13.49 USD
-0.82 (-5.73%)
Last: Jan 30, 2026, 03:59 PM
NEWT gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 97 industry peers in the Financial Services industry. NEWT has a medium profitability rating, but doesn't score so well on its financial health evaluation. NEWT has a valuation in line with the averages, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
- In the past year NEWT was profitable.
- NEWT had a negative operating cash flow in the past year.
- Of the past 5 years NEWT 4 years were profitable.
- In the past 5 years NEWT reported 4 times negative operating cash flow.
1.2 Ratios
- With a decent Return On Assets value of 2.40%, NEWT is doing good in the industry, outperforming 65.98% of the companies in the same industry.
- The Return On Equity of NEWT (14.90%) is better than 80.41% of its industry peers.
- NEWT has a Return On Invested Capital of 4.26%. This is in the better half of the industry: NEWT outperforms 62.89% of its industry peers.
- The Average Return On Invested Capital over the past 3 years for NEWT is below the industry average of 8.46%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.4% | ||
| ROE | 14.9% | ||
| ROIC | 4.26% |
ROA(3y)2.94%
ROA(5y)4.16%
ROE(3y)14.55%
ROE(5y)14.87%
ROIC(3y)4.45%
ROIC(5y)5.46%
1.3 Margins
- NEWT has a better Profit Margin (19.15%) than 78.35% of its industry peers.
- In the last couple of years the Profit Margin of NEWT has declined.
- With an excellent Operating Margin value of 44.30%, NEWT belongs to the best of the industry, outperforming 85.57% of the companies in the same industry.
- NEWT's Operating Margin has declined in the last couple of years.
- The Gross Margin of NEWT (93.95%) is better than 97.94% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 44.3% | ||
| PM (TTM) | 19.15% | ||
| GM | 93.95% |
OM growth 3Y-13.36%
OM growth 5Y-7.51%
PM growth 3Y-29.94%
PM growth 5Y-13.6%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
- With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), NEWT is destroying value.
- There is no outstanding debt for NEWT. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
2.2 Solvency
- NEWT has an Altman-Z score of -0.04. This is a bad value and indicates that NEWT is not financially healthy and even has some risk of bankruptcy.
- The Altman-Z score of NEWT (-0.04) is worse than 64.95% of its industry peers.
- NEWT has a Debt/Equity ratio of 4.98. This is a high value indicating a heavy dependency on external financing.
- The Debt to Equity ratio of NEWT (4.98) is worse than 80.41% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 4.98 | ||
| Debt/FCF | N/A | ||
| Altman-Z | -0.04 |
ROIC/WACC0.61
WACC7.01%
2.3 Liquidity
- A Current Ratio of 0.15 indicates that NEWT may have some problems paying its short term obligations.
- The Current ratio of NEWT (0.15) is worse than 71.13% of its industry peers.
- A Quick Ratio of 0.15 indicates that NEWT may have some problems paying its short term obligations.
- NEWT has a Quick ratio of 0.15. This is in the lower half of the industry: NEWT underperforms 71.13% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.15 | ||
| Quick Ratio | 0.15 |
3. Growth
3.1 Past
- NEWT shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -50.26%.
- The earnings per share for NEWT have been decreasing by -13.98% on average. This is quite bad
EPS 1Y (TTM)-50.26%
EPS 3Y-23.3%
EPS 5Y-13.98%
EPS Q2Q%-5.8%
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%-4.61%
3.2 Future
- Based on estimates for the next years, NEWT will show a very strong growth in Earnings Per Share. The EPS will grow by 46.82% on average per year.
- Based on estimates for the next years, NEWT will show a quite strong growth in Revenue. The Revenue will grow by 13.03% on average per year.
EPS Next Y142.21%
EPS Next 2Y59.93%
EPS Next 3Y46.82%
EPS Next 5YN/A
Revenue Next Year12.88%
Revenue Next 2Y13.03%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
- NEWT is valuated correctly with a Price/Earnings ratio of 13.91.
- Compared to the rest of the industry, the Price/Earnings ratio of NEWT is on the same level as its industry peers.
- The average S&P500 Price/Earnings ratio is at 28.39. NEWT is valued rather cheaply when compared to this.
- A Price/Forward Earnings ratio of 5.74 indicates a rather cheap valuation of NEWT.
- Compared to the rest of the industry, the Price/Forward Earnings ratio of NEWT indicates a rather cheap valuation: NEWT is cheaper than 84.54% of the companies listed in the same industry.
- NEWT is valuated cheaply when we compare the Price/Forward Earnings ratio to 25.72, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 13.91 | ||
| Fwd PE | 5.74 |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, NEWT is valued cheaply inside the industry as 81.44% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 7.45 |
4.3 Compensation for Growth
- The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- A more expensive valuation may be justified as NEWT's earnings are expected to grow with 46.82% in the coming years.
PEG (NY)0.1
PEG (5Y)N/A
EPS Next 2Y59.93%
EPS Next 3Y46.82%
5. Dividend
5.1 Amount
- NEWT has a Yearly Dividend Yield of 5.56%, which is a nice return.
- Compared to an average industry Dividend Yield of 2.09, NEWT pays a better dividend. On top of this NEWT pays more dividend than 88.66% of the companies listed in the same industry.
- Compared to an average S&P500 Dividend Yield of 1.82, NEWT pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.56% |
5.2 History
- The dividend of NEWT decreases each year by -17.44%.
- NEWT has paid a dividend for at least 10 years, which is a reliable track record.
- The dividend of NEWT decreased recently.
Dividend Growth(5Y)-17.44%
Div Incr Years1
Div Non Decr Years1
5.3 Sustainability
- NEWT pays out 37.16% of its income as dividend. This is a sustainable payout ratio.
DP37.16%
EPS Next 2Y59.93%
EPS Next 3Y46.82%
NEWTEKONE INC / NEWT FAQ
Can you provide the ChartMill fundamental rating for NEWTEKONE INC?
ChartMill assigns a fundamental rating of 4 / 10 to NEWT.
Can you provide the valuation status for NEWTEKONE INC?
ChartMill assigns a valuation rating of 5 / 10 to NEWTEKONE INC (NEWT). This can be considered as Fairly Valued.
Can you provide the profitability details for NEWTEKONE INC?
NEWTEKONE INC (NEWT) has a profitability rating of 5 / 10.
What is the financial health of NEWTEKONE INC (NEWT) stock?
The financial health rating of NEWTEKONE INC (NEWT) is 0 / 10.
How sustainable is the dividend of NEWTEKONE INC (NEWT) stock?
The dividend rating of NEWTEKONE INC (NEWT) is 6 / 10 and the dividend payout ratio is 37.16%.