MFG Fundamental Analysis - MIZUHO FINANCIAL GROUP-ADR

Fundamental Rating

MFG gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 397 industry peers in the Banks industry. MFG has a bad profitability rating. Also its financial health evaluation is rather negative. MFG has a decent growth rate and is not valued too expensively. Finally MFG also has an excellent dividend rating.

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1. Profitability

1.1 Basic Checks

MFG had positive earnings in the past year.

MFG had a negative operating cash flow in the past year.

Each year in the past 5 years MFG has been profitable.

Of the past 5 years MFG 4 years had a positive operating cash flow.

1.2 Ratios

MFG has a worse Return On Assets (0.31%) than 83.88% of its industry peers.

Looking at the Return On Equity, with a value of 8.48%, MFG is in line with its industry, outperforming 51.13% of the companies in the same industry.

		Industry Rank	Sector Rank
ROA	0.31%
ROE	8.48%
ROIC	N/A

ROA(3y)0.26%

ROA(5y)0.24%

ROE(3y)7.07%

ROE(5y)6.43%

ROIC(3y)N/A

ROIC(5y)N/A

1.3 Margins

MFG has a Profit Margin (21.42%) which is in line with its industry peers.

MFG's Profit Margin has improved in the last couple of years.

The Operating Margin and Gross Margin are not available for MFG so they could not be analyzed.

		Industry Rank	Sector Rank
OM	N/A
PM (TTM)	21.42%
GM	N/A

OM growth 3YN/A

OM growth 5YN/A

PM growth 3Y14.49%

PM growth 5Y5.24%

GM growth 3YN/A

GM growth 5YN/A

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ROA

ROE

ROIC

Operating and Profit Margin

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2. Health

2.1 Basic Checks

MFG does not have a ROIC to compare to the WACC, probably because it is not profitable.

Compared to 1 year ago, MFG has less shares outstanding

The number of shares outstanding for MFG has been reduced compared to 5 years ago.

The debt/assets ratio for MFG is higher compared to a year ago.

2.2 Solvency

A Debt/Equity ratio of 6.16 is on the high side and indicates that MFG has dependencies on debt financing.

With a Debt to Equity ratio value of 6.16, MFG is not doing good in the industry: 97.48% of the companies in the same industry are doing better.

		Industry Rank	Sector Rank
Debt/Equity	6.16
Debt/FCF	N/A
Altman-Z	N/A

ROIC/WACCN/A

WACC5.04%

2.3 Liquidity

		Industry Rank	Sector Rank
Current Ratio	N/A
Quick Ratio	N/A

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WACC

Debt/Equity

How to determine the health of a company

Altman-Z score

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3. Growth

3.1 Past

MFG shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 30.73%, which is quite impressive.

The Earnings Per Share has been growing by 14.65% on average over the past years. This is quite good.

Looking at the last year, MFG shows a small growth in Revenue. The Revenue has grown by 6.48% in the last year.

The Revenue has been growing by 8.87% on average over the past years. This is quite good.

EPS 1Y (TTM)30.73%

EPS 3Y41.59%

EPS 5Y14.65%

EPS Q2Q%-13.19%

Revenue 1Y (TTM)6.48%

Revenue growth 3Y3.61%

Revenue growth 5Y8.87%

Sales Q2Q%-76.22%

3.2 Future

MFG is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 11.62% yearly.

Based on estimates for the next years, MFG will show a quite strong growth in Revenue. The Revenue will grow by 8.71% on average per year.

EPS Next Y13.13%

EPS Next 2Y11.62%

EPS Next 3YN/A

EPS Next 5YN/A

Revenue Next Year10.26%

Revenue Next 2Y8.71%

Revenue Next 3YN/A

Revenue Next 5YN/A

3.3 Evolution

The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.

The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.

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4. Valuation

4.1 Price/Earnings Ratio

A Price/Earnings ratio of 11.46 indicates a reasonable valuation of MFG.

Compared to the rest of the industry, the Price/Earnings ratio of MFG indicates a somewhat cheap valuation: MFG is cheaper than 69.77% of the companies listed in the same industry.

