MIZUHO FINANCIAL GROUP-ADR (MFG) Stock Fundamental Analysis
USA - NYSE:MFG - US60687Y1091 - ADR
6.42 USD
0 (0%)
6.415 USD
0 (-0.08%)
MFG gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 391 industry peers in the Banks industry. MFG may be in some trouble as it scores bad on both profitability and health. MFG has a decent growth rate and is not valued too expensively. Finally MFG also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
MFG had positive earnings in the past year.
In the past year MFG has reported a negative cash flow from operations.
In the past 5 years MFG has always been profitable.
Of the past 5 years MFG 4 years had a positive operating cash flow.
1.2 Ratios
MFG's Return On Assets of 0.31% is on the low side compared to the rest of the industry. MFG is outperformed by 83.38% of its industry peers.
The Return On Equity of MFG (8.48%) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.31% | ||
| ROE | 8.48% | ||
| ROIC | N/A |
ROA(3y)0.26%
ROA(5y)0.24%
ROE(3y)7.07%
ROE(5y)6.43%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
MFG's Profit Margin of 21.42% is in line compared to the rest of the industry. MFG outperforms 40.92% of its industry peers.
In the last couple of years the Profit Margin of MFG has grown nicely.
MFG does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 21.42% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y14.49%
PM growth 5Y5.24%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
MFG does not have a ROIC to compare to the WACC, probably because it is not profitable.
The number of shares outstanding for MFG has been reduced compared to 1 year ago.
MFG has less shares outstanding than it did 5 years ago.
MFG has a worse debt/assets ratio than last year.
2.2 Solvency
A Debt/Equity ratio of 6.17 is on the high side and indicates that MFG has dependencies on debt financing.
MFG has a Debt to Equity ratio of 6.17. This is amonst the worse of the industry: MFG underperforms 97.19% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 6.17 | ||
| Debt/FCF | N/A | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC5.04%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 23.38% over the past year.
MFG shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 14.65% yearly.
The Revenue has decreased by -0.80% in the past year.
The Revenue has been growing by 8.87% on average over the past years. This is quite good.
EPS 1Y (TTM)23.38%
EPS 3Y41.83%
EPS 5Y14.65%
EPS Q2Q%1.54%
Revenue 1Y (TTM)-0.8%
Revenue growth 3Y3.61%
Revenue growth 5Y8.87%
Sales Q2Q%6.43%
3.2 Future
Based on estimates for the next years, MFG will show a quite strong growth in Earnings Per Share. The EPS will grow by 12.38% on average per year.
The Revenue is expected to grow by 7.71% on average over the next years.
EPS Next Y22.67%
EPS Next 2Y15%
EPS Next 3Y12.38%
EPS Next 5YN/A
Revenue Next Year8.36%
Revenue Next 2Y7.86%
Revenue Next 3Y7.71%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 13.66, which indicates a correct valuation of MFG.
Compared to the rest of the industry, the Price/Earnings ratio of MFG indicates a slightly more expensive valuation: MFG is more expensive than 62.40% of the companies listed in the same industry.
When comparing the Price/Earnings ratio of MFG to the average of the S&P500 Index (26.83), we can say MFG is valued slightly cheaper.
With a Price/Forward Earnings ratio of 10.49, the valuation of MFG can be described as very reasonable.
MFG's Price/Forward Earnings is on the same level as the industry average.
The average S&P500 Price/Forward Earnings ratio is at 22.82. MFG is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 13.66 | ||
| Fwd PE | 10.49 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
MFG's earnings are expected to grow with 12.38% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.6
PEG (5Y)0.93
EPS Next 2Y15%
EPS Next 3Y12.38%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 3.05%, MFG has a reasonable but not impressive dividend return.
Compared to an average industry Dividend Yield of 3.53, MFG has a dividend in line with its industry peers.
MFG's Dividend Yield is a higher than the S&P500 average which is at 2.34.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.05% |
5.2 History
On average, the dividend of MFG grows each year by 9.96%, which is quite nice.
MFG has paid a dividend for at least 10 years, which is a reliable track record.
As MFG did not decrease their dividend in the past 5 years, we can say the dividend looks stable.
Dividend Growth(5Y)9.96%
Div Incr Years7
Div Non Decr Years7
5.3 Sustainability
MFG pays out 34.38% of its income as dividend. This is a sustainable payout ratio.
