AG MORTGAGE INVEST TR - MITT 9 1/2 05/15/29 (MITP) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:MITP - US0012287092
25.024 USD
+0.02 (+0.1%)
We assign a fundamental rating of 3 out of 10 to MITP. MITP was compared to 68 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. MITP may be in some trouble as it scores bad on both profitability and health. MITP is valied quite expensively at the moment, while it does show a decent growth rate.
1. Profitability
1.1 Basic Checks
MITP had positive earnings in the past year.
In the past year MITP had a positive cash flow from operations.
In multiple years MITP reported negative net income over the last 5 years.
Each year in the past 5 years MITP had a positive operating cash flow.
1.2 Ratios
The Return On Assets of MITP (0.31%) is comparable to the rest of the industry.
Looking at the Return On Equity, with a value of 5.04%, MITP is in the better half of the industry, outperforming 60.29% of the companies in the same industry.
The Return On Invested Capital of MITP (0.35%) is comparable to the rest of the industry.
Measured over the past 3 years, the Average Return On Invested Capital for MITP is in line with the industry average of 1.23%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.31% | ||
| ROE | 5.04% | ||
| ROIC | 0.35% |
ROA(3y)-0.18%
ROA(5y)-5.75%
ROE(3y)-0.68%
ROE(5y)-18.43%
ROIC(3y)0.43%
ROIC(5y)0.52%
1.3 Margins
MITP has a Profit Margin (6.27%) which is comparable to the rest of the industry.
MITP's Profit Margin has declined in the last couple of years.
MITP's Operating Margin of 8.68% is in line compared to the rest of the industry. MITP outperforms 44.12% of its industry peers.
MITP's Operating Margin has declined in the last couple of years.
MITP's Gross Margin of 12.40% is on the low side compared to the rest of the industry. MITP is outperformed by 77.94% of its industry peers.
MITP's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 8.68% | ||
| PM (TTM) | 6.27% | ||
| GM | 12.4% |
OM growth 3Y-33.53%
OM growth 5Y-22.66%
PM growth 3Y-58.15%
PM growth 5Y-27.59%
GM growth 3Y-35.88%
GM growth 5Y-21.14%
2. Health
2.1 Basic Checks
Compared to 1 year ago, MITP has more shares outstanding
MITP has more shares outstanding than it did 5 years ago.
MITP has a worse debt/assets ratio than last year.
2.2 Solvency
Based on the Altman-Z score of -0.06, we must say that MITP is in the distress zone and has some risk of bankruptcy.
The Altman-Z score of MITP (-0.06) is comparable to the rest of the industry.
The Debt to FCF ratio of MITP is 147.88, which is on the high side as it means it would take MITP, 147.88 years of fcf income to pay off all of its debts.
MITP has a Debt to FCF ratio (147.88) which is in line with its industry peers.
A Debt/Equity ratio of 14.94 is on the high side and indicates that MITP has dependencies on debt financing.
MITP has a Debt to Equity ratio of 14.94. This is amonst the worse of the industry: MITP underperforms 92.65% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 14.94 | ||
| Debt/FCF | 147.88 | ||
| Altman-Z | -0.06 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
MITP has a Current Ratio of 0.12. This is a bad value and indicates that MITP is not financially healthy enough and could expect problems in meeting its short term obligations.
MITP has a Current ratio (0.12) which is comparable to the rest of the industry.
A Quick Ratio of 0.12 indicates that MITP may have some problems paying its short term obligations.
The Quick ratio of MITP (0.12) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.12 | ||
| Quick Ratio | 0.12 |
3. Growth
3.1 Past
The earnings per share for MITP have decreased by -3.13% in the last year.
The earnings per share for MITP have been decreasing by -25.19% on average. This is quite bad
The Revenue has grown by 18.40% in the past year. This is quite good.
The Revenue has been growing by 18.93% on average over the past years. This is quite good.
EPS 1Y (TTM)-3.13%
EPS 3Y-39.77%
EPS 5Y-25.19%
EPS Q2Q%17.5%
Revenue 1Y (TTM)18.4%
Revenue growth 3Y79.44%
Revenue growth 5Y18.93%
Sales Q2Q%30.31%
3.2 Future
MITP is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 0.80% yearly.
