MONROE CAPITAL CORP (MRCC) Fundamental Analysis & Valuation

NASDAQ:MRCC • US6103351010

Current stock price

4.88 USD
-0.17 (-3.37%)
Last:

This MRCC fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

2

1. MRCC Profitability Analysis

1.1 Basic Checks

  • In the past year MRCC was profitable.
  • In the past year MRCC had a positive cash flow from operations.
  • In multiple years MRCC reported negative net income over the last 5 years.
  • In the past 5 years MRCC always reported a positive cash flow from operatings.
MRCC Yearly Net Income VS EBIT VS OCF VS FCFMRCC Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 50M -50M 100M

1.2 Ratios

  • The Return On Assets of MRCC (-1.37%) is worse than 77.50% of its industry peers.
  • With a Return On Equity value of -3.08%, MRCC is not doing good in the industry: 72.92% of the companies in the same industry are doing better.
  • MRCC has a worse Return On Invested Capital (2.52%) than 60.42% of its industry peers.
  • Measured over the past 3 years, the Average Return On Invested Capital for MRCC is below the industry average of 7.19%.
Industry RankSector Rank
ROA -1.37%
ROE -3.08%
ROIC 2.52%
ROA(3y)0.23%
ROA(5y)1.14%
ROE(3y)0.72%
ROE(5y)2.79%
ROIC(3y)3.39%
ROIC(5y)3.27%
MRCC Yearly ROA, ROE, ROICMRCC Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5 10

1.3 Margins

  • MRCC has a Operating Margin (30.12%) which is in line with its industry peers.
  • MRCC's Operating Margin has declined in the last couple of years.
  • With a Gross Margin value of 36.73%, MRCC is not doing good in the industry: 63.33% of the companies in the same industry are doing better.
  • In the last couple of years the Gross Margin of MRCC has declined.
Industry RankSector Rank
OM 30.12%
PM (TTM) N/A
GM 36.73%
OM growth 3Y-8.43%
OM growth 5Y-9.41%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-6.3%
GM growth 5Y-6.65%
MRCC Yearly Profit, Operating, Gross MarginsMRCC Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 20 40 60

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6

2. MRCC Health Analysis

2.1 Basic Checks

  • Compared to 1 year ago, MRCC has about the same amount of shares outstanding.
  • MRCC has more shares outstanding than it did 5 years ago.
  • Compared to 1 year ago, MRCC has an improved debt to assets ratio.
MRCC Yearly Shares OutstandingMRCC Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5M 10M 15M 20M
MRCC Yearly Total Debt VS Total AssetsMRCC Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M

2.2 Solvency

  • MRCC has an Altman-Z score of 0.09. This is a bad value and indicates that MRCC is not financially healthy and even has some risk of bankruptcy.
  • MRCC has a worse Altman-Z score (0.09) than 72.08% of its industry peers.
  • The Debt to FCF ratio of MRCC is 1.66, which is an excellent value as it means it would take MRCC, only 1.66 years of fcf income to pay off all of its debts.
  • MRCC has a better Debt to FCF ratio (1.66) than 85.83% of its industry peers.
  • MRCC has a Debt/Equity ratio of 1.15. This is a high value indicating a heavy dependency on external financing.
  • MRCC has a Debt to Equity ratio (1.15) which is comparable to the rest of the industry.
  • Even though the debt/equity ratio score it not favorable for MRCC, it has very limited outstanding debt, so we won't put too much weight on the DE evaluation.
Industry RankSector Rank
Debt/Equity 1.15
Debt/FCF 1.66
Altman-Z 0.09
ROIC/WACCN/A
WACCN/A
MRCC Yearly LT Debt VS Equity VS FCFMRCC Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100M 200M 300M

2.3 Liquidity

  • A Current Ratio of 2.35 indicates that MRCC has no problem at all paying its short term obligations.
  • The Current ratio of MRCC (2.35) is better than 79.17% of its industry peers.
  • A Quick Ratio of 2.35 indicates that MRCC has no problem at all paying its short term obligations.
  • Looking at the Quick ratio, with a value of 2.35, MRCC is in the better half of the industry, outperforming 79.17% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 2.35
Quick Ratio 2.35
MRCC Yearly Current Assets VS Current LiabilitesMRCC Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10M 20M 30M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

