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MF INTERNATIONAL LTD-A (MFI) Stock Fundamental Analysis

USA - Nasdaq - NASDAQ:MFI - VGG6065C1216 - Common Stock

18.42 USD
-0.83 (-4.31%)
Last: 12/26/2025, 8:01:08 PM
18.51 USD
+0.09 (+0.49%)
After Hours: 12/26/2025, 8:01:08 PM
Fundamental Rating

3

Taking everything into account, MFI scores 3 out of 10 in our fundamental rating. MFI was compared to 238 industry peers in the Capital Markets industry. MFI scores quite bad on profitability, while its financial health is fine. Not spectacular, but in line with the averages. MFI is valied quite expensively at the moment, while it does show a decent growth rate.


Dividend Valuation Growth Profitability Health

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1

1. Profitability

1.1 Basic Checks

MFI had negative earnings in the past year.
In the past year MFI has reported a negative cash flow from operations.
Of the past 5 years MFI 4 years were profitable.
Of the past 5 years MFI 4 years had a positive operating cash flow.
MFI Yearly Net Income VS EBIT VS OCF VS FCFMFI Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2020 2021 2022 2023 2024 0 10M -10M 20M -20M -30M

1.2 Ratios

MFI's Return On Assets of -64.84% is on the low side compared to the rest of the industry. MFI is outperformed by 96.22% of its industry peers.
MFI has a Return On Equity of -127.57%. This is amonst the worse of the industry: MFI underperforms 89.50% of its industry peers.
Industry RankSector Rank
ROA -64.84%
ROE -127.57%
ROIC N/A
ROA(3y)1.55%
ROA(5y)13.15%
ROE(3y)21.86%
ROE(5y)63.79%
ROIC(3y)N/A
ROIC(5y)N/A
MFI Yearly ROA, ROE, ROICMFI Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2020 2021 2022 2023 2024 0 50 -50 100

1.3 Margins

MFI has a Gross Margin (43.13%) which is comparable to the rest of the industry.
In the last couple of years the Gross Margin of MFI has declined.
MFI does not have Profit Margin and Operating Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM 43.13%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-1.61%
GM growth 5YN/A
MFI Yearly Profit, Operating, Gross MarginsMFI Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2020 2021 2022 2023 2024 0 20 -20 40 -40 -60

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5

2. Health

2.1 Basic Checks

MFI has more shares outstanding than it did 1 year ago.
MFI has a better debt/assets ratio than last year.
MFI Yearly Shares OutstandingMFI Yearly Shares OutstandingYearly Shares Outstanding 2020 2021 2022 2023 2024 500K 1M 1.5M
MFI Yearly Total Debt VS Total AssetsMFI Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2020 2021 2022 2023 2024 10M 20M 30M 40M 50M

2.2 Solvency

An Altman-Z score of 4.95 indicates that MFI is not in any danger for bankruptcy at the moment.
The Altman-Z score of MFI (4.95) is better than 84.03% of its industry peers.
A Debt/Equity ratio of 0.01 indicates that MFI is not too dependend on debt financing.
MFI's Debt to Equity ratio of 0.01 is amongst the best of the industry. MFI outperforms 83.61% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.01
Debt/FCF N/A
Altman-Z 4.95
ROIC/WACCN/A
WACCN/A
MFI Yearly LT Debt VS Equity VS FCFMFI Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2020 2021 2022 2023 2024 0 20M -20M

2.3 Liquidity

MFI has a Current Ratio of 1.36. This is a normal value and indicates that MFI is financially healthy and should not expect problems in meeting its short term obligations.
Looking at the Current ratio, with a value of 1.36, MFI is in the better half of the industry, outperforming 65.55% of the companies in the same industry.
MFI has a Quick Ratio of 1.36. This is a normal value and indicates that MFI is financially healthy and should not expect problems in meeting its short term obligations.
With a decent Quick ratio value of 1.36, MFI is doing good in the industry, outperforming 65.97% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 1.36
Quick Ratio 1.36
MFI Yearly Current Assets VS Current LiabilitesMFI Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2020 2021 2022 2023 2024 10M 20M 30M

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4

3. Growth

3.1 Past

The earnings per share for MFI have decreased strongly by -14128.76% in the last year.
The Revenue has decreased by -5.27% in the past year.
MFI shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -6.79% yearly.
EPS 1Y (TTM)-14128.76%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-127.25%
Revenue 1Y (TTM)-5.27%
Revenue growth 3Y-6.79%
Revenue growth 5YN/A
Sales Q2Q%20.84%

