6.17 USD
+0.27 (+4.58%)
MRCC gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 237 industry peers in the Capital Markets industry. The financial health of MRCC is average, but there are quite some concerns on its profitability. MRCC is valued correctly, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
In the past year MRCC was profitable.
MRCC had a positive operating cash flow in the past year.
MRCC had positive earnings in 4 of the past 5 years.
MRCC had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
The Return On Assets of MRCC (-1.08%) is worse than 77.22% of its industry peers.
MRCC has a Return On Equity of -2.42%. This is in the lower half of the industry: MRCC underperforms 75.53% of its industry peers.
MRCC has a Return On Invested Capital of 3.13%. This is comparable to the rest of the industry: MRCC outperforms 44.30% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for MRCC is below the industry average of 7.11%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -1.08% | ||
| ROE | -2.42% | ||
| ROIC | 3.13% |
ROA(3y)0.52%
ROA(5y)1.47%
ROE(3y)1.33%
ROE(5y)3.54%
ROIC(3y)3.6%
ROIC(5y)3.59%
1.3 Margins
MRCC's Profit Margin has declined in the last couple of years.
MRCC's Operating Margin of 34.79% is fine compared to the rest of the industry. MRCC outperforms 65.82% of its industry peers.
MRCC's Operating Margin has been stable in the last couple of years.
With a Gross Margin value of 40.56%, MRCC perfoms like the industry average, outperforming 44.73% of the companies in the same industry.
MRCC's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 34.79% | ||
| PM (TTM) | N/A | ||
| GM | 40.56% |
OM growth 3Y-0.53%
OM growth 5Y-0.98%
PM growth 3Y-35.7%
PM growth 5Y-10.66%
GM growth 3Y0.81%
GM growth 5Y0.13%
2. Health
2.1 Basic Checks
MRCC has about the same amout of shares outstanding than it did 1 year ago.
Compared to 5 years ago, MRCC has more shares outstanding
MRCC has a worse debt/assets ratio than last year.
2.2 Solvency
Based on the Altman-Z score of 0.22, we must say that MRCC is in the distress zone and has some risk of bankruptcy.
MRCC has a Altman-Z score of 0.22. This is in the lower half of the industry: MRCC underperforms 72.15% of its industry peers.
The Debt to FCF ratio of MRCC is 1.97, which is an excellent value as it means it would take MRCC, only 1.97 years of fcf income to pay off all of its debts.
MRCC's Debt to FCF ratio of 1.97 is amongst the best of the industry. MRCC outperforms 87.76% of its industry peers.
A Debt/Equity ratio of 1.23 is on the high side and indicates that MRCC has dependencies on debt financing.
With a Debt to Equity ratio value of 1.23, MRCC is not doing good in the industry: 63.29% of the companies in the same industry are doing better.
Even though the debt/equity ratio score it not favorable for MRCC, it has very limited outstanding debt, so we won't put too much weight on the DE evaluation.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.23 | ||
| Debt/FCF | 1.97 | ||
| Altman-Z | 0.22 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
MRCC has a Current Ratio of 5.80. This indicates that MRCC is financially healthy and has no problem in meeting its short term obligations.
With an excellent Current ratio value of 5.80, MRCC belongs to the best of the industry, outperforming 88.61% of the companies in the same industry.
MRCC has a Quick Ratio of 5.80. This indicates that MRCC is financially healthy and has no problem in meeting its short term obligations.
MRCC has a better Quick ratio (5.80) than 88.61% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 5.8 | ||
| Quick Ratio | 5.8 |
3. Growth
3.1 Past
The earnings per share for MRCC have decreased strongly by -35.14% in the last year.
Measured over the past years, MRCC shows a decrease in Earnings Per Share. The EPS has been decreasing by -3.96% on average per year.
The Revenue for MRCC has decreased by -29.83% in the past year. This is quite bad
Measured over the past years, MRCC shows a decrease in Revenue. The Revenue has been decreasing by -2.36% on average per year.
