MARKEL GROUP INC (MKL) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:MKL - US5705351048 - Common Stock
2084.14 USD
-13.67 (-0.65%)
2084.14 USD
0 (0%)
Overall MKL gets a fundamental rating of 4 out of 10. We evaluated MKL against 146 industry peers in the Insurance industry. There are concerns on the financial health of MKL while its profitability can be described as average. MKL has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
- In the past year MKL was profitable.
- MKL had a positive operating cash flow in the past year.
- MKL had positive earnings in 4 of the past 5 years.
- MKL had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
- MKL's Return On Assets of 3.02% is fine compared to the rest of the industry. MKL outperforms 64.38% of its industry peers.
- MKL has a Return On Equity of 11.28%. This is comparable to the rest of the industry: MKL outperforms 50.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.02% | ||
| ROE | 11.28% | ||
| ROIC | N/A |
ROA(3y)2.38%
ROA(5y)2.8%
ROE(3y)8.69%
ROE(5y)9.72%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- With a decent Profit Margin value of 12.55%, MKL is doing good in the industry, outperforming 68.49% of the companies in the same industry.
- In the last couple of years the Profit Margin of MKL has declined.
- The Operating Margin of MKL (18.48%) is better than 69.18% of its industry peers.
- In the last couple of years the Operating Margin of MKL has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 18.48% | ||
| PM (TTM) | 12.55% | ||
| GM | N/A |
OM growth 3Y-3.99%
OM growth 5Y-3%
PM growth 3Y-6.22%
PM growth 5Y-3.63%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
- MKL does not have a ROIC to compare to the WACC, probably because it is not profitable.
- MKL has less shares outstanding than it did 1 year ago.
- MKL has less shares outstanding than it did 5 years ago.
- Compared to 1 year ago, MKL has a worse debt to assets ratio.
2.2 Solvency
- The Debt to FCF ratio of MKL is 1.80, which is an excellent value as it means it would take MKL, only 1.80 years of fcf income to pay off all of its debts.
- MKL has a Debt to FCF ratio (1.80) which is comparable to the rest of the industry.
- MKL has a Debt/Equity ratio of 0.24. This is a healthy value indicating a solid balance between debt and equity.
- The Debt to Equity ratio of MKL (0.24) is better than 63.70% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.24 | ||
| Debt/FCF | 1.8 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC8.13%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
- The Earnings Per Share has grown by an impressive 234.35% over the past year.
- The Earnings Per Share has been growing by 13.39% on average over the past years. This is quite good.
- The Revenue has decreased by -6.96% in the past year.
- MKL shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 11.78% yearly.
EPS 1Y (TTM)234.35%
EPS 3Y4.51%
EPS 5Y13.39%
EPS Q2Q%865.09%
Revenue 1Y (TTM)-6.96%
Revenue growth 3Y8.97%
Revenue growth 5Y11.78%
Sales Q2Q%6.12%
3.2 Future
- MKL is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 13.31% yearly.
- Based on estimates for the next years, MKL will show a small growth in Revenue. The Revenue will grow by 3.46% on average per year.
EPS Next Y47.83%
EPS Next 2Y24.18%
EPS Next 3Y19.87%
EPS Next 5Y13.31%
Revenue Next Year-3.51%
Revenue Next 2Y-2.96%
Revenue Next 3Y-0.99%
Revenue Next 5Y3.46%
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
- The Price/Earnings ratio is 21.03, which indicates a rather expensive current valuation of MKL.
- Based on the Price/Earnings ratio, MKL is valued a bit more expensive than 69.18% of the companies in the same industry.
- Compared to an average S&P500 Price/Earnings ratio of 27.54, MKL is valued a bit cheaper.
- A Price/Forward Earnings ratio of 18.51 indicates a rather expensive valuation of MKL.
- 68.49% of the companies in the same industry are cheaper than MKL, based on the Price/Forward Earnings ratio.
- The average S&P500 Price/Forward Earnings ratio is at 24.31. MKL is valued slightly cheaper when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 21.03 | ||
| Fwd PE | 18.51 |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, MKL is valued a bit cheaper than 62.33% of the companies in the same industry.
- The rest of the industry has a similar Price/Free Cash Flow ratio as MKL.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 11.06 | ||
| EV/EBITDA | 8 |
4.3 Compensation for Growth
- MKL's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- A more expensive valuation may be justified as MKL's earnings are expected to grow with 19.87% in the coming years.
