MURPHY USA INC (MUSA) Stock Fundamental Analysis
USA • New York Stock Exchange • NYSE:MUSA • US6267551025
373.58 USD
+10.22 (+2.81%)
Last: Feb 11, 2026, 12:39 PM
We assign a fundamental rating of 5 out of 10 to MUSA. MUSA was compared to 120 industry peers in the Specialty Retail industry. Both the profitability and the financial health of MUSA get a neutral evaluation. Nothing too spectacular is happening here. MUSA has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
- In the past year MUSA was profitable.
- MUSA had a positive operating cash flow in the past year.
- In the past 5 years MUSA has always been profitable.
- Each year in the past 5 years MUSA had a positive operating cash flow.
1.2 Ratios
- MUSA has a Return On Assets of 9.96%. This is amongst the best in the industry. MUSA outperforms 84.17% of its industry peers.
- Looking at the Return On Equity, with a value of 75.48%, MUSA belongs to the top of the industry, outperforming 97.50% of the companies in the same industry.
- Looking at the Return On Invested Capital, with a value of 14.98%, MUSA belongs to the top of the industry, outperforming 84.17% of the companies in the same industry.
- MUSA had an Average Return On Invested Capital over the past 3 years of 16.53%. This is above the industry average of 12.16%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 9.96% | ||
| ROE | 75.48% | ||
| ROIC | 14.98% |
ROA(3y)11.28%
ROA(5y)12%
ROE(3y)67.49%
ROE(5y)71.34%
ROIC(3y)16.53%
ROIC(5y)17.31%
1.3 Margins
- MUSA has a better Profit Margin (2.43%) than 64.17% of its industry peers.
- MUSA's Profit Margin has declined in the last couple of years.
- MUSA's Operating Margin of 3.80% is in line compared to the rest of the industry. MUSA outperforms 59.17% of its industry peers.
- MUSA's Operating Margin has declined in the last couple of years.
- MUSA has a Gross Margin of 12.17%. This is amonst the worse of the industry: MUSA underperforms 88.33% of its industry peers.
- In the last couple of years the Gross Margin of MUSA has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 3.8% | ||
| PM (TTM) | 2.43% | ||
| GM | 12.17% |
OM growth 3Y-2.8%
OM growth 5Y-5.24%
PM growth 3Y-5.43%
PM growth 5Y-6.66%
GM growth 3Y5.94%
GM growth 5Y-1.02%
2. Health
2.1 Basic Checks
- MUSA has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
- The number of shares outstanding for MUSA has been reduced compared to 1 year ago.
- Compared to 5 years ago, MUSA has less shares outstanding
- The debt/assets ratio for MUSA is higher compared to a year ago.
2.2 Solvency
- MUSA has an Altman-Z score of 6.79. This indicates that MUSA is financially healthy and has little risk of bankruptcy at the moment.
- The Altman-Z score of MUSA (6.79) is better than 94.17% of its industry peers.
- MUSA has a debt to FCF ratio of 5.36. This is a neutral value as MUSA would need 5.36 years to pay back of all of its debts.
- Looking at the Debt to FCF ratio, with a value of 5.36, MUSA is in the better half of the industry, outperforming 65.00% of the companies in the same industry.
- MUSA has a Debt/Equity ratio of 3.47. This is a high value indicating a heavy dependency on external financing.
- Looking at the Debt to Equity ratio, with a value of 3.47, MUSA is doing worse than 73.33% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.47 | ||
| Debt/FCF | 5.36 | ||
| Altman-Z | 6.79 |
ROIC/WACC1.6
WACC9.37%
2.3 Liquidity
- MUSA has a Current Ratio of 0.80. This is a bad value and indicates that MUSA is not financially healthy enough and could expect problems in meeting its short term obligations.
- MUSA has a Current ratio of 0.80. This is amonst the worse of the industry: MUSA underperforms 85.00% of its industry peers.
- MUSA has a Quick Ratio of 0.80. This is a bad value and indicates that MUSA is not financially healthy enough and could expect problems in meeting its short term obligations.
- MUSA has a Quick ratio of 0.36. This is in the lower half of the industry: MUSA underperforms 63.33% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.8 | ||
| Quick Ratio | 0.36 |
3. Growth
3.1 Past
- MUSA shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 0.33%.
- MUSA shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 12.72% yearly.
- MUSA shows a decrease in Revenue. In the last year, the revenue decreased by -4.25%.
- MUSA shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 11.47% yearly.
