MAGYAR BANCORP INC (MGYR) Fundamental Analysis & Valuation

NASDAQ:MGYR • US55977T2087

Current stock price

17.6424 USD
+0.23 (+1.33%)
Last:

This MGYR fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

4

1. MGYR Profitability Analysis

1.1 Basic Checks

  • In the past year MGYR was profitable.
  • MGYR had a positive operating cash flow in the past year.
  • MGYR had positive earnings in each of the past 5 years.
  • Each year in the past 5 years MGYR had a positive operating cash flow.
MGYR Yearly Net Income VS EBIT VS OCF VS FCFMGYR Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2M 4M 6M 8M 10M

1.2 Ratios

  • MGYR has a Return On Assets (1.03%) which is comparable to the rest of the industry.
  • With a Return On Equity value of 8.88%, MGYR perfoms like the industry average, outperforming 43.88% of the companies in the same industry.
Industry RankSector Rank
ROA 1.03%
ROE 8.88%
ROIC N/A
ROA(3y)0.88%
ROA(5y)0.89%
ROE(3y)7.54%
ROE(5y)7.38%
ROIC(3y)N/A
ROIC(5y)N/A
MGYR Yearly ROA, ROE, ROICMGYR Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2 4 6 8

1.3 Margins

  • MGYR has a better Profit Margin (29.33%) than 71.81% of its industry peers.
  • MGYR's Profit Margin has improved in the last couple of years.
  • MGYR does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) 29.33%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y0.96%
PM growth 5Y23.69%
GM growth 3YN/A
GM growth 5YN/A
MGYR Yearly Profit, Operating, Gross MarginsMGYR Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15 20 25

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

4

2. MGYR Health Analysis

2.1 Basic Checks

  • MGYR does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • Compared to 1 year ago, MGYR has less shares outstanding
  • The number of shares outstanding for MGYR has been increased compared to 5 years ago.
  • MGYR has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
MGYR Yearly Shares OutstandingMGYR Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2M 4M 6M
MGYR Yearly Total Debt VS Total AssetsMGYR Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M

2.2 Solvency

  • MGYR has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Altman-Z N/A
ROIC/WACCN/A
WACC17.17%
MGYR Yearly LT Debt VS Equity VS FCFMGYR Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M 80M 100M

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
MGYR Yearly Current Assets VS Current LiabilitesMGYR Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5M 10M

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

4

3. MGYR Growth Analysis

3.1 Past

  • MGYR shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 32.71%, which is quite impressive.
  • The Earnings Per Share has been growing by 32.71% on average over the past years. This is a very strong growth
  • Looking at the last year, MGYR shows a quite strong growth in Revenue. The Revenue has grown by 14.72% in the last year.
  • The Revenue has been growing by 9.01% on average over the past years. This is quite good.
EPS 1Y (TTM)32.71%
EPS 3Y10.16%
EPS 5Y32.71%
EPS Q2Q%49.34%
Revenue 1Y (TTM)14.72%
Revenue growth 3Y6.19%
Revenue growth 5Y9.01%
Sales Q2Q%14.94%

3.2 Future

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
MGYR Yearly Revenue VS EstimatesMGYR Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10M 20M 30M

More info and screens

Find the best growth stocksShow best growing peers

3

4. MGYR Valuation Analysis

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 10.20, the valuation of MGYR can be described as very reasonable.
  • Compared to the rest of the industry, the Price/Earnings ratio of MGYR indicates a rather cheap valuation: MGYR is cheaper than 80.32% of the companies listed in the same industry.
  • The average S&P500 Price/Earnings ratio is at 26.54. MGYR is valued rather cheaply when compared to this.
Industry RankSector Rank
PE 10.2
Fwd PE N/A
MGYR Price Earnings VS Forward Price EarningsMGYR Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0

4.2 Price Multiples

  • Based on the Price/Free Cash Flow ratio, MGYR is valued a bit cheaper than the industry average as 71.01% of the companies are valued more expensively.
Industry RankSector Rank
P/FCF 10.44
EV/EBITDA N/A
MGYR Per share dataMGYR EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10 15

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)0.31
EPS Next 2YN/A
EPS Next 3YN/A

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

3

5. MGYR Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 2.06%, MGYR has a reasonable but not impressive dividend return.
  • Compared to an average industry Dividend Yield of 2.52, MGYR is paying slightly less dividend.
  • MGYR's Dividend Yield is comparable with the S&P500 average which is at 1.82.
Industry RankSector Rank
Dividend Yield 2.06%