PEG (NY)0.44
PEG (5Y)1.57
EPS Next 2Y24.18%
EPS Next 3Y19.87%
5. Dividend
5.1 Amount
- MKL does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
2084.14
-13.67 (-0.65%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)10-29 2025-10-29/amc
Earnings (Next)02-04 2026-02-04/amc
Inst Owners83.67%
Inst Owner Change0.02%
Ins Owners1.39%
Ins Owner Change-0.94%
Market Cap26.28B
Revenue(TTM)16.21B
Net Income(TTM)2.03B
Analysts50.77
Price Target2171.83 (4.21%)
Short Float %1.78%
Short Ratio5.13
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly Dividend2.78
Dividend Growth(5Y)N/A
DP1.77%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-3.09%
Min EPS beat(2)-45.1%
Max EPS beat(2)38.92%
EPS beat(4)3
Avg EPS beat(4)21.35%
Min EPS beat(4)-45.1%
Max EPS beat(4)55.06%
EPS beat(8)5
Avg EPS beat(8)-19.86%
EPS beat(12)8
Avg EPS beat(12)-10.98%
EPS beat(16)12
Avg EPS beat(16)4.54%
Revenue beat(2)2
Avg Revenue beat(2)9.1%
Min Revenue beat(2)2.12%
Max Revenue beat(2)16.08%
Revenue beat(4)2
Avg Revenue beat(4)2.41%
Min Revenue beat(4)-6.65%
Max Revenue beat(4)16.08%
Revenue beat(8)4
Avg Revenue beat(8)6.07%
Revenue beat(12)7
Avg Revenue beat(12)6.36%
Revenue beat(16)8
Avg Revenue beat(16)3.45%
PT rev (1m)-0.12%
PT rev (3m)7.59%
EPS NQ rev (1m)-0.7%
EPS NQ rev (3m)4.99%
EPS NY rev (1m)0%
EPS NY rev (3m)11.78%
Revenue NQ rev (1m)-3.13%
Revenue NQ rev (3m)-0.38%
Revenue NY rev (1m)-0.78%
Revenue NY rev (3m)0.04%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 21.03 | ||
| Fwd PE | 18.51 | ||
| P/S | 1.62 | ||
| P/FCF | 11.06 | ||
| P/OCF | 10.14 | ||
| P/B | 1.46 | ||
| P/tB | 1.92 | ||
| EV/EBITDA | 8 |
EPS(TTM)99.1
EY4.75%
EPS(NY)112.6
Fwd EY5.4%
FCF(TTM)188.37
FCFY9.04%
OCF(TTM)205.63
OCFY9.87%
SpS1285.51
BVpS1430.67
TBVpS1082.71
PEG (NY)0.44
PEG (5Y)1.57
Graham Number1786.07
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.02% | ||
| ROE | 11.28% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | 18.48% | ||
| PM (TTM) | 12.55% | ||
| GM | N/A | ||
| FCFM | 14.65% |
ROA(3y)2.38%
ROA(5y)2.8%
ROE(3y)8.69%
ROE(5y)9.72%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y-3.99%
OM growth 5Y-3%
PM growth 3Y-6.22%
PM growth 5Y-3.63%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.24
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.24 | ||
| Debt/FCF | 1.8 | ||
| Debt/EBITDA | 1.28 | ||
| Cap/Depr | 63.6% | ||
| Cap/Sales | 1.34% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 77.69% | ||
| Profit Quality | 116.73% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score5
WACC8.13%
ROIC/WACCN/A
Cap/Depr(3y)81.13%
Cap/Depr(5y)63.91%
Cap/Sales(3y)1.78%
Cap/Sales(5y)1.5%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)234.35%
EPS 3Y4.51%
EPS 5Y13.39%
EPS Q2Q%865.09%
EPS Next Y47.83%
EPS Next 2Y24.18%
EPS Next 3Y19.87%
EPS Next 5Y13.31%
Revenue 1Y (TTM)-6.96%
Revenue growth 3Y8.97%
Revenue growth 5Y11.78%
Sales Q2Q%6.12%
Revenue Next Year-3.51%
Revenue Next 2Y-2.96%
Revenue Next 3Y-0.99%
Revenue Next 5Y3.46%
EBIT growth 1Y-29.51%
EBIT growth 3Y4.62%
EBIT growth 5Y8.42%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-8.39%
FCF growth 3Y3.19%
FCF growth 5Y15.24%
OCF growth 1Y-7.17%
OCF growth 3Y4.48%
OCF growth 5Y15.28%
MARKEL GROUP INC / MKL FAQ
What is the ChartMill fundamental rating of MARKEL GROUP INC (MKL) stock?
ChartMill assigns a fundamental rating of 4 / 10 to MKL.
What is the valuation status for MKL stock?
ChartMill assigns a valuation rating of 4 / 10 to MARKEL GROUP INC (MKL). This can be considered as Fairly Valued.
Can you provide the profitability details for MARKEL GROUP INC?
MARKEL GROUP INC (MKL) has a profitability rating of 4 / 10.
What is the valuation of MARKEL GROUP INC based on its PE and PB ratios?
The Price/Earnings (PE) ratio for MARKEL GROUP INC (MKL) is 21.03 and the Price/Book (PB) ratio is 1.46.
Is the dividend of MARKEL GROUP INC sustainable?
The dividend rating of MARKEL GROUP INC (MKL) is 0 / 10 and the dividend payout ratio is 1.77%.