MFG Fundamental Analysis - MIZUHO FINANCIAL GROUP-ADR

Fundamental Rating

Overall MFG gets a fundamental rating of 3 out of 10. We evaluated MFG against 391 industry peers in the Banks industry. MFG may be in some trouble as it scores bad on both profitability and health. MFG has a correct valuation and a medium growth rate. MFG also has an excellent dividend rating.

Quickly go to:

1. Profitability

1.1 Basic Checks

MFG had positive earnings in the past year.

MFG had a negative operating cash flow in the past year.

In the past 5 years MFG has always been profitable.

Of the past 5 years MFG 4 years had a positive operating cash flow.

1.2 Ratios

MFG has a Return On Assets of 0.31%. This is amonst the worse of the industry: MFG underperforms 83.38% of its industry peers.

MFG has a Return On Equity of 8.48%. This is comparable to the rest of the industry: MFG outperforms 50.90% of its industry peers.

		Industry Rank	Sector Rank
ROA	0.31%
ROE	8.48%
ROIC	N/A

ROA(3y)0.26%

ROA(5y)0.24%

ROE(3y)7.07%

ROE(5y)6.43%

ROIC(3y)N/A

ROIC(5y)N/A

1.3 Margins

With a Profit Margin value of 21.42%, MFG perfoms like the industry average, outperforming 40.92% of the companies in the same industry.

In the last couple of years the Profit Margin of MFG has grown nicely.

MFG does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.

		Industry Rank	Sector Rank
OM	N/A
PM (TTM)	21.42%
GM	N/A

OM growth 3YN/A

OM growth 5YN/A

PM growth 3Y14.49%

PM growth 5Y5.24%

GM growth 3YN/A

GM growth 5YN/A

More info and screens

ROA

ROE

ROIC

Operating and Profit Margin

Show most profitable peers

2. Health

2.1 Basic Checks

MFG does not have a ROIC to compare to the WACC, probably because it is not profitable.

MFG has less shares outstanding than it did 1 year ago.

Compared to 5 years ago, MFG has less shares outstanding

The debt/assets ratio for MFG is higher compared to a year ago.

2.2 Solvency

MFG has a Debt/Equity ratio of 6.17. This is a high value indicating a heavy dependency on external financing.

With a Debt to Equity ratio value of 6.17, MFG is not doing good in the industry: 97.19% of the companies in the same industry are doing better.

		Industry Rank	Sector Rank
Debt/Equity	6.17
Debt/FCF	N/A
Altman-Z	N/A

ROIC/WACCN/A

WACC5.04%

2.3 Liquidity

		Industry Rank	Sector Rank
Current Ratio	N/A
Quick Ratio	N/A

More info and screens

WACC

Debt/Equity

How to determine the health of a company

Altman-Z score

Show peers with great health

3. Growth

3.1 Past

MFG shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 23.38%, which is quite impressive.

The Earnings Per Share has been growing by 14.65% on average over the past years. This is quite good.

Looking at the last year, MFG shows a decrease in Revenue. The Revenue has decreased by -0.80% in the last year.

The Revenue has been growing by 8.87% on average over the past years. This is quite good.

EPS 1Y (TTM)23.38%

EPS 3Y41.83%

EPS 5Y14.65%

EPS Q2Q%1.54%

Revenue 1Y (TTM)-0.8%

Revenue growth 3Y3.61%

Revenue growth 5Y8.87%

Sales Q2Q%6.43%

3.2 Future

The Earnings Per Share is expected to grow by 12.38% on average over the next years. This is quite good.

MFG is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 7.71% yearly.

EPS Next Y22.67%

EPS Next 2Y15%

EPS Next 3Y12.38%

EPS Next 5YN/A

Revenue Next Year8.36%

Revenue Next 2Y7.86%

Revenue Next 3Y7.71%

Revenue Next 5YN/A

3.3 Evolution

The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.

The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.

More info and screens

Find the best growth stocks

Show best growing peers

4. Valuation

4.1 Price/Earnings Ratio

The Price/Earnings ratio is 13.77, which indicates a correct valuation of MFG.

Based on the Price/Earnings ratio, MFG is valued a bit more expensive than 60.36% of the companies in the same industry.

