MIZUHO FINANCIAL GROUP-ADR (MFG) Fundamental Analysis & Valuation
NYSE:MFG • US60687Y1091
Current stock price
8.8 USD
+0.55 (+6.67%)
At close:
8.76 USD
-0.04 (-0.45%)
After Hours:
This MFG fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.
1. MFG Profitability Analysis
1.1 Basic Checks
- MFG had positive earnings in the past year.
- MFG had a negative operating cash flow in the past year.
- MFG had positive earnings in each of the past 5 years.
- MFG had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
- MFG has a worse Return On Assets (0.35%) than 87.89% of its industry peers.
- Looking at the Return On Equity, with a value of 9.18%, MFG is in line with its industry, outperforming 49.74% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.35% | ||
| ROE | 9.18% | ||
| ROIC | N/A |
ROA(3y)0.26%
ROA(5y)0.24%
ROE(3y)7.07%
ROE(5y)6.43%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- Looking at the Profit Margin, with a value of 23.94%, MFG is in line with its industry, outperforming 42.37% of the companies in the same industry.
- MFG's Profit Margin has improved in the last couple of years.
- MFG does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 23.94% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y14.49%
PM growth 5Y5.24%
GM growth 3YN/A
GM growth 5YN/A
2. MFG Health Analysis
2.1 Basic Checks
- MFG does not have a ROIC to compare to the WACC, probably because it is not profitable.
- Compared to 1 year ago, MFG has less shares outstanding
- MFG has less shares outstanding than it did 5 years ago.
- MFG has a worse debt/assets ratio than last year.
2.2 Solvency
- MFG has a Debt/Equity ratio of 5.92. This is a high value indicating a heavy dependency on external financing.
- Looking at the Debt to Equity ratio, with a value of 5.92, MFG is doing worse than 96.84% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 5.92 | ||
| Debt/FCF | N/A | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC5.04%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. MFG Growth Analysis
3.1 Past
- The Earnings Per Share has grown by an nice 19.78% over the past year.
- MFG shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 14.65% yearly.
- The Revenue has been growing slightly by 1.09% in the past year.
- Measured over the past years, MFG shows a quite strong growth in Revenue. The Revenue has been growing by 8.87% on average per year.
EPS 1Y (TTM)19.78%
EPS 3Y42.1%
EPS 5Y14.65%
EPS Q2Q%16.36%
Revenue 1Y (TTM)1.09%
Revenue growth 3Y3.61%
Revenue growth 5Y8.87%
Sales Q2Q%18.6%
3.2 Future
- Based on estimates for the next years, MFG will show a quite strong growth in Earnings Per Share. The EPS will grow by 19.78% on average per year.
- MFG is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 11.53% yearly.
EPS Next Y37.18%
EPS Next 2Y23.41%
EPS Next 3Y19.78%
EPS Next 5YN/A
Revenue Next Year13%
Revenue Next 2Y12.62%
Revenue Next 3Y11.53%
Revenue Next 5YN/A
3.3 Evolution
- The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. MFG Valuation Analysis
4.1 Price/Earnings Ratio
- The Price/Earnings ratio is 16.30, which indicates a correct valuation of MFG.
- 74.47% of the companies in the same industry are cheaper than MFG, based on the Price/Earnings ratio.
- When comparing the Price/Earnings ratio of MFG to the average of the S&P500 Index (26.91), we can say MFG is valued slightly cheaper.
- MFG is valuated correctly with a Price/Forward Earnings ratio of 13.00.
- Based on the Price/Forward Earnings ratio, MFG is valued a bit more expensive than the industry average as 65.26% of the companies are valued more cheaply.
- Compared to an average S&P500 Price/Forward Earnings ratio of 23.69, MFG is valued a bit cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 16.3 | ||
| Fwd PE | 13 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- MFG's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- A more expensive valuation may be justified as MFG's earnings are expected to grow with 19.78% in the coming years.
PEG (NY)0.44
PEG (5Y)1.11
EPS Next 2Y23.41%
EPS Next 3Y19.78%
5. MFG Dividend Analysis
5.1 Amount
- MFG has a Yearly Dividend Yield of 2.27%.
- Compared to an average industry Dividend Yield of 2.73, MFG is paying slightly less dividend.
- Compared to an average S&P500 Dividend Yield of 1.89, MFG pays a bit more dividend than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.27% |
5.2 History
- On average, the dividend of MFG grows each year by 9.96%, which is quite nice.
- MFG has been paying a dividend for at least 10 years, so it has a reliable track record.
- MFG has not decreased its dividend in the past 5 years, so it has a somewhat stable track record.
Dividend Growth(5Y)9.96%
Div Incr Years8
Div Non Decr Years8
5.3 Sustainability
- MFG pays out 35.00% of its income as dividend. This is a sustainable payout ratio.
- The dividend of MFG is growing, but earnings are growing more, so the dividend growth is sustainable.
