AG MORTGAGE INVEST TR - MITT 9 1/2 02/15/29 (MITN) Stock Fundamental Analysis
USA - NYSE:MITN - US0012286003
25.07 USD
-0.06 (-0.25%)
Overall MITN gets a fundamental rating of 3 out of 10. We evaluated MITN against 68 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. Both the profitability and financial health of MITN have multiple concerns. MITN is valied quite expensively at the moment, while it does show a decent growth rate.
1. Profitability
1.1 Basic Checks
MITN had positive earnings in the past year.
In the past year MITN had a positive cash flow from operations.
In multiple years MITN reported negative net income over the last 5 years.
Each year in the past 5 years MITN had a positive operating cash flow.
1.2 Ratios
MITN has a Return On Assets (0.31%) which is in line with its industry peers.
MITN has a Return On Equity (5.04%) which is in line with its industry peers.
With a Return On Invested Capital value of 0.35%, MITN perfoms like the industry average, outperforming 41.18% of the companies in the same industry.
MITN had an Average Return On Invested Capital over the past 3 years of 0.43%. This is in line with the industry average of 1.23%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.31% | ||
| ROE | 5.04% | ||
| ROIC | 0.35% |
ROA(3y)-0.18%
ROA(5y)-5.75%
ROE(3y)-0.68%
ROE(5y)-18.43%
ROIC(3y)0.43%
ROIC(5y)0.52%
1.3 Margins
MITN's Profit Margin of 6.27% is in line compared to the rest of the industry. MITN outperforms 41.18% of its industry peers.
MITN's Profit Margin has declined in the last couple of years.
MITN's Operating Margin of 8.68% is in line compared to the rest of the industry. MITN outperforms 42.65% of its industry peers.
MITN's Operating Margin has declined in the last couple of years.
With a Gross Margin value of 12.40%, MITN is not doing good in the industry: 79.41% of the companies in the same industry are doing better.
MITN's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 8.68% | ||
| PM (TTM) | 6.27% | ||
| GM | 12.4% |
OM growth 3Y-33.53%
OM growth 5Y-22.66%
PM growth 3Y-58.15%
PM growth 5Y-27.59%
GM growth 3Y-35.88%
GM growth 5Y-21.14%
2. Health
2.1 Basic Checks
Compared to 1 year ago, MITN has more shares outstanding
MITN has more shares outstanding than it did 5 years ago.
The debt/assets ratio for MITN is higher compared to a year ago.
2.2 Solvency
Based on the Altman-Z score of -0.06, we must say that MITN is in the distress zone and has some risk of bankruptcy.
Looking at the Altman-Z score, with a value of -0.06, MITN is in line with its industry, outperforming 55.88% of the companies in the same industry.
The Debt to FCF ratio of MITN is 147.88, which is on the high side as it means it would take MITN, 147.88 years of fcf income to pay off all of its debts.
MITN has a Debt to FCF ratio of 147.88. This is comparable to the rest of the industry: MITN outperforms 44.12% of its industry peers.
MITN has a Debt/Equity ratio of 14.94. This is a high value indicating a heavy dependency on external financing.
Looking at the Debt to Equity ratio, with a value of 14.94, MITN is doing worse than 94.12% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 14.94 | ||
| Debt/FCF | 147.88 | ||
| Altman-Z | -0.06 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
MITN has a Current Ratio of 0.12. This is a bad value and indicates that MITN is not financially healthy enough and could expect problems in meeting its short term obligations.
Looking at the Current ratio, with a value of 0.12, MITN is in line with its industry, outperforming 42.65% of the companies in the same industry.
A Quick Ratio of 0.12 indicates that MITN may have some problems paying its short term obligations.
Looking at the Quick ratio, with a value of 0.12, MITN is in line with its industry, outperforming 42.65% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.12 | ||
| Quick Ratio | 0.12 |
3. Growth
3.1 Past
The earnings per share for MITN have decreased by -3.13% in the last year.
The earnings per share for MITN have been decreasing by -25.19% on average. This is quite bad
MITN shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 18.40%.
The Revenue has been growing by 18.93% on average over the past years. This is quite good.