EPS 1Y (TTM)-35.14%
EPS 3Y3.38%
EPS 5Y-3.96%
EPS Q2Q%-70.97%
Revenue 1Y (TTM)-29.83%
Revenue growth 3Y3.99%
Revenue growth 5Y-2.36%
Sales Q2Q%-47.72%
3.2 Future
MRCC is expected to show a very negative growth in Earnings Per Share. In the coming years, the EPS will decrease by -21.41% yearly.
The Revenue is expected to decrease by -14.17% on average over the next years. This is quite bad
EPS Next Y-29.55%
EPS Next 2Y-21.41%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-25.34%
Revenue Next 2Y-14.17%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 8.57, the valuation of MRCC can be described as very reasonable.
Compared to the rest of the industry, the Price/Earnings ratio of MRCC indicates a somewhat cheap valuation: MRCC is cheaper than 78.90% of the companies listed in the same industry.
Compared to an average S&P500 Price/Earnings ratio of 25.45, MRCC is valued rather cheaply.
Based on the Price/Forward Earnings ratio of 8.61, the valuation of MRCC can be described as reasonable.
80.59% of the companies in the same industry are more expensive than MRCC, based on the Price/Forward Earnings ratio.
Compared to an average S&P500 Price/Forward Earnings ratio of 34.46, MRCC is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.57 | ||
| Fwd PE | 8.61 |
4.2 Price Multiples
Compared to the rest of the industry, the Price/Free Cash Flow ratio of MRCC indicates a rather cheap valuation: MRCC is cheaper than 95.78% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 1.24 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
MRCC's earnings are expected to decrease with -21.41% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-21.41%
EPS Next 3YN/A
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 15.34%, MRCC is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 8.50, MRCC pays a better dividend. On top of this MRCC pays more dividend than 90.30% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 2.45, MRCC pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 15.34% |
5.2 History
The dividend of MRCC decreases each year by -6.55%.
MRCC has paid a dividend for at least 10 years, which is a reliable track record.
MRCC has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)-6.55%
Div Incr Years0
Div Non Decr Years3
5.3 Sustainability
The earnings of MRCC are negative and hence is the payout ratio. MRCC will probably not be able to sustain this dividend level.
MRCC's earnings and Dividend Rate are declining. This means the current dividend is most likely not sustainable.
DP-517.21%
EPS Next 2Y-21.41%
EPS Next 3YN/A
NASDAQ:MRCC (11/21/2025, 8:00:01 PM)
6.17
+0.27 (+4.58%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners17.34%
Inst Owner Change24.3%
Ins Owners0.6%
Ins Owner Change0%
Market Cap133.70M
Revenue(TTM)43.74M
Net Income(TTM)-4.19M
Analysts78
Price Target8.41 (36.3%)
Short Float %0.6%
Short Ratio1.48
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 15.34% |
Yearly Dividend1
Dividend Growth(5Y)-6.55%
DP-517.21%
Div Incr Years0
Div Non Decr Years3
Ex-Date
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-45.92%
Min EPS beat(2)-56.91%
Max EPS beat(2)-34.93%
EPS beat(4)1
Avg EPS beat(4)-30.41%
Min EPS beat(4)-56.91%
Max EPS beat(4)1.81%
