MURPHY USA INC (MUSA) Stock Fundamental Analysis
USA - NYSE:MUSA - US6267551025 - Common Stock
380.96 USD
-2.02 (-0.53%)
Taking everything into account, MUSA scores 5 out of 10 in our fundamental rating. MUSA was compared to 122 industry peers in the Specialty Retail industry. MUSA has an excellent profitability rating, but there are some minor concerns on its financial health. MUSA has a valuation in line with the averages, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
In the past year MUSA was profitable.
In the past year MUSA had a positive cash flow from operations.
MUSA had positive earnings in each of the past 5 years.
In the past 5 years MUSA always reported a positive cash flow from operatings.
1.2 Ratios
The Return On Assets of MUSA (10.61%) is better than 85.25% of its industry peers.
MUSA's Return On Equity of 75.92% is amongst the best of the industry. MUSA outperforms 98.36% of its industry peers.
MUSA has a Return On Invested Capital of 15.54%. This is amongst the best in the industry. MUSA outperforms 86.07% of its industry peers.
MUSA had an Average Return On Invested Capital over the past 3 years of 19.00%. This is significantly above the industry average of 12.02%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 10.61% | ||
| ROE | 75.92% | ||
| ROIC | 15.54% |
ROA(3y)13.41%
ROA(5y)12.88%
ROE(3y)77.34%
ROE(5y)66.09%
ROIC(3y)19%
ROIC(5y)18.15%
1.3 Margins
MUSA's Profit Margin of 2.52% is fine compared to the rest of the industry. MUSA outperforms 65.57% of its industry peers.
In the last couple of years the Profit Margin of MUSA has grown nicely.
MUSA's Operating Margin of 3.80% is fine compared to the rest of the industry. MUSA outperforms 61.48% of its industry peers.
In the last couple of years the Operating Margin of MUSA has grown nicely.
MUSA has a worse Gross Margin (11.89%) than 90.16% of its industry peers.
MUSA's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 3.8% | ||
| PM (TTM) | 2.52% | ||
| GM | 11.89% |
OM growth 3Y1.87%
OM growth 5Y14.26%
PM growth 3Y2.77%
PM growth 5Y17.58%
GM growth 3Y2.28%
GM growth 5Y7.25%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is well above the Cost of Capital (WACC), so MUSA is creating value.
Compared to 1 year ago, MUSA has less shares outstanding
Compared to 5 years ago, MUSA has less shares outstanding
The debt/assets ratio for MUSA has been reduced compared to a year ago.
2.2 Solvency
MUSA has an Altman-Z score of 6.99. This indicates that MUSA is financially healthy and has little risk of bankruptcy at the moment.
MUSA has a Altman-Z score of 6.99. This is amongst the best in the industry. MUSA outperforms 92.62% of its industry peers.
MUSA has a debt to FCF ratio of 5.71. This is a neutral value as MUSA would need 5.71 years to pay back of all of its debts.
The Debt to FCF ratio of MUSA (5.71) is better than 61.48% of its industry peers.
MUSA has a Debt/Equity ratio of 3.20. This is a high value indicating a heavy dependency on external financing.
MUSA's Debt to Equity ratio of 3.20 is on the low side compared to the rest of the industry. MUSA is outperformed by 76.23% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.2 | ||
| Debt/FCF | 5.71 | ||
| Altman-Z | 6.99 |
ROIC/WACC1.67
WACC9.31%
2.3 Liquidity
MUSA has a Current Ratio of 0.80. This is a bad value and indicates that MUSA is not financially healthy enough and could expect problems in meeting its short term obligations.
Looking at the Current ratio, with a value of 0.80, MUSA is doing worse than 86.89% of the companies in the same industry.
MUSA has a Quick Ratio of 0.80. This is a bad value and indicates that MUSA is not financially healthy enough and could expect problems in meeting its short term obligations.
With a Quick ratio value of 0.39, MUSA is not doing good in the industry: 63.11% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.8 | ||
| Quick Ratio | 0.39 |
3. Growth
3.1 Past
The earnings per share for MUSA have decreased by -2.35% in the last year.
Measured over the past years, MUSA shows a very strong growth in Earnings Per Share. The EPS has been growing by 35.75% on average per year.
