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MF INTERNATIONAL LTD-A (MFI) Stock Fundamental Analysis

NASDAQ:MFI - Nasdaq - VGG6065C1133 - Common Stock - Currency: USD

28.12  -1.86 (-6.2%)

After market: 27.81 -0.31 (-1.1%)

Fundamental Rating

3

We assign a fundamental rating of 3 out of 10 to MFI. MFI was compared to 235 industry peers in the Capital Markets industry. MFI scores quite bad on profitability, while its financial health is fine. Not spectacular, but in line with the averages. While showing a medium growth rate, MFI is valued expensive at the moment.


Dividend Valuation Growth Profitability Health

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1

1. Profitability

1.1 Basic Checks

MFI had negative earnings in the past year.
In the past year MFI has reported a negative cash flow from operations.
Of the past 5 years MFI 4 years were profitable.
Of the past 5 years MFI 4 years had a positive operating cash flow.
MFI Yearly Net Income VS EBIT VS OCF VS FCFMFI Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2020 2021 2022 2023 2024 0 10M -10M 20M -20M -30M

1.2 Ratios

MFI has a worse Return On Assets (-35.43%) than 91.91% of its industry peers.
MFI has a worse Return On Equity (-57.08%) than 86.81% of its industry peers.
Industry RankSector Rank
ROA -35.43%
ROE -57.08%
ROIC N/A
ROA(3y)1.59%
ROA(5y)13.17%
ROE(3y)21.7%
ROE(5y)63.7%
ROIC(3y)N/A
ROIC(5y)N/A
MFI Yearly ROA, ROE, ROICMFI Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2020 2021 2022 2023 2024 0 50 -50 100

1.3 Margins

With a Gross Margin value of 47.00%, MFI perfoms like the industry average, outperforming 50.21% of the companies in the same industry.
In the last couple of years the Gross Margin of MFI has declined.
MFI does not have Profit Margin and Operating Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM 47%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-2.32%
GM growth 5YN/A
MFI Yearly Profit, Operating, Gross MarginsMFI Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2020 2021 2022 2023 2024 0 20 -20 40 -40 -60

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5

2. Health

2.1 Basic Checks

Compared to 1 year ago, MFI has more shares outstanding
Compared to 1 year ago, MFI has an improved debt to assets ratio.
MFI Yearly Shares OutstandingMFI Yearly Shares OutstandingYearly Shares Outstanding 2020 2021 2022 2023 2024 2M 4M 6M 8M 10M
MFI Yearly Total Debt VS Total AssetsMFI Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2020 2021 2022 2023 2024 10M 20M 30M 40M 50M

2.2 Solvency

MFI has an Altman-Z score of 79.22. This indicates that MFI is financially healthy and has little risk of bankruptcy at the moment.
MFI has a better Altman-Z score (79.22) than 99.57% of its industry peers.
MFI has a Debt/Equity ratio of 0.06. This is a healthy value indicating a solid balance between debt and equity.
MFI has a better Debt to Equity ratio (0.06) than 81.70% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.06
Debt/FCF N/A
Altman-Z 79.22
ROIC/WACCN/A
WACCN/A
MFI Yearly LT Debt VS Equity VS FCFMFI Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2020 2021 2022 2023 2024 0 20M -20M

2.3 Liquidity

MFI has a Current Ratio of 2.00. This is a normal value and indicates that MFI is financially healthy and should not expect problems in meeting its short term obligations.
With a decent Current ratio value of 2.00, MFI is doing good in the industry, outperforming 68.51% of the companies in the same industry.
A Quick Ratio of 2.00 indicates that MFI should not have too much problems paying its short term obligations.
The Quick ratio of MFI (2.00) is better than 68.51% of its industry peers.
Industry RankSector Rank
Current Ratio 2
Quick Ratio 2
MFI Yearly Current Assets VS Current LiabilitesMFI Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2020 2021 2022 2023 2024 10M 20M 30M