When comparing the Price/Earnings ratio of MFG to the average of the S&P500 Index (27.69), we can say MFG is valued rather cheaply.

MFG is valuated reasonably with a Price/Forward Earnings ratio of 10.42.

Compared to the rest of the industry, the Price/Forward Earnings ratio of MFG is on the same level as its industry peers.

MFG's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 23.18.

		Industry Rank	Sector Rank
PE	13.77
Fwd PE	10.42

4.2 Price Multiples

		Industry Rank	Sector Rank
P/FCF	N/A
EV/EBITDA	N/A

4.3 Compensation for Growth

MFG's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.

MFG's earnings are expected to grow with 12.38% in the coming years. This may justify a more expensive valuation.

PEG (NY)0.61

PEG (5Y)0.94

EPS Next 2Y15%

EPS Next 3Y12.38%

More info and screens

Show best valued peers

5. Dividend

5.1 Amount

MFG has a Yearly Dividend Yield of 3.05%. Purely for dividend investing, there may be better candidates out there.

MFG's Dividend Yield is comparable with the industry average which is at 3.57.

Compared to an average S&P500 Dividend Yield of 2.34, MFG pays a bit more dividend than the S&P500 average.

		Industry Rank	Sector Rank
Dividend Yield	3.05%

5.2 History

The dividend of MFG is nicely growing with an annual growth rate of 9.96%!

MFG has paid a dividend for at least 10 years, which is a reliable track record.

MFG has not decreased its dividend in the past 5 years, so it has a somewhat stable track record.

Dividend Growth(5Y)9.96%

Div Incr Years7

Div Non Decr Years7

5.3 Sustainability

MFG pays out 34.38% of its income as dividend. This is a sustainable payout ratio.

MFG's earnings are growing more than its dividend. This makes the dividend growth sustainable.

DP34.38%

EPS Next 2Y15%

EPS Next 3Y12.38%

More info and screens

Find the best dividend stocks

Show peers with best dividend

MIZUHO FINANCIAL GROUP-ADR

NYSE:MFG (10/20/2025, 8:04:00 PM)

After market: 6.51 +0.04 (+0.62%)

6.47

+0.24 (+3.85%)

Chartmill FA Rating

GICS SectorFinancials

GICS IndustryGroupBanks

GICS IndustryBanks

Earnings (Last)07-31 2025-07-31/dmh

Earnings (Next)11-12 2025-11-12

Inst Owners36.4%

Inst Owner Change0.04%

Ins OwnersN/A

Ins Owner ChangeN/A

Market Cap80.42B

Analysts78.89

Price Target8.06 (24.57%)

Short Float %0.03%

Short Ratio1.42

Dividend

		Industry Rank	Sector Rank
Dividend Yield	3.05%

Yearly Dividend0.16

Dividend Growth(5Y)9.96%

DP34.38%

Div Incr Years7

Div Non Decr Years7

Ex-Date09-29 2025-09-29 (72.5)

Surprises & Revisions

EPS beat(2)2

Avg EPS beat(2)339.13%

Min EPS beat(2)59.03%

Max EPS beat(2)619.23%

EPS beat(4)4

Avg EPS beat(4)190.77%

Min EPS beat(4)39.87%

Max EPS beat(4)619.23%

EPS beat(8)8

Avg EPS beat(8)116.05%

EPS beat(12)11

Avg EPS beat(12)80.4%

EPS beat(16)N/A

Avg EPS beat(16)N/A

Revenue beat(2)1

Avg Revenue beat(2)8.27%

Min Revenue beat(2)-9.41%

Max Revenue beat(2)25.94%

Revenue beat(4)3

Avg Revenue beat(4)15.59%

Min Revenue beat(4)-9.41%

Max Revenue beat(4)25.94%

Revenue beat(8)7

Avg Revenue beat(8)151.99%

Revenue beat(12)11

Avg Revenue beat(12)123.18%

Revenue beat(16)N/A

Avg Revenue beat(16)N/A

PT rev (1m)0%

PT rev (3m)-3.83%

EPS NQ rev (1m)-0.03%

EPS NQ rev (3m)7.99%

EPS NY rev (1m)1.25%

EPS NY rev (3m)8.97%

Revenue NQ rev (1m)0%

Revenue NQ rev (3m)0%

Revenue NY rev (1m)0.09%

Revenue NY rev (3m)-1.74%

Valuation

		Industry Rank	Sector Rank
PE	13.77
Fwd PE	10.42
P/S	2.93
P/FCF	N/A
P/OCF	N/A
P/B	1.16
P/tB	1.26
EV/EBITDA	N/A

