MF INTERNATIONAL LTD-A (MFI) Fundamental Analysis & Valuation

NASDAQ:MFI • VGG6065C1216

Current stock price

12 USD
-0.19 (-1.56%)
Last:

This MFI fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

1

1. MFI Profitability Analysis

1.1 Basic Checks

  • In the past year MFI has reported negative net income.
  • MFI had a negative operating cash flow in the past year.
  • Of the past 5 years MFI 4 years were profitable.
  • Of the past 5 years MFI 4 years had a positive operating cash flow.
MFI Yearly Net Income VS EBIT VS OCF VS FCFMFI Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2020 2021 2022 2023 2024 0 10M -10M 20M -20M -30M

1.2 Ratios

  • MFI's Return On Assets of -64.84% is on the low side compared to the rest of the industry. MFI is outperformed by 95.45% of its industry peers.
  • MFI has a worse Return On Equity (-127.57%) than 89.26% of its industry peers.
Industry RankSector Rank
ROA -64.84%
ROE -127.57%
ROIC N/A
ROA(3y)1.55%
ROA(5y)13.15%
ROE(3y)21.86%
ROE(5y)63.79%
ROIC(3y)N/A
ROIC(5y)N/A
MFI Yearly ROA, ROE, ROICMFI Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2020 2021 2022 2023 2024 0 50 -50 100

1.3 Margins

  • With a Gross Margin value of 43.13%, MFI perfoms like the industry average, outperforming 44.63% of the companies in the same industry.
  • In the last couple of years the Gross Margin of MFI has declined.
  • MFI does not have Profit Margin and Operating Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM 43.13%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-1.61%
GM growth 5YN/A
MFI Yearly Profit, Operating, Gross MarginsMFI Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2020 2021 2022 2023 2024 0 20 -20 40 -40 -60

5

2. MFI Health Analysis

2.1 Basic Checks

  • MFI has more shares outstanding than it did 1 year ago.
  • The debt/assets ratio for MFI has been reduced compared to a year ago.
MFI Yearly Shares OutstandingMFI Yearly Shares OutstandingYearly Shares Outstanding 2020 2021 2022 2023 2024 500K 1M 1.5M
MFI Yearly Total Debt VS Total AssetsMFI Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2020 2021 2022 2023 2024 10M 20M 30M 40M 50M

2.2 Solvency

  • MFI has an Altman-Z score of 129.49. This indicates that MFI is financially healthy and has little risk of bankruptcy at the moment.
  • Looking at the Altman-Z score, with a value of 129.49, MFI belongs to the top of the industry, outperforming 97.93% of the companies in the same industry.
  • A Debt/Equity ratio of 0.01 indicates that MFI is not too dependend on debt financing.
  • MFI has a better Debt to Equity ratio (0.01) than 82.64% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.01
Debt/FCF N/A
Altman-Z 129.49
ROIC/WACCN/A
WACCN/A
MFI Yearly LT Debt VS Equity VS FCFMFI Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2020 2021 2022 2023 2024 0 20M -20M

2.3 Liquidity

  • MFI has a Current Ratio of 1.36. This is a normal value and indicates that MFI is financially healthy and should not expect problems in meeting its short term obligations.
  • With a decent Current ratio value of 1.36, MFI is doing good in the industry, outperforming 61.98% of the companies in the same industry.
  • MFI has a Quick Ratio of 1.36. This is a normal value and indicates that MFI is financially healthy and should not expect problems in meeting its short term obligations.
  • With a decent Quick ratio value of 1.36, MFI is doing good in the industry, outperforming 62.40% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 1.36
Quick Ratio 1.36
MFI Yearly Current Assets VS Current LiabilitesMFI Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2020 2021 2022 2023 2024 10M 20M 30M

4

3. MFI Growth Analysis

3.1 Past

  • The earnings per share for MFI have decreased strongly by -14128.76% in the last year.
  • Looking at the last year, MFI shows a decrease in Revenue. The Revenue has decreased by -5.27% in the last year.
  • MFI shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -6.79% yearly.
EPS 1Y (TTM)-14128.76%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-127.25%
Revenue 1Y (TTM)-5.27%
Revenue growth 3Y-6.79%
Revenue growth 5YN/A
Sales Q2Q%20.84%

3.2 Future

  • Based on estimates for the next years, MFI will show a very strong growth in Earnings Per Share. The EPS will grow by 22.77% on average per year.
  • The Revenue is expected to grow by 24.43% on average over the next years. This is a very strong growth
EPS Next Y4.79%
EPS Next 2Y28.27%
EPS Next 3Y22.77%
EPS Next 5YN/A
Revenue Next Year23.3%
Revenue Next 2Y24.13%
Revenue Next 3Y24.43%
Revenue Next 5YN/A