The Revenue has decreased by -7.95% in the past year.
Measured over the past years, MUSA shows a small growth in Revenue. The Revenue has been growing by 7.60% on average per year.
EPS 1Y (TTM)-2.35%
EPS 3Y16.64%
EPS 5Y35.75%
EPS Q2Q%6.36%
Revenue 1Y (TTM)-7.95%
Revenue growth 3Y5.25%
Revenue growth 5Y7.6%
Sales Q2Q%-8.19%
3.2 Future
Based on estimates for the next years, MUSA will show a small growth in Earnings Per Share. The EPS will grow by 6.02% on average per year.
MUSA is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 1.94% yearly.
EPS Next Y-0.39%
EPS Next 2Y4.27%
EPS Next 3Y6.87%
EPS Next 5Y6.02%
Revenue Next Year-4.27%
Revenue Next 2Y0.12%
Revenue Next 3Y0.34%
Revenue Next 5Y1.94%
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 15.77 indicates a correct valuation of MUSA.
MUSA's Price/Earnings ratio is a bit cheaper when compared to the industry. MUSA is cheaper than 78.69% of the companies in the same industry.
When comparing the Price/Earnings ratio of MUSA to the average of the S&P500 Index (27.38), we can say MUSA is valued slightly cheaper.
MUSA is valuated correctly with a Price/Forward Earnings ratio of 14.48.
Based on the Price/Forward Earnings ratio, MUSA is valued a bit cheaper than 71.31% of the companies in the same industry.
MUSA is valuated rather cheaply when we compare the Price/Forward Earnings ratio to 22.86, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.77 | ||
| Fwd PE | 14.48 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of MUSA indicates a somewhat cheap valuation: MUSA is cheaper than 63.93% of the companies listed in the same industry.
75.41% of the companies in the same industry are more expensive than MUSA, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 20.15 | ||
| EV/EBITDA | 9.37 |
4.3 Compensation for Growth
The excellent profitability rating of MUSA may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.44
EPS Next 2Y4.27%
EPS Next 3Y6.87%
5. Dividend
5.1 Amount
With a yearly dividend of 0.56%, MUSA is not a good candidate for dividend investing.
MUSA's Dividend Yield is a higher than the industry average which is at 5.22.
Compared to an average S&P500 Dividend Yield of 2.38, MUSA's dividend is way lower than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.56% |
5.2 History
MUSA has been paying a dividend for over 5 years, so it has already some track record.
MUSA has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)N/A
Div Incr Years4
Div Non Decr Years4
5.3 Sustainability
7.85% of the earnings are spent on dividend by MUSA. This is a low number and sustainable payout ratio.
DP7.85%
EPS Next 2Y4.27%
EPS Next 3Y6.87%
NYSE:MUSA (9/22/2025, 12:32:31 PM)
380.96
-2.02 (-0.53%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty Retail
Earnings (Last)
Earnings (Next)
Inst Owners90.2%
Inst Owner Change-6.85%
Ins Owners7.59%
Ins Owner Change1.2%
Market Cap7.35B
Analysts75.71
Price Target429.59 (12.77%)
Short Float %7.55%
Short Ratio4.22
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.56% |