The average S&P500 Price/Earnings ratio is at 27.30. MFG is valued rather cheaply when compared to this.

With a Price/Forward Earnings ratio of 10.12, the valuation of MFG can be described as very reasonable.

MFG's Price/Forward Earnings is on the same level as the industry average.

When comparing the Price/Forward Earnings ratio of MFG to the average of the S&P500 Index (21.76), we can say MFG is valued rather cheaply.

		Industry Rank	Sector Rank
PE	11.46
Fwd PE	10.12

4.2 Price Multiples

		Industry Rank	Sector Rank
P/FCF	N/A
EV/EBITDA	N/A

4.3 Compensation for Growth

The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.

PEG (NY)0.87

PEG (5Y)0.78

EPS Next 2Y11.62%

EPS Next 3YN/A

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5. Dividend

5.1 Amount

With a Yearly Dividend Yield of 3.62%, MFG has a reasonable but not impressive dividend return.

Compared to an average industry Dividend Yield of 3.30, MFG pays a bit more dividend than its industry peers.

Compared to an average S&P500 Dividend Yield of 2.37, MFG pays a better dividend.

		Industry Rank	Sector Rank
Dividend Yield	3.62%

5.2 History

On average, the dividend of MFG grows each year by 9.96%, which is quite nice.

MFG has paid a dividend for at least 10 years, which is a reliable track record.

As MFG did not decrease their dividend in the past 5 years, we can say the dividend looks stable.

Dividend Growth(5Y)9.96%

Div Incr Years7

Div Non Decr Years7

5.3 Sustainability

MFG pays out 34.38% of its income as dividend. This is a sustainable payout ratio.

The dividend of MFG is growing around the same rate as the earnings are growing. If this keeps up the dividend growth is sustainable.

DP34.38%

EPS Next 2Y11.62%

EPS Next 3YN/A

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MIZUHO FINANCIAL GROUP-ADR

NYSE:MFG (7/11/2025, 8:04:00 PM)

After market: 5.5 0 (0%)

5.5

-0.02 (-0.36%)

Chartmill FA Rating

GICS SectorFinancials

GICS IndustryGroupBanks

GICS IndustryBanks

Earnings (Last)05-15 2025-05-15/dmh

Earnings (Next)07-29 2025-07-29

Inst Owners38.7%

Inst Owner Change0%

Ins OwnersN/A

Ins Owner ChangeN/A

Market Cap68.89B

Analysts78

Price Target10.05 (82.73%)

Short Float %0.02%

Short Ratio0.78

Dividend

		Industry Rank	Sector Rank
Dividend Yield	3.62%

Yearly Dividend0.16

Dividend Growth(5Y)9.96%

DP34.38%

Div Incr Years7

Div Non Decr Years7

Ex-Date03-28 2025-03-28 (75)

Surprises & Revisions

EPS beat(2)2

Avg EPS beat(2)339.13%

Min EPS beat(2)59.03%

Max EPS beat(2)619.23%

EPS beat(4)4

Avg EPS beat(4)190.77%

Min EPS beat(4)39.87%

Max EPS beat(4)619.23%

EPS beat(8)8

Avg EPS beat(8)116.05%

EPS beat(12)11

Avg EPS beat(12)80.4%

EPS beat(16)N/A

Avg EPS beat(16)N/A

Revenue beat(2)1

Avg Revenue beat(2)8.27%

Min Revenue beat(2)-9.41%

Max Revenue beat(2)25.94%

Revenue beat(4)3

Avg Revenue beat(4)15.59%

Min Revenue beat(4)-9.41%

Max Revenue beat(4)25.94%

Revenue beat(8)7

Avg Revenue beat(8)151.99%

Revenue beat(12)11

Avg Revenue beat(12)123.18%

Revenue beat(16)N/A

Avg Revenue beat(16)N/A

PT rev (1m)-19.46%

PT rev (3m)39.37%

EPS NQ rev (1m)0%

EPS NQ rev (3m)-1.59%

EPS NY rev (1m)0%

EPS NY rev (3m)-0.41%

Revenue NQ rev (1m)0%

Revenue NQ rev (3m)-0.24%

Revenue NY rev (1m)0%

Revenue NY rev (3m)-0.33%

Valuation

		Industry Rank	Sector Rank
PE	11.46
Fwd PE	10.12
P/S	2.44
P/FCF	N/A
P/OCF	N/A
P/B	0.97
P/tB	1.05
EV/EBITDA	N/A

