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MF INTERNATIONAL LTD-A (MFI) Stock Fundamental Analysis

USA - NASDAQ:MFI - VGG6065C1216 - Common Stock

36.78 USD
+4.44 (+13.73%)
Last: 10/17/2025, 8:00:01 PM
Fundamental Rating

3

We assign a fundamental rating of 3 out of 10 to MFI. MFI was compared to 237 industry peers in the Capital Markets industry. The financial health of MFI is average, but there are quite some concerns on its profitability. While showing a medium growth rate, MFI is valued expensive at the moment.


Dividend Valuation Growth Profitability Health

1

1. Profitability

1.1 Basic Checks

In the past year MFI has reported negative net income.
MFI had a negative operating cash flow in the past year.
MFI had positive earnings in 4 of the past 5 years.
MFI had a positive operating cash flow in 4 of the past 5 years.
MFI Yearly Net Income VS EBIT VS OCF VS FCFMFI Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2020 2021 2022 2023 2024 0 10M -10M 20M -20M -30M

1.2 Ratios

The Return On Assets of MFI (-34.66%) is worse than 89.45% of its industry peers.
With a Return On Equity value of -56.28%, MFI is not doing good in the industry: 86.08% of the companies in the same industry are doing better.
Industry RankSector Rank
ROA -34.66%
ROE -56.28%
ROIC N/A
ROA(3y)1.55%
ROA(5y)13.15%
ROE(3y)21.86%
ROE(5y)63.79%
ROIC(3y)N/A
ROIC(5y)N/A
MFI Yearly ROA, ROE, ROICMFI Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2020 2021 2022 2023 2024 0 50 -50 100

1.3 Margins

With a Gross Margin value of 47.16%, MFI perfoms like the industry average, outperforming 52.74% of the companies in the same industry.
In the last couple of years the Gross Margin of MFI has declined.
The Profit Margin and Operating Margin are not available for MFI so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM 47.16%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-1.61%
GM growth 5YN/A
MFI Yearly Profit, Operating, Gross MarginsMFI Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2020 2021 2022 2023 2024 0 20 -20 40 -40 -60

5

2. Health

2.1 Basic Checks

The number of shares outstanding for MFI has been increased compared to 1 year ago.
Compared to 1 year ago, MFI has an improved debt to assets ratio.
MFI Yearly Shares OutstandingMFI Yearly Shares OutstandingYearly Shares Outstanding 2020 2021 2022 2023 2024 500K 1M 1.5M
MFI Yearly Total Debt VS Total AssetsMFI Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2020 2021 2022 2023 2024 10M 20M 30M 40M 50M

2.2 Solvency

An Altman-Z score of 10.63 indicates that MFI is not in any danger for bankruptcy at the moment.
MFI has a better Altman-Z score (10.63) than 94.09% of its industry peers.
MFI has a Debt/Equity ratio of 0.06. This is a healthy value indicating a solid balance between debt and equity.
Looking at the Debt to Equity ratio, with a value of 0.06, MFI belongs to the top of the industry, outperforming 82.70% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.06
Debt/FCF N/A
Altman-Z 10.63
ROIC/WACCN/A
WACCN/A
MFI Yearly LT Debt VS Equity VS FCFMFI Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2020 2021 2022 2023 2024 0 20M -20M

2.3 Liquidity

MFI has a Current Ratio of 2.00. This is a normal value and indicates that MFI is financially healthy and should not expect problems in meeting its short term obligations.
MFI has a Current ratio of 2.00. This is in the better half of the industry: MFI outperforms 70.89% of its industry peers.
MFI has a Quick Ratio of 2.00. This is a normal value and indicates that MFI is financially healthy and should not expect problems in meeting its short term obligations.
Looking at the Quick ratio, with a value of 2.00, MFI is in the better half of the industry, outperforming 71.31% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 2
Quick Ratio 2
MFI Yearly Current Assets VS Current LiabilitesMFI Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2020 2021 2022 2023 2024 10M 20M 30M

