MARKEL GROUP INC (MKL) Stock Fundamental Analysis

NYSE:MKL • US5705351048

2061.3 USD
-9.86 (-0.48%)
Last: Feb 19, 2026, 01:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

3

MKL gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 149 industry peers in the Insurance industry. MKL may be in some trouble as it scores bad on both profitability and health. MKL does not seem to be growing, but still is valued expensively.


Dividend Valuation Growth Profitability Health

3

1. Profitability

1.1 Basic Checks

  • MKL had positive earnings in the past year.
  • MKL had a positive operating cash flow in the past year.
  • The reported net income has been mixed in the past 5 years: MKL reported negative net income in multiple years.
  • MKL had a positive operating cash flow in 4 of the past 5 years.
MKL Yearly Net Income VS EBIT VS OCF VS FCFMKL Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 1B 2B 3B

1.2 Ratios

  • With a decent Return On Assets value of 3.02%, MKL is doing good in the industry, outperforming 65.77% of the companies in the same industry.
  • The Return On Equity of MKL (11.28%) is comparable to the rest of the industry.
Industry RankSector Rank
ROA 3.02%
ROE 11.28%
ROIC N/A
ROA(3y)2.38%
ROA(5y)2.8%
ROE(3y)8.69%
ROE(5y)9.72%
ROIC(3y)N/A
ROIC(5y)N/A
MKL Yearly ROA, ROE, ROICMKL Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5 10 15

1.3 Margins

  • Looking at the Profit Margin, with a value of 12.55%, MKL is in the better half of the industry, outperforming 68.46% of the companies in the same industry.
  • MKL's Profit Margin has declined in the last couple of years.
  • The Operating Margin of MKL (18.48%) is better than 68.46% of its industry peers.
  • MKL's Operating Margin has declined in the last couple of years.
Industry RankSector Rank
OM 18.48%
PM (TTM) 12.55%
GM N/A
OM growth 3Y-3.99%
OM growth 5Y-3%
PM growth 3Y-6.22%
PM growth 5Y-3.63%
GM growth 3YN/A
GM growth 5YN/A
MKL Yearly Profit, Operating, Gross MarginsMKL Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5 10 15 20 25

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ROAROEROICOperating and Profit MarginShow most profitable peers

3

2. Health

2.1 Basic Checks

  • MKL does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • There is no outstanding debt for MKL. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
MKL Yearly Shares OutstandingMKL Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2M 4M 6M 8M 10M
MKL Yearly Total Debt VS Total AssetsMKL Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 20B 40B 60B

2.2 Solvency

  • The Debt to FCF ratio of MKL is 1.80, which is an excellent value as it means it would take MKL, only 1.80 years of fcf income to pay off all of its debts.
  • MKL's Debt to FCF ratio of 1.80 is in line compared to the rest of the industry. MKL outperforms 53.69% of its industry peers.
  • MKL has a Debt/Equity ratio of 0.24. This is a healthy value indicating a solid balance between debt and equity.
  • With a decent Debt to Equity ratio value of 0.24, MKL is doing good in the industry, outperforming 64.43% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.24
Debt/FCF 1.8
Altman-Z N/A
ROIC/WACCN/A
WACC8.04%
MKL Yearly LT Debt VS Equity VS FCFMKL Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 5B 10B 15B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
MKL Yearly Current Assets VS Current LiabilitesMKL Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2018 2019 2020 2022 2023 2024 200M 400M 600M 800M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

3

3. Growth

3.1 Past

  • MKL shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 42.29%, which is quite impressive.
  • Measured over the past years, MKL shows a decrease in Earnings Per Share. The EPS has been decreasing by -0.38% on average per year.
EPS 1Y (TTM)42.29%
EPS 3Y-0.38%
EPS 5YN/A
EPS Q2Q%16.19%
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%13.06%

3.2 Future

  • Based on estimates for the next years, MKL will show a small growth in Earnings Per Share. The EPS will grow by 7.63% on average per year.
  • The Revenue is expected to grow by 5.28% on average over the next years.
EPS Next Y5.89%
EPS Next 2Y7.87%
EPS Next 3Y10.05%
EPS Next 5Y7.63%
Revenue Next Year-2.4%
Revenue Next 2Y0.29%
Revenue Next 3Y5.59%
Revenue Next 5Y5.28%

3.3 Evolution

  • The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
MKL Yearly Revenue VS EstimatesMKL Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 5B 10B 15B
MKL Yearly EPS VS EstimatesMKL Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 0 50 -50 100

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Find the best growth stocksShow best growing peers

2

4. Valuation

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 19.84, MKL is valued on the expensive side.
  • Compared to the rest of the industry, the Price/Earnings ratio of MKL indicates a slightly more expensive valuation: MKL is more expensive than 69.80% of the companies listed in the same industry.
  • When comparing the Price/Earnings ratio of MKL to the average of the S&P500 Index (27.27), we can say MKL is valued slightly cheaper.
  • MKL is valuated rather expensively with a Price/Forward Earnings ratio of 18.74.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of MKL indicates a slightly more expensive valuation: MKL is more expensive than 69.13% of the companies listed in the same industry.
  • When comparing the Price/Forward Earnings ratio of MKL to the average of the S&P500 Index (28.16), we can say MKL is valued slightly cheaper.
Industry RankSector Rank
PE 19.84
Fwd PE 18.74
MKL Price Earnings VS Forward Price EarningsMKL Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, MKL is valued a bit cheaper than the industry average as 65.10% of the companies are valued more expensively.
  • The rest of the industry has a similar Price/Free Cash Flow ratio as MKL.
Industry RankSector Rank
P/FCF 10.93
EV/EBITDA 7.88
MKL Per share dataMKL EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 500 1K

