MARKEL GROUP INC (MKL) Fundamental Analysis & Valuation

NYSE:MKL • US5705351048

1947.67 USD
-8.89 (-0.45%)
At close: Mar 12, 2026
1947.67 USD
0 (0%)
After Hours: 3/12/2026, 3:42:51 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Forecast Earnings Financials Ownership News

This MKL fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

Fundamental Rating

4

MKL gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 149 industry peers in the Insurance industry. MKL has a medium profitability rating, but doesn't score so well on its financial health evaluation. MKL is quite expensive at the moment. It does show a decent growth rate.


Dividend Valuation Growth Profitability Health

5

1. MKL Profitability Analysis

1.1 Basic Checks

  • MKL had positive earnings in the past year.
  • MKL had a positive operating cash flow in the past year.
  • MKL had positive earnings in 4 of the past 5 years.
  • Each year in the past 5 years MKL had a positive operating cash flow.
MKL Yearly Net Income VS EBIT VS OCF VS FCFMKL Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B 2B 3B

1.2 Ratios

  • Looking at the Return On Assets, with a value of 3.11%, MKL is in the better half of the industry, outperforming 64.43% of the companies in the same industry.
  • MKL has a Return On Equity of 11.51%. This is comparable to the rest of the industry: MKL outperforms 59.06% of its industry peers.
Industry RankSector Rank
ROA 3.11%
ROE 11.51%
ROIC N/A
ROA(3y)3.63%
ROA(5y)3.05%
ROE(3y)13.33%
ROE(5y)10.82%
ROIC(3y)N/A
ROIC(5y)N/A
MKL Yearly ROA, ROE, ROICMKL Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5 10 15

1.3 Margins

  • With a decent Profit Margin value of 12.90%, MKL is doing good in the industry, outperforming 72.48% of the companies in the same industry.
  • In the last couple of years the Profit Margin of MKL has grown nicely.
  • The Operating Margin of MKL (19.26%) is better than 72.48% of its industry peers.
  • In the last couple of years the Operating Margin of MKL has grown nicely.
Industry RankSector Rank
OM 19.26%
PM (TTM) 12.9%
GM N/A
OM growth 3YN/A
OM growth 5Y2.83%
PM growth 3YN/A
PM growth 5Y10.31%
GM growth 3YN/A
GM growth 5YN/A
MKL Yearly Profit, Operating, Gross MarginsMKL Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5 10 15 20 25

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

3

2. MKL Health Analysis

2.1 Basic Checks

  • MKL does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • Compared to 1 year ago, MKL has less shares outstanding
  • MKL has less shares outstanding than it did 5 years ago.
  • MKL has a better debt/assets ratio than last year.
MKL Yearly Shares OutstandingMKL Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2M 4M 6M 8M 10M
MKL Yearly Total Debt VS Total AssetsMKL Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20B 40B 60B

2.2 Solvency

  • The Debt to FCF ratio of MKL is 1.68, which is an excellent value as it means it would take MKL, only 1.68 years of fcf income to pay off all of its debts.
  • MKL has a Debt to FCF ratio (1.68) which is in line with its industry peers.
  • MKL has a Debt/Equity ratio of 0.23. This is a healthy value indicating a solid balance between debt and equity.
  • Looking at the Debt to Equity ratio, with a value of 0.23, MKL is in the better half of the industry, outperforming 65.77% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.23
Debt/FCF 1.68
Altman-Z N/A
ROIC/WACCN/A
WACC8.03%
MKL Yearly LT Debt VS Equity VS FCFMKL Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5B 10B 15B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
MKL Yearly Current Assets VS Current LiabilitesMKL Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2018 2019 2020 2022 2023 2024 2025 200M 400M 600M 800M

