NEW MOUNTAIN FINANCE CORP (NMFC) Stock Fundamental Analysis
USA - NASDAQ:NMFC - US6475511001 - Common Stock
9.195 USD
-0.23 (-2.49%)
We assign a fundamental rating of 3 out of 10 to NMFC. NMFC was compared to 237 industry peers in the Capital Markets industry. NMFC has a medium profitability rating, but doesn't score so well on its financial health evaluation. NMFC has a valuation in line with the averages, but on the other hand it scores bad on growth.
1. Profitability
1.1 Basic Checks
In the past year NMFC was profitable.
In the past year NMFC had a positive cash flow from operations.
NMFC had positive earnings in each of the past 5 years.
Of the past 5 years NMFC 4 years had a positive operating cash flow.
1.2 Ratios
With a Return On Assets value of 2.62%, NMFC perfoms like the industry average, outperforming 50.21% of the companies in the same industry.
NMFC has a Return On Equity (6.34%) which is comparable to the rest of the industry.
NMFC's Return On Invested Capital of 4.34% is fine compared to the rest of the industry. NMFC outperforms 62.03% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for NMFC is below the industry average of 7.11%.
The 3 year average ROIC (3.54%) for NMFC is below the current ROIC(4.34%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.62% | ||
| ROE | 6.34% | ||
| ROIC | 4.34% |
ROA(3y)3.33%
ROA(5y)3.6%
ROE(3y)8.09%
ROE(5y)8.86%
ROIC(3y)3.54%
ROIC(5y)3.32%
1.3 Margins
NMFC has a Profit Margin of 23.27%. This is in the better half of the industry: NMFC outperforms 62.45% of its industry peers.
NMFC's Profit Margin has declined in the last couple of years.
NMFC has a better Operating Margin (39.36%) than 72.57% of its industry peers.
In the last couple of years the Operating Margin of NMFC has declined.
The Gross Margin of NMFC (39.12%) is comparable to the rest of the industry.
In the last couple of years the Gross Margin of NMFC has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 39.36% | ||
| PM (TTM) | 23.27% | ||
| GM | 39.12% |
OM growth 3Y-3.65%
OM growth 5Y-1.51%
PM growth 3Y-25.76%
PM growth 5Y-5.68%
GM growth 3Y-1.07%
GM growth 5Y-0.01%
2. Health
2.1 Basic Checks
The number of shares outstanding for NMFC has been increased compared to 1 year ago.
Compared to 5 years ago, NMFC has more shares outstanding
The debt/assets ratio for NMFC has remained at the same level compared to a year ago.
2.2 Solvency
Based on the Altman-Z score of 0.37, we must say that NMFC is in the distress zone and has some risk of bankruptcy.
NMFC has a worse Altman-Z score (0.37) than 67.51% of its industry peers.
NMFC has a debt to FCF ratio of 6.44. This is a slightly negative value and a sign of low solvency as NMFC would need 6.44 years to pay back of all of its debts.
The Debt to FCF ratio of NMFC (6.44) is better than 67.93% of its industry peers.
A Debt/Equity ratio of 0.96 indicates that NMFC is somewhat dependend on debt financing.
NMFC has a Debt to Equity ratio of 0.96. This is comparable to the rest of the industry: NMFC outperforms 51.48% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.96 | ||
| Debt/FCF | 6.44 | ||
| Altman-Z | 0.37 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 0.17 indicates that NMFC may have some problems paying its short term obligations.
NMFC has a worse Current ratio (0.17) than 89.87% of its industry peers.
NMFC has a Quick Ratio of 0.17. This is a bad value and indicates that NMFC is not financially healthy enough and could expect problems in meeting its short term obligations.
NMFC has a Quick ratio of 0.17. This is amonst the worse of the industry: NMFC underperforms 89.87% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.17 | ||
| Quick Ratio | 0.17 |
3. Growth
3.1 Past
NMFC shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -15.07%.
Measured over the past years, NMFC shows a decrease in Earnings Per Share. The EPS has been decreasing by -1.15% on average per year.
Looking at the last year, NMFC shows a decrease in Revenue. The Revenue has decreased by -0.85% in the last year.