EPS 1Y (TTM)0.33%
EPS 3Y-4.75%
EPS 5Y12.72%
EPS Q2Q%8.19%
Revenue 1Y (TTM)-4.25%
Revenue growth 3Y-6.14%
Revenue growth 5Y11.47%
Sales Q2Q%0.7%
3.2 Future
- MUSA is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 6.73% yearly.
- The Revenue is expected to grow by 3.33% on average over the next years.
EPS Next Y8.07%
EPS Next 2Y9.85%
EPS Next 3Y10.49%
EPS Next 5Y6.73%
Revenue Next Year2.86%
Revenue Next 2Y2.47%
Revenue Next 3Y4.23%
Revenue Next 5Y3.33%
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
- A Price/Earnings ratio of 15.39 indicates a correct valuation of MUSA.
- 76.67% of the companies in the same industry are more expensive than MUSA, based on the Price/Earnings ratio.
- Compared to an average S&P500 Price/Earnings ratio of 28.03, MUSA is valued a bit cheaper.
- Based on the Price/Forward Earnings ratio of 14.24, the valuation of MUSA can be described as correct.
- Based on the Price/Forward Earnings ratio, MUSA is valued a bit cheaper than 75.83% of the companies in the same industry.
- MUSA is valuated rather cheaply when we compare the Price/Forward Earnings ratio to 27.97, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.39 | ||
| Fwd PE | 14.24 |
4.2 Price Multiples
- 65.00% of the companies in the same industry are more expensive than MUSA, based on the Enterprise Value to EBITDA ratio.
- Based on the Price/Free Cash Flow ratio, MUSA is valued a bit cheaper than 73.33% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 17.03 | ||
| EV/EBITDA | 8.78 |
4.3 Compensation for Growth
- The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
- MUSA has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)1.91
PEG (5Y)1.21
EPS Next 2Y9.85%
EPS Next 3Y10.49%
5. Dividend
5.1 Amount
- MUSA has a yearly dividend return of 0.69%, which is pretty low.
- MUSA's Dividend Yield is a higher than the industry average which is at 2.26.
- With a Dividend Yield of 0.69, MUSA pays less dividend than the S&P500 average, which is at 1.80.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.69% |
5.2 History
- The dividend of MUSA is nicely growing with an annual growth rate of 55.16%!
- MUSA has been paying a dividend for over 5 years, so it has already some track record.
- MUSA has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)55.16%
Div Incr Years4
Div Non Decr Years4
5.3 Sustainability
- MUSA pays out 8.82% of its income as dividend. This is a sustainable payout ratio.
- MUSA's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP8.82%
EPS Next 2Y9.85%
EPS Next 3Y10.49%
NYSE:MUSA (2/11/2026, 12:39:54 PM)
373.58
+10.22 (+2.81%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty Retail
Earnings (Last)02-04 2026-02-04/amc
Earnings (Next)05-05 2026-05-05
Inst Owners88.87%
Inst Owner Change-1.57%
Ins Owners7.81%
Ins Owner Change-1.84%
Market Cap6.94B
Revenue(TTM)19.38B
Net Income(TTM)470.60M
Analysts72.5
Price Target438.44 (17.36%)
Short Float %7.59%
Short Ratio4.85
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.69% |
Yearly Dividend2.15
Dividend Growth(5Y)55.16%
DP8.82%
Div Incr Years4
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)1.96%
Min EPS beat(2)-5.02%
Max EPS beat(2)8.94%
EPS beat(4)2
Avg EPS beat(4)-5.85%
Min EPS beat(4)-35.68%
Max EPS beat(4)8.94%
EPS beat(8)4
Avg EPS beat(8)-6.07%
EPS beat(12)7
Avg EPS beat(12)-0.4%
EPS beat(16)10
Avg EPS beat(16)10.15%
