MONROE CAPITAL CORP (MRCC) Stock Fundamental Analysis

NASDAQ:MRCC • US6103351010

6.15 USD
-0.07 (-1.13%)
Last: Feb 17, 2026, 08:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

4

Taking everything into account, MRCC scores 4 out of 10 in our fundamental rating. MRCC was compared to 237 industry peers in the Capital Markets industry. While MRCC seems to be doing ok healthwise, there are quite some concerns on its profitability. MRCC is valued correctly, but it does not seem to be growing.


Dividend Valuation Growth Profitability Health

3

1. Profitability

1.1 Basic Checks

  • MRCC had positive earnings in the past year.
  • In the past year MRCC had a positive cash flow from operations.
  • MRCC had positive earnings in 4 of the past 5 years.
  • MRCC had a positive operating cash flow in each of the past 5 years.
MRCC Yearly Net Income VS EBIT VS OCF VS FCFMRCC Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50M -50M

1.2 Ratios

  • The Return On Assets of MRCC (-1.08%) is worse than 80.17% of its industry peers.
  • With a Return On Equity value of -2.42%, MRCC is not doing good in the industry: 75.11% of the companies in the same industry are doing better.
  • MRCC has a Return On Invested Capital of 3.13%. This is comparable to the rest of the industry: MRCC outperforms 44.73% of its industry peers.
  • The Average Return On Invested Capital over the past 3 years for MRCC is below the industry average of 7.29%.
Industry RankSector Rank
ROA -1.08%
ROE -2.42%
ROIC 3.13%
ROA(3y)0.52%
ROA(5y)1.47%
ROE(3y)1.33%
ROE(5y)3.54%
ROIC(3y)3.6%
ROIC(5y)3.59%
MRCC Yearly ROA, ROE, ROICMRCC Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5 10

1.3 Margins

  • In the last couple of years the Profit Margin of MRCC has declined.
  • Looking at the Operating Margin, with a value of 34.79%, MRCC is in the better half of the industry, outperforming 64.98% of the companies in the same industry.
  • MRCC's Operating Margin has been stable in the last couple of years.
  • The Gross Margin of MRCC (40.56%) is comparable to the rest of the industry.
  • In the last couple of years the Gross Margin of MRCC has remained more or less at the same level.
Industry RankSector Rank
OM 34.79%
PM (TTM) N/A
GM 40.56%
OM growth 3Y-0.53%
OM growth 5Y-0.98%
PM growth 3Y-35.7%
PM growth 5Y-10.66%
GM growth 3Y0.81%
GM growth 5Y0.13%
MRCC Yearly Profit, Operating, Gross MarginsMRCC Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20 40 60

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ROAROEROICOperating and Profit MarginShow most profitable peers

6

2. Health

2.1 Basic Checks

  • The number of shares outstanding for MRCC remains at a similar level compared to 1 year ago.
  • Compared to 5 years ago, MRCC has more shares outstanding
  • Compared to 1 year ago, MRCC has a worse debt to assets ratio.
MRCC Yearly Shares OutstandingMRCC Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 5M 10M 15M 20M
MRCC Yearly Total Debt VS Total AssetsMRCC Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M

2.2 Solvency

  • MRCC has an Altman-Z score of 0.24. This is a bad value and indicates that MRCC is not financially healthy and even has some risk of bankruptcy.
  • MRCC has a worse Altman-Z score (0.24) than 68.35% of its industry peers.
  • MRCC has a debt to FCF ratio of 1.97. This is a very positive value and a sign of high solvency as it would only need 1.97 years to pay back of all of its debts.
  • MRCC has a Debt to FCF ratio of 1.97. This is amongst the best in the industry. MRCC outperforms 86.50% of its industry peers.
  • MRCC has a Debt/Equity ratio of 1.23. This is a high value indicating a heavy dependency on external financing.
  • MRCC has a worse Debt to Equity ratio (1.23) than 62.45% of its industry peers.
  • Even though the debt/equity ratio score it not favorable for MRCC, it has very limited outstanding debt, so we won't put too much weight on the DE evaluation.
Industry RankSector Rank
Debt/Equity 1.23
Debt/FCF 1.97
Altman-Z 0.24
ROIC/WACCN/A
WACCN/A
MRCC Yearly LT Debt VS Equity VS FCFMRCC Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 100M 200M 300M

2.3 Liquidity

  • MRCC has a Current Ratio of 5.80. This indicates that MRCC is financially healthy and has no problem in meeting its short term obligations.
  • Looking at the Current ratio, with a value of 5.80, MRCC belongs to the top of the industry, outperforming 87.34% of the companies in the same industry.
  • A Quick Ratio of 5.80 indicates that MRCC has no problem at all paying its short term obligations.
  • MRCC has a Quick ratio of 5.80. This is amongst the best in the industry. MRCC outperforms 87.34% of its industry peers.
Industry RankSector Rank
Current Ratio 5.8
Quick Ratio 5.8
MRCC Yearly Current Assets VS Current LiabilitesMRCC Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

