MARKEL GROUP INC (MKL) Stock Fundamental Analysis

NYSE:MKL • US5705351048

2061.88 USD
-19.65 (-0.94%)
At close: Feb 13, 2026
2061.88 USD
0 (0%)
After Hours: 2/13/2026, 8:26:11 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

3

We assign a fundamental rating of 3 out of 10 to MKL. MKL was compared to 149 industry peers in the Insurance industry. Both the profitability and financial health of MKL have multiple concerns. MKL does not seem to be growing, but still is valued expensively.


Dividend Valuation Growth Profitability Health

3

1. Profitability

1.1 Basic Checks

  • MKL had positive earnings in the past year.
  • MKL had a positive operating cash flow in the past year.
  • The reported net income has been mixed in the past 5 years: MKL reported negative net income in multiple years.
  • Of the past 5 years MKL 4 years had a positive operating cash flow.
MKL Yearly Net Income VS EBIT VS OCF VS FCFMKL Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 1B 2B 3B

1.2 Ratios

  • MKL's Return On Assets of 3.02% is fine compared to the rest of the industry. MKL outperforms 65.77% of its industry peers.
  • Looking at the Return On Equity, with a value of 11.28%, MKL is in line with its industry, outperforming 52.35% of the companies in the same industry.
Industry RankSector Rank
ROA 3.02%
ROE 11.28%
ROIC N/A
ROA(3y)2.38%
ROA(5y)2.8%
ROE(3y)8.69%
ROE(5y)9.72%
ROIC(3y)N/A
ROIC(5y)N/A
MKL Yearly ROA, ROE, ROICMKL Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5 10 15

1.3 Margins

  • With a decent Profit Margin value of 12.55%, MKL is doing good in the industry, outperforming 68.46% of the companies in the same industry.
  • In the last couple of years the Profit Margin of MKL has declined.
  • Looking at the Operating Margin, with a value of 18.48%, MKL is in the better half of the industry, outperforming 68.46% of the companies in the same industry.
  • MKL's Operating Margin has declined in the last couple of years.
Industry RankSector Rank
OM 18.48%
PM (TTM) 12.55%
GM N/A
OM growth 3Y-3.99%
OM growth 5Y-3%
PM growth 3Y-6.22%
PM growth 5Y-3.63%
GM growth 3YN/A
GM growth 5YN/A
MKL Yearly Profit, Operating, Gross MarginsMKL Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5 10 15 20 25

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ROAROEROICOperating and Profit MarginShow most profitable peers

3

2. Health

2.1 Basic Checks

  • MKL does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • There is no outstanding debt for MKL. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
MKL Yearly Shares OutstandingMKL Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2M 4M 6M 8M 10M
MKL Yearly Total Debt VS Total AssetsMKL Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 20B 40B 60B

2.2 Solvency

  • MKL has a debt to FCF ratio of 1.80. This is a very positive value and a sign of high solvency as it would only need 1.80 years to pay back of all of its debts.
  • With a Debt to FCF ratio value of 1.80, MKL perfoms like the industry average, outperforming 53.69% of the companies in the same industry.
  • A Debt/Equity ratio of 0.24 indicates that MKL is not too dependend on debt financing.
  • With a decent Debt to Equity ratio value of 0.24, MKL is doing good in the industry, outperforming 64.43% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.24
Debt/FCF 1.8
Altman-Z N/A
ROIC/WACCN/A
WACC8.03%
MKL Yearly LT Debt VS Equity VS FCFMKL Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 5B 10B 15B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
MKL Yearly Current Assets VS Current LiabilitesMKL Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2018 2019 2020 2022 2023 2024 200M 400M 600M 800M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

3

3. Growth

3.1 Past

  • MKL shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 42.29%, which is quite impressive.
  • Measured over the past years, MKL shows a decrease in Earnings Per Share. The EPS has been decreasing by -0.38% on average per year.
EPS 1Y (TTM)42.29%
EPS 3Y-0.38%
EPS 5YN/A
EPS Q2Q%16.19%
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%13.06%

3.2 Future

  • MKL is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 7.63% yearly.
  • MKL is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 5.28% yearly.
EPS Next Y5.89%
EPS Next 2Y7.87%
EPS Next 3Y10.05%
EPS Next 5Y7.63%
Revenue Next Year-2.4%
Revenue Next 2Y0.29%
Revenue Next 3Y5.59%
Revenue Next 5Y5.28%

3.3 Evolution

  • The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
MKL Yearly Revenue VS EstimatesMKL Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 5B 10B 15B
MKL Yearly EPS VS EstimatesMKL Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 0 50 -50 100

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Find the best growth stocksShow best growing peers

2

4. Valuation

4.1 Price/Earnings Ratio

  • MKL is valuated rather expensively with a Price/Earnings ratio of 19.84.
  • Based on the Price/Earnings ratio, MKL is valued a bit more expensive than 70.47% of the companies in the same industry.
  • MKL is valuated rather cheaply when we compare the Price/Earnings ratio to 27.97, which is the current average of the S&P500 Index.
  • The Price/Forward Earnings ratio is 18.74, which indicates a rather expensive current valuation of MKL.
  • Based on the Price/Forward Earnings ratio, MKL is valued a bit more expensive than the industry average as 67.79% of the companies are valued more cheaply.
  • MKL's Price/Forward Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 27.96.
Industry RankSector Rank
PE 19.84
Fwd PE 18.74
MKL Price Earnings VS Forward Price EarningsMKL Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of MKL indicates a somewhat cheap valuation: MKL is cheaper than 65.77% of the companies listed in the same industry.
  • MKL's Price/Free Cash Flow ratio is in line with the industry average.
Industry RankSector Rank
P/FCF 10.93
EV/EBITDA 7.85
MKL Per share dataMKL EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 500 1K