Measured over the past years, NMFC shows a small growth in Revenue. The Revenue has been growing by 6.09% on average per year.
EPS 1Y (TTM)-15.07%
EPS 3Y9.17%
EPS 5Y-1.15%
EPS Q2Q%-5.88%
Revenue 1Y (TTM)-0.85%
Revenue growth 3Y11.1%
Revenue growth 5Y6.09%
Sales Q2Q%-15.52%
3.2 Future
The Earnings Per Share is expected to decrease by -7.05% on average over the next years.
Based on estimates for the next years, NMFC will show a decrease in Revenue. The Revenue will decrease by -6.63% on average per year.
EPS Next Y-2.96%
EPS Next 2Y-2.04%
EPS Next 3Y-7.05%
EPS Next 5YN/A
Revenue Next Year-10.1%
Revenue Next 2Y-7.63%
Revenue Next 3Y-6.63%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 7.42, which indicates a rather cheap valuation of NMFC.
NMFC's Price/Earnings ratio is rather cheap when compared to the industry. NMFC is cheaper than 83.12% of the companies in the same industry.
When comparing the Price/Earnings ratio of NMFC to the average of the S&P500 Index (25.89), we can say NMFC is valued rather cheaply.
Based on the Price/Forward Earnings ratio of 7.15, the valuation of NMFC can be described as very cheap.
Based on the Price/Forward Earnings ratio, NMFC is valued cheaper than 86.50% of the companies in the same industry.
NMFC's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 34.59.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.42 | ||
| Fwd PE | 7.15 |
4.2 Price Multiples
Based on the Price/Free Cash Flow ratio, NMFC is valued cheaper than 87.76% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 3.52 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
A cheap valuation may be justified as NMFC's earnings are expected to decrease with -7.05% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-2.04%
EPS Next 3Y-7.05%
5. Dividend
5.1 Amount
NMFC has a Yearly Dividend Yield of 13.52%, which is a nice return.
Compared to an average industry Dividend Yield of 8.53, NMFC pays a better dividend. On top of this NMFC pays more dividend than 84.81% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 2.44, NMFC pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 13.52% |
5.2 History
The dividend of NMFC has a limited annual growth rate of 1.27%.
NMFC has been paying a dividend for at least 10 years, so it has a reliable track record.
Dividend Growth(5Y)1.27%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
170.35% of the earnings are spent on dividend by NMFC. This is not a sustainable payout ratio.
The Dividend Rate of NMFC has been growing, while earnings will be declining. This means the dividend growth is most likely not sustainable.
DP170.35%
EPS Next 2Y-2.04%
EPS Next 3Y-7.05%
NASDAQ:NMFC (11/17/2025, 3:57:03 PM)
9.195
-0.23 (-2.49%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners32.71%
Inst Owner Change-5.65%
Ins Owners11.93%
Ins Owner Change3.17%
Market Cap977.98M
Revenue(TTM)371.67M
Net Income(TTM)82.77M
Analysts50
Price Target10.71 (16.48%)
Short Float %1.32%
Short Ratio1.75
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 13.52% |
Yearly Dividend1.39
Dividend Growth(5Y)1.27%
DP170.35%
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-2.27%
Min EPS beat(2)-2.57%
Max EPS beat(2)-1.96%
EPS beat(4)0
Avg EPS beat(4)-6.79%
Min EPS beat(4)-17.88%
Max EPS beat(4)-1.96%
EPS beat(8)0
Avg EPS beat(8)-5.47%
EPS beat(12)0
Avg EPS beat(12)-5.46%