3.3 Evolution

  • The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
MFI Yearly Revenue VS EstimatesMFI Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2020 2021 2022 2023 2024 2025 2026 2027 10M 20M 30M
MFI Yearly EPS VS EstimatesMFI Yearly EPS VS EstimatesYearly EPS VS Estimates 2025 2026 2027 -0.5 -1 -1.5

1

4. MFI Valuation Analysis

4.1 Price/Earnings Ratio

  • The Price/Earnings Ratio is negative for MFI. In the last year negative earnings were reported.
  • Besides the negative Price/Earnings Ratio, also the Forward Price/Earnings Ratio is negative for MFI. No positive earnings are expected for the next year.
Industry RankSector Rank
PE N/A
Fwd PE N/A
MFI Price Earnings VS Forward Price EarningsMFI Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 -50 -100 -150

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
MFI Per share dataMFI EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 -0.5 -1 -1.5 -2

4.3 Compensation for Growth

  • MFI's earnings are expected to grow with 22.77% in the coming years. This may justify a more expensive valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y28.27%
EPS Next 3Y22.77%

0

5. MFI Dividend Analysis

5.1 Amount

  • MFI does not give a dividend.
Industry RankSector Rank
Dividend Yield 0%

MFI Fundamentals: All Metrics, Ratios and Statistics

MF INTERNATIONAL LTD-A

NASDAQ:MFI (3/13/2026, 8:00:00 PM)

12

-0.19 (-1.56%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)N/A
Earnings (Next)04-27
Inst Owners0.01%
Inst Owner Change0%
Ins Owners1.42%
Ins Owner ChangeN/A
Market Cap602.16M
Revenue(TTM)28.68M
Net Income(TTM)-28.36M
AnalystsN/A
Price Target45.9 (282.5%)
Short Float %0.09%
Short Ratio4.11
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
Industry RankSector Rank
PE N/A
Fwd PE N/A
P/S 164.32
P/FCF N/A
P/OCF N/A
P/B 212.03
P/tB 1011.36
EV/EBITDA N/A
EPS(TTM)-2.19
EYN/A
EPS(NY)-0.07
Fwd EYN/A
FCF(TTM)-0.03
FCFYN/A
OCF(TTM)-0.02
OCFYN/A
SpS0.07
BVpS0.06
TBVpS0.01
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA -64.84%
ROE -127.57%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM 43.13%
FCFM N/A
ROA(3y)1.55%
ROA(5y)13.15%
ROE(3y)21.86%
ROE(5y)63.79%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-1.61%
GM growth 5YN/A
F-Score3
Asset Turnover0.66
Health
Industry RankSector Rank
Debt/Equity 0.01
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr 123.73%
Cap/Sales 22.93%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 1.36
Quick Ratio 1.36
Altman-Z 129.49
F-Score3
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)135.63%
Cap/Depr(5y)118.15%
Cap/Sales(3y)24.17%
Cap/Sales(5y)21.24%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-14128.76%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-127.25%
EPS Next Y4.79%
EPS Next 2Y28.27%
EPS Next 3Y22.77%
EPS Next 5YN/A
Revenue 1Y (TTM)-5.27%
Revenue growth 3Y-6.79%
Revenue growth 5YN/A
Sales Q2Q%20.84%
Revenue Next Year23.3%
Revenue Next 2Y24.13%
Revenue Next 3Y24.43%
Revenue Next 5YN/A
EBIT growth 1Y-1133.85%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-500.98%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-170.14%
OCF growth 3YN/A
OCF growth 5YN/A

MF INTERNATIONAL LTD-A / MFI Fundamental Analysis FAQ

What is the ChartMill fundamental rating of MF INTERNATIONAL LTD-A (MFI) stock?

ChartMill assigns a fundamental rating of 3 / 10 to MFI.


What is the valuation status for MFI stock?

ChartMill assigns a valuation rating of 1 / 10 to MF INTERNATIONAL LTD-A (MFI). This can be considered as Overvalued.


Can you provide the profitability details for MF INTERNATIONAL LTD-A?

MF INTERNATIONAL LTD-A (MFI) has a profitability rating of 1 / 10.


Can you provide the expected EPS growth for MFI stock?

The Earnings per Share (EPS) of MF INTERNATIONAL LTD-A (MFI) is expected to grow by 4.79% in the next year.