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4

3. Growth

3.1 Past

MFI shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -362.30%.
MFI shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -19.14%.
The Revenue has been decreasing by -6.89% on average over the past years.
EPS 1Y (TTM)-362.3%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-361.36%
Revenue 1Y (TTM)-19.14%
Revenue growth 3Y-6.89%
Revenue growth 5YN/A
Sales Q2Q%-22.22%

3.2 Future

MFI is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 64.94% yearly.
Based on estimates for the next years, MFI will show a very strong growth in Revenue. The Revenue will grow by 24.57% on average per year.
EPS Next Y17.1%
EPS Next 2Y68.2%
EPS Next 3Y64.94%
EPS Next 5YN/A
Revenue Next Year23.74%
Revenue Next 2Y24.36%
Revenue Next 3Y24.57%
Revenue Next 5YN/A

3.3 Evolution

The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
MFI Yearly Revenue VS EstimatesMFI Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2020 2021 2022 2023 2024 2025 2026 2027 10M 20M 30M
MFI Yearly EPS VS EstimatesMFI Yearly EPS VS EstimatesYearly EPS VS Estimates 2025 2026 2027 0 0.2 0.4

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1

4. Valuation

4.1 Price/Earnings Ratio

MFI reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.
Also next year MFI is expected to report negative earnings again, which makes the also the Forward Price/Earnings Ratio negative.
Industry RankSector Rank
PE N/A
Fwd PE N/A
MFI Price Earnings VS Forward Price EarningsMFI Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 -500 -1K

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
MFI Per share dataMFI EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 0.2 -0.2

4.3 Compensation for Growth

A more expensive valuation may be justified as MFI's earnings are expected to grow with 64.94% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y68.2%
EPS Next 3Y64.94%

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0

5. Dividend

5.1 Amount

MFI does not give a dividend.
Industry RankSector Rank
Dividend Yield N/A

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MF INTERNATIONAL LTD-A

NASDAQ:MFI (7/18/2025, 8:00:01 PM)

After market: 27.81 -0.31 (-1.1%)

28.12

-1.86 (-6.2%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)N/A N/A
Earnings (Next)N/A N/A
Inst Owners2.52%
Inst Owner Change0%
Ins Owners82.75%
Ins Owner Change0%
Market Cap372.59M
AnalystsN/A
Price Target16.32 (-41.96%)
Short Float %N/A
Short Ratio0.46
Dividend
Industry RankSector Rank
Dividend Yield N/A
Yearly Dividend0.05
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE N/A
Fwd PE N/A
P/S 112.48
P/FCF N/A
P/OCF N/A
P/B 81.23
P/tB 172.02
EV/EBITDA N/A
EPS(TTM)-0.2
EYN/A
EPS(NY)-0.02
Fwd EYN/A
FCF(TTM)-0.29
FCFYN/A
OCF(TTM)-0.21
OCFYN/A
SpS0.25
BVpS0.35
TBVpS0.16
PEG (NY)N/A
PEG (5Y)N/A
Profitability
Industry RankSector Rank
ROA -35.43%
ROE -57.08%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM 47%
FCFM N/A
ROA(3y)1.59%
ROA(5y)13.17%
ROE(3y)21.7%
ROE(5y)63.7%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-2.32%
GM growth 5YN/A
F-Score2
Asset Turnover0.45
Health
Industry RankSector Rank
Debt/Equity 0.06
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr 562%
Cap/Sales 32.42%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 2
Quick Ratio 2
Altman-Z 79.22
F-Score2
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)359.9%
Cap/Depr(5y)252.71%
Cap/Sales(3y)24.19%
Cap/Sales(5y)21.26%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-362.3%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-361.36%
EPS Next Y17.1%
EPS Next 2Y68.2%
EPS Next 3Y64.94%
EPS Next 5YN/A
Revenue 1Y (TTM)-19.14%
Revenue growth 3Y-6.89%
Revenue growth 5YN/A
Sales Q2Q%-22.22%
Revenue Next Year23.74%
Revenue Next 2Y24.36%
Revenue Next 3Y24.57%
Revenue Next 5YN/A
EBIT growth 1Y-389.22%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-926.9%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-300%
OCF growth 3YN/A
OCF growth 5YN/A