MARKEL GROUP INC (MKL) Stock Fundamental Analysis
USA - NYSE:MKL - US5705351048 - Common Stock
1878.89 USD
-17.29 (-0.91%)
1878.89 USD
0 (0%)
MKL gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 147 industry peers in the Insurance industry. MKL has a medium profitability rating, but doesn't score so well on its financial health evaluation. While showing a medium growth rate, MKL is valued expensive at the moment.
1. Profitability
1.1 Basic Checks
In the past year MKL was profitable.
MKL had a positive operating cash flow in the past year.
Of the past 5 years MKL 4 years were profitable.
In the past 5 years MKL always reported a positive cash flow from operatings.
1.2 Ratios
The Return On Assets of MKL (3.22%) is better than 68.71% of its industry peers.
The Return On Equity of MKL (12.42%) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.22% | ||
| ROE | 12.42% | ||
| ROIC | N/A |
ROA(3y)2.38%
ROA(5y)2.8%
ROE(3y)8.69%
ROE(5y)9.72%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
MKL has a Profit Margin of 13.07%. This is in the better half of the industry: MKL outperforms 75.51% of its industry peers.
In the last couple of years the Profit Margin of MKL has declined.
Looking at the Operating Margin, with a value of 20.40%, MKL belongs to the top of the industry, outperforming 80.27% of the companies in the same industry.
In the last couple of years the Operating Margin of MKL has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 20.4% | ||
| PM (TTM) | 13.07% | ||
| GM | N/A |
OM growth 3Y-3.99%
OM growth 5Y-3%
PM growth 3Y-6.22%
PM growth 5Y-3.63%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
MKL does not have a ROIC to compare to the WACC, probably because it is not profitable.
The number of shares outstanding for MKL has been reduced compared to 1 year ago.
MKL has less shares outstanding than it did 5 years ago.
Compared to 1 year ago, MKL has a worse debt to assets ratio.
2.2 Solvency
The Debt to FCF ratio of MKL is 2.13, which is a good value as it means it would take MKL, 2.13 years of fcf income to pay off all of its debts.
With a Debt to FCF ratio value of 2.13, MKL perfoms like the industry average, outperforming 55.10% of the companies in the same industry.
MKL has a Debt/Equity ratio of 0.25. This is a healthy value indicating a solid balance between debt and equity.
MKL has a better Debt to Equity ratio (0.25) than 63.27% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.25 | ||
| Debt/FCF | 2.13 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC7.96%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
The Earnings Per Share has grown by an nice 9.53% over the past year.
MKL shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 13.39% yearly.
The Revenue has been growing slightly by 1.66% in the past year.
Measured over the past years, MKL shows a quite strong growth in Revenue. The Revenue has been growing by 11.78% on average per year.
EPS 1Y (TTM)9.53%
EPS 3Y4.51%
EPS 5Y13.39%
EPS Q2Q%-48.52%
Revenue 1Y (TTM)1.66%
Revenue growth 3Y8.97%
Revenue growth 5Y11.78%
Sales Q2Q%20.56%
3.2 Future
The Earnings Per Share is expected to grow by 13.31% on average over the next years. This is quite good.
Based on estimates for the next years, MKL will show a small growth in Revenue. The Revenue will grow by 3.46% on average per year.
EPS Next Y32.26%
EPS Next 2Y22.49%
EPS Next 3Y18.88%
EPS Next 5Y13.31%
Revenue Next Year-4.27%
Revenue Next 2Y-1.5%
Revenue Next 3Y0.52%
Revenue Next 5Y3.46%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 30.10, which means the current valuation is very expensive for MKL.
Compared to the rest of the industry, the Price/Earnings ratio of MKL indicates a slightly more expensive valuation: MKL is more expensive than 79.59% of the companies listed in the same industry.
MKL is valuated at similar levels of the S&P average when we compare the Price/Earnings ratio to 26.89, which is the current average of the S&P500 Index.
A Price/Forward Earnings ratio of 17.15 indicates a rather expensive valuation of MKL.
Based on the Price/Forward Earnings ratio, MKL is valued a bit more expensive than 65.31% of the companies in the same industry.
Compared to an average S&P500 Price/Forward Earnings ratio of 22.99, MKL is valued a bit cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 30.1 | ||
| Fwd PE | 17.15 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of MKL indicates a somewhat cheap valuation: MKL is cheaper than 68.71% of the companies listed in the same industry.
