MIZUHO FINANCIAL GROUP-ADR (MFG) Stock Fundamental Analysis

NYSE:MFG • US60687Y1091

8.96 USD
-0.23 (-2.5%)
Last: Feb 24, 2026, 12:13 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

3

Overall MFG gets a fundamental rating of 3 out of 10. We evaluated MFG against 379 industry peers in the Banks industry. MFG has a bad profitability rating. Also its financial health evaluation is rather negative. MFG is quite expensive at the moment. It does show a decent growth rate.


Dividend Valuation Growth Profitability Health

3

1. Profitability

1.1 Basic Checks

  • MFG had positive earnings in the past year.
  • MFG had a negative operating cash flow in the past year.
  • Each year in the past 5 years MFG has been profitable.
  • MFG had a positive operating cash flow in 4 of the past 5 years.
MFG Yearly Net Income VS EBIT VS OCF VS FCFMFG Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5T -5T 10T 15T

1.2 Ratios

  • MFG has a Return On Assets of 0.35%. This is amonst the worse of the industry: MFG underperforms 84.43% of its industry peers.
  • MFG has a Return On Equity (9.18%) which is comparable to the rest of the industry.
Industry RankSector Rank
ROA 0.35%
ROE 9.18%
ROIC N/A
ROA(3y)0.26%
ROA(5y)0.24%
ROE(3y)7.07%
ROE(5y)6.43%
ROIC(3y)N/A
ROIC(5y)N/A
MFG Yearly ROA, ROE, ROICMFG Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2 4 6 8

1.3 Margins

  • With a Profit Margin value of 23.94%, MFG perfoms like the industry average, outperforming 47.23% of the companies in the same industry.
  • MFG's Profit Margin has improved in the last couple of years.
  • The Operating Margin and Gross Margin are not available for MFG so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) 23.94%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y14.49%
PM growth 5Y5.24%
GM growth 3YN/A
GM growth 5YN/A
MFG Yearly Profit, Operating, Gross MarginsMFG Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15 20

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

1

2. Health

2.1 Basic Checks

  • MFG does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • Compared to 1 year ago, MFG has less shares outstanding
  • Compared to 5 years ago, MFG has less shares outstanding
  • Compared to 1 year ago, MFG has a worse debt to assets ratio.
MFG Yearly Shares OutstandingMFG Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B 8B 10B
MFG Yearly Total Debt VS Total AssetsMFG Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50T 100T 150T 200T 250T

2.2 Solvency

  • A Debt/Equity ratio of 5.92 is on the high side and indicates that MFG has dependencies on debt financing.
  • The Debt to Equity ratio of MFG (5.92) is worse than 96.31% of its industry peers.
Industry RankSector Rank
Debt/Equity 5.92
Debt/FCF N/A
Altman-Z N/A
ROIC/WACCN/A
WACC5.04%
MFG Yearly LT Debt VS Equity VS FCFMFG Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5T -5T 10T 15T

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
MFG Yearly Current Assets VS Current LiabilitesMFG Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10T 20T 30T 40T

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

6

3. Growth

3.1 Past

  • The Earnings Per Share has grown by an nice 19.78% over the past year.
  • The Earnings Per Share has been growing by 14.65% on average over the past years. This is quite good.
  • MFG shows a small growth in Revenue. In the last year, the Revenue has grown by 1.09%.
  • MFG shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 8.87% yearly.
EPS 1Y (TTM)19.78%
EPS 3Y41.82%
EPS 5Y14.65%
EPS Q2Q%16.36%
Revenue 1Y (TTM)1.09%
Revenue growth 3Y3.61%
Revenue growth 5Y8.87%
Sales Q2Q%18.6%

