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MIZUHO FINANCIAL GROUP-ADR (MFG) Stock Fundamental Analysis

NYSE:MFG - New York Stock Exchange, Inc. - US60687Y1091 - ADR - Currency: USD

5.62  +0.06 (+1.08%)

After market: 5.62 0 (0%)

Fundamental Rating

4

MFG gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 396 industry peers in the Banks industry. MFG has a bad profitability rating. Also its financial health evaluation is rather negative. MFG is not valued too expensively and it also shows a decent growth rate. Finally MFG also has an excellent dividend rating.


Dividend Valuation Growth Profitability Health

3

1. Profitability

1.1 Basic Checks

In the past year MFG was profitable.
In the past year MFG has reported a negative cash flow from operations.
MFG had positive earnings in each of the past 5 years.
MFG had a positive operating cash flow in 4 of the past 5 years.
MFG Yearly Net Income VS EBIT VS OCF VS FCFMFG Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5T -5T 10T 15T

1.2 Ratios

MFG has a Return On Assets of 0.31%. This is amonst the worse of the industry: MFG underperforms 84.09% of its industry peers.
MFG has a Return On Equity (8.48%) which is comparable to the rest of the industry.
Industry RankSector Rank
ROA 0.31%
ROE 8.48%
ROIC N/A
ROA(3y)0.26%
ROA(5y)0.24%
ROE(3y)7.07%
ROE(5y)6.43%
ROIC(3y)N/A
ROIC(5y)N/A
MFG Yearly ROA, ROE, ROICMFG Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2 4 6 8

1.3 Margins

MFG's Profit Margin of 21.42% is in line compared to the rest of the industry. MFG outperforms 41.67% of its industry peers.
MFG's Profit Margin has improved in the last couple of years.
The Operating Margin and Gross Margin are not available for MFG so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) 21.42%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y14.49%
PM growth 5Y5.24%
GM growth 3YN/A
GM growth 5YN/A
MFG Yearly Profit, Operating, Gross MarginsMFG Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15 20

1

2. Health

2.1 Basic Checks

MFG does not have a ROIC to compare to the WACC, probably because it is not profitable.
The number of shares outstanding for MFG has been reduced compared to 1 year ago.
The number of shares outstanding for MFG has been reduced compared to 5 years ago.
Compared to 1 year ago, MFG has a worse debt to assets ratio.
MFG Yearly Shares OutstandingMFG Yearly Shares OutstandingYearly Shares Outstanding 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B 8B 10B
MFG Yearly Total Debt VS Total AssetsMFG Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50T 100T 150T 200T 250T

2.2 Solvency

MFG has a Debt/Equity ratio of 6.16. This is a high value indicating a heavy dependency on external financing.
MFG has a Debt to Equity ratio of 6.16. This is amonst the worse of the industry: MFG underperforms 97.73% of its industry peers.
Industry RankSector Rank
Debt/Equity 6.16
Debt/FCF N/A
Altman-Z N/A
ROIC/WACCN/A
WACC5.99%
MFG Yearly LT Debt VS Equity VS FCFMFG Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5T -5T 10T 15T

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
MFG Yearly Current Assets VS Current LiabilitesMFG Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10T 20T 30T 40T

6

3. Growth

3.1 Past

The Earnings Per Share has grown by an impressive 30.73% over the past year.
MFG shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 14.65% yearly.
Looking at the last year, MFG shows a small growth in Revenue. The Revenue has grown by 6.48% in the last year.
Measured over the past years, MFG shows a quite strong growth in Revenue. The Revenue has been growing by 8.87% on average per year.
EPS 1Y (TTM)30.73%
EPS 3Y41.51%
EPS 5Y14.65%
EPS Q2Q%-13.19%
Revenue 1Y (TTM)6.48%
Revenue growth 3Y3.61%
Revenue growth 5Y8.87%
Sales Q2Q%-76.22%

3.2 Future

Based on estimates for the next years, MFG will show a quite strong growth in Earnings Per Share. The EPS will grow by 11.62% on average per year.
The Revenue is expected to grow by 8.71% on average over the next years. This is quite good.
EPS Next Y13.13%
EPS Next 2Y11.62%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year10.26%
Revenue Next 2Y8.71%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

Although the future EPS growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
MFG Yearly Revenue VS EstimatesMFG Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 1T 2T 3T 4T
MFG Yearly EPS VS EstimatesMFG Yearly EPS VS EstimatesYearly EPS VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 20 40 60 80

4

4. Valuation

4.1 Price/Earnings Ratio

The Price/Earnings ratio is 11.47, which indicates a very decent valuation of MFG.
MFG's Price/Earnings ratio is in line with the industry average.
The average S&P500 Price/Earnings ratio is at 26.29. MFG is valued rather cheaply when compared to this.
MFG is valuated reasonably with a Price/Forward Earnings ratio of 10.11.
MFG's Price/Forward Earnings is on the same level as the industry average.
Compared to an average S&P500 Price/Forward Earnings ratio of 22.17, MFG is valued rather cheaply.
Industry RankSector Rank
PE 11.47
Fwd PE 10.11
MFG Price Earnings VS Forward Price EarningsMFG Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
MFG Per share dataMFG EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 2 -2 4

