TPG MORTGAGE INVESTMENT TRUS (MITT) Fundamental Analysis & Valuation
NYSE:MITT • US0012285013
7.43 USD
-0.35 (-4.5%)
At close: Mar 12, 2026
7.57 USD
+0.14 (+1.88%)
After Hours: 3/12/2026, 8:04:00 PM
This MITT fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.
We assign a fundamental rating of 3 out of 10 to MITT. MITT was compared to 68 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. Both the profitability and financial health of MITT have multiple concerns. MITT has a correct valuation and a medium growth rate.
1. MITT Profitability Analysis
1.1 Basic Checks
- MITT had positive earnings in the past year.
- MITT had a positive operating cash flow in the past year.
- Of the past 5 years MITT 4 years were profitable.
- In the past 5 years MITT always reported a positive cash flow from operatings.
1.2 Ratios
- MITT has a worse Return On Assets (0.31%) than 66.18% of its industry peers.
- Looking at the Return On Equity, with a value of 4.89%, MITT is in line with its industry, outperforming 50.00% of the companies in the same industry.
- With a Return On Invested Capital value of 0.37%, MITT perfoms like the industry average, outperforming 41.18% of the companies in the same industry.
- Measured over the past 3 years, the Average Return On Invested Capital for MITT is in line with the industry average of 1.41%.
- The 3 year average ROIC (0.34%) for MITT is below the current ROIC(0.37%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.31% | ||
| ROE | 4.89% | ||
| ROIC | 0.37% |
ROA(3y)0.47%
ROA(5y)0.47%
ROE(3y)6.1%
ROE(5y)3.59%
ROIC(3y)0.34%
ROIC(5y)0.43%
1.3 Margins
- MITT has a Profit Margin of 5.71%. This is in the lower half of the industry: MITT underperforms 64.71% of its industry peers.
- Looking at the Operating Margin, with a value of 8.49%, MITT is in line with its industry, outperforming 42.65% of the companies in the same industry.
- In the last couple of years the Operating Margin of MITT has declined.
- MITT's Gross Margin of 12.09% is on the low side compared to the rest of the industry. MITT is outperformed by 80.88% of its industry peers.
- MITT's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 8.49% | ||
| PM (TTM) | 5.71% | ||
| GM | 12.09% |
OM growth 3Y-23.92%
OM growth 5Y-15.04%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-23.81%
GM growth 5Y-20.41%
2. MITT Health Analysis
2.1 Basic Checks
- The number of shares outstanding for MITT has been increased compared to 1 year ago.
- Compared to 5 years ago, MITT has more shares outstanding
- MITT has a worse debt/assets ratio than last year.
2.2 Solvency
- Based on the Altman-Z score of -0.10, we must say that MITT is in the distress zone and has some risk of bankruptcy.
- MITT's Altman-Z score of -0.10 is in line compared to the rest of the industry. MITT outperforms 50.00% of its industry peers.
- The Debt to FCF ratio of MITT is 135.99, which is on the high side as it means it would take MITT, 135.99 years of fcf income to pay off all of its debts.
- MITT has a Debt to FCF ratio of 135.99. This is comparable to the rest of the industry: MITT outperforms 58.82% of its industry peers.
- A Debt/Equity ratio of 14.45 is on the high side and indicates that MITT has dependencies on debt financing.
- With a Debt to Equity ratio value of 14.45, MITT is not doing good in the industry: 89.71% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 14.45 | ||
| Debt/FCF | 135.99 | ||
| Altman-Z | -0.1 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
- A Current Ratio of 0.12 indicates that MITT may have some problems paying its short term obligations.
- MITT's Current ratio of 0.12 is in line compared to the rest of the industry. MITT outperforms 47.06% of its industry peers.
- A Quick Ratio of 0.12 indicates that MITT may have some problems paying its short term obligations.
- MITT has a Quick ratio (0.12) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.12 | ||
| Quick Ratio | 0.12 |
3. MITT Growth Analysis
3.1 Past
- The earnings per share for MITT have decreased strongly by -28.46% in the last year.
- MITT shows a very negative growth in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -20.26% yearly.