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. MKL Growth Analysis

3.1 Past

  • MKL shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 86.46%, which is quite impressive.
  • The Earnings Per Share has been growing by 25.24% on average over the past years. This is a very strong growth
  • The Revenue has decreased by -0.19% in the past year.
  • MKL shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 11.25% yearly.
EPS 1Y (TTM)86.46%
EPS 3Y9.01%
EPS 5Y25.24%
EPS Q2Q%124.96%
Revenue 1Y (TTM)-0.19%
Revenue growth 3Y12.42%
Revenue growth 5Y11.25%
Sales Q2Q%7.64%

3.2 Future

  • The Earnings Per Share is expected to grow by 0.59% on average over the next years.
  • MKL is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 5.28% yearly.
EPS Next Y-14.67%
EPS Next 2Y-4.23%
EPS Next 3Y-0.63%
EPS Next 5Y0.59%
Revenue Next Year0.79%
Revenue Next 2Y2.21%
Revenue Next 3Y4.23%
Revenue Next 5Y5.28%

3.3 Evolution

  • The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
MKL Yearly Revenue VS EstimatesMKL Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 5B 10B 15B
MKL Yearly EPS VS EstimatesMKL Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 0 50 -50 100

More info and screens

Find the best growth stocksShow best growing peers

3

4. MKL Valuation Analysis

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 14.31, the valuation of MKL can be described as correct.
  • Based on the Price/Earnings ratio, MKL is valued a bit more expensive than the industry average as 61.74% of the companies are valued more cheaply.
  • Compared to an average S&P500 Price/Earnings ratio of 26.15, MKL is valued a bit cheaper.
  • Based on the Price/Forward Earnings ratio of 16.77, the valuation of MKL can be described as correct.
  • MKL's Price/Forward Earnings ratio is a bit more expensive when compared to the industry. MKL is more expensive than 69.13% of the companies in the same industry.
  • MKL is valuated rather cheaply when we compare the Price/Forward Earnings ratio to 24.27, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 14.31
Fwd PE 16.77
MKL Price Earnings VS Forward Price EarningsMKL Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • 62.42% of the companies in the same industry are more expensive than MKL, based on the Enterprise Value to EBITDA ratio.
  • The rest of the industry has a similar Price/Free Cash Flow ratio as MKL.
Industry RankSector Rank
P/FCF 9.59
EV/EBITDA 7.04
MKL Per share dataMKL EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 500 1K

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)0.57
EPS Next 2Y-4.23%
EPS Next 3Y-0.63%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. MKL Dividend Analysis

5.1 Amount

  • MKL does not give a dividend.
Industry RankSector Rank
Dividend Yield 0%

More info and screens

Find the best dividend stocksShow peers with best dividend

MKL Fundamentals: All Metrics, Ratios and Statistics

MARKEL GROUP INC

NYSE:MKL (3/12/2026, 3:42:51 PM)

After market: 1947.67 0 (0%)