EPS(TTM)0.48

EY8.73%

EPS(NY)0.54

Fwd EY9.88%

FCF(TTM)-2.27

FCFYN/A

OCF(TTM)-2.08

OCFYN/A

SpS2.26

BVpS5.7

TBVpS5.26

PEG (NY)0.87

PEG (5Y)0.78

Profitability

		Industry Rank	Sector Rank
ROA	0.31%
ROE	8.48%
ROCE	N/A
ROIC	N/A
ROICexc	N/A
ROICexgc	N/A
OM	N/A
PM (TTM)	21.42%
GM	N/A
FCFM	N/A

ROA(3y)0.26%

ROA(5y)0.24%

ROE(3y)7.07%

ROE(5y)6.43%

ROIC(3y)N/A

ROIC(5y)N/A

ROICexc(3y)N/A

ROICexc(5y)N/A

ROICexgc(3y)N/A

ROICexgc(5y)N/A

ROCE(3y)N/A

ROCE(5y)N/A

ROICexcg growth 3YN/A

ROICexcg growth 5YN/A

ROICexc growth 3YN/A

ROICexc growth 5YN/A

OM growth 3YN/A

OM growth 5YN/A

PM growth 3Y14.49%

PM growth 5Y5.24%

GM growth 3YN/A

GM growth 5YN/A

F-Score7

Asset Turnover0.01

Health

		Industry Rank	Sector Rank
Debt/Equity	6.16
Debt/FCF	N/A
Debt/EBITDA	N/A
Cap/Depr	167.51%
Cap/Sales	8.34%
Interest Coverage	N/A
Cash Conversion	N/A
Profit Quality	N/A
Current Ratio	N/A
Quick Ratio	N/A
Altman-Z	N/A

F-Score7

WACC5.04%

ROIC/WACCN/A

Cap/Depr(3y)140.49%

Cap/Depr(5y)127.01%

Cap/Sales(3y)6.67%

Cap/Sales(5y)6.23%

Profit Quality(3y)N/A

Profit Quality(5y)N/A

High Growth Momentum

Growth

EPS 1Y (TTM)30.73%

EPS 3Y41.59%

EPS 5Y14.65%

EPS Q2Q%-13.19%

EPS Next Y13.13%

EPS Next 2Y11.62%

EPS Next 3YN/A

EPS Next 5YN/A

Revenue 1Y (TTM)6.48%

Revenue growth 3Y3.61%

Revenue growth 5Y8.87%

Sales Q2Q%-76.22%

Revenue Next Year10.26%

Revenue Next 2Y8.71%

Revenue Next 3YN/A

Revenue Next 5YN/A

EBIT growth 1YN/A

EBIT growth 3YN/A

EBIT growth 5YN/A

EBIT Next YearN/A

EBIT Next 3YN/A

EBIT Next 5YN/A

FCF growth 1Y-355.89%

FCF growth 3YN/A

FCF growth 5YN/A

OCF growth 1Y-302.7%

OCF growth 3YN/A

OCF growth 5YN/A

MIZUHO FINANCIAL GROUP-ADR (MFG) Stock Fundamental Analysis

1. Profitability

1.1 Basic Checks

1.2 Ratios

1.3 Margins

More info and screens

2. Health

2.1 Basic Checks

2.2 Solvency

2.3 Liquidity

More info and screens

3. Growth

3.1 Past

3.2 Future

3.3 Evolution

More info and screens

4. Valuation

4.1 Price/Earnings Ratio

4.2 Price Multiples

4.3 Compensation for Growth

More info and screens

5. Dividend

5.1 Amount

5.2 History

5.3 Sustainability

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