MIZUHO FINANCIAL GROUP-ADR (MFG) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:MFG - US60687Y1091 - ADR
7.23 USD
-0.15 (-2.03%)
7.19 USD
-0.04 (-0.55%)
MFG gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 385 industry peers in the Banks industry. MFG may be in some trouble as it scores bad on both profitability and health. MFG has a correct valuation and a medium growth rate. Finally MFG also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
In the past year MFG was profitable.
In the past year MFG has reported a negative cash flow from operations.
MFG had positive earnings in each of the past 5 years.
Of the past 5 years MFG 4 years had a positive operating cash flow.
1.2 Ratios
MFG has a Return On Assets of 0.31%. This is amonst the worse of the industry: MFG underperforms 85.71% of its industry peers.
MFG has a Return On Equity of 8.48%. This is comparable to the rest of the industry: MFG outperforms 46.75% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.31% | ||
| ROE | 8.48% | ||
| ROIC | N/A |
ROA(3y)0.26%
ROA(5y)0.24%
ROE(3y)7.07%
ROE(5y)6.43%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
MFG's Profit Margin of 21.42% is on the low side compared to the rest of the industry. MFG is outperformed by 61.04% of its industry peers.
MFG's Profit Margin has improved in the last couple of years.
The Operating Margin and Gross Margin are not available for MFG so they could not be analyzed.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 21.42% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y14.49%
PM growth 5Y5.24%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
MFG does not have a ROIC to compare to the WACC, probably because it is not profitable.
Compared to 1 year ago, MFG has less shares outstanding
The number of shares outstanding for MFG has been reduced compared to 5 years ago.
Compared to 1 year ago, MFG has a worse debt to assets ratio.
2.2 Solvency
MFG has a Debt/Equity ratio of 6.17. This is a high value indicating a heavy dependency on external financing.
MFG has a Debt to Equity ratio of 6.17. This is amonst the worse of the industry: MFG underperforms 96.62% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 6.17 | ||
| Debt/FCF | N/A | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC5.04%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 23.18% over the past year.
The Earnings Per Share has been growing by 14.65% on average over the past years. This is quite good.
MFG shows a small growth in Revenue. In the last year, the Revenue has grown by 5.38%.
The Revenue has been growing by 8.87% on average over the past years. This is quite good.
EPS 1Y (TTM)23.18%
EPS 3Y41.83%
EPS 5Y14.65%
EPS Q2Q%46.78%
Revenue 1Y (TTM)5.38%
Revenue growth 3Y3.61%
Revenue growth 5Y8.87%
Sales Q2Q%-17.84%
3.2 Future
The Earnings Per Share is expected to grow by 13.52% on average over the next years. This is quite good.
The Revenue is expected to grow by 8.92% on average over the next years. This is quite good.
EPS Next Y27.39%
EPS Next 2Y16.43%
EPS Next 3Y13.52%
EPS Next 5YN/A
Revenue Next Year10.88%
Revenue Next 2Y9.14%
Revenue Next 3Y8.92%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
4. Valuation
4.1 Price/Earnings Ratio
MFG is valuated correctly with a Price/Earnings ratio of 13.64.
MFG's Price/Earnings is on the same level as the industry average.
When comparing the Price/Earnings ratio of MFG to the average of the S&P500 Index (26.22), we can say MFG is valued slightly cheaper.
The Price/Forward Earnings ratio is 11.68, which indicates a very decent valuation of MFG.
Based on the Price/Forward Earnings ratio, MFG is valued a bit more expensive than the industry average as 60.78% of the companies are valued more cheaply.
MFG's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 23.58.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 13.64 | ||
| Fwd PE | 11.68 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
MFG's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
A more expensive valuation may be justified as MFG's earnings are expected to grow with 13.52% in the coming years.
PEG (NY)0.5
PEG (5Y)0.93
EPS Next 2Y16.43%
EPS Next 3Y13.52%
5. Dividend
5.1 Amount
MFG has a Yearly Dividend Yield of 2.60%. Purely for dividend investing, there may be better candidates out there.
MFG's Dividend Yield is comparable with the industry average which is at 2.70.
MFG's Dividend Yield is a higher than the S&P500 average which is at 1.87.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.6% |
5.2 History
On average, the dividend of MFG grows each year by 9.96%, which is quite nice.
MFG has paid a dividend for at least 10 years, which is a reliable track record.
MFG has not decreased its dividend in the past 5 years, so it has a somewhat stable track record.