3.2 Future

Based on estimates for the next years, MFI will show a very strong growth in Earnings Per Share. The EPS will grow by 22.80% on average per year.
The Revenue is expected to grow by 24.15% on average over the next years. This is a very strong growth
EPS Next Y5.42%
EPS Next 2Y28.36%
EPS Next 3Y22.8%
EPS Next 5YN/A
Revenue Next Year22.49%
Revenue Next 2Y23.72%
Revenue Next 3Y24.15%
Revenue Next 5YN/A

3.3 Evolution

When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
MFI Yearly Revenue VS EstimatesMFI Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2020 2021 2022 2023 2024 2025 2026 2027 10M 20M 30M
MFI Yearly EPS VS EstimatesMFI Yearly EPS VS EstimatesYearly EPS VS Estimates 2025 2026 2027 -0.5 -1 -1.5

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1

4. Valuation

4.1 Price/Earnings Ratio

MFI reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.
Also next year MFI is expected to report negative earnings again, which makes the also the Forward Price/Earnings Ratio negative.
Industry RankSector Rank
PE N/A
Fwd PE N/A
MFI Price Earnings VS Forward Price EarningsMFI Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 -50 -100 -150 -200

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
MFI Per share dataMFI EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 1 -1 2 -2

4.3 Compensation for Growth

MFI's earnings are expected to grow with 22.80% in the coming years. This may justify a more expensive valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y28.36%
EPS Next 3Y22.8%

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0

5. Dividend

5.1 Amount

No dividends for MFI!.
Industry RankSector Rank
Dividend Yield 0%

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MF INTERNATIONAL LTD-A

NASDAQ:MFI (12/26/2025, 8:01:08 PM)

After market: 18.51 +0.09 (+0.49%)

18.42

-0.83 (-4.31%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)N/A N/A
Earnings (Next)04-27 2026-04-27
Inst Owners4.22%
Inst Owner Change-100%
Ins Owners82.75%
Ins Owner ChangeN/A
Market Cap30.58M
Revenue(TTM)28.68M
Net Income(TTM)-28.36M
AnalystsN/A
Price TargetN/A
Short Float %N/A
Short Ratio1.09
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly Dividend0.44
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)181.25%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)-856.25%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.24%
Valuation
Industry RankSector Rank
PE N/A
Fwd PE N/A
P/S 8.29
P/FCF N/A
P/OCF N/A
P/B 10.7
P/tB 51.02
EV/EBITDA N/A
EPS(TTM)-2.2
EYN/A
EPS(NY)-0.07
Fwd EYN/A
FCF(TTM)-1.04
FCFYN/A
OCF(TTM)-0.53
OCFYN/A
SpS2.22
BVpS1.72
TBVpS0.36
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA -64.84%
ROE -127.57%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM 43.13%
FCFM N/A
ROA(3y)1.55%
ROA(5y)13.15%
ROE(3y)21.86%
ROE(5y)63.79%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-1.61%
GM growth 5YN/A
F-Score3
Asset Turnover0.66
Health
Industry RankSector Rank
Debt/Equity 0.01
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr 123.73%
Cap/Sales 22.93%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 1.36
Quick Ratio 1.36
Altman-Z 4.95
F-Score3
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)135.63%
Cap/Depr(5y)118.15%
Cap/Sales(3y)24.17%
Cap/Sales(5y)21.24%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-14128.76%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-127.25%
EPS Next Y5.42%
EPS Next 2Y28.36%
EPS Next 3Y22.8%
EPS Next 5YN/A
Revenue 1Y (TTM)-5.27%
Revenue growth 3Y-6.79%
Revenue growth 5YN/A
Sales Q2Q%20.84%
Revenue Next Year22.49%
Revenue Next 2Y23.72%
Revenue Next 3Y24.15%
Revenue Next 5YN/A
EBIT growth 1Y-1133.85%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-500.98%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-170.14%
OCF growth 3YN/A
OCF growth 5YN/A

MF INTERNATIONAL LTD-A / MFI FAQ

What is the ChartMill fundamental rating of MF INTERNATIONAL LTD-A (MFI) stock?

ChartMill assigns a fundamental rating of 3 / 10 to MFI.


What is the valuation status of MF INTERNATIONAL LTD-A (MFI) stock?

ChartMill assigns a valuation rating of 1 / 10 to MF INTERNATIONAL LTD-A (MFI). This can be considered as Overvalued.


Can you provide the profitability details for MF INTERNATIONAL LTD-A?

MF INTERNATIONAL LTD-A (MFI) has a profitability rating of 1 / 10.


What is the expected EPS growth for MF INTERNATIONAL LTD-A (MFI) stock?

The Earnings per Share (EPS) of MF INTERNATIONAL LTD-A (MFI) is expected to grow by 5.42% in the next year.


Can you provide the dividend sustainability for MFI stock?

The dividend rating of MF INTERNATIONAL LTD-A (MFI) is 0 / 10 and the dividend payout ratio is 0%.