Yearly Dividend1.8
Dividend Growth(5Y)N/A
DP7.85%
Div Incr Years4
Div Non Decr Years4
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-13.66%
Min EPS beat(2)-35.68%
Max EPS beat(2)8.37%
EPS beat(4)3
Avg EPS beat(4)-4.07%
Min EPS beat(4)-35.68%
Max EPS beat(4)8.37%
EPS beat(8)5
Avg EPS beat(8)-2.92%
EPS beat(12)7
Avg EPS beat(12)-0.47%
EPS beat(16)11
Avg EPS beat(16)13.09%
Revenue beat(2)0
Avg Revenue beat(2)-4.68%
Min Revenue beat(2)-5.23%
Max Revenue beat(2)-4.14%
Revenue beat(4)0
Avg Revenue beat(4)-5.62%
Min Revenue beat(4)-8.63%
Max Revenue beat(4)-4.14%
Revenue beat(8)1
Avg Revenue beat(8)-5.01%
Revenue beat(12)3
Avg Revenue beat(12)-3.63%
Revenue beat(16)7
Avg Revenue beat(16)-1.51%
PT rev (1m)0%
PT rev (3m)-16.6%
EPS NQ rev (1m)-1.91%
EPS NQ rev (3m)-5.21%
EPS NY rev (1m)0%
EPS NY rev (3m)-1.42%
Revenue NQ rev (1m)-0.38%
Revenue NQ rev (3m)-2.1%
Revenue NY rev (1m)-0.05%
Revenue NY rev (3m)-1.44%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.77 | ||
| Fwd PE | 14.48 | ||
| P/S | 0.38 | ||
| P/FCF | 20.15 | ||
| P/OCF | 8.81 | ||
| P/B | 11.37 | ||
| P/tB | 41.12 | ||
| EV/EBITDA | 9.37 |
EPS(TTM)24.15
EY6.34%
EPS(NY)26.31
Fwd EY6.91%
FCF(TTM)18.91
FCFY4.96%
OCF(TTM)43.26
OCFY11.35%
SpS1009.81
BVpS33.49
TBVpS9.26
PEG (NY)N/A
PEG (5Y)0.44
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 10.61% | ||
| ROE | 75.92% | ||
| ROCE | 20.32% | ||
| ROIC | 15.54% | ||
| ROICexc | 15.77% | ||
| ROICexgc | 18.13% | ||
| OM | 3.8% | ||
| PM (TTM) | 2.52% | ||
| GM | 11.89% | ||
| FCFM | 1.87% |
ROA(3y)13.41%
ROA(5y)12.88%
ROE(3y)77.34%
ROE(5y)66.09%
ROIC(3y)19%
ROIC(5y)18.15%
ROICexc(3y)19.48%
ROICexc(5y)19%
ROICexgc(3y)22.67%
ROICexgc(5y)21.44%
ROCE(3y)24.85%
ROCE(5y)23.74%
ROICexcg growth 3Y1.96%
ROICexcg growth 5Y11.65%
ROICexc growth 3Y2.7%
ROICexc growth 5Y8.54%
OM growth 3Y1.87%
OM growth 5Y14.26%
PM growth 3Y2.77%
PM growth 5Y17.58%
GM growth 3Y2.28%
GM growth 5Y7.25%
F-Score5
Asset Turnover4.21
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.2 | ||
| Debt/FCF | 5.71 | ||
| Debt/EBITDA | 2.06 | ||
| Cap/Depr | 177.78% | ||
| Cap/Sales | 2.41% | ||
| Interest Coverage | 7.76 | ||
| Cash Conversion | 83.02% | ||
| Profit Quality | 74.35% | ||
| Current Ratio | 0.8 | ||
| Quick Ratio | 0.39 | ||
| Altman-Z | 6.99 |
F-Score5
WACC9.31%
ROIC/WACC1.67
Cap/Depr(3y)156.66%
Cap/Depr(5y)148.5%
Cap/Sales(3y)1.71%
Cap/Sales(5y)1.75%
Profit Quality(3y)86.83%
Profit Quality(5y)92.66%
High Growth Momentum
Growth
EPS 1Y (TTM)-2.35%
EPS 3Y16.64%
EPS 5Y35.75%
EPS Q2Q%6.36%
EPS Next Y-0.39%
EPS Next 2Y4.27%
EPS Next 3Y6.87%
EPS Next 5Y6.02%
Revenue 1Y (TTM)-7.95%
Revenue growth 3Y5.25%
Revenue growth 5Y7.6%
Sales Q2Q%-8.19%
Revenue Next Year-4.27%
Revenue Next 2Y0.12%
Revenue Next 3Y0.34%
Revenue Next 5Y1.94%
EBIT growth 1Y-6.05%
EBIT growth 3Y7.22%
EBIT growth 5Y22.94%
EBIT Next Year32.02%
EBIT Next 3Y14.44%
EBIT Next 5Y10.84%
FCF growth 1Y-26.1%
FCF growth 3Y-5.58%
FCF growth 5Y29.13%
OCF growth 1Y4.42%
OCF growth 3Y4.75%
OCF growth 5Y22.02%