- MITT shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 17.59%.
- Measured over the past years, MITT shows a very strong growth in Revenue. The Revenue has been growing by 45.17% on average per year.
EPS 1Y (TTM)-28.46%
EPS 3YN/A
EPS 5Y-20.26%
EPS Q2Q%-16.67%
Revenue 1Y (TTM)17.59%
Revenue growth 3Y38.63%
Revenue growth 5Y45.17%
Sales Q2Q%17.65%
3.2 Future
- The Earnings Per Share is expected to grow by 13.60% on average over the next years. This is quite good.
- Based on estimates for the next years, MITT will show a small growth in Revenue. The Revenue will grow by 7.77% on average per year.
EPS Next Y3.55%
EPS Next 2Y13.6%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year14.25%
Revenue Next 2Y7.77%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. MITT Valuation Analysis
4.1 Price/Earnings Ratio
- MITT is valuated reasonably with a Price/Earnings ratio of 8.44.
- 72.06% of the companies in the same industry are more expensive than MITT, based on the Price/Earnings ratio.
- MITT's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 25.71.
- MITT is valuated reasonably with a Price/Forward Earnings ratio of 8.15.
- Based on the Price/Forward Earnings ratio, MITT is valued a bit cheaper than the industry average as 69.12% of the companies are valued more expensively.
- The average S&P500 Price/Forward Earnings ratio is at 23.82. MITT is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.44 | ||
| Fwd PE | 8.15 |
4.2 Price Multiples
- 95.59% of the companies in the same industry are more expensive than MITT, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 3.96 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
- MITT's earnings are expected to grow with 13.60% in the coming years. This may justify a more expensive valuation.
PEG (NY)2.38
PEG (5Y)N/A
EPS Next 2Y13.6%
EPS Next 3YN/A
5. MITT Dividend Analysis
5.1 Amount
- MITT has a Yearly Dividend Yield of 10.63%, which is a nice return.
- MITT's Dividend Yield is comparable with the industry average which is at 11.52.
- MITT's Dividend Yield is rather good when compared to the S&P500 average which is at 1.82.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 10.63% |
5.2 History
- The dividend of MITT decreases each year by -12.22%.
- MITT has been paying a dividend for at least 10 years, so it has a reliable track record.
Dividend Growth(5Y)-12.22%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
- 166.74% of the earnings are spent on dividend by MITT. This is not a sustainable payout ratio.
DP166.74%
EPS Next 2Y13.6%
EPS Next 3YN/A
MITT Fundamentals: All Metrics, Ratios and Statistics
7.43
-0.35 (-4.5%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)02-17 2026-02-17/bmo
Earnings (Next)05-04 2026-05-04/bmo
Inst Owners37.02%
Inst Owner Change6.72%
Ins Owners2.94%
Ins Owner Change0.41%
Market Cap235.83M
Revenue(TTM)480.33M
Net Income(TTM)27.43M
Analysts78.33
Price Target9.69 (30.42%)
Short Float %1.01%
Short Ratio1.27
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 10.63% |
Yearly Dividend1.49
Dividend Growth(5Y)-12.22%
DP166.74%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)68.09%
Min EPS beat(2)11.41%
Max EPS beat(2)124.77%
EPS beat(4)3
Avg EPS beat(4)6.38%
Min EPS beat(4)-121.95%
Max EPS beat(4)124.77%
EPS beat(8)6
Avg EPS beat(8)48.4%
EPS beat(12)8
Avg EPS beat(12)3.8%