EPS(TTM)0.47

EY7.26%

EPS(NY)0.62

Fwd EY9.6%

FCF(TTM)-2.23

FCFYN/A

OCF(TTM)-2.04

OCFYN/A

SpS2.21

BVpS5.59

TBVpS5.15

PEG (NY)0.61

PEG (5Y)0.94

Profitability

		Industry Rank	Sector Rank
ROA	0.31%
ROE	8.48%
ROCE	N/A
ROIC	N/A
ROICexc	N/A
ROICexgc	N/A
OM	N/A
PM (TTM)	21.42%
GM	N/A
FCFM	N/A

ROA(3y)0.26%

ROA(5y)0.24%

ROE(3y)7.07%

ROE(5y)6.43%

ROIC(3y)N/A

ROIC(5y)N/A

ROICexc(3y)N/A

ROICexc(5y)N/A

ROICexgc(3y)N/A

ROICexgc(5y)N/A

ROCE(3y)N/A

ROCE(5y)N/A

ROICexcg growth 3YN/A

ROICexcg growth 5YN/A

ROICexc growth 3YN/A

ROICexc growth 5YN/A

OM growth 3YN/A

OM growth 5YN/A

PM growth 3Y14.49%

PM growth 5Y5.24%

GM growth 3YN/A

GM growth 5YN/A

F-Score7

Asset Turnover0.01

Health

		Industry Rank	Sector Rank
Debt/Equity	6.17
Debt/FCF	N/A
Debt/EBITDA	N/A
Cap/Depr	167.51%
Cap/Sales	8.34%
Interest Coverage	N/A
Cash Conversion	N/A
Profit Quality	N/A
Current Ratio	N/A
Quick Ratio	N/A
Altman-Z	N/A

F-Score7

WACC5.04%

ROIC/WACCN/A

Cap/Depr(3y)140.49%

Cap/Depr(5y)127.01%

Cap/Sales(3y)6.67%

Cap/Sales(5y)6.23%

Profit Quality(3y)N/A

Profit Quality(5y)N/A

High Growth Momentum

Growth

EPS 1Y (TTM)23.38%

EPS 3Y41.83%

EPS 5Y14.65%

EPS Q2Q%1.54%

EPS Next Y22.67%

EPS Next 2Y15%

EPS Next 3Y12.38%

EPS Next 5YN/A

Revenue 1Y (TTM)-0.8%

Revenue growth 3Y3.61%

Revenue growth 5Y8.87%

Sales Q2Q%6.43%

Revenue Next Year8.36%

Revenue Next 2Y7.86%

Revenue Next 3Y7.71%

Revenue Next 5YN/A

EBIT growth 1YN/A

EBIT growth 3YN/A

EBIT growth 5YN/A

EBIT Next YearN/A

EBIT Next 3YN/A

EBIT Next 5YN/A

FCF growth 1Y-355.89%

FCF growth 3YN/A

FCF growth 5YN/A

OCF growth 1Y-302.7%

OCF growth 3YN/A

OCF growth 5YN/A

MIZUHO FINANCIAL GROUP-ADR (MFG) Stock Fundamental Analysis

1. Profitability

1.1 Basic Checks

1.2 Ratios

1.3 Margins

More info and screens

2. Health

2.1 Basic Checks

2.2 Solvency

2.3 Liquidity

More info and screens

3. Growth

3.1 Past

3.2 Future

3.3 Evolution

More info and screens

4. Valuation

4.1 Price/Earnings Ratio

4.2 Price Multiples

4.3 Compensation for Growth

More info and screens

5. Dividend

5.1 Amount

5.2 History

5.3 Sustainability

More info and screens