0

3. MRCC Growth Analysis

3.1 Past

  • MRCC shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -53.45%.
  • The earnings per share for MRCC have been decreasing by -18.15% on average. This is quite bad
  • MRCC shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -37.43%.
  • MRCC shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -9.26% yearly.
EPS 1Y (TTM)-53.45%
EPS 3Y-19.1%
EPS 5Y-18.15%
EPS Q2Q%-62.07%
Revenue 1Y (TTM)-37.43%
Revenue growth 3Y-12.52%
Revenue growth 5Y-9.26%
Sales Q2Q%-41.82%

3.2 Future

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next Y-35.78%
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-16.52%
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
MRCC Yearly Revenue VS EstimatesMRCC Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 20M 40M 60M
MRCC Yearly EPS VS EstimatesMRCC Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5

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5

4. MRCC Valuation Analysis

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 9.04 indicates a reasonable valuation of MRCC.
  • Based on the Price/Earnings ratio, MRCC is valued a bit cheaper than the industry average as 70.00% of the companies are valued more expensively.
  • MRCC is valuated cheaply when we compare the Price/Earnings ratio to 26.86, which is the current average of the S&P500 Index.
  • MRCC is valuated correctly with a Price/Forward Earnings ratio of 14.07.
  • The rest of the industry has a similar Price/Forward Earnings ratio as MRCC.
  • When comparing the Price/Forward Earnings ratio of MRCC to the average of the S&P500 Index (37.39), we can say MRCC is valued rather cheaply.
Industry RankSector Rank
PE 9.04
Fwd PE 14.07
MRCC Price Earnings VS Forward Price EarningsMRCC Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • Compared to the rest of the industry, the Price/Free Cash Flow ratio of MRCC indicates a rather cheap valuation: MRCC is cheaper than 96.67% of the companies listed in the same industry.
Industry RankSector Rank
P/FCF 0.91
EV/EBITDA N/A
MRCC Per share dataMRCC EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 2 4 6

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. MRCC Dividend Analysis

5.1 Amount

  • MRCC has a Yearly Dividend Yield of 7.13%, which is a nice return.
  • The stock price of MRCC dropped by -24.46% in the last 3 months. With lower prices the dividend yield is higher, but it may be a sign investors do not trust the long term dividend.
  • MRCC's Dividend Yield is a higher than the industry average which is at 6.65.
  • MRCC's Dividend Yield is rather good when compared to the S&P500 average which is at 1.82.
Industry RankSector Rank
Dividend Yield 7.13%

5.2 History

  • The dividend of MRCC decreases each year by -3.41%.
  • MRCC has been paying a dividend for at least 10 years, so it has a reliable track record.
Dividend Growth(5Y)-3.41%
Div Incr Years0
Div Non Decr Years0
MRCC Yearly Dividends per shareMRCC Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.2 0.4 0.6 0.8 1

5.3 Sustainability

  • MRCC has negative earnings and hence a negative payout ratio. The dividend may be in danger.
  • The Dividend Rate of MRCC has been decling, while earnings will also be declining. This means the current dividend is most likely not sustainable.
DP-393.4%
EPS Next 2YN/A
EPS Next 3YN/A
MRCC Yearly Income VS Free CF VS DividendMRCC Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 50M -50M 100M

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MRCC Fundamentals: All Metrics, Ratios and Statistics

MONROE CAPITAL CORP

NASDAQ:MRCC (4/10/2026, 8:00:01 PM)

