MIZUHO FINANCIAL GROUP-ADR (MFG) Fundamental Analysis & Valuation
NYSE:MFG • US60687Y1091
Current stock price
8.51 USD
-0.09 (-1.05%)
At close:
8.51 USD
0 (0%)
After Hours:
This MFG fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.
1. MFG Profitability Analysis
1.1 Basic Checks
- In the past year MFG was profitable.
- MFG had a negative operating cash flow in the past year.
- MFG had positive earnings in each of the past 5 years.
- Of the past 5 years MFG 4 years had a positive operating cash flow.
1.2 Ratios
- MFG's Return On Assets of 0.35% is on the low side compared to the rest of the industry. MFG is outperformed by 88.56% of its industry peers.
- MFG has a Return On Equity (9.18%) which is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.35% | ||
| ROE | 9.18% | ||
| ROIC | N/A |
ROA(3y)0.26%
ROA(5y)0.24%
ROE(3y)7.07%
ROE(5y)6.43%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- With a Profit Margin value of 23.94%, MFG perfoms like the industry average, outperforming 41.49% of the companies in the same industry.
- In the last couple of years the Profit Margin of MFG has grown nicely.
- MFG does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 23.94% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y14.49%
PM growth 5Y5.24%
GM growth 3YN/A
GM growth 5YN/A
2. MFG Health Analysis
2.1 Basic Checks
- MFG does not have a ROIC to compare to the WACC, probably because it is not profitable.
- MFG has less shares outstanding than it did 1 year ago.
- Compared to 5 years ago, MFG has less shares outstanding
- MFG has a worse debt/assets ratio than last year.
2.2 Solvency
- MFG has a Debt/Equity ratio of 5.92. This is a high value indicating a heavy dependency on external financing.
- With a Debt to Equity ratio value of 5.92, MFG is not doing good in the industry: 97.07% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 5.92 | ||
| Debt/FCF | N/A | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC5.04%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. MFG Growth Analysis
3.1 Past
- The Earnings Per Share has grown by an nice 19.78% over the past year.
- MFG shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 14.65% yearly.
- MFG shows a small growth in Revenue. In the last year, the Revenue has grown by 1.09%.
- Measured over the past years, MFG shows a quite strong growth in Revenue. The Revenue has been growing by 8.87% on average per year.
EPS 1Y (TTM)19.78%
EPS 3Y42.26%
EPS 5Y14.65%
EPS Q2Q%16.36%
Revenue 1Y (TTM)1.09%
Revenue growth 3Y3.61%
Revenue growth 5Y8.87%
Sales Q2Q%18.6%
3.2 Future
- Based on estimates for the next years, MFG will show a very strong growth in Earnings Per Share. The EPS will grow by 20.06% on average per year.
- MFG is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 13.33% yearly.
EPS Next Y38.19%
EPS Next 2Y23.67%
EPS Next 3Y20.06%
EPS Next 5YN/A
Revenue Next Year15.56%
Revenue Next 2Y14.54%
Revenue Next 3Y13.33%
Revenue Next 5YN/A
3.3 Evolution
- The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. MFG Valuation Analysis
4.1 Price/Earnings Ratio
- The Price/Earnings ratio is 15.47, which indicates a correct valuation of MFG.
- 75.00% of the companies in the same industry are cheaper than MFG, based on the Price/Earnings ratio.
- MFG is valuated rather cheaply when we compare the Price/Earnings ratio to 26.64, which is the current average of the S&P500 Index.
- MFG is valuated correctly with a Price/Forward Earnings ratio of 12.22.
- Based on the Price/Forward Earnings ratio, MFG is valued a bit more expensive than the industry average as 69.68% of the companies are valued more cheaply.
- The average S&P500 Price/Forward Earnings ratio is at 21.36. MFG is valued slightly cheaper when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.47 | ||
| Fwd PE | 12.22 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- MFG's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- A more expensive valuation may be justified as MFG's earnings are expected to grow with 20.06% in the coming years.
PEG (NY)0.41
PEG (5Y)1.06
EPS Next 2Y23.67%
EPS Next 3Y20.06%
5. MFG Dividend Analysis
5.1 Amount
- With a Yearly Dividend Yield of 2.26%, MFG has a reasonable but not impressive dividend return.
- MFG's Dividend Yield is comparable with the industry average which is at 2.57.
- Compared to an average S&P500 Dividend Yield of 1.82, MFG pays a bit more dividend than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.26% |
5.2 History
- On average, the dividend of MFG grows each year by 9.96%, which is quite nice.
- MFG has been paying a dividend for at least 10 years, so it has a reliable track record.
- MFG has not decreased its dividend in the past 5 years, so it has a somewhat stable track record.
Dividend Growth(5Y)9.96%
Div Incr Years8
Div Non Decr Years8
5.3 Sustainability
- MFG pays out 35.00% of its income as dividend. This is a sustainable payout ratio.