3.2 Future

  • Based on estimates for the next years, MFG will show a quite strong growth in Earnings Per Share. The EPS will grow by 15.75% on average per year.
  • Based on estimates for the next years, MFG will show a quite strong growth in Revenue. The Revenue will grow by 11.26% on average per year.
EPS Next Y34.37%
EPS Next 2Y19.59%
EPS Next 3Y15.75%
EPS Next 5YN/A
Revenue Next Year12.13%
Revenue Next 2Y11.91%
Revenue Next 3Y11.26%
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
MFG Yearly Revenue VS EstimatesMFG Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 1T 2T 3T 4T
MFG Yearly EPS VS EstimatesMFG Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 20 40 60 80 100

More info and screens

Find the best growth stocksShow best growing peers

3

4. Valuation

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 16.29, the valuation of MFG can be described as correct.
  • MFG's Price/Earnings ratio is a bit more expensive when compared to the industry. MFG is more expensive than 77.57% of the companies in the same industry.
  • MFG is valuated rather cheaply when we compare the Price/Earnings ratio to 26.64, which is the current average of the S&P500 Index.
  • Based on the Price/Forward Earnings ratio of 13.74, the valuation of MFG can be described as correct.
  • Based on the Price/Forward Earnings ratio, MFG is valued a bit more expensive than the industry average as 72.82% of the companies are valued more cheaply.
  • The average S&P500 Price/Forward Earnings ratio is at 27.75. MFG is valued rather cheaply when compared to this.
Industry RankSector Rank
PE 16.29
Fwd PE 13.74
MFG Price Earnings VS Forward Price EarningsMFG Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
MFG Per share dataMFG EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 2 -2 4

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • MFG's earnings are expected to grow with 15.75% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.47
PEG (5Y)1.11
EPS Next 2Y19.59%
EPS Next 3Y15.75%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

6

5. Dividend

5.1 Amount

  • With a Yearly Dividend Yield of 1.98%, MFG has a reasonable but not impressive dividend return.
  • Compared to an average industry Dividend Yield of 2.74, MFG is paying slightly less dividend.
  • Compared to an average S&P500 Dividend Yield of 1.80, MFG has a dividend comparable with the average S&P500 company.
Industry RankSector Rank
Dividend Yield 1.98%

5.2 History

  • The dividend of MFG is nicely growing with an annual growth rate of 9.96%!
  • MFG has paid a dividend for at least 10 years, which is a reliable track record.
  • As MFG did not decrease their dividend in the past 5 years, we can say the dividend looks stable.
Dividend Growth(5Y)9.96%
Div Incr Years7
Div Non Decr Years7
MFG Yearly Dividends per shareMFG Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 50 100

5.3 Sustainability

  • MFG pays out 35.00% of its income as dividend. This is a sustainable payout ratio.
  • MFG's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP35%
EPS Next 2Y19.59%
EPS Next 3Y15.75%
MFG Yearly Income VS Free CF VS DividendMFG Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5T -5T 10T 15T
MFG Dividend Payout.MFG Dividend Payout, showing the Payout Ratio.MFG Dividend Payout.PayoutRetained Earnings

More info and screens

Find the best dividend stocksShow peers with best dividend

MIZUHO FINANCIAL GROUP-ADR

NYSE:MFG (2/24/2026, 12:13:06 PM)