4.88

-0.17 (-3.37%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)03-05
Earnings (Next)05-05
Inst Owners27.29%
Inst Owner Change0%
Ins Owners3.79%
Ins Owner Change0%
Market Cap105.75M
Revenue(TTM)37.87M
Net Income(TTM)-5.12M
Analysts45.71
Price Target8.67 (77.66%)
Short Float %1.37%
Short Ratio2.25
Dividend
Industry RankSector Rank
Dividend Yield 7.13%
Yearly Dividend0.93
Dividend Growth(5Y)-3.41%
DP-393.4%
Div Incr Years0
Div Non Decr Years0
Ex-Date03-16
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-18.54%
Min EPS beat(2)-56.91%
Max EPS beat(2)19.83%
EPS beat(4)1
Avg EPS beat(4)-25.9%
Min EPS beat(4)-56.91%
Max EPS beat(4)19.83%
EPS beat(8)4
Avg EPS beat(8)-9.55%
EPS beat(12)5
Avg EPS beat(12)-7.53%
EPS beat(16)6
Avg EPS beat(16)-5.99%
Revenue beat(2)1
Avg Revenue beat(2)-13.8%
Min Revenue beat(2)-29.1%
Max Revenue beat(2)1.51%
Revenue beat(4)1
Avg Revenue beat(4)-16.89%
Min Revenue beat(4)-29.1%
Max Revenue beat(4)1.51%
Revenue beat(8)3
Avg Revenue beat(8)-9.78%
Revenue beat(12)3
Avg Revenue beat(12)-8.11%
Revenue beat(16)4
Avg Revenue beat(16)-5.92%
PT rev (1m)3.03%
PT rev (3m)3.03%
EPS NQ rev (1m)0%
EPS NQ rev (3m)125%
EPS NY rev (1m)161.54%
EPS NY rev (3m)-46.03%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-29.39%
Valuation
Industry RankSector Rank
PE 9.04
Fwd PE 14.07
P/S 2.79
P/FCF 0.91
P/OCF 0.91
P/B 0.64
P/tB 0.64
EV/EBITDA N/A
EPS(TTM)0.54
EY11.07%
EPS(NY)0.35
Fwd EY7.11%
FCF(TTM)5.35
FCFY109.57%
OCF(TTM)5.35
OCFY109.57%
SpS1.75
BVpS7.68
TBVpS7.68
PEG (NY)N/A
PEG (5Y)N/A
Graham Number9.66
Profitability
Industry RankSector Rank
ROA -1.37%
ROE -3.08%
ROCE 3.19%
ROIC 2.52%
ROICexc 2.54%
ROICexgc 2.54%
OM 30.12%
PM (TTM) N/A
GM 36.73%
FCFM 305.95%
ROA(3y)0.23%
ROA(5y)1.14%
ROE(3y)0.72%
ROE(5y)2.79%
ROIC(3y)3.39%
ROIC(5y)3.27%
ROICexc(3y)3.43%
ROICexc(5y)3.3%
ROICexgc(3y)3.44%
ROICexgc(5y)3.31%
ROCE(3y)4.29%
ROCE(5y)4.14%
ROICexgc growth 3Y-7.37%
ROICexgc growth 5Y-9.59%
ROICexc growth 3Y-7.35%
ROICexc growth 5Y-9.61%
OM growth 3Y-8.43%
OM growth 5Y-9.41%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-6.3%
GM growth 5Y-6.65%
F-Score3
Asset Turnover0.1
Health
Industry RankSector Rank
Debt/Equity 1.15
Debt/FCF 1.66
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 0.8
Cash Conversion N/A
Profit Quality N/A
Current Ratio 2.35
Quick Ratio 2.35
Altman-Z 0.09
F-Score3
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-53.45%
EPS 3Y-19.1%
EPS 5Y-18.15%
EPS Q2Q%-62.07%
EPS Next Y-35.78%
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-37.43%
Revenue growth 3Y-12.52%
Revenue growth 5Y-9.26%
Sales Q2Q%-41.82%
Revenue Next Year-16.52%
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-53.51%
EBIT growth 3Y-19.9%
EBIT growth 5Y-17.8%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y222.24%
FCF growth 3Y101.75%
FCF growth 5Y9.11%
OCF growth 1Y222.24%
OCF growth 3Y101.75%
OCF growth 5Y9.11%

MONROE CAPITAL CORP / MRCC Fundamental Analysis FAQ

What is the fundamental rating for MRCC stock?

ChartMill assigns a fundamental rating of 3 / 10 to MRCC.


Can you provide the valuation status for MONROE CAPITAL CORP?

ChartMill assigns a valuation rating of 5 / 10 to MONROE CAPITAL CORP (MRCC). This can be considered as Fairly Valued.


What is the profitability of MRCC stock?

MONROE CAPITAL CORP (MRCC) has a profitability rating of 2 / 10.


What is the valuation of MONROE CAPITAL CORP based on its PE and PB ratios?

The Price/Earnings (PE) ratio for MONROE CAPITAL CORP (MRCC) is 9.04 and the Price/Book (PB) ratio is 0.64.


What is the financial health of MONROE CAPITAL CORP (MRCC) stock?

The financial health rating of MONROE CAPITAL CORP (MRCC) is 6 / 10.