AG MORTGAGE INVEST TR - MITT 9 1/2 02/15/29 (MITN) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:MITN - US0012286003
25.31 USD
+0.1 (+0.4%)
Taking everything into account, MITN scores 3 out of 10 in our fundamental rating. MITN was compared to 69 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. Both the profitability and financial health of MITN have multiple concerns. MITN is quite expensive at the moment. It does show a decent growth rate.
1. Profitability
1.1 Basic Checks
In the past year MITN was profitable.
In the past year MITN had a positive cash flow from operations.
In multiple years MITN reported negative net income over the last 5 years.
MITN had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
Looking at the Return On Assets, with a value of 0.31%, MITN is in line with its industry, outperforming 46.38% of the companies in the same industry.
With a decent Return On Equity value of 5.04%, MITN is doing good in the industry, outperforming 65.22% of the companies in the same industry.
MITN has a Return On Invested Capital (0.35%) which is in line with its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for MITN is in line with the industry average of 1.30%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.31% | ||
| ROE | 5.04% | ||
| ROIC | 0.35% |
ROA(3y)-0.18%
ROA(5y)-5.75%
ROE(3y)-0.68%
ROE(5y)-18.43%
ROIC(3y)0.43%
ROIC(5y)0.52%
1.3 Margins
MITN has a Profit Margin of 6.27%. This is comparable to the rest of the industry: MITN outperforms 47.83% of its industry peers.
MITN's Profit Margin has declined in the last couple of years.
The Operating Margin of MITN (8.68%) is comparable to the rest of the industry.
In the last couple of years the Operating Margin of MITN has declined.
Looking at the Gross Margin, with a value of 12.40%, MITN is doing worse than 82.61% of the companies in the same industry.
In the last couple of years the Gross Margin of MITN has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 8.68% | ||
| PM (TTM) | 6.27% | ||
| GM | 12.4% |
OM growth 3Y-33.53%
OM growth 5Y-22.66%
PM growth 3Y-58.15%
PM growth 5Y-27.59%
GM growth 3Y-35.88%
GM growth 5Y-21.14%
2. Health
2.1 Basic Checks
Compared to 1 year ago, MITN has more shares outstanding
Compared to 5 years ago, MITN has more shares outstanding
The debt/assets ratio for MITN is higher compared to a year ago.
2.2 Solvency
Based on the Altman-Z score of -0.06, we must say that MITN is in the distress zone and has some risk of bankruptcy.
Looking at the Altman-Z score, with a value of -0.06, MITN is in line with its industry, outperforming 55.07% of the companies in the same industry.
MITN has a debt to FCF ratio of 147.88. This is a negative value and a sign of low solvency as MITN would need 147.88 years to pay back of all of its debts.
The Debt to FCF ratio of MITN (147.88) is comparable to the rest of the industry.
MITN has a Debt/Equity ratio of 14.94. This is a high value indicating a heavy dependency on external financing.
The Debt to Equity ratio of MITN (14.94) is worse than 92.75% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 14.94 | ||
| Debt/FCF | 147.88 | ||
| Altman-Z | -0.06 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
MITN has a Current Ratio of 0.12. This is a bad value and indicates that MITN is not financially healthy enough and could expect problems in meeting its short term obligations.
MITN has a Current ratio of 0.12. This is comparable to the rest of the industry: MITN outperforms 43.48% of its industry peers.
MITN has a Quick Ratio of 0.12. This is a bad value and indicates that MITN is not financially healthy enough and could expect problems in meeting its short term obligations.
MITN has a Quick ratio (0.12) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.12 | ||
| Quick Ratio | 0.12 |
3. Growth
3.1 Past
The earnings per share for MITN have decreased by -3.13% in the last year.
The earnings per share for MITN have been decreasing by -25.19% on average. This is quite bad
Looking at the last year, MITN shows a quite strong growth in Revenue. The Revenue has grown by 18.40% in the last year.
Measured over the past years, MITN shows a quite strong growth in Revenue. The Revenue has been growing by 18.93% on average per year.