The Revenue is expected to grow by 10.99% on average over the next years. This is quite good.
EPS Next Y-42.92%
EPS Next 2Y-10.22%
EPS Next 3Y0.8%
EPS Next 5YN/A
Revenue Next Year14.14%
Revenue Next 2Y14.2%
Revenue Next 3Y10.99%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
Although the future Revenue growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
4. Valuation
4.1 Price/Earnings Ratio
MITP is valuated quite expensively with a Price/Earnings ratio of 26.91.
Based on the Price/Earnings ratio, MITP is valued a bit more expensive than 60.29% of the companies in the same industry.
MITP is valuated at similar levels of the S&P average when we compare the Price/Earnings ratio to 25.45, which is the current average of the S&P500 Index.
The Price/Forward Earnings ratio is 25.24, which means the current valuation is very expensive for MITP.
MITP's Price/Forward Earnings ratio is a bit more expensive when compared to the industry. MITP is more expensive than 77.94% of the companies in the same industry.
When comparing the Price/Forward Earnings ratio of MITP to the average of the S&P500 Index (34.46), we can say MITP is valued slightly cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 26.91 | ||
| Fwd PE | 25.24 |
4.2 Price Multiples
MITP's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. MITP is cheaper than 63.24% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 14.04 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-10.22%
EPS Next 3Y0.8%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 10.53%, MITP is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 12.59, MITP is paying slightly less dividend.
Compared to an average S&P500 Dividend Yield of 2.42, MITP pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 10.53% |
5.2 History
The dividend of MITP decreases each year by -30.15%.
MITP is new to the dividend game and has less than 3 years of track record.
Dividend Growth(5Y)-30.15%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
MITP pays out 158.93% of its income as dividend. This is not a sustainable payout ratio.
DP158.93%
EPS Next 2Y-10.22%
EPS Next 3Y0.8%
AG MORTGAGE INVEST TR - MITT 9 1/2 05/15/29
NYSE:MITP (11/21/2025, 8:04:00 PM)
25.024
+0.02 (+0.1%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)
Earnings (Next)
Inst Owners32.61%
Inst Owner ChangeN/A
Ins Owners2.94%
Ins Owner ChangeN/A
Market Cap794.26M
Revenue(TTM)450.36M
Net Income(TTM)28.23M
Analysts78.33
Price Target28.65 (14.49%)
Short Float %0%
Short Ratio0.02
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 10.53% |
Yearly Dividend1.26
Dividend Growth(5Y)-30.15%
DP158.93%
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)1.41%
Min EPS beat(2)-121.95%
Max EPS beat(2)124.77%
EPS beat(4)3
Avg EPS beat(4)23.36%
Min EPS beat(4)-121.95%
Max EPS beat(4)124.77%
EPS beat(8)5
Avg EPS beat(8)36.97%
EPS beat(12)8
Avg EPS beat(12)13.09%
EPS beat(16)9
Avg EPS beat(16)-443.57%
Revenue beat(2)0
Avg Revenue beat(2)-12.25%
Min Revenue beat(2)-16.34%
Max Revenue beat(2)-8.16%
Revenue beat(4)0
Avg Revenue beat(4)-8.85%
Min Revenue beat(4)-16.34%
Max Revenue beat(4)-3.31%
Revenue beat(8)1
Avg Revenue beat(8)-6%
