MFG Fundamental Analysis - MIZUHO FINANCIAL GROUP-ADR

Fundamental Rating

MFG gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 393 industry peers in the Banks industry. Both the profitability and financial health of MFG have multiple concerns. MFG has a correct valuation and a medium growth rate. MFG also has an excellent dividend rating.

Quickly go to:

1. Profitability

1.1 Basic Checks

MFG had positive earnings in the past year.

MFG had a negative operating cash flow in the past year.

In the past 5 years MFG has always been profitable.

MFG had a positive operating cash flow in 4 of the past 5 years.

1.2 Ratios

MFG has a worse Return On Assets (0.31%) than 82.95% of its industry peers.

MFG has a Return On Equity (8.48%) which is comparable to the rest of the industry.

		Industry Rank	Sector Rank
ROA	0.31%
ROE	8.48%
ROIC	N/A

ROA(3y)0.26%

ROA(5y)0.24%

ROE(3y)7.07%

ROE(5y)6.43%

ROIC(3y)N/A

ROIC(5y)N/A

1.3 Margins

MFG has a Profit Margin (21.42%) which is comparable to the rest of the industry.

In the last couple of years the Profit Margin of MFG has grown nicely.

The Operating Margin and Gross Margin are not available for MFG so they could not be analyzed.

		Industry Rank	Sector Rank
OM	N/A
PM (TTM)	21.42%
GM	N/A

OM growth 3YN/A

OM growth 5YN/A

PM growth 3Y14.49%

PM growth 5Y5.24%

GM growth 3YN/A

GM growth 5YN/A

More info and screens

ROA

ROE

ROIC

Operating and Profit Margin

Show most profitable peers

2. Health

2.1 Basic Checks

MFG does not have a ROIC to compare to the WACC, probably because it is not profitable.

Compared to 1 year ago, MFG has less shares outstanding

Compared to 5 years ago, MFG has less shares outstanding

MFG has a worse debt/assets ratio than last year.

2.2 Solvency

MFG has a Debt/Equity ratio of 6.16. This is a high value indicating a heavy dependency on external financing.

MFG has a Debt to Equity ratio of 6.16. This is amonst the worse of the industry: MFG underperforms 97.20% of its industry peers.

		Industry Rank	Sector Rank
Debt/Equity	6.16
Debt/FCF	N/A
Altman-Z	N/A

ROIC/WACCN/A

WACC5.05%

2.3 Liquidity

		Industry Rank	Sector Rank
Current Ratio	N/A
Quick Ratio	N/A

More info and screens

WACC

Debt/Equity

How to determine the health of a company

Altman-Z score

Show peers with great health

3. Growth

3.1 Past

MFG shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 23.38%, which is quite impressive.

Measured over the past years, MFG shows a quite strong growth in Earnings Per Share. The EPS has been growing by 14.65% on average per year.

The Revenue has been growing slightly by 5.38% in the past year.

MFG shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 8.87% yearly.

EPS 1Y (TTM)23.38%

EPS 3Y41.85%

EPS 5Y14.65%

EPS Q2Q%1.54%

Revenue 1Y (TTM)5.38%

Revenue growth 3Y3.61%

Revenue growth 5Y8.87%

Sales Q2Q%6.43%

3.2 Future

MFG is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 12.35% yearly.

Based on estimates for the next years, MFG will show a small growth in Revenue. The Revenue will grow by 7.64% on average per year.

EPS Next Y21.43%

EPS Next 2Y14.43%

EPS Next 3Y12.35%

EPS Next 5YN/A

Revenue Next Year8.33%

Revenue Next 2Y7.9%

Revenue Next 3Y7.64%

Revenue Next 5YN/A

3.3 Evolution

When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.

When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.

More info and screens

Find the best growth stocks

Show best growing peers

4. Valuation

4.1 Price/Earnings Ratio

A Price/Earnings ratio of 13.93 indicates a correct valuation of MFG.

MFG's Price/Earnings ratio is in line with the industry average.

MFG is valuated rather cheaply when we compare the Price/Earnings ratio to 27.14, which is the current average of the S&P500 Index.

