6.51 USD
+0.05 (+0.77%)
Taking everything into account, MRCC scores 4 out of 10 in our fundamental rating. MRCC was compared to 235 industry peers in the Capital Markets industry. MRCC scores quite bad on profitability, while its financial health is fine. Not spectacular, but in line with the averages. MRCC has a valuation in line with the averages, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
MRCC had positive earnings in the past year.
In the past year MRCC had a positive cash flow from operations.
MRCC had positive earnings in 4 of the past 5 years.
MRCC had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
With a Return On Assets value of -1.08%, MRCC is not doing good in the industry: 76.17% of the companies in the same industry are doing better.
MRCC has a Return On Equity of -2.42%. This is in the lower half of the industry: MRCC underperforms 74.47% of its industry peers.
With a Return On Invested Capital value of 3.13%, MRCC perfoms like the industry average, outperforming 45.11% of the companies in the same industry.
The Average Return On Invested Capital over the past 3 years for MRCC is below the industry average of 7.17%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -1.08% | ||
| ROE | -2.42% | ||
| ROIC | 3.13% |
ROA(3y)0.52%
ROA(5y)1.47%
ROE(3y)1.33%
ROE(5y)3.54%
ROIC(3y)3.6%
ROIC(5y)3.59%
1.3 Margins
In the last couple of years the Profit Margin of MRCC has declined.
MRCC's Operating Margin of 34.79% is fine compared to the rest of the industry. MRCC outperforms 65.96% of its industry peers.
In the last couple of years the Operating Margin of MRCC has remained more or less at the same level.
MRCC has a Gross Margin (40.56%) which is in line with its industry peers.
In the last couple of years the Gross Margin of MRCC has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 34.79% | ||
| PM (TTM) | N/A | ||
| GM | 40.56% |
OM growth 3Y-0.53%
OM growth 5Y-0.98%
PM growth 3Y-35.7%
PM growth 5Y-10.66%
GM growth 3Y0.81%
GM growth 5Y0.13%
2. Health
2.1 Basic Checks
MRCC has about the same amout of shares outstanding than it did 1 year ago.
Compared to 5 years ago, MRCC has more shares outstanding
MRCC has a worse debt/assets ratio than last year.
2.2 Solvency
MRCC has an Altman-Z score of 0.25. This is a bad value and indicates that MRCC is not financially healthy and even has some risk of bankruptcy.
Looking at the Altman-Z score, with a value of 0.25, MRCC is doing worse than 67.23% of the companies in the same industry.
The Debt to FCF ratio of MRCC is 1.97, which is an excellent value as it means it would take MRCC, only 1.97 years of fcf income to pay off all of its debts.
Looking at the Debt to FCF ratio, with a value of 1.97, MRCC belongs to the top of the industry, outperforming 86.38% of the companies in the same industry.
MRCC has a Debt/Equity ratio of 1.23. This is a high value indicating a heavy dependency on external financing.
The Debt to Equity ratio of MRCC (1.23) is worse than 61.28% of its industry peers.
Even though the debt/equity ratio score it not favorable for MRCC, it has very limited outstanding debt, so we won't put too much weight on the DE evaluation.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.23 | ||
| Debt/FCF | 1.97 | ||
| Altman-Z | 0.25 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
MRCC has a Current Ratio of 5.80. This indicates that MRCC is financially healthy and has no problem in meeting its short term obligations.
With an excellent Current ratio value of 5.80, MRCC belongs to the best of the industry, outperforming 87.66% of the companies in the same industry.
A Quick Ratio of 5.80 indicates that MRCC has no problem at all paying its short term obligations.
With an excellent Quick ratio value of 5.80, MRCC belongs to the best of the industry, outperforming 87.66% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 5.8 | ||
| Quick Ratio | 5.8 |
3. Growth
3.1 Past
The earnings per share for MRCC have decreased strongly by -35.14% in the last year.
