue is expected to grow by 3.02% on average over the next years.
EPS Next Y13.92%
EPS Next 2Y11.78%
EPS Next 3Y10.42%
EPS Next 5YN/A
Revenue Next Year-2.68%
Revenue Next 2Y0.7%
Revenue Next 3Y3.02%
Revenue Next 5YN/A
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
- The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- The Price/Earnings ratio is 7.87, which indicates a rather cheap valuation of NOAH.
- Based on the Price/Earnings ratio, NOAH is valued cheaper than 81.70% of the companies in the same industry.
- When comparing the Price/Earnings ratio of NOAH to the average of the S&P500 Index (27.33), we can say NOAH is valued rather cheaply.
- The Price/Forward Earnings ratio is 7.43, which indicates a rather cheap valuation of NOAH.
- NOAH's Price/Forward Earnings ratio is rather cheap when compared to the industry. NOAH is cheaper than 87.66% of the companies in the same industry.
- NOAH is valuated cheaply when we compare the Price/Forward Earnings ratio to 24.12, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.87 | ||
| Fwd PE | 7.43 |
4.2 Price Multiples
- 92.34% of the companies in the same industry are more expensive than NOAH, based on the Enterprise Value to EBITDA ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 6.37 |
4.3 Compensation for Growth
- NOAH's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.57
PEG (5Y)N/A
EPS Next 2Y11.78%
EPS Next 3Y10.42%
5. Dividend
5.1 Amount
- NOAH has a Yearly Dividend Yield of 5.06%, which is a nice return.
- NOAH's Dividend Yield is comparable with the industry average which is at 6.19.
- NOAH's Dividend Yield is rather good when compared to the S&P500 average which is at 1.91.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.06% |
5.2 History
- The dividend of NOAH is nicely growing with an annual growth rate of 12.76%!
- NOAH has been paying a dividend for over 5 years, so it has already some track record.
- The dividend of NOAH decreased recently.
Dividend Growth(5Y)12.76%
Div Incr Years1
Div Non Decr Years1
5.3 Sustainability
- The dividend of NOAH is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DPN/A
EPS Next 2Y11.78%
EPS Next 3Y10.42%
11.18
-0.03 (-0.27%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)11-25 2025-11-25/amc
Earnings (Next)03-23 2026-03-23/amc
Inst Owners41.18%
Inst Owner Change0%
Ins Owners0.61%
Ins Owner ChangeN/A
Market Cap741.65M
Revenue(TTM)2.53B
Net Income(TTM)656.00M
Analysts78.18
Price Target13.16 (17.71%)
Short Float %0.17%
Short Ratio2.36
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.06% |
Yearly Dividend2.34
Dividend Growth(5Y)12.76%
DPN/A
Div Incr Years1
Div Non Decr Years1
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-1.71%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0.25%
EPS NY rev (3m)2.4%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.93%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.87 | ||
| Fwd PE | 7.43 | ||
| P/S | 2.04 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 0.52 | ||
| P/tB | 0.52 | ||
| EV/EBITDA | 6.37 |
EPS(TTM)1.42
EY12.7%
EPS(NY)1.5
Fwd EY13.46%
FCF(TTM)N/A
FCFYN/A
OCF(TTM)N/A
OCFYN/A
SpS5.47
BVpS21.4
TBVpS21.4
PEG (NY)0.57
PEG (5Y)N/A
Graham Number26.15
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.68% | ||
| ROE | 6.63% | ||
| ROCE | 6.43% | ||
| ROIC | 4.74% | ||
| ROICexc | 4.74% | ||
| ROICexgc | 4.74% | ||
| OM | 25.96% | ||
| PM (TTM) | 25.93% | ||
| GM | N/A | ||
| FCFM | N/A |
ROA(3y)6.75%
ROA(5y)4.88%
ROE(3y)8.32%
ROE(5y)6.18%
ROIC(3y)6.7%
ROIC(5y)8.54%
ROICexc(3y)13.29%
ROICexc(5y)19.16%
ROICexgc(3y)13.29%
ROICexgc(5y)19.16%
ROCE(3y)9.1%
ROCE(5y)11.59%
ROICexgc growth 3Y-19.88%
ROICexgc growth 5Y-15.64%
ROICexc growth 3Y-19.88%
ROICexc growth 5Y-15.64%
OM growth 3Y-4.43%
OM growth 5Y-2.01%
PM growth 3Y-15.82%
PM growth 5Y-5.67%
GM growth 3YN/A
GM growth 5YN/A
F-ScoreN/A
Asset Turnover0.22
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 0 | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 4.77 | ||
| Quick Ratio | 4.77 | ||
| Altman-Z | N/A |
F-ScoreN/A
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)64.14%
Cap/Depr(5y)358.81%
Cap/Sales(3y)3.32%
Cap/Sales(5y)12.89%
Profit Quality(3y)79.19%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)12.05%
EPS 3Y-67.37%
EPS 5Y-45%
EPS Q2Q%63.16%
EPS Next Y13.92%
EPS Next 2Y11.78%
EPS Next 3Y10.42%
EPS Next 5YN/A
Revenue 1Y (TTM)-7.96%
Revenue growth 3Y-15.38%
Revenue growth 5Y-5.17%
Sales Q2Q%-7.88%
Revenue Next Year-2.68%
Revenue Next 2Y0.7%
Revenue Next 3Y3.02%
Revenue Next 5YN/A
EBIT growth 1Y-8.42%
EBIT growth 3Y-19.13%
EBIT growth 5Y-7.07%
EBIT Next Year13.2%
EBIT Next 3Y7.22%
EBIT Next 5YN/A
FCF growth 1Y-73.71%
FCF growth 3YN/A
FCF growth 5Y-24.25%
OCF growth 1Y-70.64%
OCF growth 3Y-36.64%
OCF growth 5Y-21.38%
NOAH HOLDINGS LTD-SPON ADS / NOAH FAQ
Can you provide the ChartMill fundamental rating for NOAH HOLDINGS LTD-SPON ADS?
ChartMill assigns a fundamental rating of 5 / 10 to NOAH.
What is the valuation status of NOAH HOLDINGS LTD-SPON ADS (NOAH) stock?
ChartMill assigns a valuation rating of 7 / 10 to NOAH HOLDINGS LTD-SPON ADS (NOAH). This can be considered as Undervalued.
Can you provide the profitability details for NOAH HOLDINGS LTD-SPON ADS?
NOAH HOLDINGS LTD-SPON ADS (NOAH) has a profitability rating of 4 / 10.
What is the valuation of NOAH HOLDINGS LTD-SPON ADS based on its PE and PB ratios?
The Price/Earnings (PE) ratio for NOAH HOLDINGS LTD-SPON ADS (NOAH) is 7.87 and the Price/Book (PB) ratio is 0.52.
Can you provide the financial health for NOAH stock?
The financial health rating of NOAH HOLDINGS LTD-SPON ADS (NOAH) is 7 / 10.