MIZUHO FINANCIAL GROUP-ADR (MFG) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:MFG - US60687Y1091 - ADR
8.45 USD
-0.06 (-0.71%)
8.5286 USD
+0.08 (+0.93%)
Taking everything into account, MFG scores 4 out of 10 in our fundamental rating. MFG was compared to 383 industry peers in the Banks industry. MFG has a bad profitability rating. Also its financial health evaluation is rather negative. MFG is valued quite expensive, but it does show an excellent growth.
1. Profitability
1.1 Basic Checks
- MFG had positive earnings in the past year.
- In the past year MFG has reported a negative cash flow from operations.
- MFG had positive earnings in each of the past 5 years.
- Of the past 5 years MFG 4 years had a positive operating cash flow.
1.2 Ratios
- Looking at the Return On Assets, with a value of 0.45%, MFG is doing worse than 81.20% of the companies in the same industry.
- With an excellent Return On Equity value of 11.82%, MFG belongs to the best of the industry, outperforming 80.16% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.45% | ||
| ROE | 11.82% | ||
| ROIC | N/A |
ROA(3y)0.26%
ROA(5y)0.24%
ROE(3y)7.07%
ROE(5y)6.43%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- MFG has a Profit Margin (25.06%) which is in line with its industry peers.
- In the last couple of years the Profit Margin of MFG has grown nicely.
- MFG does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 25.06% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y14.49%
PM growth 5Y5.24%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
- MFG does not have a ROIC to compare to the WACC, probably because it is not profitable.
- Compared to 1 year ago, MFG has less shares outstanding
- Compared to 5 years ago, MFG has less shares outstanding
- MFG has a worse debt/assets ratio than last year.
2.2 Solvency
- MFG has a Debt/Equity ratio of 5.92. This is a high value indicating a heavy dependency on external financing.
- Looking at the Debt to Equity ratio, with a value of 5.92, MFG is doing worse than 95.82% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 5.92 | ||
| Debt/FCF | N/A | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC5.04%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
- The Earnings Per Share has grown by an impressive 23.18% over the past year.
- Measured over the past years, MFG shows a quite strong growth in Earnings Per Share. The EPS has been growing by 14.65% on average per year.
- Looking at the last year, MFG shows a very strong growth in Revenue. The Revenue has grown by 30.55%.
- Measured over the past years, MFG shows a quite strong growth in Revenue. The Revenue has been growing by 8.87% on average per year.
EPS 1Y (TTM)23.18%
EPS 3Y41.67%
EPS 5Y14.65%
EPS Q2Q%46.78%
Revenue 1Y (TTM)30.55%
Revenue growth 3Y3.61%
Revenue growth 5Y8.87%
Sales Q2Q%-17.84%
3.2 Future
- The Earnings Per Share is expected to grow by 14.96% on average over the next years. This is quite good.
- MFG is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 9.37% yearly.
EPS Next Y30.37%
EPS Next 2Y17.92%
EPS Next 3Y14.96%
EPS Next 5YN/A
Revenue Next Year11.42%
Revenue Next 2Y9.57%
Revenue Next 3Y9.37%
Revenue Next 5YN/A
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
- The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- With a Price/Earnings ratio of 16.57, MFG is valued correctly.
- MFG's Price/Earnings ratio is a bit more expensive when compared to the industry. MFG is more expensive than 71.02% of the companies in the same industry.
- MFG is valuated rather cheaply when we compare the Price/Earnings ratio to 27.32, which is the current average of the S&P500 Index.
- Based on the Price/Forward Earnings ratio of 13.62, the valuation of MFG can be described as correct.
- 67.36% of the companies in the same industry are cheaper than MFG, based on the Price/Forward Earnings ratio.
- Compared to an average S&P500 Price/Forward Earnings ratio of 24.30, MFG is valued a bit cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 16.57 | ||
| Fwd PE | 13.62 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- MFG's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- MFG's earnings are expected to grow with 14.96% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.55
PEG (5Y)1.13
EPS Next 2Y17.92%
EPS Next 3Y14.96%
5. Dividend
5.1 Amount
- MFG has a Yearly Dividend Yield of 2.14%. Purely for dividend investing, there may be better candidates out there.
- Compared to an average industry Dividend Yield of 2.91, MFG is paying slightly less dividend.
- MFG's Dividend Yield is comparable with the S&P500 average which is at 1.86.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.14% |
5.2 History
- On average, the dividend of MFG grows each year by 9.96%, which is quite nice.
- MFG has been paying a dividend for at least 10 years, so it has a reliable track record.
- As MFG did not decrease their dividend in the past 5 years, we can say the dividend looks stable.
Dividend Growth(5Y)9.96%
Div Incr Years7
Div Non Decr Years7
5.3 Sustainability
- MFG pays out 27.18% of its income as dividend. This is a sustainable payout ratio.