4.3 Compensation for Growth

MFG's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.87
PEG (5Y)0.78
EPS Next 2Y11.62%
EPS Next 3YN/A

7

5. Dividend

5.1 Amount

MFG has a Yearly Dividend Yield of 3.62%.
MFG's Dividend Yield is a higher than the industry average which is at 3.46.
MFG's Dividend Yield is rather good when compared to the S&P500 average which is at 2.38.
Industry RankSector Rank
Dividend Yield 3.62%

5.2 History

The dividend of MFG is nicely growing with an annual growth rate of 9.96%!
MFG has paid a dividend for at least 10 years, which is a reliable track record.
MFG has not decreased its dividend in the past 5 years, so it has a somewhat stable track record.
Dividend Growth(5Y)9.96%
Div Incr Years7
Div Non Decr Years7
MFG Yearly Dividends per shareMFG Yearly Dividends per shareYearly Dividends per share 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20 40 60 80 100

5.3 Sustainability

34.38% of the earnings are spent on dividend by MFG. This is a low number and sustainable payout ratio.
The dividend of MFG is growing around the same rate as the earnings are growing. If this keeps up the dividend growth is sustainable.
DP34.38%
EPS Next 2Y11.62%
EPS Next 3YN/A
MFG Yearly Income VS Free CF VS DividendMFG Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5T -5T 10T 15T
MFG Dividend Payout.MFG Dividend Payout, showing the Payout Ratio.MFG Dividend Payout.PayoutRetained Earnings

MIZUHO FINANCIAL GROUP-ADR

NYSE:MFG (6/2/2025, 8:20:32 PM)

After market: 5.62 0 (0%)

5.62

+0.06 (+1.08%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)05-15 2025-05-15/dmh
Earnings (Next)07-29 2025-07-29
Inst Owners41.99%
Inst Owner Change0.69%
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap70.52B
Analysts78
Price Target12.48 (122.06%)
Short Float %0.04%
Short Ratio1.2
Dividend
Industry RankSector Rank
Dividend Yield 3.62%
Yearly Dividend0.17
Dividend Growth(5Y)9.96%
DP34.38%
Div Incr Years7
Div Non Decr Years7
Ex-Date03-28 2025-03-28 (75)
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)339.13%
Min EPS beat(2)59.03%
Max EPS beat(2)619.23%
EPS beat(4)4
Avg EPS beat(4)190.77%
Min EPS beat(4)39.87%
Max EPS beat(4)619.23%
EPS beat(8)8
Avg EPS beat(8)116.05%
EPS beat(12)11
Avg EPS beat(12)80.4%
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)1
Avg Revenue beat(2)8.27%
Min Revenue beat(2)-9.41%
Max Revenue beat(2)25.94%
Revenue beat(4)3
Avg Revenue beat(4)15.59%
Min Revenue beat(4)-9.41%
Max Revenue beat(4)25.94%
Revenue beat(8)7
Avg Revenue beat(8)151.99%
Revenue beat(12)11
Avg Revenue beat(12)123.18%
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-4.51%
PT rev (3m)102.48%
EPS NQ rev (1m)-1.76%
EPS NQ rev (3m)-1.36%
EPS NY rev (1m)-0.68%
EPS NY rev (3m)1.78%
Revenue NQ rev (1m)-0.24%
Revenue NQ rev (3m)-0.24%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.33%
Valuation
Industry RankSector Rank
PE 11.47
Fwd PE 10.11
P/S 2.43
P/FCF N/A
P/OCF N/A
P/B 0.96
P/tB 1.04
EV/EBITDA N/A
EPS(TTM)0.49
EY8.72%
EPS(NY)0.56
Fwd EY9.89%
FCF(TTM)-2.33
FCFYN/A
OCF(TTM)-2.13
OCFYN/A
SpS2.31
BVpS5.83
TBVpS5.38
PEG (NY)0.87
PEG (5Y)0.78
Profitability
Industry RankSector Rank
ROA 0.31%
ROE 8.48%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 21.42%
GM N/A
FCFM N/A
ROA(3y)0.26%
ROA(5y)0.24%
ROE(3y)7.07%
ROE(5y)6.43%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y14.49%
PM growth 5Y5.24%
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.01
Health
Industry RankSector Rank
Debt/Equity 6.16
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr 167.51%
Cap/Sales 8.34%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score7
WACC5.99%
ROIC/WACCN/A
Cap/Depr(3y)140.49%
Cap/Depr(5y)127.01%
Cap/Sales(3y)6.67%
Cap/Sales(5y)6.23%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)30.73%
EPS 3Y41.51%
EPS 5Y14.65%
EPS Q2Q%-13.19%
EPS Next Y13.13%
EPS Next 2Y11.62%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)6.48%
Revenue growth 3Y3.61%
Revenue growth 5Y8.87%
Sales Q2Q%-76.22%
Revenue Next Year10.26%
Revenue Next 2Y8.71%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-355.89%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-302.7%
OCF growth 3YN/A
OCF growth 5YN/A