MFA FINANCIAL INC - MFA 9 08/15/29 (MFAO) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:MFAO - US55272X8056
25.62 USD
+0.04 (+0.16%)
Overall MFAO gets a fundamental rating of 3 out of 10. We evaluated MFAO against 68 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. MFAO has a medium profitability rating, but doesn't score so well on its financial health evaluation. MFAO has a expensive valuation and it also scores bad on growth.
1. Profitability
1.1 Basic Checks
- MFAO had positive earnings in the past year.
- MFAO had a positive operating cash flow in the past year.
- The reported net income has been mixed in the past 5 years: MFAO reported negative net income in multiple years.
- Each year in the past 5 years MFAO had a positive operating cash flow.
1.2 Ratios
- Looking at the Return On Assets, with a value of 0.74%, MFAO is in the better half of the industry, outperforming 77.94% of the companies in the same industry.
- The Return On Equity of MFAO (4.93%) is better than 60.29% of its industry peers.
- Looking at the Return On Invested Capital, with a value of 0.88%, MFAO is in the better half of the industry, outperforming 76.47% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.74% | ||
| ROE | 4.93% | ||
| ROIC | 0.88% |
ROA(3y)-0.57%
ROA(5y)-1.74%
ROE(3y)-2.06%
ROE(5y)-4.53%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- The Profit Margin of MFAO (11.27%) is better than 60.29% of its industry peers.
- MFAO's Profit Margin has declined in the last couple of years.
- Looking at the Operating Margin, with a value of 16.20%, MFAO is in line with its industry, outperforming 58.82% of the companies in the same industry.
- MFAO's Operating Margin has declined in the last couple of years.
- The Gross Margin of MFAO (36.50%) is better than 72.06% of its industry peers.
- MFAO's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 16.2% | ||
| PM (TTM) | 11.27% | ||
| GM | 36.5% |
OM growth 3Y-36.21%
OM growth 5Y-20.95%
PM growth 3Y-45.5%
PM growth 5Y-24.97%
GM growth 3Y-21.52%
GM growth 5Y-9.69%
2. Health
2.1 Basic Checks
- MFAO has about the same amout of shares outstanding than it did 1 year ago.
- Compared to 5 years ago, MFAO has less shares outstanding
- MFAO has a worse debt/assets ratio than last year.
2.2 Solvency
- MFAO has an Altman-Z score of 0.03. This is a bad value and indicates that MFAO is not financially healthy and even has some risk of bankruptcy.
- MFAO has a Altman-Z score of 0.03. This is in the better half of the industry: MFAO outperforms 67.65% of its industry peers.
- MFAO has a debt to FCF ratio of 65.58. This is a negative value and a sign of low solvency as MFAO would need 65.58 years to pay back of all of its debts.
- With a decent Debt to FCF ratio value of 65.58, MFAO is doing good in the industry, outperforming 73.53% of the companies in the same industry.
- A Debt/Equity ratio of 5.40 is on the high side and indicates that MFAO has dependencies on debt financing.
- MFAO's Debt to Equity ratio of 5.40 is in line compared to the rest of the industry. MFAO outperforms 45.59% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 5.4 | ||
| Debt/FCF | 65.58 | ||
| Altman-Z | 0.03 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
- A Current Ratio of 0.95 indicates that MFAO may have some problems paying its short term obligations.
- MFAO has a Current ratio of 0.95. This is in the better half of the industry: MFAO outperforms 67.65% of its industry peers.
- A Quick Ratio of 0.95 indicates that MFAO may have some problems paying its short term obligations.
- MFAO has a Quick ratio of 0.95. This is in the better half of the industry: MFAO outperforms 67.65% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.95 | ||
| Quick Ratio | 0.95 |
3. Growth
3.1 Past
- The earnings per share for MFAO have decreased strongly by -32.12% in the last year.
- MFAO shows a very negative growth in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -13.50% yearly.
- Looking at the last year, MFAO shows a very negative growth in Revenue. The Revenue has decreased by -24.03% in the last year.