4

3. Growth

3.1 Past

MFI shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -356.52%.
MFI shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -18.38%.
MFI shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -6.79% yearly.
EPS 1Y (TTM)-356.52%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-351.54%
Revenue 1Y (TTM)-18.38%
Revenue growth 3Y-6.79%
Revenue growth 5YN/A
Sales Q2Q%-23.55%

3.2 Future

MFI is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 31.94% yearly.
MFI is expected to show a strong growth in Revenue. In the coming years, the Revenue will grow by 24.03% yearly.
EPS Next Y90.11%
EPS Next 2Y44.87%
EPS Next 3Y31.94%
EPS Next 5YN/A
Revenue Next Year22.14%
Revenue Next 2Y23.55%
Revenue Next 3Y24.03%
Revenue Next 5YN/A

3.3 Evolution

The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
MFI Yearly Revenue VS EstimatesMFI Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2020 2021 2022 2023 2024 2025 2026 2027 10M 20M 30M
MFI Yearly EPS VS EstimatesMFI Yearly EPS VS EstimatesYearly EPS VS Estimates 2025 2026 2027 0 0.2 0.4

1

4. Valuation

4.1 Price/Earnings Ratio

The Price/Earnings Ratio is negative for MFI. In the last year negative earnings were reported.
Also next year MFI is expected to report negative earnings again, which makes the also the Forward Price/Earnings Ratio negative.
Industry RankSector Rank
PE N/A
Fwd PE N/A
MFI Price Earnings VS Forward Price EarningsMFI Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 -500 -1K -1.5K

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
MFI Per share dataMFI EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 1 -1 2 -2

4.3 Compensation for Growth

A more expensive valuation may be justified as MFI's earnings are expected to grow with 31.94% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y44.87%
EPS Next 3Y31.94%

0

5. Dividend

5.1 Amount

No dividends for MFI!.
Industry RankSector Rank
Dividend Yield N/A

MF INTERNATIONAL LTD-A

NASDAQ:MFI (10/17/2025, 8:00:01 PM)

36.78

+4.44 (+13.73%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)N/A N/A
Earnings (Next)N/A N/A
Inst Owners5.21%
Inst Owner Change0%
Ins Owners82.75%
Ins Owner Change0%
Market Cap61.05M
AnalystsN/A
Price Target16.32 (-55.63%)
Short Float %N/A
Short Ratio1.42
Dividend
Industry RankSector Rank
Dividend Yield N/A
Yearly Dividend0.44
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
Industry RankSector Rank
PE N/A
Fwd PE N/A
P/S 18.19
P/FCF N/A
P/OCF N/A
P/B 13.21
P/tB 27.71
EV/EBITDA N/A
EPS(TTM)-1.61
EYN/A
EPS(NY)-0.02
Fwd EYN/A
FCF(TTM)-2.35
FCFYN/A
OCF(TTM)-1.7
OCFYN/A
SpS2.02
BVpS2.78
TBVpS1.33
PEG (NY)N/A
PEG (5Y)N/A
Profitability
Industry RankSector Rank
ROA -34.66%
ROE -56.28%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM 47.16%
FCFM N/A
ROA(3y)1.55%
ROA(5y)13.15%
ROE(3y)21.86%
ROE(5y)63.79%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-1.61%
GM growth 5YN/A
F-Score2
Asset Turnover0.45
Health
Industry RankSector Rank
Debt/Equity 0.06
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr 140.09%
Cap/Sales 32.32%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 2
Quick Ratio 2
Altman-Z 10.63
F-Score2
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)111.89%
Cap/Depr(5y)103.9%
Cap/Sales(3y)24.17%
Cap/Sales(5y)21.24%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-356.52%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-351.54%
EPS Next Y90.11%
EPS Next 2Y44.87%
EPS Next 3Y31.94%
EPS Next 5YN/A
Revenue 1Y (TTM)-18.38%
Revenue growth 3Y-6.79%
Revenue growth 5YN/A
Sales Q2Q%-23.55%
Revenue Next Year22.14%
Revenue Next 2Y23.55%
Revenue Next 3Y24.03%
Revenue Next 5YN/A
EBIT growth 1Y-389.79%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-856.62%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-293.18%
OCF growth 3YN/A
OCF growth 5YN/A