- MFG's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP35%
EPS Next 2Y23.67%
EPS Next 3Y20.06%
MFG Fundamentals: All Metrics, Ratios and Statistics
8.51
-0.09 (-1.05%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Industry StrengthN/A
Industry GrowthN/A
Earnings (Last)02-02 2026-02-02/dmh
Earnings (Next)05-15 2026-05-15/bmo
Inst Owners36.87%
Inst Owner Change0.2%
Ins OwnersN/A
Ins Owner Change0%
Market Cap103.76B
Revenue(TTM)4.30T
Net Income(TTM)1.01T
Analysts78.95
Price Target9.37 (10.11%)
Short Float %0.04%
Short Ratio0.84
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.26% |
Yearly Dividend0.15
Dividend Growth(5Y)9.96%
DP35%
Div Incr Years8
Div Non Decr Years8
Ex-Date03-30 2026-03-30 (72.5)
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)34.1%
Min EPS beat(2)16.71%
Max EPS beat(2)51.49%
EPS beat(4)4
Avg EPS beat(4)186.62%
Min EPS beat(4)16.71%
Max EPS beat(4)619.23%
EPS beat(8)8
Avg EPS beat(8)114.87%
EPS beat(12)11
Avg EPS beat(12)80.03%
EPS beat(16)13
Avg EPS beat(16)60.88%
Revenue beat(2)1
Avg Revenue beat(2)0.97%
Min Revenue beat(2)-12.64%
Max Revenue beat(2)14.59%
Revenue beat(4)2
Avg Revenue beat(4)4.62%
Min Revenue beat(4)-12.64%
Max Revenue beat(4)25.94%
Revenue beat(8)6
Avg Revenue beat(8)85.73%
Revenue beat(12)10
Avg Revenue beat(12)106.32%
Revenue beat(16)14
Avg Revenue beat(16)104.66%
PT rev (1m)-1.08%
PT rev (3m)-1.08%
EPS NQ rev (1m)-0.51%
EPS NQ rev (3m)-0.51%
EPS NY rev (1m)1.06%
EPS NY rev (3m)3.47%
Revenue NQ rev (1m)-2.43%
Revenue NQ rev (3m)-2.43%
Revenue NY rev (1m)3.06%
Revenue NY rev (3m)3.71%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.47 | ||
| Fwd PE | 12.22 | ||
| P/S | 3.85 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 1.48 | ||
| P/tB | 1.6 | ||
| EV/EBITDA | N/A |
EPS(TTM)0.55
EY6.46%
EPS(NY)0.7
Fwd EY8.18%
FCF(TTM)-2.71
FCFYN/A
OCF(TTM)-2.54
OCFYN/A
SpS2.21
BVpS5.76
TBVpS5.31
PEG (NY)0.41
PEG (5Y)1.06
Graham Number8.44295 (-0.79%)
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.35% | ||
| ROE | 9.18% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 23.94% | ||
| GM | N/A | ||
| FCFM | N/A |
ROA(3y)0.26%
ROA(5y)0.24%
ROE(3y)7.07%
ROE(5y)6.43%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y14.49%
PM growth 5Y5.24%
GM growth 3YN/A
GM growth 5YN/A
F-Score6
Asset Turnover0.01
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 5.92 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 154.48% | ||
| Cap/Sales | 7.98% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score6
WACC5.04%
ROIC/WACCN/A
Cap/Depr(3y)140.49%
Cap/Depr(5y)127.01%
Cap/Sales(3y)6.67%
Cap/Sales(5y)6.23%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)19.78%
EPS 3Y42.26%
EPS 5Y14.65%
EPS Q2Q%16.36%
EPS Next Y38.19%
EPS Next 2Y23.67%
EPS Next 3Y20.06%
EPS Next 5YN/A
Revenue 1Y (TTM)1.09%
Revenue growth 3Y3.61%
Revenue growth 5Y8.87%
Sales Q2Q%18.6%
Revenue Next Year15.56%
Revenue Next 2Y14.54%
Revenue Next 3Y13.33%
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-145.45%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-141.74%
OCF growth 3YN/A
OCF growth 5YN/A
MIZUHO FINANCIAL GROUP-ADR / MFG Fundamental Analysis FAQ
What is the fundamental rating for MFG stock?
ChartMill assigns a fundamental rating of 4 / 10 to MFG.
What is the valuation status of MIZUHO FINANCIAL GROUP-ADR (MFG) stock?
ChartMill assigns a valuation rating of 3 / 10 to MIZUHO FINANCIAL GROUP-ADR (MFG). This can be considered as Overvalued.
What is the profitability of MFG stock?
MIZUHO FINANCIAL GROUP-ADR (MFG) has a profitability rating of 3 / 10.
What is the financial health of MIZUHO FINANCIAL GROUP-ADR (MFG) stock?
The financial health rating of MIZUHO FINANCIAL GROUP-ADR (MFG) is 1 / 10.
Can you provide the expected EPS growth for MFG stock?
The Earnings per Share (EPS) of MIZUHO FINANCIAL GROUP-ADR (MFG) is expected to grow by 38.19% in the next year.