DP35%
EPS Next 2Y23.41%
EPS Next 3Y19.78%
MFG Fundamentals: All Metrics, Ratios and Statistics
8.8
+0.55 (+6.67%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)02-02 2026-02-02/dmh
Earnings (Next)05-13 2026-05-13/bmo
Inst Owners36.18%
Inst Owner Change0%
Ins OwnersN/A
Ins Owner Change0%
Market Cap107.64B
Revenue(TTM)4.30T
Net Income(TTM)1.01T
Analysts78.95
Price Target8.36 (-5%)
Short Float %0.04%
Short Ratio0.83
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.27% |
Yearly Dividend0.15
Dividend Growth(5Y)9.96%
DP35%
Div Incr Years8
Div Non Decr Years8
Ex-Date03-30 2026-03-30 (72.5)
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)34.1%
Min EPS beat(2)16.71%
Max EPS beat(2)51.49%
EPS beat(4)4
Avg EPS beat(4)186.62%
Min EPS beat(4)16.71%
Max EPS beat(4)619.23%
EPS beat(8)8
Avg EPS beat(8)114.87%
EPS beat(12)11
Avg EPS beat(12)80.03%
EPS beat(16)13
Avg EPS beat(16)60.88%
Revenue beat(2)1
Avg Revenue beat(2)0.97%
Min Revenue beat(2)-12.64%
Max Revenue beat(2)14.59%
Revenue beat(4)2
Avg Revenue beat(4)4.62%
Min Revenue beat(4)-12.64%
Max Revenue beat(4)25.94%
Revenue beat(8)6
Avg Revenue beat(8)85.73%
Revenue beat(12)10
Avg Revenue beat(12)106.32%
Revenue beat(16)14
Avg Revenue beat(16)104.66%
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)-0.83%
EPS NQ rev (3m)-1.51%
EPS NY rev (1m)0.6%
EPS NY rev (3m)5.83%
Revenue NQ rev (1m)-2.43%
Revenue NQ rev (3m)-2.43%
Revenue NY rev (1m)0.78%
Revenue NY rev (3m)1.41%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 16.3 | ||
| Fwd PE | 13 | ||
| P/S | 4.08 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 1.56 | ||
| P/tB | 1.7 | ||
| EV/EBITDA | N/A |
EPS(TTM)0.54
EY6.14%
EPS(NY)0.68
Fwd EY7.69%
FCF(TTM)-2.65
FCFYN/A
OCF(TTM)-2.48
OCFYN/A
SpS2.16
BVpS5.62
TBVpS5.18
PEG (NY)0.44
PEG (5Y)1.11
Graham Number8.27
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.35% | ||
| ROE | 9.18% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 23.94% | ||
| GM | N/A | ||
| FCFM | N/A |
ROA(3y)0.26%
ROA(5y)0.24%
ROE(3y)7.07%
ROE(5y)6.43%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y14.49%
PM growth 5Y5.24%
GM growth 3YN/A
GM growth 5YN/A
F-Score6
Asset Turnover0.01
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 5.92 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 154.48% | ||
| Cap/Sales | 7.98% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score6
WACC5.04%
ROIC/WACCN/A
Cap/Depr(3y)140.49%
Cap/Depr(5y)127.01%
Cap/Sales(3y)6.67%
Cap/Sales(5y)6.23%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)19.78%
EPS 3Y42.1%
EPS 5Y14.65%
EPS Q2Q%16.36%
EPS Next Y37.18%
EPS Next 2Y23.41%
EPS Next 3Y19.78%
EPS Next 5YN/A
Revenue 1Y (TTM)1.09%
Revenue growth 3Y3.61%
Revenue growth 5Y8.87%
Sales Q2Q%18.6%
Revenue Next Year13%
Revenue Next 2Y12.62%
Revenue Next 3Y11.53%
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-145.45%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-141.74%
OCF growth 3YN/A
OCF growth 5YN/A
MIZUHO FINANCIAL GROUP-ADR / MFG Fundamental Analysis FAQ
What is the fundamental rating for MFG stock?
ChartMill assigns a fundamental rating of 4 / 10 to MFG.
What is the valuation status of MIZUHO FINANCIAL GROUP-ADR (MFG) stock?
ChartMill assigns a valuation rating of 3 / 10 to MIZUHO FINANCIAL GROUP-ADR (MFG). This can be considered as Overvalued.
What is the profitability of MFG stock?
MIZUHO FINANCIAL GROUP-ADR (MFG) has a profitability rating of 3 / 10.
What is the financial health of MIZUHO FINANCIAL GROUP-ADR (MFG) stock?
The financial health rating of MIZUHO FINANCIAL GROUP-ADR (MFG) is 1 / 10.
Can you provide the expected EPS growth for MFG stock?
The Earnings per Share (EPS) of MIZUHO FINANCIAL GROUP-ADR (MFG) is expected to grow by 37.18% in the next year.