17.55 USD
0 (0%)
We assign a fundamental rating of 3 out of 10 to MGYR. MGYR was compared to 387 industry peers in the Banks industry. While MGYR seems to be doing ok healthwise, there are quite some concerns on its profitability. MGYR is valied quite expensively at the moment, while it does show a decent growth rate.
1. Profitability
1.1 Basic Checks
In the past year MGYR was profitable.
In the past year MGYR had a positive cash flow from operations.
MGYR had positive earnings in each of the past 5 years.
Of the past 5 years MGYR 4 years had a positive operating cash flow.
1.2 Ratios
The Return On Assets of MGYR (0.99%) is comparable to the rest of the industry.
MGYR has a Return On Equity (8.41%) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.99% | ||
| ROE | 8.41% | ||
| ROIC | N/A |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
MGYR's Profit Margin of 27.66% is fine compared to the rest of the industry. MGYR outperforms 68.22% of its industry peers.
MGYR's Profit Margin has improved in the last couple of years.
The Operating Margin and Gross Margin are not available for MGYR so they could not be analyzed.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 27.66% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y0.96%
PM growth 5Y23.69%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
MGYR does not have a ROIC to compare to the WACC, probably because it is not profitable.
MGYR has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
2.2 Solvency
MGYR has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC17.08%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 27.21% over the past year.
The Earnings Per Share has been growing by 32.64% on average over the past years. This is a very strong growth
Looking at the last year, MGYR shows a quite strong growth in Revenue. The Revenue has grown by 12.73% in the last year.
Measured over the past years, MGYR shows a quite strong growth in Revenue. The Revenue has been growing by 9.01% on average per year.
EPS 1Y (TTM)27.21%
EPS 3Y10.06%
EPS 5Y32.64%
EPS Q2Q%-1.06%
Revenue 1Y (TTM)12.73%
Revenue growth 3Y6.19%
Revenue growth 5Y9.01%
Sales Q2Q%2.82%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 11.25 indicates a reasonable valuation of MGYR.
67.96% of the companies in the same industry are more expensive than MGYR, based on the Price/Earnings ratio.
Compared to an average S&P500 Price/Earnings ratio of 27.00, MGYR is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.25 | ||
| Fwd PE | N/A |
4.2 Price Multiples
Compared to the rest of the industry, the Price/Free Cash Flow ratio of MGYR indicates a slightly more expensive valuation: MGYR is more expensive than 64.08% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 15.18 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)0.34
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
MGYR has a Yearly Dividend Yield of 1.62%. Purely for dividend investing, there may be better candidates out there.
MGYR's Dividend Yield is slightly below the industry average, which is at 2.78.
Compared to an average S&P500 Dividend Yield of 1.94, MGYR has a dividend comparable with the average S&P500 company.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.62% |
5.2 History
MGYR has been paying a dividend for over 5 years, so it has already some track record.
MGYR has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)N/A
Div Incr Years1
Div Non Decr Years3
5.3 Sustainability
MGYR pays out 16.77% of its income as dividend. This is a sustainable payout ratio.
DP16.77%
EPS Next 2YN/A
EPS Next 3YN/A
NASDAQ:MGYR (1/9/2026, 1:32:14 PM)
17.55
0 (0%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)
Earnings (Next)
Inst Owners31.48%
Inst Owner Change0%
Ins Owners6.21%
Ins Owner Change0.59%
Market Cap113.20M
Revenue(TTM)35.61M
Net Income(TTM)9.78M
Analysts0
Price TargetN/A
Short Float %0.11%
Short Ratio1.65
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.62% |
Yearly Dividend0.25
Dividend Growth(5Y)N/A
DP16.77%
Div Incr Years1
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.25 | ||
| Fwd PE | N/A | ||
| P/S | 3.2 | ||
| P/FCF | 15.18 | ||
| P/OCF | 13.48 | ||
| P/B | 0.97 | ||
| P/tB | 0.97 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.56
EY8.89%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)1.16
FCFY6.59%
OCF(TTM)1.3
OCFY7.42%
SpS5.48
BVpS18.03
TBVpS18.03
PEG (NY)N/A
PEG (5Y)0.34
Graham Number25.16
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.99% | ||
| ROE | 8.41% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 27.66% | ||
| GM | N/A | ||
| FCFM | 21.1% |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y0.96%
PM growth 5Y23.69%
GM growth 3YN/A
GM growth 5YN/A
F-Score8
Asset Turnover0.04
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 100.32% | ||
| Cap/Sales | 2.66% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | 76.27% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score8
WACC17.08%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)27.21%
EPS 3Y10.06%
EPS 5Y32.64%
EPS Q2Q%-1.06%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)12.73%
Revenue growth 3Y6.19%
Revenue growth 5Y9.01%
Sales Q2Q%2.82%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-16.52%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-10.63%
OCF growth 3YN/A
OCF growth 5YN/A
MAGYAR BANCORP INC / MGYR FAQ
Can you provide the ChartMill fundamental rating for MAGYAR BANCORP INC?
ChartMill assigns a fundamental rating of 3 / 10 to MGYR.
What is the valuation status for MGYR stock?
ChartMill assigns a valuation rating of 2 / 10 to MAGYAR BANCORP INC (MGYR). This can be considered as Overvalued.
How profitable is MAGYAR BANCORP INC (MGYR) stock?
MAGYAR BANCORP INC (MGYR) has a profitability rating of 3 / 10.
What are the PE and PB ratios of MAGYAR BANCORP INC (MGYR) stock?
The Price/Earnings (PE) ratio for MAGYAR BANCORP INC (MGYR) is 11.25 and the Price/Book (PB) ratio is 0.97.
Can you provide the financial health for MGYR stock?
The financial health rating of MAGYAR BANCORP INC (MGYR) is 4 / 10.