MIDWEST HOLDING INC (MDWT) Fundamental Analysis & Valuation

NASDAQ:MDWT • US59833J2069

Current stock price

26.99 USD
0 (0%)
Last:

This MDWT fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

1

1. MDWT Profitability Analysis

1.1 Basic Checks

  • MDWT had negative earnings in the past year.
  • In the past year MDWT had a positive cash flow from operations.
MDWT Yearly Net Income VS EBIT VS OCF VS FCFMDWT Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 0 20M -20M 40M 60M

1.2 Ratios

  • Looking at the Return On Assets, with a value of -0.10%, MDWT is doing worse than 72.22% of the companies in the same industry.
  • Looking at the Return On Equity, with a value of -17.23%, MDWT is doing worse than 81.94% of the companies in the same industry.
  • MDWT has a Return On Invested Capital (0.23%) which is comparable to the rest of the industry.
Industry RankSector Rank
ROA -0.1%
ROE -17.23%
ROIC 0.23%
ROA(3y)-0.9%
ROA(5y)-2.59%
ROE(3y)-2.68%
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
MDWT Yearly ROA, ROE, ROICMDWT Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 0 100 -100

1.3 Margins

  • With a Operating Margin value of 7.60%, MDWT perfoms like the industry average, outperforming 48.61% of the companies in the same industry.
  • The Profit Margin and Gross Margin are not available for MDWT so they could not be analyzed.
Industry RankSector Rank
OM 7.6%
PM (TTM) N/A
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
MDWT Yearly Profit, Operating, Gross MarginsMDWT Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 0 -500 -1K -1.5K

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3

2. MDWT Health Analysis

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), MDWT is destroying value.
  • The number of shares outstanding for MDWT remains at a similar level compared to 1 year ago.
  • MDWT has a worse debt/assets ratio than last year.
MDWT Yearly Shares OutstandingMDWT Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 1M 2M 3M
MDWT Yearly Total Debt VS Total AssetsMDWT Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 500M 1B 1.5B

2.2 Solvency

  • The Debt to FCF ratio of MDWT is 0.25, which is an excellent value as it means it would take MDWT, only 0.25 years of fcf income to pay off all of its debts.
  • With an excellent Debt to FCF ratio value of 0.25, MDWT belongs to the best of the industry, outperforming 95.14% of the companies in the same industry.
  • A Debt/Equity ratio of 1.82 is on the high side and indicates that MDWT has dependencies on debt financing.
  • MDWT has a worse Debt to Equity ratio (1.82) than 90.28% of its industry peers.
  • Although MDWT's pure debt/equity ratio does not look good, it has limited outstanding debt compared to the Free Cash Flow. We will not put too much weight on the debt/equity number as it may be because of low equity, which could be a consequence of a share buyback program for instance. This needs to be investigated.
Industry RankSector Rank
Debt/Equity 1.82
Debt/FCF 0.25
Altman-Z N/A
ROIC/WACC0.03
WACC7.98%
MDWT Yearly LT Debt VS Equity VS FCFMDWT Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 0 20M -20M 40M 60M 80M

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
MDWT Yearly Current Assets VS Current LiabilitesMDWT Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2018 2019 2020 2021 2022 2M 4M 6M 8M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

7

3. MDWT Growth Analysis

3.1 Past

  • The Earnings Per Share has grown by an impressive 57.32% over the past year.
  • The Revenue has grown by 378.45% in the past year. This is a very strong growth!
  • MDWT shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 67.60% yearly.
EPS 1Y (TTM)57.32%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-233.33%
Revenue 1Y (TTM)378.45%
Revenue growth 3Y274.72%
Revenue growth 5Y67.6%
Sales Q2Q%1733.93%

3.2 Future

  • The Earnings Per Share is expected to grow by 208.68% on average over the next years. This is a very strong growth
  • MDWT is expected to show a strong growth in Revenue. In the coming years, the Revenue will grow by 34.73% yearly.
EPS Next Y828.57%
EPS Next 2Y208.68%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year73.04%
Revenue Next 2Y34.73%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • The estimated forward Revenue growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
MDWT Yearly Revenue VS EstimatesMDWT Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M 100M
MDWT Yearly EPS VS EstimatesMDWT Yearly EPS VS EstimatesYearly EPS VS Estimates 2020 2021 2022 2023 2024 0 1 -1 2 3

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5

4. MDWT Valuation Analysis

4.1 Price/Earnings Ratio

  • The Price/Earnings Ratio is negative for MDWT. In the last year negative earnings were reported.
  • With a Price/Forward Earnings ratio of 8.54, the valuation of MDWT can be described as very reasonable.
  • Based on the Price/Forward Earnings ratio, MDWT is valued a bit cheaper than 67.36% of the companies in the same industry.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 38.00, MDWT is valued rather cheaply.
Industry RankSector Rank
PE N/A
Fwd PE 8.54
MDWT Price Earnings VS Forward Price EarningsMDWT Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 20 -20