EPS 1Y (TTM)-3.13%
EPS 3Y-39.77%
EPS 5Y-25.19%
EPS Q2Q%17.5%
Revenue 1Y (TTM)18.4%
Revenue growth 3Y79.44%
Revenue growth 5Y18.93%
Sales Q2Q%30.31%
3.2 Future
MITN is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 0.80% yearly.
Based on estimates for the next years, MITN will show a quite strong growth in Revenue. The Revenue will grow by 10.99% on average per year.
EPS Next Y-42.92%
EPS Next 2Y-10.22%
EPS Next 3Y0.8%
EPS Next 5YN/A
Revenue Next Year14.14%
Revenue Next 2Y14.2%
Revenue Next 3Y10.99%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
The estimated forward Revenue growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 26.96, MITN can be considered very expensive at the moment.
Compared to the rest of the industry, the Price/Earnings ratio of MITN indicates a slightly more expensive valuation: MITN is more expensive than 61.76% of the companies listed in the same industry.
MITN's Price/Earnings ratio indicates a similar valuation than the S&P500 average which is at 25.89.
Based on the Price/Forward Earnings ratio of 25.29, the valuation of MITN can be described as expensive.
Based on the Price/Forward Earnings ratio, MITN is valued a bit more expensive than the industry average as 79.41% of the companies are valued more cheaply.
MITN is valuated rather cheaply when we compare the Price/Forward Earnings ratio to 34.59, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 26.96 | ||
| Fwd PE | 25.29 |
4.2 Price Multiples
61.76% of the companies in the same industry are more expensive than MITN, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 14.07 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-10.22%
EPS Next 3Y0.8%
5. Dividend
5.1 Amount
MITN has a Yearly Dividend Yield of 9.32%, which is a nice return.
MITN's Dividend Yield is slightly below the industry average, which is at 11.91.
MITN's Dividend Yield is rather good when compared to the S&P500 average which is at 2.44.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 9.32% |
5.2 History
The dividend of MITN decreases each year by -30.15%.
MITN is new to the dividend game and has less than 3 years of track record.
Dividend Growth(5Y)-30.15%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
MITN pays out 158.93% of its income as dividend. This is not a sustainable payout ratio.
DP158.93%
EPS Next 2Y-10.22%
EPS Next 3Y0.8%
AG MORTGAGE INVEST TR - MITT 9 1/2 02/15/29
NYSE:MITN (11/17/2025, 4:10:03 PM)
25.07
-0.06 (-0.25%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)
Earnings (Next)
Inst Owners32.61%
Inst Owner ChangeN/A
Ins Owners2.94%
Ins Owner ChangeN/A
Market Cap795.47M
Revenue(TTM)450.36M
Net Income(TTM)28.23M
Analysts78.33
Price Target27.93 (11.41%)
Short Float %0%
Short Ratio0.06
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 9.32% |
Yearly Dividend1.26
Dividend Growth(5Y)-30.15%
DP158.93%
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)1.41%
Min EPS beat(2)-121.95%
Max EPS beat(2)124.77%
EPS beat(4)3
Avg EPS beat(4)23.36%
Min EPS beat(4)-121.95%
Max EPS beat(4)124.77%
EPS beat(8)5
Avg EPS beat(8)36.97%
EPS beat(12)8
Avg EPS beat(12)13.09%
EPS beat(16)9
Avg EPS beat(16)-443.57%
Revenue beat(2)0
Avg Revenue beat(2)-12.25%
Min Revenue beat(2)-16.34%
Max Revenue beat(2)-8.16%