MRCC shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -3.96% yearly.
MRCC shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -29.83%.
MRCC shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -2.36% yearly.
EPS 1Y (TTM)-35.14%
EPS 3Y3.38%
EPS 5Y-3.96%
EPS Q2Q%-70.97%
Revenue 1Y (TTM)-29.83%
Revenue growth 3Y3.99%
Revenue growth 5Y-2.36%
Sales Q2Q%-47.72%
3.2 Future
The Earnings Per Share is expected to decrease by -25.57% on average over the next years. This is quite bad
The Revenue is expected to decrease by -14.96% on average over the next years. This is quite bad
EPS Next Y-31.96%
EPS Next 2Y-25.57%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-25.76%
Revenue Next 2Y-14.96%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 9.04, the valuation of MRCC can be described as reasonable.
78.30% of the companies in the same industry are more expensive than MRCC, based on the Price/Earnings ratio.
The average S&P500 Price/Earnings ratio is at 27.25. MRCC is valued rather cheaply when compared to this.
MRCC is valuated reasonably with a Price/Forward Earnings ratio of 10.13.
Compared to the rest of the industry, the Price/Forward Earnings ratio of MRCC indicates a somewhat cheap valuation: MRCC is cheaper than 74.89% of the companies listed in the same industry.
MRCC's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 23.98.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.04 | ||
| Fwd PE | 10.13 |
4.2 Price Multiples
Based on the Price/Free Cash Flow ratio, MRCC is valued cheaper than 96.60% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 1.3 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
A cheap valuation may be justified as MRCC's earnings are expected to decrease with -25.57% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-25.57%
EPS Next 3YN/A
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 11.46%, MRCC is a good candidate for dividend investing.
MRCC's Dividend Yield is a higher than the industry average which is at 6.19.
MRCC's Dividend Yield is rather good when compared to the S&P500 average which is at 1.92.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 11.46% |
5.2 History
The dividend of MRCC decreases each year by -6.55%.
MRCC has paid a dividend for at least 10 years, which is a reliable track record.
MRCC has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)-6.55%
Div Incr Years0
Div Non Decr Years3
5.3 Sustainability
MRCC has negative earnings and hence a negative payout ratio. The dividend may be in danger.
MRCC's earnings and Dividend Rate are declining. This means the current dividend is most likely not sustainable.
DP-517.21%
EPS Next 2Y-25.57%
EPS Next 3YN/A
NASDAQ:MRCC (1/12/2026, 8:13:05 PM)
6.51
+0.05 (+0.77%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners20.5%
Inst Owner Change0%
Ins Owners0.3%
Ins Owner Change0%
Market Cap141.07M
Revenue(TTM)43.74M
Net Income(TTM)-4.19M
Analysts45.71
Price Target8.41 (29.19%)
Short Float %0.69%
Short Ratio1.45
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 11.46% |
Yearly Dividend1
Dividend Growth(5Y)-6.55%
DP-517.21%
Div Incr Years0
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-45.92%
Min EPS beat(2)-56.91%
Max EPS beat(2)-34.93%
EPS beat(4)1
Avg EPS beat(4)-30.41%
Min EPS beat(4)-56.91%