Based on the Price/Forward Earnings ratio of 10.70, the valuation of MFG can be described as reasonable.

The rest of the industry has a similar Price/Forward Earnings ratio as MFG.

The average S&P500 Price/Forward Earnings ratio is at 22.80. MFG is valued rather cheaply when compared to this.

		Industry Rank	Sector Rank
PE	13.93
Fwd PE	10.7

4.2 Price Multiples

		Industry Rank	Sector Rank
P/FCF	N/A
EV/EBITDA	N/A

4.3 Compensation for Growth

The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.

A more expensive valuation may be justified as MFG's earnings are expected to grow with 12.35% in the coming years.

PEG (NY)0.65

PEG (5Y)0.95

EPS Next 2Y14.43%

EPS Next 3Y12.35%

More info and screens

Show best valued peers

5. Dividend

5.1 Amount

With a Yearly Dividend Yield of 3.04%, MFG has a reasonable but not impressive dividend return.

MFG's Dividend Yield is comparable with the industry average which is at 3.30.

Compared to an average S&P500 Dividend Yield of 2.34, MFG pays a bit more dividend than the S&P500 average.

		Industry Rank	Sector Rank
Dividend Yield	3.04%

5.2 History

On average, the dividend of MFG grows each year by 9.96%, which is quite nice.

MFG has been paying a dividend for at least 10 years, so it has a reliable track record.

MFG has not decreased its dividend in the past 5 years, so it has a somewhat stable track record.

Dividend Growth(5Y)9.96%

Div Incr Years7

Div Non Decr Years7

5.3 Sustainability

MFG pays out 34.38% of its income as dividend. This is a sustainable payout ratio.

MFG's earnings are growing more than its dividend. This makes the dividend growth sustainable.

DP34.38%

EPS Next 2Y14.43%

EPS Next 3Y12.35%

More info and screens

Find the best dividend stocks

Show peers with best dividend

MIZUHO FINANCIAL GROUP-ADR

NYSE:MFG (8/28/2025, 12:12:10 PM)

6.685

+0.13 (+1.91%)

Chartmill FA Rating

GICS SectorFinancials

GICS IndustryGroupBanks

GICS IndustryBanks

Earnings (Last)07-31 2025-07-31/dmh

Earnings (Next)11-12 2025-11-12

Inst Owners38.7%

Inst Owner Change18.08%

Ins OwnersN/A

Ins Owner ChangeN/A

Market Cap83.29B

Analysts78

Price Target9.47 (41.66%)

Short Float %0.03%

Short Ratio1

Dividend

		Industry Rank	Sector Rank
Dividend Yield	3.04%

Yearly Dividend0.16

Dividend Growth(5Y)9.96%

DP34.38%

Div Incr Years7

Div Non Decr Years7

Ex-Date09-29 2025-09-29 (72.5)

Surprises & Revisions

EPS beat(2)2

Avg EPS beat(2)339.13%

Min EPS beat(2)59.03%

Max EPS beat(2)619.23%

EPS beat(4)4

Avg EPS beat(4)190.77%

Min EPS beat(4)39.87%

Max EPS beat(4)619.23%

EPS beat(8)8

Avg EPS beat(8)116.05%

EPS beat(12)11

Avg EPS beat(12)80.4%

EPS beat(16)N/A

Avg EPS beat(16)N/A

Revenue beat(2)1

Avg Revenue beat(2)8.27%

Min Revenue beat(2)-9.41%

Max Revenue beat(2)25.94%

Revenue beat(4)3

Avg Revenue beat(4)15.59%

Min Revenue beat(4)-9.41%

Max Revenue beat(4)25.94%

Revenue beat(8)7

Avg Revenue beat(8)151.99%

Revenue beat(12)11

Avg Revenue beat(12)123.18%

Revenue beat(16)N/A

Avg Revenue beat(16)N/A

PT rev (1m)-3.83%

PT rev (3m)-24.09%

EPS NQ rev (1m)0.29%

EPS NQ rev (3m)8.21%

EPS NY rev (1m)7.65%

EPS NY rev (3m)8.1%

Revenue NQ rev (1m)0%

Revenue NQ rev (3m)0%

Revenue NY rev (1m)-1.76%

Revenue NY rev (3m)-1.76%

Valuation

		Industry Rank	Sector Rank
PE	13.93
Fwd PE	10.7
P/S	2.98
P/FCF	N/A
P/OCF	N/A
P/B	1.18
P/tB	1.28
EV/EBITDA	N/A