- The Revenue has been decreasing by -0.04% on average over the past years.
EPS 1Y (TTM)-32.12%
EPS 3Y-11.02%
EPS 5Y-13.5%
EPS Q2Q%-45.95%
Revenue 1Y (TTM)-24.03%
Revenue growth 3Y21.64%
Revenue growth 5Y-0.04%
Sales Q2Q%12.18%
3.2 Future
- MFAO is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -0.32% yearly.
- Based on estimates for the next years, MFAO will show a quite strong growth in Revenue. The Revenue will grow by 12.28% on average per year.
EPS Next Y-32.02%
EPS Next 2Y-5.92%
EPS Next 3Y-0.32%
EPS Next 5YN/A
Revenue Next Year16.21%
Revenue Next 2Y6.56%
Revenue Next 3Y12.28%
Revenue Next 5YN/A
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
- The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- MFAO is valuated rather expensively with a Price/Earnings ratio of 22.88.
- MFAO's Price/Earnings ratio is in line with the industry average.
- MFAO is valuated at similar levels of the S&P average when we compare the Price/Earnings ratio to 27.32, which is the current average of the S&P500 Index.
- A Price/Forward Earnings ratio of 18.67 indicates a rather expensive valuation of MFAO.
- 69.12% of the companies in the same industry are cheaper than MFAO, based on the Price/Forward Earnings ratio.
- Compared to an average S&P500 Price/Forward Earnings ratio of 24.32, MFAO is valued a bit cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 22.88 | ||
| Fwd PE | 18.67 |
4.2 Price Multiples
- Compared to the rest of the industry, the Price/Free Cash Flow ratio of MFAO is on the same level as its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 17.45 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-5.92%
EPS Next 3Y-0.32%
5. Dividend
5.1 Amount
- MFAO has a Yearly Dividend Yield of 14.53%, which is a nice return.
- Compared to an average industry Dividend Yield of 11.01, MFAO pays a better dividend. On top of this MFAO pays more dividend than 89.71% of the companies listed in the same industry.
- Compared to an average S&P500 Dividend Yield of 1.83, MFAO pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 14.53% |
5.2 History
- The dividend of MFAO decreases each year by -12.34%.
- MFAO has paid a dividend for less than 5 years, so there is no long track record yet.
Dividend Growth(5Y)-12.34%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
- 205.55% of the earnings are spent on dividend by MFAO. This is not a sustainable payout ratio.
- MFAO's earnings and Dividend Rate are declining. This means the current dividend is most likely not sustainable.
DP205.55%
EPS Next 2Y-5.92%
EPS Next 3Y-0.32%
MFA FINANCIAL INC - MFA 9 08/15/29 / MFAO FAQ
What is the ChartMill fundamental rating of MFA FINANCIAL INC - MFA 9 08/15/29 (MFAO) stock?
ChartMill assigns a fundamental rating of 3 / 10 to MFAO.
What is the valuation status of MFA FINANCIAL INC - MFA 9 08/15/29 (MFAO) stock?
ChartMill assigns a valuation rating of 2 / 10 to MFA FINANCIAL INC - MFA 9 08/15/29 (MFAO). This can be considered as Overvalued.
Can you provide the profitability details for MFA FINANCIAL INC - MFA 9 08/15/29?
MFA FINANCIAL INC - MFA 9 08/15/29 (MFAO) has a profitability rating of 4 / 10.
What are the PE and PB ratios of MFA FINANCIAL INC - MFA 9 08/15/29 (MFAO) stock?
The Price/Earnings (PE) ratio for MFA FINANCIAL INC - MFA 9 08/15/29 (MFAO) is 22.88 and the Price/Book (PB) ratio is 1.44.
What is the financial health of MFA FINANCIAL INC - MFA 9 08/15/29 (MFAO) stock?
The financial health rating of MFA FINANCIAL INC - MFA 9 08/15/29 (MFAO) is 3 / 10.