MARQETA INC-A (MQ) Fundamental Analysis & Valuation

NASDAQ:MQ • US57142B1044

Current stock price

4.475 USD
+0.01 (+0.34%)
Last:

This MQ fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

2

1. MQ Profitability Analysis

1.1 Basic Checks

  • In the past year MQ has reported negative net income.
  • In the past year MQ had a positive cash flow from operations.
  • In the past 5 years MQ reported 4 times negative net income.
  • MQ had a positive operating cash flow in 4 of the past 5 years.
MQ Yearly Net Income VS EBIT VS OCF VS FCFMQ Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2019 2020 2021 2022 2023 2024 2025 0 100M -100M -200M

1.2 Ratios

  • MQ has a Return On Assets of -0.91%. This is in the lower half of the industry: MQ underperforms 76.77% of its industry peers.
  • MQ's Return On Equity of -1.83% is on the low side compared to the rest of the industry. MQ is outperformed by 72.73% of its industry peers.
Industry RankSector Rank
ROA -0.91%
ROE -1.83%
ROIC N/A
ROA(3y)-4.36%
ROA(5y)-6.49%
ROE(3y)-5.75%
ROE(5y)-8.04%
ROIC(3y)N/A
ROIC(5y)N/A
MQ Yearly ROA, ROE, ROICMQ Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2019 2020 2021 2022 2023 2024 2025 0 -10 -20 -30 -40

1.3 Margins

  • MQ has a better Gross Margin (69.98%) than 79.80% of its industry peers.
  • MQ's Gross Margin has improved in the last couple of years.
  • MQ does not have Profit Margin and Operating Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM 69.98%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y17.83%
GM growth 5Y11.5%
MQ Yearly Profit, Operating, Gross MarginsMQ Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2019 2020 2021 2022 2023 2024 2025 0 20 -20 40 -40 60

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7

2. MQ Health Analysis

2.1 Basic Checks

  • MQ does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • Compared to 1 year ago, MQ has less shares outstanding
  • MQ has less shares outstanding than it did 5 years ago.
  • There is no outstanding debt for MQ. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
MQ Yearly Shares OutstandingMQ Yearly Shares OutstandingYearly Shares Outstanding 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M 400M 500M
MQ Yearly Total Debt VS Total AssetsMQ Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2019 2020 2021 2022 2023 2024 2025 500M 1B 1.5B

2.2 Solvency

  • MQ has an Altman-Z score of 1.44. This is a bad value and indicates that MQ is not financially healthy and even has some risk of bankruptcy.
  • Looking at the Altman-Z score, with a value of 1.44, MQ is in the better half of the industry, outperforming 68.69% of the companies in the same industry.
  • MQ has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Altman-Z 1.44
ROIC/WACCN/A
WACC8.9%
MQ Yearly LT Debt VS Equity VS FCFMQ Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2019 2020 2021 2022 2023 2024 2025 0 500M 1B 1.5B

2.3 Liquidity

  • MQ has a Current Ratio of 1.65. This is a normal value and indicates that MQ is financially healthy and should not expect problems in meeting its short term obligations.
  • The Current ratio of MQ (1.65) is better than 72.73% of its industry peers.
  • A Quick Ratio of 1.65 indicates that MQ should not have too much problems paying its short term obligations.
  • The Quick ratio of MQ (1.65) is better than 74.75% of its industry peers.
Industry RankSector Rank
Current Ratio 1.65
Quick Ratio 1.65
MQ Yearly Current Assets VS Current LiabilitesMQ Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2019 2020 2021 2022 2023 2024 2025 500M 1B 1.5B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. MQ Growth Analysis

3.1 Past

  • MQ shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -160.00%.
  • Looking at the last year, MQ shows a very strong growth in Revenue. The Revenue has grown by 23.25%.
  • MQ shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 16.57% yearly.
EPS 1Y (TTM)-160%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%100%
Revenue 1Y (TTM)23.25%
Revenue growth 3Y-5.83%
Revenue growth 5Y16.57%
Sales Q2Q%26.75%

3.2 Future

  • Based on estimates for the next years, MQ will show a very strong growth in Earnings Per Share. The EPS will grow by 64.26% on average per year.
  • Based on estimates for the next years, MQ will show a quite strong growth in Revenue. The Revenue will grow by 12.99% on average per year.
EPS Next Y165.82%
EPS Next 2Y124.34%
EPS Next 3Y88.23%
EPS Next 5Y64.26%
Revenue Next Year14.4%
Revenue Next 2Y15.37%
Revenue Next 3Y15.7%
Revenue Next 5Y12.99%

3.3 Evolution

  • Although the future Revenue growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
MQ Yearly Revenue VS EstimatesMQ Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 2033 500M 1B 1.5B
MQ Yearly EPS VS EstimatesMQ Yearly EPS VS EstimatesYearly EPS VS Estimates 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 2033 0 0.2 -0.2 0.4 -0.4

More info and screens

Find the best growth stocksShow best growing peers

2

4. MQ Valuation Analysis

4.1 Price/Earnings Ratio

  • The Price/Earnings Ratio is negative for MQ. In the last year negative earnings were reported.
  • Based on the Price/Forward Earnings ratio of 226.64, the valuation of MQ can be described as expensive.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of MQ indicates a slightly more expensive valuation: MQ is more expensive than 73.74% of the companies listed in the same industry.
  • The average S&P500 Price/Forward Earnings ratio is at 38.68. MQ is valued rather expensively when compared to this.
Industry RankSector Rank
PE N/A
Fwd PE 226.64
MQ Price Earnings VS Forward Price EarningsMQ Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 100 -100 200