8.96

-0.23 (-2.5%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)02-02
Earnings (Next)05-13
Inst Owners36.22%
Inst Owner Change13.14%
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap110.25B
Revenue(TTM)4.30T
Net Income(TTM)1.01T
Analysts78.95
Price Target7.05 (-21.32%)
Short Float %0.02%
Short Ratio0.45
Dividend
Industry RankSector Rank
Dividend Yield 1.98%
Yearly Dividend0.16
Dividend Growth(5Y)9.96%
DP35%
Div Incr Years7
Div Non Decr Years7
Ex-Date03-30
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)34.1%
Min EPS beat(2)16.71%
Max EPS beat(2)51.49%
EPS beat(4)4
Avg EPS beat(4)186.62%
Min EPS beat(4)16.71%
Max EPS beat(4)619.23%
EPS beat(8)8
Avg EPS beat(8)114.87%
EPS beat(12)11
Avg EPS beat(12)80.03%
EPS beat(16)13
Avg EPS beat(16)60.88%
Revenue beat(2)1
Avg Revenue beat(2)0.97%
Min Revenue beat(2)-12.64%
Max Revenue beat(2)14.59%
Revenue beat(4)2
Avg Revenue beat(4)4.62%
Min Revenue beat(4)-12.64%
Max Revenue beat(4)25.94%
Revenue beat(8)6
Avg Revenue beat(8)85.73%
Revenue beat(12)10
Avg Revenue beat(12)106.32%
Revenue beat(16)14
Avg Revenue beat(16)104.66%
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)-1.42%
EPS NQ rev (3m)-2.09%
EPS NY rev (1m)-0.31%
EPS NY rev (3m)8.9%
Revenue NQ rev (1m)-2.43%
Revenue NQ rev (3m)-2.43%
Revenue NY rev (1m)0.63%
Revenue NY rev (3m)3.48%
Valuation
Industry RankSector Rank
PE 16.29
Fwd PE 13.74
P/S 4.05
P/FCF N/A
P/OCF N/A
P/B 1.55
P/tB 1.68
EV/EBITDA N/A
EPS(TTM)0.55
EY6.14%
EPS(NY)0.65
Fwd EY7.28%
FCF(TTM)-2.72
FCFYN/A
OCF(TTM)-2.54
OCFYN/A
SpS2.21
BVpS5.77
TBVpS5.32
PEG (NY)0.47
PEG (5Y)1.11
Graham Number8.45
Profitability
Industry RankSector Rank
ROA 0.35%
ROE 9.18%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 23.94%
GM N/A
FCFM N/A
ROA(3y)0.26%
ROA(5y)0.24%
ROE(3y)7.07%
ROE(5y)6.43%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y14.49%
PM growth 5Y5.24%
GM growth 3YN/A
GM growth 5YN/A
F-Score6
Asset Turnover0.01
Health
Industry RankSector Rank
Debt/Equity 5.92
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr 154.48%
Cap/Sales 7.98%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score6
WACC5.04%
ROIC/WACCN/A
Cap/Depr(3y)140.49%
Cap/Depr(5y)127.01%
Cap/Sales(3y)6.67%
Cap/Sales(5y)6.23%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)19.78%
EPS 3Y41.82%
EPS 5Y14.65%
EPS Q2Q%16.36%
EPS Next Y34.37%
EPS Next 2Y19.59%
EPS Next 3Y15.75%
EPS Next 5YN/A
Revenue 1Y (TTM)1.09%
Revenue growth 3Y3.61%
Revenue growth 5Y8.87%
Sales Q2Q%18.6%
Revenue Next Year12.13%
Revenue Next 2Y11.91%
Revenue Next 3Y11.26%
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-145.45%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-141.74%
OCF growth 3YN/A
OCF growth 5YN/A

MIZUHO FINANCIAL GROUP-ADR / MFG FAQ

What is the fundamental rating for MFG stock?

ChartMill assigns a fundamental rating of 3 / 10 to MFG.


What is the valuation status of MIZUHO FINANCIAL GROUP-ADR (MFG) stock?

ChartMill assigns a valuation rating of 3 / 10 to MIZUHO FINANCIAL GROUP-ADR (MFG). This can be considered as Overvalued.


Can you provide the profitability details for MIZUHO FINANCIAL GROUP-ADR?

MIZUHO FINANCIAL GROUP-ADR (MFG) has a profitability rating of 3 / 10.


How financially healthy is MIZUHO FINANCIAL GROUP-ADR?

The financial health rating of MIZUHO FINANCIAL GROUP-ADR (MFG) is 1 / 10.


Can you provide the dividend sustainability for MFG stock?

The dividend rating of MIZUHO FINANCIAL GROUP-ADR (MFG) is 6 / 10 and the dividend payout ratio is 35%.