0

3. Growth

3.1 Past

  • The earnings per share for MRCC have decreased strongly by -35.14% in the last year.
  • The Earnings Per Share has been decreasing by -3.96% on average over the past years.
  • MRCC shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -29.83%.
  • The Revenue has been decreasing by -2.36% on average over the past years.
EPS 1Y (TTM)-35.14%
EPS 3Y3.38%
EPS 5Y-3.96%
EPS Q2Q%-70.97%
Revenue 1Y (TTM)-29.83%
Revenue growth 3Y3.99%
Revenue growth 5Y-2.36%
Sales Q2Q%-47.72%

3.2 Future

  • MRCC is expected to show a very negative growth in Earnings Per Share. In the coming years, the EPS will decrease by -66.19% yearly.
  • Based on estimates for the next years, MRCC will show a very negative growth in Revenue. The Revenue will decrease by -28.54% on average per year.
EPS Next Y-54.28%
EPS Next 2Y-66.19%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-38.84%
Revenue Next 2Y-28.54%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
MRCC Yearly Revenue VS EstimatesMRCC Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 20M 40M 60M
MRCC Yearly EPS VS EstimatesMRCC Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5

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Find the best growth stocksShow best growing peers

4

4. Valuation

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 8.54 indicates a reasonable valuation of MRCC.
  • Based on the Price/Earnings ratio, MRCC is valued a bit cheaper than the industry average as 73.42% of the companies are valued more expensively.
  • MRCC is valuated cheaply when we compare the Price/Earnings ratio to 27.16, which is the current average of the S&P500 Index.
  • Based on the Price/Forward Earnings ratio of 46.38, the valuation of MRCC can be described as expensive.
  • Based on the Price/Forward Earnings ratio, MRCC is valued a bit more expensive than the industry average as 71.73% of the companies are valued more cheaply.
  • MRCC's Price/Forward Earnings ratio indicates a rather expensive valuation when compared to the S&P500 average which is at 28.10.
Industry RankSector Rank
PE 8.54
Fwd PE 46.38
MRCC Price Earnings VS Forward Price EarningsMRCC Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30 40

4.2 Price Multiples

  • Based on the Price/Free Cash Flow ratio, MRCC is valued cheaper than 97.05% of the companies in the same industry.
Industry RankSector Rank
P/FCF 1.23
EV/EBITDA N/A
MRCC Per share dataMRCC EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 2 4 6

4.3 Compensation for Growth

  • A cheap valuation may be justified as MRCC's earnings are expected to decrease with -66.19% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-66.19%
EPS Next 3YN/A

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. Dividend

5.1 Amount

  • With a Yearly Dividend Yield of 11.75%, MRCC is a good candidate for dividend investing.
  • MRCC's Dividend Yield is a higher than the industry average which is at 6.03.
  • Compared to an average S&P500 Dividend Yield of 1.82, MRCC pays a better dividend.
Industry RankSector Rank
Dividend Yield 11.75%

5.2 History

  • The dividend of MRCC decreases each year by -6.55%.
  • MRCC has paid a dividend for at least 10 years, which is a reliable track record.
  • MRCC has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)-6.55%
Div Incr Years0
Div Non Decr Years3
MRCC Yearly Dividends per shareMRCC Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0.2 0.4 0.6 0.8 1

5.3 Sustainability

  • The earnings of MRCC are negative and hence is the payout ratio. MRCC will probably not be able to sustain this dividend level.
  • MRCC's earnings and Dividend Rate are declining. This means the current dividend is most likely not sustainable.
DP-517.21%
EPS Next 2Y-66.19%
EPS Next 3YN/A
MRCC Yearly Income VS Free CF VS DividendMRCC Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50M -50M

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Find the best dividend stocksShow peers with best dividend

MONROE CAPITAL CORP

NASDAQ:MRCC (2/17/2026, 8:00:02 PM)