4.2 Price Multiples

  • Based on the Price/Free Cash Flow ratio, MQ is valued a bit cheaper than 68.69% of the companies in the same industry.
Industry RankSector Rank
P/FCF 14.44
EV/EBITDA N/A
MQ Per share dataMQ EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 0.5 1 1.5

4.3 Compensation for Growth

  • The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
  • MQ's earnings are expected to grow with 88.23% in the coming years. This may justify a more expensive valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y124.34%
EPS Next 3Y88.23%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. MQ Dividend Analysis

5.1 Amount

  • No dividends for MQ!.
Industry RankSector Rank
Dividend Yield 0%

More info and screens

Find the best dividend stocksShow peers with best dividend

MQ Fundamentals: All Metrics, Ratios and Statistics

MARQETA INC-A

NASDAQ:MQ (4/21/2026, 1:05:05 PM)

4.475

+0.01 (+0.34%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)02-24
Earnings (Next)05-05
Inst Owners81.18%
Inst Owner Change-0.09%
Ins Owners6.46%
Ins Owner Change22.26%
Market Cap1.91B
Revenue(TTM)624.88M
Net Income(TTM)-13.93M
Analysts70
Price Target5.35 (19.55%)
Short Float %4.63%
Short Ratio4.24
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-28.56%
Min EPS beat(2)-100%
Max EPS beat(2)42.89%
EPS beat(4)3
Avg EPS beat(4)23.3%
Min EPS beat(4)-100%
Max EPS beat(4)100%
EPS beat(8)6
Avg EPS beat(8)17.12%
EPS beat(12)7
Avg EPS beat(12)6.9%
EPS beat(16)10
Avg EPS beat(16)12.81%
Revenue beat(2)1
Avg Revenue beat(2)3.21%
Min Revenue beat(2)-0.06%
Max Revenue beat(2)6.49%
Revenue beat(4)2
Avg Revenue beat(4)2.39%
Min Revenue beat(4)-0.89%
Max Revenue beat(4)6.49%
Revenue beat(8)2
Avg Revenue beat(8)0.4%
Revenue beat(12)5
Avg Revenue beat(12)1.6%
Revenue beat(16)7
Avg Revenue beat(16)1.29%
PT rev (1m)-4.55%
PT rev (3m)-4.55%
EPS NQ rev (1m)-33.2%
EPS NQ rev (3m)67.76%
EPS NY rev (1m)110.89%
EPS NY rev (3m)-53.37%
Revenue NQ rev (1m)0.28%
Revenue NQ rev (3m)0.37%
Revenue NY rev (1m)-0.16%
Revenue NY rev (3m)-2.92%
Valuation
Industry RankSector Rank
PE N/A
Fwd PE 226.64
P/S 3.06
P/FCF 14.44
P/OCF 11.76
P/B 2.51
P/tB 3.44
EV/EBITDA N/A
EPS(TTM)-0.03
EYN/A
EPS(NY)0.02
Fwd EY0.44%
FCF(TTM)0.31
FCFY6.92%
OCF(TTM)0.38
OCFY8.51%
SpS1.46
BVpS1.78
TBVpS1.3
PEG (NY)N/A
PEG (5Y)N/A
Graham Number0 (-100%)
Profitability
Industry RankSector Rank
ROA -0.91%
ROE -1.83%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM 69.98%
FCFM 21.18%
ROA(3y)-4.36%
ROA(5y)-6.49%
ROE(3y)-5.75%
ROE(5y)-8.04%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y17.83%
GM growth 5Y11.5%
F-Score6
Asset Turnover0.41
Health
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Debt/EBITDA N/A
Cap/Depr 111.4%
Cap/Sales 4.84%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 1.65
Quick Ratio 1.65
Altman-Z 1.44
F-Score6
WACC8.9%
ROIC/WACCN/A
Cap/Depr(3y)116.89%
Cap/Depr(5y)106.02%
Cap/Sales(3y)3.63%
Cap/Sales(5y)2.39%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-160%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%100%
EPS Next Y165.82%
EPS Next 2Y124.34%
EPS Next 3Y88.23%
EPS Next 5Y64.26%
Revenue 1Y (TTM)23.25%
Revenue growth 3Y-5.83%
Revenue growth 5Y16.57%
Sales Q2Q%26.75%
Revenue Next Year14.4%
Revenue Next 2Y15.37%
Revenue Next 3Y15.7%
Revenue Next 5Y12.99%
EBIT growth 1Y-94.66%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year357.92%
EBIT Next 3Y79.22%
EBIT Next 5Y38.71%
FCF growth 1Y258.14%
FCF growth 3YN/A
FCF growth 5Y22.55%
OCF growth 1Y179.57%
OCF growth 3YN/A
OCF growth 5Y26.47%

MARQETA INC-A / MQ Fundamental Analysis FAQ

What is the ChartMill fundamental rating of MARQETA INC-A (MQ) stock?

ChartMill assigns a fundamental rating of 4 / 10 to MQ.


What is the valuation status for MQ stock?

ChartMill assigns a valuation rating of 2 / 10 to MARQETA INC-A (MQ). This can be considered as Overvalued.


Can you provide the profitability details for MARQETA INC-A?

MARQETA INC-A (MQ) has a profitability rating of 2 / 10.


Can you provide the financial health for MQ stock?

The financial health rating of MARQETA INC-A (MQ) is 7 / 10.


Can you provide the expected EPS growth for MQ stock?

The Earnings per Share (EPS) of MARQETA INC-A (MQ) is expected to grow by 165.82% in the next year.