Max EPS beat(4)1.81%
EPS beat(8)3
Avg EPS beat(8)-13.83%
EPS beat(12)4
Avg EPS beat(12)-9.6%
EPS beat(16)5
Avg EPS beat(16)-7.51%
Revenue beat(2)0
Avg Revenue beat(2)-25.23%
Min Revenue beat(2)-29.1%
Max Revenue beat(2)-21.36%
Revenue beat(4)0
Avg Revenue beat(4)-19.52%
Min Revenue beat(4)-29.1%
Max Revenue beat(4)-8.99%
Revenue beat(8)2
Avg Revenue beat(8)-11%
Revenue beat(12)2
Avg Revenue beat(12)-8.39%
Revenue beat(16)3
Avg Revenue beat(16)-6.33%
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)-52.25%
EPS NQ rev (3m)-55.77%
EPS NY rev (1m)0%
EPS NY rev (3m)-3.43%
Revenue NQ rev (1m)-29.52%
Revenue NQ rev (3m)-30.14%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.57%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.04 | ||
| Fwd PE | 10.13 | ||
| P/S | 3.23 | ||
| P/FCF | 1.3 | ||
| P/OCF | 1.3 | ||
| P/B | 0.82 | ||
| P/tB | 0.82 | ||
| EV/EBITDA | N/A |
EPS(TTM)0.72
EY11.06%
EPS(NY)0.64
Fwd EY9.87%
FCF(TTM)4.99
FCFY76.67%
OCF(TTM)4.99
OCFY76.67%
SpS2.02
BVpS7.99
TBVpS7.99
PEG (NY)N/A
PEG (5Y)N/A
Graham Number11.37
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -1.08% | ||
| ROE | -2.42% | ||
| ROCE | 3.96% | ||
| ROIC | 3.13% | ||
| ROICexc | 3.16% | ||
| ROICexgc | 3.17% | ||
| OM | 34.79% | ||
| PM (TTM) | N/A | ||
| GM | 40.56% | ||
| FCFM | 247.28% |
ROA(3y)0.52%
ROA(5y)1.47%
ROE(3y)1.33%
ROE(5y)3.54%
ROIC(3y)3.6%
ROIC(5y)3.59%
ROICexc(3y)3.65%
ROICexc(5y)3.64%
ROICexgc(3y)3.66%
ROICexgc(5y)3.64%
ROCE(3y)4.56%
ROCE(5y)4.55%
ROICexgc growth 3Y10.53%
ROICexgc growth 5Y2.79%
ROICexc growth 3Y10.52%
ROICexc growth 5Y2.76%
OM growth 3Y-0.53%
OM growth 5Y-0.98%
PM growth 3Y-35.7%
PM growth 5Y-10.66%
GM growth 3Y0.81%
GM growth 5Y0.13%
F-Score4
Asset Turnover0.11
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.23 | ||
| Debt/FCF | 1.97 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 0.96 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 5.8 | ||
| Quick Ratio | 5.8 | ||
| Altman-Z | 0.25 |
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-35.14%
EPS 3Y3.38%
EPS 5Y-3.96%
EPS Q2Q%-70.97%
EPS Next Y-31.96%
EPS Next 2Y-25.57%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-29.83%
Revenue growth 3Y3.99%
Revenue growth 5Y-2.36%
Sales Q2Q%-47.72%
Revenue Next Year-25.76%
Revenue Next 2Y-14.96%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-36.03%
EBIT growth 3Y3.43%
EBIT growth 5Y-3.31%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y1440.3%
FCF growth 3Y21.58%
FCF growth 5YN/A
OCF growth 1Y1440.3%
OCF growth 3Y21.58%
OCF growth 5YN/A
MONROE CAPITAL CORP / MRCC FAQ
What is the fundamental rating for MRCC stock?
ChartMill assigns a fundamental rating of 4 / 10 to MRCC.
Can you provide the valuation status for MONROE CAPITAL CORP?
ChartMill assigns a valuation rating of 5 / 10 to MONROE CAPITAL CORP (MRCC). This can be considered as Fairly Valued.
How profitable is MONROE CAPITAL CORP (MRCC) stock?
MONROE CAPITAL CORP (MRCC) has a profitability rating of 3 / 10.
Can you provide the expected EPS growth for MRCC stock?
The Earnings per Share (EPS) of MONROE CAPITAL CORP (MRCC) is expected to decline by -31.96% in the next year.
How sustainable is the dividend of MONROE CAPITAL CORP (MRCC) stock?
The dividend rating of MONROE CAPITAL CORP (MRCC) is 5 / 10 and the dividend payout ratio is -517.21%.