6.15

-0.07 (-1.13%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)11-05
Earnings (Next)03-04
Inst Owners20.5%
Inst Owner Change15.79%
Ins Owners0.3%
Ins Owner Change0%
Market Cap133.27M
Revenue(TTM)43.74M
Net Income(TTM)-4.19M
Analysts45.71
Price Target8.41 (36.75%)
Short Float %0.79%
Short Ratio1.47
Dividend
Industry RankSector Rank
Dividend Yield 11.75%
Yearly Dividend1
Dividend Growth(5Y)-6.55%
DP-517.21%
Div Incr Years0
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-45.92%
Min EPS beat(2)-56.91%
Max EPS beat(2)-34.93%
EPS beat(4)1
Avg EPS beat(4)-30.41%
Min EPS beat(4)-56.91%
Max EPS beat(4)1.81%
EPS beat(8)3
Avg EPS beat(8)-13.83%
EPS beat(12)4
Avg EPS beat(12)-9.6%
EPS beat(16)5
Avg EPS beat(16)-7.51%
Revenue beat(2)0
Avg Revenue beat(2)-25.23%
Min Revenue beat(2)-29.1%
Max Revenue beat(2)-21.36%
Revenue beat(4)0
Avg Revenue beat(4)-19.52%
Min Revenue beat(4)-29.1%
Max Revenue beat(4)-8.99%
Revenue beat(8)2
Avg Revenue beat(8)-11%
Revenue beat(12)2
Avg Revenue beat(12)-8.39%
Revenue beat(16)3
Avg Revenue beat(16)-6.33%
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-55.77%
EPS NY rev (1m)0%
EPS NY rev (3m)-35.1%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-30.14%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-18.08%
Valuation
Industry RankSector Rank
PE 8.54
Fwd PE 46.38
P/S 3.05
P/FCF 1.23
P/OCF 1.23
P/B 0.77
P/tB 0.77
EV/EBITDA N/A
EPS(TTM)0.72
EY11.71%
EPS(NY)0.13
Fwd EY2.16%
FCF(TTM)4.99
FCFY81.16%
OCF(TTM)4.99
OCFY81.16%
SpS2.02
BVpS7.99
TBVpS7.99
PEG (NY)N/A
PEG (5Y)N/A
Graham Number11.37
Profitability
Industry RankSector Rank
ROA -1.08%
ROE -2.42%
ROCE 3.96%
ROIC 3.13%
ROICexc 3.16%
ROICexgc 3.17%
OM 34.79%
PM (TTM) N/A
GM 40.56%
FCFM 247.28%
ROA(3y)0.52%
ROA(5y)1.47%
ROE(3y)1.33%
ROE(5y)3.54%
ROIC(3y)3.6%
ROIC(5y)3.59%
ROICexc(3y)3.65%
ROICexc(5y)3.64%
ROICexgc(3y)3.66%
ROICexgc(5y)3.64%
ROCE(3y)4.56%
ROCE(5y)4.55%
ROICexgc growth 3Y10.53%
ROICexgc growth 5Y2.79%
ROICexc growth 3Y10.52%
ROICexc growth 5Y2.76%
OM growth 3Y-0.53%
OM growth 5Y-0.98%
PM growth 3Y-35.7%
PM growth 5Y-10.66%
GM growth 3Y0.81%
GM growth 5Y0.13%
F-Score4
Asset Turnover0.11
Health
Industry RankSector Rank
Debt/Equity 1.23
Debt/FCF 1.97
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 0.96
Cash Conversion N/A
Profit Quality N/A
Current Ratio 5.8
Quick Ratio 5.8
Altman-Z 0.24
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-35.14%
EPS 3Y3.38%
EPS 5Y-3.96%
EPS Q2Q%-70.97%
EPS Next Y-54.28%
EPS Next 2Y-66.19%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-29.83%
Revenue growth 3Y3.99%
Revenue growth 5Y-2.36%
Sales Q2Q%-47.72%
Revenue Next Year-38.84%
Revenue Next 2Y-28.54%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-36.03%
EBIT growth 3Y3.43%
EBIT growth 5Y-3.31%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y1440.3%
FCF growth 3Y21.58%
FCF growth 5YN/A
OCF growth 1Y1440.3%
OCF growth 3Y21.58%
OCF growth 5YN/A

MONROE CAPITAL CORP / MRCC FAQ

What is the fundamental rating for MRCC stock?

ChartMill assigns a fundamental rating of 4 / 10 to MRCC.


Can you provide the valuation status for MONROE CAPITAL CORP?

ChartMill assigns a valuation rating of 4 / 10 to MONROE CAPITAL CORP (MRCC). This can be considered as Fairly Valued.


How profitable is MONROE CAPITAL CORP (MRCC) stock?

MONROE CAPITAL CORP (MRCC) has a profitability rating of 3 / 10.


Can you provide the expected EPS growth for MRCC stock?

The Earnings per Share (EPS) of MONROE CAPITAL CORP (MRCC) is expected to decline by -54.28% in the next year.


How sustainable is the dividend of MONROE CAPITAL CORP (MRCC) stock?

The dividend rating of MONROE CAPITAL CORP (MRCC) is 5 / 10 and the dividend payout ratio is -517.21%.