MKL's Price/Free Cash Flow ratio is in line with the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 11.6 | ||
| EV/EBITDA | 6.6 |
4.3 Compensation for Growth
MKL's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
MKL's earnings are expected to grow with 18.88% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.93
PEG (5Y)2.25
EPS Next 2Y22.49%
EPS Next 3Y18.88%
5. Dividend
5.1 Amount
MKL does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
1878.89
-17.29 (-0.91%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)
Earnings (Next)
Inst Owners82.81%
Inst Owner Change-0.03%
Ins Owners1.41%
Ins Owner Change0.34%
Market Cap23.77B
Revenue(TTM)16.45B
Net Income(TTM)2.15B
Analysts50.77
Price Target2018.58 (7.43%)
Short Float %1.58%
Short Ratio4.84
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly Dividend2.78
Dividend Growth(5Y)N/A
DP1.67%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-4.29%
Min EPS beat(2)-45.1%
Max EPS beat(2)36.52%
EPS beat(4)2
Avg EPS beat(4)-18.28%
Min EPS beat(4)-119.59%
Max EPS beat(4)55.06%
EPS beat(8)5
Avg EPS beat(8)-22.64%
EPS beat(12)8
Avg EPS beat(12)-9.57%
EPS beat(16)12
Avg EPS beat(16)4.5%
Revenue beat(2)1
Avg Revenue beat(2)4.72%
Min Revenue beat(2)-6.65%
Max Revenue beat(2)16.08%
Revenue beat(4)1
Avg Revenue beat(4)0.95%
Min Revenue beat(4)-6.65%
Max Revenue beat(4)16.08%
Revenue beat(8)3
Avg Revenue beat(8)4.69%
Revenue beat(12)6
Avg Revenue beat(12)5.81%
Revenue beat(16)7
Avg Revenue beat(16)3.3%
PT rev (1m)0%
PT rev (3m)0.89%
EPS NQ rev (1m)2.68%
EPS NQ rev (3m)1.02%
EPS NY rev (1m)0%
EPS NY rev (3m)-2.84%
Revenue NQ rev (1m)-1.21%
Revenue NQ rev (3m)0.47%
Revenue NY rev (1m)-0.75%
Revenue NY rev (3m)3.95%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 30.1 | ||
| Fwd PE | 17.15 | ||
| P/S | 1.44 | ||
| P/FCF | 11.6 | ||
| P/OCF | 10.49 | ||
| P/B | 1.37 | ||
| P/tB | 1.85 | ||
| EV/EBITDA | 6.6 |
EPS(TTM)62.42
EY3.32%
EPS(NY)109.56
Fwd EY5.83%
FCF(TTM)161.91
FCFY8.62%
OCF(TTM)179.08
OCFY9.53%
SpS1300.72
BVpS1369.02
TBVpS1017.74
PEG (NY)0.93
PEG (5Y)2.25
Graham Number1386.62
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.22% | ||
| ROE | 12.42% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | 20.4% | ||
| PM (TTM) | 13.07% | ||
| GM | N/A | ||
| FCFM | 12.45% |
ROA(3y)2.38%
ROA(5y)2.8%
ROE(3y)8.69%
ROE(5y)9.72%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y-3.99%
OM growth 5Y-3%
PM growth 3Y-6.22%
PM growth 5Y-3.63%
GM growth 3YN/A
GM growth 5YN/A
F-Score6
Asset Turnover0.25
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.25 | ||
| Debt/FCF | 2.13 | ||
| Debt/EBITDA | 1.18 | ||
| Cap/Depr | 63.44% | ||
| Cap/Sales | 1.32% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 61.24% | ||
| Profit Quality | 95.24% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score6
WACC7.96%
ROIC/WACCN/A
Cap/Depr(3y)81.13%
Cap/Depr(5y)63.91%
Cap/Sales(3y)1.78%
Cap/Sales(5y)1.5%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)9.53%
EPS 3Y4.51%
EPS 5Y13.39%
EPS Q2Q%-48.52%
EPS Next Y32.26%
EPS Next 2Y22.49%
EPS Next 3Y18.88%
EPS Next 5Y13.31%
Revenue 1Y (TTM)1.66%
Revenue growth 3Y8.97%
Revenue growth 5Y11.78%
Sales Q2Q%20.56%
Revenue Next Year-4.27%
Revenue Next 2Y-1.5%
Revenue Next 3Y0.52%
Revenue Next 5Y3.46%
EBIT growth 1Y13.76%
EBIT growth 3Y4.62%
EBIT growth 5Y8.42%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-20.41%
FCF growth 3Y3.19%
FCF growth 5Y15.24%
OCF growth 1Y-19.01%
OCF growth 3Y4.48%
OCF growth 5Y15.28%
MARKEL GROUP INC / MKL FAQ
What is the ChartMill fundamental rating of MARKEL GROUP INC (MKL) stock?
ChartMill assigns a fundamental rating of 4 / 10 to MKL.
What is the valuation status of MARKEL GROUP INC (MKL) stock?
ChartMill assigns a valuation rating of 3 / 10 to MARKEL GROUP INC (MKL). This can be considered as Overvalued.
Can you provide the profitability details for MARKEL GROUP INC?
MARKEL GROUP INC (MKL) has a profitability rating of 4 / 10.
Can you provide the financial health for MKL stock?
The financial health rating of MARKEL GROUP INC (MKL) is 3 / 10.
What is the expected EPS growth for MARKEL GROUP INC (MKL) stock?
The Earnings per Share (EPS) of MARKEL GROUP INC (MKL) is expected to grow by 32.26% in the next year.