- MFG's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP27.18%
EPS Next 2Y17.92%
EPS Next 3Y14.96%
8.45
-0.06 (-0.71%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)11-14 2025-11-14/dmh
Earnings (Next)02-02 2026-02-02
Inst Owners36.22%
Inst Owner Change0.05%
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap105.03B
Revenue(TTM)5.19T
Net Income(TTM)1.30T
Analysts78.89
Price Target3.05 (-63.91%)
Short Float %0.03%
Short Ratio0.96
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.14% |
Yearly Dividend0.15
Dividend Growth(5Y)9.96%
DP27.18%
Div Incr Years7
Div Non Decr Years7
Ex-Date03-30 2026-03-30 (72.5)
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)34.1%
Min EPS beat(2)16.71%
Max EPS beat(2)51.49%
EPS beat(4)4
Avg EPS beat(4)186.62%
Min EPS beat(4)16.71%
Max EPS beat(4)619.23%
EPS beat(8)8
Avg EPS beat(8)114.87%
EPS beat(12)11
Avg EPS beat(12)80.03%
EPS beat(16)13
Avg EPS beat(16)60.88%
Revenue beat(2)1
Avg Revenue beat(2)0.97%
Min Revenue beat(2)-12.64%
Max Revenue beat(2)14.59%
Revenue beat(4)2
Avg Revenue beat(4)4.62%
Min Revenue beat(4)-12.64%
Max Revenue beat(4)25.94%
Revenue beat(8)6
Avg Revenue beat(8)85.73%
Revenue beat(12)10
Avg Revenue beat(12)106.32%
Revenue beat(16)14
Avg Revenue beat(16)104.66%
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)-0.34%
EPS NQ rev (3m)-3.59%
EPS NY rev (1m)1.99%
EPS NY rev (3m)5.92%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-1.88%
Revenue NY rev (1m)0.49%
Revenue NY rev (3m)2.83%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 16.57 | ||
| Fwd PE | 13.62 | ||
| P/S | 3.19 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 1.51 | ||
| P/tB | 1.64 | ||
| EV/EBITDA | N/A |
EPS(TTM)0.51
EY6.04%
EPS(NY)0.62
Fwd EY7.34%
FCF(TTM)-2.64
FCFYN/A
OCF(TTM)-2.47
OCFYN/A
SpS2.64
BVpS5.61
TBVpS5.17
PEG (NY)0.55
PEG (5Y)1.13
Graham Number8.02
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.45% | ||
| ROE | 11.82% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 25.06% | ||
| GM | N/A | ||
| FCFM | N/A |
ROA(3y)0.26%
ROA(5y)0.24%
ROE(3y)7.07%
ROE(5y)6.43%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y14.49%
PM growth 5Y5.24%
GM growth 3YN/A
GM growth 5YN/A
F-Score6
Asset Turnover0.02
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 5.92 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 154.48% | ||
| Cap/Sales | 6.48% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score6
WACC5.04%
ROIC/WACCN/A
Cap/Depr(3y)140.49%
Cap/Depr(5y)127.01%
Cap/Sales(3y)6.67%
Cap/Sales(5y)6.23%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)23.18%
EPS 3Y41.67%
EPS 5Y14.65%
EPS Q2Q%46.78%
EPS Next Y30.37%
EPS Next 2Y17.92%
EPS Next 3Y14.96%
EPS Next 5YN/A
Revenue 1Y (TTM)30.55%
Revenue growth 3Y3.61%
Revenue growth 5Y8.87%
Sales Q2Q%-17.84%
Revenue Next Year11.42%
Revenue Next 2Y9.57%
Revenue Next 3Y9.37%
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-145.45%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-141.74%
OCF growth 3YN/A
OCF growth 5YN/A
MIZUHO FINANCIAL GROUP-ADR / MFG FAQ
What is the fundamental rating for MFG stock?
ChartMill assigns a fundamental rating of 4 / 10 to MFG.
What is the valuation status of MIZUHO FINANCIAL GROUP-ADR (MFG) stock?
ChartMill assigns a valuation rating of 3 / 10 to MIZUHO FINANCIAL GROUP-ADR (MFG). This can be considered as Overvalued.
Can you provide the profitability details for MIZUHO FINANCIAL GROUP-ADR?
MIZUHO FINANCIAL GROUP-ADR (MFG) has a profitability rating of 3 / 10.
How financially healthy is MIZUHO FINANCIAL GROUP-ADR?
The financial health rating of MIZUHO FINANCIAL GROUP-ADR (MFG) is 1 / 10.
Can you provide the dividend sustainability for MFG stock?
The dividend rating of MIZUHO FINANCIAL GROUP-ADR (MFG) is 6 / 10 and the dividend payout ratio is 27.18%.