5.2 History

  • MGYR has been paying a dividend for over 5 years, so it has already some track record.
  • MGYR has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)N/A
Div Incr Years2
Div Non Decr Years4
MGYR Yearly Dividends per shareMGYR Yearly Dividends per shareYearly Dividends per share 2021 2022 2023 2024 2025 2026 0.05 0.1 0.15 0.2 0.25

5.3 Sustainability

  • MGYR pays out 16.24% of its income as dividend. This is a sustainable payout ratio.
DP16.24%
EPS Next 2YN/A
EPS Next 3YN/A
MGYR Yearly Income VS Free CF VS DividendMGYR Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2M 4M 6M 8M 10M
MGYR Dividend Payout.MGYR Dividend Payout, showing the Payout Ratio.MGYR Dividend Payout.PayoutRetained Earnings

More info and screens

Find the best dividend stocksShow peers with best dividend

MGYR Fundamentals: All Metrics, Ratios and Statistics

MAGYAR BANCORP INC

NASDAQ:MGYR (4/29/2026, 4:04:54 PM)

17.6424

+0.23 (+1.33%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Industry Strength71.43
Industry Growth91.3
Earnings (Last)04-23
Earnings (Next)07-22
Inst Owners31.58%
Inst Owner Change0%
Ins Owners9.43%
Ins Owner Change0.79%
Market Cap114.32M
Revenue(TTM)36.86M
Net Income(TTM)10.81M
Analysts0
Price TargetN/A
Short Float %0.13%
Short Ratio1.03
Dividend
Industry RankSector Rank
Dividend Yield 2.06%
Yearly Dividend0.28
Dividend Growth(5Y)N/A
DP16.24%
Div Incr Years2
Div Non Decr Years4
Ex-Date02-12
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 10.2
Fwd PE N/A
P/S 3.1
P/FCF 10.44
P/OCF 10.25
P/B 0.94
P/tB 0.94
EV/EBITDA N/A
EPS(TTM)1.73
EY9.81%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)1.69
FCFY9.58%
OCF(TTM)1.72
OCFY9.76%
SpS5.69
BVpS18.79
TBVpS18.79
PEG (NY)N/A
PEG (5Y)0.31
Graham Number27.0432 (53.29%)
Profitability
Industry RankSector Rank
ROA 1.03%
ROE 8.88%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 29.33%
GM N/A
FCFM 29.71%
ROA(3y)0.88%
ROA(5y)0.89%
ROE(3y)7.54%
ROE(5y)7.38%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y0.96%
PM growth 5Y23.69%
GM growth 3YN/A
GM growth 5YN/A
F-Score9
Asset Turnover0.04
Health
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Debt/EBITDA N/A
Cap/Depr 22.36%
Cap/Sales 0.55%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality 101.3%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score9
WACC17.17%
ROIC/WACCN/A
Cap/Depr(3y)63.09%
Cap/Depr(5y)57.14%
Cap/Sales(3y)1.73%
Cap/Sales(5y)1.59%
Profit Quality(3y)92.45%
Profit Quality(5y)111.66%
High Growth Momentum
Growth
EPS 1Y (TTM)32.71%
EPS 3Y10.16%
EPS 5Y32.71%
EPS Q2Q%49.34%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)14.72%
Revenue growth 3Y6.19%
Revenue growth 5Y9.01%
Sales Q2Q%14.94%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y10.18%
FCF growth 3Y-3.17%
FCF growth 5Y71.58%
OCF growth 1Y7.6%
OCF growth 3Y-2.47%
OCF growth 5Y66.58%

MAGYAR BANCORP INC / MGYR Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for MAGYAR BANCORP INC?

ChartMill assigns a fundamental rating of 4 / 10 to MGYR.


Can you provide the valuation status for MAGYAR BANCORP INC?

ChartMill assigns a valuation rating of 3 / 10 to MAGYAR BANCORP INC (MGYR). This can be considered as Overvalued.


Can you provide the profitability details for MAGYAR BANCORP INC?

MAGYAR BANCORP INC (MGYR) has a profitability rating of 4 / 10.


What is the financial health of MAGYAR BANCORP INC (MGYR) stock?

The financial health rating of MAGYAR BANCORP INC (MGYR) is 4 / 10.