EPS beat(16)9
Avg EPS beat(16)-448.2%
Revenue beat(2)0
Avg Revenue beat(2)-7.65%
Min Revenue beat(2)-8.16%
Max Revenue beat(2)-7.14%
Revenue beat(4)0
Avg Revenue beat(4)-8.74%
Min Revenue beat(4)-16.34%
Max Revenue beat(4)-3.31%
Revenue beat(8)1
Avg Revenue beat(8)-6.44%
Revenue beat(12)1
Avg Revenue beat(12)-9.29%
Revenue beat(16)5
Avg Revenue beat(16)27.96%
PT rev (1m)1.06%
PT rev (3m)9.2%
EPS NQ rev (1m)-11.58%
EPS NQ rev (3m)-11.58%
EPS NY rev (1m)-11.2%
EPS NY rev (3m)-9.31%
Revenue NQ rev (1m)-1.92%
Revenue NQ rev (3m)-1.92%
Revenue NY rev (1m)-2.08%
Revenue NY rev (3m)-2.08%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.44 | ||
| Fwd PE | 8.15 | ||
| P/S | 0.49 | ||
| P/FCF | 3.96 | ||
| P/OCF | 3.96 | ||
| P/B | 0.42 | ||
| P/tB | 0.42 | ||
| EV/EBITDA | N/A |
EPS(TTM)0.88
EY11.84%
EPS(NY)0.91
Fwd EY12.26%
FCF(TTM)1.88
FCFY25.26%
OCF(TTM)1.88
OCFY25.26%
SpS15.13
BVpS17.67
TBVpS17.67
PEG (NY)2.38
PEG (5Y)N/A
Graham Number18.7
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.31% | ||
| ROE | 4.89% | ||
| ROCE | 0.52% | ||
| ROIC | 0.37% | ||
| ROICexc | 0.37% | ||
| ROICexgc | 0.37% | ||
| OM | 8.49% | ||
| PM (TTM) | 5.71% | ||
| GM | 12.09% | ||
| FCFM | 12.4% |
ROA(3y)0.47%
ROA(5y)0.47%
ROE(3y)6.1%
ROE(5y)3.59%
ROIC(3y)0.34%
ROIC(5y)0.43%
ROICexc(3y)0.35%
ROICexc(5y)0.43%
ROICexgc(3y)0.35%
ROICexgc(5y)0.43%
ROCE(3y)0.49%
ROCE(5y)0.73%
ROICexgc growth 3Y-16.56%
ROICexgc growth 5Y-15.78%
ROICexc growth 3Y-16.55%
ROICexc growth 5Y-15.73%
OM growth 3Y-23.92%
OM growth 5Y-15.04%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-23.81%
GM growth 5Y-20.41%
F-Score3
Asset Turnover0.06
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 14.45 | ||
| Debt/FCF | 135.99 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 0.11 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 217.2% | ||
| Current Ratio | 0.12 | ||
| Quick Ratio | 0.12 | ||
| Altman-Z | -0.1 |
F-Score3
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)150.02%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-28.46%
EPS 3YN/A
EPS 5Y-20.26%
EPS Q2Q%-16.67%
EPS Next Y3.55%
EPS Next 2Y13.6%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)17.59%
Revenue growth 3Y38.63%
Revenue growth 5Y45.17%
Sales Q2Q%17.65%
Revenue Next Year14.25%
Revenue Next 2Y7.77%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y19.54%
EBIT growth 3Y5.47%
EBIT growth 5Y23.34%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y6.68%
FCF growth 3Y38.34%
FCF growth 5Y69.96%
OCF growth 1Y6.68%
OCF growth 3Y38.34%
OCF growth 5Y69.96%
TPG MORTGAGE INVESTMENT TRUS / MITT FAQ
What is the fundamental rating for MITT stock?
ChartMill assigns a fundamental rating of 3 / 10 to MITT.
What is the valuation status of TPG MORTGAGE INVESTMENT TRUS (MITT) stock?
ChartMill assigns a valuation rating of 6 / 10 to TPG MORTGAGE INVESTMENT TRUS (MITT). This can be considered as Fairly Valued.
Can you provide the profitability details for TPG MORTGAGE INVESTMENT TRUS?
TPG MORTGAGE INVESTMENT TRUS (MITT) has a profitability rating of 3 / 10.
Can you provide the PE and PB ratios for MITT stock?
The Price/Earnings (PE) ratio for TPG MORTGAGE INVESTMENT TRUS (MITT) is 8.44 and the Price/Book (PB) ratio is 0.42.
Can you provide the financial health for MITT stock?
The financial health rating of TPG MORTGAGE INVESTMENT TRUS (MITT) is 1 / 10.