Revenue beat(12)5
Avg Revenue beat(12)97.05%
Revenue beat(16)9
Avg Revenue beat(16)94.7%
PT rev (1m)-3.97%
PT rev (3m)-8.67%
EPS NQ rev (1m)10%
EPS NQ rev (3m)0%
EPS NY rev (1m)0.49%
EPS NY rev (3m)-21.6%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-0.77%
Revenue NY rev (1m)0.13%
Revenue NY rev (3m)-5.32%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 26.91 | ||
| Fwd PE | 25.24 | ||
| P/S | 1.76 | ||
| P/FCF | 14.04 | ||
| P/OCF | 14.04 | ||
| P/B | 1.42 | ||
| P/tB | 1.42 | ||
| EV/EBITDA | N/A |
EPS(TTM)0.93
EY3.72%
EPS(NY)0.99
Fwd EY3.96%
FCF(TTM)1.78
FCFY7.12%
OCF(TTM)1.78
OCFY7.12%
SpS14.19
BVpS17.64
TBVpS17.64
PEG (NY)N/A
PEG (5Y)N/A
Graham Number19.21
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.31% | ||
| ROE | 5.04% | ||
| ROCE | 0.48% | ||
| ROIC | 0.35% | ||
| ROICexc | 0.35% | ||
| ROICexgc | 0.35% | ||
| OM | 8.68% | ||
| PM (TTM) | 6.27% | ||
| GM | 12.4% | ||
| FCFM | 12.56% |
ROA(3y)-0.18%
ROA(5y)-5.75%
ROE(3y)-0.68%
ROE(5y)-18.43%
ROIC(3y)0.43%
ROIC(5y)0.52%
ROICexc(3y)0.44%
ROICexc(5y)0.54%
ROICexgc(3y)0.44%
ROICexgc(5y)0.54%
ROCE(3y)0.62%
ROCE(5y)0.94%
ROICexgc growth 3Y-6.27%
ROICexgc growth 5Y-16.26%
ROICexc growth 3Y-6.26%
ROICexc growth 5Y-16.25%
OM growth 3Y-33.53%
OM growth 5Y-22.66%
PM growth 3Y-58.15%
PM growth 5Y-27.59%
GM growth 3Y-35.88%
GM growth 5Y-21.14%
F-Score3
Asset Turnover0.05
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 14.94 | ||
| Debt/FCF | 147.88 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 0.11 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 200.31% | ||
| Current Ratio | 0.12 | ||
| Quick Ratio | 0.12 | ||
| Altman-Z | -0.06 |
F-Score3
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-3.13%
EPS 3Y-39.77%
EPS 5Y-25.19%
EPS Q2Q%17.5%
EPS Next Y-42.92%
EPS Next 2Y-10.22%
EPS Next 3Y0.8%
EPS Next 5YN/A
Revenue 1Y (TTM)18.4%
Revenue growth 3Y79.44%
Revenue growth 5Y18.93%
Sales Q2Q%30.31%
Revenue Next Year14.14%
Revenue Next 2Y14.2%
Revenue Next 3Y10.99%
Revenue Next 5YN/A
EBIT growth 1Y25.27%
EBIT growth 3Y19.27%
EBIT growth 5Y-8.02%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y137.6%
FCF growth 3Y28.53%
FCF growth 5Y-3.05%
OCF growth 1Y137.6%
OCF growth 3Y28.53%
OCF growth 5Y-3.05%
AG MORTGAGE INVEST TR - MITT 9 1/2 05/15/29 / MITP FAQ
What is the ChartMill fundamental rating of AG MORTGAGE INVEST TR - MITT 9 1/2 05/15/29 (MITP) stock?
ChartMill assigns a fundamental rating of 3 / 10 to MITP.
What is the valuation status for MITP stock?
ChartMill assigns a valuation rating of 2 / 10 to AG MORTGAGE INVEST TR - MITT 9 1/2 05/15/29 (MITP). This can be considered as Overvalued.
How profitable is AG MORTGAGE INVEST TR - MITT 9 1/2 05/15/29 (MITP) stock?
AG MORTGAGE INVEST TR - MITT 9 1/2 05/15/29 (MITP) has a profitability rating of 3 / 10.
What is the financial health of AG MORTGAGE INVEST TR - MITT 9 1/2 05/15/29 (MITP) stock?
The financial health rating of AG MORTGAGE INVEST TR - MITT 9 1/2 05/15/29 (MITP) is 1 / 10.
Is the dividend of AG MORTGAGE INVEST TR - MITT 9 1/2 05/15/29 sustainable?
The dividend rating of AG MORTGAGE INVEST TR - MITT 9 1/2 05/15/29 (MITP) is 3 / 10 and the dividend payout ratio is 158.93%.