EPS 1Y (TTM)-3.13%
EPS 3Y-39.77%
EPS 5Y-25.19%
EPS Q2Q%17.5%
Revenue 1Y (TTM)18.4%
Revenue growth 3Y79.44%
Revenue growth 5Y18.93%
Sales Q2Q%30.31%
3.2 Future
Based on estimates for the next years, MITN will show a small growth in Earnings Per Share. The EPS will grow by 0.39% on average per year.
MITN is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 12.34% yearly.
EPS Next Y-35.94%
EPS Next 2Y-9.62%
EPS Next 3Y0.39%
EPS Next 5YN/A
Revenue Next Year13.45%
Revenue Next 2Y15.05%
Revenue Next 3Y12.34%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
Although the future Revenue growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 27.22, the valuation of MITN can be described as expensive.
Based on the Price/Earnings ratio, MITN is valued a bit more expensive than the industry average as 60.87% of the companies are valued more cheaply.
Compared to an average S&P500 Price/Earnings ratio of 26.76, MITN is valued at the same level.
Based on the Price/Forward Earnings ratio of 25.19, the valuation of MITN can be described as expensive.
75.36% of the companies in the same industry are cheaper than MITN, based on the Price/Forward Earnings ratio.
The average S&P500 Price/Forward Earnings ratio is at 23.96. MITN is around the same levels.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 27.22 | ||
| Fwd PE | 25.19 |
4.2 Price Multiples
Based on the Price/Free Cash Flow ratio, MITN is valued a bit cheaper than the industry average as 63.77% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 14.21 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-9.62%
EPS Next 3Y0.39%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 9.81%, MITN is a good candidate for dividend investing.
MITN's Dividend Yield is slightly below the industry average, which is at 12.09.
Compared to an average S&P500 Dividend Yield of 2.31, MITN pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 9.81% |
5.2 History
The dividend of MITN decreases each year by -30.15%.
MITN is new to the dividend game and has less than 3 years of track record.
Dividend Growth(5Y)-30.15%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
158.93% of the earnings are spent on dividend by MITN. This is not a sustainable payout ratio.
DP158.93%
EPS Next 2Y-9.62%
EPS Next 3Y0.39%
AG MORTGAGE INVEST TR - MITT 9 1/2 02/15/29
NYSE:MITN (12/11/2025, 7:53:59 PM)
25.31
+0.1 (+0.4%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)
Earnings (Next)
Inst Owners37.17%
Inst Owner ChangeN/A
Ins Owners2.96%
Ins Owner ChangeN/A
Market Cap803.34M
Revenue(TTM)450.36M
Net Income(TTM)28.23M
Analysts78.33
Price Target27.08 (6.99%)
Short Float %0%
Short Ratio0.09
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 9.81% |
Yearly Dividend1.26
Dividend Growth(5Y)-30.15%
DP158.93%
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)1.41%
Min EPS beat(2)-121.95%
Max EPS beat(2)124.77%
EPS beat(4)3
Avg EPS beat(4)23.36%
Min EPS beat(4)-121.95%
Max EPS beat(4)124.77%
EPS beat(8)5
Avg EPS beat(8)36.97%
EPS beat(12)8
Avg EPS beat(12)13.09%
EPS beat(16)9
Avg EPS beat(16)-443.57%
Revenue beat(2)0
Avg Revenue beat(2)-12.25%
Min Revenue beat(2)-16.34%
Max Revenue beat(2)-8.16%
Revenue beat(4)0
Avg Revenue beat(4)-8.85%