The dividend of MFG is growing, but earnings are growing more, so the dividend growth is sustainable.
DP34.38%
EPS Next 2Y15%
EPS Next 3Y12.38%
6.42
0 (0%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)
Earnings (Next)
Inst Owners36.4%
Inst Owner Change0.04%
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap79.80B
Revenue(TTM)4118.68B
Net Income(TTM)885.43B
Analysts78.89
Price Target8.06 (25.55%)
Short Float %0.03%
Short Ratio1.42
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.05% |
Yearly Dividend0.16
Dividend Growth(5Y)9.96%
DP34.38%
Div Incr Years7
Div Non Decr Years7
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)339.13%
Min EPS beat(2)59.03%
Max EPS beat(2)619.23%
EPS beat(4)4
Avg EPS beat(4)190.77%
Min EPS beat(4)39.87%
Max EPS beat(4)619.23%
EPS beat(8)8
Avg EPS beat(8)116.05%
EPS beat(12)11
Avg EPS beat(12)80.4%
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)1
Avg Revenue beat(2)8.27%
Min Revenue beat(2)-9.41%
Max Revenue beat(2)25.94%
Revenue beat(4)3
Avg Revenue beat(4)15.59%
Min Revenue beat(4)-9.41%
Max Revenue beat(4)25.94%
Revenue beat(8)7
Avg Revenue beat(8)151.99%
Revenue beat(12)11
Avg Revenue beat(12)123.18%
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-3.83%
EPS NQ rev (1m)-0.03%
EPS NQ rev (3m)7.99%
EPS NY rev (1m)1.25%
EPS NY rev (3m)8.97%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0.09%
Revenue NY rev (3m)-1.74%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 13.66 | ||
| Fwd PE | 10.49 | ||
| P/S | 2.95 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 1.17 | ||
| P/tB | 1.26 | ||
| EV/EBITDA | N/A |
EPS(TTM)0.47
EY7.32%
EPS(NY)0.61
Fwd EY9.53%
FCF(TTM)-2.2
FCFYN/A
OCF(TTM)-2.01
OCFYN/A
SpS2.18
BVpS5.5
TBVpS5.08
PEG (NY)0.6
PEG (5Y)0.93
Graham Number7.63
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.31% | ||
| ROE | 8.48% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 21.42% | ||
| GM | N/A | ||
| FCFM | N/A |
ROA(3y)0.26%
ROA(5y)0.24%
ROE(3y)7.07%
ROE(5y)6.43%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y14.49%
PM growth 5Y5.24%
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.01
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 6.17 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 167.51% | ||
| Cap/Sales | 8.34% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score7
WACC5.04%
ROIC/WACCN/A
Cap/Depr(3y)140.49%
Cap/Depr(5y)127.01%
Cap/Sales(3y)6.67%
Cap/Sales(5y)6.23%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)23.38%
EPS 3Y41.83%
EPS 5Y14.65%
EPS Q2Q%1.54%
EPS Next Y22.67%
EPS Next 2Y15%
EPS Next 3Y12.38%
EPS Next 5YN/A
Revenue 1Y (TTM)-0.8%
Revenue growth 3Y3.61%
Revenue growth 5Y8.87%
Sales Q2Q%6.43%
Revenue Next Year8.36%
Revenue Next 2Y7.86%
Revenue Next 3Y7.71%
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-355.89%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-302.7%
OCF growth 3YN/A
OCF growth 5YN/A
MIZUHO FINANCIAL GROUP-ADR / MFG FAQ
What is the fundamental rating for MFG stock?
ChartMill assigns a fundamental rating of 3 / 10 to MFG.
What is the valuation status for MFG stock?
ChartMill assigns a valuation rating of 4 / 10 to MIZUHO FINANCIAL GROUP-ADR (MFG). This can be considered as Fairly Valued.
Can you provide the profitability details for MIZUHO FINANCIAL GROUP-ADR?
MIZUHO FINANCIAL GROUP-ADR (MFG) has a profitability rating of 3 / 10.
Can you provide the financial health for MFG stock?
The financial health rating of MIZUHO FINANCIAL GROUP-ADR (MFG) is 1 / 10.
Is the dividend of MIZUHO FINANCIAL GROUP-ADR sustainable?
The dividend rating of MIZUHO FINANCIAL GROUP-ADR (MFG) is 7 / 10 and the dividend payout ratio is 34.38%.