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MILL CITY VENTURES III LTD (MCVT) Stock Fundamental Analysis

USA - NASDAQ:MCVT - US59982U2006 - Common Stock

6.11 USD
-0.32 (-4.98%)
Last: 8/25/2025, 8:00:01 PM
6.39 USD
+0.28 (+4.58%)
After Hours: 8/25/2025, 8:00:01 PM
Fundamental Rating

5

MCVT gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 101 industry peers in the Financial Services industry. MCVT has an excellent financial health rating, but there are some minor concerns on its profitability. MCVT is quite expensive at the moment. It does show a decent growth rate.


Dividend Valuation Growth Profitability Health

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4

1. Profitability

1.1 Basic Checks

In the past year MCVT was profitable.
MCVT had a negative operating cash flow in the past year.
MCVT had positive earnings in 4 of the past 5 years.
MCVT had negative operating cash flow in 4 of the past 5 years.
MCVT Yearly Net Income VS EBIT VS OCF VS FCFMCVT Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 2M -2M 4M -4M 6M

1.2 Ratios

The Return On Assets of MCVT (7.34%) is better than 84.31% of its industry peers.
Looking at the Return On Equity, with a value of 7.41%, MCVT is in line with its industry, outperforming 47.06% of the companies in the same industry.
MCVT has a better Return On Invested Capital (5.04%) than 66.67% of its industry peers.
Industry RankSector Rank
ROA 7.34%
ROE 7.41%
ROIC 5.04%
ROA(3y)0.06%
ROA(5y)6.96%
ROE(3y)0.09%
ROE(5y)8.07%
ROIC(3y)N/A
ROIC(5y)N/A
MCVT Yearly ROA, ROE, ROICMCVT Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 10 -10 20 -20 -30

1.3 Margins

Looking at the Profit Margin, with a value of 45.42%, MCVT belongs to the top of the industry, outperforming 90.20% of the companies in the same industry.
MCVT's Profit Margin has declined in the last couple of years.
MCVT has a better Operating Margin (42.15%) than 83.33% of its industry peers.
MCVT's Operating Margin has declined in the last couple of years.
Industry RankSector Rank
OM 42.15%
PM (TTM) 45.42%
GM N/A
OM growth 3Y-6.34%
OM growth 5YN/A
PM growth 3Y-30.72%
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
MCVT Yearly Profit, Operating, Gross MarginsMCVT Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 500 1K

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9

2. Health

2.1 Basic Checks

MCVT has about the same amout of shares outstanding than it did 1 year ago.
The number of shares outstanding for MCVT has been increased compared to 5 years ago.
MCVT has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
MCVT Yearly Shares OutstandingMCVT Yearly Shares OutstandingYearly Shares Outstanding 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2M 4M 6M
MCVT Yearly Total Debt VS Total AssetsMCVT Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 5M 10M 15M 20M

2.2 Solvency

MCVT has an Altman-Z score of 1575.58. This indicates that MCVT is financially healthy and has little risk of bankruptcy at the moment.
With an excellent Altman-Z score value of 1575.58, MCVT belongs to the best of the industry, outperforming 98.04% of the companies in the same industry.
MCVT has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF N/A
Altman-Z 1575.58
ROIC/WACCN/A
WACCN/A
MCVT Yearly LT Debt VS Equity VS FCFMCVT Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5M 10M 15M

2.3 Liquidity

MCVT has a Current Ratio of 10.21. This indicates that MCVT is financially healthy and has no problem in meeting its short term obligations.
MCVT's Current ratio of 10.21 is amongst the best of the industry. MCVT outperforms 98.04% of its industry peers.
MCVT has a Quick Ratio of 10.21. This indicates that MCVT is financially healthy and has no problem in meeting its short term obligations.
The Quick ratio of MCVT (10.21) is better than 98.04% of its industry peers.
Industry RankSector Rank
Current Ratio 10.21
Quick Ratio 10.21
MCVT Yearly Current Assets VS Current LiabilitesMCVT Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2M 4M 6M 8M

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4

3. Growth

3.1 Past

The Earnings Per Share has grown by an impressive 478.74% over the past year.
The earnings per share for MCVT have been decreasing by -48.38% on average. This is quite bad
Looking at the last year, MCVT shows a small growth in Revenue. The Revenue has grown by 1.76% in the last year.
The Revenue has been growing by 83.19% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)478.74%
EPS 3Y-48.38%
EPS 5YN/A
EPS Q2Q%75.91%
Revenue 1Y (TTM)1.76%
Revenue growth 3Y7.46%
Revenue growth 5Y83.19%
Sales Q2Q%6.68%

3.2 Future

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
MCVT Yearly Revenue VS EstimatesMCVT Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 1M 2M 3M 4M

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1

4. Valuation

4.1 Price/Earnings Ratio

The Price/Earnings ratio is 25.46, which means the current valuation is very expensive for MCVT.
MCVT's Price/Earnings is on the same level as the industry average.
MCVT is valuated at similar levels of the S&P average when we compare the Price/Earnings ratio to 27.30, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 25.46
Fwd PE N/A
MCVT Price Earnings VS Forward Price EarningsMCVT Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
MCVT Per share dataMCVT EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 0.05 0.1 0.15 0.2

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A

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0

5. Dividend

5.1 Amount

No dividends for MCVT!.
Industry RankSector Rank
Dividend Yield N/A

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MILL CITY VENTURES III LTD

NASDAQ:MCVT (8/25/2025, 8:00:01 PM)

After market: 6.39 +0.28 (+4.58%)

6.11

-0.32 (-4.98%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)08-14 2025-08-14
Earnings (Next)11-10 2025-11-10
Inst OwnersN/A
Inst Owner Change40.48%
Ins OwnersN/A
Ins Owner Change3.85%
Market Cap501.69M
AnalystsN/A
Price TargetN/A
Short Float %1.02%
Short Ratio0.22
Dividend
Industry RankSector Rank
Dividend Yield N/A
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 25.46
Fwd PE N/A
P/S 151.76
P/FCF N/A
P/OCF N/A
P/B 24.77
P/tB 24.77
EV/EBITDA N/A
EPS(TTM)0.24
EY3.93%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)-0.04
FCFYN/A
OCF(TTM)-0.04
OCFYN/A
SpS0.04
BVpS0.25
TBVpS0.25
PEG (NY)N/A
PEG (5Y)N/A
Profitability
Industry RankSector Rank
ROA 7.34%
ROE 7.41%
ROCE 6.88%
ROIC 5.04%
ROICexc 5.44%
ROICexgc 5.44%
OM 42.15%
PM (TTM) 45.42%
GM N/A
FCFM N/A
ROA(3y)0.06%
ROA(5y)6.96%
ROE(3y)0.09%
ROE(5y)8.07%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3Y-5.38%
ROICexcg growth 5YN/A
ROICexc growth 3Y-5.38%
ROICexc growth 5YN/A
OM growth 3Y-6.34%
OM growth 5YN/A
PM growth 3Y-30.72%
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score4
Asset Turnover0.16
Health
Industry RankSector Rank
Debt/Equity 0
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 10.21
Quick Ratio 10.21
Altman-Z 1575.58
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)478.74%
EPS 3Y-48.38%
EPS 5YN/A
EPS Q2Q%75.91%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)1.76%
Revenue growth 3Y7.46%
Revenue growth 5Y83.19%
Sales Q2Q%6.68%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y13.02%
EBIT growth 3Y0.65%
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-119.81%
FCF growth 3YN/A
FCF growth 5Y-5.88%
OCF growth 1Y-119.81%
OCF growth 3YN/A
OCF growth 5Y-5.88%