MIZUHO FINANCIAL GROUP-ADR (MFG) Stock Fundamental Analysis

USA • New York Stock Exchange • NYSE:MFG • US60687Y1091

8.63 USD
-0.01 (-0.12%)
At close: Jan 30, 2026
8.63 USD
0 (0%)
After Hours: 1/30/2026, 8:04:41 PM
Fundamental Rating

4

We assign a fundamental rating of 4 out of 10 to MFG. MFG was compared to 383 industry peers in the Banks industry. MFG has a bad profitability rating. Also its financial health evaluation is rather negative. MFG is valued quite expensively, but it does show have an excellent growth rating.


Dividend Valuation Growth Profitability Health

3

1. Profitability

1.1 Basic Checks

  • In the past year MFG was profitable.
  • MFG had a negative operating cash flow in the past year.
  • In the past 5 years MFG has always been profitable.
  • MFG had a positive operating cash flow in 4 of the past 5 years.
MFG Yearly Net Income VS EBIT VS OCF VS FCFMFG Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5T -5T 10T 15T

1.2 Ratios

  • MFG's Return On Assets of 0.45% is on the low side compared to the rest of the industry. MFG is outperformed by 81.20% of its industry peers.
  • With an excellent Return On Equity value of 11.82%, MFG belongs to the best of the industry, outperforming 80.16% of the companies in the same industry.
Industry RankSector Rank
ROA 0.45%
ROE 11.82%
ROIC N/A
ROA(3y)0.26%
ROA(5y)0.24%
ROE(3y)7.07%
ROE(5y)6.43%
ROIC(3y)N/A
ROIC(5y)N/A
MFG Yearly ROA, ROE, ROICMFG Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2 4 6 8

1.3 Margins

  • MFG has a Profit Margin of 25.06%. This is comparable to the rest of the industry: MFG outperforms 54.83% of its industry peers.
  • In the last couple of years the Profit Margin of MFG has grown nicely.
  • The Operating Margin and Gross Margin are not available for MFG so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) 25.06%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y14.49%
PM growth 5Y5.24%
GM growth 3YN/A
GM growth 5YN/A
MFG Yearly Profit, Operating, Gross MarginsMFG Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15 20

1

2. Health

2.1 Basic Checks

  • MFG does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • Compared to 1 year ago, MFG has less shares outstanding
  • MFG has less shares outstanding than it did 5 years ago.
  • MFG has a worse debt/assets ratio than last year.
MFG Yearly Shares OutstandingMFG Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B 8B 10B
MFG Yearly Total Debt VS Total AssetsMFG Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50T 100T 150T 200T 250T

2.2 Solvency

  • A Debt/Equity ratio of 5.92 is on the high side and indicates that MFG has dependencies on debt financing.
  • MFG has a worse Debt to Equity ratio (5.92) than 95.82% of its industry peers.
Industry RankSector Rank
Debt/Equity 5.92
Debt/FCF N/A
Altman-Z N/A
ROIC/WACCN/A
WACC5.04%
MFG Yearly LT Debt VS Equity VS FCFMFG Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5T -5T 10T 15T

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
MFG Yearly Current Assets VS Current LiabilitesMFG Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10T 20T 30T 40T

7

3. Growth

3.1 Past

  • The Earnings Per Share has grown by an impressive 23.18% over the past year.
  • Measured over the past years, MFG shows a quite strong growth in Earnings Per Share. The EPS has been growing by 14.65% on average per year.
  • Looking at the last year, MFG shows a very strong growth in Revenue. The Revenue has grown by 30.55%.
  • MFG shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 8.87% yearly.
EPS 1Y (TTM)23.18%
EPS 3Y41.97%
EPS 5Y14.65%
EPS Q2Q%46.78%
Revenue 1Y (TTM)30.55%
Revenue growth 3Y3.61%
Revenue growth 5Y8.87%
Sales Q2Q%-17.84%

