NETCAPITAL INC (NCPL) Fundamental Analysis & Valuation

NASDAQ:NCPL • US64113L2025

0.42 USD
-0.03 (-7.61%)
At close: Mar 3, 2026
0.4085 USD
-0.01 (-2.74%)
Pre-Market: 3/4/2026, 5:10:58 AM
Overview Stock Chart Technical Analysis Fundamental Analysis Forecast Earnings Financials Ownership News

This NCPL fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

Fundamental Rating

1

We assign a fundamental rating of 1 out of 10 to NCPL. NCPL was compared to 238 industry peers in the Capital Markets industry. NCPL has a bad profitability rating. Also its financial health evaluation is rather negative. NCPL has a expensive valuation and it also scores bad on growth.


Dividend Valuation Growth Profitability Health

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1. NCPL Profitability Analysis

1.1 Basic Checks

  • NCPL had negative earnings in the past year.
  • NCPL had a negative operating cash flow in the past year.
  • In multiple years NCPL reported negative net income over the last 5 years.
  • NCPL had a negative operating cash flow in each of the past 5 years.
NCPL Yearly Net Income VS EBIT VS OCF VS FCFNCPL Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 -10M -20M

1.2 Ratios

  • NCPL has a Return On Assets of -115.27%. This is amonst the worse of the industry: NCPL underperforms 96.64% of its industry peers.
  • NCPL's Return On Equity of -136.80% is on the low side compared to the rest of the industry. NCPL is outperformed by 89.08% of its industry peers.
Industry RankSector Rank
ROA -115.27%
ROE -136.8%
ROIC N/A
ROA(3y)-46.78%
ROA(5y)-24.72%
ROE(3y)-64.95%
ROE(5y)-34.12%
ROIC(3y)N/A
ROIC(5y)N/A
NCPL Yearly ROA, ROE, ROICNCPL Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 -1K -2K -3K -4K

1.3 Margins

  • Looking at the Gross Margin, with a value of 97.53%, NCPL belongs to the top of the industry, outperforming 97.06% of the companies in the same industry.
  • NCPL's Gross Margin has been stable in the last couple of years.
  • NCPL does not have Profit Margin and Operating Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM 97.53%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-0.91%
GM growth 5Y-0.83%
NCPL Yearly Profit, Operating, Gross MarginsNCPL Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 -1K -2K -3K -4K

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ROAROEROICOperating and Profit MarginShow most profitable peers

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2. NCPL Health Analysis

2.1 Basic Checks

  • The number of shares outstanding for NCPL has been increased compared to 1 year ago.
  • NCPL has more shares outstanding than it did 5 years ago.
  • NCPL has a worse debt/assets ratio than last year.
NCPL Yearly Shares OutstandingNCPL Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2M 4M 6M
NCPL Yearly Total Debt VS Total AssetsNCPL Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10M 20M 30M 40M

2.2 Solvency

  • NCPL has an Altman-Z score of -2.57. This is a bad value and indicates that NCPL is not financially healthy and even has some risk of bankruptcy.
  • NCPL's Altman-Z score of -2.57 is on the low side compared to the rest of the industry. NCPL is outperformed by 89.92% of its industry peers.
  • A Debt/Equity ratio of 0.02 indicates that NCPL is not too dependend on debt financing.
  • Looking at the Debt to Equity ratio, with a value of 0.02, NCPL belongs to the top of the industry, outperforming 82.35% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.02
Debt/FCF N/A
Altman-Z -2.57
ROIC/WACCN/A
WACCN/A
NCPL Yearly LT Debt VS Equity VS FCFNCPL Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 10M 20M 30M

2.3 Liquidity

  • NCPL has a Current Ratio of 0.57. This is a bad value and indicates that NCPL is not financially healthy enough and could expect problems in meeting its short term obligations.
  • With a Current ratio value of 0.57, NCPL is not doing good in the industry: 68.91% of the companies in the same industry are doing better.
  • A Quick Ratio of 0.57 indicates that NCPL may have some problems paying its short term obligations.
  • NCPL has a Quick ratio of 0.57. This is in the lower half of the industry: NCPL underperforms 68.49% of its industry peers.
Industry RankSector Rank
Current Ratio 0.57
Quick Ratio 0.57
NCPL Yearly Current Assets VS Current LiabilitesNCPL Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2M 4M 6M 8M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