EPS(TTM)0.48

EY7.18%

EPS(NY)0.62

Fwd EY9.35%

FCF(TTM)-2.26

FCFYN/A

OCF(TTM)-2.07

OCFYN/A

SpS2.24

BVpS5.66

TBVpS5.22

PEG (NY)0.65

PEG (5Y)0.95

Profitability

		Industry Rank	Sector Rank
ROA	0.31%
ROE	8.48%
ROCE	N/A
ROIC	N/A
ROICexc	N/A
ROICexgc	N/A
OM	N/A
PM (TTM)	21.42%
GM	N/A
FCFM	N/A

ROA(3y)0.26%

ROA(5y)0.24%

ROE(3y)7.07%

ROE(5y)6.43%

ROIC(3y)N/A

ROIC(5y)N/A

ROICexc(3y)N/A

ROICexc(5y)N/A

ROICexgc(3y)N/A

ROICexgc(5y)N/A

ROCE(3y)N/A

ROCE(5y)N/A

ROICexcg growth 3YN/A

ROICexcg growth 5YN/A

ROICexc growth 3YN/A

ROICexc growth 5YN/A

OM growth 3YN/A

OM growth 5YN/A

PM growth 3Y14.49%

PM growth 5Y5.24%

GM growth 3YN/A

GM growth 5YN/A

F-Score7

Asset Turnover0.01

Health

		Industry Rank	Sector Rank
Debt/Equity	6.16
Debt/FCF	N/A
Debt/EBITDA	N/A
Cap/Depr	167.51%
Cap/Sales	8.34%
Interest Coverage	N/A
Cash Conversion	N/A
Profit Quality	N/A
Current Ratio	N/A
Quick Ratio	N/A
Altman-Z	N/A

F-Score7

WACC5.05%

ROIC/WACCN/A

Cap/Depr(3y)140.49%

Cap/Depr(5y)127.01%

Cap/Sales(3y)6.67%

Cap/Sales(5y)6.23%

Profit Quality(3y)N/A

Profit Quality(5y)N/A

High Growth Momentum

Growth

EPS 1Y (TTM)23.38%

EPS 3Y41.85%

EPS 5Y14.65%

EPS Q2Q%1.54%

EPS Next Y21.43%

EPS Next 2Y14.43%

EPS Next 3Y12.35%

EPS Next 5YN/A

Revenue 1Y (TTM)5.38%

Revenue growth 3Y3.61%

Revenue growth 5Y8.87%

Sales Q2Q%6.43%

Revenue Next Year8.33%

Revenue Next 2Y7.9%

Revenue Next 3Y7.64%

Revenue Next 5YN/A

EBIT growth 1YN/A

EBIT growth 3YN/A

EBIT growth 5YN/A

EBIT Next YearN/A

EBIT Next 3YN/A

EBIT Next 5YN/A

FCF growth 1Y-355.89%

FCF growth 3YN/A

FCF growth 5YN/A

OCF growth 1Y-302.7%

OCF growth 3YN/A

OCF growth 5YN/A

MIZUHO FINANCIAL GROUP-ADR (MFG) Stock Fundamental Analysis

1. Profitability

1.1 Basic Checks

1.2 Ratios

1.3 Margins

More info and screens

2. Health

2.1 Basic Checks

2.2 Solvency

2.3 Liquidity

More info and screens

3. Growth

3.1 Past

3.2 Future

3.3 Evolution

More info and screens

4. Valuation

4.1 Price/Earnings Ratio

4.2 Price Multiples

4.3 Compensation for Growth

More info and screens

5. Dividend

5.1 Amount

5.2 History

5.3 Sustainability

More info and screens