1947.67

-8.89 (-0.45%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)02-04
Earnings (Next)04-28
Inst Owners81.29%
Inst Owner Change-53%
Ins Owners1.45%
Ins Owner Change1.71%
Market Cap24.50B
Revenue(TTM)16.59B
Net Income(TTM)2.14B
Analysts50
Price Target2191.98 (12.54%)
Short Float %1.4%
Short Ratio3.86
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly Dividend1.42
Dividend Growth(5Y)1.54%
DP0.84%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)97.79%
Min EPS beat(2)38.92%
Max EPS beat(2)156.66%
EPS beat(4)3
Avg EPS beat(4)46.75%
Min EPS beat(4)-45.1%
Max EPS beat(4)156.66%
EPS beat(8)6
Avg EPS beat(8)20.11%
EPS beat(12)8
Avg EPS beat(12)1.91%
EPS beat(16)12
Avg EPS beat(16)13.65%
Revenue beat(2)2
Avg Revenue beat(2)1.53%
Min Revenue beat(2)0.94%
Max Revenue beat(2)2.12%
Revenue beat(4)3
Avg Revenue beat(4)3.12%
Min Revenue beat(4)-6.65%
Max Revenue beat(4)16.08%
Revenue beat(8)4
Avg Revenue beat(8)3.4%
Revenue beat(12)7
Avg Revenue beat(12)4.6%
Revenue beat(16)8
Avg Revenue beat(16)1.32%
PT rev (1m)2.06%
PT rev (3m)0.81%
EPS NQ rev (1m)-0.19%
EPS NQ rev (3m)-0.65%
EPS NY rev (1m)5.6%
EPS NY rev (3m)4.12%
Revenue NQ rev (1m)-0.4%
Revenue NQ rev (3m)-2.92%
Revenue NY rev (1m)3.27%
Revenue NY rev (3m)0.45%
Valuation
Industry RankSector Rank
PE 14.31
Fwd PE 16.77
P/S 1.48
P/FCF 9.59
P/OCF 8.87
P/B 1.32
P/tB 1.72
EV/EBITDA 7.04
EPS(TTM)136.15
EY6.99%
EPS(NY)116.17
Fwd EY5.96%
FCF(TTM)203.05
FCFY10.43%
OCF(TTM)219.5
OCFY11.27%
SpS1318.71
BVpS1478.36
TBVpS1131.37
PEG (NY)N/A
PEG (5Y)0.57
Graham Number2128.09
Profitability
Industry RankSector Rank
ROA 3.11%
ROE 11.51%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM 19.26%
PM (TTM) 12.9%
GM N/A
FCFM 15.4%
ROA(3y)3.63%
ROA(5y)3.05%
ROE(3y)13.33%
ROE(5y)10.82%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)5.38%
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5Y2.83%
PM growth 3YN/A
PM growth 5Y10.31%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.24
Health
Industry RankSector Rank
Debt/Equity 0.23
Debt/FCF 1.68
Debt/EBITDA 1.21
Cap/Depr 59.47%
Cap/Sales 1.25%
Interest Coverage 15.66
Cash Conversion 77.94%
Profit Quality 119.35%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score5
WACC8.03%
ROIC/WACCN/A
Cap/Depr(3y)77.81%
Cap/Depr(5y)69.2%
Cap/Sales(3y)1.47%
Cap/Sales(5y)1.55%
Profit Quality(3y)112.64%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)86.46%
EPS 3Y9.01%
EPS 5Y25.24%
EPS Q2Q%124.96%
EPS Next Y-14.67%
EPS Next 2Y-4.23%
EPS Next 3Y-0.63%
EPS Next 5Y0.59%
Revenue 1Y (TTM)-0.19%
Revenue growth 3Y12.42%
Revenue growth 5Y11.25%
Sales Q2Q%7.64%
Revenue Next Year0.79%
Revenue Next 2Y2.21%
Revenue Next 3Y4.23%
Revenue Next 5Y5.28%
EBIT growth 1Y-13.94%
EBIT growth 3YN/A
EBIT growth 5Y14.39%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y9.21%
FCF growth 3Y1.34%
FCF growth 5Y9.32%
OCF growth 1Y6.45%
OCF growth 3Y0.63%
OCF growth 5Y9.71%

MARKEL GROUP INC / MKL FAQ

What is the ChartMill fundamental rating of MARKEL GROUP INC (MKL) stock?

ChartMill assigns a fundamental rating of 4 / 10 to MKL.


What is the valuation status for MKL stock?

ChartMill assigns a valuation rating of 3 / 10 to MARKEL GROUP INC (MKL). This can be considered as Overvalued.


Can you provide the profitability details for MARKEL GROUP INC?

MARKEL GROUP INC (MKL) has a profitability rating of 5 / 10.


What is the valuation of MARKEL GROUP INC based on its PE and PB ratios?

The Price/Earnings (PE) ratio for MARKEL GROUP INC (MKL) is 14.31 and the Price/Book (PB) ratio is 1.32.


Is the dividend of MARKEL GROUP INC sustainable?

The dividend rating of MARKEL GROUP INC (MKL) is 0 / 10 and the dividend payout ratio is 0.84%.