3.2 Future

  • Based on estimates for the next years, MFG will show a quite strong growth in Earnings Per Share. The EPS will grow by 15.75% on average per year.
  • MFG is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 9.37% yearly.
EPS Next Y34.37%
EPS Next 2Y19.59%
EPS Next 3Y15.75%
EPS Next 5YN/A
Revenue Next Year11.42%
Revenue Next 2Y9.57%
Revenue Next 3Y9.37%
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
MFG Yearly Revenue VS EstimatesMFG Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 1T 2T 3T 4T
MFG Yearly EPS VS EstimatesMFG Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 20 40 60 80 100

3

4. Valuation

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 16.28 indicates a correct valuation of MFG.
  • Compared to the rest of the industry, the Price/Earnings ratio of MFG indicates a slightly more expensive valuation: MFG is more expensive than 73.37% of the companies listed in the same industry.
  • Compared to an average S&P500 Price/Earnings ratio of 28.30, MFG is valued a bit cheaper.
  • The Price/Forward Earnings ratio is 13.06, which indicates a correct valuation of MFG.
  • 66.84% of the companies in the same industry are cheaper than MFG, based on the Price/Forward Earnings ratio.
  • MFG's Price/Forward Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 25.57.
Industry RankSector Rank
PE 16.28
Fwd PE 13.06
MFG Price Earnings VS Forward Price EarningsMFG Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
MFG Per share dataMFG EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 2 -2 4

4.3 Compensation for Growth

  • MFG's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • A more expensive valuation may be justified as MFG's earnings are expected to grow with 15.75% in the coming years.
PEG (NY)0.47
PEG (5Y)1.11
EPS Next 2Y19.59%
EPS Next 3Y15.75%

6

5. Dividend

5.1 Amount

  • MFG has a Yearly Dividend Yield of 2.19%. Purely for dividend investing, there may be better candidates out there.
  • Compared to an average industry Dividend Yield of 2.70, MFG is paying slightly less dividend.
  • MFG's Dividend Yield is a higher than the S&P500 average which is at 1.82.
Industry RankSector Rank
Dividend Yield 2.19%

5.2 History

  • The dividend of MFG is nicely growing with an annual growth rate of 9.96%!
  • MFG has been paying a dividend for at least 10 years, so it has a reliable track record.
  • MFG has not decreased its dividend in the past 5 years, so it has a somewhat stable track record.
Dividend Growth(5Y)9.96%
Div Incr Years7
Div Non Decr Years7
MFG Yearly Dividends per shareMFG Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 50 100

5.3 Sustainability

  • 27.18% of the earnings are spent on dividend by MFG. This is a low number and sustainable payout ratio.
  • The dividend of MFG is growing, but earnings are growing more, so the dividend growth is sustainable.
DP27.18%
EPS Next 2Y19.59%
EPS Next 3Y15.75%
MFG Yearly Income VS Free CF VS DividendMFG Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5T -5T 10T 15T
MFG Dividend Payout.MFG Dividend Payout, showing the Payout Ratio.MFG Dividend Payout.PayoutRetained Earnings

MIZUHO FINANCIAL GROUP-ADR / MFG FAQ

What is the fundamental rating for MFG stock?

ChartMill assigns a fundamental rating of 4 / 10 to MFG.


What is the valuation status of MIZUHO FINANCIAL GROUP-ADR (MFG) stock?

ChartMill assigns a valuation rating of 3 / 10 to MIZUHO FINANCIAL GROUP-ADR (MFG). This can be considered as Overvalued.


Can you provide the profitability details for MIZUHO FINANCIAL GROUP-ADR?

MIZUHO FINANCIAL GROUP-ADR (MFG) has a profitability rating of 3 / 10.


How financially healthy is MIZUHO FINANCIAL GROUP-ADR?

The financial health rating of MIZUHO FINANCIAL GROUP-ADR (MFG) is 1 / 10.


Can you provide the dividend sustainability for MFG stock?

The dividend rating of MIZUHO FINANCIAL GROUP-ADR (MFG) is 6 / 10 and the dividend payout ratio is 27.18%.