EPS beat(16)1
Avg EPS beat(16)-7.13%
Revenue beat(2)0
Avg Revenue beat(2)-3.15%
Min Revenue beat(2)-3.21%
Max Revenue beat(2)-3.08%
Revenue beat(4)0
Avg Revenue beat(4)-2.83%
Min Revenue beat(4)-4.33%
Max Revenue beat(4)-0.69%
Revenue beat(8)1
Avg Revenue beat(8)-6.17%
Revenue beat(12)4
Avg Revenue beat(12)-4.39%
Revenue beat(16)7
Avg Revenue beat(16)-3.15%
PT rev (1m)-0.94%
PT rev (3m)-8.36%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-0.85%
EPS NY rev (1m)0.07%
EPS NY rev (3m)-0.51%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-0.6%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.62%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.42 | ||
| Fwd PE | 7.15 | ||
| P/S | 2.75 | ||
| P/FCF | 3.52 | ||
| P/OCF | 3.52 | ||
| P/B | 0.75 | ||
| P/tB | 0.75 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.24
EY13.49%
EPS(NY)1.29
Fwd EY13.99%
FCF(TTM)2.61
FCFY28.43%
OCF(TTM)2.61
OCFY28.43%
SpS3.34
BVpS12.28
TBVpS12.28
PEG (NY)N/A
PEG (5Y)N/A
Graham Number18.51
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.62% | ||
| ROE | 6.34% | ||
| ROCE | 5.5% | ||
| ROIC | 4.34% | ||
| ROICexc | 4.44% | ||
| ROICexgc | 4.52% | ||
| OM | 39.36% | ||
| PM (TTM) | 23.27% | ||
| GM | 39.12% | ||
| FCFM | 78.16% |
ROA(3y)3.33%
ROA(5y)3.6%
ROE(3y)8.09%
ROE(5y)8.86%
ROIC(3y)3.54%
ROIC(5y)3.32%
ROICexc(3y)3.63%
ROICexc(5y)3.39%
ROICexgc(3y)3.65%
ROICexgc(5y)3.42%
ROCE(3y)4.49%
ROCE(5y)4.2%
ROICexgc growth 3Y8.89%
ROICexgc growth 5Y5.52%
ROICexc growth 3Y9.03%
ROICexc growth 5Y5.56%
OM growth 3Y-3.65%
OM growth 5Y-1.51%
PM growth 3Y-25.76%
PM growth 5Y-5.68%
GM growth 3Y-1.07%
GM growth 5Y-0.01%
F-Score6
Asset Turnover0.11
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.96 | ||
| Debt/FCF | 6.44 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 1.09 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 335.87% | ||
| Current Ratio | 0.17 | ||
| Quick Ratio | 0.17 | ||
| Altman-Z | 0.37 |
F-Score6
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)110.23%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-15.07%
EPS 3Y9.17%
EPS 5Y-1.15%
EPS Q2Q%-5.88%
EPS Next Y-2.96%
EPS Next 2Y-2.04%
EPS Next 3Y-7.05%
EPS Next 5YN/A
Revenue 1Y (TTM)-0.85%
Revenue growth 3Y11.1%
Revenue growth 5Y6.09%
Sales Q2Q%-15.52%
Revenue Next Year-10.1%
Revenue Next 2Y-7.63%
Revenue Next 3Y-6.63%
Revenue Next 5YN/A
EBIT growth 1Y-11.13%
EBIT growth 3Y7.05%
EBIT growth 5Y4.49%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y18.8%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y18.8%
OCF growth 3YN/A
OCF growth 5YN/A
NEW MOUNTAIN FINANCE CORP / NMFC FAQ
What is the ChartMill fundamental rating of NEW MOUNTAIN FINANCE CORP (NMFC) stock?
ChartMill assigns a fundamental rating of 3 / 10 to NMFC.
What is the valuation status for NMFC stock?
ChartMill assigns a valuation rating of 6 / 10 to NEW MOUNTAIN FINANCE CORP (NMFC). This can be considered as Fairly Valued.
What is the profitability of NMFC stock?
NEW MOUNTAIN FINANCE CORP (NMFC) has a profitability rating of 5 / 10.
What is the financial health of NEW MOUNTAIN FINANCE CORP (NMFC) stock?
The financial health rating of NEW MOUNTAIN FINANCE CORP (NMFC) is 2 / 10.
How sustainable is the dividend of NEW MOUNTAIN FINANCE CORP (NMFC) stock?
The dividend rating of NEW MOUNTAIN FINANCE CORP (NMFC) is 5 / 10 and the dividend payout ratio is 170.35%.