0

3. NCPL Growth Analysis

3.1 Past

  • The Earnings Per Share has grown by an impressive 58.02% over the past year.
  • The Revenue for NCPL has decreased by -53.14% in the past year. This is quite bad
  • The Revenue for NCPL have been decreasing by -13.05% on average. This is quite bad
EPS 1Y (TTM)58.02%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%81.2%
Revenue 1Y (TTM)-53.14%
Revenue growth 3Y-45.86%
Revenue growth 5Y-13.05%
Sales Q2Q%-70.68%

3.2 Future

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next Y84.51%
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year101.16%
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
NCPL Yearly Revenue VS EstimatesNCPL Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2M 4M 6M 8M
NCPL Yearly EPS VS EstimatesNCPL Yearly EPS VS EstimatesYearly EPS VS Estimates 2024 2025 2026 -5 -10 -15 -20

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Find the best growth stocksShow best growing peers

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4. NCPL Valuation Analysis

4.1 Price/Earnings Ratio

  • NCPL reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.
  • Besides the negative Price/Earnings Ratio, also the Forward Price/Earnings Ratio is negative for NCPL. No positive earnings are expected for the next year.
Industry RankSector Rank
PE N/A
Fwd PE N/A
NCPL Price Earnings VS Forward Price EarningsNCPL Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 10 20 30 40

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
NCPL Per share dataNCPL EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 -5 -10

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. NCPL Dividend Analysis

5.1 Amount

  • NCPL does not give a dividend.
Industry RankSector Rank
Dividend Yield 0%

More info and screens

Find the best dividend stocksShow peers with best dividend

NCPL Fundamentals: All Metrics, Ratios and Statistics

NETCAPITAL INC

NASDAQ:NCPL (3/3/2026, 8:00:02 PM)

Premarket: 0.4085 -0.01 (-2.74%)

0.42

-0.03 (-7.61%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)12-15
Earnings (Next)03-16
Inst Owners6.82%
Inst Owner Change-53.76%
Ins Owners0.08%
Ins Owner Change0%
Market Cap3.30M
Revenue(TTM)797.90K
Net Income(TTM)-29.33M
Analysts82.86
Price TargetN/A
Short Float %6.26%
Short Ratio0.29
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)0
Avg Revenue beat(2)-92.45%
Min Revenue beat(2)-97.22%
Max Revenue beat(2)-87.69%
Revenue beat(4)0
Avg Revenue beat(4)-84.89%
Min Revenue beat(4)-97.22%
Max Revenue beat(4)-67.6%
Revenue beat(8)0
Avg Revenue beat(8)-80.83%
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0%
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
Industry RankSector Rank
PE N/A
Fwd PE N/A
P/S 4.13
P/FCF N/A
P/OCF N/A
P/B 0.15
P/tB 0.84
EV/EBITDA N/A
EPS(TTM)-12.65
EYN/A
EPS(NY)-1.2
Fwd EYN/A
FCF(TTM)-1.11
FCFYN/A
OCF(TTM)-1.11
OCFYN/A
SpS0.1
BVpS2.73
TBVpS0.5
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA -115.27%
ROE -136.8%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM 97.53%
FCFM N/A
ROA(3y)-46.78%
ROA(5y)-24.72%
ROE(3y)-64.95%
ROE(5y)-34.12%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-0.91%
GM growth 5Y-0.83%
F-Score3
Asset Turnover0.03
Health
Industry RankSector Rank
Debt/Equity 0.02
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 0.57
Quick Ratio 0.57
Altman-Z -2.57
F-Score3
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)58.02%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%81.2%
EPS Next Y84.51%
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-53.14%
Revenue growth 3Y-45.86%
Revenue growth 5Y-13.05%
Sales Q2Q%-70.68%
Revenue Next Year101.16%
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-20.5%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year111.5%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-92.23%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-92.23%
OCF growth 3YN/A
OCF growth 5YN/A

NETCAPITAL INC / NCPL FAQ

What is the ChartMill fundamental rating of NETCAPITAL INC (NCPL) stock?

ChartMill assigns a fundamental rating of 1 / 10 to NCPL.


Can you provide the valuation status for NETCAPITAL INC?

ChartMill assigns a valuation rating of 0 / 10 to NETCAPITAL INC (NCPL). This can be considered as Overvalued.


How profitable is NETCAPITAL INC (NCPL) stock?

NETCAPITAL INC (NCPL) has a profitability rating of 1 / 10.


How financially healthy is NETCAPITAL INC?

The financial health rating of NETCAPITAL INC (NCPL) is 1 / 10.