4.3 Compensation for Growth

  • The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates MKL does not grow enough to justify the current Price/Earnings ratio.
PEG (NY)3.37
PEG (5Y)N/A
EPS Next 2Y7.87%
EPS Next 3Y10.05%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. Dividend

5.1 Amount

  • MKL does not give a dividend.
Industry RankSector Rank
Dividend Yield 0%

More info and screens

Find the best dividend stocksShow peers with best dividend

MARKEL GROUP INC

NYSE:MKL (2/13/2026, 8:26:11 PM)

After market: 2061.88 0 (0%)

2061.88

-19.65 (-0.94%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)02-04
Earnings (Next)04-28
Inst Owners83.67%
Inst Owner Change-0.71%
Ins Owners1.39%
Ins Owner Change-0.95%
Market Cap25.96B
Revenue(TTM)N/A
Net Income(TTM)2.03B
Analysts50.77
Price Target2147.78 (4.17%)
Short Float %1.58%
Short Ratio4.54
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly Dividend2.78
Dividend Growth(5Y)N/A
DP1.77%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-3.09%
Min EPS beat(2)-45.1%
Max EPS beat(2)38.92%
EPS beat(4)3
Avg EPS beat(4)21.35%
Min EPS beat(4)-45.1%
Max EPS beat(4)55.06%
EPS beat(8)5
Avg EPS beat(8)-19.86%
EPS beat(12)8
Avg EPS beat(12)-10.98%
EPS beat(16)12
Avg EPS beat(16)4.54%
Revenue beat(2)2
Avg Revenue beat(2)9.1%
Min Revenue beat(2)2.12%
Max Revenue beat(2)16.08%
Revenue beat(4)2
Avg Revenue beat(4)2.41%
Min Revenue beat(4)-6.65%
Max Revenue beat(4)16.08%
Revenue beat(8)4
Avg Revenue beat(8)6.07%
Revenue beat(12)7
Avg Revenue beat(12)6.36%
Revenue beat(16)8
Avg Revenue beat(16)3.45%
PT rev (1m)-1.11%
PT rev (3m)1.39%
EPS NQ rev (1m)8.79%
EPS NQ rev (3m)8.21%
EPS NY rev (1m)-1.05%
EPS NY rev (3m)6.59%
Revenue NQ rev (1m)1.92%
Revenue NQ rev (3m)-1.27%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.52%
Valuation
Industry RankSector Rank
PE 19.84
Fwd PE 18.74
P/S 1.6
P/FCF 10.93
P/OCF 10.01
P/B 1.44
P/tB 1.9
EV/EBITDA 7.85
EPS(TTM)103.9
EY5.04%
EPS(NY)110.02
Fwd EY5.34%
FCF(TTM)188.66
FCFY9.15%
OCF(TTM)205.96
OCFY9.99%
SpS1287.55
BVpS1432.94
TBVpS1084.43
PEG (NY)3.37
PEG (5Y)N/A
Graham Number1830.26
Profitability
Industry RankSector Rank
ROA 3.02%
ROE 11.28%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM 18.48%
PM (TTM) 12.55%
GM N/A
FCFM 14.65%
ROA(3y)2.38%
ROA(5y)2.8%
ROE(3y)8.69%
ROE(5y)9.72%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y-3.99%
OM growth 5Y-3%
PM growth 3Y-6.22%
PM growth 5Y-3.63%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.24
Health
Industry RankSector Rank
Debt/Equity 0.24
Debt/FCF 1.8
Debt/EBITDA 1.28
Cap/Depr 63.6%
Cap/Sales 1.34%
Interest Coverage 250
Cash Conversion 77.69%
Profit Quality 116.73%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score5
WACC8.03%
ROIC/WACCN/A
Cap/Depr(3y)81.13%
Cap/Depr(5y)63.91%
Cap/Sales(3y)1.78%
Cap/Sales(5y)1.5%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)42.29%
EPS 3Y-0.38%
EPS 5YN/A
EPS Q2Q%16.19%
EPS Next Y5.89%
EPS Next 2Y7.87%
EPS Next 3Y10.05%
EPS Next 5Y7.63%
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%13.06%
Revenue Next Year-2.4%
Revenue Next 2Y0.29%
Revenue Next 3Y5.59%
Revenue Next 5Y5.28%
EBIT growth 1Y-29.51%
EBIT growth 3Y4.62%
EBIT growth 5Y8.42%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-8.39%
FCF growth 3Y3.19%
FCF growth 5Y15.24%
OCF growth 1Y-7.17%
OCF growth 3Y4.48%
OCF growth 5Y15.28%

MARKEL GROUP INC / MKL FAQ

What is the ChartMill fundamental rating of MARKEL GROUP INC (MKL) stock?

ChartMill assigns a fundamental rating of 3 / 10 to MKL.


What is the valuation status for MKL stock?

ChartMill assigns a valuation rating of 2 / 10 to MARKEL GROUP INC (MKL). This can be considered as Overvalued.


Can you provide the profitability details for MARKEL GROUP INC?

MARKEL GROUP INC (MKL) has a profitability rating of 3 / 10.


What is the valuation of MARKEL GROUP INC based on its PE and PB ratios?

The Price/Earnings (PE) ratio for MARKEL GROUP INC (MKL) is 19.84 and the Price/Book (PB) ratio is 1.44.


Is the dividend of MARKEL GROUP INC sustainable?

The dividend rating of MARKEL GROUP INC (MKL) is 0 / 10 and the dividend payout ratio is 1.77%.