4.3 Compensation for Growth

  • The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates MKL does not grow enough to justify the current Price/Earnings ratio.
PEG (NY)3.37
PEG (5Y)N/A
EPS Next 2Y7.87%
EPS Next 3Y10.05%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. Dividend

5.1 Amount

  • No dividends for MKL!.
Industry RankSector Rank
Dividend Yield 0%

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Find the best dividend stocksShow peers with best dividend

MARKEL GROUP INC

NYSE:MKL (2/19/2026, 1:00:03 PM)

2061.3

-9.86 (-0.48%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)02-04
Earnings (Next)04-28
Inst Owners83.67%
Inst Owner Change-52.51%
Ins Owners1.39%
Ins Owner Change-0.95%
Market Cap25.95B
Revenue(TTM)N/A
Net Income(TTM)2.03B
Analysts50.77
Price Target2147.78 (4.2%)
Short Float %1.54%
Short Ratio4.28
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly Dividend2.78
Dividend Growth(5Y)N/A
DP1.77%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-3.09%
Min EPS beat(2)-45.1%
Max EPS beat(2)38.92%
EPS beat(4)3
Avg EPS beat(4)21.35%
Min EPS beat(4)-45.1%
Max EPS beat(4)55.06%
EPS beat(8)5
Avg EPS beat(8)-19.86%
EPS beat(12)8
Avg EPS beat(12)-10.98%
EPS beat(16)12
Avg EPS beat(16)4.54%
Revenue beat(2)2
Avg Revenue beat(2)9.1%
Min Revenue beat(2)2.12%
Max Revenue beat(2)16.08%
Revenue beat(4)2
Avg Revenue beat(4)2.41%
Min Revenue beat(4)-6.65%
Max Revenue beat(4)16.08%
Revenue beat(8)4
Avg Revenue beat(8)6.07%
Revenue beat(12)7
Avg Revenue beat(12)6.36%
Revenue beat(16)8
Avg Revenue beat(16)3.45%
PT rev (1m)-1.11%
PT rev (3m)1.39%
EPS NQ rev (1m)8.79%
EPS NQ rev (3m)8.21%
EPS NY rev (1m)-1.05%
EPS NY rev (3m)6.59%
Revenue NQ rev (1m)1.92%
Revenue NQ rev (3m)-1.27%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.52%
Valuation
Industry RankSector Rank
PE 19.84
Fwd PE 18.74
P/S 1.6
P/FCF 10.93
P/OCF 10.01
P/B 1.44
P/tB 1.9
EV/EBITDA 7.88
EPS(TTM)103.9
EY5.04%
EPS(NY)110.02
Fwd EY5.34%
FCF(TTM)188.66
FCFY9.15%
OCF(TTM)205.96
OCFY9.99%
SpS1287.55
BVpS1432.94
TBVpS1084.43
PEG (NY)3.37
PEG (5Y)N/A
Graham Number1830.26
Profitability
Industry RankSector Rank
ROA 3.02%
ROE 11.28%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM 18.48%
PM (TTM) 12.55%
GM N/A
FCFM 14.65%
ROA(3y)2.38%
ROA(5y)2.8%
ROE(3y)8.69%
ROE(5y)9.72%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y-3.99%
OM growth 5Y-3%
PM growth 3Y-6.22%
PM growth 5Y-3.63%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.24
Health
Industry RankSector Rank
Debt/Equity 0.24
Debt/FCF 1.8
Debt/EBITDA 1.28
Cap/Depr 63.6%
Cap/Sales 1.34%
Interest Coverage 250
Cash Conversion 77.69%
Profit Quality 116.73%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score5
WACC8.04%
ROIC/WACCN/A
Cap/Depr(3y)81.13%
Cap/Depr(5y)63.91%
Cap/Sales(3y)1.78%
Cap/Sales(5y)1.5%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)42.29%
EPS 3Y-0.38%
EPS 5YN/A
EPS Q2Q%16.19%
EPS Next Y5.89%
EPS Next 2Y7.87%
EPS Next 3Y10.05%
EPS Next 5Y7.63%
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%13.06%
Revenue Next Year-2.4%
Revenue Next 2Y0.29%
Revenue Next 3Y5.59%
Revenue Next 5Y5.28%
EBIT growth 1Y-29.51%
EBIT growth 3Y4.62%
EBIT growth 5Y8.42%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-8.39%
FCF growth 3Y3.19%
FCF growth 5Y15.24%
OCF growth 1Y-7.17%
OCF growth 3Y4.48%
OCF growth 5Y15.28%

MARKEL GROUP INC / MKL FAQ

What is the ChartMill fundamental rating of MARKEL GROUP INC (MKL) stock?

ChartMill assigns a fundamental rating of 3 / 10 to MKL.


What is the valuation status for MKL stock?

ChartMill assigns a valuation rating of 2 / 10 to MARKEL GROUP INC (MKL). This can be considered as Overvalued.


Can you provide the profitability details for MARKEL GROUP INC?

MARKEL GROUP INC (MKL) has a profitability rating of 3 / 10.


What is the valuation of MARKEL GROUP INC based on its PE and PB ratios?

The Price/Earnings (PE) ratio for MARKEL GROUP INC (MKL) is 19.84 and the Price/Book (PB) ratio is 1.44.


Is the dividend of MARKEL GROUP INC sustainable?

The dividend rating of MARKEL GROUP INC (MKL) is 0 / 10 and the dividend payout ratio is 1.77%.