Revenue beat(4)0
Avg Revenue beat(4)-8.85%
Min Revenue beat(4)-16.34%
Max Revenue beat(4)-3.31%
Revenue beat(8)1
Avg Revenue beat(8)-6%
Revenue beat(12)2
Avg Revenue beat(12)9.42%
Revenue beat(16)6
Avg Revenue beat(16)28.98%
PT rev (1m)-3.42%
PT rev (3m)-9.06%
EPS NQ rev (1m)10%
EPS NQ rev (3m)0%
EPS NY rev (1m)0.49%
EPS NY rev (3m)-21.6%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-0.77%
Revenue NY rev (1m)0.13%
Revenue NY rev (3m)-5.32%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 26.96 | ||
| Fwd PE | 25.29 | ||
| P/S | 1.77 | ||
| P/FCF | 14.07 | ||
| P/OCF | 14.07 | ||
| P/B | 1.42 | ||
| P/tB | 1.42 | ||
| EV/EBITDA | N/A |
EPS(TTM)0.93
EY3.71%
EPS(NY)0.99
Fwd EY3.95%
FCF(TTM)1.78
FCFY7.11%
OCF(TTM)1.78
OCFY7.11%
SpS14.19
BVpS17.64
TBVpS17.64
PEG (NY)N/A
PEG (5Y)N/A
Graham Number19.21
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.31% | ||
| ROE | 5.04% | ||
| ROCE | 0.48% | ||
| ROIC | 0.35% | ||
| ROICexc | 0.35% | ||
| ROICexgc | 0.35% | ||
| OM | 8.68% | ||
| PM (TTM) | 6.27% | ||
| GM | 12.4% | ||
| FCFM | 12.56% |
ROA(3y)-0.18%
ROA(5y)-5.75%
ROE(3y)-0.68%
ROE(5y)-18.43%
ROIC(3y)0.43%
ROIC(5y)0.52%
ROICexc(3y)0.44%
ROICexc(5y)0.54%
ROICexgc(3y)0.44%
ROICexgc(5y)0.54%
ROCE(3y)0.62%
ROCE(5y)0.94%
ROICexgc growth 3Y-6.27%
ROICexgc growth 5Y-16.26%
ROICexc growth 3Y-6.26%
ROICexc growth 5Y-16.25%
OM growth 3Y-33.53%
OM growth 5Y-22.66%
PM growth 3Y-58.15%
PM growth 5Y-27.59%
GM growth 3Y-35.88%
GM growth 5Y-21.14%
F-Score3
Asset Turnover0.05
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 14.94 | ||
| Debt/FCF | 147.88 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 0.11 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 200.31% | ||
| Current Ratio | 0.12 | ||
| Quick Ratio | 0.12 | ||
| Altman-Z | -0.06 |
F-Score3
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-3.13%
EPS 3Y-39.77%
EPS 5Y-25.19%
EPS Q2Q%17.5%
EPS Next Y-42.92%
EPS Next 2Y-10.22%
EPS Next 3Y0.8%
EPS Next 5YN/A
Revenue 1Y (TTM)18.4%
Revenue growth 3Y79.44%
Revenue growth 5Y18.93%
Sales Q2Q%30.31%
Revenue Next Year14.14%
Revenue Next 2Y14.2%
Revenue Next 3Y10.99%
Revenue Next 5YN/A
EBIT growth 1Y25.27%
EBIT growth 3Y19.27%
EBIT growth 5Y-8.02%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y137.6%
FCF growth 3Y28.53%
FCF growth 5Y-3.05%
OCF growth 1Y137.6%
OCF growth 3Y28.53%
OCF growth 5Y-3.05%
AG MORTGAGE INVEST TR - MITT 9 1/2 02/15/29 / MITN FAQ
What is the fundamental rating for MITN stock?
ChartMill assigns a fundamental rating of 3 / 10 to MITN.
Can you provide the valuation status for AG MORTGAGE INVEST TR - MITT 9 1/2 02/15/29?
ChartMill assigns a valuation rating of 2 / 10 to AG MORTGAGE INVEST TR - MITT 9 1/2 02/15/29 (MITN). This can be considered as Overvalued.
Can you provide the profitability details for AG MORTGAGE INVEST TR - MITT 9 1/2 02/15/29?
AG MORTGAGE INVEST TR - MITT 9 1/2 02/15/29 (MITN) has a profitability rating of 3 / 10.
Can you provide the financial health for MITN stock?
The financial health rating of AG MORTGAGE INVEST TR - MITT 9 1/2 02/15/29 (MITN) is 1 / 10.
Can you provide the dividend sustainability for MITN stock?
The dividend rating of AG MORTGAGE INVEST TR - MITT 9 1/2 02/15/29 (MITN) is 3 / 10 and the dividend payout ratio is 158.93%.