Revenue beat(2)0
Avg Revenue beat(2)-2.83%
Min Revenue beat(2)-4.21%
Max Revenue beat(2)-1.45%
Revenue beat(4)0
Avg Revenue beat(4)-3.75%
Min Revenue beat(4)-5.23%
Max Revenue beat(4)-1.45%
Revenue beat(8)0
Avg Revenue beat(8)-4.71%
Revenue beat(12)2
Avg Revenue beat(12)-4.02%
Revenue beat(16)5
Avg Revenue beat(16)-2.12%
PT rev (1m)4.12%
PT rev (3m)2.04%
EPS NQ rev (1m)6.38%
EPS NQ rev (3m)3.36%
EPS NY rev (1m)3.47%
EPS NY rev (3m)0.91%
Revenue NQ rev (1m)-0.5%
Revenue NQ rev (3m)-0.7%
Revenue NY rev (1m)-0.12%
Revenue NY rev (3m)-0.26%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.39 | ||
| Fwd PE | 14.24 | ||
| P/S | 0.36 | ||
| P/FCF | 17.03 | ||
| P/OCF | 8.19 | ||
| P/B | 11.13 | ||
| P/tB | 44.41 | ||
| EV/EBITDA | 8.78 |
EPS(TTM)24.28
EY6.5%
EPS(NY)26.24
Fwd EY7.02%
FCF(TTM)21.94
FCFY5.87%
OCF(TTM)45.61
OCFY12.21%
SpS1043.83
BVpS33.58
TBVpS8.41
PEG (NY)1.91
PEG (5Y)1.21
Graham Number135.43
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 9.96% | ||
| ROE | 75.48% | ||
| ROCE | 19.4% | ||
| ROIC | 14.98% | ||
| ROICexc | 15.09% | ||
| ROICexgc | 17.23% | ||
| OM | 3.8% | ||
| PM (TTM) | 2.43% | ||
| GM | 12.17% | ||
| FCFM | 2.1% |
ROA(3y)11.28%
ROA(5y)12%
ROE(3y)67.49%
ROE(5y)71.34%
ROIC(3y)16.53%
ROIC(5y)17.31%
ROICexc(3y)16.87%
ROICexc(5y)17.85%
ROICexgc(3y)19.45%
ROICexgc(5y)20.75%
ROCE(3y)21.42%
ROCE(5y)22.42%
ROICexgc growth 3Y-14.45%
ROICexgc growth 5Y-4.53%
ROICexc growth 3Y-13.69%
ROICexc growth 5Y-7.02%
OM growth 3Y-2.8%
OM growth 5Y-5.24%
PM growth 3Y-5.43%
PM growth 5Y-6.66%
GM growth 3Y5.94%
GM growth 5Y-1.02%
F-Score6
Asset Turnover4.1
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.47 | ||
| Debt/FCF | 5.36 | ||
| Debt/EBITDA | 2.13 | ||
| Cap/Depr | 158.82% | ||
| Cap/Sales | 2.27% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 83.57% | ||
| Profit Quality | 86.57% | ||
| Current Ratio | 0.8 | ||
| Quick Ratio | 0.36 | ||
| Altman-Z | 6.79 |
F-Score6
WACC9.37%
ROIC/WACC1.6
Cap/Depr(3y)163.43%
Cap/Depr(5y)151.6%
Cap/Sales(3y)2.03%
Cap/Sales(5y)1.79%
Profit Quality(3y)81.54%
Profit Quality(5y)92.72%
High Growth Momentum
Growth
EPS 1Y (TTM)0.33%
EPS 3Y-4.75%
EPS 5Y12.72%
EPS Q2Q%8.19%
EPS Next Y8.07%
EPS Next 2Y9.85%
EPS Next 3Y10.49%
EPS Next 5Y6.73%
Revenue 1Y (TTM)-4.25%
Revenue growth 3Y-6.14%
Revenue growth 5Y11.47%
Sales Q2Q%0.7%
Revenue Next Year2.86%
Revenue Next 2Y2.47%
Revenue Next 3Y4.23%
Revenue Next 5Y3.33%
EBIT growth 1Y-2.63%
EBIT growth 3Y-8.77%
EBIT growth 5Y5.63%
EBIT Next Year44.78%
EBIT Next 3Y17.67%
EBIT Next 5Y12%
FCF growth 1Y4.6%
FCF growth 3Y-16.08%
FCF growth 5Y4.12%
OCF growth 1Y-0.07%
OCF growth 3Y-5.22%
OCF growth 5Y8.48%
MURPHY USA INC / MUSA FAQ
Can you provide the ChartMill fundamental rating for MURPHY USA INC?
ChartMill assigns a fundamental rating of 5 / 10 to MUSA.
What is the valuation status of MURPHY USA INC (MUSA) stock?
ChartMill assigns a valuation rating of 5 / 10 to MURPHY USA INC (MUSA). This can be considered as Fairly Valued.
How profitable is MURPHY USA INC (MUSA) stock?
MURPHY USA INC (MUSA) has a profitability rating of 6 / 10.
Can you provide the financial health for MUSA stock?
The financial health rating of MURPHY USA INC (MUSA) is 4 / 10.
How sustainable is the dividend of MURPHY USA INC (MUSA) stock?
The dividend rating of MURPHY USA INC (MUSA) is 4 / 10 and the dividend payout ratio is 8.82%.