4.2 Price Multiples

  • Based on the Price/Free Cash Flow ratio, MDWT is valued cheaply inside the industry as 96.53% of the companies are valued more expensively.
Industry RankSector Rank
P/FCF 1.01
EV/EBITDA N/A
MDWT Per share dataMDWT EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 5 10 15 20 25

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • A more expensive valuation may be justified as MDWT's earnings are expected to grow with 208.68% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y208.68%
EPS Next 3YN/A

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. MDWT Dividend Analysis

5.1 Amount

  • MDWT does not give a dividend.
Industry RankSector Rank
Dividend Yield N/A

More info and screens

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MDWT Fundamentals: All Metrics, Ratios and Statistics

MIDWEST HOLDING INC

NASDAQ:MDWT (12/20/2023, 8:23:45 PM)

26.99

0 (0%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)11-13
Earnings (Next)03-25
Inst Owners1%
Inst Owner Change0%
Ins Owners8033.91%
Ins Owner Change0%
Market Cap100.94M
Revenue(TTM)89.47M
Net Income(TTM)-2.36M
Analysts45.71
Price Target27.54 (2.04%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield N/A
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)1485.07%
Min EPS beat(2)-430.5%
Max EPS beat(2)3400.65%
EPS beat(4)2
Avg EPS beat(4)671.12%
Min EPS beat(4)-430.5%
Max EPS beat(4)3400.65%
EPS beat(8)4
Avg EPS beat(8)362.28%
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)2
Avg Revenue beat(2)95.87%
Min Revenue beat(2)62.12%
Max Revenue beat(2)129.61%
Revenue beat(4)3
Avg Revenue beat(4)44.19%
Min Revenue beat(4)-56.58%
Max Revenue beat(4)129.61%
Revenue beat(8)4
Avg Revenue beat(8)-9.97%
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0%
EPS NY rev (1m)-12.41%
EPS NY rev (3m)-12.41%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)99900%
Revenue NY rev (1m)13.87%
Revenue NY rev (3m)13.87%
Valuation
Industry RankSector Rank
PE N/A
Fwd PE 8.54
P/S 1.13
P/FCF 1.01
P/OCF 1.01
P/B 7.37
P/tB 7.37
EV/EBITDA N/A
EPS(TTM)-0.7
EYN/A
EPS(NY)3.16
Fwd EY11.72%
FCF(TTM)26.64
FCFY98.7%
OCF(TTM)26.74
OCFY99.07%
SpS23.92
BVpS3.66
TBVpS3.66
PEG (NY)N/A
PEG (5Y)N/A
Graham Number0 (-100%)
Profitability
Industry RankSector Rank
ROA -0.1%
ROE -17.23%
ROCE 0.29%
ROIC 0.23%
ROICexc 0.25%
ROICexgc 0.26%
OM 7.6%
PM (TTM) N/A
GM N/A
FCFM 111.36%
ROA(3y)-0.9%
ROA(5y)-2.59%
ROE(3y)-2.68%
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score4
Asset Turnover0.04
Health
Industry RankSector Rank
Debt/Equity 1.82
Debt/FCF 0.25
Debt/EBITDA N/A
Cap/Depr -1.51%
Cap/Sales 0.41%
Interest Coverage 250
Cash Conversion N/A
Profit Quality N/A
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score4
WACC7.98%
ROIC/WACC0.03
Cap/Depr(3y)4.44%
Cap/Depr(5y)20.66%
Cap/Sales(3y)3.18%
Cap/Sales(5y)4.32%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)57.32%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-233.33%
EPS Next Y828.57%
EPS Next 2Y208.68%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)378.45%
Revenue growth 3Y274.72%
Revenue growth 5Y67.6%
Sales Q2Q%1733.93%
Revenue Next Year73.04%
Revenue Next 2Y34.73%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y216.44%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y462.29%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y464.3%
OCF growth 3YN/A
OCF growth 5YN/A

MIDWEST HOLDING INC / MDWT Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for MIDWEST HOLDING INC?

ChartMill assigns a fundamental rating of 3 / 10 to MDWT.


What is the valuation status for MDWT stock?

ChartMill assigns a valuation rating of 5 / 10 to MIDWEST HOLDING INC (MDWT). This can be considered as Fairly Valued.


Can you provide the profitability details for MIDWEST HOLDING INC?

MIDWEST HOLDING INC (MDWT) has a profitability rating of 1 / 10.


What is the financial health of MIDWEST HOLDING INC (MDWT) stock?

The financial health rating of MIDWEST HOLDING INC (MDWT) is 3 / 10.


How sustainable is the dividend of MIDWEST HOLDING INC (MDWT) stock?

The dividend rating of MIDWEST HOLDING INC (MDWT) is 0 / 10 and the dividend payout ratio is 0%.