MSC INCOME FUND INC (MSIF) Stock Fundamental Analysis
USA - NYSE:MSIF - US55374X2080 - Common Stock
11.94 USD
-0.02 (-0.17%)
11.94 USD
0 (0%)
Overall MSIF gets a fundamental rating of 4 out of 10. We evaluated MSIF against 237 industry peers in the Capital Markets industry. MSIF has a medium profitability rating, but doesn't score so well on its financial health evaluation. MSIF has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
In the past year MSIF was profitable.
In the past year MSIF has reported a negative cash flow from operations.
In multiple years MSIF reported negative net income over the last 5 years.
In multiple years MSIF reported negative operating cash flow during the last 5 years.
1.2 Ratios
With a decent Return On Assets value of 4.64%, MSIF is doing good in the industry, outperforming 66.67% of the companies in the same industry.
MSIF's Return On Equity of 8.30% is in line compared to the rest of the industry. MSIF outperforms 47.68% of its industry peers.
MSIF has a Return On Invested Capital of 3.91%. This is comparable to the rest of the industry: MSIF outperforms 54.85% of its industry peers.
The Average Return On Invested Capital over the past 3 years for MSIF is below the industry average of 7.63%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.64% | ||
| ROE | 8.3% | ||
| ROIC | 3.91% |
ROA(3y)4.85%
ROA(5y)N/A
ROE(3y)9.06%
ROE(5y)N/A
ROIC(3y)3.92%
ROIC(5y)N/A
1.3 Margins
With an excellent Profit Margin value of 44.18%, MSIF belongs to the best of the industry, outperforming 86.50% of the companies in the same industry.
MSIF has a better Operating Margin (46.03%) than 79.75% of its industry peers.
In the last couple of years the Operating Margin of MSIF has remained more or less at the same level.
MSIF has a better Gross Margin (57.69%) than 68.35% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 46.03% | ||
| PM (TTM) | 44.18% | ||
| GM | 57.69% |
OM growth 3Y-19.55%
OM growth 5Y1.23%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
The number of shares outstanding for MSIF has been reduced compared to 1 year ago.
Compared to 5 years ago, MSIF has less shares outstanding
The debt/assets ratio for MSIF is higher compared to a year ago.
2.2 Solvency
MSIF has an Altman-Z score of 0.79. This is a bad value and indicates that MSIF is not financially healthy and even has some risk of bankruptcy.
With a Altman-Z score value of 0.79, MSIF perfoms like the industry average, outperforming 45.57% of the companies in the same industry.
A Debt/Equity ratio of 0.75 indicates that MSIF is somewhat dependend on debt financing.
MSIF has a Debt to Equity ratio (0.75) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.75 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 0.79 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
MSIF has a Current Ratio of 0.99. This is a bad value and indicates that MSIF is not financially healthy enough and could expect problems in meeting its short term obligations.
The Current ratio of MSIF (0.99) is comparable to the rest of the industry.
MSIF has a Quick Ratio of 0.99. This is a bad value and indicates that MSIF is not financially healthy enough and could expect problems in meeting its short term obligations.
MSIF has a Quick ratio (0.99) which is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.99 | ||
| Quick Ratio | 0.99 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 70.67% over the past year.
The Revenue has been growing slightly by 2.62% in the past year.
MSIF shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 7.62% yearly.
EPS 1Y (TTM)70.67%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%53.39%
Revenue 1Y (TTM)2.62%
Revenue growth 3Y15.63%
Revenue growth 5Y7.62%
Sales Q2Q%4.99%
3.2 Future
MSIF is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 2.53% yearly.
The Revenue is expected to grow by 9.27% on average over the next years. This is quite good.
EPS Next Y1.77%
EPS Next 2Y2.17%
EPS Next 3Y2.53%
EPS Next 5YN/A
Revenue Next Year9.8%
Revenue Next 2Y10.12%
Revenue Next 3Y9.27%
Revenue Next 5YN/A
3.3 Evolution
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 7.11 indicates a rather cheap valuation of MSIF.
MSIF's Price/Earnings ratio is rather cheap when compared to the industry. MSIF is cheaper than 85.65% of the companies in the same industry.
Compared to an average S&P500 Price/Earnings ratio of 26.06, MSIF is valued rather cheaply.
With a Price/Forward Earnings ratio of 7.92, the valuation of MSIF can be described as very cheap.
Based on the Price/Forward Earnings ratio, MSIF is valued cheaper than 83.54% of the companies in the same industry.
When comparing the Price/Forward Earnings ratio of MSIF to the average of the S&P500 Index (32.73), we can say MSIF is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.11 | ||
| Fwd PE | 7.92 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates MSIF does not grow enough to justify the current Price/Earnings ratio.