Min Revenue beat(4)-16.34%
Max Revenue beat(4)-3.31%
Revenue beat(8)1
Avg Revenue beat(8)-6%
Revenue beat(12)2
Avg Revenue beat(12)9.42%
Revenue beat(16)6
Avg Revenue beat(16)28.98%
PT rev (1m)-11.83%
PT rev (3m)-8.63%
EPS NQ rev (1m)-3.41%
EPS NQ rev (3m)2.16%
EPS NY rev (1m)12.23%
EPS NY rev (3m)14.02%
Revenue NQ rev (1m)1.14%
Revenue NQ rev (3m)1.46%
Revenue NY rev (1m)-0.61%
Revenue NY rev (3m)-2.03%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 27.22 | ||
| Fwd PE | 25.19 | ||
| P/S | 1.78 | ||
| P/FCF | 14.21 | ||
| P/OCF | 14.21 | ||
| P/B | 1.43 | ||
| P/tB | 1.43 | ||
| EV/EBITDA | N/A |
EPS(TTM)0.93
EY3.67%
EPS(NY)1
Fwd EY3.97%
FCF(TTM)1.78
FCFY7.04%
OCF(TTM)1.78
OCFY7.04%
SpS14.19
BVpS17.64
TBVpS17.64
PEG (NY)N/A
PEG (5Y)N/A
Graham Number19.21
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.31% | ||
| ROE | 5.04% | ||
| ROCE | 0.48% | ||
| ROIC | 0.35% | ||
| ROICexc | 0.35% | ||
| ROICexgc | 0.35% | ||
| OM | 8.68% | ||
| PM (TTM) | 6.27% | ||
| GM | 12.4% | ||
| FCFM | 12.56% |
ROA(3y)-0.18%
ROA(5y)-5.75%
ROE(3y)-0.68%
ROE(5y)-18.43%
ROIC(3y)0.43%
ROIC(5y)0.52%
ROICexc(3y)0.44%
ROICexc(5y)0.54%
ROICexgc(3y)0.44%
ROICexgc(5y)0.54%
ROCE(3y)0.62%
ROCE(5y)0.94%
ROICexgc growth 3Y-6.27%
ROICexgc growth 5Y-16.26%
ROICexc growth 3Y-6.26%
ROICexc growth 5Y-16.25%
OM growth 3Y-33.53%
OM growth 5Y-22.66%
PM growth 3Y-58.15%
PM growth 5Y-27.59%
GM growth 3Y-35.88%
GM growth 5Y-21.14%
F-Score3
Asset Turnover0.05
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 14.94 | ||
| Debt/FCF | 147.88 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 0.11 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 200.31% | ||
| Current Ratio | 0.12 | ||
| Quick Ratio | 0.12 | ||
| Altman-Z | -0.06 |
F-Score3
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-3.13%
EPS 3Y-39.77%
EPS 5Y-25.19%
EPS Q2Q%17.5%
EPS Next Y-35.94%
EPS Next 2Y-9.62%
EPS Next 3Y0.39%
EPS Next 5YN/A
Revenue 1Y (TTM)18.4%
Revenue growth 3Y79.44%
Revenue growth 5Y18.93%
Sales Q2Q%30.31%
Revenue Next Year13.45%
Revenue Next 2Y15.05%
Revenue Next 3Y12.34%
Revenue Next 5YN/A
EBIT growth 1Y25.27%
EBIT growth 3Y19.27%
EBIT growth 5Y-8.02%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y137.6%
FCF growth 3Y28.53%
FCF growth 5Y-3.05%
OCF growth 1Y137.6%
OCF growth 3Y28.53%
OCF growth 5Y-3.05%
AG MORTGAGE INVEST TR - MITT 9 1/2 02/15/29 / MITN FAQ
What is the fundamental rating for MITN stock?
ChartMill assigns a fundamental rating of 3 / 10 to MITN.
Can you provide the valuation status for AG MORTGAGE INVEST TR - MITT 9 1/2 02/15/29?
ChartMill assigns a valuation rating of 2 / 10 to AG MORTGAGE INVEST TR - MITT 9 1/2 02/15/29 (MITN). This can be considered as Overvalued.
Can you provide the profitability details for AG MORTGAGE INVEST TR - MITT 9 1/2 02/15/29?
AG MORTGAGE INVEST TR - MITT 9 1/2 02/15/29 (MITN) has a profitability rating of 3 / 10.
Can you provide the financial health for MITN stock?
The financial health rating of AG MORTGAGE INVEST TR - MITT 9 1/2 02/15/29 (MITN) is 1 / 10.
Can you provide the dividend sustainability for MITN stock?
The dividend rating of AG MORTGAGE INVEST TR - MITT 9 1/2 02/15/29 (MITN) is 3 / 10 and the dividend payout ratio is 158.93%.