EPS beat(8)3
Avg EPS beat(8)-13.83%
EPS beat(12)4
Avg EPS beat(12)-9.6%
EPS beat(16)5
Avg EPS beat(16)-7.51%
Revenue beat(2)0
Avg Revenue beat(2)-25.23%
Min Revenue beat(2)-29.1%
Max Revenue beat(2)-21.36%
Revenue beat(4)0
Avg Revenue beat(4)-19.52%
Min Revenue beat(4)-29.1%
Max Revenue beat(4)-8.99%
Revenue beat(8)2
Avg Revenue beat(8)-11%
Revenue beat(12)2
Avg Revenue beat(12)-8.39%
Revenue beat(16)3
Avg Revenue beat(16)-6.33%
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-5.79%
EPS NY rev (1m)0%
EPS NY rev (3m)-5.04%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-7.78%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-5.16%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.57 | ||
| Fwd PE | 8.61 | ||
| P/S | 3.06 | ||
| P/FCF | 1.24 | ||
| P/OCF | 1.24 | ||
| P/B | 0.77 | ||
| P/tB | 0.77 | ||
| EV/EBITDA | N/A |
EPS(TTM)0.72
EY11.67%
EPS(NY)0.72
Fwd EY11.61%
FCF(TTM)4.99
FCFY80.9%
OCF(TTM)4.99
OCFY80.9%
SpS2.02
BVpS7.99
TBVpS7.99
PEG (NY)N/A
PEG (5Y)N/A
Graham Number11.37
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -1.08% | ||
| ROE | -2.42% | ||
| ROCE | 3.96% | ||
| ROIC | 3.13% | ||
| ROICexc | 3.16% | ||
| ROICexgc | 3.17% | ||
| OM | 34.79% | ||
| PM (TTM) | N/A | ||
| GM | 40.56% | ||
| FCFM | 247.28% |
ROA(3y)0.52%
ROA(5y)1.47%
ROE(3y)1.33%
ROE(5y)3.54%
ROIC(3y)3.6%
ROIC(5y)3.59%
ROICexc(3y)3.65%
ROICexc(5y)3.64%
ROICexgc(3y)3.66%
ROICexgc(5y)3.64%
ROCE(3y)4.56%
ROCE(5y)4.55%
ROICexgc growth 3Y10.53%
ROICexgc growth 5Y2.79%
ROICexc growth 3Y10.52%
ROICexc growth 5Y2.76%
OM growth 3Y-0.53%
OM growth 5Y-0.98%
PM growth 3Y-35.7%
PM growth 5Y-10.66%
GM growth 3Y0.81%
GM growth 5Y0.13%
F-Score4
Asset Turnover0.11
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.23 | ||
| Debt/FCF | 1.97 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 0.96 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 5.8 | ||
| Quick Ratio | 5.8 | ||
| Altman-Z | 0.22 |
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-35.14%
EPS 3Y3.38%
EPS 5Y-3.96%
EPS Q2Q%-70.97%
EPS Next Y-29.55%
EPS Next 2Y-21.41%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-29.83%
Revenue growth 3Y3.99%
Revenue growth 5Y-2.36%
Sales Q2Q%-47.72%
Revenue Next Year-25.34%
Revenue Next 2Y-14.17%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-36.03%
EBIT growth 3Y3.43%
EBIT growth 5Y-3.31%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y1440.3%
FCF growth 3Y21.58%
FCF growth 5YN/A
OCF growth 1Y1440.3%
OCF growth 3Y21.58%
OCF growth 5YN/A
MONROE CAPITAL CORP / MRCC FAQ
What is the fundamental rating for MRCC stock?
ChartMill assigns a fundamental rating of 4 / 10 to MRCC.
What is the valuation status for MRCC stock?
ChartMill assigns a valuation rating of 6 / 10 to MONROE CAPITAL CORP (MRCC). This can be considered as Fairly Valued.
Can you provide the profitability details for MONROE CAPITAL CORP?
MONROE CAPITAL CORP (MRCC) has a profitability rating of 3 / 10.
What are the PE and PB ratios of MONROE CAPITAL CORP (MRCC) stock?
The Price/Earnings (PE) ratio for MONROE CAPITAL CORP (MRCC) is 8.57 and the Price/Book (PB) ratio is 0.77.
Can you provide the financial health for MRCC stock?
The financial health rating of MONROE CAPITAL CORP (MRCC) is 6 / 10.