PEG (NY)4.02
PEG (5Y)N/A
EPS Next 2Y2.17%
EPS Next 3Y2.53%
5. Dividend
5.1 Amount
MSIF has a Yearly Dividend Yield of 11.71%, which is a nice return.
MSIF's Dividend Yield is a higher than the industry average which is at 8.49.
Compared to an average S&P500 Dividend Yield of 2.37, MSIF pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 11.71% |
5.2 History
MSIF has paid a dividend for less than 5 years, so there is no long track record yet.
Dividend Growth(5Y)N/A
Div Incr Years1
Div Non Decr Years1
5.3 Sustainability
70.37% of the earnings are spent on dividend by MSIF. This is not a sustainable payout ratio.
DP70.37%
EPS Next 2Y2.17%
EPS Next 3Y2.53%
11.94
-0.02 (-0.17%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners5.49%
Inst Owner Change42.09%
Ins Owners0.42%
Ins Owner Change11%
Market Cap566.43M
Revenue(TTM)135.80M
Net Income(TTM)60.00M
Analysts76.92
Price Target16.83 (40.95%)
Short Float %0.29%
Short Ratio0.87
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 11.71% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP70.37%
Div Incr Years1
Div Non Decr Years1
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)0.11%
Min EPS beat(2)-4.24%
Max EPS beat(2)4.45%
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)0
Avg Revenue beat(2)-4.22%
Min Revenue beat(2)-5.22%
Max Revenue beat(2)-3.23%
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-1.49%
PT rev (3m)-7.04%
EPS NQ rev (1m)-0.33%
EPS NQ rev (3m)-2.15%
EPS NY rev (1m)-1.37%
EPS NY rev (3m)-2.15%
Revenue NQ rev (1m)-0.29%
Revenue NQ rev (3m)-5.42%
Revenue NY rev (1m)-0.27%
Revenue NY rev (3m)-3.76%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.11 | ||
| Fwd PE | 7.92 | ||
| P/S | 4.17 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 0.78 | ||
| P/tB | 0.78 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.68
EY14.07%
EPS(NY)1.51
Fwd EY12.62%
FCF(TTM)-0.59
FCFYN/A
OCF(TTM)-0.59
OCFYN/A
SpS2.86
BVpS15.24
TBVpS15.24
PEG (NY)4.02
PEG (5Y)N/A
Graham Number24
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.64% | ||
| ROE | 8.3% | ||
| ROCE | 4.96% | ||
| ROIC | 3.91% | ||
| ROICexc | 4% | ||
| ROICexgc | 4% | ||
| OM | 46.03% | ||
| PM (TTM) | 44.18% | ||
| GM | 57.69% | ||
| FCFM | N/A |
ROA(3y)4.85%
ROA(5y)N/A
ROE(3y)9.06%
ROE(5y)N/A
ROIC(3y)3.92%
ROIC(5y)N/A
ROICexc(3y)4.02%
ROICexc(5y)N/A
ROICexgc(3y)4.02%
ROICexgc(5y)N/A
ROCE(3y)4.97%
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y-19.55%
OM growth 5Y1.23%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score3
Asset Turnover0.11
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.75 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 1.72 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.99 | ||
| Quick Ratio | 0.99 | ||
| Altman-Z | 0.79 |
F-Score3
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)70.67%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%53.39%
EPS Next Y1.77%
EPS Next 2Y2.17%
EPS Next 3Y2.53%
EPS Next 5YN/A
Revenue 1Y (TTM)2.62%
Revenue growth 3Y15.63%
Revenue growth 5Y7.62%
Sales Q2Q%4.99%
Revenue Next Year9.8%
Revenue Next 2Y10.12%
Revenue Next 3Y9.27%
Revenue Next 5YN/A
EBIT growth 1Y-0.6%
EBIT growth 3Y-6.98%
EBIT growth 5Y8.94%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-155.9%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-155.9%
OCF growth 3YN/A
OCF growth 5YN/A
MSC INCOME FUND INC / MSIF FAQ
What is the fundamental rating for MSIF stock?
ChartMill assigns a fundamental rating of 4 / 10 to MSIF.
What is the valuation status of MSC INCOME FUND INC (MSIF) stock?
ChartMill assigns a valuation rating of 5 / 10 to MSC INCOME FUND INC (MSIF). This can be considered as Fairly Valued.
Can you provide the profitability details for MSC INCOME FUND INC?
MSC INCOME FUND INC (MSIF) has a profitability rating of 4 / 10.
What are the PE and PB ratios of MSC INCOME FUND INC (MSIF) stock?
The Price/Earnings (PE) ratio for MSC INCOME FUND INC (MSIF) is 7.11 and the Price/Book (PB) ratio is 0.78.
What is the earnings growth outlook for MSC INCOME FUND INC?
The Earnings per Share (EPS) of MSC INCOME FUND INC (MSIF) is expected to grow by 1.77% in the next year.