Dividend Growth(5Y)9.96%
Div Incr Years7
Div Non Decr Years7
5.3 Sustainability
34.38% of the earnings are spent on dividend by MFG. This is a low number and sustainable payout ratio.
MFG's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP34.38%
EPS Next 2Y16.43%
EPS Next 3Y13.52%
7.23
-0.15 (-2.03%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)
Earnings (Next)
Inst Owners38.21%
Inst Owner Change9.09%
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap89.86B
Revenue(TTM)4.12T
Net Income(TTM)885.43B
Analysts78.89
Price Target5.94 (-17.84%)
Short Float %0.05%
Short Ratio1.96
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.6% |
Yearly Dividend0.16
Dividend Growth(5Y)9.96%
DP34.38%
Div Incr Years7
Div Non Decr Years7
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)339.13%
Min EPS beat(2)59.03%
Max EPS beat(2)619.23%
EPS beat(4)4
Avg EPS beat(4)190.77%
Min EPS beat(4)39.87%
Max EPS beat(4)619.23%
EPS beat(8)8
Avg EPS beat(8)116.05%
EPS beat(12)11
Avg EPS beat(12)80.4%
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)1
Avg Revenue beat(2)8.27%
Min Revenue beat(2)-9.41%
Max Revenue beat(2)25.94%
Revenue beat(4)3
Avg Revenue beat(4)15.59%
Min Revenue beat(4)-9.41%
Max Revenue beat(4)25.94%
Revenue beat(8)7
Avg Revenue beat(8)151.99%
Revenue beat(12)11
Avg Revenue beat(12)123.18%
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)-0.03%
EPS NQ rev (3m)-0.03%
EPS NY rev (1m)3.27%
EPS NY rev (3m)5.16%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)2.33%
Revenue NY rev (3m)2.42%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 13.64 | ||
| Fwd PE | 11.68 | ||
| P/S | 3.36 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 1.33 | ||
| P/tB | 1.44 | ||
| EV/EBITDA | N/A |
EPS(TTM)0.53
EY7.33%
EPS(NY)0.62
Fwd EY8.56%
FCF(TTM)-2.17
FCFYN/A
OCF(TTM)-1.99
OCFYN/A
SpS2.15
BVpS5.43
TBVpS5.01
PEG (NY)0.5
PEG (5Y)0.93
Graham Number8.05
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.31% | ||
| ROE | 8.48% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 21.42% | ||
| GM | N/A | ||
| FCFM | N/A |
ROA(3y)0.26%
ROA(5y)0.24%
ROE(3y)7.07%
ROE(5y)6.43%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y14.49%
PM growth 5Y5.24%
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.01
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 6.17 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 167.51% | ||
| Cap/Sales | 8.34% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score7
WACC5.04%
ROIC/WACCN/A
Cap/Depr(3y)140.49%
Cap/Depr(5y)127.01%
Cap/Sales(3y)6.67%
Cap/Sales(5y)6.23%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)23.18%
EPS 3Y41.83%
EPS 5Y14.65%
EPS Q2Q%46.78%
EPS Next Y27.39%
EPS Next 2Y16.43%
EPS Next 3Y13.52%
EPS Next 5YN/A
Revenue 1Y (TTM)5.38%
Revenue growth 3Y3.61%
Revenue growth 5Y8.87%
Sales Q2Q%-17.84%
Revenue Next Year10.88%
Revenue Next 2Y9.14%
Revenue Next 3Y8.92%
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-355.89%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-302.7%
OCF growth 3YN/A
OCF growth 5YN/A
MIZUHO FINANCIAL GROUP-ADR / MFG FAQ
What is the fundamental rating for MFG stock?
ChartMill assigns a fundamental rating of 3 / 10 to MFG.
What is the valuation status for MFG stock?
ChartMill assigns a valuation rating of 4 / 10 to MIZUHO FINANCIAL GROUP-ADR (MFG). This can be considered as Fairly Valued.
Can you provide the profitability details for MIZUHO FINANCIAL GROUP-ADR?
MIZUHO FINANCIAL GROUP-ADR (MFG) has a profitability rating of 2 / 10.
Can you provide the financial health for MFG stock?
The financial health rating of MIZUHO FINANCIAL GROUP-ADR (MFG) is 1 / 10.
Is the dividend of MIZUHO FINANCIAL GROUP-ADR sustainable?
The dividend rating of MIZUHO FINANCIAL GROUP-ADR (MFG) is 7 / 10 and the dividend payout ratio is 34.38%.